Home > United Credit Card Bank > Income and Expense
United Credit Card Bank, Income and Expense
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $106,000 | 10,406 |
| Total interest expense | $15,000 | 10,393 |
| Net interest income | $91,000 | 10,389 |
| Provision for loan and lease losses | $0 | 8,652 |
| Total noninterest income | $422,000 | 5,440 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 9,085 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $422,000 | 3,321 |
| Total noninterest expense | $636,000 | 9,316 |
| Salaries and employee benefits | $183,000 | 10,176 |
| Premises and equipment expense | $18,000 | 10,330 |
| Additional noninterest expense | $435,000 | 6,929 |
| Pre-tax net operating income | $-123,000 | 9,929 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $-44,000 | 10,124 |
| Income before extraordinary items | $-79,000 | 9,939 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $-79,000 | 9,936 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,132 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $2,000,000 | 377 |
| Net operating income | $-79,000 | 9,897 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.