Home > United Heritage Bank > Assets and Liabilities
United Heritage Bank, Assets and Liabilities
| 2006-12-31 | Rank | |
| # of Employees: | 13 | 7,227 |
| Assets and Liabilities | ||
| Total Assets: | $57,468,000 | 6,559 |
| Cash and due from depository institutions | $1,296,000 | 7,227 |
| Interest-bearing balances | $644,000 | 2,908 |
| Securities | $15,573,000 | 5,209 |
| Federal funds sold & reverse repurchase agreements | $89,000 | 6,252 |
| Net loans & leases | $39,453,000 | 6,230 |
| Loan loss allowance | $426,000 | 6,405 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $472,000 | 7,053 |
| Other real estate owned | $0 | 7,227 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $585,000 | 7,669 |
| Life insurance assets | $0 | 4,082 |
| Total liabilities and capital | $57,468,000 | 6,559 |
| Total liabilities | $52,465,000 | 6,451 |
| Total deposits | $52,287,000 | 6,292 |
| Interest-bearing deposits | $48,039,000 | 6,054 |
| Deposits held in domestic offices | $52,287,000 | 6,291 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,314 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,610 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $178,000 | 7,486 |
| Total equity capital | $5,003,000 | 7,262 |
| Total bank equity capital | $5,003,000 | 7,262 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $5,000,000 | 910 |
| Surplus | $3,889,000 | 4,432 |
| Undivided profits | $-3,886,000 | 8,578 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,413 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $333,000 | 7,101 |
| Earning assets | $55,759,000 | 6,422 |
| Long-term assets (5+ years) | $17,630,000 | 3,616 |
| Average Assets, year-to-date | $56,170,000 | 6,506 |
| Average Assets, quarterly | $58,948,000 | 6,463 |
| Volatile liabilities | $8,411,000 | 6,525 |
| Insider loans | $0 | 7,725 |
| FHLB advances | $0 | 5,139 |
| Loans and leases held for sale | $0 | 1,760 |
| Unused loan commitments | $3,941,000 | 6,428 |
| Tier 1 (core) risk-based capital | $5,117,000 | 7,194 |
| Tier 2 risk-based capital | $426,000 | 6,201 |
| Total risk weighted assets | $42,575,000 | 6,242 |
| Total unused commitments | $3,941,000 | 6,432 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 12 | 7,435 |
| Assets and Liabilities | ||
| Total Assets: | $60,428,000 | 6,444 |
| Cash and due from depository institutions | $1,651,000 | 7,435 |
| Interest-bearing balances | $352,000 | 3,461 |
| Securities | $16,310,000 | 5,132 |
| Federal funds sold & reverse repurchase agreements | $1,773,000 | 4,044 |
| Net loans & leases | $39,561,000 | 6,250 |
| Loan loss allowance | $420,000 | 6,491 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $495,000 | 7,027 |
| Other real estate owned | $0 | 7,435 |
| Goodwill and other intangibles | $0 | 3,332 |
| All other assets | $638,000 | 7,629 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $60,428,000 | 6,444 |
| Total liabilities | $55,439,000 | 6,317 |
| Total deposits | $55,233,000 | 6,144 |
| Interest-bearing deposits | $51,142,000 | 5,874 |
| Deposits held in domestic offices | $55,233,000 | 6,142 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,596 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $0 | 5,812 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $206,000 | 7,368 |
| Total equity capital | $4,989,000 | 7,281 |
| Total bank equity capital | $4,989,000 | 7,281 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $5,000,000 | 896 |
| Surplus | $3,889,000 | 4,415 |
| Undivided profits | $-3,900,000 | 8,648 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,509 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $282,000 | 7,490 |
| Earning assets | $57,996,000 | 6,313 |
| Long-term assets (5+ years) | $18,722,000 | 3,469 |
| Average Assets, year-to-date | $55,845,500 | 6,559 |
| Average Assets, quarterly | $58,568,500 | 6,485 |
| Volatile liabilities | $8,367,000 | 6,571 |
| Insider loans | $0 | 7,800 |
| FHLB advances | $0 | 5,308 |
| Loans and leases held for sale | $0 | 1,773 |
| Unused loan commitments | $3,326,000 | 6,686 |
| Tier 1 (core) risk-based capital | $5,125,000 | 7,211 |
| Tier 2 risk-based capital | $420,000 | 6,271 |
| Total risk weighted assets | $43,248,000 | 6,210 |
| Total unused commitments | $3,326,000 | 6,687 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 14 | 7,105 |
| Assets and Liabilities | ||
| Total Assets: | $56,709,000 | 6,604 |
| Cash and due from depository institutions | $1,175,000 | 7,105 |
| Interest-bearing balances | $463,000 | 3,190 |
| Securities | $16,157,000 | 5,141 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,870 |
| Net loans & leases | $38,263,000 | 6,304 |
| Loan loss allowance | $414,000 | 6,530 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $518,000 | 6,980 |
| Other real estate owned | $0 | 7,105 |
| Goodwill and other intangibles | $0 | 3,333 |
| All other assets | $596,000 | 7,659 |
| Life insurance assets | $0 | 4,035 |
| Total liabilities and capital | $56,709,000 | 6,604 |
| Total liabilities | $51,805,000 | 6,505 |
| Total deposits | $50,082,000 | 6,401 |
| Interest-bearing deposits | $45,407,000 | 6,177 |
| Deposits held in domestic offices | $50,082,000 | 6,399 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,503,000 | 2,639 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $0 | 5,848 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $220,000 | 7,079 |
| Total equity capital | $4,904,000 | 7,257 |
| Total bank equity capital | $4,904,000 | 7,257 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $5,000,000 | 872 |
| Surplus | $3,889,000 | 4,390 |
