Home > United Kentucky Bank of Pendleton County, Inc. > Income and Expense
United Kentucky Bank of Pendleton County, Inc., Income and Expense
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $781,000 | 7,134 |
| Total interest expense | $151,000 | 6,991 |
| Net interest income | $630,000 | 7,120 |
| Provision for loan and lease losses | $3,000 | 6,347 |
| Total noninterest income | $513,000 | 3,838 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $60,000 | 5,838 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $453,000 | 2,842 |
| Total noninterest expense | $832,000 | 6,759 |
| Salaries and employee benefits | $258,000 | 7,188 |
| Premises and equipment expense | $63,000 | 6,982 |
| Additional noninterest expense | $511,000 | 5,779 |
| Pre-tax net operating income | $308,000 | 5,081 |
| Securities gains (losses) | $4,000 | 3,259 |
| Applicable income taxes | $0 | 4,740 |
| Income before extraordinary items | $312,000 | 4,995 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $312,000 | 4,996 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $312,000 | 4,996 |
| Net charge-offs | $22,000 | 5,495 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $308,000 | 4,910 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $539,000 | 7,177 |
| Total interest expense | $107,000 | 7,038 |
| Net interest income | $432,000 | 7,160 |
| Provision for loan and lease losses | $3,000 | 6,142 |
| Total noninterest income | $555,000 | 2,933 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $41,000 | 5,787 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $514,000 | 2,051 |
| Total noninterest expense | $466,000 | 7,007 |
| Salaries and employee benefits | $172,000 | 7,258 |
| Premises and equipment expense | $40,000 | 7,083 |
| Additional noninterest expense | $254,000 | 6,368 |
| Pre-tax net operating income | $518,000 | 3,753 |
| Securities gains (losses) | $4,000 | 2,586 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $522,000 | 3,496 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $522,000 | 3,497 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $522,000 | 3,497 |
| Net charge-offs | $72,000 | 4,155 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $518,000 | 3,409 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $277,000 | 7,212 |
| Total interest expense | $57,000 | 7,076 |
| Net interest income | $220,000 | 7,194 |
| Provision for loan and lease losses | $3,000 | 5,694 |
| Total noninterest income | $35,000 | 6,329 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $21,000 | 5,734 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $14,000 | 6,135 |
| Total noninterest expense | $247,000 | 7,008 |
| Salaries and employee benefits | $79,000 | 7,364 |
| Premises and equipment expense | $21,000 | 7,090 |
| Additional noninterest expense | $147,000 | 6,173 |
| Pre-tax net operating income | $5,000 | 6,268 |
| Securities gains (losses) | $4,000 | 1,490 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $9,000 | 6,272 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $9,000 | 6,271 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $9,000 | 6,272 |
| Net charge-offs | $-2,000 | 6,441 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $5,000 | 6,284 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $1,236,000 | 7,233 |
| Total interest expense | $275,000 | 7,138 |
| Net interest income | $961,000 | 7,204 |
| Provision for loan and lease losses | $55,000 | 6,430 |
| Total noninterest income | $110,000 | 6,598 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $118,000 | 5,271 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $-8,000 | 7,028 |
| Total noninterest expense | $892,000 | 7,179 |
| Salaries and employee benefits | $319,000 | 7,443 |
| Premises and equipment expense | $94,000 | 7,108 |
| Additional noninterest expense | $479,000 | 6,586 |
| Pre-tax net operating income | $124,000 | 5,409 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $30,000 | 3,855 |
| Income before extraordinary items | $94,000 | 5,639 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $94,000 | 5,640 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $94,000 | 5,640 |
| Net charge-offs | $24,000 | 6,307 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $94,000 | 5,503 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $927,000 | 7,342 |
| Total interest expense | $210,000 | 7,251 |
| Net interest income | $717,000 | 7,306 |
| Provision for loan and lease losses | $46,000 | 6,290 |
| Total noninterest income | $73,000 | 6,834 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $89,000 | 5,335 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $-16,000 | 7,249 |
| Total noninterest expense | $681,000 | 7,251 |
| Salaries and employee benefits | $241,000 | 7,525 |
| Premises and equipment expense | $73,000 | 7,166 |
| Additional noninterest expense | $367,000 | 6,598 |
| Pre-tax net operating income | $63,000 | 5,757 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $18,000 | 4,039 |
| Income before extraordinary items | $45,000 | 5,953 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $45,000 | 5,953 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $45,000 | 5,953 |
| Net charge-offs | $32,000 | 5,785 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $45,000 | 5,830 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $628,000 | 7,394 |
| Total interest expense | $143,000 | 7,318 |
| Net interest income | $485,000 | 7,351 |
| Provision for loan and lease losses | $37,000 | 6,052 |
| Total noninterest income | $68,000 | 6,558 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $56,000 | 5,427 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $12,000 | 6,755 |
| Total noninterest expense | $484,000 | 7,245 |
| Salaries and employee benefits | $159,000 | 7,598 |
| Premises and equipment expense | $49,000 | 7,216 |
