Home > United National Bank of Iowa > Income and Expense
United National Bank of Iowa, Income and Expense
1999-12-31 (YTD Data) | Rank | |
Total interest income | $2,464,000 | 7,948 |
Total interest expense | $1,095,000 | 7,923 |
Net interest income | $1,369,000 | 7,835 |
Provision for loan and lease losses | $59,000 | 6,324 |
Total noninterest income | $171,000 | 7,830 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $135,000 | 6,084 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $36,000 | 8,584 |
Total noninterest expense | $1,045,000 | 7,991 |
Salaries and employee benefits | $506,000 | 8,313 |
Premises and equipment expense | $117,000 | 8,301 |
Additional noninterest expense | $422,000 | 7,103 |
Pre-tax net operating income | $436,000 | 7,430 |
Securities gains (losses) | $0 | 3,155 |
Applicable income taxes | $203,000 | 5,680 |
Income before extraordinary items | $233,000 | 8,055 |
Extraordinary gains, net | $0 | 35 |
Net income | $233,000 | 8,054 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $116,000 | 3,314 |
Cash dividends | $200,000 | 5,191 |
Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
Net operating income | $233,000 | 8,032 |
1998-12-31 (YTD Data) | Rank | |
Total interest income | $2,496,000 | 8,101 |
Total interest expense | $1,074,000 | 8,215 |
Net interest income | $1,422,000 | 7,861 |
Provision for loan and lease losses | $41,000 | 6,908 |
Total noninterest income | $127,000 | 8,588 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $103,000 | 6,803 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $24,000 | 9,291 |
Total noninterest expense | $997,000 | 8,125 |
Salaries and employee benefits | $461,000 | 8,603 |
Premises and equipment expense | $127,000 | 8,131 |
Additional noninterest expense | $409,000 | 7,143 |
Pre-tax net operating income | $511,000 | 7,306 |
Securities gains (losses) | $0 | 4,449 |
Applicable income taxes | $231,000 | 5,821 |
Income before extraordinary items | $280,000 | 8,038 |
Extraordinary gains, net | $0 | 32 |
Net income | $280,000 | 8,038 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $7,000 | 7,302 |
Cash dividends | $250,000 | 4,929 |
Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
Net operating income | $280,000 | 7,962 |
1997-12-31 (YTD Data) | Rank | |
Total interest income | $2,456,000 | 8,433 |
Total interest expense | $1,067,000 | 8,502 |
Net interest income | $1,389,000 | 8,262 |
Provision for loan and lease losses | $10,000 | 8,395 |
Total noninterest income | $146,000 | 8,659 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $112,000 | 6,942 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $34,000 | 9,136 |
Total noninterest expense | $976,000 | 8,437 |
Salaries and employee benefits | $462,000 | 8,870 |
Premises and equipment expense | $111,000 | 8,713 |
Additional noninterest expense | $403,000 | 7,321 |
Pre-tax net operating income | $549,000 | 7,675 |
Securities gains (losses) | $-1,000 | 9,009 |
Applicable income taxes | $250,000 | 6,261 |
Income before extraordinary items | $298,000 | 8,388 |
Extraordinary gains, net | $0 | 44 |
Net income | $298,000 | 8,390 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $3,000 | 8,093 |
Cash dividends | $270,000 | 4,793 |
Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
Net operating income | $298,640 | 8,344 |
1996-12-31 (YTD Data) | Rank | |
Total interest income | $2,033,000 | 9,329 |
Total interest expense | $906,000 | 9,313 |
Net interest income | $1,127,000 | 9,216 |
Provision for loan and lease losses | $27,000 | 7,576 |
Total noninterest income | $101,000 | 9,876 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $79,000 | 8,021 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $22,000 | 10,300 |
Total noninterest expense | $758,000 | 9,595 |
Salaries and employee benefits | $373,000 | 9,793 |
Premises and equipment expense | $76,000 | 9,922 |
Additional noninterest expense | $309,000 | 8,782 |
Pre-tax net operating income | $443,000 | 8,255 |
Securities gains (losses) | $-4,000 | 9,823 |
Applicable income taxes | $189,000 | 7,300 |
Income before extraordinary items | $250,000 | 8,839 |
Extraordinary gains, net | $0 | 53 |
Net income | $250,000 | 8,841 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $8,000 | 7,694 |
Cash dividends | $200,000 | 5,388 |
Sale, conversion, retirement of capital stock, net | $0 | 953 |
