Home > United Federal Savings Bank > Assets and Liabilities
United Federal Savings Bank, Assets and Liabilities
| 1997-12-31 | Rank | |
| # of Employees: | 140 | 1,249 |
| Assets and Liabilities | ||
| Total Assets: | $304,928,000 | 1,505 |
| Cash and due from depository institutions | $16,697,000 | 1,249 |
| Interest-bearing balances | $10,751,000 | 403 |
| Securities | $18,008,000 | 5,315 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,160 |
| Net loans & leases | $254,391,000 | 1,167 |
| Loan loss allowance | $2,398,000 | 1,520 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $5,740,000 | 1,353 |
| Other real estate owned | $287,000 | 1,249 |
| Goodwill and other intangibles | $3,006,000 | 761 |
| All other assets | $6,799,000 | 1,170 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $304,928,000 | 1,505 |
| Total liabilities | $282,948,000 | 1,467 |
| Total deposits | $271,037,000 | 1,372 |
| Interest-bearing deposits | $262,206,000 | 1,243 |
| Deposits held in domestic offices | $271,037,000 | 1,366 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $10,000,000 | 1,373 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $1,911,000 | 2,108 |
| Total equity capital | $21,980,000 | 2,046 |
| Total bank equity capital | $21,980,000 | 2,046 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $32,000 | 9,432 |
| Surplus | $3,563,000 | 3,670 |
| Undivided profits | $18,385,000 | 1,408 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,169,000 | 1,251 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $1,906,000 | 1,144 |
| Earning assets | $283,150,000 | 1,487 |
| Long-term assets (5+ years) | $0 | 9,550 |
| Average Assets, year-to-date | $279,530,600 | 1,542 |
| Average Assets, quarterly | $295,354,000 | 1,518 |
| Volatile liabilities | $43,144,000 | 1,593 |
| Insider loans | $0 | 9,792 |
| FHLB advances | $10,000,000 | 415 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $52,205,000 | 1,059 |
| Tier 1 (core) risk-based capital | $21,913,000 | 1,932 |
| Tier 2 risk-based capital | $2,398,000 | 1,302 |
| Total risk weighted assets | $241,567,000 | 1,185 |
| Total unused commitments | $52,205,000 | 1,063 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 126 | 1,489 |
| Assets and Liabilities | ||
| Total Assets: | $261,276,000 | 1,786 |
| Cash and due from depository institutions | $10,669,000 | 1,489 |
| Interest-bearing balances | $6,809,000 | 560 |
| Securities | $49,008,000 | 2,495 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,460 |
| Net loans & leases | $189,151,000 | 1,537 |
| Loan loss allowance | $2,848,000 | 1,392 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $4,893,000 | 1,624 |
| Other real estate owned | $16,000 | 1,489 |
| Goodwill and other intangibles | $2,526,000 | 818 |
| All other assets | $5,013,000 | 1,584 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $261,276,000 | 1,786 |
| Total liabilities | $241,059,000 | 1,739 |
| Total deposits | $239,847,000 | 1,597 |
| Interest-bearing deposits | $239,847,000 | 1,405 |
| Deposits held in domestic offices | $239,847,000 | 1,587 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $1,212,000 | 3,036 |
| Total equity capital | $20,217,000 | 2,227 |
| Total bank equity capital | $20,217,000 | 2,227 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $31,000 | 9,890 |
| Surplus | $2,658,000 | 4,593 |
| Undivided profits | $17,528,000 | 1,485 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,180,000 | 1,050 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $1,312,000 | 1,674 |
| Earning assets | $244,968,000 | 1,741 |
| Long-term assets (5+ years) | $0 | 9,965 |
| Average Assets, year-to-date | $256,718,600 | 1,742 |
| Average Assets, quarterly | $262,352,000 | 1,755 |
| Volatile liabilities | $20,143,000 | 2,892 |
| Insider loans | $0 | 10,271 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $12,046,000 | 2,982 |
| Tier 1 (core) risk-based capital | $19,633,000 | 2,191 |
| Tier 2 risk-based capital | $1,100,000 | 2,713 |
| Total risk weighted assets | $169,105,000 | 1,697 |