| Additional noninterest expense | $276,000 | 6,428 |
| Pre-tax net operating income | $32,000 | 5,916 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $9,000 | 4,121 |
| Income before extraordinary items | $23,000 | 6,063 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $23,000 | 6,065 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $23,000 | 6,064 |
| Net charge-offs | $33,000 | 5,209 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $23,000 | 5,963 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $320,000 | 7,471 |
| Total interest expense | $72,000 | 7,420 |
| Net interest income | $248,000 | 7,411 |
| Provision for loan and lease losses | $28,000 | 5,529 |
| Total noninterest income | $33,000 | 6,632 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $28,000 | 5,463 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $5,000 | 6,997 |
| Total noninterest expense | $227,000 | 7,408 |
| Salaries and employee benefits | $79,000 | 7,694 |
| Premises and equipment expense | $24,000 | 7,316 |
| Additional noninterest expense | $124,000 | 6,666 |
| Pre-tax net operating income | $26,000 | 5,952 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $13,000 | 3,663 |
| Income before extraordinary items | $13,000 | 6,210 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $13,000 | 6,212 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $13,000 | 6,212 |
| Net charge-offs | $-1,000 | 6,806 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $13,000 | 6,099 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $1,301,000 | 7,544 |
| Total interest expense | $349,000 | 7,473 |
| Net interest income | $952,000 | 7,484 |
| Provision for loan and lease losses | $375,000 | 4,953 |
| Total noninterest income | $151,000 | 6,574 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $127,000 | 5,421 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $24,000 | 6,867 |
| Total noninterest expense | $1,103,000 | 7,274 |
| Salaries and employee benefits | $336,000 | 7,747 |
| Premises and equipment expense | $96,000 | 7,422 |
| Additional noninterest expense | $671,000 | 6,235 |
| Pre-tax net operating income | $-375,000 | 5,888 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $-114,000 | 6,602 |
| Income before extraordinary items | $-261,000 | 5,883 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-261,000 | 5,882 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-261,000 | 5,882 |
| Net charge-offs | $229,000 | 4,832 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-261,000 | 5,887 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $986,000 | 7,628 |
| Total interest expense | $271,000 | 7,544 |
| Net interest income | $715,000 | 7,555 |
| Provision for loan and lease losses | $65,000 | 6,361 |
| Total noninterest income | $109,000 | 6,744 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $92,000 | 5,483 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $17,000 | 7,090 |
| Total noninterest expense | $780,000 | 7,376 |
| Salaries and employee benefits | $257,000 | 7,797 |
| Premises and equipment expense | $76,000 | 7,425 |
| Additional noninterest expense | $447,000 | 6,476 |
| Pre-tax net operating income | $-21,000 | 5,722 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $-6,000 | 6,629 |
| Income before extraordinary items | $-15,000 | 5,814 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-15,000 | 5,814 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-15,000 | 5,814 |
| Net charge-offs | $117,000 | 4,915 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-15,000 | 5,751 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $663,000 | 7,694 |
| Total interest expense | $189,000 | 7,615 |
| Net interest income | $474,000 | 7,611 |
| Provision for loan and lease losses | $44,000 | 6,202 |
| Total noninterest income | $71,000 | 6,816 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $59,000 | 5,550 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $12,000 | 7,161 |
| Total noninterest expense | $540,000 | 7,416 |
| Salaries and employee benefits | $176,000 | 7,863 |
| Premises and equipment expense | $54,000 | 7,432 |
| Additional noninterest expense | $310,000 | 6,428 |
| Pre-tax net operating income | $-39,000 | 5,929 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $-11,000 | 6,805 |
| Income before extraordinary items | $-28,000 | 6,005 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-28,000 | 6,004 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-28,000 | 6,004 |
| Net charge-offs | $-8,000 | 7,866 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-28,000 | 5,938 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $332,000 | 7,752 |
| Total interest expense | $102,000 | 7,630 |
| Net interest income | $230,000 | 7,665 |
| Provision for loan and lease losses | $39,000 | 5,233 |
| Total noninterest income | $35,000 | 6,851 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $29,000 | 5,556 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $6,000 | 7,210 |
| Total noninterest expense | $251,000 | 7,515 |
| Salaries and employee benefits | $89,000 | 7,905 |
| Premises and equipment expense | $35,000 | 7,168 |
| Additional noninterest expense | $127,000 | 6,685 |
| Pre-tax net operating income | $-25,000 | 6,391 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $-25,000 | 6,539 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-25,000 | 6,540 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-25,000 | 6,540 |
| Net charge-offs | $-5,000 | 7,701 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-25,000 | 6,418 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $1,668,000 | 7,561 |
| Total interest expense | $741,000 | 7,236 |
| Net interest income | $927,000 | 7,676 |
| Provision for loan and lease losses | $291,000 | 4,683 |
| Total noninterest income | $199,000 | 6,493 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $169,000 | 5,091 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $30,000 | 7,180 |
