Home > United Heritage Bank > Income and Expense
United Heritage Bank, Income and Expense
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $3,321,000 | 6,549 |
| Total interest expense | $1,826,000 | 5,650 |
| Net interest income | $1,495,000 | 7,179 |
| Provision for loan and lease losses | $24,000 | 6,182 |
| Total noninterest income | $175,000 | 7,121 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $25,000 | 7,222 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $150,000 | 5,614 |
| Total noninterest expense | $1,744,000 | 6,523 |
| Salaries and employee benefits | $916,000 | 6,613 |
| Premises and equipment expense | $288,000 | 5,838 |
| Additional noninterest expense | $540,000 | 6,352 |
| Pre-tax net operating income | $-98,000 | 8,047 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $0 | 6,600 |
| Income before extraordinary items | $-98,000 | 8,078 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $-98,000 | 8,080 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,377 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $-98,000 | 8,068 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $2,414,000 | 6,641 |
| Total interest expense | $1,279,000 | 5,757 |
| Net interest income | $1,135,000 | 7,238 |
| Provision for loan and lease losses | $18,000 | 6,058 |
| Total noninterest income | $135,000 | 7,117 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $18,000 | 7,310 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $117,000 | 5,568 |
| Total noninterest expense | $1,341,000 | 6,466 |
| Salaries and employee benefits | $682,000 | 6,633 |
| Premises and equipment expense | $214,000 | 5,883 |
| Additional noninterest expense | $445,000 | 6,097 |
| Pre-tax net operating income | $-89,000 | 8,212 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $0 | 6,687 |
| Income before extraordinary items | $-89,000 | 8,236 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $-89,000 | 8,238 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,858 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $-89,000 | 8,228 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $1,529,000 | 6,767 |
| Total interest expense | $777,000 | 5,882 |
| Net interest income | $752,000 | 7,290 |
| Provision for loan and lease losses | $12,000 | 5,878 |
| Total noninterest income | $102,000 | 6,949 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $12,000 | 7,358 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $90,000 | 5,350 |
| Total noninterest expense | $909,000 | 6,438 |
| Salaries and employee benefits | $452,000 | 6,675 |
| Premises and equipment expense | $149,000 | 5,798 |
| Additional noninterest expense | $308,000 | 6,003 |
| Pre-tax net operating income | $-67,000 | 8,307 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $0 | 6,706 |
| Income before extraordinary items | $-67,000 | 8,305 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-67,000 | 8,306 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,361 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $-67,000 | 8,302 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $738,000 | 6,822 |
| Total interest expense | $354,000 | 6,008 |
| Net interest income | $384,000 | 7,277 |
| Provision for loan and lease losses | $6,000 | 5,562 |
| Total noninterest income | $52,000 | 6,877 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $6,000 | 7,374 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $46,000 | 5,273 |
| Total noninterest expense | $454,000 | 6,453 |
| Salaries and employee benefits | $229,000 | 6,668 |
| Premises and equipment expense | $73,000 | 5,861 |
| Additional noninterest expense | $152,000 | 6,015 |
| Pre-tax net operating income | $-24,000 | 8,299 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $-24,000 | 8,311 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-24,000 | 8,311 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $-24,000 | 8,296 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $2,614,000 | 6,915 |
| Total interest expense | $1,069,000 | 6,115 |
| Net interest income | $1,545,000 | 7,233 |
| Provision for loan and lease losses | $24,000 | 6,374 |
| Total noninterest income | $79,000 | 8,154 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $39,000 | 7,245 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $40,000 | 7,623 |
| Total noninterest expense | $1,858,000 | 6,341 |
| Salaries and employee benefits | $824,000 | 6,853 |
| Premises and equipment expense | $285,000 | 5,874 |
| Additional noninterest expense | $749,000 | 5,385 |
| Pre-tax net operating income | $-258,000 | 8,412 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $0 | 6,964 |
| Income before extraordinary items | $-258,000 | 8,446 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $-258,000 | 8,445 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-7,000 | 7,996 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $1,661,000 | 419 |
| Net operating income | $-258,000 | 8,427 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $1,926,000 | 6,967 |
| Total interest expense | $766,000 | 6,127 |
| Net interest income | $1,160,000 | 7,276 |
| Provision for loan and lease losses | $18,000 | 6,207 |
| Total noninterest income | $52,000 | 8,290 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $28,000 | 7,312 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $24,000 | 7,836 |
| Total noninterest expense | $1,377,000 | 6,340 |
| Salaries and employee benefits | $607,000 | 6,894 |