| Undivided profits | $-3,985,000 | 8,660 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $135,000 | 5,748 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $298,000 | 7,203 |
| Earning assets | $54,883,000 | 6,458 |
| Long-term assets (5+ years) | $17,852,000 | 3,550 |
| Average Assets, year-to-date | $54,318,000 | 6,665 |
| Average Assets, quarterly | $55,466,500 | 6,628 |
| Volatile liabilities | $7,785,000 | 6,674 |
| Insider loans | $0 | 7,848 |
| FHLB advances | $0 | 5,334 |
| Loans and leases held for sale | $0 | 1,763 |
| Unused loan commitments | $2,202,000 | 7,285 |
| Tier 1 (core) risk-based capital | $5,148,000 | 7,176 |
| Tier 2 risk-based capital | $414,000 | 6,296 |
| Total risk weighted assets | $41,587,000 | 6,289 |
| Total unused commitments | $2,202,000 | 7,286 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 12 | 7,463 |
| Assets and Liabilities | ||
| Total Assets: | $54,224,000 | 6,710 |
| Cash and due from depository institutions | $646,000 | 7,463 |
| Interest-bearing balances | $338,000 | 3,621 |
| Securities | $16,975,000 | 5,058 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,312 |
| Net loans & leases | $35,526,000 | 6,424 |
| Loan loss allowance | $408,000 | 6,534 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $517,000 | 6,970 |
| Other real estate owned | $0 | 7,463 |
| Goodwill and other intangibles | $0 | 3,321 |
| All other assets | $560,000 | 7,690 |
| Life insurance assets | $0 | 4,002 |
| Total liabilities and capital | $54,224,000 | 6,710 |
| Total liabilities | $49,255,000 | 6,631 |
| Total deposits | $48,320,000 | 6,508 |
| Interest-bearing deposits | $43,901,000 | 6,282 |
| Deposits held in domestic offices | $48,320,000 | 6,506 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $602,000 | 2,871 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,773 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $333,000 | 6,152 |
| Total equity capital | $4,969,000 | 7,219 |
| Total bank equity capital | $4,969,000 | 7,219 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $5,000,000 | 858 |
| Surplus | $3,889,000 | 4,319 |
| Undivided profits | $-3,920,000 | 8,688 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $210,000 | 5,159 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $251,000 | 7,444 |
| Earning assets | $52,839,000 | 6,562 |
| Long-term assets (5+ years) | $18,674,000 | 3,430 |
| Average Assets, year-to-date | $53,122,500 | 6,763 |
| Average Assets, quarterly | $53,122,500 | 6,763 |
| Volatile liabilities | $7,815,000 | 6,563 |
| Insider loans | $0 | 7,878 |
| FHLB advances | $0 | 5,285 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $2,141,000 | 7,324 |
| Tier 1 (core) risk-based capital | $5,191,000 | 7,114 |
| Tier 2 risk-based capital | $408,000 | 6,274 |
| Total risk weighted assets | $39,115,000 | 6,383 |
| Total unused commitments | $2,141,000 | 7,325 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 12 | 7,490 |
| Assets and Liabilities | ||
| Total Assets: | $52,021,000 | 6,862 |
| Cash and due from depository institutions | $1,204,000 | 7,490 |
| Interest-bearing balances | $948,000 | 2,715 |
| Securities | $17,829,000 | 4,932 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,145 |
| Net loans & leases | $31,721,000 | 6,704 |
| Loan loss allowance | $402,000 | 6,602 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $538,000 | 6,908 |
| Other real estate owned | $0 | 7,490 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $729,000 | 7,310 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $52,021,000 | 6,862 |
| Total liabilities | $47,001,000 | 6,793 |
| Total deposits | $45,501,000 | 6,680 |
| Interest-bearing deposits | $41,147,000 | 6,431 |
| Deposits held in domestic offices | $45,501,000 | 6,678 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,258,000 | 2,637 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,856 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $242,000 | 6,764 |
| Total equity capital | $5,020,000 | 7,210 |
| Total bank equity capital | $5,020,000 | 7,210 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $5,000,000 | 839 |
| Surplus | $3,889,000 | 4,291 |
| Undivided profits | $-3,869,000 | 8,741 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $210,000 | 5,235 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $280,000 | 7,290 |
| Earning assets | $50,498,000 | 6,705 |
| Long-term assets (5+ years) | $18,153,000 | 3,476 |
| Average Assets, year-to-date | $52,859,000 | 6,711 |
| Average Assets, quarterly | $51,500,000 | 6,852 |
| Volatile liabilities | $7,604,000 | 6,573 |
| Insider loans | $0 | 7,892 |
| FHLB advances | $0 | 5,326 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $1,959,000 | 7,358 |
| Tier 1 (core) risk-based capital | $5,215,000 | 7,101 |
| Tier 2 risk-based capital | $402,000 | 6,355 |
| Total risk weighted assets | $36,390,000 | 6,579 |
| Total unused commitments | $1,959,000 | 7,360 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 12 | 7,513 |
| Assets and Liabilities | ||
| Total Assets: | $50,979,000 | 6,890 |
| Cash and due from depository institutions | $1,304,000 | 7,513 |
| Interest-bearing balances | $994,000 | 2,732 |
| Securities | $17,617,000 | 4,960 |
| Federal funds sold & reverse repurchase agreements | $688,000 | 4,915 |
| Net loans & leases | $30,353,000 | 6,817 |
| Loan loss allowance | $386,000 | 6,727 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $554,000 | 6,897 |
| Other real estate owned | $0 | 7,513 |
| Goodwill and other intangibles | $0 | 3,310 |
| All other assets | $463,000 | 8,028 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $50,979,000 | 6,890 |
| Total liabilities | $45,819,000 | 6,823 |
