Home > United National Bank > Income and Expense
United National Bank, Income and Expense
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $25,939,000 | 605 |
| Total interest expense | $6,981,000 | 721 |
| Net interest income | $18,958,000 | 562 |
| Provision for loan and lease losses | $460,000 | 1,051 |
| Total noninterest income | $1,464,000 | 1,629 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $146,000 | 4,216 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $1,318,000 | 1,099 |
| Total noninterest expense | $9,777,000 | 858 |
| Salaries and employee benefits | $5,232,000 | 855 |
| Premises and equipment expense | $1,867,000 | 649 |
| Additional noninterest expense | $2,678,000 | 942 |
| Pre-tax net operating income | $10,185,000 | 521 |
| Securities gains (losses) | $1,000 | 1,973 |
| Applicable income taxes | $4,303,000 | 441 |
| Income before extraordinary items | $5,883,000 | 611 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $5,883,000 | 611 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $493,000 | 605 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $5,882,360 | 596 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $12,296,000 | 616 |
| Total interest expense | $3,051,000 | 783 |
| Net interest income | $9,245,000 | 567 |
| Provision for loan and lease losses | $295,000 | 811 |
| Total noninterest income | $398,000 | 2,494 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $71,000 | 4,223 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $327,000 | 1,792 |
| Total noninterest expense | $4,883,000 | 849 |
| Salaries and employee benefits | $2,579,000 | 864 |
| Premises and equipment expense | $892,000 | 679 |
| Additional noninterest expense | $1,412,000 | 887 |
| Pre-tax net operating income | $4,465,000 | 574 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $1,879,000 | 482 |
| Income before extraordinary items | $2,586,000 | 689 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $2,586,000 | 689 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $32,000 | 2,124 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $2,586,000 | 666 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $41,909,000 | 670 |
| Total interest expense | $9,573,000 | 843 |
| Net interest income | $32,336,000 | 617 |
| Provision for loan and lease losses | $1,552,000 | 700 |
| Total noninterest income | $3,160,000 | 1,532 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $337,000 | 4,037 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $2,823,000 | 1,030 |
| Total noninterest expense | $18,000,000 | 910 |
| Salaries and employee benefits | $9,254,000 | 930 |
| Premises and equipment expense | $3,703,000 | 631 |
| Additional noninterest expense | $5,043,000 | 999 |
| Pre-tax net operating income | $15,944,000 | 585 |
| Securities gains (losses) | $61,000 | 1,584 |
| Applicable income taxes | $6,663,000 | 492 |
| Income before extraordinary items | $9,342,000 | 717 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $9,342,000 | 718 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-48,000 | 8,664 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $9,302,960 | 692 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $30,290,000 | 683 |
| Total interest expense | $6,796,000 | 868 |
| Net interest income | $23,494,000 | 632 |
| Provision for loan and lease losses | $1,082,000 | 729 |
| Total noninterest income | $2,702,000 | 1,403 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $254,000 | 4,058 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $2,448,000 | 935 |
| Total noninterest expense | $13,415,000 | 909 |
| Salaries and employee benefits | $6,649,000 | 959 |
| Premises and equipment expense | $2,791,000 | 625 |
| Additional noninterest expense | $3,975,000 | 939 |
| Pre-tax net operating income | $11,699,000 | 600 |
| Securities gains (losses) | $61,000 | 1,510 |
| Applicable income taxes | $4,853,000 | 493 |
| Income before extraordinary items | $6,907,000 | 733 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $6,907,000 | 734 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-45,000 | 8,639 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $6,867,960 | 708 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $19,652,000 | 694 |
| Total interest expense | $4,347,000 | 899 |
| Net interest income | $15,305,000 | 635 |
| Provision for loan and lease losses | $622,000 | 807 |
| Total noninterest income | $1,779,000 | 1,405 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $169,000 | 4,053 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $1,610,000 | 939 |
| Total noninterest expense | $9,048,000 | 897 |
| Salaries and employee benefits | $4,339,000 | 986 |
| Premises and equipment expense | $1,838,000 | 634 |
| Additional noninterest expense | $2,871,000 | 867 |
| Pre-tax net operating income | $7,414,000 | 615 |
| Securities gains (losses) | $40,000 | 1,595 |
| Applicable income taxes | $3,083,000 | 512 |
| Income before extraordinary items | $4,371,000 | 760 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $4,371,000 | 760 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 4,323 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $4,345,400 | 724 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $9,530,000 | 732 |
| Total interest expense | $2,134,000 | 943 |
| Net interest income | $7,396,000 | 661 |
| Provision for loan and lease losses | $412,000 | 610 |
| Total noninterest income | $416,000 | 2,473 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $84,000 | 4,000 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $332,000 | 1,758 |
