Home > United International Bank > Income and Expense

United International Bank, Income and Expense

2015-09-30 (YTD Data)Rank
Total interest income$5,207,0003,153
Total interest expense$780,0002,384
Net interest income$4,427,0003,251
Provision for loan and lease losses$-132,0005,947
Total noninterest income$388,0004,156
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$34,0005,543
Trading account gains and fees$0153
Additional Noninterest Income$354,0003,376
Total noninterest expense$4,355,0002,948
Salaries and employee benefits$2,237,0003,073
Premises and equipment expense$701,0002,308
Additional noninterest expense$1,417,0002,909
Pre-tax net operating income$592,0004,522
Securities gains (losses)$03,031
Applicable income taxes$315,0002,439
Income before extraordinary items$277,0005,179
Extraordinary gains, net$021
Net income$277,0005,183
Minority interest net income$078
Net income of bank and minority interests.$277,0005,185
Net charge-offs$-254,0006,006
Cash dividends$03,825
Sale, conversion, retirement of capital stock, net$0773
Net operating income$277,0005,134
2015-06-30 (YTD Data)Rank
Total interest income$3,420,0003,200
Total interest expense$498,0002,470
Net interest income$2,922,0003,276
Provision for loan and lease losses$-132,0006,082
Total noninterest income$167,0004,745
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$25,0005,502
Trading account gains and fees$0157
Additional Noninterest Income$142,0004,097
Total noninterest expense$2,952,0002,922
Salaries and employee benefits$1,552,0003,014
Premises and equipment expense$467,0002,331
Additional noninterest expense$933,0002,961
Pre-tax net operating income$269,0004,984
Securities gains (losses)$02,636
Applicable income taxes$158,0002,675
Income before extraordinary items$111,0005,556
Extraordinary gains, net$022
Net income$111,0005,556
Minority interest net income$075
Net income of bank and minority interests.$111,0005,558
Net charge-offs$-254,0006,117
Cash dividends$03,664
Sale, conversion, retirement of capital stock, net$0751
Net operating income$111,0005,509
2015-03-31 (YTD Data)Rank
Total interest income$1,686,0003,240
Total interest expense$244,0002,528
Net interest income$1,442,0003,310
Provision for loan and lease losses$67,0001,838
Total noninterest income$54,0005,229
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$14,0005,415
Trading account gains and fees$0152
Additional Noninterest Income$40,0004,757
Total noninterest expense$1,497,0002,902
Salaries and employee benefits$825,0002,904
Premises and equipment expense$236,0002,340
Additional noninterest expense$436,0003,102
Pre-tax net operating income$-68,0006,185
Securities gains (losses)$02,027
Applicable income taxes$-24,0006,291
Income before extraordinary items$-44,0006,180
Extraordinary gains, net$013
Net income$-44,0006,181
Minority interest net income$064
Net income of bank and minority interests.$-44,0006,181
Net charge-offs$99,0001,124
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$0697
Net operating income$-44,0006,153
2014-12-31 (YTD Data)Rank
Total interest income$6,520,0003,339
Total interest expense$905,0002,777
Net interest income$5,615,0003,394
Provision for loan and lease losses$201,0002,462
Total noninterest income$359,0004,780
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$45,0005,788
Trading account gains and fees$0180
Additional Noninterest Income$314,0003,958
Total noninterest expense$5,701,0003,025
Salaries and employee benefits$2,573,0003,409
Premises and equipment expense$924,0002,391
Additional noninterest expense$2,204,0002,661
Pre-tax net operating income$72,0005,932
Securities gains (losses)$03,259
Applicable income taxes$54,0003,677
Income before extraordinary items$18,0006,078
Extraordinary gains, net$017
Net income$18,0006,078
Minority interest net income$084
Net income of bank and minority interests.$18,0006,079
Net charge-offs$885,000993
Cash dividends$04,358
Sale, conversion, retirement of capital stock, net$0862
Net operating income$18,0006,055
2014-09-30 (YTD Data)Rank
Total interest income$4,843,0003,387
Total interest expense$669,0002,854
Net interest income$4,174,0003,433
Provision for loan and lease losses$201,0002,064
Total noninterest income$287,0004,742
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$32,0005,893
Trading account gains and fees$0174
Additional Noninterest Income$255,0003,877
Total noninterest expense$4,292,0003,026
Salaries and employee benefits$2,001,0003,349
Premises and equipment expense$683,0002,446
Additional noninterest expense$1,608,0002,739
Pre-tax net operating income$-32,0006,187
Securities gains (losses)$02,980
Applicable income taxes$-79,0006,403
Income before extraordinary items$47,0006,044