| Total noninterest expense | $1,023,000 | 7,512 |
| Salaries and employee benefits | $426,000 | 7,838 |
| Premises and equipment expense | $136,000 | 7,265 |
| Additional noninterest expense | $461,000 | 6,794 |
| Pre-tax net operating income | $-188,000 | 6,542 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $-54,000 | 6,968 |
| Income before extraordinary items | $-134,000 | 6,403 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-134,000 | 6,404 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $257,000 | 3,755 |
| Cash dividends | $45,000 | 5,266 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $-134,000 | 6,552 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $1,291,000 | 7,610 |
| Total interest expense | $594,000 | 7,261 |
| Net interest income | $697,000 | 7,735 |
| Provision for loan and lease losses | $31,000 | 6,251 |
| Total noninterest income | $148,000 | 6,612 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $126,000 | 5,149 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $22,000 | 7,355 |
| Total noninterest expense | $781,000 | 7,504 |
| Salaries and employee benefits | $327,000 | 7,839 |
| Premises and equipment expense | $99,000 | 7,367 |
| Additional noninterest expense | $355,000 | 6,730 |
| Pre-tax net operating income | $33,000 | 6,640 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $16,000 | 4,686 |
| Income before extraordinary items | $17,000 | 6,541 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $17,000 | 6,539 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 6,427 |
| Cash dividends | $45,000 | 4,727 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $17,000 | 6,711 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $890,000 | 7,643 |
| Total interest expense | $425,000 | 7,265 |
| Net interest income | $465,000 | 7,776 |
| Provision for loan and lease losses | $21,000 | 5,924 |
| Total noninterest income | $94,000 | 6,748 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $78,000 | 5,295 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $16,000 | 7,379 |
| Total noninterest expense | $522,000 | 7,558 |
| Salaries and employee benefits | $223,000 | 7,886 |
| Premises and equipment expense | $64,000 | 7,436 |
| Additional noninterest expense | $235,000 | 6,767 |
| Pre-tax net operating income | $16,000 | 6,850 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $10,000 | 4,982 |
| Income before extraordinary items | $6,000 | 6,972 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $6,000 | 6,972 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 5,853 |
| Cash dividends | $45,000 | 4,485 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $6,000 | 6,919 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $482,000 | 7,610 |
| Total interest expense | $239,000 | 7,212 |
| Net interest income | $243,000 | 7,782 |
| Provision for loan and lease losses | $11,000 | 5,386 |
| Total noninterest income | $48,000 | 6,727 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $38,000 | 5,321 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $10,000 | 7,226 |
| Total noninterest expense | $262,000 | 7,578 |
| Salaries and employee benefits | $111,000 | 7,930 |
| Premises and equipment expense | $33,000 | 7,431 |
| Additional noninterest expense | $118,000 | 6,754 |
| Pre-tax net operating income | $18,000 | 6,984 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $18,000 | 7,044 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $18,000 | 7,045 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $45,000 | 3,416 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $18,000 | 6,954 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $2,101,000 | 7,482 |
| Total interest expense | $1,016,000 | 7,146 |
| Net interest income | $1,085,000 | 7,632 |
| Provision for loan and lease losses | $36,000 | 5,943 |
| Total noninterest income | $155,000 | 7,085 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $131,000 | 5,631 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $24,000 | 7,697 |
| Total noninterest expense | $1,025,000 | 7,626 |
| Salaries and employee benefits | $468,000 | 7,887 |
| Premises and equipment expense | $220,000 | 6,531 |
| Additional noninterest expense | $337,000 | 7,363 |
| Pre-tax net operating income | $179,000 | 6,924 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $53,000 | 4,900 |
| Income before extraordinary items | $126,000 | 7,046 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $126,000 | 7,045 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $75,000 | 4,156 |
| Cash dividends | $68,000 | 5,520 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $126,000 | 7,021 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $1,569,000 | 7,525 |
| Total interest expense | $748,000 | 7,211 |
| Net interest income | $821,000 | 7,673 |
| Provision for loan and lease losses | $26,000 | 5,655 |
| Total noninterest income | $118,000 | 7,114 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $97,000 | 5,682 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $21,000 | 7,635 |
| Total noninterest expense | $783,000 | 7,570 |
| Salaries and employee benefits | $339,000 | 7,908 |
| Premises and equipment expense | $98,000 | 7,418 |
| Additional noninterest expense | $346,000 | 6,770 |
| Pre-tax net operating income | $130,000 | 7,210 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $46,000 | 5,004 |
| Income before extraordinary items | $84,000 | 7,341 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $84,000 | 7,338 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $76,000 | 3,163 |
| Cash dividends | $68,000 | 4,849 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $84,000 | 7,324 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $1,051,000 | 7,565 |
| Total interest expense | $493,000 | 7,250 |