| Total noninterest expense | $4,246,000 | 963 |
| Salaries and employee benefits | $2,140,000 | 1,007 |
| Premises and equipment expense | $885,000 | 658 |
| Additional noninterest expense | $1,221,000 | 1,008 |
| Pre-tax net operating income | $3,154,000 | 712 |
| Securities gains (losses) | $40,000 | 1,323 |
| Applicable income taxes | $1,318,000 | 592 |
| Income before extraordinary items | $1,876,000 | 873 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,876,000 | 873 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,968 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $1,850,400 | 833 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $35,954,000 | 790 |
| Total interest expense | $10,351,000 | 856 |
| Net interest income | $25,603,000 | 743 |
| Provision for loan and lease losses | $452,000 | 2,346 |
| Total noninterest income | $1,833,000 | 2,463 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $344,000 | 4,001 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $1,489,000 | 1,832 |
| Total noninterest expense | $19,096,000 | 843 |
| Salaries and employee benefits | $8,162,000 | 1,039 |
| Premises and equipment expense | $3,311,000 | 693 |
| Additional noninterest expense | $7,623,000 | 702 |
| Pre-tax net operating income | $7,888,000 | 1,061 |
| Securities gains (losses) | $684,000 | 619 |
| Applicable income taxes | $3,548,000 | 810 |
| Income before extraordinary items | $5,024,000 | 1,278 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $5,024,000 | 1,280 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $418,000 | 1,826 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $4,586,240 | 1,324 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $26,718,000 | 816 |
| Total interest expense | $8,259,000 | 846 |
| Net interest income | $18,459,000 | 787 |
| Provision for loan and lease losses | $1,125,000 | 801 |
| Total noninterest income | $1,075,000 | 2,983 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $265,000 | 3,941 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $810,000 | 2,354 |
| Total noninterest expense | $14,004,000 | 866 |
| Salaries and employee benefits | $5,832,000 | 1,092 |
| Premises and equipment expense | $2,436,000 | 723 |
| Additional noninterest expense | $5,736,000 | 695 |
| Pre-tax net operating income | $4,405,000 | 1,459 |
| Securities gains (losses) | $684,000 | 564 |
| Applicable income taxes | $2,111,000 | 1,019 |
| Income before extraordinary items | $2,978,000 | 1,618 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $2,978,000 | 1,617 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $609,000 | 1,004 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $2,540,240 | 1,788 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $17,732,000 | 823 |
| Total interest expense | $5,814,000 | 829 |
| Net interest income | $11,918,000 | 814 |
| Provision for loan and lease losses | $725,000 | 853 |
| Total noninterest income | $696,000 | 3,025 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $171,000 | 3,990 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $525,000 | 2,383 |
| Total noninterest expense | $10,095,000 | 806 |
| Salaries and employee benefits | $3,903,000 | 1,081 |
| Premises and equipment expense | $1,578,000 | 741 |
| Additional noninterest expense | $4,614,000 | 602 |
| Pre-tax net operating income | $1,794,000 | 2,243 |
| Securities gains (losses) | $387,000 | 682 |
| Applicable income taxes | $895,000 | 1,490 |
| Income before extraordinary items | $1,286,000 | 2,416 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,286,000 | 2,414 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $584,000 | 767 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $1,038,320 | 2,730 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $8,843,000 | 833 |
| Total interest expense | $2,945,000 | 843 |
| Net interest income | $5,898,000 | 826 |
| Provision for loan and lease losses | $357,000 | 808 |
| Total noninterest income | $331,000 | 3,030 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $88,000 | 3,860 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $243,000 | 2,403 |
| Total noninterest expense | $6,091,000 | 689 |
| Salaries and employee benefits | $1,985,000 | 1,067 |
| Premises and equipment expense | $775,000 | 757 |
| Additional noninterest expense | $3,331,000 | 451 |
| Pre-tax net operating income | $-220,000 | 9,106 |
| Securities gains (losses) | $117,000 | 917 |
| Applicable income taxes | $-39,000 | 9,160 |
| Income before extraordinary items | $-64,000 | 8,983 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-64,000 | 8,980 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $529,000 | 480 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $-138,880 | 9,019 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $34,926,000 | 876 |
| Total interest expense | $11,736,000 | 952 |
| Net interest income | $23,190,000 | 829 |
| Provision for loan and lease losses | $1,230,000 | 1,105 |
| Total noninterest income | $1,538,000 | 2,573 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $336,000 | 3,980 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,202,000 | 1,940 |
| Total noninterest expense | $21,568,000 | 744 |
| Salaries and employee benefits | $7,703,000 | 1,037 |
| Premises and equipment expense | $2,734,000 | 801 |
| Additional noninterest expense | $11,130,000 | 514 |
| Pre-tax net operating income | $1,930,000 | 3,510 |