Extraordinary gains, net$015
Net income$47,0006,043
Minority interest net income$081
Net income of bank and minority interests.$47,0006,044
Net charge-offs$885,000740
Cash dividends$03,845
Sale, conversion, retirement of capital stock, net$0819
Net operating income$47,0006,023
2014-06-30 (YTD Data)Rank
Total interest income$3,164,0003,435
Total interest expense$447,0002,884
Net interest income$2,717,0003,490
Provision for loan and lease losses$201,0001,632
Total noninterest income$189,0004,755
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$22,0005,905
Trading account gains and fees$0172
Additional Noninterest Income$167,0003,905
Total noninterest expense$2,960,0002,969
Salaries and employee benefits$1,369,0003,322
Premises and equipment expense$453,0002,462
Additional noninterest expense$1,138,0002,599
Pre-tax net operating income$-255,0006,421
Securities gains (losses)$02,580
Applicable income taxes$-81,0006,498
Income before extraordinary items$-174,0006,394
Extraordinary gains, net$020
Net income$-174,0006,395
Minority interest net income$080
Net income of bank and minority interests.$-174,0006,396
Net charge-offs$885,000560
Cash dividends$03,668
Sale, conversion, retirement of capital stock, net$0794
Net operating income$-174,0006,386
2014-03-31 (YTD Data)Rank
Total interest income$1,554,0003,500
Total interest expense$231,0002,841
Net interest income$1,323,0003,559
Provision for loan and lease losses$201,000981
Total noninterest income$69,0005,120
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$13,0005,787
Trading account gains and fees$0147
Additional Noninterest Income$56,0004,407
Total noninterest expense$1,626,0002,805
Salaries and employee benefits$740,0003,167
Premises and equipment expense$225,0002,527
Additional noninterest expense$661,0002,265
Pre-tax net operating income$-435,0006,617
Securities gains (losses)$01,715
Applicable income taxes$26,0003,365
Income before extraordinary items$-461,0006,626
Extraordinary gains, net$016
Net income$-461,0006,626
Minority interest net income$066
Net income of bank and minority interests.$-461,0006,626
Net charge-offs$462,000534
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$0747
Net operating income$-461,0006,626
2013-12-31 (YTD Data)Rank
Total interest income$7,533,0003,072
Total interest expense$1,130,0002,681
Net interest income$6,403,0003,105
Provision for loan and lease losses$297,0002,483
Total noninterest income$427,0004,649
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$261,0003,628
Trading account gains and fees$0184
Additional Noninterest Income$166,0004,849
Total noninterest expense$6,449,0002,827
Salaries and employee benefits$2,749,0003,299
Premises and equipment expense$1,017,0002,222
Additional noninterest expense$2,683,0002,305
Pre-tax net operating income$84,0005,994
Securities gains (losses)$03,182
Applicable income taxes$136,0003,228
Income before extraordinary items$-52,0006,296
Extraordinary gains, net$029
Net income$-52,0006,297
Minority interest net income$090
Net income of bank and minority interests.$-52,0006,298
Net charge-offs$-71,0006,472
Cash dividends$04,350
Sale, conversion, retirement of capital stock, net$-35,0006,719
Net operating income$-52,0006,272
2013-09-30 (YTD Data)Rank
Total interest income$5,852,0003,019
Total interest expense$846,0002,783
Net interest income$5,006,0003,025
Provision for loan and lease losses$297,0002,094
Total noninterest income$336,0004,636
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$248,0003,204
Trading account gains and fees$0180
Additional Noninterest Income$88,0005,296
Total noninterest expense$4,808,0002,838
Salaries and employee benefits$2,172,0003,205
Premises and equipment expense$776,0002,210
Additional noninterest expense$1,860,0002,461
Pre-tax net operating income$237,0005,564
Securities gains (losses)$03,040
Applicable income taxes$224,0002,685
Income before extraordinary items$13,0006,312
Extraordinary gains, net$025
Net income$13,0006,314
Minority interest net income$084
Net income of bank and minority interests.$13,0006,313
Net charge-offs$237,0002,379
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$-35,0006,817
Net operating income$13,0006,264
2013-06-30 (YTD Data)Rank
Total interest income$3,768,0003,109
Total interest expense$564,0002,844
Net interest income$3,204,0003,126
Provision for loan and lease losses$190,0002,184
Total noninterest income$64,0006,134
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$196,0002,830
Trading account gains and fees$0157
Additional Noninterest Income$-132,0006,821
Total noninterest expense$3,120,0002,910
Salaries and employee benefits$1,521,0003,123
Premises and equipment expense$487,0002,331