| Total deposits | $45,363,000 | 6,642 |
| Interest-bearing deposits | $41,140,000 | 6,425 |
| Deposits held in domestic offices | $45,363,000 | 6,639 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,623 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $0 | 5,928 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $456,000 | 5,389 |
| Total equity capital | $5,160,000 | 7,160 |
| Total bank equity capital | $5,160,000 | 7,160 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $5,000,000 | 810 |
| Surplus | $3,893,000 | 4,247 |
| Undivided profits | $-3,733,000 | 8,764 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $340,000 | 4,521 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $217,000 | 7,800 |
| Earning assets | $49,652,000 | 6,721 |
| Long-term assets (5+ years) | $18,000,000 | 3,522 |
| Average Assets, year-to-date | $53,068,500 | 6,724 |
| Average Assets, quarterly | $51,670,000 | 6,836 |
| Volatile liabilities | $4,755,000 | 7,422 |
| Insider loans | $0 | 7,932 |
| FHLB advances | $0 | 5,403 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $2,601,000 | 6,984 |
| Tier 1 (core) risk-based capital | $5,294,000 | 7,056 |
| Tier 2 risk-based capital | $386,000 | 6,464 |
| Total risk weighted assets | $34,643,000 | 6,703 |
| Total unused commitments | $2,601,000 | 6,986 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 12 | 7,533 |
| Assets and Liabilities | ||
| Total Assets: | $52,361,000 | 6,803 |
| Cash and due from depository institutions | $4,007,000 | 7,533 |
| Interest-bearing balances | $3,212,000 | 1,471 |
| Securities | $17,026,000 | 5,099 |
| Federal funds sold & reverse repurchase agreements | $836,000 | 4,539 |
| Net loans & leases | $29,507,000 | 6,825 |
| Loan loss allowance | $401,000 | 6,616 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $574,000 | 6,822 |
| Other real estate owned | $0 | 7,533 |
| Goodwill and other intangibles | $0 | 3,307 |
| All other assets | $411,000 | 8,078 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $52,361,000 | 6,803 |
| Total liabilities | $48,732,000 | 6,643 |
| Total deposits | $48,438,000 | 6,467 |
| Interest-bearing deposits | $44,245,000 | 6,224 |
| Deposits held in domestic offices | $48,438,000 | 6,466 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,721 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,868 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $294,000 | 6,211 |
| Total equity capital | $3,629,000 | 7,829 |
| Total bank equity capital | $3,629,000 | 7,829 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $3,621,000 | 1,154 |
| Surplus | $3,607,000 | 4,359 |
| Undivided profits | $-3,599,000 | 8,766 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $361,000 | 4,285 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $256,000 | 7,332 |
| Earning assets | $50,581,000 | 6,660 |
| Long-term assets (5+ years) | $22,293,000 | 3,144 |
| Average Assets, year-to-date | $53,765,000 | 6,694 |
| Average Assets, quarterly | $52,188,000 | 6,782 |
| Volatile liabilities | $4,843,000 | 7,327 |
| Insider loans | $0 | 7,951 |
| FHLB advances | $0 | 5,357 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $2,695,000 | 6,987 |
| Tier 1 (core) risk-based capital | $3,701,000 | 7,769 |
| Tier 2 risk-based capital | $401,000 | 6,356 |
| Total risk weighted assets | $33,676,000 | 6,733 |
| Total unused commitments | $2,695,000 | 6,987 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 13 | 7,402 |
| Assets and Liabilities | ||
| Total Assets: | $52,015,000 | 6,846 |
| Cash and due from depository institutions | $2,283,000 | 7,402 |
| Interest-bearing balances | $1,613,000 | 2,234 |
| Securities | $17,499,000 | 5,068 |
| Federal funds sold & reverse repurchase agreements | $1,717,000 | 4,275 |
| Net loans & leases | $29,473,000 | 6,829 |
| Loan loss allowance | $395,000 | 6,684 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $595,000 | 6,814 |
| Other real estate owned | $0 | 7,402 |
| Goodwill and other intangibles | $0 | 3,297 |
| All other assets | $448,000 | 8,015 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $52,015,000 | 6,846 |
| Total liabilities | $48,392,000 | 6,712 |
| Total deposits | $48,111,000 | 6,542 |
| Interest-bearing deposits | $43,843,000 | 6,286 |
| Deposits held in domestic offices | $48,111,000 | 6,540 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,328 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,784 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $281,000 | 6,195 |
| Total equity capital | $3,623,000 | 7,851 |
| Total bank equity capital | $3,623,000 | 7,851 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $3,621,000 | 1,146 |
| Surplus | $3,607,000 | 4,344 |
| Undivided profits | $-3,605,000 | 8,818 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $261,000 | 4,946 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $229,000 | 7,535 |
| Earning assets | $50,302,000 | 6,699 |
| Long-term assets (5+ years) | $22,830,000 | 3,172 |
| Average Assets, year-to-date | $54,467,000 | 6,708 |
| Average Assets, quarterly | $54,467,000 | 6,708 |
| Volatile liabilities | $3,818,000 | 7,610 |
| Insider loans | $0 | 8,007 |
| FHLB advances | $0 | 5,246 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $1,478,000 | 7,725 |
| Tier 1 (core) risk-based capital | $3,768,000 | 7,771 |
| Tier 2 risk-based capital | $395,000 | 6,402 |
| Total risk weighted assets | $32,064,000 | 6,849 |
| Total unused commitments | $1,478,000 | 7,729 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 12 | 7,598 |
| Assets and Liabilities | ||
| Total Assets: | $56,919,000 | 6,643 |
| Cash and due from depository institutions | $11,387,000 | 7,598 |
