Home > United Farmers & Merchants State Bank > Income and Expense
United Farmers & Merchants State Bank, Income and Expense
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $460,000 | 6,670 |
| Total interest expense | $35,000 | 6,713 |
| Net interest income | $425,000 | 6,637 |
| Provision for loan and lease losses | $3,000 | 4,712 |
| Total noninterest income | $306,000 | 4,184 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $51,000 | 5,273 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $255,000 | 3,427 |
| Total noninterest expense | $610,000 | 6,229 |
| Salaries and employee benefits | $383,000 | 6,036 |
| Premises and equipment expense | $93,000 | 5,729 |
| Additional noninterest expense | $134,000 | 6,526 |
| Pre-tax net operating income | $118,000 | 5,742 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $9,000 | 4,224 |
| Income before extraordinary items | $109,000 | 5,791 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $104,000 | 5,831 |
| Minority interest net income | $5,000 | 72 |
| Net income of bank and minority interests. | $109,000 | 5,793 |
| Net charge-offs | $0 | 4,909 |
| Cash dividends | $95,000 | 3,049 |
| Sale, conversion, retirement of capital stock, net | $-192,000 | 6,907 |
| Net operating income | $109,000 | 5,700 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $229,000 | 6,737 |
| Total interest expense | $18,000 | 6,781 |
| Net interest income | $211,000 | 6,705 |
| Provision for loan and lease losses | $3,000 | 4,277 |
| Total noninterest income | $153,000 | 4,148 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $27,000 | 5,148 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $126,000 | 3,420 |
| Total noninterest expense | $339,000 | 6,166 |
| Salaries and employee benefits | $200,000 | 6,015 |
| Premises and equipment expense | $50,000 | 5,653 |
| Additional noninterest expense | $89,000 | 6,353 |
| Pre-tax net operating income | $22,000 | 6,131 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $-16,000 | 6,775 |
| Income before extraordinary items | $38,000 | 6,010 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $33,000 | 6,063 |
| Minority interest net income | $5,000 | 65 |
| Net income of bank and minority interests. | $38,000 | 6,011 |
| Net charge-offs | $0 | 4,145 |
| Cash dividends | $95,000 | 2,107 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $38,000 | 5,920 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $1,082,000 | 6,738 |
| Total interest expense | $86,000 | 6,865 |
| Net interest income | $996,000 | 6,683 |
| Provision for loan and lease losses | $12,000 | 5,709 |
| Total noninterest income | $656,000 | 4,006 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $141,000 | 4,877 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $515,000 | 3,304 |
| Total noninterest expense | $1,405,000 | 6,211 |
| Salaries and employee benefits | $814,000 | 6,059 |
| Premises and equipment expense | $190,000 | 5,782 |
| Additional noninterest expense | $401,000 | 6,349 |
| Pre-tax net operating income | $235,000 | 5,592 |
| Securities gains (losses) | $128,000 | 2,074 |
| Applicable income taxes | $88,000 | 3,599 |
| Income before extraordinary items | $275,000 | 5,550 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $255,000 | 5,602 |
| Minority interest net income | $20,000 | 71 |
| Net income of bank and minority interests. | $275,000 | 5,548 |
| Net charge-offs | $1,000 | 5,927 |
| Cash dividends | $95,000 | 4,025 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $177,720 | 5,680 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $822,000 | 6,832 |
| Total interest expense | $65,000 | 6,983 |
| Net interest income | $757,000 | 6,780 |
| Provision for loan and lease losses | $9,000 | 5,612 |
| Total noninterest income | $439,000 | 4,259 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $104,000 | 4,981 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $335,000 | 3,534 |
| Total noninterest expense | $1,054,000 | 6,262 |
| Salaries and employee benefits | $615,000 | 6,083 |
| Premises and equipment expense | $144,000 | 5,842 |
| Additional noninterest expense | $295,000 | 6,431 |
| Pre-tax net operating income | $133,000 | 5,915 |
| Securities gains (losses) | $16,000 | 2,965 |
| Applicable income taxes | $28,000 | 4,050 |
| Income before extraordinary items | $121,000 | 6,037 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $116,000 | 6,051 |
| Minority interest net income | $5,000 | 80 |
| Net income of bank and minority interests. | $121,000 | 6,036 |
| Net charge-offs | $1,000 | 5,692 |
| Cash dividends | $95,000 | 3,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $108,040 | 5,944 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $544,000 | 6,893 |
| Total interest expense | $45,000 | 7,039 |
| Net interest income | $499,000 | 6,843 |
| Provision for loan and lease losses | $6,000 | 5,444 |
| Total noninterest income | $281,000 | 4,338 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $67,000 | 5,048 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $214,000 | 3,577 |
| Total noninterest expense | $708,000 | 6,293 |
| Salaries and employee benefits | $407,000 | 6,151 |
| Premises and equipment expense | $95,000 | 5,888 |
| Additional noninterest expense | $206,000 | 6,415 |
| Pre-tax net operating income | $66,000 | 6,032 |
| Securities gains (losses) | $17,000 | 2,561 |
| Applicable income taxes | $14,000 | 4,124 |
| Income before extraordinary items | $69,000 | 6,128 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $68,000 | 6,132 |
| Minority interest net income | $1,000 | 83 |
| Net income of bank and minority interests. | $69,000 | 6,128 |
| Net charge-offs | $1,000 | 5,406 |
| Cash dividends | $95,000 | 3,068 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $54,890 | 6,069 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $274,000 | 6,950 |
| Total interest expense | $23,000 | 7,104 |
| Net interest income | $251,000 | 6,888 |
| Provision for loan and lease losses | $3,000 | 5,118 |
| Total noninterest income | $139,000 | 4,380 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $32,000 | 5,116 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $107,000 | 3,599 |
| Total noninterest expense | $349,000 | 6,355 |
| Salaries and employee benefits | $201,000 | 6,208 |
| Premises and equipment expense | $47,000 | 5,945 |
| Additional noninterest expense | $101,000 | 6,494 |
| Pre-tax net operating income | $38,000 | 6,057 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $5,000 | 4,246 |
| Income before extraordinary items | $33,000 | 6,179 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $31,000 | 6,207 |
| Minority interest net income | $2,000 | 69 |
| Net income of bank and minority interests. | $33,000 | 6,179 |
| Net charge-offs | $1,000 | 4,615 |
| Cash dividends | $95,000 | 2,136 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $33,000 | 6,053 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $1,186,000 | 6,967 |
| Total interest expense | $122,000 | 7,141 |
| Net interest income | $1,064,000 | 6,888 |