Additional noninterest expense$1,112,0002,717
Pre-tax net operating income$-42,0006,392
Securities gains (losses)$02,791
Applicable income taxes$122,0002,867
Income before extraordinary items$-164,0006,579
Extraordinary gains, net$022
Net income$-164,0006,581
Minority interest net income$082
Net income of bank and minority interests.$-164,0006,581
Net charge-offs$237,0001,922
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$0838
Net operating income$-164,0006,543
2013-03-31 (YTD Data)Rank
Total interest income$1,945,0003,055
Total interest expense$296,0002,805
Net interest income$1,649,0003,078
Provision for loan and lease losses$93,0002,151
Total noninterest income$151,0004,176
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$78,0003,270
Trading account gains and fees$0148
Additional Noninterest Income$73,0004,232
Total noninterest expense$1,660,0002,783
Salaries and employee benefits$772,0003,124
Premises and equipment expense$244,0002,349
Additional noninterest expense$644,0002,387
Pre-tax net operating income$47,0005,881
Securities gains (losses)$01,966
Applicable income taxes$12,0003,847
Income before extraordinary items$35,0006,050
Extraordinary gains, net$010
Net income$35,0006,050
Minority interest net income$076
Net income of bank and minority interests.$35,0006,051
Net charge-offs$241,0001,218
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$35,0005,962
2012-12-31 (YTD Data)Rank
Total interest income$8,424,0002,974
Total interest expense$1,359,0002,922
Net interest income$7,065,0002,958
Provision for loan and lease losses$177,0004,113
Total noninterest income$734,0003,805
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$572,0002,233
Trading account gains and fees$0166
Additional Noninterest Income$162,0004,851
Total noninterest expense$6,627,0002,799
Salaries and employee benefits$2,967,0003,152
Premises and equipment expense$1,001,0002,278
Additional noninterest expense$2,659,0002,437
Pre-tax net operating income$995,0004,028
Securities gains (losses)$03,810
Applicable income taxes$394,0002,420
Income before extraordinary items$601,0004,694
Extraordinary gains, net$029
Net income$601,0004,695
Minority interest net income$093
Net income of bank and minority interests.$601,0004,696
Net charge-offs$1,396,0001,456
Cash dividends$04,373
Sale, conversion, retirement of capital stock, net$5,000945
Net operating income$601,0004,519
2012-09-30 (YTD Data)Rank
Total interest income$6,362,0003,015
Total interest expense$1,048,0002,964
Net interest income$5,314,0002,996
Provision for loan and lease losses$607,0002,021
Total noninterest income$739,0003,317
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$496,0002,014
Trading account gains and fees$0157
Additional Noninterest Income$243,0003,985
Total noninterest expense$4,717,0002,935
Salaries and employee benefits$2,229,0003,168
Premises and equipment expense$758,0002,289
Additional noninterest expense$1,730,0002,765
Pre-tax net operating income$729,0004,158
Securities gains (losses)$03,575
Applicable income taxes$361,0002,278
Income before extraordinary items$368,0005,092
Extraordinary gains, net$020
Net income$368,0005,090
Minority interest net income$086
Net income of bank and minority interests.$368,0005,090
Net charge-offs$210,0003,250
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$6,000887
Net operating income$368,0004,904
2012-06-30 (YTD Data)Rank
Total interest income$4,261,0003,037
Total interest expense$710,0003,024
Net interest income$3,551,0003,009
Provision for loan and lease losses$557,0001,691
Total noninterest income$529,0003,132
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$365,0001,846
Trading account gains and fees$0153
Additional Noninterest Income$164,0003,941
Total noninterest expense$3,120,0002,962
Salaries and employee benefits$1,503,0003,156
Premises and equipment expense$505,0002,267
Additional noninterest expense$1,112,0002,865
Pre-tax net operating income$403,0004,435
Securities gains (losses)$03,178
Applicable income taxes$213,0002,389
Income before extraordinary items$190,0005,382
Extraordinary gains, net$019
Net income$190,0005,381
Minority interest net income$084
Net income of bank and minority interests.$190,0005,381
Net charge-offs$05,507
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$10,000775
Net operating income$190,0005,186
2012-03-31 (YTD Data)Rank
Total interest income$2,112,0003,082
Total interest expense$353,0003,126
Net interest income$1,759,0003,051
Provision for loan and lease losses$269,0001,700
Total noninterest income$266,0003,139
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$192,0001,763
Trading account gains and fees$0148
Additional Noninterest Income$74,0004,137
