Home > United Heritage Bank > Assets and Liabilities
United Heritage Bank, Assets and Liabilities
| 2007-03-31 | Rank | |
| # of Employees: | 97 | 1,786 |
| Assets and Liabilities | ||
| Total Assets: | $791,334,000 | 838 |
| Cash and due from depository institutions | $16,772,000 | 1,786 |
| Interest-bearing balances | $0 | 6,642 |
| Securities | $206,160,000 | 611 |
| Federal funds sold & reverse repurchase agreements | $93,211,000 | 214 |
| Net loans & leases | $451,893,000 | 995 |
| Loan loss allowance | $5,513,000 | 938 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $10,522,000 | 1,145 |
| Other real estate owned | $0 | 1,786 |
| Goodwill and other intangibles | $0 | 3,322 |
| All other assets | $12,776,000 | 1,391 |
| Life insurance assets | $6,000,000 | 999 |
| Total liabilities and capital | $791,334,000 | 838 |
| Total liabilities | $725,308,000 | 816 |
| Total deposits | $702,226,000 | 724 |
| Interest-bearing deposits | $671,305,000 | 657 |
| Deposits held in domestic offices | $702,226,000 | 721 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $20,459,000 | 778 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $0 | 5,479 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $2,623,000 | 1,977 |
| Total equity capital | $66,026,000 | 1,013 |
| Total bank equity capital | $66,026,000 | 1,013 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $12,510,000 | 346 |
| Surplus | $39,105,000 | 778 |
| Undivided profits | $14,411,000 | 2,371 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,425 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $3,401,000 | 1,143 |
| Earning assets | $751,264,000 | 805 |
| Long-term assets (5+ years) | $190,237,000 | 597 |
| Average Assets, year-to-date | $769,986,500 | 856 |
| Average Assets, quarterly | $769,986,500 | 856 |
| Volatile liabilities | $279,251,000 | 537 |
| Insider loans | $19,225,000 | 300 |
| FHLB advances | $0 | 5,010 |
| Loans and leases held for sale | $0 | 1,800 |
| Unused loan commitments | $157,118,000 | 747 |
| Tier 1 (core) risk-based capital | $67,100,000 | 914 |
| Tier 2 risk-based capital | $5,513,000 | 946 |
| Total risk weighted assets | $558,446,000 | 868 |
| Total unused commitments | $157,118,000 | 747 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 98 | 1,764 |
| Assets and Liabilities | ||
| Total Assets: | $748,639,000 | 879 |
| Cash and due from depository institutions | $11,238,000 | 1,764 |
| Interest-bearing balances | $0 | 6,658 |
| Securities | $203,426,000 | 617 |
| Federal funds sold & reverse repurchase agreements | $71,334,000 | 220 |
| Net loans & leases | $439,085,000 | 1,018 |
| Loan loss allowance | $5,557,000 | 918 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $10,754,000 | 1,094 |
| Other real estate owned | $0 | 1,764 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $12,802,000 | 1,387 |
| Life insurance assets | $6,000,000 | 974 |
| Total liabilities and capital | $748,639,000 | 879 |
| Total liabilities | $684,906,000 | 866 |
| Total deposits | $660,828,000 | 754 |
| Interest-bearing deposits | $625,471,000 | 688 |
| Deposits held in domestic offices | $660,828,000 | 751 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $22,503,000 | 761 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,610 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $1,575,000 | 2,881 |
| Total equity capital | $63,733,000 | 1,027 |
| Total bank equity capital | $63,733,000 | 1,027 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $12,510,000 | 339 |
| Surplus | $39,042,000 | 768 |
| Undivided profits | $12,181,000 | 2,695 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $49,000 | 6,590 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $3,444,000 | 1,154 |
| Earning assets | $713,845,000 | 840 |
| Long-term assets (5+ years) | $191,627,000 | 582 |
| Average Assets, year-to-date | $731,981,600 | 860 |
| Average Assets, quarterly | $741,705,000 | 883 |
| Volatile liabilities | $270,981,000 | 619 |
| Insider loans | $19,261,000 | 304 |
| FHLB advances | $0 | 5,139 |
| Loans and leases held for sale | $0 | 1,760 |
| Unused loan commitments | $160,252,000 | 706 |
| Tier 1 (core) risk-based capital | $65,098,000 | 933 |
| Tier 2 risk-based capital | $5,557,000 | 936 |
| Total risk weighted assets | $547,189,000 | 856 |
| Total unused commitments | $160,252,000 | 706 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 98 | 1,779 |
| Assets and Liabilities | ||
| Total Assets: | $734,771,000 | 891 |
| Cash and due from depository institutions | $14,088,000 | 1,779 |
| Interest-bearing balances | $0 | 6,705 |
| Securities | $198,354,000 | 647 |
| Federal funds sold & reverse repurchase agreements | $95,498,000 | 174 |
| Net loans & leases | $410,257,000 | 1,087 |
| Loan loss allowance | $5,201,000 | 996 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $9,921,000 | 1,174 |
| Other real estate owned | $0 | 1,779 |
| Goodwill and other intangibles | $0 | 3,332 |
| All other assets | $6,653,000 | 2,412 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $734,771,000 | 891 |