| Total unused commitments | $12,046,000 | 2,997 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 109 | 1,757 |
| Assets and Liabilities | ||
| Total Assets: | $248,972,000 | 1,879 |
| Cash and due from depository institutions | $12,283,000 | 1,757 |
| Interest-bearing balances | $8,675,000 | 530 |
| Securities | $82,232,000 | 1,542 |
| Federal funds sold & reverse repurchase agreements | $0 | 9,298 |
| Net loans & leases | $137,377,000 | 2,054 |
| Loan loss allowance | $1,254,000 | 2,886 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $3,247,000 | 2,376 |
| Other real estate owned | $131,000 | 1,757 |
| Goodwill and other intangibles | $2,628,000 | 746 |
| All other assets | $11,074,000 | 874 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $248,972,000 | 1,879 |
| Total liabilities | $229,034,000 | 1,844 |
| Total deposits | $226,594,000 | 1,716 |
| Interest-bearing deposits | $226,594,000 | 1,512 |
| Deposits held in domestic offices | $226,594,000 | 1,703 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $2,440,000 | 1,793 |
| Total equity capital | $19,938,000 | 2,239 |
| Total bank equity capital | $19,938,000 | 2,239 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $31,000 | 10,356 |
| Surplus | $2,658,000 | 4,579 |
| Undivided profits | $17,249,000 | 1,538 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,666,000 | 1,757 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $1,078,000 | 2,123 |
| Earning assets | $228,284,000 | 1,872 |
| Long-term assets (5+ years) | $0 | 10,367 |
| Average Assets, year-to-date | $255,788,600 | 1,774 |
| Average Assets, quarterly | $255,808,500 | 1,820 |
| Volatile liabilities | $17,170,000 | 2,989 |
| Insider loans | $2,269,000 | 1,895 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $6,033,000 | 4,489 |
| Tier 1 (core) risk-based capital | $19,965,000 | 2,149 |
| Tier 2 risk-based capital | $654,000 | 4,254 |
| Total risk weighted assets | $122,624,000 | 2,241 |
| Total unused commitments | $6,033,000 | 4,501 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 121 | 1,637 |
| Assets and Liabilities | ||
| Total Assets: | $243,181,000 | 1,893 |
| Cash and due from depository institutions | $2,465,000 | 1,637 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $110,866,000 | 1,181 |
| Federal funds sold & reverse repurchase agreements | $500,000 | 6,727 |
| Net loans & leases | $113,569,000 | 2,378 |
| Loan loss allowance | $1,239,000 | 2,974 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $2,624,000 | 2,818 |
| Other real estate owned | $204,000 | 1,637 |
| Goodwill and other intangibles | $1,478,000 | 906 |
| All other assets | $11,475,000 | 894 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $243,181,000 | 1,893 |
| Total liabilities | $225,791,000 | 1,855 |
| Total deposits | $201,689,000 | 1,897 |
| Interest-bearing deposits | $199,475,000 | 1,663 |
| Deposits held in domestic offices | $201,689,000 | 1,885 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $20,761,000 | 872 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $3,341,000 | 1,203 |
| Total equity capital | $17,390,000 | 2,343 |
| Total bank equity capital | $17,390,000 | 2,343 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $31,000 | 10,921 |
| Surplus | $2,658,000 | 4,532 |
| Undivided profits | $14,701,000 | 1,604 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,644,000 | 1,823 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $805,000 | 2,524 |
| Earning assets | $224,935,000 | 1,861 |
| Long-term assets (5+ years) | $0 | 10,888 |
| Average Assets, year-to-date | $244,157,000 | 1,827 |
| Average Assets, quarterly | $240,792,000 | 1,901 |
| Volatile liabilities | $27,996,000 | 1,928 |
| Insider loans | $823,000 | 4,222 |
| FHLB advances | $20,000,000 | 335 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $6,370,000 | 4,242 |
| Tier 1 (core) risk-based capital | $17,935,000 | 2,281 |
| Tier 2 risk-based capital | $591,000 | 4,593 |
| Total risk weighted assets | $104,231,000 | 2,544 |