Total noninterest expense$1,673,0002,787
Salaries and employee benefits$749,0003,178
Premises and equipment expense$245,0002,326
Additional noninterest expense$679,0002,355
Pre-tax net operating income$83,0005,592
Securities gains (losses)$02,210
Applicable income taxes$39,0003,256
Income before extraordinary items$44,0006,047
Extraordinary gains, net$019
Net income$44,0006,047
Minority interest net income$078
Net income of bank and minority interests.$44,0006,047
Net charge-offs$04,730
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$8,000651
Net operating income$44,0005,910
2011-12-31 (YTD Data)Rank
Total interest income$8,380,0003,202
Total interest expense$1,434,0003,561
Net interest income$6,946,0003,091
Provision for loan and lease losses$1,270,0002,089
Total noninterest income$930,0003,240
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$593,0002,263
Trading account gains and fees$0146
Additional Noninterest Income$337,0003,686
Total noninterest expense$6,370,0002,902
Salaries and employee benefits$2,848,0003,237
Premises and equipment expense$970,0002,467
Additional noninterest expense$2,552,0002,551
Pre-tax net operating income$236,0005,408
Securities gains (losses)$03,838
Applicable income taxes$46,0003,796
Income before extraordinary items$190,0005,597
Extraordinary gains, net$029
Net income$190,0005,598
Minority interest net income$096
Net income of bank and minority interests.$190,0005,598
Net charge-offs$537,0003,093
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$32,000883
Net operating income$190,0005,476
2011-09-30 (YTD Data)Rank
Total interest income$6,282,0003,237
Total interest expense$1,063,0003,686
Net interest income$5,219,0003,100
Provision for loan and lease losses$346,0003,426
Total noninterest income$724,0003,185
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$452,0002,249
Trading account gains and fees$0145
Additional Noninterest Income$272,0003,606
Total noninterest expense$4,668,0002,967
Salaries and employee benefits$2,232,0003,151
Premises and equipment expense$723,0002,503
Additional noninterest expense$1,713,0002,796
Pre-tax net operating income$929,0003,452
Securities gains (losses)$03,555
Applicable income taxes$354,0002,077
Income before extraordinary items$575,0004,101
Extraordinary gains, net$021
Net income$575,0004,103
Minority interest net income$087
Net income of bank and minority interests.$575,0004,103
Net charge-offs$-17,0007,087
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$30,000791
Net operating income$575,0003,983
2011-06-30 (YTD Data)Rank
Total interest income$4,138,0003,289
Total interest expense$695,0003,833
Net interest income$3,443,0003,138
Provision for loan and lease losses$262,0003,188
Total noninterest income$490,0003,156
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$307,0002,188
Trading account gains and fees$0153
Additional Noninterest Income$183,0003,646
Total noninterest expense$3,097,0003,012
Salaries and employee benefits$1,527,0003,106
Premises and equipment expense$477,0002,548
Additional noninterest expense$1,093,0002,961
Pre-tax net operating income$574,0003,553
Securities gains (losses)$02,914
Applicable income taxes$178,0002,346
Income before extraordinary items$396,0003,999
Extraordinary gains, net$015
Net income$396,0004,000
Minority interest net income$089
Net income of bank and minority interests.$396,0004,001
Net charge-offs$-13,0007,073
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$21,000725
Net operating income$396,0003,898
2011-03-31 (YTD Data)Rank
Total interest income$2,128,0003,250
Total interest expense$358,0003,858
Net interest income$1,770,0003,041
Provision for loan and lease losses$212,0002,368
Total noninterest income$206,0003,527
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$114,0002,710
Trading account gains and fees$0158
Additional Noninterest Income$92,0003,703
Total noninterest expense$1,518,0003,079
Salaries and employee benefits$785,0003,051
Premises and equipment expense$239,0002,575
Additional noninterest expense$494,0003,217
Pre-tax net operating income$246,0003,862
Securities gains (losses)$01,772
Applicable income taxes$144,0001,834
Income before extraordinary items$102,0004,983
Extraordinary gains, net$09
Net income$102,0004,981
Minority interest net income$086
Net income of bank and minority interests.$102,0004,983
Net charge-offs$-7,0006,897
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$20,000548
Net operating income$102,0004,922
2010-12-31 (YTD Data)Rank
Total interest income$8,563,0003,363
Total interest expense$2,040,0003,502
Net interest income$6,523,0003,257
Provision for loan and lease losses$682,0003,641
Total noninterest income$1,091,0003,082
