Home > United Nebraska Bank > Income and Expense

United Nebraska Bank, Income and Expense

2004-06-30 (YTD Data)		Rank
Total interest income	$12,174,000	1,136
Total interest expense	$2,933,000	1,350
Net interest income	$9,241,000	1,057
Provision for loan and lease losses	$41,000	5,001
Total noninterest income	$3,684,000	788
Gross Fiduciary activities income	$0	1,518
Service charges on deposit accounts	$1,371,000	639
Trading account gains and fees	$0	130
Additional Noninterest Income	$2,313,000	716
Total noninterest expense	$7,743,000	1,030
Salaries and employee benefits	$4,909,000	871
Premises and equipment expense	$894,000	1,288
Additional noninterest expense	$1,940,000	1,247
Pre-tax net operating income	$5,141,000	846
Securities gains (losses)	$13,000	2,268
Applicable income taxes	$1,600,000	878
Income before extraordinary items	$3,554,000	917
Extraordinary gains, net	$0	21
Net income	$3,554,000	918
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$319,000	992
Cash dividends	$800,000	1,514
Sale, conversion, retirement of capital stock, net	$0	638
Net operating income	$3,545,030	886
2004-03-31 (YTD Data)		Rank
Total interest income	$6,123,000	1,137
Total interest expense	$1,488,000	1,341
Net interest income	$4,635,000	1,066
Provision for loan and lease losses	$21,000	4,750
Total noninterest income	$1,996,000	718
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$657,000	653
Trading account gains and fees	$0	121
Additional Noninterest Income	$1,339,000	640
Total noninterest expense	$3,786,000	1,075
Salaries and employee benefits	$2,338,000	927
Premises and equipment expense	$453,000	1,289
Additional noninterest expense	$995,000	1,213
Pre-tax net operating income	$2,824,000	774
Securities gains (losses)	$4,000	2,410
Applicable income taxes	$852,000	844
Income before extraordinary items	$1,976,000	837
Extraordinary gains, net	$0	16
Net income	$1,976,000	837
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$217,000	774
Cash dividends	$0	3,841
Sale, conversion, retirement of capital stock, net	$0	464
Net operating income	$1,973,200	790
2003-12-31 (YTD Data)		Rank
Total interest income	$25,790,000	1,101
Total interest expense	$7,816,000	1,147
Net interest income	$17,974,000	1,069
Provision for loan and lease losses	$1,172,000	1,022
Total noninterest income	$7,841,000	793
Gross Fiduciary activities income	$0	1,641
Service charges on deposit accounts	$2,779,000	616
Trading account gains and fees	$0	160
Additional Noninterest Income	$5,062,000	760
Total noninterest expense	$15,704,000	1,038
Salaries and employee benefits	$9,336,000	911
Premises and equipment expense	$2,022,000	1,128
Additional noninterest expense	$4,346,000	1,161
Pre-tax net operating income	$8,939,000	945
Securities gains (losses)	$147,000	1,571
Applicable income taxes	$2,536,000	1,061
Income before extraordinary items	$6,550,000	989
Extraordinary gains, net	$0	54
Net income	$6,550,000	991
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,066,000	883
Cash dividends	$5,000,000	626
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$6,444,160	936
2003-09-30 (YTD Data)		Rank
Total interest income	$19,567,000	1,112
Total interest expense	$6,075,000	1,157
Net interest income	$13,492,000	1,084
Provision for loan and lease losses	$1,094,000	823
Total noninterest income	$5,576,000	854
Gross Fiduciary activities income	$0	1,599
Service charges on deposit accounts	$2,070,000	625
Trading account gains and fees	$0	153
Additional Noninterest Income	$3,506,000	829
Total noninterest expense	$11,428,000	1,068
Salaries and employee benefits	$6,866,000	951
Premises and equipment expense	$1,512,000	1,137
Additional noninterest expense	$3,050,000	1,240
Pre-tax net operating income	$6,546,000	998
Securities gains (losses)	$-1,000	8,731
Applicable income taxes	$1,926,000	1,091