| Total liabilities | $673,127,000 | 874 |
| Total deposits | $631,803,000 | 782 |
| Interest-bearing deposits | $597,478,000 | 718 |
| Deposits held in domestic offices | $631,803,000 | 780 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $39,093,000 | 548 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $0 | 5,812 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $2,231,000 | 2,150 |
| Total equity capital | $61,644,000 | 1,065 |
| Total bank equity capital | $61,644,000 | 1,065 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $12,510,000 | 327 |
| Surplus | $38,967,000 | 763 |
| Undivided profits | $10,167,000 | 3,087 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $40,000 | 6,752 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $2,803,000 | 1,419 |
| Earning assets | $704,109,000 | 859 |
| Long-term assets (5+ years) | $178,516,000 | 637 |
| Average Assets, year-to-date | $727,817,250 | 872 |
| Average Assets, quarterly | $737,792,500 | 878 |
| Volatile liabilities | $263,787,000 | 648 |
| Insider loans | $18,770,000 | 324 |
| FHLB advances | $0 | 5,308 |
| Loans and leases held for sale | $0 | 1,773 |
| Unused loan commitments | $173,395,000 | 703 |
| Tier 1 (core) risk-based capital | $63,331,000 | 956 |
| Tier 2 risk-based capital | $5,201,000 | 995 |
| Total risk weighted assets | $517,734,000 | 899 |
| Total unused commitments | $173,395,000 | 703 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 92 | 1,905 |
| Assets and Liabilities | ||
| Total Assets: | $740,814,000 | 873 |
| Cash and due from depository institutions | $14,537,000 | 1,905 |
| Interest-bearing balances | $0 | 6,732 |
| Securities | $186,299,000 | 689 |
| Federal funds sold & reverse repurchase agreements | $130,703,000 | 125 |
| Net loans & leases | $392,400,000 | 1,123 |
| Loan loss allowance | $4,975,000 | 1,027 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $9,552,000 | 1,203 |
| Other real estate owned | $0 | 1,905 |
| Goodwill and other intangibles | $0 | 3,333 |
| All other assets | $7,323,000 | 2,210 |
| Life insurance assets | $0 | 4,035 |
| Total liabilities and capital | $740,814,000 | 873 |
| Total liabilities | $683,151,000 | 847 |
| Total deposits | $630,822,000 | 776 |
| Interest-bearing deposits | $597,544,000 | 704 |
| Deposits held in domestic offices | $630,822,000 | 774 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $50,719,000 | 478 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $0 | 5,848 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,610,000 | 2,551 |
| Total equity capital | $57,663,000 | 1,098 |
| Total bank equity capital | $57,663,000 | 1,098 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $12,510,000 | 316 |
| Surplus | $38,892,000 | 753 |
| Undivided profits | $6,261,000 | 4,037 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $40,000 | 6,733 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $2,715,000 | 1,310 |
| Earning assets | $709,402,000 | 827 |
| Long-term assets (5+ years) | $176,745,000 | 636 |
| Average Assets, year-to-date | $725,499,330 | 872 |
| Average Assets, quarterly | $734,901,000 | 867 |
| Volatile liabilities | $261,541,000 | 656 |
| Insider loans | $19,483,000 | 286 |
| FHLB advances | $0 | 5,334 |
| Loans and leases held for sale | $0 | 1,763 |
| Unused loan commitments | $164,178,000 | 719 |
| Tier 1 (core) risk-based capital | $61,200,000 | 976 |
| Tier 2 risk-based capital | $4,975,000 | 1,015 |
| Total risk weighted assets | $500,317,000 | 920 |
| Total unused commitments | $164,178,000 | 720 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 90 | 1,928 |
| Assets and Liabilities | ||
| Total Assets: | $728,988,000 | 870 |
| Cash and due from depository institutions | $21,206,000 | 1,928 |
| Interest-bearing balances | $0 | 6,770 |
| Securities | $177,522,000 | 736 |
| Federal funds sold & reverse repurchase agreements | $133,732,000 | 131 |
| Net loans & leases | $382,696,000 | 1,115 |
| Loan loss allowance | $4,878,000 | 1,035 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $7,435,000 | 1,528 |
| Other real estate owned | $0 | 1,928 |
| Goodwill and other intangibles | $0 | 3,321 |
| All other assets | $6,397,000 | 2,395 |
| Life insurance assets | $0 | 4,002 |
| Total liabilities and capital | $728,988,000 | 870 |
| Total liabilities | $672,612,000 | 837 |
| Total deposits | $633,446,000 | 762 |
| Interest-bearing deposits | $519,056,000 | 799 |
| Deposits held in domestic offices | $633,446,000 | 760 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $37,037,000 | 549 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,773 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $2,129,000 | 2,079 |
| Total equity capital | $56,376,000 | 1,107 |
| Total bank equity capital | $56,376,000 | 1,107 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $12,510,000 | 307 |
| Surplus | $38,825,000 | 727 |
| Undivided profits | $5,041,000 | 4,566 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $41,000 | 6,713 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $2,391,000 | 1,409 |
