Home > United Credit National Bank > Income and Expense
United Credit National Bank, Income and Expense
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $98,736,000 | 412 |
| Total interest expense | $10,647,000 | 1,603 |
| Net interest income | $88,089,000 | 270 |
| Provision for loan and lease losses | $154,437,000 | 38 |
| Total noninterest income | $13,797,000 | 472 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $0 | 8,617 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $13,797,000 | 361 |
| Total noninterest expense | $21,010,000 | 731 |
| Salaries and employee benefits | $0 | 9,881 |
| Premises and equipment expense | $0 | 9,865 |
| Additional noninterest expense | $21,010,000 | 333 |
| Pre-tax net operating income | $-73,561,000 | 9,912 |
| Securities gains (losses) | $-5,425,000 | 9,840 |
| Applicable income taxes | $265,000 | 4,854 |
| Income before extraordinary items | $-79,251,000 | 9,896 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $-79,251,000 | 9,896 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $152,034,000 | 33 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $137,120,000 | 6 |
| Net operating income | $-73,826,000 | 9,896 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $147,768,000 | 295 |
| Total interest expense | $9,968,000 | 1,495 |
| Net interest income | $137,800,000 | 193 |
| Provision for loan and lease losses | $200,653,000 | 23 |
| Total noninterest income | $37,553,000 | 266 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 8,885 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $37,553,000 | 205 |
| Total noninterest expense | $75,125,000 | 265 |
| Salaries and employee benefits | $0 | 10,208 |
| Premises and equipment expense | $0 | 10,185 |
| Additional noninterest expense | $75,125,000 | 156 |
| Pre-tax net operating income | $-100,425,000 | 10,239 |
| Securities gains (losses) | $-3,484,000 | 10,189 |
| Applicable income taxes | $-2,982,000 | 10,208 |
| Income before extraordinary items | $-100,927,000 | 10,221 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $-100,927,000 | 10,221 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $105,210,000 | 39 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $36,705,000 | 23 |
| Net operating income | $-97,547,520 | 10,221 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $39,060,000 | 860 |
| Total interest expense | $2,570,000 | 5,262 |
| Net interest income | $36,490,000 | 518 |
| Provision for loan and lease losses | $32,244,000 | 100 |
| Total noninterest income | $18,844,000 | 397 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 9,085 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $18,844,000 | 305 |
| Total noninterest expense | $15,411,000 | 907 |
| Salaries and employee benefits | $0 | 10,448 |
| Premises and equipment expense | $0 | 10,432 |
| Additional noninterest expense | $15,411,000 | 421 |
| Pre-tax net operating income | $7,679,000 | 1,000 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $2,864,000 | 911 |
| Income before extraordinary items | $4,815,000 | 1,120 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $4,815,000 | 1,120 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,777,000 | 125 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $4,815,000 | 1,085 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $1,625,000 | 9,525 |
| Total interest expense | $37,000 | 10,841 |
| Net interest income | $1,588,000 | 7,806 |
| Provision for loan and lease losses | $1,580,000 | 706 |
| Total noninterest income | $1,405,000 | 2,323 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 9,486 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,405,000 | 1,385 |
| Total noninterest expense | $1,101,000 | 8,000 |
| Salaries and employee benefits | $0 | 10,906 |
| Premises and equipment expense | $0 | 10,895 |
| Additional noninterest expense | $1,101,000 | 3,593 |
| Pre-tax net operating income | $312,000 | 8,930 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $119,000 | 8,109 |
| Income before extraordinary items | $193,000 | 9,220 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $193,000 | 9,223 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 8,223 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $5,000,000 | 200 |
| Net operating income | $193,000 | 9,178 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.