Home > United Illinois Bank of Southern Illinois > Income and Expense
United Illinois Bank of Southern Illinois, Income and Expense
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $10,792,000 | 2,820 |
| Total interest expense | $3,807,000 | 3,216 |
| Net interest income | $6,985,000 | 2,583 |
| Provision for loan and lease losses | $240,000 | 2,662 |
| Total noninterest income | $607,000 | 4,615 |
| Gross Fiduciary activities income | $5,000 | 1,522 |
| Service charges on deposit accounts | $438,000 | 3,121 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $164,000 | 5,924 |
| Total noninterest expense | $4,066,000 | 3,382 |
| Salaries and employee benefits | $2,172,000 | 3,050 |
| Premises and equipment expense | $478,000 | 3,944 |
| Additional noninterest expense | $1,416,000 | 3,491 |
| Pre-tax net operating income | $3,286,000 | 2,167 |
| Securities gains (losses) | $8,000 | 2,362 |
| Applicable income taxes | $1,040,000 | 2,147 |
| Income before extraordinary items | $2,254,000 | 2,176 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $2,254,000 | 2,174 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $173,000 | 2,747 |
| Cash dividends | $3,335,000 | 747 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $2,248,560 | 2,192 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $11,694,000 | 2,643 |
| Total interest expense | $4,285,000 | 2,977 |
| Net interest income | $7,409,000 | 2,421 |
| Provision for loan and lease losses | $310,000 | 2,913 |
| Total noninterest income | $633,000 | 4,780 |
| Gross Fiduciary activities income | $8,000 | 1,518 |
| Service charges on deposit accounts | $407,000 | 3,383 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $218,000 | 5,407 |
| Total noninterest expense | $3,911,000 | 3,561 |
| Salaries and employee benefits | $2,198,000 | 2,984 |
| Premises and equipment expense | $492,000 | 3,916 |
| Additional noninterest expense | $1,221,000 | 4,136 |
| Pre-tax net operating income | $3,821,000 | 1,805 |
| Securities gains (losses) | $2,000 | 6,773 |
| Applicable income taxes | $1,207,000 | 1,908 |
| Income before extraordinary items | $2,616,000 | 1,915 |
| Extraordinary gains, net | $29,000 | 2,505 |
| Net income | $2,645,000 | 1,955 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $255,000 | 2,711 |
| Cash dividends | $2,770,000 | 767 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $2,614,640 | 1,802 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $13,474,000 | 2,624 |
| Total interest expense | $6,304,000 | 2,665 |
| Net interest income | $7,170,000 | 2,537 |
| Provision for loan and lease losses | $243,000 | 4,662 |
| Total noninterest income | $747,000 | 4,188 |
| Gross Fiduciary activities income | $5,000 | 1,588 |
| Service charges on deposit accounts | $488,000 | 2,849 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $254,000 | 4,910 |
| Total noninterest expense | $4,131,000 | 3,403 |
| Salaries and employee benefits | $2,166,000 | 2,972 |
| Premises and equipment expense | $442,000 | 4,416 |
| Additional noninterest expense | $1,523,000 | 3,555 |
| Pre-tax net operating income | $3,543,000 | 1,743 |
| Securities gains (losses) | $14,000 | 6,053 |
| Applicable income taxes | $922,000 | 2,267 |
| Income before extraordinary items | $2,635,000 | 1,733 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $2,635,000 | 1,749 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $270,000 | 3,559 |
| Cash dividends | $375,000 | 3,474 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $2,624,640 | 1,611 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.