| Earning assets | $693,950,000 | 827 |
| Long-term assets (5+ years) | $162,135,000 | 664 |
| Average Assets, year-to-date | $717,842,000 | 877 |
| Average Assets, quarterly | $717,842,000 | 877 |
| Volatile liabilities | $237,979,000 | 669 |
| Insider loans | $22,044,000 | 240 |
| FHLB advances | $0 | 5,285 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $136,232,000 | 811 |
| Tier 1 (core) risk-based capital | $59,095,000 | 987 |
| Tier 2 risk-based capital | $4,878,000 | 1,014 |
| Total risk weighted assets | $480,775,000 | 928 |
| Total unused commitments | $136,232,000 | 811 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 87 | 1,990 |
| Assets and Liabilities | ||
| Total Assets: | $706,696,000 | 900 |
| Cash and due from depository institutions | $21,604,000 | 1,990 |
| Interest-bearing balances | $0 | 6,803 |
| Securities | $185,169,000 | 701 |
| Federal funds sold & reverse repurchase agreements | $126,119,000 | 125 |
| Net loans & leases | $360,425,000 | 1,180 |
| Loan loss allowance | $4,580,000 | 1,081 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $7,527,000 | 1,484 |
| Other real estate owned | $0 | 1,990 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $5,852,000 | 2,554 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $706,696,000 | 900 |
| Total liabilities | $651,385,000 | 872 |
| Total deposits | $617,778,000 | 759 |
| Interest-bearing deposits | $518,454,000 | 782 |
| Deposits held in domestic offices | $617,778,000 | 757 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $31,885,000 | 609 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,856 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,722,000 | 2,379 |
| Total equity capital | $55,311,000 | 1,104 |
| Total bank equity capital | $55,311,000 | 1,104 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $12,510,000 | 299 |
| Surplus | $38,757,000 | 711 |
| Undivided profits | $4,044,000 | 5,084 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $43,000 | 6,816 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $2,599,000 | 1,286 |
| Earning assets | $671,713,000 | 842 |
| Long-term assets (5+ years) | $154,558,000 | 669 |
| Average Assets, year-to-date | $564,462,000 | 1,046 |
| Average Assets, quarterly | $669,178,500 | 935 |
| Volatile liabilities | $215,706,000 | 731 |
| Insider loans | $18,766,000 | 287 |
| FHLB advances | $0 | 5,326 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $132,399,000 | 817 |
| Tier 1 (core) risk-based capital | $57,272,000 | 1,001 |
| Tier 2 risk-based capital | $4,580,000 | 1,057 |
| Total risk weighted assets | $455,199,000 | 954 |
| Total unused commitments | $132,399,000 | 817 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 86 | 2,008 |
| Assets and Liabilities | ||
| Total Assets: | $631,661,000 | 971 |
| Cash and due from depository institutions | $20,810,000 | 2,008 |
| Interest-bearing balances | $0 | 6,835 |
| Securities | $166,858,000 | 758 |
| Federal funds sold & reverse repurchase agreements | $102,097,000 | 150 |
| Net loans & leases | $329,752,000 | 1,258 |
| Loan loss allowance | $4,202,000 | 1,158 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $7,458,000 | 1,463 |
| Other real estate owned | $0 | 2,008 |
| Goodwill and other intangibles | $0 | 3,310 |
| All other assets | $4,686,000 | 2,980 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $631,661,000 | 971 |
| Total liabilities | $577,123,000 | 957 |
| Total deposits | $571,104,000 | 812 |
| Interest-bearing deposits | $474,663,000 | 830 |
| Deposits held in domestic offices | $571,104,000 | 811 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,409,000 | 1,722 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $0 | 5,928 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $1,610,000 | 2,446 |
| Total equity capital | $54,538,000 | 1,107 |
| Total bank equity capital | $54,538,000 | 1,107 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $12,510,000 | 286 |
| Surplus | $38,757,000 | 687 |
| Undivided profits | $3,271,000 | 5,600 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $44,000 | 6,908 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $1,908,000 | 1,759 |
| Earning assets | $598,707,000 | 942 |
| Long-term assets (5+ years) | $134,329,000 | 762 |
| Average Assets, year-to-date | $528,903,500 | 1,108 |
| Average Assets, quarterly | $608,221,500 | 1,000 |
| Volatile liabilities | $187,408,000 | 783 |
| Insider loans | $17,873,000 | 291 |
| FHLB advances | $0 | 5,403 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $110,873,000 | 916 |
| Tier 1 (core) risk-based capital | $53,439,000 | 1,059 |
| Tier 2 risk-based capital | $4,202,000 | 1,125 |
| Total risk weighted assets | $410,829,000 | 1,049 |
| Total unused commitments | $110,873,000 | 917 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 84 | 2,050 |
| Assets and Liabilities | ||
| Total Assets: | $584,782,000 | 1,022 |
| Cash and due from depository institutions | $34,022,000 | 2,050 |