| Securities gains (losses) | $163,000 | 1,309 |
| Applicable income taxes | $874,000 | 2,437 |
| Income before extraordinary items | $1,219,000 | 4,046 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,219,000 | 4,046 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $697,000 | 1,287 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,114,680 | 4,181 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $40,486,000 | 846 |
| Total interest expense | $21,481,000 | 761 |
| Net interest income | $19,005,000 | 937 |
| Provision for loan and lease losses | $1,370,000 | 975 |
| Total noninterest income | $717,000 | 4,128 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $317,000 | 4,025 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $400,000 | 3,532 |
| Total noninterest expense | $13,448,000 | 1,099 |
| Salaries and employee benefits | $6,781,000 | 1,096 |
| Premises and equipment expense | $2,303,000 | 907 |
| Additional noninterest expense | $4,364,000 | 1,089 |
| Pre-tax net operating income | $4,904,000 | 1,467 |
| Securities gains (losses) | $2,297,000 | 221 |
| Applicable income taxes | $3,123,000 | 814 |
| Income before extraordinary items | $4,078,000 | 1,339 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $4,078,000 | 1,340 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,184,000 | 540 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $5,000,000 | 183 |
| Net operating income | $2,607,920 | 1,927 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $42,567,000 | 836 |
| Total interest expense | $20,774,000 | 855 |
| Net interest income | $21,793,000 | 805 |
| Provision for loan and lease losses | $1,175,000 | 937 |
| Total noninterest income | $1,475,000 | 2,379 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $349,000 | 3,602 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,126,000 | 1,718 |
| Total noninterest expense | $12,889,000 | 1,085 |
| Salaries and employee benefits | $6,605,000 | 1,068 |
| Premises and equipment expense | $2,539,000 | 791 |
| Additional noninterest expense | $3,745,000 | 1,219 |
| Pre-tax net operating income | $9,204,000 | 834 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $3,960,000 | 653 |
| Income before extraordinary items | $5,244,000 | 1,021 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $5,244,000 | 1,021 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 6,101 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $5,244,000 | 1,016 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $29,645,000 | 1,105 |
| Total interest expense | $13,513,000 | 1,130 |
| Net interest income | $16,132,000 | 1,091 |
| Provision for loan and lease losses | $240,000 | 3,119 |
| Total noninterest income | $1,430,000 | 2,371 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $339,000 | 3,647 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $1,091,000 | 1,754 |
| Total noninterest expense | $12,006,000 | 1,153 |
| Salaries and employee benefits | $5,892,000 | 1,169 |
| Premises and equipment expense | $2,342,000 | 858 |
| Additional noninterest expense | $3,772,000 | 1,219 |
| Pre-tax net operating income | $5,316,000 | 1,430 |
| Securities gains (losses) | $17,000 | 1,477 |
| Applicable income taxes | $2,375,000 | 1,064 |
| Income before extraordinary items | $2,958,000 | 1,799 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $2,958,000 | 1,800 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-529,000 | 10,185 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $2,947,120 | 1,772 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $24,492,000 | 1,318 |
| Total interest expense | $11,883,000 | 1,309 |
| Net interest income | $12,609,000 | 1,344 |
| Provision for loan and lease losses | $100,000 | 5,089 |
| Total noninterest income | $1,905,000 | 1,904 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $406,000 | 3,098 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $1,499,000 | 1,404 |
| Total noninterest expense | $10,593,000 | 1,250 |
| Salaries and employee benefits | $4,997,000 | 1,317 |
| Premises and equipment expense | $2,131,000 | 908 |
| Additional noninterest expense | $3,465,000 | 1,278 |
| Pre-tax net operating income | $3,821,000 | 1,912 |
| Securities gains (losses) | $200,000 | 923 |
| Applicable income taxes | $1,341,000 | 1,804 |
| Income before extraordinary items | $2,680,000 | 1,952 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $2,680,000 | 1,951 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $380,000 | 1,560 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $2,546,000 | 1,978 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $22,286,000 | 1,472 |
| Total interest expense | $10,808,000 | 1,446 |
| Net interest income | $11,478,000 | 1,495 |
| Provision for loan and lease losses | $-435,000 | 10,863 |
| Total noninterest income | $1,942,000 | 1,808 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $398,000 | 3,235 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $1,544,000 | 1,297 |
| Total noninterest expense | $10,144,000 | 1,303 |
| Salaries and employee benefits | $4,426,000 | 1,473 |
| Premises and equipment expense | $1,939,000 | 1,023 |
| Additional noninterest expense | $3,779,000 | 1,170 |
| Pre-tax net operating income | $3,710,000 | 2,026 |
| Securities gains (losses) | $-89,000 | 10,750 |
| Applicable income taxes | $528,000 | 4,051 |
| Income before extraordinary items | $3,094,000 | 1,720 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $3,094,000 | 1,721 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $463,000 | 1,423 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $3,169,650 | 1,645 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $20,531,000 | 1,631 |
