United National Bank, Income and Expense

1992-12-31 (YTD Data)		Rank
Total interest income	$4,922,000	6,466
Total interest expense	$2,829,000	5,430
Net interest income	$2,093,000	7,512
Provision for loan and lease losses	$-280,000	13,853
Total noninterest income	$835,000	3,853
Gross Fiduciary activities income	$0	1,658
Service charges on deposit accounts	$537,000	2,568
Trading account gains and fees	$0	504
Additional Noninterest Income	$298,000	4,448
Total noninterest expense	$3,123,000	4,359
Salaries and employee benefits	$1,119,000	5,503
Premises and equipment expense	$466,000	4,222
Additional noninterest expense	$1,538,000	3,523
Pre-tax net operating income	$85,000	12,162
Securities gains (losses)	$606,000	927
Applicable income taxes	$221,000	7,164
Income before extraordinary items	$470,000	7,580
Extraordinary gains, net	$0	1,422
Net income	$470,000	7,686
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$63,000	7,015
Cash dividends	$0	8,912
Sale, conversion, retirement of capital stock, net	$-4,598,000	13,905
Net operating income	$57,920	12,214

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.