| Premises and equipment expense | $215,000 | 5,855 |
| Additional noninterest expense | $555,000 | 5,376 |
| Pre-tax net operating income | $-183,000 | 8,482 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $0 | 6,976 |
| Income before extraordinary items | $-183,000 | 8,512 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $-183,000 | 8,512 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 5,742 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $1,665,000 | 309 |
| Net operating income | $-183,000 | 8,483 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $1,266,000 | 6,955 |
| Total interest expense | $483,000 | 6,125 |
| Net interest income | $783,000 | 7,245 |
| Provision for loan and lease losses | $12,000 | 5,987 |
| Total noninterest income | $34,000 | 8,314 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $18,000 | 7,341 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $16,000 | 7,844 |
| Total noninterest expense | $915,000 | 6,349 |
| Salaries and employee benefits | $394,000 | 6,958 |
| Premises and equipment expense | $141,000 | 5,896 |
| Additional noninterest expense | $380,000 | 5,263 |
| Pre-tax net operating income | $-110,000 | 8,498 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,961 |
| Income before extraordinary items | $-110,000 | 8,523 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $-110,000 | 8,523 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-18,000 | 8,091 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $-110,000 | 8,498 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $619,000 | 7,034 |
| Total interest expense | $225,000 | 6,232 |
| Net interest income | $394,000 | 7,282 |
| Provision for loan and lease losses | $6,000 | 5,706 |
| Total noninterest income | $18,000 | 8,309 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $9,000 | 7,376 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $9,000 | 7,829 |
| Total noninterest expense | $449,000 | 6,438 |
| Salaries and employee benefits | $203,000 | 6,938 |
| Premises and equipment expense | $72,000 | 5,866 |
| Additional noninterest expense | $174,000 | 5,522 |
| Pre-tax net operating income | $-43,000 | 8,560 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $-43,000 | 8,581 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $-43,000 | 8,581 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-18,000 | 8,262 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $-43,000 | 8,557 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $2,101,000 | 7,279 |
| Total interest expense | $939,000 | 5,839 |
| Net interest income | $1,162,000 | 7,800 |
| Provision for loan and lease losses | $33,000 | 6,366 |
| Total noninterest income | $89,000 | 8,205 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $50,000 | 7,294 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $39,000 | 7,709 |
| Total noninterest expense | $2,012,000 | 5,983 |
| Salaries and employee benefits | $908,000 | 6,579 |
| Premises and equipment expense | $281,000 | 5,870 |
| Additional noninterest expense | $823,000 | 4,995 |
| Pre-tax net operating income | $-794,000 | 8,754 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $0 | 7,185 |
| Income before extraordinary items | $-794,000 | 8,791 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-794,000 | 8,792 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $26,000 | 5,425 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $-794,000 | 8,769 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $1,489,000 | 7,419 |
| Total interest expense | $702,000 | 5,816 |
| Net interest income | $787,000 | 7,981 |
| Provision for loan and lease losses | $27,000 | 6,080 |
| Total noninterest income | $70,000 | 8,209 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $38,000 | 7,324 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $32,000 | 7,635 |
| Total noninterest expense | $1,537,000 | 5,881 |
| Salaries and employee benefits | $695,000 | 6,488 |
| Premises and equipment expense | $212,000 | 5,809 |
| Additional noninterest expense | $630,000 | 4,889 |
| Pre-tax net operating income | $-707,000 | 8,834 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $0 | 7,220 |
| Income before extraordinary items | $-707,000 | 8,876 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $-707,000 | 8,876 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,496 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $-707,000 | 8,856 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $924,000 | 7,605 |
| Total interest expense | $460,000 | 5,886 |
| Net interest income | $464,000 | 8,224 |
| Provision for loan and lease losses | $21,000 | 5,806 |
| Total noninterest income | $49,000 | 8,203 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $25,000 | 7,362 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $24,000 | 7,531 |
| Total noninterest expense | $1,073,000 | 5,777 |
| Salaries and employee benefits | $476,000 | 6,457 |
| Premises and equipment expense | $142,000 | 5,829 |
| Additional noninterest expense | $455,000 | 4,644 |
| Pre-tax net operating income | $-581,000 | 8,930 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $0 | 7,214 |
| Income before extraordinary items | $-581,000 | 8,954 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-581,000 | 8,955 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,017 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $-581,000 | 8,937 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $439,000 | 7,753 |