| Total interest expense | $9,426,000 | 1,674 |
| Net interest income | $11,105,000 | 1,596 |
| Provision for loan and lease losses | $665,000 | 1,379 |
| Total noninterest income | $1,954,000 | 1,879 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $414,000 | 3,241 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $1,540,000 | 1,368 |
| Total noninterest expense | $10,420,000 | 1,370 |
| Salaries and employee benefits | $4,239,000 | 1,571 |
| Premises and equipment expense | $1,587,000 | 1,286 |
| Additional noninterest expense | $4,594,000 | 1,214 |
| Pre-tax net operating income | $1,974,000 | 3,449 |
| Securities gains (losses) | $-39,000 | 10,953 |
| Applicable income taxes | $-182,000 | 11,255 |
| Income before extraordinary items | $2,117,000 | 2,318 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $2,117,000 | 2,319 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,585,000 | 492 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $2,156,000 | 2,235 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $19,055,000 | 1,779 |
| Total interest expense | $8,710,000 | 1,816 |
| Net interest income | $10,345,000 | 1,726 |
| Provision for loan and lease losses | $1,470,000 | 728 |
| Total noninterest income | $1,699,000 | 2,090 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $440,000 | 3,064 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $1,259,000 | 1,546 |
| Total noninterest expense | $9,834,000 | 1,442 |
| Salaries and employee benefits | $4,138,000 | 1,600 |
| Premises and equipment expense | $1,781,000 | 1,177 |
| Additional noninterest expense | $3,915,000 | 1,356 |
| Pre-tax net operating income | $740,000 | 7,113 |
| Securities gains (losses) | $-21,000 | 10,587 |
| Applicable income taxes | $-883,000 | 11,897 |
| Income before extraordinary items | $1,602,000 | 3,055 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,602,000 | 3,051 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,859,000 | 597 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,623,000 | 2,993 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $14,735,000 | 2,091 |
| Total interest expense | $5,036,000 | 2,442 |
| Net interest income | $9,699,000 | 1,866 |
| Provision for loan and lease losses | $1,386,000 | 748 |
| Total noninterest income | $4,059,000 | 1,065 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $368,000 | 3,668 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $3,691,000 | 774 |
| Total noninterest expense | $9,723,000 | 1,514 |
| Salaries and employee benefits | $3,649,000 | 1,834 |
| Premises and equipment expense | $1,583,000 | 1,321 |
| Additional noninterest expense | $4,491,000 | 1,294 |
| Pre-tax net operating income | $2,649,000 | 2,681 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $103,000 | 9,288 |
| Income before extraordinary items | $2,546,000 | 1,911 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $2,546,000 | 1,910 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $759,000 | 1,036 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $2,546,000 | 1,905 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $12,598,000 | 2,446 |
| Total interest expense | $4,836,000 | 2,653 |
| Net interest income | $7,762,000 | 2,307 |
| Provision for loan and lease losses | $4,418,000 | 474 |
| Total noninterest income | $934,000 | 3,524 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $404,000 | 3,406 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $530,000 | 3,136 |
| Total noninterest expense | $9,308,000 | 1,622 |
| Salaries and employee benefits | $3,525,000 | 1,900 |
| Premises and equipment expense | $1,746,000 | 1,225 |
| Additional noninterest expense | $4,038,000 | 1,509 |
| Pre-tax net operating income | $-5,030,000 | 13,179 |
| Securities gains (losses) | $-2,000 | 12,373 |
| Applicable income taxes | $69,000 | 10,505 |
| Income before extraordinary items | $-5,101,000 | 13,161 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $-5,101,000 | 13,162 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,490,000 | 442 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $12,600,000 | 110 |
| Net operating income | $-5,099,000 | 13,150 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $10,647,000 | 3,288 |
| Total interest expense | $5,290,000 | 3,133 |
| Net interest income | $5,357,000 | 3,404 |
| Provision for loan and lease losses | $7,061,000 | 476 |
| Total noninterest income | $1,143,000 | 2,974 |
| Gross Fiduciary activities income | $0 | 1,658 |
| Service charges on deposit accounts | $320,000 | 4,223 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $823,000 | 2,272 |
| Total noninterest expense | $8,652,000 | 1,759 |
| Salaries and employee benefits | $3,784,000 | 1,764 |
| Premises and equipment expense | $1,776,000 | 1,230 |
| Additional noninterest expense | $3,093,000 | 1,955 |
| Pre-tax net operating income | $-9,214,000 | 13,864 |
| Securities gains (losses) | $309,000 | 1,510 |
| Applicable income taxes | $2,000 | 12,604 |
| Income before extraordinary items | $-8,907,000 | 13,847 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $-8,907,000 | 13,844 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,440,000 | 674 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $10,172,000 | 90 |
| Net operating income | $-9,216,000 | 13,832 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.