Income before extraordinary items	$4,619,000	1,087
Extraordinary gains, net	$0	40
Net income	$4,619,000	1,087
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$920,000	733
Cash dividends	$0	5,519
Sale, conversion, retirement of capital stock, net	$0	722
Net operating income	$4,619,710	1,015
2003-06-30 (YTD Data)		Rank
Total interest income	$13,290,000	1,096
Total interest expense	$4,195,000	1,140
Net interest income	$9,095,000	1,072
Provision for loan and lease losses	$198,000	2,542
Total noninterest income	$3,908,000	811
Gross Fiduciary activities income	$0	1,577
Service charges on deposit accounts	$1,375,000	622
Trading account gains and fees	$0	150
Additional Noninterest Income	$2,533,000	779
Total noninterest expense	$7,695,000	1,059
Salaries and employee benefits	$4,683,000	920
Premises and equipment expense	$1,037,000	1,101
Additional noninterest expense	$1,975,000	1,258
Pre-tax net operating income	$5,110,000	870
Securities gains (losses)	$2,000	3,460
Applicable income taxes	$1,556,000	964
Income before extraordinary items	$3,556,000	948
Extraordinary gains, net	$0	30
Net income	$3,556,000	948
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$202,000	1,640
Cash dividends	$0	5,215
Sale, conversion, retirement of capital stock, net	$0	589
Net operating income	$3,554,600	874
2003-03-31 (YTD Data)		Rank
Total interest income	$6,760,000	1,088
Total interest expense	$2,145,000	1,148
Net interest income	$4,615,000	1,049
Provision for loan and lease losses	$93,000	2,472
Total noninterest income	$1,792,000	843
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$681,000	613
Trading account gains and fees	$0	134
Additional Noninterest Income	$1,111,000	832
Total noninterest expense	$3,618,000	1,111
Salaries and employee benefits	$2,128,000	1,009
Premises and equipment expense	$534,000	1,085
Additional noninterest expense	$956,000	1,278
Pre-tax net operating income	$2,696,000	831
Securities gains (losses)	$1,000	2,714
Applicable income taxes	$816,000	942
Income before extraordinary items	$1,881,000	897
Extraordinary gains, net	$0	21
Net income	$1,881,000	896
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-1,000	7,386
Cash dividends	$0	3,930
Sale, conversion, retirement of capital stock, net	$0	419
Net operating income	$1,880,300	826
2002-12-31 (YTD Data)		Rank
Total interest income	$30,111,000	1,020
Total interest expense	$9,903,000	1,137
Net interest income	$20,208,000	955
Provision for loan and lease losses	$684,000	1,871
Total noninterest income	$6,700,000	820
Gross Fiduciary activities income	$0	1,713
Service charges on deposit accounts	$2,429,000	674
Trading account gains and fees	$0	153
Additional Noninterest Income	$4,271,000	778
Total noninterest expense	$15,110,000	1,026
Salaries and employee benefits	$9,021,000	894
Premises and equipment expense	$1,931,000	1,142
Additional noninterest expense	$4,158,000	1,173
Pre-tax net operating income	$11,114,000	779
Securities gains (losses)	$79,000	1,976
Applicable income taxes	$3,393,000	833
Income before extraordinary items	$7,800,000	815
Extraordinary gains, net	$0	70
Net income	$7,800,000	815
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$242,000	2,718
Cash dividends	$7,000,000	464
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$7,744,700	786
2001-12-31 (YTD Data)		Rank
Total interest income	$34,152,000	995
Total interest expense	$15,673,000	1,034
Net interest income	$18,479,000	973
Provision for loan and lease losses	$384,000	2,715
Total noninterest income	$6,737,000	769
Gross Fiduciary activities income	$0	1,731
Service charges on deposit accounts	$2,258,000	655
Trading account gains and fees	$0	177
Additional Noninterest Income	$4,479,000	713
Total noninterest expense	$15,353,000	962
Salaries and employee benefits	$8,785,000	848
Premises and equipment expense	$2,107,000	994