| Interest-bearing balances | $9,504,000 | 592 |
| Securities | $16,995,000 | 5,170 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,164 |
| Net loans & leases | $27,548,000 | 7,005 |
| Loan loss allowance | $371,000 | 6,852 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $615,000 | 6,762 |
| Other real estate owned | $0 | 7,598 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $374,000 | 8,245 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $56,919,000 | 6,643 |
| Total liabilities | $53,143,000 | 6,478 |
| Total deposits | $50,655,000 | 6,418 |
| Interest-bearing deposits | $45,926,000 | 6,161 |
| Deposits held in domestic offices | $50,655,000 | 6,416 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,470 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $0 | 5,836 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $2,488,000 | 1,598 |
| Total equity capital | $3,776,000 | 7,815 |
| Total bank equity capital | $3,776,000 | 7,815 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $3,621,000 | 1,125 |
| Surplus | $3,607,000 | 4,320 |
| Undivided profits | $-3,452,000 | 8,873 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $124,000 | 6,132 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $201,000 | 7,781 |
| Earning assets | $54,047,000 | 6,534 |
| Long-term assets (5+ years) | $21,903,000 | 3,296 |
| Average Assets, year-to-date | $54,007,600 | 6,667 |
| Average Assets, quarterly | $56,847,500 | 6,605 |
| Volatile liabilities | $2,988,000 | 7,919 |
| Insider loans | $0 | 8,048 |
| FHLB advances | $0 | 5,260 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $1,020,000 | 7,977 |
| Tier 1 (core) risk-based capital | $3,812,000 | 7,753 |
| Tier 2 risk-based capital | $371,000 | 6,584 |
| Total risk weighted assets | $32,093,000 | 6,850 |
| Total unused commitments | $1,020,000 | 7,978 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 12 | 7,621 |
| Assets and Liabilities | ||
| Total Assets: | $56,776,000 | 6,614 |
| Cash and due from depository institutions | $12,562,000 | 7,621 |
| Interest-bearing balances | $10,851,000 | 552 |
| Securities | $18,480,000 | 4,925 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,928 |
| Net loans & leases | $24,742,000 | 7,233 |
| Loan loss allowance | $391,000 | 6,763 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $632,000 | 6,699 |
| Other real estate owned | $0 | 7,621 |
| Goodwill and other intangibles | $0 | 3,268 |
| All other assets | $360,000 | 8,352 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $56,776,000 | 6,614 |
| Total liabilities | $52,875,000 | 6,469 |
| Total deposits | $52,562,000 | 6,269 |
| Interest-bearing deposits | $47,463,000 | 6,032 |
| Deposits held in domestic offices | $52,562,000 | 6,266 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,678 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $0 | 5,863 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $313,000 | 6,117 |
| Total equity capital | $3,901,000 | 7,794 |
| Total bank equity capital | $3,901,000 | 7,794 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $3,621,000 | 1,109 |
| Surplus | $3,607,000 | 4,284 |
| Undivided profits | $-3,327,000 | 8,914 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $124,000 | 6,293 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $232,000 | 7,632 |
| Earning assets | $54,073,000 | 6,499 |
| Long-term assets (5+ years) | $21,321,000 | 3,408 |
| Average Assets, year-to-date | $53,279,750 | 6,725 |
| Average Assets, quarterly | $56,438,500 | 6,603 |
| Volatile liabilities | $3,179,000 | 7,896 |
| Insider loans | $0 | 8,077 |
| FHLB advances | $0 | 5,299 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $658,000 | 8,258 |
| Tier 1 (core) risk-based capital | $3,898,000 | 7,731 |
| Tier 2 risk-based capital | $375,000 | 6,553 |
| Total risk weighted assets | $30,008,000 | 7,003 |
| Total unused commitments | $658,000 | 8,261 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 13 | 7,481 |
| Assets and Liabilities | ||
| Total Assets: | $56,101,000 | 6,661 |
| Cash and due from depository institutions | $9,789,000 | 7,481 |
| Interest-bearing balances | $7,639,000 | 804 |
| Securities | $24,021,000 | 4,280 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,884 |
| Net loans & leases | $21,224,000 | 7,520 |
| Loan loss allowance | $385,000 | 6,799 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $653,000 | 6,693 |
| Other real estate owned | $0 | 7,481 |
| Goodwill and other intangibles | $0 | 3,275 |
| All other assets | $414,000 | 8,205 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $56,101,000 | 6,661 |
| Total liabilities | $52,183,000 | 6,529 |
| Total deposits | $51,910,000 | 6,320 |
| Interest-bearing deposits | $47,521,000 | 6,064 |
| Deposits held in domestic offices | $51,910,000 | 6,318 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,750 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,862 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $273,000 | 6,075 |
| Total equity capital | $3,918,000 | 7,752 |
| Total bank equity capital | $3,918,000 | 7,752 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $3,621,000 | 1,101 |
| Surplus | $3,607,000 | 4,256 |
| Undivided profits | $-3,310,000 | 8,961 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $129,000 | 6,238 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $246,000 | 7,390 |
| Earning assets | $52,884,000 | 6,575 |
| Long-term assets (5+ years) | $15,171,000 | 4,222 |
| Average Assets, year-to-date | $52,114,330 | 6,827 |
| Average Assets, quarterly | $55,109,500 | 6,689 |
| Volatile liabilities | $2,964,000 | 7,981 |