| Total unused commitments | $6,370,000 | 4,249 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 126 | 1,655 |
| Assets and Liabilities | ||
| Total Assets: | $246,820,000 | 1,881 |
| Cash and due from depository institutions | $23,039,000 | 1,655 |
| Interest-bearing balances | $17,481,000 | 361 |
| Securities | $94,122,000 | 1,444 |
| Federal funds sold & reverse repurchase agreements | $3,000,000 | 4,365 |
| Net loans & leases | $109,061,000 | 2,401 |
| Loan loss allowance | $2,608,000 | 1,672 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $2,698,000 | 2,717 |
| Other real estate owned | $196,000 | 1,655 |
| Goodwill and other intangibles | $1,852,000 | 739 |
| All other assets | $12,852,000 | 801 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $246,820,000 | 1,881 |
| Total liabilities | $229,227,000 | 1,851 |
| Total deposits | $225,452,000 | 1,752 |
| Interest-bearing deposits | $222,824,000 | 1,536 |
| Deposits held in domestic offices | $225,452,000 | 1,736 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $3,775,000 | 1,150 |
| Total equity capital | $17,593,000 | 2,292 |
| Total bank equity capital | $17,593,000 | 2,292 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $31,000 | 11,459 |
| Surplus | $2,658,000 | 4,496 |
| Undivided profits | $14,904,000 | 1,593 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,932,000 | 1,974 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $787,000 | 2,263 |
| Earning assets | $223,664,000 | 1,914 |
| Long-term assets (5+ years) | $0 | 11,403 |
| Average Assets, year-to-date | $255,036,800 | 1,759 |
| Average Assets, quarterly | $247,293,000 | 1,856 |
| Volatile liabilities | $7,164,000 | 5,212 |
| Insider loans | $1,096,000 | 3,484 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $5,297,000 | 4,718 |
| Tier 1 (core) risk-based capital | $17,046,000 | 2,310 |
| Tier 2 risk-based capital | $768,000 | 3,651 |
| Total risk weighted assets | $100,385,000 | 2,593 |
| Total unused commitments | $11,297,000 | 2,852 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 113 | 1,909 |
| Assets and Liabilities | ||
| Total Assets: | $265,918,000 | 1,806 |
| Cash and due from depository institutions | $8,991,000 | 1,909 |
| Interest-bearing balances | $4,807,000 | 1,493 |
| Securities | $110,201,000 | 1,226 |
| Federal funds sold & reverse repurchase agreements | $1,800,000 | 6,835 |
| Net loans & leases | $121,451,000 | 2,273 |
| Loan loss allowance | $2,310,000 | 1,882 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $2,808,000 | 2,626 |
| Other real estate owned | $524,000 | 1,909 |
| Goodwill and other intangibles | $2,947,000 | 581 |
| All other assets | $17,196,000 | 682 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $265,918,000 | 1,806 |
| Total liabilities | $251,016,000 | 1,771 |
| Total deposits | $236,185,000 | 1,758 |
| Interest-bearing deposits | $220,021,000 | 1,654 |
| Deposits held in domestic offices | $236,185,000 | 1,748 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $10,000,000 | 940 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $4,831,000 | 973 |
| Total equity capital | $14,902,000 | 2,576 |
| Total bank equity capital | $14,902,000 | 2,576 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $31,000 | 11,990 |
| Surplus | $2,657,000 | 4,425 |
| Undivided profits | $12,214,000 | 1,796 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,881,000 | 1,727 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $883,000 | 2,241 |
| Earning assets | $238,259,000 | 1,836 |
| Long-term assets (5+ years) | $0 | 11,806 |
| Average Assets, year-to-date | $274,583,600 | 1,703 |
| Average Assets, quarterly | $265,171,000 | 1,798 |
| Volatile liabilities | $14,508,000 | 3,050 |
| Insider loans | $0 | 9,493 |
| FHLB advances | $10,000,000 | 385 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $8,487,000 | 3,272 |
| Tier 1 (core) risk-based capital | $14,902,000 | 2,511 |
| Tier 2 risk-based capital | $1,323,000 | 2,279 |
| Total risk weighted assets | $105,066,000 | 2,558 |
| Total unused commitments | $13,127,000 | 2,461 |
| Derivatives | $0 | 651 |