Home > United Jersey Bank/Central > Loan Charge- Offs and Recoveries
United Jersey Bank/Central, Loan Charge- Offs and Recoveries
| 1993-12-31 (YTD Data) | Rank | |
| Total charge-offs | $17,742,000 | 218 |
| Loans secured by real estate, total | $5,797,000 | 224 |
| To non-U.S. addressees | $0 | 19 |
| Real estate loans in domestic offices | $5,797,000 | 224 |
| Construction and land development | $3,201,000 | 97 |
| Secured by farmland | $0 | 674 |
| Total charge-offs secured by 1-4 family residential properties | $440,000 | 522 |
| Secured by multifamily residential properties | $0 | 764 |
| Secured by nonfarm nonresidential properties | $2,156,000 | 230 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 28 |
| To foreign banks | $0 | 17 |
| Loans to finance agricultural production and other loans to farmers | $0 | 175 |
| Commercial and industrial loans | $9,057,000 | 110 |
| Loans to individuals | $2,138,000 | 353 |
| Credit card loan charge offs | $333,000 | 452 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $1,805,000 | 242 |
| Loans to foreign governments and official institutions | $0 | 34 |
| Other loans | $0 | 371 |
| Lease financing receivables | $750,000 | 55 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $3,171,000 | 280 |
| Loans secured by real estate, total | $603,000 | 318 |
| To non-U.S. addressees | $0 | 16 |
| Real estate loans in domestic offices | $603,000 | 318 |
| Construction and land development | $558,000 | 92 |
| Secured by farmland | $0 | 821 |
| Secured by 1-4 family residential properties - total recoveries | $31,000 | 1,097 |
| Secured by multifamily residential properties | $0 | 535 |
| Secured by nonfarm nonresidential properties | $14,000 | 1,408 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 43 |
| To foreign banks | $0 | 26 |
| Loans to finance agricultural production and other loans to farmers | $0 | 220 |
| Commercial and industrial loans | $1,493,000 | 195 |
| Loans to individuals | $787,000 | 326 |
| Credit card loan recoveries | $69,000 | 423 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $718,000 | 250 |
| Loans to foreign governments and official institutions | $0 | 38 |
| Other loans | $0 | 355 |
| Lease financing receivables | $288,000 | 50 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $14,571,000 | 201 |
| Loans secured by real estate, total | $5,194,000 | 206 |
| To non-U.S. addressees | $0 | 18 |
| Real estate loans in domestic offices | $5,194,000 | 206 |
| Construction and land development | $2,643,000 | 97 |
| Secured by farmland | $0 | 548 |
| Secured by 1-4 family residential properties- net charge-offs | $409,000 | 462 |
| Secured by multifamily residential properties | $0 | 715 |
| Secured by nonfarm nonresidential properties | $2,142,000 | 205 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 16 |
| To foreign banks | $0 | 11 |
| Loans to finance agricultural production and other loans to farmers | $0 | 121 |
| Commercial and industrial loans | $7,564,000 | 91 |
| To non-U.S. addressees | $0 | 36 |
| Loans to individuals | $1,351,000 | 360 |
| Credit card loan net charge offs | $264,000 | 449 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $1,087,000 | 224 |
| Loans to foreign governments and official institutions | $0 | 28 |
| Other loans | $0 | 299 |
| Lease financing receivables | $462,000 | 51 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1992-12-31 (YTD Data) | Rank | |
| Total charge-offs | $22,954,000 | 225 |
| Loans secured by real estate, total | $6,609,000 | 235 |
| To non-U.S. addressees | $0 | 17 |
| Real estate loans in domestic offices | $6,609,000 | 234 |
| Construction and land development | $3,568,000 | 108 |
| Secured by farmland | $0 | 904 |
| Total charge-offs secured by 1-4 family residential properties | $818,000 | 333 |
| Secured by multifamily residential properties | $0 | 893 |
| Secured by nonfarm nonresidential properties | $2,223,000 | 276 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 43 |
| To foreign banks | $0 | 20 |
| Loans to finance agricultural production and other loans to farmers | $0 | 201 |
| Commercial and industrial loans | $12,550,000 | 112 |
| Loans to individuals | $3,288,000 | 318 |
| Credit card loan charge offs | $589,000 | 405 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $2,699,000 | 226 |
| Loans to foreign governments and official institutions | $0 | 43 |
| Other loans | $0 | 387 |
| Lease financing receivables | $507,000 | 88 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $4,620,000 | 212 |
| Loans secured by real estate, total | $349,000 | 400 |
| To non-U.S. addressees | $0 | 7 |
| Real estate loans in domestic offices | $349,000 | 400 |
| Construction and land development | $170,000 | 174 |
| Secured by farmland | $0 | 870 |
| Secured by 1-4 family residential properties - total recoveries | $36,000 | 991 |
| Secured by multifamily residential properties | $0 | 476 |
| Secured by nonfarm nonresidential properties | $143,000 | 402 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 52 |
| To foreign banks | $0 | 28 |
| Loans to finance agricultural production and other loans to farmers | $0 | 217 |
| Commercial and industrial loans | $1,785,000 | 154 |
| Loans to individuals | $720,000 | 357 |
| Credit card loan recoveries | $86,000 | 388 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $634,000 | 287 |
| Loans to foreign governments and official institutions | $0 | 47 |
| Other loans | $0 | 349 |
| Lease financing receivables | $1,766,000 | 12 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $18,334,000 | 226 |
| Loans secured by real estate, total | $6,260,000 | 225 |
| To non-U.S. addressees | $0 | 17 |
| Real estate loans in domestic offices | $6,260,000 | 224 |
| Construction and land development | $3,398,000 | 110 |
| Secured by farmland | $0 | 773 |
| Secured by 1-4 family residential properties- net charge-offs | $782,000 | 302 |
| Secured by multifamily residential properties | $0 | 849 |
| Secured by nonfarm nonresidential properties | $2,080,000 | 272 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 36 |
| To foreign banks | $0 | 15 |
| Loans to finance agricultural production and other loans to farmers | $0 | 152 |
| Commercial and industrial loans | $10,765,000 | 109 |
| To non-U.S. addressees | $0 | 50 |
| Loans to individuals | $2,568,000 | 304 |
| Credit card loan net charge offs | $503,000 | 396 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $2,065,000 | 194 |
| Loans to foreign governments and official institutions | $0 | 37 |
| Other loans | $0 | 326 |
| Lease financing receivables | $-1,259,000 | 11,982 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.