| Provision for loan and lease losses | $12,000 | 6,315 |
| Total noninterest income | $594,000 | 4,090 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $142,000 | 4,991 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $452,000 | 3,260 |
| Total noninterest expense | $1,429,000 | 6,385 |
| Salaries and employee benefits | $821,000 | 6,232 |
| Premises and equipment expense | $203,000 | 5,984 |
| Additional noninterest expense | $405,000 | 6,533 |
| Pre-tax net operating income | $217,000 | 5,453 |
| Securities gains (losses) | $104,000 | 2,037 |
| Applicable income taxes | $75,000 | 3,546 |
| Income before extraordinary items | $246,000 | 5,409 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $239,000 | 5,430 |
| Minority interest net income | $7,000 | 91 |
| Net income of bank and minority interests. | $246,000 | 5,411 |
| Net charge-offs | $3,000 | 6,306 |
| Cash dividends | $90,000 | 3,813 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $165,920 | 5,540 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $901,000 | 7,035 |
| Total interest expense | $95,000 | 7,219 |
| Net interest income | $806,000 | 6,942 |
| Provision for loan and lease losses | $9,000 | 6,217 |
| Total noninterest income | $467,000 | 4,017 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $105,000 | 5,045 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $362,000 | 3,186 |
| Total noninterest expense | $1,068,000 | 6,433 |
| Salaries and employee benefits | $619,000 | 6,229 |
| Premises and equipment expense | $156,000 | 5,983 |
| Additional noninterest expense | $293,000 | 6,627 |
| Pre-tax net operating income | $196,000 | 5,485 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $41,000 | 3,724 |
| Income before extraordinary items | $155,000 | 5,688 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $148,000 | 5,721 |
| Minority interest net income | $7,000 | 81 |
| Net income of bank and minority interests. | $155,000 | 5,689 |
| Net charge-offs | $1,000 | 6,123 |
| Cash dividends | $90,000 | 3,187 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $155,000 | 5,550 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $594,000 | 7,107 |
| Total interest expense | $66,000 | 7,283 |
| Net interest income | $528,000 | 7,016 |
| Provision for loan and lease losses | $6,000 | 6,059 |
| Total noninterest income | $326,000 | 3,955 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $65,000 | 5,142 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $261,000 | 3,100 |
| Total noninterest expense | $724,000 | 6,462 |
| Salaries and employee benefits | $418,000 | 6,261 |
| Premises and equipment expense | $108,000 | 5,964 |
| Additional noninterest expense | $198,000 | 6,675 |
| Pre-tax net operating income | $124,000 | 5,558 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $25,000 | 3,735 |
| Income before extraordinary items | $99,000 | 5,708 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $92,000 | 5,747 |
| Minority interest net income | $7,000 | 84 |
| Net income of bank and minority interests. | $99,000 | 5,707 |
| Net charge-offs | $0 | 5,875 |
| Cash dividends | $90,000 | 2,857 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $99,000 | 5,619 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $288,000 | 7,182 |
| Total interest expense | $34,000 | 7,344 |
| Net interest income | $254,000 | 7,095 |
| Provision for loan and lease losses | $3,000 | 5,694 |
| Total noninterest income | $144,000 | 4,252 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $31,000 | 5,167 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $113,000 | 3,364 |
| Total noninterest expense | $366,000 | 6,505 |
| Salaries and employee benefits | $210,000 | 6,298 |
| Premises and equipment expense | $56,000 | 5,948 |
| Additional noninterest expense | $100,000 | 6,717 |
| Pre-tax net operating income | $29,000 | 6,003 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $4,000 | 4,128 |
| Income before extraordinary items | $25,000 | 6,056 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $25,000 | 6,055 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $25,000 | 6,056 |
| Net charge-offs | $0 | 5,107 |
| Cash dividends | $90,000 | 1,981 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $25,000 | 6,026 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $1,276,000 | 7,204 |
| Total interest expense | $190,000 | 7,349 |
| Net interest income | $1,086,000 | 7,087 |
| Provision for loan and lease losses | $21,000 | 6,800 |
| Total noninterest income | $630,000 | 4,136 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $128,000 | 5,173 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $502,000 | 3,189 |
| Total noninterest expense | $1,458,000 | 6,574 |
| Salaries and employee benefits | $836,000 | 6,376 |
| Premises and equipment expense | $209,000 | 6,141 |
| Additional noninterest expense | $413,000 | 6,760 |
| Pre-tax net operating income | $237,000 | 5,094 |
| Securities gains (losses) | $52,000 | 2,628 |
| Applicable income taxes | $98,000 | 3,251 |
| Income before extraordinary items | $191,000 | 5,317 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $180,000 | 5,356 |
| Minority interest net income | $11,000 | 99 |
| Net income of bank and minority interests. | $191,000 | 5,319 |
| Net charge-offs | $-1,000 | 7,276 |
| Cash dividends | $125,000 | 3,592 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $156,680 | 5,299 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $966,000 | 7,304 |
| Total interest expense | $148,000 | 7,452 |
| Net interest income | $818,000 | 7,176 |
| Provision for loan and lease losses | $18,000 | 6,703 |
| Total noninterest income | $519,000 | 3,995 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $91,000 | 5,306 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $428,000 | 3,008 |
| Total noninterest expense | $1,084,000 | 6,636 |
| Salaries and employee benefits | $604,000 | 6,485 |
| Premises and equipment expense | $157,000 | 6,203 |
| Additional noninterest expense | $323,000 | 6,773 |
| Pre-tax net operating income | $235,000 | 5,115 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $63,000 | 3,431 |
| Income before extraordinary items | $172,000 | 5,422 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $153,000 | 5,494 |
| Minority interest net income | $19,000 | 87 |
| Net income of bank and minority interests. | $172,000 | 5,425 |
| Net charge-offs | $0 | 6,672 |
| Cash dividends | $125,000 | 3,056 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $172,000 | 5,260 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $647,000 | 7,363 |
| Total interest expense | $102,000 | 7,513 |
| Net interest income | $545,000 | 7,234 |
| Provision for loan and lease losses | $15,000 | 6,492 |
| Total noninterest income | $381,000 | 3,734 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $58,000 | 5,386 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $323,000 | 2,743 |
| Total noninterest expense | $730,000 | 6,661 |
| Salaries and employee benefits | $403,000 | 6,541 |
| Premises and equipment expense | $106,000 | 6,216 |
| Additional noninterest expense | $221,000 | 6,785 |