| Net interest income | $558,000 | 7,701 |
| Provision for loan and lease losses | $18,000 | 5,390 |
| Total noninterest income | $79,000 | 7,147 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $65,000 | 5,696 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $14,000 | 7,664 |
| Total noninterest expense | $523,000 | 7,614 |
| Salaries and employee benefits | $227,000 | 7,958 |
| Premises and equipment expense | $65,000 | 7,456 |
| Additional noninterest expense | $231,000 | 6,782 |
| Pre-tax net operating income | $96,000 | 7,274 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $28,000 | 5,160 |
| Income before extraordinary items | $68,000 | 7,344 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $68,000 | 7,344 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $78,000 | 2,353 |
| Cash dividends | $68,000 | 4,566 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $68,000 | 7,337 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $524,000 | 7,609 |
| Total interest expense | $238,000 | 7,322 |
| Net interest income | $286,000 | 7,713 |
| Provision for loan and lease losses | $9,000 | 5,108 |
| Total noninterest income | $36,000 | 7,257 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $31,000 | 5,740 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $5,000 | 7,889 |
| Total noninterest expense | $264,000 | 7,656 |
| Salaries and employee benefits | $112,000 | 8,012 |
| Premises and equipment expense | $34,000 | 7,427 |
| Additional noninterest expense | $118,000 | 6,739 |
| Pre-tax net operating income | $49,000 | 7,299 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $49,000 | 7,167 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $49,000 | 7,167 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 2,972 |
| Cash dividends | $68,000 | 3,423 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $49,000 | 7,157 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $1,887,000 | 7,636 |
| Total interest expense | $772,000 | 7,391 |
| Net interest income | $1,115,000 | 7,690 |
| Provision for loan and lease losses | $35,000 | 5,927 |
| Total noninterest income | $149,000 | 7,323 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $129,000 | 5,781 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $20,000 | 7,978 |
| Total noninterest expense | $1,035,000 | 7,652 |
| Salaries and employee benefits | $450,000 | 8,014 |
| Premises and equipment expense | $131,000 | 7,480 |
| Additional noninterest expense | $454,000 | 6,768 |
| Pre-tax net operating income | $194,000 | 7,429 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $59,000 | 5,342 |
| Income before extraordinary items | $135,000 | 7,543 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $135,000 | 7,546 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 5,489 |
| Cash dividends | $67,000 | 5,614 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $135,000 | 7,535 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $1,377,000 | 7,729 |
| Total interest expense | $539,000 | 7,496 |
| Net interest income | $838,000 | 7,755 |
| Provision for loan and lease losses | $26,000 | 5,807 |
| Total noninterest income | $109,000 | 7,404 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $96,000 | 5,861 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $13,000 | 8,103 |
| Total noninterest expense | $785,000 | 7,642 |
| Salaries and employee benefits | $326,000 | 8,057 |
| Premises and equipment expense | $97,000 | 7,511 |
| Additional noninterest expense | $362,000 | 6,624 |
| Pre-tax net operating income | $136,000 | 7,686 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $7,000 | 6,326 |
| Income before extraordinary items | $129,000 | 7,578 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $129,000 | 7,580 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 4,656 |
| Cash dividends | $67,000 | 4,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $129,000 | 7,581 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $906,000 | 7,765 |
| Total interest expense | $340,000 | 7,538 |
| Net interest income | $566,000 | 7,794 |
| Provision for loan and lease losses | $17,000 | 5,691 |
| Total noninterest income | $75,000 | 7,410 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $66,000 | 5,810 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $9,000 | 8,144 |
| Total noninterest expense | $523,000 | 7,666 |
| Salaries and employee benefits | $217,000 | 8,098 |
| Premises and equipment expense | $65,000 | 7,515 |
| Additional noninterest expense | $241,000 | 6,656 |
| Pre-tax net operating income | $101,000 | 7,687 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $0 | 6,706 |
| Income before extraordinary items | $101,000 | 7,526 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $101,000 | 7,527 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 3,967 |
| Cash dividends | $67,000 | 4,650 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $101,000 | 7,533 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $448,000 | 7,786 |
| Total interest expense | $160,000 | 7,588 |
| Net interest income | $288,000 | 7,783 |
| Provision for loan and lease losses | $9,000 | 5,345 |
| Total noninterest income | $39,000 | 7,341 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $35,000 | 5,651 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $4,000 | 8,174 |
| Total noninterest expense | $257,000 | 7,717 |
| Salaries and employee benefits | $105,000 | 8,159 |
| Premises and equipment expense | $34,000 | 7,467 |
| Additional noninterest expense | $118,000 | 6,671 |
| Pre-tax net operating income | $61,000 | 7,560 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $61,000 | 7,342 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $61,000 | 7,340 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 3,455 |
