Home > United Federal Savings Bank > Income and Expense
United Federal Savings Bank, Income and Expense
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $60,515,000 | 591 |
| Total interest expense | $35,828,000 | 460 |
| Net interest income | $24,687,000 | 775 |
| Provision for loan and lease losses | $1,314,000 | 1,092 |
| Total noninterest income | $5,177,000 | 958 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $5,177,000 | 652 |
| Total noninterest expense | $24,355,000 | 721 |
| Salaries and employee benefits | $11,970,000 | 609 |
| Premises and equipment expense | $3,533,000 | 662 |
| Additional noninterest expense | $8,852,000 | 829 |
| Pre-tax net operating income | $4,195,000 | 1,652 |
| Securities gains (losses) | $15,000 | 5,022 |
| Applicable income taxes | $12,340,000 | 266 |
| Income before extraordinary items | $-8,130,000 | 13,192 |
| Extraordinary gains, net | $1,380,000 | 172 |
| Net income | $-6,750,000 | 13,179 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $250,000 | 2,742 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $185,000 | 801 |
| Net operating income | $-8,139,600 | 13,183 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $60,583,000 | 657 |
| Total interest expense | $34,892,000 | 588 |
| Net interest income | $25,691,000 | 776 |
| Provision for loan and lease losses | $1,999,000 | 1,156 |
| Total noninterest income | $3,837,000 | 1,174 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $3,837,000 | 811 |
| Total noninterest expense | $17,160,000 | 964 |
| Salaries and employee benefits | $7,817,000 | 863 |
| Premises and equipment expense | $3,057,000 | 788 |
| Additional noninterest expense | $6,286,000 | 1,100 |
| Pre-tax net operating income | $10,369,000 | 617 |
| Securities gains (losses) | $34,000 | 4,785 |
| Applicable income taxes | $5,270,000 | 459 |
| Income before extraordinary items | $5,133,000 | 930 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $5,133,000 | 932 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $272,000 | 3,539 |
| Cash dividends | $6,000,000 | 322 |
| Sale, conversion, retirement of capital stock, net | $561,000 | 533 |
| Net operating income | $5,111,240 | 845 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.