| Insider loans | $0 | 8,164 |
| FHLB advances | $0 | 5,298 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $420,000 | 8,524 |
| Tier 1 (core) risk-based capital | $4,025,000 | 7,674 |
| Tier 2 risk-based capital | $349,000 | 6,757 |
| Total risk weighted assets | $27,882,000 | 7,192 |
| Total unused commitments | $420,000 | 8,526 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 13 | 7,492 |
| Assets and Liabilities | ||
| Total Assets: | $54,118,000 | 6,783 |
| Cash and due from depository institutions | $16,817,000 | 7,492 |
| Interest-bearing balances | $14,632,000 | 509 |
| Securities | $19,149,000 | 4,903 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,767 |
| Net loans & leases | $17,138,000 | 7,883 |
| Loan loss allowance | $375,000 | 6,871 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $675,000 | 6,623 |
| Other real estate owned | $0 | 7,492 |
| Goodwill and other intangibles | $0 | 3,256 |
| All other assets | $339,000 | 8,396 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $54,118,000 | 6,783 |
| Total liabilities | $49,867,000 | 6,654 |
| Total deposits | $49,381,000 | 6,491 |
| Interest-bearing deposits | $45,266,000 | 6,256 |
| Deposits held in domestic offices | $49,381,000 | 6,488 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,174 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $0 | 5,747 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $486,000 | 4,968 |
| Total equity capital | $4,251,000 | 7,657 |
| Total bank equity capital | $4,251,000 | 7,657 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $3,621,000 | 1,090 |
| Surplus | $3,607,000 | 4,230 |
| Undivided profits | $-2,977,000 | 9,004 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $126,000 | 6,416 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $184,000 | 7,959 |
| Earning assets | $50,919,000 | 6,694 |
| Long-term assets (5+ years) | $18,902,000 | 3,698 |
| Average Assets, year-to-date | $50,121,000 | 6,963 |
| Average Assets, quarterly | $50,121,000 | 6,963 |
| Volatile liabilities | $2,751,000 | 8,044 |
| Insider loans | $0 | 8,165 |
| FHLB advances | $0 | 5,150 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $387,000 | 8,588 |
| Tier 1 (core) risk-based capital | $4,311,000 | 7,521 |
| Tier 2 risk-based capital | $320,000 | 6,925 |
| Total risk weighted assets | $25,554,000 | 7,353 |
| Total unused commitments | $387,000 | 8,591 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 12 | 7,711 |
| Assets and Liabilities | ||
| Total Assets: | $46,124,000 | 7,229 |
| Cash and due from depository institutions | $7,735,000 | 7,711 |
| Interest-bearing balances | $6,435,000 | 967 |
| Securities | $21,662,000 | 4,592 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,359 |
| Net loans & leases | $15,677,000 | 8,072 |
| Loan loss allowance | $364,000 | 6,940 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $701,000 | 6,598 |
| Other real estate owned | $0 | 7,711 |
| Goodwill and other intangibles | $0 | 3,237 |
| All other assets | $349,000 | 8,457 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $46,124,000 | 7,229 |
| Total liabilities | $41,525,000 | 7,170 |
| Total deposits | $40,850,000 | 7,027 |
| Interest-bearing deposits | $36,270,000 | 6,869 |
| Deposits held in domestic offices | $40,850,000 | 7,025 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,433 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,772 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $675,000 | 3,986 |
| Total equity capital | $4,599,000 | 7,451 |
| Total bank equity capital | $4,599,000 | 7,451 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $3,621,000 | 1,095 |
| Surplus | $3,607,000 | 4,200 |
| Undivided profits | $-2,629,000 | 9,041 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $356,000 | 4,817 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $218,000 | 7,728 |
| Earning assets | $43,774,000 | 7,108 |
| Long-term assets (5+ years) | $22,986,000 | 3,311 |
| Average Assets, year-to-date | $46,769,600 | 7,097 |
| Average Assets, quarterly | $47,722,500 | 7,119 |
| Volatile liabilities | $3,756,000 | 7,679 |
| Insider loans | $0 | 8,219 |
| FHLB advances | $0 | 5,171 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $863,000 | 8,189 |
| Tier 1 (core) risk-based capital | $4,605,000 | 7,328 |
| Tier 2 risk-based capital | $291,000 | 7,157 |
| Total risk weighted assets | $23,180,000 | 7,588 |
| Total unused commitments | $863,000 | 8,193 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 12 | 7,751 |
| Assets and Liabilities | ||
| Total Assets: | $49,321,000 | 7,075 |
| Cash and due from depository institutions | $14,757,000 | 7,751 |
| Interest-bearing balances | $12,849,000 | 607 |
| Securities | $18,045,000 | 5,023 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,602 |
| Net loans & leases | $15,808,000 | 8,117 |
| Loan loss allowance | $349,000 | 7,104 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $289,000 | 7,905 |
| Other real estate owned | $0 | 7,751 |
| Goodwill and other intangibles | $0 | 3,226 |
| All other assets | $422,000 | 8,313 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $49,321,000 | 7,075 |
| Total liabilities | $44,293,000 | 7,033 |
| Total deposits | $43,441,000 | 6,870 |
| Interest-bearing deposits | $38,290,000 | 6,749 |
| Deposits held in domestic offices | $43,441,000 | 6,869 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,347 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,773 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $852,000 | 3,594 |
| Total equity capital | $5,028,000 | 7,214 |