| Pre-tax net operating income | $181,000 | 5,038 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $46,000 | 3,338 |
| Income before extraordinary items | $135,000 | 5,313 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $112,000 | 5,472 |
| Minority interest net income | $23,000 | 75 |
| Net income of bank and minority interests. | $135,000 | 5,314 |
| Net charge-offs | $0 | 6,372 |
| Cash dividends | $125,000 | 2,672 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $135,000 | 5,170 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $326,000 | 7,451 |
| Total interest expense | $53,000 | 7,610 |
| Net interest income | $273,000 | 7,312 |
| Provision for loan and lease losses | $12,000 | 6,061 |
| Total noninterest income | $166,000 | 4,049 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $24,000 | 5,677 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $142,000 | 2,939 |
| Total noninterest expense | $372,000 | 6,712 |
| Salaries and employee benefits | $201,000 | 6,619 |
| Premises and equipment expense | $56,000 | 6,192 |
| Additional noninterest expense | $115,000 | 6,799 |
| Pre-tax net operating income | $55,000 | 5,598 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $23,000 | 3,365 |
| Income before extraordinary items | $32,000 | 5,964 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $26,000 | 6,049 |
| Minority interest net income | $6,000 | 74 |
| Net income of bank and minority interests. | $32,000 | 5,964 |
| Net charge-offs | $0 | 5,610 |
| Cash dividends | $125,000 | 1,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $32,000 | 5,850 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $1,392,000 | 7,484 |
| Total interest expense | $292,000 | 7,611 |
| Net interest income | $1,100,000 | 7,340 |
| Provision for loan and lease losses | $30,000 | 7,048 |
| Total noninterest income | $755,000 | 3,886 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $109,000 | 5,636 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $646,000 | 2,790 |
| Total noninterest expense | $1,509,000 | 6,784 |
| Salaries and employee benefits | $814,000 | 6,670 |
| Premises and equipment expense | $223,000 | 6,297 |
| Additional noninterest expense | $472,000 | 6,877 |
| Pre-tax net operating income | $316,000 | 4,454 |
| Securities gains (losses) | $1,000 | 3,653 |
| Applicable income taxes | $73,000 | 3,059 |
| Income before extraordinary items | $244,000 | 4,657 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $209,000 | 4,776 |
| Minority interest net income | $35,000 | 77 |
| Net income of bank and minority interests. | $244,000 | 4,657 |
| Net charge-offs | $1,000 | 7,192 |
| Cash dividends | $183,000 | 3,719 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $243,230 | 4,589 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $1,056,000 | 7,567 |
| Total interest expense | $227,000 | 7,691 |
| Net interest income | $829,000 | 7,394 |
| Provision for loan and lease losses | $18,000 | 6,974 |
| Total noninterest income | $577,000 | 3,922 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $82,000 | 5,667 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $495,000 | 2,826 |
| Total noninterest expense | $1,126,000 | 6,823 |
| Salaries and employee benefits | $609,000 | 6,696 |
| Premises and equipment expense | $173,000 | 6,273 |
| Additional noninterest expense | $344,000 | 6,948 |
| Pre-tax net operating income | $262,000 | 4,675 |
| Securities gains (losses) | $1,000 | 3,393 |
| Applicable income taxes | $62,000 | 3,194 |
| Income before extraordinary items | $201,000 | 4,849 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $170,000 | 4,993 |
| Minority interest net income | $31,000 | 83 |
| Net income of bank and minority interests. | $201,000 | 4,849 |
| Net charge-offs | $1,000 | 6,910 |
| Cash dividends | $183,000 | 3,162 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $200,240 | 4,786 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $706,000 | 7,633 |
| Total interest expense | $154,000 | 7,781 |
| Net interest income | $552,000 | 7,428 |
| Provision for loan and lease losses | $12,000 | 6,848 |
| Total noninterest income | $391,000 | 3,893 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $53,000 | 5,721 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $338,000 | 2,796 |
| Total noninterest expense | $757,000 | 6,866 |
| Salaries and employee benefits | $396,000 | 6,831 |
| Premises and equipment expense | $133,000 | 6,012 |
| Additional noninterest expense | $228,000 | 7,006 |
| Pre-tax net operating income | $174,000 | 4,799 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $39,000 | 3,325 |
| Income before extraordinary items | $135,000 | 4,967 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $109,000 | 5,132 |
| Minority interest net income | $26,000 | 79 |
| Net income of bank and minority interests. | $135,000 | 4,965 |
| Net charge-offs | $0 | 6,628 |
| Cash dividends | $183,000 | 2,777 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $135,000 | 4,880 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $352,000 | 7,688 |
| Total interest expense | $79,000 | 7,837 |
| Net interest income | $273,000 | 7,476 |
| Provision for loan and lease losses | $6,000 | 6,481 |
| Total noninterest income | $213,000 | 3,687 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $26,000 | 5,712 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $187,000 | 2,609 |
| Total noninterest expense | $396,000 | 6,765 |
| Salaries and employee benefits | $199,000 | 6,867 |
| Premises and equipment expense | $61,000 | 6,267 |
| Additional noninterest expense | $136,000 | 6,542 |
| Pre-tax net operating income | $84,000 | 5,208 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $23,000 | 3,465 |
| Income before extraordinary items | $61,000 | 5,533 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $61,000 | 5,536 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $61,000 | 5,536 |
| Net charge-offs | $-4,000 | 7,635 |
| Cash dividends | $183,000 | 1,798 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $61,000 | 5,352 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $1,500,000 | 7,682 |
| Total interest expense | $482,000 | 7,703 |
| Net interest income | $1,018,000 | 7,559 |
| Provision for loan and lease losses | $24,000 | 6,955 |
| Total noninterest income | $1,003,000 | 3,392 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $108,000 | 5,787 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $895,000 | 2,295 |
| Total noninterest expense | $1,670,000 | 6,654 |
| Salaries and employee benefits | $803,000 | 6,890 |
| Premises and equipment expense | $241,000 | 6,323 |
| Additional noninterest expense | $626,000 | 6,126 |
| Pre-tax net operating income | $327,000 | 5,354 |
| Securities gains (losses) | $1,000 | 3,084 |
| Applicable income taxes | $84,000 | 3,524 |
| Income before extraordinary items | $244,000 | 5,315 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $244,000 | 5,313 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 6,455 |
