Home > United Jersey Bank/South > Loan Charge- Offs and Recoveries
United Jersey Bank/South, Loan Charge- Offs and Recoveries
| 1993-12-31 (YTD Data) | Rank | |
| Total charge-offs | $3,295,000 | 651 |
| Loans secured by real estate, total | $946,000 | 711 |
| To non-U.S. addressees | $0 | 19 |
| Real estate loans in domestic offices | $946,000 | 709 |
| Construction and land development | $83,000 | 624 |
| Secured by farmland | $0 | 674 |
| Total charge-offs secured by 1-4 family residential properties | $259,000 | 758 |
| Secured by multifamily residential properties | $0 | 764 |
| Secured by nonfarm nonresidential properties | $604,000 | 518 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 28 |
| To foreign banks | $0 | 17 |
| Loans to finance agricultural production and other loans to farmers | $0 | 175 |
| Commercial and industrial loans | $1,550,000 | 406 |
| Loans to individuals | $799,000 | 614 |
| Credit card loan charge offs | $90,000 | 787 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $709,000 | 480 |
| Loans to foreign governments and official institutions | $0 | 34 |
| Other loans | $0 | 371 |
| Lease financing receivables | $0 | 379 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $1,456,000 | 437 |
| Loans secured by real estate, total | $40,000 | 1,819 |
| To non-U.S. addressees | $0 | 16 |
| Real estate loans in domestic offices | $40,000 | 1,819 |
| Construction and land development | $0 | 926 |
| Secured by farmland | $0 | 821 |
| Secured by 1-4 family residential properties - total recoveries | $37,000 | 953 |
| Secured by multifamily residential properties | $0 | 535 |
| Secured by nonfarm nonresidential properties | $3,000 | 2,049 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 43 |
| To foreign banks | $0 | 26 |
| Loans to finance agricultural production and other loans to farmers | $0 | 220 |
| Commercial and industrial loans | $488,000 | 408 |
| Loans to individuals | $928,000 | 291 |
| Credit card loan recoveries | $38,000 | 547 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $890,000 | 218 |
| Loans to foreign governments and official institutions | $0 | 38 |
| Other loans | $0 | 355 |
| Lease financing receivables | $0 | 365 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $1,839,000 | 760 |
| Loans secured by real estate, total | $906,000 | 652 |
| To non-U.S. addressees | $0 | 18 |
| Real estate loans in domestic offices | $906,000 | 650 |
| Construction and land development | $83,000 | 560 |
| Secured by farmland | $0 | 548 |
| Secured by 1-4 family residential properties- net charge-offs | $222,000 | 735 |
| Secured by multifamily residential properties | $0 | 715 |
| Secured by nonfarm nonresidential properties | $601,000 | 459 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 16 |
| To foreign banks | $0 | 11 |
| Loans to finance agricultural production and other loans to farmers | $0 | 121 |
| Commercial and industrial loans | $1,062,000 | 397 |
| To non-U.S. addressees | $0 | 36 |
| Loans to individuals | $-129,000 | 13,250 |
| Credit card loan net charge offs | $52,000 | 903 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $-181,000 | 13,251 |
| Loans to foreign governments and official institutions | $0 | 28 |
| Other loans | $0 | 299 |
| Lease financing receivables | $0 | 315 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1992-12-31 (YTD Data) | Rank | |
| Total charge-offs | $7,014,000 | 472 |
| Loans secured by real estate, total | $4,015,000 | 334 |
| To non-U.S. addressees | $0 | 17 |
| Real estate loans in domestic offices | $4,015,000 | 333 |
| Construction and land development | $3,541,000 | 110 |
| Secured by farmland | $0 | 904 |
| Total charge-offs secured by 1-4 family residential properties | $97,000 | 1,658 |
| Secured by multifamily residential properties | $0 | 893 |
| Secured by nonfarm nonresidential properties | $377,000 | 876 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 43 |
| To foreign banks | $0 | 20 |
| Loans to finance agricultural production and other loans to farmers | $0 | 201 |
| Commercial and industrial loans | $1,423,000 | 602 |
| Loans to individuals | $1,576,000 | 492 |
| Credit card loan charge offs | $133,000 | 756 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $1,443,000 | 358 |
| Loans to foreign governments and official institutions | $0 | 43 |
| Other loans | $0 | 387 |
| Lease financing receivables | $0 | 464 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $1,303,000 | 460 |
| Loans secured by real estate, total | $98,000 | 990 |
| To non-U.S. addressees | $0 | 7 |
| Real estate loans in domestic offices | $98,000 | 989 |
| Construction and land development | $81,000 | 277 |
| Secured by farmland | $0 | 870 |
| Secured by 1-4 family residential properties - total recoveries | $17,000 | 1,653 |
| Secured by multifamily residential properties | $0 | 476 |
| Secured by nonfarm nonresidential properties | $0 | 2,509 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 52 |
| To foreign banks | $0 | 28 |
| Loans to finance agricultural production and other loans to farmers | $0 | 217 |
| Commercial and industrial loans | $215,000 | 822 |
| Loans to individuals | $990,000 | 294 |
| Credit card loan recoveries | $24,000 | 664 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $966,000 | 212 |
| Loans to foreign governments and official institutions | $0 | 47 |
| Other loans | $0 | 349 |
| Lease financing receivables | $0 | 397 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $5,711,000 | 480 |
| Loans secured by real estate, total | $3,917,000 | 315 |
| To non-U.S. addressees | $0 | 17 |
| Real estate loans in domestic offices | $3,917,000 | 314 |
| Construction and land development | $3,460,000 | 108 |
| Secured by farmland | $0 | 773 |
| Secured by 1-4 family residential properties- net charge-offs | $80,000 | 1,609 |
| Secured by multifamily residential properties | $0 | 849 |
| Secured by nonfarm nonresidential properties | $377,000 | 805 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 36 |
| To foreign banks | $0 | 15 |
| Loans to finance agricultural production and other loans to farmers | $0 | 152 |
| Commercial and industrial loans | $1,208,000 | 587 |
| To non-U.S. addressees | $0 | 50 |
| Loans to individuals | $586,000 | 731 |
| Credit card loan net charge offs | $109,000 | 758 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $477,000 | 587 |
| Loans to foreign governments and official institutions | $0 | 37 |
| Other loans | $0 | 326 |
| Lease financing receivables | $0 | 406 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.