Additional noninterest expense	$4,461,000	1,065
Pre-tax net operating income	$9,479,000	802
Securities gains (losses)	$79,000	1,951
Applicable income taxes	$3,049,000	837
Income before extraordinary items	$6,509,000	851
Extraordinary gains, net	$0	105
Net income	$6,509,000	853
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$220,000	2,705
Cash dividends	$6,000,000	528
Sale, conversion, retirement of capital stock, net	$0	922
Net operating income	$6,455,280	815
2000-12-31 (YTD Data)		Rank
Total interest income	$35,558,000	997
Total interest expense	$17,730,000	996
Net interest income	$17,828,000	973
Provision for loan and lease losses	$300,000	2,819
Total noninterest income	$5,215,000	906
Gross Fiduciary activities income	$0	1,332
Service charges on deposit accounts	$1,932,000	705
Trading account gains and fees	$0	180
Additional Noninterest Income	$3,283,000	811
Total noninterest expense	$14,055,000	1,002
Salaries and employee benefits	$8,189,000	851
Premises and equipment expense	$2,063,000	970
Additional noninterest expense	$3,803,000	1,200
Pre-tax net operating income	$8,688,000	892
Securities gains (losses)	$-7,000	8,117
Applicable income taxes	$2,756,000	884
Income before extraordinary items	$5,925,000	894
Extraordinary gains, net	$0	38
Net income	$5,925,000	894
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-72,000	9,689
Cash dividends	$6,500,000	517
Sale, conversion, retirement of capital stock, net	$0	969
Net operating income	$5,929,760	894
1999-12-31 (YTD Data)		Rank
Total interest income	$33,401,000	986
Total interest expense	$15,543,000	993
Net interest income	$17,858,000	985
Provision for loan and lease losses	$306,000	2,596
Total noninterest income	$5,082,000	939
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$1,901,000	695
Trading account gains and fees	$0	173
Additional Noninterest Income	$3,181,000	859
Total noninterest expense	$14,009,000	995
Salaries and employee benefits	$7,892,000	867
Premises and equipment expense	$2,040,000	991
Additional noninterest expense	$4,077,000	1,148
Pre-tax net operating income	$8,625,000	935
Securities gains (losses)	$2,000	2,566
Applicable income taxes	$2,727,000	952
Income before extraordinary items	$5,900,000	947
Extraordinary gains, net	$0	35
Net income	$5,900,000	947
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$615,000	1,027
Cash dividends	$6,000,000	571
Sale, conversion, retirement of capital stock, net	$0	1,035
Net operating income	$5,898,640	934
1998-12-31 (YTD Data)		Rank
Total interest income	$34,881,000	951
Total interest expense	$16,943,000	933
Net interest income	$17,938,000	941
Provision for loan and lease losses	$418,000	2,005
Total noninterest income	$5,177,000	910
Gross Fiduciary activities income	$0	1,398
Service charges on deposit accounts	$1,886,000	652
Trading account gains and fees	$0	224
Additional Noninterest Income	$3,291,000	854
Total noninterest expense	$13,933,000	976
Salaries and employee benefits	$7,940,000	834
Premises and equipment expense	$2,080,000	929
Additional noninterest expense	$3,913,000	1,142
Pre-tax net operating income	$8,764,000	897
Securities gains (losses)	$116,000	1,189
Applicable income taxes	$2,846,000	916
Income before extraordinary items	$6,034,000	901
Extraordinary gains, net	$0	32
Net income	$6,034,000	900
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$588,000	1,105
Cash dividends	$5,000,000	633
Sale, conversion, retirement of capital stock, net	$0	1,027
Net operating income	$5,955,120	879
1997-12-31 (YTD Data)		Rank
Total interest income	$34,535,000	992
Total interest expense	$16,881,000	969
Net interest income	$17,654,000	1,001
Provision for loan and lease losses	$440,000	1,956
Total noninterest income	$5,143,000	907
Gross Fiduciary activities income	$6,000	1,371
Service charges on deposit accounts	$1,895,000	672