| Cash dividends | $196,000 | 4,547 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $243,260 | 5,479 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $1,121,000 | 7,757 |
| Total interest expense | $379,000 | 7,770 |
| Net interest income | $742,000 | 7,665 |
| Provision for loan and lease losses | $18,000 | 6,554 |
| Total noninterest income | $712,000 | 3,606 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $81,000 | 5,830 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $631,000 | 2,464 |
| Total noninterest expense | $1,226,000 | 6,704 |
| Salaries and employee benefits | $579,000 | 6,973 |
| Premises and equipment expense | $180,000 | 6,350 |
| Additional noninterest expense | $467,000 | 6,091 |
| Pre-tax net operating income | $210,000 | 5,997 |
| Securities gains (losses) | $1,000 | 2,971 |
| Applicable income taxes | $52,000 | 4,079 |
| Income before extraordinary items | $159,000 | 5,898 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $159,000 | 5,896 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 5,807 |
| Cash dividends | $196,000 | 3,925 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $158,250 | 6,073 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $744,000 | 7,838 |
| Total interest expense | $265,000 | 7,827 |
| Net interest income | $479,000 | 7,747 |
| Provision for loan and lease losses | $12,000 | 6,231 |
| Total noninterest income | $448,000 | 3,760 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $50,000 | 5,955 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $398,000 | 2,601 |
| Total noninterest expense | $795,000 | 6,805 |
| Salaries and employee benefits | $394,000 | 6,992 |
| Premises and equipment expense | $121,000 | 6,359 |
| Additional noninterest expense | $280,000 | 6,358 |
| Pre-tax net operating income | $120,000 | 6,299 |
| Securities gains (losses) | $1,000 | 3,084 |
| Applicable income taxes | $29,000 | 4,452 |
| Income before extraordinary items | $92,000 | 6,402 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $92,000 | 6,402 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 5,124 |
| Cash dividends | $196,000 | 3,493 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $91,240 | 6,346 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $389,000 | 7,870 |
| Total interest expense | $139,000 | 7,874 |
| Net interest income | $250,000 | 7,741 |
| Provision for loan and lease losses | $6,000 | 5,669 |
| Total noninterest income | $184,000 | 4,176 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $24,000 | 5,995 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $160,000 | 2,933 |
| Total noninterest expense | $378,000 | 6,941 |
| Salaries and employee benefits | $184,000 | 7,152 |
| Premises and equipment expense | $63,000 | 6,324 |
| Additional noninterest expense | $131,000 | 6,512 |
| Pre-tax net operating income | $50,000 | 6,610 |
| Securities gains (losses) | $1,000 | 2,556 |
| Applicable income taxes | $10,000 | 4,802 |
| Income before extraordinary items | $41,000 | 6,705 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $41,000 | 6,706 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $196,000 | 2,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $40,200 | 6,623 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $1,751,000 | 7,734 |
| Total interest expense | $624,000 | 7,779 |
| Net interest income | $1,127,000 | 7,587 |
| Provision for loan and lease losses | $16,000 | 6,415 |
| Total noninterest income | $1,058,000 | 3,431 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $97,000 | 6,051 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $961,000 | 2,273 |
| Total noninterest expense | $1,797,000 | 6,477 |
| Salaries and employee benefits | $924,000 | 6,622 |
| Premises and equipment expense | $251,000 | 6,249 |
| Additional noninterest expense | $622,000 | 6,050 |
| Pre-tax net operating income | $372,000 | 6,350 |
| Securities gains (losses) | $-19,000 | 7,745 |
| Applicable income taxes | $91,000 | 4,544 |
| Income before extraordinary items | $262,000 | 6,559 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $262,000 | 6,558 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 5,777 |
| Cash dividends | $192,000 | 4,955 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $276,060 | 6,500 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $1,323,000 | 7,761 |
| Total interest expense | $468,000 | 7,819 |
| Net interest income | $855,000 | 7,628 |
| Provision for loan and lease losses | $10,000 | 6,151 |
| Total noninterest income | $791,000 | 3,419 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $74,000 | 6,074 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $717,000 | 2,281 |
| Total noninterest expense | $1,312,000 | 6,541 |
| Salaries and employee benefits | $690,000 | 6,632 |
| Premises and equipment expense | $194,000 | 6,145 |
| Additional noninterest expense | $428,000 | 6,219 |
| Pre-tax net operating income | $324,000 | 6,473 |
| Securities gains (losses) | $-19,000 | 7,946 |
| Applicable income taxes | $71,000 | 4,709 |
| Income before extraordinary items | $234,000 | 6,635 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $234,000 | 6,632 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 4,961 |
| Cash dividends | $192,000 | 4,174 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $248,630 | 6,559 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $856,000 | 7,851 |
| Total interest expense | $300,000 | 7,895 |
| Net interest income | $556,000 | 7,706 |
| Provision for loan and lease losses | $6,000 | 5,907 |
| Total noninterest income | $531,000 | 3,437 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $49,000 | 6,112 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $482,000 | 2,307 |
| Total noninterest expense | $899,000 | 6,521 |
| Salaries and employee benefits | $502,000 | 6,473 |
| Premises and equipment expense | $140,000 | 5,987 |
| Additional noninterest expense | $257,000 | 6,518 |
| Pre-tax net operating income | $182,000 | 6,743 |
| Securities gains (losses) | $-19,000 | 8,128 |
| Applicable income taxes | $41,000 | 4,901 |
| Income before extraordinary items | $122,000 | 6,959 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $122,000 | 6,959 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 4,997 |
| Cash dividends | $192,000 | 3,720 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $136,250 | 6,840 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $414,000 | 7,946 |
| Total interest expense | $143,000 | 7,980 |
| Net interest income | $271,000 | 7,785 |
| Provision for loan and lease losses | $3,000 | 5,535 |
| Total noninterest income | $201,000 | 4,008 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $23,000 | 6,169 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $178,000 | 2,727 |
| Total noninterest expense | $411,000 | 6,767 |
| Salaries and employee benefits | $225,000 | 6,771 |
| Premises and equipment expense | $70,000 | 6,029 |
| Additional noninterest expense | $116,000 | 6,783 |
| Pre-tax net operating income | $58,000 | 7,191 |
| Securities gains (losses) | $-19,000 | 8,368 |
| Applicable income taxes | $6,000 | 5,609 |
