Home > United Community Bank White County > Income and Expense
United Community Bank White County, Income and Expense
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $16,640,000 | 2,060 |
| Total interest expense | $8,252,000 | 1,966 |
| Net interest income | $8,388,000 | 2,127 |
| Provision for loan and lease losses | $381,000 | 2,729 |
| Total noninterest income | $1,072,000 | 3,179 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $559,000 | 2,592 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $513,000 | 3,084 |
| Total noninterest expense | $5,516,000 | 2,561 |
| Salaries and employee benefits | $2,598,000 | 2,853 |
| Premises and equipment expense | $490,000 | 3,943 |
| Additional noninterest expense | $2,428,000 | 1,869 |
| Pre-tax net operating income | $3,563,000 | 1,953 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $1,173,000 | 1,850 |
| Income before extraordinary items | $2,390,000 | 2,175 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $2,390,000 | 2,178 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $282,000 | 2,334 |
| Cash dividends | $990,000 | 2,288 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $2,390,000 | 2,107 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $17,780,000 | 1,985 |
| Total interest expense | $10,417,000 | 1,649 |
| Net interest income | $7,363,000 | 2,409 |
| Provision for loan and lease losses | $452,000 | 2,052 |
| Total noninterest income | $1,013,000 | 3,094 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $562,000 | 2,433 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $451,000 | 3,111 |
| Total noninterest expense | $4,727,000 | 2,866 |
| Salaries and employee benefits | $2,262,000 | 3,105 |
| Premises and equipment expense | $489,000 | 3,858 |
| Additional noninterest expense | $1,976,000 | 2,190 |
| Pre-tax net operating income | $3,197,000 | 2,260 |
| Securities gains (losses) | $-249,000 | 9,607 |
| Applicable income taxes | $957,000 | 2,203 |
| Income before extraordinary items | $1,991,000 | 2,583 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,991,000 | 2,582 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $101,000 | 3,555 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $2,160,320 | 2,375 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $14,469,000 | 2,249 |
| Total interest expense | $8,474,000 | 1,755 |
| Net interest income | $5,995,000 | 2,933 |
| Provision for loan and lease losses | $180,000 | 3,760 |
| Total noninterest income | $878,000 | 3,398 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $489,000 | 2,683 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $389,000 | 3,492 |
| Total noninterest expense | $3,824,000 | 3,450 |
| Salaries and employee benefits | $2,039,000 | 3,381 |
| Premises and equipment expense | $467,000 | 4,006 |
| Additional noninterest expense | $1,318,000 | 3,185 |
| Pre-tax net operating income | $2,869,000 | 2,510 |
| Securities gains (losses) | $282,000 | 469 |
| Applicable income taxes | $1,004,000 | 2,212 |
| Income before extraordinary items | $2,147,000 | 2,426 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $2,147,000 | 2,426 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-22,000 | 9,636 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,955,240 | 2,605 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $11,194,000 | 2,884 |
| Total interest expense | $6,023,000 | 2,511 |
| Net interest income | $5,171,000 | 3,281 |
| Provision for loan and lease losses | $0 | 8,652 |
| Total noninterest income | $728,000 | 3,868 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $415,000 | 3,034 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $313,000 | 3,928 |
| Total noninterest expense | $3,655,000 | 3,477 |
| Salaries and employee benefits | $1,883,000 | 3,526 |
| Premises and equipment expense | $437,000 | 4,120 |
| Additional noninterest expense | $1,335,000 | 3,061 |
| Pre-tax net operating income | $2,244,000 | 3,039 |
| Securities gains (losses) | $49,000 | 1,746 |
| Applicable income taxes | $709,000 | 2,995 |
| Income before extraordinary items | $1,584,000 | 3,114 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,584,000 | 3,115 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 6,386 |
| Cash dividends | $750,000 | 2,706 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,550,190 | 3,085 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $9,009,000 | 3,581 |
| Total interest expense | $4,539,000 | 3,271 |
| Net interest income | $4,470,000 | 3,835 |
| Provision for loan and lease losses | $-900,000 | 10,888 |
| Total noninterest income | $639,000 | 4,251 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $376,000 | 3,395 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $263,000 | 4,249 |
| Total noninterest expense | $3,194,000 | 3,897 |
| Salaries and employee benefits | $1,681,000 | 3,869 |
| Premises and equipment expense | $439,000 | 4,123 |
| Additional noninterest expense | $1,074,000 | 3,660 |
| Pre-tax net operating income | $2,815,000 | 2,626 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $917,000 | 2,618 |
| Income before extraordinary items | $1,898,000 | 2,705 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,898,000 | 2,704 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-176,000 | 10,801 |