| Total bank equity capital | $5,028,000 | 7,214 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $3,621,000 | 1,087 |
| Surplus | $3,607,000 | 4,149 |
| Undivided profits | $-2,200,000 | 9,077 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $472,000 | 4,442 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $202,000 | 7,992 |
| Earning assets | $46,702,000 | 6,959 |
| Long-term assets (5+ years) | $19,008,000 | 3,689 |
| Average Assets, year-to-date | $46,931,000 | 7,129 |
| Average Assets, quarterly | $47,727,000 | 7,136 |
| Volatile liabilities | $4,035,000 | 7,587 |
| Insider loans | $0 | 8,298 |
| FHLB advances | $0 | 5,135 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $942,000 | 8,196 |
| Tier 1 (core) risk-based capital | $5,025,000 | 7,092 |
| Tier 2 risk-based capital | $298,000 | 7,143 |
| Total risk weighted assets | $23,828,000 | 7,583 |
| Total unused commitments | $942,000 | 8,202 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 8 | 8,514 |
| Assets and Liabilities | ||
| Total Assets: | $46,133,000 | 7,250 |
| Cash and due from depository institutions | $19,669,000 | 8,514 |
| Interest-bearing balances | $16,797,000 | 510 |
| Securities | $10,192,000 | 6,452 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,888 |
| Net loans & leases | $15,903,000 | 8,137 |
| Loan loss allowance | $334,000 | 7,171 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $48,000 | 9,004 |
| Other real estate owned | $0 | 8,514 |
| Goodwill and other intangibles | $0 | 3,182 |
| All other assets | $321,000 | 8,626 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $46,133,000 | 7,250 |
| Total liabilities | $40,822,000 | 7,233 |
| Total deposits | $40,366,000 | 7,094 |
| Interest-bearing deposits | $35,773,000 | 6,952 |
| Deposits held in domestic offices | $40,366,000 | 7,093 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,266 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $0 | 5,772 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $456,000 | 5,331 |
| Total equity capital | $5,311,000 | 7,085 |
| Total bank equity capital | $5,311,000 | 7,085 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $3,621,000 | 1,075 |
| Surplus | $3,607,000 | 4,101 |
| Undivided profits | $-1,917,000 | 9,076 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $127,000 | 6,658 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $199,000 | 7,974 |
| Earning assets | $42,892,000 | 7,185 |
| Long-term assets (5+ years) | $13,141,000 | 4,373 |
| Average Assets, year-to-date | $46,134,330 | 7,185 |
| Average Assets, quarterly | $46,488,000 | 7,206 |
| Volatile liabilities | $4,357,000 | 7,501 |
| Insider loans | $0 | 8,352 |
| FHLB advances | $0 | 5,105 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $157,000 | 8,906 |
| Tier 1 (core) risk-based capital | $5,261,000 | 6,933 |
| Tier 2 risk-based capital | $263,000 | 7,409 |
| Total risk weighted assets | $20,964,000 | 7,855 |
| Total unused commitments | $157,000 | 8,909 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 9 | 8,372 |
| Assets and Liabilities | ||
| Total Assets: | $46,843,000 | 7,192 |
| Cash and due from depository institutions | $15,604,000 | 8,372 |
| Interest-bearing balances | $12,850,000 | 663 |
| Securities | $14,283,000 | 5,614 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,247 |
| Net loans & leases | $16,571,000 | 8,050 |
| Loan loss allowance | $319,000 | 7,284 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $42,000 | 9,076 |
| Other real estate owned | $0 | 8,372 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $343,000 | 8,602 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $46,843,000 | 7,192 |
| Total liabilities | $41,365,000 | 7,196 |
| Total deposits | $40,426,000 | 7,092 |
| Interest-bearing deposits | $35,937,000 | 6,952 |
| Deposits held in domestic offices | $40,426,000 | 7,091 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,057 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $0 | 5,712 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $939,000 | 3,474 |
| Total equity capital | $5,478,000 | 6,932 |
| Total bank equity capital | $5,478,000 | 6,932 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $3,621,000 | 1,072 |
| Surplus | $3,607,000 | 4,052 |
| Undivided profits | $-1,750,000 | 9,103 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,370 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $247,000 | 7,582 |
| Earning assets | $43,704,000 | 7,120 |
| Long-term assets (5+ years) | $18,167,000 | 3,588 |
| Average Assets, year-to-date | $46,135,000 | 7,196 |
| Average Assets, quarterly | $46,135,000 | 7,196 |
| Volatile liabilities | $4,418,000 | 7,497 |
| Insider loans | $0 | 8,373 |
| FHLB advances | $0 | 5,057 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $294,000 | 8,819 |
| Tier 1 (core) risk-based capital | $5,441,000 | 6,763 |
| Tier 2 risk-based capital | $257,000 | 7,473 |
| Total risk weighted assets | $20,507,000 | 7,912 |
| Total unused commitments | $294,000 | 8,824 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 9 | 8,399 |
| Assets and Liabilities | ||
| Total Assets: | $45,427,000 | 7,257 |
| Cash and due from depository institutions | $13,266,000 | 8,399 |
| Interest-bearing balances | $11,196,000 | 706 |
| Securities | $12,404,000 | 5,977 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,991 |
| Net loans & leases | $19,440,000 | 7,834 |
| Loan loss allowance | $304,000 | 7,392 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $42,000 | 9,106 |
| Other real estate owned | $0 | 8,399 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $275,000 | 8,868 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $45,427,000 | 7,257 |