| Income before extraordinary items | $33,000 | 7,419 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $33,000 | 7,418 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $192,000 | 2,508 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $49,150 | 7,156 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $1,819,000 | 7,681 |
| Total interest expense | $655,000 | 7,599 |
| Net interest income | $1,164,000 | 7,626 |
| Provision for loan and lease losses | $12,000 | 6,496 |
| Total noninterest income | $713,000 | 4,317 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $88,000 | 6,312 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $625,000 | 2,941 |
| Total noninterest expense | $1,525,000 | 6,852 |
| Salaries and employee benefits | $871,000 | 6,748 |
| Premises and equipment expense | $262,000 | 6,089 |
| Additional noninterest expense | $392,000 | 7,111 |
| Pre-tax net operating income | $340,000 | 6,987 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $86,000 | 5,096 |
| Income before extraordinary items | $254,000 | 7,086 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $254,000 | 7,086 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $49,000 | 4,076 |
| Cash dividends | $139,000 | 5,249 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $254,000 | 7,083 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $1,355,000 | 7,745 |
| Total interest expense | $487,000 | 7,624 |
| Net interest income | $868,000 | 7,710 |
| Provision for loan and lease losses | $9,000 | 6,392 |
| Total noninterest income | $529,000 | 4,343 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $67,000 | 6,374 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $462,000 | 2,974 |
| Total noninterest expense | $1,139,000 | 6,865 |
| Salaries and employee benefits | $637,000 | 6,791 |
| Premises and equipment expense | $198,000 | 6,104 |
| Additional noninterest expense | $304,000 | 7,064 |
| Pre-tax net operating income | $249,000 | 7,228 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $63,000 | 5,287 |
| Income before extraordinary items | $186,000 | 7,288 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $186,000 | 7,291 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $49,000 | 3,204 |
| Cash dividends | $139,000 | 4,529 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $186,000 | 7,286 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $888,000 | 7,784 |
| Total interest expense | $312,000 | 7,654 |
| Net interest income | $576,000 | 7,768 |
| Provision for loan and lease losses | $6,000 | 6,150 |
| Total noninterest income | $327,000 | 4,514 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $42,000 | 6,470 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $285,000 | 3,111 |
| Total noninterest expense | $742,000 | 6,964 |
| Salaries and employee benefits | $413,000 | 6,902 |
| Premises and equipment expense | $131,000 | 6,128 |
| Additional noninterest expense | $198,000 | 7,120 |
| Pre-tax net operating income | $155,000 | 7,354 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $39,000 | 5,403 |
| Income before extraordinary items | $116,000 | 7,421 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $116,000 | 7,422 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $48,000 | 2,531 |
| Cash dividends | $139,000 | 4,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $116,000 | 7,425 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $430,000 | 7,841 |
| Total interest expense | $153,000 | 7,652 |
| Net interest income | $277,000 | 7,840 |
| Provision for loan and lease losses | $3,000 | 5,795 |
| Total noninterest income | $149,000 | 4,696 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $20,000 | 6,506 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $129,000 | 3,249 |
| Total noninterest expense | $376,000 | 6,932 |
| Salaries and employee benefits | $206,000 | 6,914 |
| Premises and equipment expense | $67,000 | 6,079 |
| Additional noninterest expense | $103,000 | 7,021 |
| Pre-tax net operating income | $47,000 | 7,733 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $6,000 | 6,016 |
| Income before extraordinary items | $41,000 | 7,673 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $41,000 | 7,673 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $41,000 | 1,662 |
| Cash dividends | $139,000 | 2,811 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $41,000 | 7,675 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $1,393,000 | 7,998 |
| Total interest expense | $279,000 | 8,239 |
| Net interest income | $1,114,000 | 7,795 |
| Provision for loan and lease losses | $12,000 | 6,720 |
| Total noninterest income | $677,000 | 4,474 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $95,000 | 6,353 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $582,000 | 3,119 |
| Total noninterest expense | $1,517,000 | 6,854 |
| Salaries and employee benefits | $865,000 | 6,735 |
| Premises and equipment expense | $269,000 | 6,017 |
| Additional noninterest expense | $383,000 | 7,167 |
| Pre-tax net operating income | $262,000 | 7,519 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $77,000 | 5,577 |
| Income before extraordinary items | $185,000 | 7,654 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $185,000 | 7,656 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 6,503 |
| Cash dividends | $188,000 | 4,986 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $185,000 | 7,620 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $1,031,000 | 8,040 |
| Total interest expense | $201,000 | 8,271 |
| Net interest income | $830,000 | 7,852 |
| Provision for loan and lease losses | $9,000 | 6,548 |
| Total noninterest income | $497,000 | 4,556 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $75,000 | 6,328 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $422,000 | 3,191 |
| Total noninterest expense | $1,106,000 | 6,928 |
| Salaries and employee benefits | $623,000 | 6,825 |
| Premises and equipment expense | $198,000 | 6,061 |
| Additional noninterest expense | $285,000 | 7,205 |
| Pre-tax net operating income | $212,000 | 7,578 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $60,000 | 5,664 |
| Income before extraordinary items | $152,000 | 7,701 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $152,000 | 7,702 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 5,995 |
| Cash dividends | $188,000 | 4,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $152,000 | 7,666 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $670,000 | 8,076 |
| Total interest expense | $120,000 | 8,334 |
| Net interest income | $550,000 | 7,868 |
| Provision for loan and lease losses | $6,000 | 6,298 |
| Total noninterest income | $336,000 | 4,484 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $49,000 | 6,343 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $287,000 | 3,150 |
| Total noninterest expense | $770,000 | 6,825 |
| Salaries and employee benefits | $426,000 | 6,775 |
| Premises and equipment expense | $142,000 | 5,866 |
| Additional noninterest expense | $202,000 | 7,063 |