Net operating income | $252,560 | 8,750 |
1995-12-31 (YTD Data) | Rank | |
Total interest income | $2,216,000 | 9,396 |
Total interest expense | $941,000 | 9,458 |
Net interest income | $1,275,000 | 9,138 |
Provision for loan and lease losses | $27,000 | 7,269 |
Total noninterest income | $113,000 | 10,003 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $78,000 | 8,360 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $35,000 | 9,970 |
Total noninterest expense | $793,000 | 9,797 |
Salaries and employee benefits | $404,000 | 9,916 |
Premises and equipment expense | $108,000 | 9,386 |
Additional noninterest expense | $281,000 | 9,475 |
Pre-tax net operating income | $568,000 | 8,058 |
Securities gains (losses) | $0 | 3,831 |
Applicable income taxes | $199,000 | 7,429 |
Income before extraordinary items | $369,000 | 8,324 |
Extraordinary gains, net | $0 | 65 |
Net income | $369,000 | 8,326 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $4,000 | 8,178 |
Cash dividends | $140,000 | 6,201 |
Sale, conversion, retirement of capital stock, net | $0 | 809 |
Net operating income | $369,000 | 8,308 |
1994-12-31 (YTD Data) | Rank | |
Total interest income | $1,990,000 | 9,820 |
Total interest expense | $830,000 | 9,442 |
Net interest income | $1,160,000 | 9,868 |
Provision for loan and lease losses | $36,000 | 6,762 |
Total noninterest income | $118,000 | 10,333 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $93,000 | 8,278 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $25,000 | 11,111 |
Total noninterest expense | $802,000 | 10,244 |
Salaries and employee benefits | $384,000 | 10,433 |
Premises and equipment expense | $101,000 | 9,993 |
Additional noninterest expense | $317,000 | 9,750 |
Pre-tax net operating income | $440,000 | 9,061 |
Securities gains (losses) | $0 | 3,600 |
Applicable income taxes | $152,000 | 8,265 |
Income before extraordinary items | $288,000 | 9,276 |
Extraordinary gains, net | $0 | 249 |
Net income | $288,000 | 9,285 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $15,000 | 7,012 |
Cash dividends | $200,000 | 5,405 |
Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
Net operating income | $288,000 | 9,339 |
1993-12-31 (YTD Data) | Rank | |
Total interest income | $1,997,000 | 10,188 |
Total interest expense | $887,000 | 9,606 |
Net interest income | $1,110,000 | 10,367 |
Provision for loan and lease losses | $36,000 | 8,112 |
Total noninterest income | $127,000 | 10,684 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $100,000 | 8,366 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $27,000 | 11,511 |
Total noninterest expense | $773,000 | 10,805 |
Salaries and employee benefits | $350,000 | 11,150 |
Premises and equipment expense | $114,000 | 9,987 |
Additional noninterest expense | $309,000 | 10,334 |
Pre-tax net operating income | $428,000 | 9,192 |
Securities gains (losses) | $0 | 7,477 |
Applicable income taxes | $161,000 | 8,402 |
Income before extraordinary items | $267,000 | 9,848 |
Extraordinary gains, net | $0 | 3,149 |
Net income | $267,000 | 9,986 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $8,000 | 8,808 |
Cash dividends | $160,000 | 5,928 |
Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
Net operating income | $267,000 | 9,591 |
1992-12-31 (YTD Data) | Rank | |
Total interest income | $2,162,000 | 10,558 |
Total interest expense | $1,127,000 | 9,876 |
Net interest income | $1,035,000 | 10,964 |
Provision for loan and lease losses | $36,000 | 9,661 |
Total noninterest income | $136,000 | 10,779 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $111,000 | 8,186 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $25,000 | 12,163 |
Total noninterest expense | $729,000 | 11,358 |
Salaries and employee benefits | $298,000 | 12,031 |
Premises and equipment expense | $111,000 | 10,343 |
Additional noninterest expense | $320,000 | 10,554 |
Pre-tax net operating income | $406,000 | 9,185 |
Securities gains (losses) | $0 | 8,369 |
Applicable income taxes | $161,000 | 8,355 |
Income before extraordinary items | $245,000 | 9,987 |
Extraordinary gains, net | $0 | 1,422 |
Net income | $245,000 | 10,136 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $5,000 | 10,474 |
Cash dividends | $0 | 8,912 |
Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
Net operating income | $245,000 | 9,612 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.