| Total interest expense | $217,000 | 6,120 |
| Net interest income | $222,000 | 8,313 |
| Provision for loan and lease losses | $15,000 | 5,048 |
| Total noninterest income | $25,000 | 8,175 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $12,000 | 7,382 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $13,000 | 7,451 |
| Total noninterest expense | $526,000 | 5,881 |
| Salaries and employee benefits | $231,000 | 6,590 |
| Premises and equipment expense | $71,000 | 5,842 |
| Additional noninterest expense | $224,000 | 4,663 |
| Pre-tax net operating income | $-294,000 | 8,960 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $0 | 7,103 |
| Income before extraordinary items | $-294,000 | 8,991 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-294,000 | 8,991 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 4,263 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $-294,000 | 8,966 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $1,714,000 | 7,856 |
| Total interest expense | $814,000 | 6,662 |
| Net interest income | $900,000 | 8,261 |
| Provision for loan and lease losses | $60,000 | 5,969 |
| Total noninterest income | $113,000 | 8,175 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $64,000 | 7,203 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $49,000 | 7,593 |
| Total noninterest expense | $1,903,000 | 6,150 |
| Salaries and employee benefits | $661,000 | 7,459 |
| Premises and equipment expense | $247,000 | 6,209 |
| Additional noninterest expense | $995,000 | 4,293 |
| Pre-tax net operating income | $-950,000 | 8,963 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $0 | 7,459 |
| Income before extraordinary items | $-950,000 | 9,029 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $-950,000 | 9,029 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,416 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $-950,000 | 8,980 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $1,319,000 | 7,906 |
| Total interest expense | $632,000 | 6,728 |
| Net interest income | $687,000 | 8,312 |
| Provision for loan and lease losses | $45,000 | 5,860 |
| Total noninterest income | $83,000 | 8,262 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $47,000 | 7,276 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $36,000 | 7,634 |
| Total noninterest expense | $1,256,000 | 6,563 |
| Salaries and employee benefits | $453,000 | 7,645 |
| Premises and equipment expense | $127,000 | 7,158 |
| Additional noninterest expense | $676,000 | 4,580 |
| Pre-tax net operating income | $-531,000 | 8,973 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $0 | 7,524 |
| Income before extraordinary items | $-531,000 | 9,034 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $-531,000 | 9,032 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,967 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $-531,000 | 8,981 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $902,000 | 7,906 |
| Total interest expense | $434,000 | 6,776 |
| Net interest income | $468,000 | 8,308 |
| Provision for loan and lease losses | $30,000 | 5,740 |
| Total noninterest income | $57,000 | 8,206 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $31,000 | 7,289 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $26,000 | 7,515 |
| Total noninterest expense | $789,000 | 6,755 |
| Salaries and employee benefits | $288,000 | 7,788 |
| Premises and equipment expense | $86,000 | 7,125 |
| Additional noninterest expense | $415,000 | 4,872 |
| Pre-tax net operating income | $-294,000 | 8,983 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $0 | 7,529 |
| Income before extraordinary items | $-294,000 | 9,062 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $-294,000 | 9,061 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,535 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $-294,000 | 8,992 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $469,000 | 7,878 |
| Total interest expense | $231,000 | 6,695 |
| Net interest income | $238,000 | 8,320 |
| Provision for loan and lease losses | $15,000 | 5,504 |
| Total noninterest income | $29,000 | 8,205 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $17,000 | 7,137 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $12,000 | 7,671 |
| Total noninterest expense | $368,000 | 6,973 |
| Salaries and employee benefits | $150,000 | 7,715 |
| Premises and equipment expense | $45,000 | 7,066 |
| Additional noninterest expense | $173,000 | 5,493 |
| Pre-tax net operating income | $-116,000 | 8,989 |
| Securities gains (losses) | $1,000 | 2,714 |
| Applicable income taxes | $0 | 7,403 |
| Income before extraordinary items | $-115,000 | 9,052 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-115,000 | 9,049 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $-116,000 | 8,985 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $2,149,000 | 7,687 |
| Total interest expense | $957,000 | 7,047 |
| Net interest income | $1,192,000 | 7,953 |
| Provision for loan and lease losses | $60,000 | 6,444 |
| Total noninterest income | $171,000 | 7,604 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $83,000 | 6,881 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $88,000 | 6,695 |
| Total noninterest expense | $1,490,000 | 6,867 |
| Salaries and employee benefits | $597,000 | 7,719 |
| Premises and equipment expense | $163,000 | 7,269 |
| Additional noninterest expense | $730,000 | 5,268 |