| Total liabilities | $39,805,000 | 7,296 |
| Total deposits | $39,290,000 | 7,161 |
| Interest-bearing deposits | $34,947,000 | 6,998 |
| Deposits held in domestic offices | $39,290,000 | 7,158 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,222 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $0 | 5,759 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $515,000 | 5,142 |
| Total equity capital | $5,622,000 | 6,812 |
| Total bank equity capital | $5,622,000 | 6,812 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $3,621,000 | 1,063 |
| Surplus | $3,607,000 | 4,010 |
| Undivided profits | $-1,606,000 | 9,127 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,375 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $200,000 | 8,123 |
| Earning assets | $43,040,000 | 7,151 |
| Long-term assets (5+ years) | $17,458,000 | 3,634 |
| Average Assets, year-to-date | $42,568,200 | 7,310 |
| Average Assets, quarterly | $45,336,500 | 7,231 |
| Volatile liabilities | $4,874,000 | 7,357 |
| Insider loans | $0 | 8,414 |
| FHLB advances | $0 | 5,074 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $454,000 | 8,656 |
| Tier 1 (core) risk-based capital | $5,557,000 | 6,652 |
| Tier 2 risk-based capital | $279,000 | 7,305 |
| Total risk weighted assets | $22,235,000 | 7,783 |
| Total unused commitments | $454,000 | 8,660 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 10 | 8,376 |
| Assets and Liabilities | ||
| Total Assets: | $33,737,000 | 8,063 |
| Cash and due from depository institutions | $12,357,000 | 8,376 |
| Interest-bearing balances | $10,581,000 | 660 |
| Securities | $4,518,000 | 8,082 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,110 |
| Net loans & leases | $16,688,000 | 8,181 |
| Loan loss allowance | $287,000 | 7,480 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $24,000 | 9,446 |
| Other real estate owned | $0 | 8,376 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $150,000 | 9,440 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $33,737,000 | 8,063 |
| Total liabilities | $27,967,000 | 8,181 |
| Total deposits | $27,795,000 | 8,072 |
| Interest-bearing deposits | $23,208,000 | 8,089 |
| Deposits held in domestic offices | $27,795,000 | 8,070 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,416 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,675 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $172,000 | 8,192 |
| Total equity capital | $5,770,000 | 6,574 |
| Total bank equity capital | $5,770,000 | 6,574 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $3,621,000 | 1,055 |
| Surplus | $3,607,000 | 3,919 |
| Undivided profits | $-1,458,000 | 9,345 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $43,000 | 7,680 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $102,000 | 9,131 |
| Earning assets | $31,787,000 | 7,980 |
| Long-term assets (5+ years) | $8,712,000 | 5,088 |
| Average Assets, year-to-date | $32,414,200 | 7,993 |
| Average Assets, quarterly | $33,672,000 | 8,022 |
| Volatile liabilities | $2,623,000 | 8,444 |
| Insider loans | $0 | 8,624 |
| FHLB advances | $0 | 4,938 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $2,751,000 | 6,779 |
| Tier 1 (core) risk-based capital | $5,742,000 | 6,417 |
| Tier 2 risk-based capital | $223,000 | 7,808 |
| Total risk weighted assets | $17,757,000 | 8,335 |
| Total unused commitments | $2,751,000 | 6,788 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 10 | 8,545 |
| Assets and Liabilities | ||
| Total Assets: | $30,704,000 | 8,300 |
| Cash and due from depository institutions | $3,673,000 | 8,545 |
| Interest-bearing balances | $3,371,000 | 1,168 |
| Securities | $8,221,000 | 7,302 |
| Federal funds sold & reverse repurchase agreements | $575,000 | 6,049 |
| Net loans & leases | $17,950,000 | 8,144 |
| Loan loss allowance | $247,000 | 7,829 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $43,000 | 9,638 |
| Other real estate owned | $0 | 8,545 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $242,000 | 9,343 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $30,704,000 | 8,300 |
| Total liabilities | $24,682,000 | 8,472 |
| Total deposits | $24,648,000 | 8,360 |
| Interest-bearing deposits | $19,669,000 | 8,467 |
| Deposits held in domestic offices | $24,648,000 | 8,359 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,755 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,732 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $34,000 | 9,786 |
| Total equity capital | $6,022,000 | 6,340 |
| Total bank equity capital | $6,022,000 | 6,340 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $3,621,000 | 1,053 |
| Surplus | $3,607,000 | 3,868 |
| Undivided profits | $-1,206,000 | 9,636 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,688 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $106,000 | 9,026 |
| Earning assets | $30,117,000 | 8,126 |
| Long-term assets (5+ years) | $10,114,000 | 4,559 |
| Average Assets, year-to-date | $31,783,400 | 8,077 |
| Average Assets, quarterly | $31,205,000 | 8,213 |
| Volatile liabilities | $1,881,000 | 8,958 |
| Insider loans | $0 | 8,879 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $1,642,000 | 7,647 |
| Tier 1 (core) risk-based capital | $6,039,000 | 6,224 |
| Tier 2 risk-based capital | $236,270 | 7,676 |
| Total risk weighted assets | $18,890,470 | 8,243 |
| Total unused commitments | $1,642,000 | 7,651 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 9 | 9,060 |
| Assets and Liabilities | ||
| Total Assets: | $31,140,000 | 8,430 |
| Cash and due from depository institutions | $2,911,000 | 9,060 |
| Interest-bearing balances | $2,648,000 | 1,402 |