| Interest-bearing balances | $11,792,000 | 457 |
| Securities | $121,413,000 | 1,016 |
| Federal funds sold & reverse repurchase agreements | $125,915,000 | 118 |
| Net loans & leases | $292,781,000 | 1,398 |
| Loan loss allowance | $3,744,000 | 1,287 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $7,102,000 | 1,502 |
| Other real estate owned | $0 | 2,050 |
| Goodwill and other intangibles | $0 | 3,307 |
| All other assets | $3,549,000 | 3,499 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $584,782,000 | 1,022 |
| Total liabilities | $530,601,000 | 1,006 |
| Total deposits | $525,238,000 | 855 |
| Interest-bearing deposits | $440,621,000 | 864 |
| Deposits held in domestic offices | $525,238,000 | 853 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,340,000 | 1,758 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,868 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $1,023,000 | 3,186 |
| Total equity capital | $54,181,000 | 1,102 |
| Total bank equity capital | $54,181,000 | 1,102 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $12,510,000 | 269 |
| Surplus | $38,757,000 | 675 |
| Undivided profits | $2,914,000 | 5,810 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $68,000 | 6,595 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $1,536,000 | 2,027 |
| Earning assets | $551,901,000 | 988 |
| Long-term assets (5+ years) | $82,471,000 | 1,172 |
| Average Assets, year-to-date | $494,651,000 | 1,171 |
| Average Assets, quarterly | $539,305,500 | 1,085 |
| Volatile liabilities | $160,532,000 | 856 |
| Insider loans | $18,777,000 | 251 |
| FHLB advances | $0 | 5,357 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $113,066,000 | 882 |
| Tier 1 (core) risk-based capital | $53,223,000 | 1,038 |
| Tier 2 risk-based capital | $3,744,000 | 1,256 |
| Total risk weighted assets | $373,713,000 | 1,134 |
| Total unused commitments | $113,066,000 | 882 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 78 | 2,181 |
| Assets and Liabilities | ||
| Total Assets: | $493,829,000 | 1,186 |
| Cash and due from depository institutions | $29,659,000 | 2,181 |
| Interest-bearing balances | $11,719,000 | 477 |
| Securities | $104,425,000 | 1,210 |
| Federal funds sold & reverse repurchase agreements | $95,289,000 | 161 |
| Net loans & leases | $253,937,000 | 1,573 |
| Loan loss allowance | $3,253,000 | 1,470 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $6,933,000 | 1,513 |
| Other real estate owned | $0 | 2,181 |
| Goodwill and other intangibles | $0 | 3,297 |
| All other assets | $3,586,000 | 3,429 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $493,829,000 | 1,186 |
| Total liabilities | $440,738,000 | 1,195 |
| Total deposits | $436,112,000 | 1,038 |
| Interest-bearing deposits | $369,210,000 | 1,033 |
| Deposits held in domestic offices | $436,112,000 | 1,035 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,336,000 | 1,839 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,784 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,290,000 | 2,675 |
| Total equity capital | $53,091,000 | 1,084 |
| Total bank equity capital | $53,091,000 | 1,084 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $12,510,000 | 256 |
| Surplus | $38,757,000 | 660 |
| Undivided profits | $1,824,000 | 6,525 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $44,000 | 6,952 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $1,259,000 | 2,436 |
| Earning assets | $465,370,000 | 1,156 |
| Long-term assets (5+ years) | $90,373,000 | 1,108 |
| Average Assets, year-to-date | $449,585,500 | 1,291 |
| Average Assets, quarterly | $449,585,500 | 1,291 |
| Volatile liabilities | $125,927,000 | 991 |
| Insider loans | $16,101,000 | 301 |
| FHLB advances | $0 | 5,246 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $71,962,000 | 1,229 |
| Tier 1 (core) risk-based capital | $52,401,000 | 1,032 |
| Tier 2 risk-based capital | $3,253,000 | 1,443 |
| Total risk weighted assets | $321,487,000 | 1,298 |
| Total unused commitments | $71,962,000 | 1,229 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 58 | 2,928 |
| Assets and Liabilities | ||
| Total Assets: | $405,342,000 | 1,470 |
| Cash and due from depository institutions | $22,140,000 | 2,928 |
| Interest-bearing balances | $9,857,000 | 581 |
| Securities | $68,641,000 | 1,819 |
| Federal funds sold & reverse repurchase agreements | $63,831,000 | 203 |
| Net loans & leases | $241,185,000 | 1,631 |
| Loan loss allowance | $3,077,000 | 1,529 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $6,863,000 | 1,492 |
| Other real estate owned | $0 | 2,928 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $2,682,000 | 4,085 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $405,342,000 | 1,470 |
| Total liabilities | $373,022,000 | 1,434 |
| Total deposits | $365,860,000 | 1,243 |
| Interest-bearing deposits | $313,170,000 | 1,247 |