| Cash dividends | $67,000 | 3,418 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $61,000 | 7,353 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $1,677,000 | 7,744 |
| Total interest expense | $510,000 | 7,590 |
| Net interest income | $1,167,000 | 7,727 |
| Provision for loan and lease losses | $40,000 | 5,969 |
| Total noninterest income | $141,000 | 7,575 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $121,000 | 5,986 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $20,000 | 8,136 |
| Total noninterest expense | $1,036,000 | 7,686 |
| Salaries and employee benefits | $452,000 | 8,043 |
| Premises and equipment expense | $130,000 | 7,524 |
| Additional noninterest expense | $454,000 | 6,819 |
| Pre-tax net operating income | $232,000 | 7,609 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $70,000 | 5,638 |
| Income before extraordinary items | $162,000 | 7,748 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $162,000 | 7,749 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $124,000 | 3,001 |
| Cash dividends | $46,000 | 5,815 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $162,000 | 7,711 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $1,235,000 | 7,785 |
| Total interest expense | $353,000 | 7,666 |
| Net interest income | $882,000 | 7,750 |
| Provision for loan and lease losses | $32,000 | 5,761 |
| Total noninterest income | $100,000 | 7,681 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $85,000 | 6,137 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $15,000 | 8,169 |
| Total noninterest expense | $788,000 | 7,639 |
| Salaries and employee benefits | $326,000 | 8,077 |
| Premises and equipment expense | $99,000 | 7,491 |
| Additional noninterest expense | $363,000 | 6,642 |
| Pre-tax net operating income | $162,000 | 7,787 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $78,000 | 5,460 |
| Income before extraordinary items | $84,000 | 8,045 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $84,000 | 8,044 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 4,742 |
| Cash dividends | $46,000 | 5,058 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $84,000 | 8,012 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $806,000 | 7,806 |
| Total interest expense | $223,000 | 7,688 |
| Net interest income | $583,000 | 7,784 |
| Provision for loan and lease losses | $23,000 | 5,573 |
| Total noninterest income | $69,000 | 7,632 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $58,000 | 6,068 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $11,000 | 8,096 |
| Total noninterest expense | $523,000 | 7,657 |
| Salaries and employee benefits | $216,000 | 8,098 |
| Premises and equipment expense | $66,000 | 7,484 |
| Additional noninterest expense | $241,000 | 6,641 |
| Pre-tax net operating income | $106,000 | 7,818 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $65,000 | 5,284 |
| Income before extraordinary items | $41,000 | 8,175 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $41,000 | 8,176 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 4,061 |
| Cash dividends | $46,000 | 4,776 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $41,000 | 8,139 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $395,000 | 7,887 |
| Total interest expense | $105,000 | 7,776 |
| Net interest income | $290,000 | 7,853 |
| Provision for loan and lease losses | $15,000 | 4,875 |
| Total noninterest income | $33,000 | 7,681 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $27,000 | 6,147 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $6,000 | 8,110 |
| Total noninterest expense | $259,000 | 7,739 |
| Salaries and employee benefits | $105,000 | 8,204 |
| Premises and equipment expense | $56,000 | 6,500 |
| Additional noninterest expense | $98,000 | 7,182 |
| Pre-tax net operating income | $49,000 | 7,909 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $50,000 | 4,748 |
| Income before extraordinary items | $-1,000 | 8,455 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $-1,000 | 8,455 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 2,934 |
| Cash dividends | $46,000 | 3,491 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $-1,000 | 8,428 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $1,479,000 | 7,922 |
| Total interest expense | $401,000 | 7,689 |
| Net interest income | $1,078,000 | 7,913 |
| Provision for loan and lease losses | $65,000 | 5,573 |
| Total noninterest income | $137,000 | 7,730 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $117,000 | 6,222 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $20,000 | 8,225 |
| Total noninterest expense | $1,015,000 | 7,787 |
| Salaries and employee benefits | $428,000 | 8,208 |
| Premises and equipment expense | $131,000 | 7,571 |
| Additional noninterest expense | $456,000 | 6,813 |
| Pre-tax net operating income | $135,000 | 8,001 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $35,000 | 6,251 |
| Income before extraordinary items | $100,000 | 8,096 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $100,000 | 8,095 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,973 |
| Cash dividends | $35,000 | 5,946 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $100,000 | 8,053 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $1,095,000 | 7,969 |
| Total interest expense | $295,000 | 7,729 |
| Net interest income | $800,000 | 7,965 |
| Provision for loan and lease losses | $53,000 | 5,328 |
| Total noninterest income | $96,000 | 7,856 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $82,000 | 6,374 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $14,000 | 8,295 |
| Total noninterest expense | $754,000 | 7,770 |
| Salaries and employee benefits | $309,000 | 8,254 |
| Premises and equipment expense | $99,000 | 7,547 |
| Additional noninterest expense | $346,000 | 6,752 |
| Pre-tax net operating income | $89,000 | 8,173 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $14,000 | 6,683 |