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$707,0002,023
Trading account gains and fees$0175
Additional Noninterest Income$384,0003,579
Total noninterest expense$5,581,0003,295
Salaries and employee benefits$2,938,0003,172
Premises and equipment expense$998,0002,484
Additional noninterest expense$1,645,0003,759
Pre-tax net operating income$1,351,0002,892
Securities gains (losses)$184,0001,657
Applicable income taxes$-1,003,0007,319
Income before extraordinary items$2,538,0001,624
Extraordinary gains, net$029
Net income$2,538,0001,625
Minority interest net income$0111
Net income of bank and minority interests.$2,538,0001,627
Net charge-offs$657,0003,265
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$1,076,000355
Net operating income$2,354,0001,679
2010-09-30 (YTD Data)Rank
Total interest income$6,461,0003,410
Total interest expense$1,639,0003,469
Net interest income$4,822,0003,343
Provision for loan and lease losses$461,0003,673
Total noninterest income$842,0003,044
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$563,0001,983
Trading account gains and fees$0165
Additional Noninterest Income$279,0003,653
Total noninterest expense$3,956,0003,453
Salaries and employee benefits$2,068,0003,363
Premises and equipment expense$729,0002,579
Additional noninterest expense$1,159,0003,901
Pre-tax net operating income$1,247,0002,709
Securities gains (losses)$184,0001,436
Applicable income taxes$703,0001,333
Income before extraordinary items$728,0003,451
Extraordinary gains, net$023
Net income$728,0003,449
Minority interest net income$0110
Net income of bank and minority interests.$728,0003,451
Net charge-offs$528,0002,999
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$1,064,000279
Net operating income$610,2403,610
2010-06-30 (YTD Data)Rank
Total interest income$4,350,0003,427
Total interest expense$1,187,0003,335
Net interest income$3,163,0003,395
Provision for loan and lease losses$361,0003,338
Total noninterest income$539,0003,072
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$342,0002,133
Trading account gains and fees$0152
Additional Noninterest Income$197,0003,527
Total noninterest expense$2,576,0003,542
Salaries and employee benefits$1,378,0003,390
Premises and equipment expense$483,0002,600
Additional noninterest expense$715,0004,087
Pre-tax net operating income$765,0002,870
Securities gains (losses)$160,0001,090
Applicable income taxes$357,0001,561
Income before extraordinary items$568,0003,173
Extraordinary gains, net$019
Net income$568,0003,168
Minority interest net income$0105
Net income of bank and minority interests.$568,0003,171
Net charge-offs$328,0002,941
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$1,043,000194
Net operating income$465,6003,423
2010-03-31 (YTD Data)Rank
Total interest income$2,141,0003,531
Total interest expense$642,0003,267
Net interest income$1,499,0003,555
Provision for loan and lease losses$158,0003,276
Total noninterest income$211,0003,532
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$138,0002,500
Trading account gains and fees$0175
Additional Noninterest Income$73,0004,060
Total noninterest expense$1,247,0003,650
Salaries and employee benefits$704,0003,385
Premises and equipment expense$243,0002,647
Additional noninterest expense$300,0004,585
Pre-tax net operating income$305,0003,321
Securities gains (losses)$24,0001,449
Applicable income taxes$136,0001,819
Income before extraordinary items$193,0003,951
Extraordinary gains, net$016
Net income$193,0003,950
Minority interest net income$091
Net income of bank and minority interests.$193,0003,950
Net charge-offs$-8,0007,437
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$21,000652
Net operating income$177,6403,998
2009-12-31 (YTD Data)Rank
Total interest income$9,514,0003,354
Total interest expense$3,714,0002,905
Net interest income$5,800,0003,562
Provision for loan and lease losses$1,321,0003,073
Total noninterest income$913,0003,519
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$414,0003,262
Trading account gains and fees$0211
Additional Noninterest Income$499,0003,199
Total noninterest expense$5,588,0003,367
Salaries and employee benefits$2,835,0003,348
Premises and equipment expense$985,0002,610
Additional noninterest expense$1,768,0003,649
Pre-tax net operating income$-196,0005,701
Securities gains (losses)$118,0001,994
Applicable income taxes$106,0002,846
Income before extraordinary items$-184,0005,802
Extraordinary gains, net$034
Net income$-184,0005,801
Minority interest net income$0115
Net income of bank and minority interests.$-184,0005,801
Net charge-offs$947,0002,931
Cash dividends$04,670
Sale, conversion, retirement of capital stock, net$69,000986