| Deposits held in domestic offices | $365,860,000 | 1,240 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,009,000 | 1,464 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $0 | 5,836 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $1,153,000 | 2,831 |
| Total equity capital | $32,320,000 | 1,792 |
| Total bank equity capital | $32,320,000 | 1,792 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $12,510,000 | 245 |
| Surplus | $17,557,000 | 1,297 |
| Undivided profits | $2,253,000 | 6,298 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $94,000 | 6,428 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $1,124,000 | 2,703 |
| Earning assets | $383,514,000 | 1,420 |
| Long-term assets (5+ years) | $94,054,000 | 1,100 |
| Average Assets, year-to-date | $362,941,000 | 1,568 |
| Average Assets, quarterly | $386,681,000 | 1,524 |
| Volatile liabilities | $99,743,000 | 1,201 |
| Insider loans | $20,287,000 | 229 |
| FHLB advances | $0 | 5,260 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $58,737,000 | 1,401 |
| Tier 1 (core) risk-based capital | $31,316,000 | 1,737 |
| Tier 2 risk-based capital | $3,077,000 | 1,495 |
| Total risk weighted assets | $290,722,000 | 1,436 |
| Total unused commitments | $58,737,000 | 1,401 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 52 | 3,223 |
| Assets and Liabilities | ||
| Total Assets: | $368,020,000 | 1,608 |
| Cash and due from depository institutions | $34,329,000 | 3,223 |
| Interest-bearing balances | $9,818,000 | 618 |
| Securities | $57,328,000 | 2,142 |
| Federal funds sold & reverse repurchase agreements | $35,562,000 | 324 |
| Net loans & leases | $232,050,000 | 1,669 |
| Loan loss allowance | $2,951,000 | 1,575 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $6,272,000 | 1,612 |
| Other real estate owned | $0 | 3,223 |
| Goodwill and other intangibles | $0 | 3,268 |
| All other assets | $2,479,000 | 4,265 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $368,020,000 | 1,608 |
| Total liabilities | $336,228,000 | 1,567 |
| Total deposits | $333,414,000 | 1,355 |
| Interest-bearing deposits | $278,633,000 | 1,393 |
| Deposits held in domestic offices | $333,414,000 | 1,351 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,714,000 | 2,473 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $0 | 5,863 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $1,100,000 | 2,988 |
| Total equity capital | $31,792,000 | 1,805 |
| Total bank equity capital | $31,792,000 | 1,805 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $12,510,000 | 240 |
| Surplus | $17,557,000 | 1,255 |
| Undivided profits | $1,725,000 | 6,798 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $362,000 | 4,611 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $1,016,000 | 3,066 |
| Earning assets | $334,758,000 | 1,607 |
| Long-term assets (5+ years) | $91,136,000 | 1,142 |
| Average Assets, year-to-date | $352,340,750 | 1,609 |
| Average Assets, quarterly | $367,355,500 | 1,581 |
| Volatile liabilities | $77,144,000 | 1,458 |
| Insider loans | $14,964,000 | 333 |
| FHLB advances | $0 | 5,299 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $57,263,000 | 1,409 |
| Tier 1 (core) risk-based capital | $30,797,000 | 1,744 |
| Tier 2 risk-based capital | $2,951,000 | 1,526 |
| Total risk weighted assets | $274,062,000 | 1,495 |
| Total unused commitments | $57,263,000 | 1,411 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 51 | 3,309 |
| Assets and Liabilities | ||
| Total Assets: | $366,691,000 | 1,579 |
| Cash and due from depository institutions | $33,994,000 | 3,309 |
| Interest-bearing balances | $9,772,000 | 638 |
| Securities | $47,842,000 | 2,547 |
| Federal funds sold & reverse repurchase agreements | $52,202,000 | 232 |
| Net loans & leases | $224,356,000 | 1,679 |
| Loan loss allowance | $2,869,000 | 1,597 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $5,607,000 | 1,807 |
| Other real estate owned | $0 | 3,309 |
| Goodwill and other intangibles | $0 | 3,275 |
| All other assets | $2,690,000 | 4,036 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $366,691,000 | 1,579 |
| Total liabilities | $335,980,000 | 1,549 |
| Total deposits | $332,576,000 | 1,343 |
| Interest-bearing deposits | $276,483,000 | 1,377 |
| Deposits held in domestic offices | $332,576,000 | 1,339 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,432,000 | 2,238 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,862 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $972,000 | 3,002 |
| Total equity capital | $30,711,000 | 1,772 |
| Total bank equity capital | $30,711,000 | 1,772 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $12,510,000 | 237 |
| Surplus | $17,557,000 | 1,220 |
| Undivided profits | $644,000 | 7,623 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $386,000 | 4,534 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $951,000 | 3,092 |
| Earning assets | $334,172,000 | 1,581 |
| Long-term assets (5+ years) | $93,609,000 | 1,155 |
| Average Assets, year-to-date | $347,114,330 | 1,631 |
| Average Assets, quarterly | $358,703,000 | 1,600 |
| Volatile liabilities | $74,871,000 | 1,461 |