| Income before extraordinary items | $75,000 | 8,210 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $75,000 | 8,213 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 5,993 |
| Cash dividends | $35,000 | 5,115 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $75,000 | 8,161 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $723,000 | 8,025 |
| Total interest expense | $200,000 | 7,766 |
| Net interest income | $523,000 | 8,036 |
| Provision for loan and lease losses | $36,000 | 5,137 |
| Total noninterest income | $58,000 | 8,010 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $50,000 | 6,543 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $8,000 | 8,431 |
| Total noninterest expense | $503,000 | 7,817 |
| Salaries and employee benefits | $208,000 | 8,295 |
| Premises and equipment expense | $66,000 | 7,578 |
| Additional noninterest expense | $229,000 | 6,801 |
| Pre-tax net operating income | $42,000 | 8,290 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $6,000 | 6,827 |
| Income before extraordinary items | $36,000 | 8,350 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $36,000 | 8,353 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 7,878 |
| Cash dividends | $32,000 | 4,849 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $36,000 | 8,281 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $370,000 | 8,041 |
| Total interest expense | $104,000 | 7,777 |
| Net interest income | $266,000 | 8,048 |
| Provision for loan and lease losses | $18,000 | 4,919 |
| Total noninterest income | $26,000 | 8,131 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $23,000 | 6,604 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $3,000 | 8,561 |
| Total noninterest expense | $248,000 | 7,896 |
| Salaries and employee benefits | $103,000 | 8,352 |
| Premises and equipment expense | $32,000 | 7,669 |
| Additional noninterest expense | $113,000 | 6,847 |
| Pre-tax net operating income | $26,000 | 8,239 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $0 | 7,103 |
| Income before extraordinary items | $26,000 | 8,220 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $26,000 | 8,220 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,358 |
| Cash dividends | $32,000 | 3,561 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $26,000 | 8,151 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $1,622,000 | 7,946 |
| Total interest expense | $548,000 | 7,583 |
| Net interest income | $1,074,000 | 7,997 |
| Provision for loan and lease losses | $71,000 | 5,814 |
| Total noninterest income | $119,000 | 8,114 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $103,000 | 6,512 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $16,000 | 8,557 |
| Total noninterest expense | $1,024,000 | 7,826 |
| Salaries and employee benefits | $414,000 | 8,361 |
| Premises and equipment expense | $128,000 | 7,697 |
| Additional noninterest expense | $482,000 | 6,659 |
| Pre-tax net operating income | $98,000 | 8,212 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $22,000 | 6,748 |
| Income before extraordinary items | $76,000 | 8,339 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $76,000 | 8,343 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $65,000 | 4,736 |
| Cash dividends | $123,000 | 5,405 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $76,000 | 8,233 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $1,231,000 | 8,020 |
| Total interest expense | $436,000 | 7,609 |
| Net interest income | $795,000 | 8,092 |
| Provision for loan and lease losses | $53,000 | 5,711 |
| Total noninterest income | $89,000 | 8,173 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $77,000 | 6,567 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $12,000 | 8,600 |
| Total noninterest expense | $729,000 | 7,932 |
| Salaries and employee benefits | $299,000 | 8,425 |
| Premises and equipment expense | $100,000 | 7,626 |
| Additional noninterest expense | $330,000 | 6,891 |
| Pre-tax net operating income | $102,000 | 8,217 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $30,000 | 6,578 |
| Income before extraordinary items | $72,000 | 8,406 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $72,000 | 8,408 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 5,642 |
| Cash dividends | $80,000 | 4,885 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $72,000 | 8,289 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $837,000 | 8,044 |
| Total interest expense | $316,000 | 7,544 |
| Net interest income | $521,000 | 8,153 |
| Provision for loan and lease losses | $36,000 | 5,560 |
| Total noninterest income | $59,000 | 8,167 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $51,000 | 6,554 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $8,000 | 8,587 |
| Total noninterest expense | $490,000 | 7,934 |
| Salaries and employee benefits | $202,000 | 8,448 |
| Premises and equipment expense | $69,000 | 7,580 |
| Additional noninterest expense | $219,000 | 6,909 |
| Pre-tax net operating income | $54,000 | 8,348 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $20,000 | 6,596 |
| Income before extraordinary items | $34,000 | 8,549 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $34,000 | 8,550 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 5,353 |
| Cash dividends | $77,000 | 4,489 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $34,000 | 8,426 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $429,000 | 8,054 |
| Total interest expense | $168,000 | 7,510 |
| Net interest income | $261,000 | 8,181 |
| Provision for loan and lease losses | $18,000 | 5,381 |
| Total noninterest income | $31,000 | 8,103 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $26,000 | 6,492 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $5,000 | 8,460 |
| Total noninterest expense | $247,000 | 7,958 |