Net operating income$-302,0005,925
2009-09-30 (YTD Data)Rank
Total interest income$7,150,0003,398
Total interest expense$3,022,0002,851
Net interest income$4,128,0003,714
Provision for loan and lease losses$1,320,0002,385
Total noninterest income$665,0003,634
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$273,0003,512
Trading account gains and fees$0212
Additional Noninterest Income$392,0003,219
Total noninterest expense$4,079,0003,444
Salaries and employee benefits$2,098,0003,403
Premises and equipment expense$735,0002,654
Additional noninterest expense$1,246,0003,782
Pre-tax net operating income$-606,0006,410
Securities gains (losses)$63,0002,145
Applicable income taxes$56,0003,257
Income before extraordinary items$-599,0006,503
Extraordinary gains, net$027
Net income$-599,0006,504
Minority interest net income$0118
Net income of bank and minority interests.$-599,0006,503
Net charge-offs$816,0002,446
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$20,0001,089
Net operating income$-662,0006,544
2009-06-30 (YTD Data)Rank
Total interest income$4,849,0003,383
Total interest expense$2,188,0002,753
Net interest income$2,661,0003,773
Provision for loan and lease losses$1,163,0001,897
Total noninterest income$396,0003,859
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$143,0003,969
Trading account gains and fees$0193
Additional Noninterest Income$253,0003,278
Total noninterest expense$2,639,0003,562
Salaries and employee benefits$1,394,0003,452
Premises and equipment expense$472,0002,786
Additional noninterest expense$773,0003,972
Pre-tax net operating income$-745,0006,857
Securities gains (losses)$63,0001,760
Applicable income taxes$37,0003,347
Income before extraordinary items$-719,0006,959
Extraordinary gains, net$021
Net income$-719,0006,959
Minority interest net income$0112
Net income of bank and minority interests.$-719,0006,959
Net charge-offs$621,0002,099
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$12,0001,077
Net operating income$-782,0006,997
2009-03-31 (YTD Data)Rank
Total interest income$2,437,0003,409
Total interest expense$1,176,0002,672
Net interest income$1,261,0003,906
Provision for loan and lease losses$66,0004,534
Total noninterest income$167,0004,177
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$58,0004,312
Trading account gains and fees$0171
Additional Noninterest Income$109,0003,517
Total noninterest expense$1,245,0003,669
Salaries and employee benefits$696,0003,484
Premises and equipment expense$233,0002,845
Additional noninterest expense$316,0004,242
Pre-tax net operating income$117,0004,845
Securities gains (losses)$02,434
Applicable income taxes$19,0003,607
Income before extraordinary items$98,0004,989
Extraordinary gains, net$015
Net income$98,0004,993
Minority interest net income$0102
Net income of bank and minority interests.$98,0004,992
Net charge-offs$05,728
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$5,000980
Net operating income$98,0004,829
2008-12-31 (YTD Data)Rank
Total interest income$10,146,0003,488
Total interest expense$5,280,0002,837
Net interest income$4,866,0004,024
Provision for loan and lease losses$1,528,0002,137
Total noninterest income$781,0003,924
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$351,0003,713
Trading account gains and fees$0154
Additional Noninterest Income$430,0003,458
Total noninterest expense$5,017,0003,559
Salaries and employee benefits$2,653,0003,599
Premises and equipment expense$995,0002,638
Additional noninterest expense$1,369,0003,874
Pre-tax net operating income$-898,0006,966
Securities gains (losses)$03,220
Applicable income taxes$43,0003,930
Income before extraordinary items$-941,0006,958
Extraordinary gains, net$039
Net income$-941,0006,960
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$103,0004,925
Cash dividends$05,455
Sale, conversion, retirement of capital stock, net$40,0001,171
Net operating income$-941,0007,081
2008-09-30 (YTD Data)Rank
Total interest income$7,747,0003,501
Total interest expense$3,872,0002,986
Net interest income$3,875,0003,881
Provision for loan and lease losses$616,0002,446
Total noninterest income$604,0003,942
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$259,0003,778
Trading account gains and fees$0148
Additional Noninterest Income$345,0003,438
Total noninterest expense$3,658,0003,632
Salaries and employee benefits$1,941,0003,707
Premises and equipment expense$751,0002,640
Additional noninterest expense$966,0003,968
Pre-tax net operating income$205,0006,018
Securities gains (losses)$03,106
Applicable income taxes$88,0003,699
Income before extraordinary items$117,0006,090
Extraordinary gains, net$031
Net income$117,0006,088
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,534