| Pre-tax net operating income | $110,000 | 7,802 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $27,000 | 5,937 |
| Income before extraordinary items | $83,000 | 7,864 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $83,000 | 7,862 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 7,656 |
| Cash dividends | $188,000 | 3,621 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $83,000 | 7,825 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $327,000 | 8,162 |
| Total interest expense | $57,000 | 8,422 |
| Net interest income | $270,000 | 7,965 |
| Provision for loan and lease losses | $3,000 | 5,957 |
| Total noninterest income | $186,000 | 4,166 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $25,000 | 6,268 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $161,000 | 2,845 |
| Total noninterest expense | $382,000 | 6,887 |
| Salaries and employee benefits | $192,000 | 7,082 |
| Premises and equipment expense | $79,000 | 5,599 |
| Additional noninterest expense | $111,000 | 6,877 |
| Pre-tax net operating income | $71,000 | 7,616 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $23,000 | 5,547 |
| Income before extraordinary items | $48,000 | 7,799 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $48,000 | 7,798 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 7,691 |
| Cash dividends | $188,000 | 2,306 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $48,000 | 7,771 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $1,363,000 | 8,045 |
| Total interest expense | $237,000 | 8,344 |
| Net interest income | $1,126,000 | 7,851 |
| Provision for loan and lease losses | $14,000 | 6,903 |
| Total noninterest income | $464,000 | 5,447 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $102,000 | 6,451 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $362,000 | 3,897 |
| Total noninterest expense | $1,271,000 | 7,318 |
| Salaries and employee benefits | $731,000 | 7,175 |
| Premises and equipment expense | $210,000 | 6,637 |
| Additional noninterest expense | $330,000 | 7,531 |
| Pre-tax net operating income | $305,000 | 7,420 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $55,000 | 5,989 |
| Income before extraordinary items | $250,000 | 7,426 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $250,000 | 7,426 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,973 |
| Cash dividends | $164,000 | 5,092 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $250,000 | 7,371 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $999,000 | 8,106 |
| Total interest expense | $178,000 | 8,384 |
| Net interest income | $821,000 | 7,929 |
| Provision for loan and lease losses | $11,000 | 6,669 |
| Total noninterest income | $285,000 | 5,945 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $76,000 | 6,505 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $209,000 | 4,407 |
| Total noninterest expense | $864,000 | 7,496 |
| Salaries and employee benefits | $469,000 | 7,508 |
| Premises and equipment expense | $146,000 | 6,792 |
| Additional noninterest expense | $249,000 | 7,503 |
| Pre-tax net operating income | $231,000 | 7,546 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $40,000 | 6,113 |
| Income before extraordinary items | $191,000 | 7,543 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $191,000 | 7,543 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,496 |
| Cash dividends | $164,000 | 4,211 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $191,000 | 7,484 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $647,000 | 8,204 |
| Total interest expense | $117,000 | 8,446 |
| Net interest income | $530,000 | 8,013 |
| Provision for loan and lease losses | $8,000 | 6,484 |
| Total noninterest income | $66,000 | 7,857 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $49,000 | 6,572 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $17,000 | 7,905 |
| Total noninterest expense | $504,000 | 7,813 |
| Salaries and employee benefits | $270,000 | 7,892 |
| Premises and equipment expense | $97,000 | 6,845 |
| Additional noninterest expense | $137,000 | 7,890 |
| Pre-tax net operating income | $84,000 | 8,041 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $9,000 | 6,693 |
| Income before extraordinary items | $75,000 | 8,031 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $75,000 | 8,033 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,017 |
| Cash dividends | $164,000 | 3,687 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $75,000 | 7,971 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $317,000 | 8,281 |
| Total interest expense | $60,000 | 8,485 |
| Net interest income | $257,000 | 8,093 |
| Provision for loan and lease losses | $5,000 | 6,071 |
| Total noninterest income | $33,000 | 7,851 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $26,000 | 6,426 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $7,000 | 8,076 |
| Total noninterest expense | $253,000 | 7,863 |
| Salaries and employee benefits | $136,000 | 7,906 |
| Premises and equipment expense | $49,000 | 6,832 |
| Additional noninterest expense | $68,000 | 7,939 |
| Pre-tax net operating income | $32,000 | 8,152 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $7,000 | 6,445 |
| Income before extraordinary items | $25,000 | 8,233 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $25,000 | 8,234 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $165,000 | 2,378 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $25,000 | 8,167 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $1,324,000 | 8,255 |
| Total interest expense | $253,000 | 8,598 |
| Net interest income | $1,071,000 | 8,004 |
| Provision for loan and lease losses | $24,000 | 6,956 |
| Total noninterest income | $180,000 | 7,523 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $104,000 | 6,497 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $76,000 | 6,964 |
| Total noninterest expense | $937,000 | 8,014 |
| Salaries and employee benefits | $523,000 | 8,002 |
| Premises and equipment expense | $200,000 | 6,773 |
| Additional noninterest expense | $214,000 | 8,351 |
| Pre-tax net operating income | $290,000 | 7,470 |
| Securities gains (losses) | $47,000 | 2,570 |
| Applicable income taxes | $118,000 | 5,544 |
| Income before extraordinary items | $219,000 | 7,682 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $219,000 | 7,684 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 6,674 |
| Cash dividends | $150,000 | 5,213 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $188,450 | 7,689 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $986,000 | 8,358 |
| Total interest expense | $192,000 | 8,704 |
| Net interest income | $794,000 | 8,094 |
| Provision for loan and lease losses | $18,000 | 6,830 |
| Total noninterest income | $129,000 | 7,643 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $77,000 | 6,567 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $52,000 | 7,154 |
| Total noninterest expense | $696,000 | 8,033 |
| Salaries and employee benefits | $387,000 | 7,999 |
| Premises and equipment expense | $148,000 | 6,819 |
