Home > United Federal Savings Bank of Vincennes > Income and Expense
United Federal Savings Bank of Vincennes, Income and Expense
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $7,460,000 | 4,306 |
| Total interest expense | $4,308,000 | 3,461 |
| Net interest income | $3,152,000 | 5,249 |
| Provision for loan and lease losses | $24,000 | 7,740 |
| Total noninterest income | $948,000 | 3,267 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $948,000 | 1,879 |
| Total noninterest expense | $2,842,000 | 4,488 |
| Salaries and employee benefits | $1,121,000 | 5,515 |
| Premises and equipment expense | $384,000 | 4,687 |
| Additional noninterest expense | $1,337,000 | 3,440 |
| Pre-tax net operating income | $1,234,000 | 5,029 |
| Securities gains (losses) | $92,000 | 997 |
| Applicable income taxes | $475,000 | 4,313 |
| Income before extraordinary items | $851,000 | 5,074 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $851,000 | 5,074 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $34,000 | 5,970 |
| Cash dividends | $4,075,000 | 764 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $792,120 | 5,282 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $7,763,000 | 4,123 |
| Total interest expense | $4,719,000 | 3,179 |
| Net interest income | $3,044,000 | 5,434 |
| Provision for loan and lease losses | $24,000 | 7,406 |
| Total noninterest income | $613,000 | 4,494 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $613,000 | 2,498 |
| Total noninterest expense | $2,252,000 | 5,453 |
| Salaries and employee benefits | $1,045,000 | 5,829 |
| Premises and equipment expense | $521,000 | 3,629 |
| Additional noninterest expense | $686,000 | 5,952 |
| Pre-tax net operating income | $1,381,000 | 4,746 |
| Securities gains (losses) | $90,000 | 1,004 |
| Applicable income taxes | $561,000 | 3,837 |
| Income before extraordinary items | $910,000 | 4,946 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $910,000 | 4,945 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 7,275 |
| Cash dividends | $325,000 | 4,333 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $852,400 | 5,198 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $7,298,000 | 4,071 |
| Total interest expense | $4,381,000 | 2,796 |
| Net interest income | $2,917,000 | 5,715 |
| Provision for loan and lease losses | $22,000 | 7,672 |
| Total noninterest income | $493,000 | 5,342 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $493,000 | 2,973 |
| Total noninterest expense | $2,312,000 | 5,522 |
| Salaries and employee benefits | $1,112,000 | 5,594 |
| Premises and equipment expense | $508,000 | 3,749 |
| Additional noninterest expense | $692,000 | 6,380 |
| Pre-tax net operating income | $1,076,000 | 5,663 |
| Securities gains (losses) | $78,000 | 892 |
| Applicable income taxes | $442,000 | 4,450 |
| Income before extraordinary items | $712,000 | 5,838 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $712,000 | 5,855 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $41,000 | 5,491 |
| Cash dividends | $623,000 | 2,731 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $662,080 | 6,205 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $7,621,000 | 3,995 |
| Total interest expense | $4,771,000 | 2,695 |
| Net interest income | $2,850,000 | 5,882 |
| Provision for loan and lease losses | $46,000 | 7,689 |
| Total noninterest income | $438,000 | 6,109 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $438,000 | 3,554 |
| Total noninterest expense | $2,228,000 | 5,804 |
| Salaries and employee benefits | $996,000 | 6,156 |
| Premises and equipment expense | $513,000 | 3,773 |
| Additional noninterest expense | $719,000 | 6,425 |
| Pre-tax net operating income | $1,014,000 | 5,838 |
| Securities gains (losses) | $334,000 | 1,206 |
| Applicable income taxes | $464,000 | 4,461 |
| Income before extraordinary items | $884,000 | 5,169 |
| Extraordinary gains, net | $80,000 | 1,785 |
| Net income | $964,000 | 4,967 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $64,000 | 5,529 |
| Cash dividends | $225,000 | 5,134 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $663,560 | 6,095 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $8,846,000 | 3,919 |
| Total interest expense | $5,891,000 | 2,828 |
| Net interest income | $2,955,000 | 5,787 |
| Provision for loan and lease losses | $104,000 | 7,172 |
| Total noninterest income | $388,000 | 6,665 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $388,000 | 3,780 |
| Total noninterest expense | $2,242,000 | 5,819 |
| Salaries and employee benefits | $964,000 | 6,239 |
| Premises and equipment expense | $514,000 | 3,871 |
| Additional noninterest expense | $764,000 | 6,321 |
| Pre-tax net operating income | $997,000 | 5,631 |
| Securities gains (losses) | $186,000 | 2,110 |
| Applicable income taxes | $466,000 | 4,232 |
| Income before extraordinary items | $717,000 | 5,816 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $717,000 | 5,881 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $224,000 | 3,960 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $2,835,000 | 256 |
| Net operating income | $597,960 | 6,230 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.