Cash dividends$04,937
Sale, conversion, retirement of capital stock, net$5,0001,190
Net operating income$117,0006,250
2008-06-30 (YTD Data)Rank
Total interest income$5,073,0003,605
Total interest expense$2,609,0003,069
Net interest income$2,464,0004,024
Provision for loan and lease losses$466,0001,996
Total noninterest income$353,0004,267
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$135,0004,240
Trading account gains and fees$0149
Additional Noninterest Income$218,0003,602
Total noninterest expense$2,421,0003,671
Salaries and employee benefits$1,298,0003,732
Premises and equipment expense$457,0002,870
Additional noninterest expense$666,0003,856
Pre-tax net operating income$-70,0007,134
Securities gains (losses)$03,233
Applicable income taxes$05,627
Income before extraordinary items$-70,0007,197
Extraordinary gains, net$021
Net income$-70,0007,197
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,998
Cash dividends$04,733
Sale, conversion, retirement of capital stock, net$5,0001,078
Net operating income$-70,0007,162
2008-03-31 (YTD Data)Rank
Total interest income$2,484,0003,748
Total interest expense$1,273,0003,312
Net interest income$1,211,0004,081
Provision for loan and lease losses$353,0001,245
Total noninterest income$134,0004,867
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$56,0004,576
Trading account gains and fees$0158
Additional Noninterest Income$78,0004,253
Total noninterest expense$1,158,0003,799
Salaries and employee benefits$628,0003,837
Premises and equipment expense$222,0002,948
Additional noninterest expense$308,0004,033
Pre-tax net operating income$-166,0007,692
Securities gains (losses)$02,688
Applicable income taxes$05,622
Income before extraordinary items$-166,0007,775
Extraordinary gains, net$015
Net income$-166,0007,774
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,009
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$-166,0007,738
2007-12-31 (YTD Data)Rank
Total interest income$8,573,0004,171
Total interest expense$4,581,0003,679
Net interest income$3,992,0004,629
Provision for loan and lease losses$562,0002,158
Total noninterest income$1,138,0003,253
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$203,0004,886
Trading account gains and fees$0178
Additional Noninterest Income$935,0002,314
Total noninterest expense$4,362,0003,854
Salaries and employee benefits$2,637,0003,580
Premises and equipment expense$703,0003,432
Additional noninterest expense$1,022,0004,590
Pre-tax net operating income$206,0006,856
Securities gains (losses)$10,0001,349
Applicable income taxes$38,0005,080
Income before extraordinary items$178,0006,865
Extraordinary gains, net$039
Net income$178,0006,864
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,600
Cash dividends$05,817
Sale, conversion, retirement of capital stock, net$5,000,000268
Net operating income$169,8006,868
2007-09-30 (YTD Data)Rank
Total interest income$6,221,0004,282
Total interest expense$3,324,0003,758
Net interest income$2,897,0004,745
Provision for loan and lease losses$406,0001,830
Total noninterest income$998,0002,923
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$134,0005,137
Trading account gains and fees$0184
Additional Noninterest Income$864,0002,022
Total noninterest expense$3,237,0003,873
Salaries and employee benefits$1,965,0003,589
Premises and equipment expense$529,0003,400
Additional noninterest expense$743,0004,625
Pre-tax net operating income$252,0006,762
Securities gains (losses)$9,0001,036
Applicable income taxes$34,0005,198
Income before extraordinary items$227,0006,669
Extraordinary gains, net$033
Net income$227,0006,667
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,076
Cash dividends$05,179
Sale, conversion, retirement of capital stock, net$5,000,000191
Net operating income$219,1706,709
2007-06-30 (YTD Data)Rank
Total interest income$3,926,0004,441
Total interest expense$2,138,0003,863
Net interest income$1,788,0005,019
Provision for loan and lease losses$210,0002,072
Total noninterest income$856,0002,472
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$69,0005,607
Trading account gains and fees$0168
Additional Noninterest Income$787,0001,627
Total noninterest expense$2,233,0003,792
Salaries and employee benefits$1,369,0003,487
Premises and equipment expense$350,0003,448
Additional noninterest expense$514,0004,490
Pre-tax net operating income$201,0006,625
Securities gains (losses)$01,444
Applicable income taxes$06,265
Income before extraordinary items$201,0006,362
Extraordinary gains, net$029
Net income$201,0006,362
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,517
Cash dividends$04,977
Sale, conversion, retirement of capital stock, net$5,000,000142
