Home > United National Bank - South > Income and Expense
United National Bank - South, Income and Expense
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $12,987,000 | 2,570 |
| Total interest expense | $5,115,000 | 2,967 |
| Net interest income | $7,872,000 | 2,288 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $1,175,000 | 2,767 |
| Gross Fiduciary activities income | $162,000 | 1,051 |
| Service charges on deposit accounts | $777,000 | 1,753 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $236,000 | 4,654 |
| Total noninterest expense | $4,746,000 | 2,848 |
| Salaries and employee benefits | $1,604,000 | 4,042 |
| Premises and equipment expense | $647,000 | 3,015 |
| Additional noninterest expense | $2,495,000 | 1,999 |
| Pre-tax net operating income | $4,301,000 | 1,710 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $1,438,000 | 1,706 |
| Income before extraordinary items | $2,863,000 | 1,770 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $2,863,000 | 1,768 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $98,000 | 3,805 |
| Cash dividends | $1,558,000 | 1,470 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $2,863,000 | 1,744 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $10,885,000 | 2,793 |
| Total interest expense | $4,105,000 | 2,968 |
| Net interest income | $6,780,000 | 2,669 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $1,171,000 | 2,773 |
| Gross Fiduciary activities income | $148,000 | 1,092 |
| Service charges on deposit accounts | $800,000 | 1,685 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $223,000 | 4,919 |
| Total noninterest expense | $4,901,000 | 2,827 |
| Salaries and employee benefits | $1,661,000 | 3,906 |
| Premises and equipment expense | $628,000 | 3,138 |
| Additional noninterest expense | $2,612,000 | 2,062 |
| Pre-tax net operating income | $3,050,000 | 2,334 |
| Securities gains (losses) | $-267,000 | 12,065 |
| Applicable income taxes | $785,000 | 2,822 |
| Income before extraordinary items | $1,998,000 | 2,441 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,998,000 | 2,441 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 7,184 |
| Cash dividends | $1,565,000 | 1,355 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $2,190,240 | 2,253 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $11,687,000 | 2,646 |
| Total interest expense | $4,409,000 | 2,906 |
| Net interest income | $7,278,000 | 2,460 |
| Provision for loan and lease losses | $150,000 | 4,621 |
| Total noninterest income | $1,308,000 | 2,728 |
| Gross Fiduciary activities income | $136,000 | 1,151 |
| Service charges on deposit accounts | $900,000 | 1,511 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $272,000 | 4,747 |
| Total noninterest expense | $5,595,000 | 2,558 |
| Salaries and employee benefits | $1,795,000 | 3,620 |
| Premises and equipment expense | $745,000 | 2,724 |
| Additional noninterest expense | $3,055,000 | 1,886 |
| Pre-tax net operating income | $2,841,000 | 2,421 |
| Securities gains (losses) | $268,000 | 1,407 |
| Applicable income taxes | $935,000 | 2,423 |
| Income before extraordinary items | $2,174,000 | 2,301 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $2,174,000 | 2,390 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $119,000 | 4,185 |
| Cash dividends | $1,514,000 | 1,265 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,986,400 | 2,385 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,534,000 | 9,852 |
| Total interest expense | $1,011,000 | 10,337 |
| Net interest income | $1,523,000 | 9,202 |
| Provision for loan and lease losses | $0 | 11,756 |
| Total noninterest income | $241,000 | 8,649 |
| Gross Fiduciary activities income | $40,000 | 1,400 |
| Service charges on deposit accounts | $152,000 | 7,048 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $49,000 | 10,461 |
| Total noninterest expense | $1,016,000 | 9,898 |
| Salaries and employee benefits | $267,000 | 12,397 |
| Premises and equipment expense | $234,000 | 7,098 |
| Additional noninterest expense | $515,000 | 8,307 |
| Pre-tax net operating income | $748,000 | 6,837 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $153,000 | 8,537 |
| Income before extraordinary items | $595,000 | 6,615 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $595,000 | 6,694 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-11,000 | 12,832 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $595,000 | 6,255 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.