| Insider loans | $13,022,000 | 392 |
| FHLB advances | $0 | 5,298 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $64,996,000 | 1,259 |
| Tier 1 (core) risk-based capital | $29,940,000 | 1,754 |
| Tier 2 risk-based capital | $2,869,000 | 1,531 |
| Total risk weighted assets | $270,623,000 | 1,477 |
| Total unused commitments | $64,996,000 | 1,260 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 48 | 3,470 |
| Assets and Liabilities | ||
| Total Assets: | $350,715,000 | 1,639 |
| Cash and due from depository institutions | $27,390,000 | 3,470 |
| Interest-bearing balances | $9,755,000 | 757 |
| Securities | $52,598,000 | 2,332 |
| Federal funds sold & reverse repurchase agreements | $57,358,000 | 260 |
| Net loans & leases | $205,781,000 | 1,775 |
| Loan loss allowance | $2,622,000 | 1,738 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $5,451,000 | 1,833 |
| Other real estate owned | $0 | 3,470 |
| Goodwill and other intangibles | $0 | 3,256 |
| All other assets | $2,137,000 | 4,506 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $350,715,000 | 1,639 |
| Total liabilities | $319,795,000 | 1,615 |
| Total deposits | $315,207,000 | 1,416 |
| Interest-bearing deposits | $269,173,000 | 1,428 |
| Deposits held in domestic offices | $315,207,000 | 1,413 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,611,000 | 1,736 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $0 | 5,747 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $977,000 | 3,276 |
| Total equity capital | $30,919,000 | 1,812 |
| Total bank equity capital | $30,919,000 | 1,812 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $12,510,000 | 231 |
| Surplus | $17,557,000 | 1,203 |
| Undivided profits | $853,000 | 7,616 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $362,000 | 4,774 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $1,010,000 | 2,872 |
| Earning assets | $325,492,000 | 1,610 |
| Long-term assets (5+ years) | $85,920,000 | 1,195 |
| Average Assets, year-to-date | $337,326,000 | 1,664 |
| Average Assets, quarterly | $337,326,000 | 1,664 |
| Volatile liabilities | $81,251,000 | 1,286 |
| Insider loans | $1,411,000 | 3,331 |
| FHLB advances | $0 | 5,150 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $68,713,000 | 1,175 |
| Tier 1 (core) risk-based capital | $30,017,000 | 1,724 |
| Tier 2 risk-based capital | $2,622,000 | 1,658 |
| Total risk weighted assets | $253,793,000 | 1,538 |
| Total unused commitments | $68,713,000 | 1,180 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 28 | 5,254 |
| Assets and Liabilities | ||
| Total Assets: | $183,688,000 | 2,985 |
| Cash and due from depository institutions | $8,334,000 | 5,254 |
| Interest-bearing balances | $161,000 | 4,788 |
| Securities | $44,082,000 | 2,768 |
| Federal funds sold & reverse repurchase agreements | $18,836,000 | 592 |
| Net loans & leases | $107,464,000 | 3,159 |
| Loan loss allowance | $1,364,000 | 3,132 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $3,761,000 | 2,601 |
| Other real estate owned | $0 | 5,254 |
| Goodwill and other intangibles | $0 | 3,237 |
| All other assets | $1,211,000 | 6,007 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $183,688,000 | 2,985 |
| Total liabilities | $164,535,000 | 2,987 |
| Total deposits | $159,028,000 | 2,819 |
| Interest-bearing deposits | $132,261,000 | 2,879 |
| Deposits held in domestic offices | $159,028,000 | 2,815 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,174,000 | 1,577 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,772 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $333,000 | 5,810 |
| Total equity capital | $19,153,000 | 2,826 |
| Total bank equity capital | $19,153,000 | 2,826 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $10,000,000 | 304 |
| Surplus | $7,500,000 | 2,476 |
| Undivided profits | $1,653,000 | 6,868 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,180 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $496,000 | 5,397 |
| Earning assets | $170,543,000 | 2,946 |
| Long-term assets (5+ years) | $31,178,000 | 2,717 |
| Average Assets, year-to-date | $166,957,600 | 3,109 |
| Average Assets, quarterly | $179,564,000 | 3,007 |
| Volatile liabilities | $52,793,000 | 1,875 |
| Insider loans | $7,743,000 | 686 |
| FHLB advances | $0 | 5,171 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $39,385,000 | 1,766 |
| Tier 1 (core) risk-based capital | $18,799,000 | 2,739 |
| Tier 2 risk-based capital | $1,364,000 | 2,887 |
| Total risk weighted assets | $130,337,000 | 2,815 |
| Total unused commitments | $39,385,000 | 1,769 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 28 | 5,274 |
| Assets and Liabilities | ||
| Total Assets: | $175,440,000 | 3,090 |
| Cash and due from depository institutions | $11,734,000 | 5,274 |
| Interest-bearing balances | $5,148,000 | 1,329 |
| Securities | $48,574,000 | 2,511 |
| Federal funds sold & reverse repurchase agreements | $14,863,000 | 981 |
| Net loans & leases | $95,216,000 | 3,449 |