| Pre-tax net operating income | $-187,000 | 8,828 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $0 | 7,681 |
| Income before extraordinary items | $-187,000 | 8,898 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $-187,000 | 8,897 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $43,000 | 5,476 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $-187,000 | 8,846 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $1,996,000 | 8,217 |
| Total interest expense | $868,000 | 8,289 |
| Net interest income | $1,128,000 | 8,034 |
| Provision for loan and lease losses | $60,000 | 6,353 |
| Total noninterest income | $108,000 | 8,399 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $81,000 | 6,961 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $27,000 | 8,456 |
| Total noninterest expense | $1,474,000 | 6,852 |
| Salaries and employee benefits | $476,000 | 8,281 |
| Premises and equipment expense | $196,000 | 6,849 |
| Additional noninterest expense | $802,000 | 4,771 |
| Pre-tax net operating income | $-298,000 | 9,029 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $0 | 7,903 |
| Income before extraordinary items | $-298,000 | 9,123 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $-298,000 | 9,124 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 6,291 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $-298,000 | 9,067 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $2,355,000 | 8,062 |
| Total interest expense | $935,000 | 8,369 |
| Net interest income | $1,420,000 | 7,612 |
| Provision for loan and lease losses | $55,000 | 6,399 |
| Total noninterest income | $105,000 | 8,528 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $75,000 | 7,101 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $30,000 | 8,541 |
| Total noninterest expense | $1,317,000 | 7,200 |
| Salaries and employee benefits | $553,000 | 7,954 |
| Premises and equipment expense | $113,000 | 8,218 |
| Additional noninterest expense | $651,000 | 5,464 |
| Pre-tax net operating income | $153,000 | 8,581 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $0 | 8,362 |
| Income before extraordinary items | $153,000 | 8,403 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $153,000 | 8,402 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 7,220 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $153,000 | 8,403 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $2,064,000 | 8,426 |
| Total interest expense | $836,000 | 8,598 |
| Net interest income | $1,228,000 | 8,139 |
| Provision for loan and lease losses | $75,000 | 5,766 |
| Total noninterest income | $145,000 | 8,163 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $99,000 | 6,727 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $46,000 | 8,198 |
| Total noninterest expense | $1,159,000 | 7,675 |
| Salaries and employee benefits | $508,000 | 8,302 |
| Premises and equipment expense | $110,000 | 8,434 |
| Additional noninterest expense | $541,000 | 6,213 |
| Pre-tax net operating income | $139,000 | 8,870 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $0 | 8,765 |
| Income before extraordinary items | $139,000 | 8,720 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $139,000 | 8,717 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 6,444 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $139,000 | 8,677 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $1,236,000 | 9,613 |
| Total interest expense | $454,000 | 9,794 |
| Net interest income | $782,000 | 9,305 |
| Provision for loan and lease losses | $180,000 | 3,728 |
| Total noninterest income | $65,000 | 9,598 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $48,000 | 8,089 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $17,000 | 9,614 |
| Total noninterest expense | $1,280,000 | 7,314 |
| Salaries and employee benefits | $633,000 | 7,572 |
| Premises and equipment expense | $179,000 | 7,070 |
| Additional noninterest expense | $468,000 | 6,666 |
| Pre-tax net operating income | $-613,000 | 10,236 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $0 | 9,340 |
| Income before extraordinary items | $-613,000 | 10,278 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $-613,000 | 10,275 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $60,000 | 4,589 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $-613,000 | 10,251 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $128,000 | 10,862 |
| Total interest expense | $28,000 | 10,851 |
| Net interest income | $100,000 | 10,856 |
| Provision for loan and lease losses | $15,000 | 8,110 |
| Total noninterest income | $5,000 | 10,835 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $1,000 | 9,453 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $4,000 | 10,710 |
| Total noninterest expense | $939,000 | 8,557 |
| Salaries and employee benefits | $250,000 | 10,274 |
| Premises and equipment expense | $47,000 | 10,270 |
| Additional noninterest expense | $642,000 | 5,550 |
| Pre-tax net operating income | $-849,000 | 10,826 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $0 | 10,065 |
| Income before extraordinary items | $-849,000 | 10,837 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $-849,000 | 10,836 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,513 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $7,228,000 | 130 |
| Net operating income | $-849,000 | 10,824 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.