| Additional noninterest expense | $161,000 | 8,359 |
| Pre-tax net operating income | $209,000 | 7,675 |
| Securities gains (losses) | $35,000 | 2,583 |
| Applicable income taxes | $87,000 | 5,724 |
| Income before extraordinary items | $157,000 | 7,853 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $157,000 | 7,854 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 5,966 |
| Cash dividends | $150,000 | 4,365 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $134,600 | 7,875 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $652,000 | 8,432 |
| Total interest expense | $132,000 | 8,751 |
| Net interest income | $520,000 | 8,156 |
| Provision for loan and lease losses | $12,000 | 6,682 |
| Total noninterest income | $85,000 | 7,678 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $51,000 | 6,554 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $34,000 | 7,176 |
| Total noninterest expense | $453,000 | 8,091 |
| Salaries and employee benefits | $259,000 | 8,018 |
| Premises and equipment expense | $92,000 | 6,967 |
| Additional noninterest expense | $102,000 | 8,421 |
| Pre-tax net operating income | $140,000 | 7,680 |
| Securities gains (losses) | $21,000 | 2,589 |
| Applicable income taxes | $43,000 | 6,041 |
| Income before extraordinary items | $118,000 | 7,771 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $118,000 | 7,772 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 5,737 |
| Cash dividends | $150,000 | 3,830 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $102,670 | 7,761 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $323,000 | 8,516 |
| Total interest expense | $69,000 | 8,796 |
| Net interest income | $254,000 | 8,223 |
| Provision for loan and lease losses | $6,000 | 6,408 |
| Total noninterest income | $36,000 | 7,906 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $22,000 | 6,745 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $14,000 | 7,447 |
| Total noninterest expense | $232,000 | 8,078 |
| Salaries and employee benefits | $129,000 | 8,056 |
| Premises and equipment expense | $49,000 | 6,835 |
| Additional noninterest expense | $54,000 | 8,376 |
| Pre-tax net operating income | $52,000 | 7,969 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $11,000 | 6,507 |
| Income before extraordinary items | $41,000 | 8,078 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $41,000 | 8,077 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 4,678 |
| Cash dividends | $150,000 | 2,511 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $41,000 | 7,929 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $1,510,000 | 8,367 |
| Total interest expense | $419,000 | 8,605 |
| Net interest income | $1,091,000 | 8,127 |
| Provision for loan and lease losses | $24,000 | 7,371 |
| Total noninterest income | $140,000 | 7,936 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $103,000 | 6,527 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $37,000 | 7,965 |
| Total noninterest expense | $934,000 | 8,074 |
| Salaries and employee benefits | $508,000 | 8,114 |
| Premises and equipment expense | $172,000 | 7,138 |
| Additional noninterest expense | $254,000 | 8,147 |
| Pre-tax net operating income | $273,000 | 7,660 |
| Securities gains (losses) | $45,000 | 2,504 |
| Applicable income taxes | $118,000 | 5,800 |
| Income before extraordinary items | $200,000 | 7,844 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $200,000 | 7,845 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $28,000 | 5,979 |
| Cash dividends | $165,000 | 5,090 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $171,200 | 7,882 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $1,746,000 | 8,480 |
| Total interest expense | $692,000 | 8,636 |
| Net interest income | $1,054,000 | 8,179 |
| Provision for loan and lease losses | $12,000 | 7,834 |
| Total noninterest income | $137,000 | 8,008 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $99,000 | 6,593 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $38,000 | 8,088 |
| Total noninterest expense | $835,000 | 8,376 |
| Salaries and employee benefits | $495,000 | 8,206 |
| Premises and equipment expense | $165,000 | 7,288 |
| Additional noninterest expense | $175,000 | 8,858 |
| Pre-tax net operating income | $344,000 | 7,215 |
| Securities gains (losses) | $7,000 | 3,779 |
| Applicable income taxes | $131,000 | 5,653 |
| Income before extraordinary items | $220,000 | 7,604 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $220,000 | 7,608 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 6,867 |
| Cash dividends | $215,000 | 4,904 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $215,520 | 7,502 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $1,884,000 | 8,526 |
| Total interest expense | $677,000 | 8,908 |
| Net interest income | $1,207,000 | 8,056 |
| Provision for loan and lease losses | $12,000 | 7,853 |
| Total noninterest income | $118,000 | 8,331 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $91,000 | 6,741 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $27,000 | 8,667 |
| Total noninterest expense | $847,000 | 8,433 |
| Salaries and employee benefits | $505,000 | 8,215 |
| Premises and equipment expense | $160,000 | 7,430 |
| Additional noninterest expense | $182,000 | 8,957 |
| Pre-tax net operating income | $466,000 | 7,169 |
| Securities gains (losses) | $-27,000 | 8,889 |
| Applicable income taxes | $152,000 | 5,885 |
| Income before extraordinary items | $287,000 | 7,549 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $287,000 | 7,548 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 6,934 |
| Cash dividends | $181,000 | 5,272 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $304,550 | 7,448 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $1,691,000 | 8,840 |
| Total interest expense | $607,000 | 9,186 |
| Net interest income | $1,084,000 | 8,439 |
| Provision for loan and lease losses | $12,000 | 7,978 |
| Total noninterest income | $101,000 | 8,805 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $77,000 | 7,196 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $24,000 | 9,087 |
| Total noninterest expense | $820,000 | 8,673 |
| Salaries and employee benefits | $492,000 | 8,380 |
| Premises and equipment expense | $161,000 | 7,475 |
| Additional noninterest expense | $167,000 | 9,364 |
| Pre-tax net operating income | $353,000 | 7,820 |
| Securities gains (losses) | $5,000 | 2,145 |
| Applicable income taxes | $117,000 | 6,695 |
| Income before extraordinary items | $241,000 | 7,996 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $241,000 | 7,994 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,897 |
| Cash dividends | $149,000 | 5,690 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $237,650 | 7,997 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $1,736,000 | 9,013 |
| Total interest expense | $721,000 | 9,147 |
| Net interest income | $1,015,000 | 8,757 |
| Provision for loan and lease losses | $12,000 | 8,074 |
| Total noninterest income | $76,000 | 9,418 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $64,000 | 7,680 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $12,000 | 9,880 |
