Home > United Counties Trust Company > Income and Expense
United Counties Trust Company, Income and Expense
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $101,186,000 | 449 |
| Total interest expense | $40,851,000 | 520 |
| Net interest income | $60,335,000 | 389 |
| Provision for loan and lease losses | $-500,000 | 11,902 |
| Total noninterest income | $5,474,000 | 900 |
| Gross Fiduciary activities income | $1,050,000 | 527 |
| Service charges on deposit accounts | $2,955,000 | 498 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $1,469,000 | 1,387 |
| Total noninterest expense | $33,130,000 | 536 |
| Salaries and employee benefits | $20,093,000 | 401 |
| Premises and equipment expense | $5,132,000 | 475 |
| Additional noninterest expense | $7,905,000 | 803 |
| Pre-tax net operating income | $33,179,000 | 331 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $11,074,000 | 351 |
| Income before extraordinary items | $22,105,000 | 331 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $22,105,000 | 330 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-446,000 | 11,924 |
| Cash dividends | $27,858,000 | 198 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $22,105,000 | 322 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $100,209,000 | 400 |
| Total interest expense | $34,690,000 | 487 |
| Net interest income | $65,519,000 | 351 |
| Provision for loan and lease losses | $-825,000 | 12,518 |
| Total noninterest income | $7,195,000 | 730 |
| Gross Fiduciary activities income | $1,127,000 | 502 |
| Service charges on deposit accounts | $3,060,000 | 470 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $3,008,000 | 871 |
| Total noninterest expense | $37,687,000 | 486 |
| Salaries and employee benefits | $20,754,000 | 380 |
| Premises and equipment expense | $5,459,000 | 452 |
| Additional noninterest expense | $11,474,000 | 632 |
| Pre-tax net operating income | $35,852,000 | 297 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $12,421,000 | 289 |
| Income before extraordinary items | $23,431,000 | 296 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $23,431,000 | 295 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-902,000 | 12,571 |
| Cash dividends | $8,211,000 | 397 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $23,431,000 | 300 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $101,358,000 | 390 |
| Total interest expense | $33,445,000 | 489 |
| Net interest income | $67,913,000 | 337 |
| Provision for loan and lease losses | $175,000 | 4,260 |
| Total noninterest income | $8,549,000 | 680 |
| Gross Fiduciary activities income | $1,101,000 | 522 |
| Service charges on deposit accounts | $3,279,000 | 445 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $4,169,000 | 780 |
| Total noninterest expense | $38,937,000 | 492 |
| Salaries and employee benefits | $21,001,000 | 376 |
| Premises and equipment expense | $5,577,000 | 458 |
| Additional noninterest expense | $12,359,000 | 652 |
| Pre-tax net operating income | $37,350,000 | 262 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $13,551,000 | 248 |
| Income before extraordinary items | $23,799,000 | 279 |
| Extraordinary gains, net | $-579,000 | 13,177 |
| Net income | $23,220,000 | 294 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $91,000 | 4,760 |
| Cash dividends | $9,219,000 | 307 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $23,799,000 | 267 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $107,464,000 | 412 |
| Total interest expense | $45,534,000 | 470 |
| Net interest income | $61,930,000 | 369 |
| Provision for loan and lease losses | $1,557,000 | 1,366 |
| Total noninterest income | $9,687,000 | 611 |
| Gross Fiduciary activities income | $1,200,000 | 499 |
| Service charges on deposit accounts | $3,472,000 | 421 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $5,015,000 | 678 |
| Total noninterest expense | $38,424,000 | 497 |
| Salaries and employee benefits | $18,412,000 | 412 |
| Premises and equipment expense | $5,642,000 | 469 |
| Additional noninterest expense | $14,370,000 | 589 |
| Pre-tax net operating income | $31,636,000 | 239 |
| Securities gains (losses) | $72,000 | 3,538 |
| Applicable income taxes | $10,568,000 | 262 |
| Income before extraordinary items | $21,140,000 | 265 |
| Extraordinary gains, net | $-4,031,000 | 13,907 |
| Net income | $17,109,000 | 312 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $319,000 | 3,218 |
| Cash dividends | $7,036,000 | 282 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $21,091,760 | 234 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.