| Securities | $8,190,000 | 7,584 |
| Federal funds sold & reverse repurchase agreements | $2,800,000 | 3,006 |
| Net loans & leases | $16,796,000 | 8,389 |
| Loan loss allowance | $195,000 | 8,501 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $60,000 | 9,872 |
| Other real estate owned | $0 | 9,060 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $383,000 | 8,885 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $31,140,000 | 8,430 |
| Total liabilities | $25,441,000 | 8,615 |
| Total deposits | $25,408,000 | 8,483 |
| Interest-bearing deposits | $20,678,000 | 8,582 |
| Deposits held in domestic offices | $25,408,000 | 8,481 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,093 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,751 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $33,000 | 10,084 |
| Total equity capital | $5,699,000 | 6,456 |
| Total bank equity capital | $5,699,000 | 6,456 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $3,621,000 | 1,064 |
| Surplus | $3,607,000 | 3,844 |
| Undivided profits | $-1,529,000 | 10,000 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $51,000 | 7,655 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $104,000 | 9,102 |
| Earning assets | $30,434,000 | 8,208 |
| Long-term assets (5+ years) | $10,516,000 | 4,742 |
| Average Assets, year-to-date | $29,978,600 | 8,396 |
| Average Assets, quarterly | $30,835,500 | 8,407 |
| Volatile liabilities | $2,843,000 | 8,500 |
| Insider loans | $0 | 9,133 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $2,666,000 | 6,918 |
| Tier 1 (core) risk-based capital | $5,887,000 | 6,348 |
| Tier 2 risk-based capital | $195,000 | 8,238 |
| Total risk weighted assets | $18,622,200 | 8,406 |
| Total unused commitments | $2,666,000 | 6,923 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 14 | 8,043 |
| Assets and Liabilities | ||
| Total Assets: | $27,392,000 | 8,880 |
| Cash and due from depository institutions | $1,615,000 | 8,043 |
| Interest-bearing balances | $584,000 | 3,353 |
| Securities | $3,599,000 | 9,268 |
| Federal funds sold & reverse repurchase agreements | $10,100,000 | 1,704 |
| Net loans & leases | $11,836,000 | 9,197 |
| Loan loss allowance | $135,000 | 9,271 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $85,000 | 9,933 |
| Other real estate owned | $0 | 8,043 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $157,000 | 10,099 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $27,392,000 | 8,880 |
| Total liabilities | $21,644,000 | 9,105 |
| Total deposits | $21,514,000 | 9,002 |
| Interest-bearing deposits | $17,496,000 | 9,080 |
| Deposits held in domestic offices | $21,514,000 | 9,001 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,274 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $130,000 | 9,399 |
| Total equity capital | $5,748,000 | 6,548 |
| Total bank equity capital | $5,748,000 | 6,548 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $3,621,000 | 1,025 |
| Surplus | $3,607,000 | 3,707 |
| Undivided profits | $-1,480,000 | 10,325 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 9,467 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $99,000 | 9,380 |
| Earning assets | $26,119,000 | 8,763 |
| Long-term assets (5+ years) | $10,200,000 | 4,676 |
| Average Assets, year-to-date | $19,398,200 | 9,482 |
| Average Assets, quarterly | $25,014,000 | 9,020 |
| Volatile liabilities | $2,154,000 | 8,891 |
| Insider loans | $0 | 9,309 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $0 | 10,110 |
| Tier 1 (core) risk-based capital | $5,750,000 | 6,373 |
| Tier 2 risk-based capital | $135,000 | 9,083 |
| Total risk weighted assets | $14,109,600 | 9,089 |
| Total unused commitments | $0 | 10,111 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 11 | 9,106 |
| Assets and Liabilities | ||
| Total Assets: | $12,372,000 | 10,531 |
| Cash and due from depository institutions | $5,377,000 | 9,106 |
| Interest-bearing balances | $4,527,000 | 1,004 |
| Securities | $0 | 10,855 |
| Federal funds sold & reverse repurchase agreements | $5,250,000 | 2,582 |
| Net loans & leases | $1,542,000 | 10,836 |
| Loan loss allowance | $15,000 | 10,795 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $116,000 | 10,052 |
| Other real estate owned | $0 | 9,106 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $87,000 | 10,805 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $12,372,000 | 10,531 |
| Total liabilities | $5,993,000 | 10,803 |
| Total deposits | $5,744,000 | 10,774 |
| Interest-bearing deposits | $4,907,000 | 10,704 |
| Deposits held in domestic offices | $5,744,000 | 10,774 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $249,000 | 8,383 |
| Total equity capital | $6,379,000 | 6,151 |
| Total bank equity capital | $6,379,000 | 6,151 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $7,228,000 | 494 |
| Surplus | $0 | 10,084 |
| Undivided profits | $-849,000 | 10,713 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 10,017 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $8,000 | 10,747 |
| Earning assets | $11,319,000 | 10,494 |
| Long-term assets (5+ years) | $1,182,000 | 8,339 |
| Average Assets, year-to-date | $12,372,000 | 10,485 |
| Average Assets, quarterly | $12,372,000 | 10,521 |
| Volatile liabilities | $1,007,000 | 10,146 |
| Insider loans | $0 | 9,792 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $281,000 | 9,982 |
| Tier 1 (core) risk-based capital | $6,379,000 | 6,010 |
| Tier 2 risk-based capital | $15,000 | 10,762 |
| Total risk weighted assets | $3,258,300 | 10,811 |
| Total unused commitments | $281,000 | 9,986 |
| Derivatives | $0 | 533 |