Net operating income$201,0006,356
2007-03-31 (YTD Data)Rank
Total interest income$1,915,0004,518
Total interest expense$1,087,0003,788
Net interest income$828,0005,266
Provision for loan and lease losses$74,0002,544
Total noninterest income$544,0002,093
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$23,0006,169
Trading account gains and fees$0195
Additional Noninterest Income$521,0001,318
Total noninterest expense$1,111,0003,800
Salaries and employee benefits$696,0003,473
Premises and equipment expense$178,0003,422
Additional noninterest expense$237,0004,714
Pre-tax net operating income$187,0005,633
Securities gains (losses)$01,187
Applicable income taxes$06,196
Income before extraordinary items$187,0005,219
Extraordinary gains, net$022
Net income$187,0005,219
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,509
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$0885
Net operating income$187,0005,205
2006-12-31 (YTD Data)Rank
Total interest income$3,257,0006,588
Total interest expense$1,841,0005,628
Net interest income$1,416,0007,286
Provision for loan and lease losses$408,0002,229
Total noninterest income$335,0005,966
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$26,0007,206
Trading account gains and fees$0130
Additional Noninterest Income$309,0004,246
Total noninterest expense$5,235,0003,228
Salaries and employee benefits$3,189,0002,963
Premises and equipment expense$829,0002,911
Additional noninterest expense$1,217,0003,887
Pre-tax net operating income$-3,892,0008,651
Securities gains (losses)$-1,0006,756
Applicable income taxes$06,600
Income before extraordinary items$-3,893,0008,657
Extraordinary gains, net$051
Net income$-3,893,0008,657
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,377
Cash dividends$05,941
Sale, conversion, retirement of capital stock, net$15,620,000127
Net operating income$-3,892,0008,651
2006-09-30 (YTD Data)Rank
Total interest income$1,874,0007,182
Total interest expense$1,057,0006,203
Net interest income$817,0007,788
Provision for loan and lease losses$169,0003,213
Total noninterest income$263,0005,889
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$14,0007,366
Trading account gains and fees$0126
Additional Noninterest Income$249,0004,103
Total noninterest expense$4,111,0003,101
Salaries and employee benefits$2,555,0002,788
Premises and equipment expense$655,0002,794
Additional noninterest expense$901,0003,920
Pre-tax net operating income$-3,200,0008,726
Securities gains (losses)$01,388
Applicable income taxes$06,687
Income before extraordinary items$-3,200,0008,725
Extraordinary gains, net$045
Net income$-3,200,0008,725
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,858
Cash dividends$05,292
Sale, conversion, retirement of capital stock, net$15,620,00092
Net operating income$-3,200,0008,717
2006-06-30 (YTD Data)Rank
Total interest income$800,0007,921
Total interest expense$439,0007,123
Net interest income$361,0008,314
Provision for loan and lease losses$64,0004,005
Total noninterest income$245,0005,193
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$3,0007,584
Trading account gains and fees$0126
Additional Noninterest Income$242,0003,381
Total noninterest expense$3,259,0002,700
Salaries and employee benefits$2,079,0002,364
Premises and equipment expense$489,0002,526
Additional noninterest expense$691,0003,524
Pre-tax net operating income$-2,717,0008,763
Securities gains (losses)$01,185
Applicable income taxes$06,706
Income before extraordinary items$-2,717,0008,762
Extraordinary gains, net$039
Net income$-2,717,0008,762
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,361
Cash dividends$05,069
Sale, conversion, retirement of capital stock, net$15,620,00054
Net operating income$-2,717,0008,752
2006-03-31 (YTD Data)Rank
Total interest income$156,0008,625
Total interest expense$16,0008,686
Net interest income$140,0008,521
Provision for loan and lease losses$06,013
Total noninterest income$6,0008,542
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$07,698
Trading account gains and fees$0115
Additional Noninterest Income$6,0007,952
Total noninterest expense$2,168,0002,036
Salaries and employee benefits$1,393,0001,762
Premises and equipment expense$317,0001,995
Additional noninterest expense$458,0002,763
Pre-tax net operating income$-2,022,0008,777
Securities gains (losses)$0955
Applicable income taxes$06,588
Income before extraordinary items$-2,022,0008,779
Extraordinary gains, net$021
Net income$-2,022,0008,778
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,399
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$15,620,00018
Net operating income$-2,022,0008,768

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.