| Loan loss allowance | $1,205,000 | 3,429 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $3,795,000 | 2,556 |
| Other real estate owned | $0 | 5,274 |
| Goodwill and other intangibles | $0 | 3,226 |
| All other assets | $1,258,000 | 5,934 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $175,440,000 | 3,090 |
| Total liabilities | $156,508,000 | 3,091 |
| Total deposits | $154,245,000 | 2,878 |
| Interest-bearing deposits | $134,261,000 | 2,836 |
| Deposits held in domestic offices | $154,245,000 | 2,875 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,920,000 | 2,208 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,773 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $343,000 | 6,092 |
| Total equity capital | $18,932,000 | 2,855 |
| Total bank equity capital | $18,932,000 | 2,855 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $10,000,000 | 306 |
| Surplus | $7,500,000 | 2,439 |
| Undivided profits | $1,432,000 | 7,132 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,319 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $479,000 | 5,685 |
| Earning assets | $163,801,000 | 3,031 |
| Long-term assets (5+ years) | $25,995,000 | 3,081 |
| Average Assets, year-to-date | $162,775,000 | 3,194 |
| Average Assets, quarterly | $172,911,000 | 3,107 |
| Volatile liabilities | $47,875,000 | 1,985 |
| Insider loans | $6,301,000 | 828 |
| FHLB advances | $0 | 5,135 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $34,658,000 | 1,969 |
| Tier 1 (core) risk-based capital | $18,619,000 | 2,761 |
| Tier 2 risk-based capital | $1,205,000 | 3,170 |
| Total risk weighted assets | $117,799,000 | 3,042 |
| Total unused commitments | $34,658,000 | 1,971 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 28 | 5,283 |
| Assets and Liabilities | ||
| Total Assets: | $170,382,000 | 3,140 |
| Cash and due from depository institutions | $13,116,000 | 5,283 |
| Interest-bearing balances | $5,134,000 | 1,469 |
| Securities | $56,482,000 | 2,158 |
| Federal funds sold & reverse repurchase agreements | $10,972,000 | 1,449 |
| Net loans & leases | $85,049,000 | 3,753 |
| Loan loss allowance | $1,077,000 | 3,693 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $3,844,000 | 2,499 |
| Other real estate owned | $0 | 5,283 |
| Goodwill and other intangibles | $0 | 3,182 |
| All other assets | $919,000 | 6,686 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $170,382,000 | 3,140 |
| Total liabilities | $150,936,000 | 3,169 |
| Total deposits | $148,825,000 | 2,967 |
| Interest-bearing deposits | $127,841,000 | 2,936 |
| Deposits held in domestic offices | $148,825,000 | 2,963 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,868,000 | 2,137 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $0 | 5,772 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $243,000 | 6,987 |
| Total equity capital | $19,446,000 | 2,772 |
| Total bank equity capital | $19,446,000 | 2,772 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $10,000,000 | 300 |
| Surplus | $7,500,000 | 2,402 |
| Undivided profits | $1,946,000 | 6,724 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,340 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $491,000 | 5,443 |
| Earning assets | $157,637,000 | 3,113 |
| Long-term assets (5+ years) | $29,471,000 | 2,681 |
| Average Assets, year-to-date | $158,553,330 | 3,260 |
| Average Assets, quarterly | $168,507,500 | 3,143 |
| Volatile liabilities | $45,400,000 | 2,049 |
| Insider loans | $5,789,000 | 895 |
| FHLB advances | $0 | 5,105 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $34,682,000 | 1,892 |
| Tier 1 (core) risk-based capital | $18,980,000 | 2,659 |
| Tier 2 risk-based capital | $1,077,000 | 3,413 |
| Total risk weighted assets | $109,719,000 | 3,196 |
| Total unused commitments | $34,682,000 | 1,902 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 28 | 5,259 |
| Assets and Liabilities | ||
| Total Assets: | $166,633,000 | 3,166 |
| Cash and due from depository institutions | $11,193,000 | 5,259 |
| Interest-bearing balances | $5,109,000 | 1,497 |
| Securities | $36,301,000 | 3,052 |
| Federal funds sold & reverse repurchase agreements | $31,560,000 | 511 |
| Net loans & leases | $82,825,000 | 3,765 |
| Loan loss allowance | $1,052,000 | 3,704 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $3,888,000 | 2,446 |
| Other real estate owned | $0 | 5,259 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $866,000 | 6,843 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $166,633,000 | 3,166 |
| Total liabilities | $147,205,000 | 3,198 |
| Total deposits | $145,733,000 | 2,999 |
| Interest-bearing deposits | $124,717,000 | 2,991 |
| Deposits held in domestic offices | $145,733,000 | 2,994 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,205,000 | 2,251 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $0 | 5,712 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $267,000 | 6,811 |
| Total equity capital | $19,428,000 | 2,717 |
| Total bank equity capital | $19,428,000 | 2,717 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $10,000,000 | 296 |