Trading account gains and fees	$0	239
Additional Noninterest Income	$3,242,000	803
Total noninterest expense	$13,499,000	1,015
Salaries and employee benefits	$7,418,000	893
Premises and equipment expense	$2,277,000	880
Additional noninterest expense	$3,804,000	1,163
Pre-tax net operating income	$8,858,000	916
Securities gains (losses)	$-32,000	10,538
Applicable income taxes	$2,912,000	961
Income before extraordinary items	$5,914,000	934
Extraordinary gains, net	$0	44
Net income	$5,914,000	935
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$105,000	3,729
Cash dividends	$6,000,000	536
Sale, conversion, retirement of capital stock, net	$0	1,030
Net operating income	$5,935,440	907
1996-12-31 (YTD Data)		Rank
Total interest income	$31,556,000	1,100
Total interest expense	$15,999,000	1,032
Net interest income	$15,557,000	1,162
Provision for loan and lease losses	$470,000	1,822
Total noninterest income	$4,615,000	1,002
Gross Fiduciary activities income	$85,000	1,143
Service charges on deposit accounts	$1,644,000	805
Trading account gains and fees	$0	262
Additional Noninterest Income	$2,886,000	903
Total noninterest expense	$13,656,000	1,087
Salaries and employee benefits	$6,750,000	993
Premises and equipment expense	$2,262,000	950
Additional noninterest expense	$4,644,000	1,200
Pre-tax net operating income	$6,046,000	1,199
Securities gains (losses)	$40,000	1,495
Applicable income taxes	$2,024,000	1,218
Income before extraordinary items	$4,062,000	1,237
Extraordinary gains, net	$0	53
Net income	$4,062,000	1,238
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$428,000	1,605
Cash dividends	$5,000,000	662
Sale, conversion, retirement of capital stock, net	$0	953
Net operating income	$4,035,200	1,219
1995-12-31 (YTD Data)		Rank
Total interest income	$23,225,000	1,475
Total interest expense	$11,656,000	1,398
Net interest income	$11,569,000	1,555
Provision for loan and lease losses	$495,000	1,586
Total noninterest income	$3,602,000	1,201
Gross Fiduciary activities income	$15,000	1,435
Service charges on deposit accounts	$1,233,000	1,075
Trading account gains and fees	$0	522
Additional Noninterest Income	$2,354,000	1,020
Total noninterest expense	$9,728,000	1,460
Salaries and employee benefits	$5,214,000	1,274
Premises and equipment expense	$1,502,000	1,374
Additional noninterest expense	$3,012,000	1,699
Pre-tax net operating income	$4,948,000	1,529
Securities gains (losses)	$64,000	1,156
Applicable income taxes	$1,627,000	1,530
Income before extraordinary items	$3,385,000	1,511
Extraordinary gains, net	$0	65
Net income	$3,385,000	1,509
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$266,000	2,102
Cash dividends	$2,000,000	1,219
Sale, conversion, retirement of capital stock, net	$0	809
Net operating income	$3,341,480	1,505
1994-12-31 (YTD Data)		Rank
Total interest income	$343,000	12,503
Total interest expense	$155,000	12,435
Net interest income	$188,000	12,517
Provision for loan and lease losses	$35,000	6,861
Total noninterest income	$955,000	3,216
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$5,000	10,798
Trading account gains and fees	NA	NA
Additional Noninterest Income	$950,000	1,899
Total noninterest expense	$1,250,000	8,422
Salaries and employee benefits	$810,000	7,153
Premises and equipment expense	$168,000	8,131
Additional noninterest expense	$272,000	10,279
Pre-tax net operating income	$-142,000	12,224
Securities gains (losses)	$0	3,600
Applicable income taxes	$-36,000	12,171
Income before extraordinary items	$-106,000	12,166
Extraordinary gains, net	$0	249
Net income	$-106,000	12,167
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	8,921
Cash dividends	$0	8,932
Sale, conversion, retirement of capital stock, net	$2,201,000	284
Net operating income	$-106,000	12,179

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.