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United Mizrahi Bank and Trust Company, Income and Expense

1996-12-31 (YTD Data)Rank
Total interest income$19,265,0001,751
Total interest expense$12,578,0001,285
Net interest income$6,687,0002,641
Provision for loan and lease losses$1,708,000702
Total noninterest income$2,788,0001,435
Gross Fiduciary activities income$01,526
Service charges on deposit accounts$202,0005,521
Trading account gains and fees$65,000193
Additional Noninterest Income$2,521,000992
Total noninterest expense$8,263,0001,716
Salaries and employee benefits$4,120,0001,622
Premises and equipment expense$947,0002,108
Additional noninterest expense$3,196,0001,629
Pre-tax net operating income$-496,00011,234
Securities gains (losses)$-79,00011,151
Applicable income taxes$66,0009,389
Income before extraordinary items$-641,00011,302
Extraordinary gains, net$053
Net income$-641,00011,302
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,312,000429
Cash dividends$08,336
Sale, conversion, retirement of capital stock, net$0953
Net operating income$-562,00011,259
1995-12-31 (YTD Data)Rank
Total interest income$19,860,0001,709
Total interest expense$12,845,0001,295
Net interest income$7,015,0002,555
Provision for loan and lease losses$158,0003,546
Total noninterest income$2,019,0001,819
Gross Fiduciary activities income$01,590
Service charges on deposit accounts$227,0005,229
Trading account gains and fees$112,000274
Additional Noninterest Income$1,680,0001,284
Total noninterest expense$8,738,0001,626
Salaries and employee benefits$3,785,0001,753
Premises and equipment expense$1,061,0001,915
Additional noninterest expense$3,892,0001,365
Pre-tax net operating income$138,00010,846
Securities gains (losses)$123,000863
Applicable income taxes$011,151
Income before extraordinary items$261,0009,316
Extraordinary gains, net$065
Net income$261,0009,321
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,515,000680
Cash dividends$08,717
Sale, conversion, retirement of capital stock, net$0809
Net operating income$138,00010,542
1994-12-31 (YTD Data)Rank
Total interest income$16,249,0001,895
Total interest expense$10,425,0001,265
Net interest income$5,824,0003,085
Provision for loan and lease losses$2,045,000571
Total noninterest income$3,070,0001,339
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$401,0003,366
Trading account gains and fees$60,000267
Additional Noninterest Income$2,609,000963
Total noninterest expense$10,370,0001,413
Salaries and employee benefits$4,054,0001,647
Premises and equipment expense$1,475,0001,417
Additional noninterest expense$4,841,0001,206
Pre-tax net operating income$-3,521,00012,566
Securities gains (losses)$8,0002,362
Applicable income taxes$76,0009,895
Income before extraordinary items$-3,589,00012,537
Extraordinary gains, net$0249
Net income$-3,589,00012,536
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,432,000489
Cash dividends$08,932
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$-3,597,00012,537
1993-12-31 (YTD Data)Rank
Total interest income$16,159,0001,937
Total interest expense$10,795,0001,255
Net interest income$5,364,0003,344
Provision for loan and lease losses$5,419,000416
Total noninterest income$3,539,0001,285
Gross Fiduciary activities income$378,000860
Service charges on deposit accounts$477,0002,934
Trading account gains and fees$-31,0005,099
Additional Noninterest Income$2,715,0001,033
Total noninterest expense$8,200,0001,823
Salaries and employee benefits$4,090,0001,644
Premises and equipment expense$1,567,0001,362
Additional noninterest expense$2,543,0002,197
Pre-tax net operating income$-4,716,00013,171
Securities gains (losses)$335,0001,203
Applicable income taxes$93,0009,919
Income before extraordinary items$-4,474,00013,154
Extraordinary gains, net$03,149
Net income$-4,474,00013,154
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$5,613,000376
Cash dividends$09,081
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$-4,809,00013,147
1992-12-31 (YTD Data)Rank
Total interest income$20,694,0001,714
Total interest expense$12,933,0001,369
Net interest income$7,761,0002,326
Provision for loan and lease losses$7,341,000462
Total noninterest income$1,502,0002,390
Gross Fiduciary activities income$01,658
Service charges on deposit accounts$375,0003,697
Trading account gains and fees$-223,0005,291
Additional Noninterest Income$1,350,0001,622
Total noninterest expense$12,201,0001,306
Salaries and employee benefits$3,784,0001,764
Premises and equipment expense$1,478,0001,452
Additional noninterest expense$6,939,0001,017
Pre-tax net operating income$-10,279,00013,875
Securities gains (losses)$691,000851
Applicable income taxes$90,00010,159
Income before extraordinary items$-9,678,00013,855
Extraordinary gains, net$01,422
Net income$-9,678,00013,853
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$10,884,000316
Cash dividends$08,912
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$-10,369,00013,842

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.