| Salaries and employee benefits | $100,000 | 8,496 |
| Premises and equipment expense | $38,000 | 7,422 |
| Additional noninterest expense | $109,000 | 6,915 |
| Pre-tax net operating income | $27,000 | 8,356 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $10,000 | 6,563 |
| Income before extraordinary items | $17,000 | 8,530 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $17,000 | 8,528 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $25,000 | 2,967 |
| Cash dividends | $77,000 | 3,151 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $17,000 | 8,413 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $1,998,000 | 7,850 |
| Total interest expense | $871,000 | 7,279 |
| Net interest income | $1,127,000 | 8,071 |
| Provision for loan and lease losses | $139,000 | 5,088 |
| Total noninterest income | $127,000 | 8,098 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $110,000 | 6,411 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $17,000 | 8,643 |
| Total noninterest expense | $955,000 | 8,021 |
| Salaries and employee benefits | $427,000 | 8,407 |
| Premises and equipment expense | $125,000 | 7,815 |
| Additional noninterest expense | $403,000 | 7,135 |
| Pre-tax net operating income | $160,000 | 8,079 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $46,000 | 6,595 |
| Income before extraordinary items | $114,000 | 8,271 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $114,000 | 8,272 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $155,000 | 3,452 |
| Cash dividends | $33,000 | 6,111 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $114,000 | 8,169 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $2,388,000 | 7,858 |
| Total interest expense | $1,352,000 | 7,297 |
| Net interest income | $1,036,000 | 8,211 |
| Provision for loan and lease losses | $42,000 | 6,879 |
| Total noninterest income | $145,000 | 7,913 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $118,000 | 6,280 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $27,000 | 8,456 |
| Total noninterest expense | $922,000 | 8,157 |
| Salaries and employee benefits | $401,000 | 8,619 |
| Premises and equipment expense | $132,000 | 7,816 |
| Additional noninterest expense | $389,000 | 7,232 |
| Pre-tax net operating income | $217,000 | 7,806 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $68,000 | 6,431 |
| Income before extraordinary items | $149,000 | 8,039 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $149,000 | 8,041 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $90,000 | 4,230 |
| Cash dividends | $136,000 | 5,448 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $149,000 | 7,925 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $2,431,000 | 7,977 |
| Total interest expense | $1,264,000 | 7,661 |
| Net interest income | $1,167,000 | 8,142 |
| Provision for loan and lease losses | $25,000 | 7,386 |
| Total noninterest income | $134,000 | 8,124 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $100,000 | 6,564 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $34,000 | 8,376 |
| Total noninterest expense | $899,000 | 8,303 |
| Salaries and employee benefits | $404,000 | 8,731 |
| Premises and equipment expense | $119,000 | 8,117 |
| Additional noninterest expense | $376,000 | 7,353 |
| Pre-tax net operating income | $377,000 | 7,573 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $128,000 | 6,197 |
| Income before extraordinary items | $249,000 | 7,778 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $249,000 | 7,778 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 6,338 |
| Cash dividends | $123,000 | 5,747 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $249,000 | 7,783 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $2,177,000 | 8,299 |
| Total interest expense | $1,131,000 | 7,829 |
| Net interest income | $1,046,000 | 8,523 |
| Provision for loan and lease losses | $39,000 | 6,933 |
| Total noninterest income | $136,000 | 8,299 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $108,000 | 6,561 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $28,000 | 8,915 |
| Total noninterest expense | $812,000 | 8,689 |
| Salaries and employee benefits | $346,000 | 9,221 |
| Premises and equipment expense | $120,000 | 8,235 |
| Additional noninterest expense | $346,000 | 7,734 |
| Pre-tax net operating income | $331,000 | 7,917 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $107,000 | 6,835 |
| Income before extraordinary items | $224,000 | 8,122 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $224,000 | 8,119 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 9,212 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $224,000 | 8,096 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $2,045,000 | 8,631 |
| Total interest expense | $1,081,000 | 8,202 |
| Net interest income | $964,000 | 8,879 |
| Provision for loan and lease losses | $42,000 | 6,869 |
| Total noninterest income | $111,000 | 8,835 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $89,000 | 7,073 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $22,000 | 9,387 |
| Total noninterest expense | $670,000 | 9,195 |
| Salaries and employee benefits | $291,000 | 9,664 |
| Premises and equipment expense | $79,000 | 9,163 |
| Additional noninterest expense | $300,000 | 8,126 |
| Pre-tax net operating income | $363,000 | 8,075 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $120,000 | 7,243 |
| Income before extraordinary items | $243,000 | 8,293 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $243,000 | 8,292 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 6,737 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $243,000 | 8,219 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $1,966,000 | 9,049 |
| Total interest expense | $1,048,000 | 8,560 |
| Net interest income | $918,000 | 9,377 |
| Provision for loan and lease losses | $42,000 | 6,950 |