| Surplus | $7,500,000 | 2,371 |
| Undivided profits | $1,928,000 | 6,699 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,370 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $428,000 | 5,937 |
| Earning assets | $155,795,000 | 3,107 |
| Long-term assets (5+ years) | $19,747,000 | 3,417 |
| Average Assets, year-to-date | $152,639,000 | 3,340 |
| Average Assets, quarterly | $152,639,000 | 3,340 |
| Volatile liabilities | $40,478,000 | 2,183 |
| Insider loans | $5,637,000 | 925 |
| FHLB advances | $0 | 5,057 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $30,261,000 | 2,022 |
| Tier 1 (core) risk-based capital | $18,905,000 | 2,620 |
| Tier 2 risk-based capital | $1,052,000 | 3,416 |
| Total risk weighted assets | $108,214,000 | 3,171 |
| Total unused commitments | $30,261,000 | 2,030 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 28 | 5,250 |
| Assets and Liabilities | ||
| Total Assets: | $138,645,000 | 3,620 |
| Cash and due from depository institutions | $9,532,000 | 5,250 |
| Interest-bearing balances | $5,092,000 | 1,402 |
| Securities | $29,302,000 | 3,577 |
| Federal funds sold & reverse repurchase agreements | $15,033,000 | 937 |
| Net loans & leases | $80,119,000 | 3,872 |
| Loan loss allowance | $1,014,000 | 3,755 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $3,916,000 | 2,395 |
| Other real estate owned | $0 | 5,250 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $743,000 | 7,300 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $138,645,000 | 3,620 |
| Total liabilities | $119,134,000 | 3,770 |
| Total deposits | $118,114,000 | 3,520 |
| Interest-bearing deposits | $101,984,000 | 3,482 |
| Deposits held in domestic offices | $118,114,000 | 3,517 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $794,000 | 2,596 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $0 | 5,759 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $226,000 | 7,284 |
| Total equity capital | $19,511,000 | 2,677 |
| Total bank equity capital | $19,511,000 | 2,677 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $10,000,000 | 293 |
| Surplus | $7,500,000 | 2,333 |
| Undivided profits | $2,011,000 | 6,638 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,375 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $381,000 | 6,510 |
| Earning assets | $129,546,000 | 3,553 |
| Long-term assets (5+ years) | $21,180,000 | 3,216 |
| Average Assets, year-to-date | $111,471,800 | 4,166 |
| Average Assets, quarterly | $129,928,500 | 3,803 |
| Volatile liabilities | $39,222,000 | 2,240 |
| Insider loans | $5,482,000 | 918 |
| FHLB advances | $0 | 5,074 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $19,390,000 | 2,689 |
| Tier 1 (core) risk-based capital | $18,899,000 | 2,581 |
| Tier 2 risk-based capital | $1,014,000 | 3,478 |
| Total risk weighted assets | $97,072,000 | 3,443 |
| Total unused commitments | $19,390,000 | 2,694 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 21 | 6,296 |
| Assets and Liabilities | ||
| Total Assets: | $79,127,000 | 5,387 |
| Cash and due from depository institutions | $7,984,000 | 6,296 |
| Interest-bearing balances | $5,000,000 | 1,265 |
| Securities | $23,712,000 | 4,020 |
| Federal funds sold & reverse repurchase agreements | $6,404,000 | 2,252 |
| Net loans & leases | $38,830,000 | 6,051 |
| Loan loss allowance | $493,000 | 5,886 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $1,250,000 | 5,334 |
| Other real estate owned | $0 | 6,296 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $947,000 | 6,757 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $79,127,000 | 5,387 |
| Total liabilities | $60,035,000 | 5,948 |
| Total deposits | $57,969,000 | 5,814 |
| Interest-bearing deposits | $48,970,000 | 5,856 |
| Deposits held in domestic offices | $57,969,000 | 5,810 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,883,000 | 2,229 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,675 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $183,000 | 8,076 |
| Total equity capital | $19,092,000 | 2,568 |
| Total bank equity capital | $19,092,000 | 2,568 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $10,000,000 | 282 |
| Surplus | $7,500,000 | 2,212 |
| Undivided profits | $1,592,000 | 6,937 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,611 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $260,000 | 7,892 |
| Earning assets | $73,946,000 | 5,304 |
| Long-term assets (5+ years) | $16,684,000 | 3,695 |
| Average Assets, year-to-date | $53,821,250 | 6,516 |
| Average Assets, quarterly | $69,969,000 | 5,773 |
| Volatile liabilities | $13,509,000 | 4,769 |
| Insider loans | $6,228,000 | 771 |
| FHLB advances | $0 | 4,938 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $12,401,000 | 3,450 |
| Tier 1 (core) risk-based capital | $18,754,000 | 2,493 |
| Tier 2 risk-based capital | $493,000 | 5,566 |
| Total risk weighted assets | $50,040,000 | 5,407 |
| Total unused commitments | $12,401,000 | 3,458 |
| Derivatives | $0 | 450 |