Home > United New Mexico Bank at Roswell > Income and Expense
United New Mexico Bank at Roswell, Income and Expense
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $11,619,000 | 2,668 |
| Total interest expense | $3,537,000 | 3,549 |
| Net interest income | $8,082,000 | 2,219 |
| Provision for loan and lease losses | $1,661,000 | 919 |
| Total noninterest income | $1,348,000 | 2,660 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $1,113,000 | 1,210 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $235,000 | 5,178 |
| Total noninterest expense | $5,935,000 | 2,421 |
| Salaries and employee benefits | $2,288,000 | 2,893 |
| Premises and equipment expense | $935,000 | 2,192 |
| Additional noninterest expense | $2,712,000 | 2,071 |
| Pre-tax net operating income | $1,834,000 | 3,604 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $595,000 | 3,628 |
| Income before extraordinary items | $1,239,000 | 3,889 |
| Extraordinary gains, net | $-66,000 | 12,805 |
| Net income | $1,173,000 | 4,210 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-77,000 | 12,848 |
| Cash dividends | $6,457,000 | 385 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,239,000 | 3,682 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $13,474,000 | 2,624 |
| Total interest expense | $5,092,000 | 3,265 |
| Net interest income | $8,382,000 | 2,169 |
| Provision for loan and lease losses | $0 | 11,756 |
| Total noninterest income | $1,365,000 | 2,573 |
| Gross Fiduciary activities income | $0 | 1,658 |
| Service charges on deposit accounts | $1,104,000 | 1,201 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $261,000 | 4,830 |
| Total noninterest expense | $6,185,000 | 2,350 |
| Salaries and employee benefits | $2,475,000 | 2,631 |
| Premises and equipment expense | $1,115,000 | 1,897 |
| Additional noninterest expense | $2,595,000 | 2,253 |
| Pre-tax net operating income | $3,562,000 | 1,735 |
| Securities gains (losses) | $9,000 | 6,537 |
| Applicable income taxes | $1,141,000 | 1,849 |
| Income before extraordinary items | $2,430,000 | 1,876 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $2,430,000 | 1,904 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $179,000 | 4,456 |
| Cash dividends | $2,173,000 | 788 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $2,423,880 | 1,726 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.