| Cash dividends | $450,000 | 3,689 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,898,000 | 2,658 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $7,015,000 | 4,571 |
| Total interest expense | $3,137,000 | 4,592 |
| Net interest income | $3,878,000 | 4,444 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $537,000 | 4,924 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $356,000 | 3,699 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $181,000 | 5,448 |
| Total noninterest expense | $2,782,000 | 4,578 |
| Salaries and employee benefits | $1,368,000 | 4,668 |
| Premises and equipment expense | $384,000 | 4,687 |
| Additional noninterest expense | $1,030,000 | 4,298 |
| Pre-tax net operating income | $1,633,000 | 4,060 |
| Securities gains (losses) | $-12,000 | 10,370 |
| Applicable income taxes | $616,000 | 3,509 |
| Income before extraordinary items | $1,005,000 | 4,490 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,005,000 | 4,491 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-104,000 | 11,225 |
| Cash dividends | $2,250,000 | 1,174 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,012,680 | 4,395 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $5,901,000 | 5,269 |
| Total interest expense | $2,708,000 | 5,219 |
| Net interest income | $3,193,000 | 5,231 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $440,000 | 5,631 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $317,000 | 4,096 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $123,000 | 6,567 |
| Total noninterest expense | $2,669,000 | 4,715 |
| Salaries and employee benefits | $1,255,000 | 5,016 |
| Premises and equipment expense | $380,000 | 4,742 |
| Additional noninterest expense | $1,034,000 | 4,231 |
| Pre-tax net operating income | $964,000 | 6,134 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $136,000 | 8,513 |
| Income before extraordinary items | $828,000 | 5,312 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $828,000 | 5,309 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,000 | 6,176 |
| Cash dividends | $2,000 | 8,693 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $828,000 | 5,290 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $4,929,000 | 5,729 |
| Total interest expense | $2,117,000 | 5,343 |
| Net interest income | $2,812,000 | 5,882 |
| Provision for loan and lease losses | $75,000 | 5,153 |
| Total noninterest income | $519,000 | 5,156 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $333,000 | 4,006 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $186,000 | 5,508 |
| Total noninterest expense | $3,533,000 | 3,814 |
| Salaries and employee benefits | $1,433,000 | 4,459 |
| Premises and equipment expense | $598,000 | 3,280 |
| Additional noninterest expense | $1,502,000 | 3,286 |
| Pre-tax net operating income | $-277,000 | 12,299 |
| Securities gains (losses) | $1,000 | 3,293 |
| Applicable income taxes | $0 | 11,630 |
| Income before extraordinary items | $-276,000 | 12,261 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $-276,000 | 12,259 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-410,000 | 12,519 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $2,890,000 | 249 |
| Net operating income | $-277,000 | 12,283 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $5,677,000 | 5,193 |
| Total interest expense | $2,434,000 | 4,942 |
| Net interest income | $3,243,000 | 5,285 |
| Provision for loan and lease losses | $2,069,000 | 789 |
| Total noninterest income | $537,000 | 5,337 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $408,000 | 3,378 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $129,000 | 7,048 |
| Total noninterest expense | $3,642,000 | 3,784 |
| Salaries and employee benefits | $1,524,000 | 4,216 |
| Premises and equipment expense | $695,000 | 2,901 |
| Additional noninterest expense | $1,423,000 | 3,660 |
| Pre-tax net operating income | $-1,931,000 | 13,075 |
| Securities gains (losses) | $71,000 | 2,955 |
| Applicable income taxes | $0 | 12,141 |
| Income before extraordinary items | $-1,860,000 | 13,081 |
| Extraordinary gains, net | $88,000 | 1,693 |
| Net income | $-1,772,000 | 13,075 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,750,000 | 594 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $-1,931,000 | 13,058 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $6,825,000 | 4,932 |
| Total interest expense | $3,333,000 | 4,734 |
| Net interest income | $3,492,000 | 5,019 |
| Provision for loan and lease losses | $2,765,000 | 893 |
| Total noninterest income | $751,000 | 4,160 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $513,000 | 2,693 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $238,000 | 5,127 |
| Total noninterest expense | $3,315,000 | 4,143 |
| Salaries and employee benefits | $1,225,000 | 5,069 |
| Premises and equipment expense | $713,000 | 2,874 |
| Additional noninterest expense | $1,377,000 | 3,853 |
| Pre-tax net operating income | $-1,837,000 | 13,615 |
| Securities gains (losses) | $25,000 | 5,285 |
| Applicable income taxes | $-203,000 | 13,651 |
| Income before extraordinary items | $-1,609,000 | 13,635 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $-1,609,000 | 13,630 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,150,000 | 1,429 |
| Cash dividends | $138,000 | 5,954 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $-1,631,250 | 13,585 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.