| Total noninterest expense | $834,000 | 8,656 |
| Salaries and employee benefits | $464,000 | 8,581 |
| Premises and equipment expense | $180,000 | 7,052 |
| Additional noninterest expense | $190,000 | 9,239 |
| Pre-tax net operating income | $245,000 | 8,692 |
| Securities gains (losses) | $50,000 | 1,732 |
| Applicable income taxes | $97,000 | 7,577 |
| Income before extraordinary items | $198,000 | 8,637 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $198,000 | 8,636 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 7,392 |
| Cash dividends | $175,000 | 5,577 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $164,500 | 8,814 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $1,723,000 | 9,393 |
| Total interest expense | $656,000 | 9,670 |
| Net interest income | $1,067,000 | 9,025 |
| Provision for loan and lease losses | $12,000 | 8,256 |
| Total noninterest income | $76,000 | 9,837 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $60,000 | 8,145 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $16,000 | 10,083 |
| Total noninterest expense | $760,000 | 9,190 |
| Salaries and employee benefits | $438,000 | 9,024 |
| Premises and equipment expense | $177,000 | 7,240 |
| Additional noninterest expense | $145,000 | 10,058 |
| Pre-tax net operating income | $371,000 | 8,605 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $138,000 | 7,787 |
| Income before extraordinary items | $233,000 | 8,887 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $233,000 | 8,892 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 6,572 |
| Cash dividends | $189,000 | 5,537 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $233,000 | 8,856 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $1,811,000 | 9,638 |
| Total interest expense | $691,000 | 9,990 |
| Net interest income | $1,120,000 | 9,235 |
| Provision for loan and lease losses | $6,000 | 8,753 |
| Total noninterest income | $70,000 | 10,476 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $54,000 | 8,722 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $16,000 | 10,642 |
| Total noninterest expense | $752,000 | 9,622 |
| Salaries and employee benefits | $444,000 | 9,291 |
| Premises and equipment expense | $175,000 | 7,528 |
| Additional noninterest expense | $133,000 | 10,756 |
| Pre-tax net operating income | $432,000 | 8,318 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $160,000 | 7,726 |
| Income before extraordinary items | $272,000 | 8,653 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $272,000 | 8,651 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $43,000 | 5,598 |
| Cash dividends | $190,000 | 5,589 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $272,000 | 8,581 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $1,711,000 | 10,160 |
| Total interest expense | $695,000 | 10,327 |
| Net interest income | $1,016,000 | 9,894 |
| Provision for loan and lease losses | $6,000 | 8,588 |
| Total noninterest income | $83,000 | 10,670 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $62,000 | 8,863 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $21,000 | 10,833 |
| Total noninterest expense | $772,000 | 9,896 |
| Salaries and employee benefits | $424,000 | 9,745 |
| Premises and equipment expense | $165,000 | 7,915 |
| Additional noninterest expense | $183,000 | 10,646 |
| Pre-tax net operating income | $321,000 | 9,598 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $110,000 | 8,977 |
| Income before extraordinary items | $211,000 | 9,816 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $211,000 | 9,820 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 6,354 |
| Cash dividends | $204,000 | 5,413 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $211,000 | 9,784 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,671,000 | 10,406 |
| Total interest expense | $554,000 | 10,834 |
| Net interest income | $1,117,000 | 10,011 |
| Provision for loan and lease losses | $19,000 | 7,864 |
| Total noninterest income | $77,000 | 11,331 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $55,000 | 9,512 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $22,000 | 11,301 |
| Total noninterest expense | $820,000 | 10,146 |
| Salaries and employee benefits | $432,000 | 9,989 |
| Premises and equipment expense | $161,000 | 8,273 |
| Additional noninterest expense | $227,000 | 10,811 |
| Pre-tax net operating income | $355,000 | 9,695 |
| Securities gains (losses) | $57,000 | 1,075 |
| Applicable income taxes | $140,000 | 8,513 |
| Income before extraordinary items | $272,000 | 9,466 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $272,000 | 9,474 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 6,934 |
| Cash dividends | $129,000 | 6,412 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $234,380 | 9,942 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,489,000 | 11,265 |
| Total interest expense | $521,000 | 11,585 |
| Net interest income | $968,000 | 10,890 |
| Provision for loan and lease losses | $6,000 | 10,012 |
| Total noninterest income | $86,000 | 11,666 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $63,000 | 9,580 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $23,000 | 11,812 |
| Total noninterest expense | $635,000 | 11,462 |
| Salaries and employee benefits | $353,000 | 11,117 |
| Premises and equipment expense | $107,000 | 10,233 |
| Additional noninterest expense | $175,000 | 12,089 |
| Pre-tax net operating income | $413,000 | 9,309 |
| Securities gains (losses) | $-14,000 | 12,848 |
| Applicable income taxes | $137,000 | 8,929 |
| Income before extraordinary items | $262,000 | 9,902 |
| Extraordinary gains, net | $-90,000 | 12,892 |
| Net income | $172,000 | 11,057 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 9,922 |
| Cash dividends | $85,000 | 7,214 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $271,240 | 9,549 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $828,000 | 13,305 |
| Total interest expense | $380,000 | 13,259 |
| Net interest income | $448,000 | 13,242 |
| Provision for loan and lease losses | $6,000 | 11,435 |
| Total noninterest income | $75,000 | 12,416 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $44,000 | 10,547 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $31,000 | 11,703 |
| Total noninterest expense | $356,000 | 13,380 |
| Salaries and employee benefits | $201,000 | 13,150 |
| Premises and equipment expense | $76,000 | 11,645 |
| Additional noninterest expense | $79,000 | 13,696 |
| Pre-tax net operating income | $161,000 | 11,414 |
| Securities gains (losses) | $1,000 | 7,986 |
| Applicable income taxes | $47,000 | 11,335 |
| Income before extraordinary items | $115,000 | 11,737 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $115,000 | 11,810 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 10,870 |
| Cash dividends | $200,000 | 4,982 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $114,290 | 11,437 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.