| Total noninterest income | $123,000 | 9,012 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $110,000 | 6,987 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $13,000 | 10,252 |
| Total noninterest expense | $725,000 | 9,312 |
| Salaries and employee benefits | $262,000 | 10,196 |
| Premises and equipment expense | $55,000 | 10,079 |
| Additional noninterest expense | $408,000 | 7,278 |
| Pre-tax net operating income | $274,000 | 9,153 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $100,000 | 8,402 |
| Income before extraordinary items | $174,000 | 9,379 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $174,000 | 9,381 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 7,179 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $174,000 | 9,333 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $1,865,000 | 9,564 |
| Total interest expense | $999,000 | 9,006 |
| Net interest income | $866,000 | 9,923 |
| Provision for loan and lease losses | $32,000 | 7,338 |
| Total noninterest income | $116,000 | 9,597 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $100,000 | 7,492 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $16,000 | 10,642 |
| Total noninterest expense | $548,000 | 10,399 |
| Salaries and employee benefits | $235,000 | 10,806 |
| Premises and equipment expense | $19,000 | 11,310 |
| Additional noninterest expense | $294,000 | 8,948 |
| Pre-tax net operating income | $402,000 | 8,494 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $139,000 | 8,045 |
| Income before extraordinary items | $263,000 | 8,721 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $263,000 | 8,719 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $67,000 | 4,727 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $263,000 | 8,658 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $1,739,000 | 10,103 |
| Total interest expense | $941,000 | 9,458 |
| Net interest income | $798,000 | 10,544 |
| Provision for loan and lease losses | $42,000 | 6,540 |
| Total noninterest income | $99,000 | 10,299 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $85,000 | 8,173 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $14,000 | 11,268 |
| Total noninterest expense | $555,000 | 10,781 |
| Salaries and employee benefits | $218,000 | 11,383 |
| Premises and equipment expense | $54,000 | 10,964 |
| Additional noninterest expense | $283,000 | 9,437 |
| Pre-tax net operating income | $300,000 | 9,737 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $94,000 | 9,294 |
| Income before extraordinary items | $206,000 | 9,868 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $206,000 | 9,873 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 8,657 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $206,000 | 9,839 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,270,000 | 11,201 |
| Total interest expense | $613,000 | 10,545 |
| Net interest income | $657,000 | 11,527 |
| Provision for loan and lease losses | $37,000 | 6,726 |
| Total noninterest income | $100,000 | 10,747 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $85,000 | 8,530 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $15,000 | 11,783 |
| Total noninterest expense | $475,000 | 11,722 |
| Salaries and employee benefits | $190,000 | 12,133 |
| Premises and equipment expense | $54,000 | 11,490 |
| Additional noninterest expense | $231,000 | 10,761 |
| Pre-tax net operating income | $245,000 | 10,535 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $6,000 | 11,474 |
| Income before extraordinary items | $239,000 | 9,820 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $239,000 | 9,832 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 8,352 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $239,000 | 9,890 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $688,000 | 12,825 |
| Total interest expense | $315,000 | 12,611 |
| Net interest income | $373,000 | 12,867 |
| Provision for loan and lease losses | $93,000 | 5,955 |
| Total noninterest income | $60,000 | 12,298 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $43,000 | 10,299 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $17,000 | 12,255 |
| Total noninterest expense | $455,000 | 12,393 |
| Salaries and employee benefits | $178,000 | 12,799 |
| Premises and equipment expense | $52,000 | 12,143 |
| Additional noninterest expense | $225,000 | 11,401 |
| Pre-tax net operating income | $-115,000 | 12,609 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $0 | 12,141 |
| Income before extraordinary items | $-115,000 | 12,676 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $-115,000 | 12,695 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 9,922 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $-115,000 | 12,578 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $36,000 | 13,918 |
| Total interest expense | $17,000 | 13,881 |
| Net interest income | $19,000 | 13,895 |
| Provision for loan and lease losses | $31,000 | 9,924 |
| Total noninterest income | $5,000 | 13,838 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $1,000 | 11,741 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $4,000 | 13,723 |
| Total noninterest expense | $94,000 | 13,900 |
| Salaries and employee benefits | $42,000 | 13,891 |
| Premises and equipment expense | $8,000 | 13,854 |
| Additional noninterest expense | $44,000 | 13,856 |
| Pre-tax net operating income | $-101,000 | 12,947 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $0 | 12,680 |
| Income before extraordinary items | $-101,000 | 13,070 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $-101,000 | 13,064 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 11,197 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $2,000,000 | 305 |
| Net operating income | $-101,000 | 12,920 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.