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United Community Bank White County, Assets and Liabilities

2001-12-31Rank
# of Employees:563,020
Assets and Liabilities
Total Assets:$204,663,0002,496
Cash and due from depository institutions$9,901,0003,020
Interest-bearing balances$374,0003,952
Securities$46,387,0002,347
Federal funds sold & reverse repurchase agreements$07,110
Net loans & leases$138,904,0002,329
Loan loss allowance$1,818,0002,187
Trading account assets$0182
Bank premises and fixed assets$2,913,0003,035
Other real estate owned$20,0003,020
Goodwill and other intangibles$03,095
All other assets$6,538,0001,762
Life insurance assets$01
Total liabilities and capital$204,663,0002,496
Total liabilities$186,697,0002,469
Total deposits$151,293,0002,689
Interest-bearing deposits$135,818,0002,596
Deposits held in domestic offices$151,293,0002,683
% insured0.00%1
Federal funds purchased & repurchase agreements$9,391,0001,105
Trading liabilities$069
Other borrowed funds$24,375,0001,243
Subordinated debt$0241
All other liabilities$1,638,0002,376
Total equity capital$17,966,0002,704
Total bank equity capital$17,966,0002,704
Perpetual preferred stock$0158
Common stock$1,476,0002,385
Surplus$11,125,0001,546
Undivided profits$5,365,0004,267
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$490,0004,242
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,476
Income earned, not collected on loans$1,740,0001,918
Earning assets$185,665,0002,515
Long-term assets (5+ years)$20,155,0003,276
Average Assets, year-to-date$207,976,4002,337
Average Assets, quarterly$204,509,5002,470
Volatile liabilities$43,042,0002,003
Insider loans$5,117,000953
FHLB advances$24,375,0001,131
Loans and leases held for sale$01,749
Unused loan commitments$11,480,0003,615
Tier 1 (core) risk-based capital$17,304,0002,665
Tier 2 risk-based capital$1,771,0002,068
Total risk weighted assets$141,668,0002,356
Total unused commitments$11,480,0003,623
Derivatives$22,000,000268
2000-12-31Rank
# of Employees:582,944
Assets and Liabilities
Total Assets:$210,656,0002,320
Cash and due from depository institutions$6,713,0002,944
Interest-bearing balances$2,142,0001,616
Securities$60,529,0001,817
Federal funds sold & reverse repurchase agreements$1,200,0005,123
Net loans & leases$135,858,0002,314
Loan loss allowance$1,719,0002,182
Trading account assets$0175
Bank premises and fixed assets$2,961,0002,921
Other real estate owned$02,944
Goodwill and other intangibles$03,145
All other assets$3,395,0002,570
Life insurance assets$01
Total liabilities and capital$210,656,0002,320
Total liabilities$194,762,0002,256
Total deposits$168,989,0002,336
Interest-bearing deposits$152,605,0002,229
Deposits held in domestic offices$168,989,0002,329
% insured0.00%1
Federal funds purchased & repurchase agreements$2,000,0002,258
Trading liabilities$077
Other borrowed funds$20,975,0001,300
Subordinated debt$0239
All other liabilities$2,798,0001,565
Total equity capital$15,894,0002,926
Total bank equity capital$15,894,0002,926
Perpetual preferred stock$0178
Common stock$1,476,0002,435
Surplus$11,125,0001,507
Undivided profits$3,293,0005,430
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$460,0003,930
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,385
Income earned, not collected on loans$955,0002,877
Earning assets$199,729,0002,237
Long-term assets (5+ years)$32,231,0002,279
Average Assets, year-to-date$212,910,8002,167
Average Assets, quarterly$210,376,0002,279
Volatile liabilities$42,364,0002,015
Insider loans$4,435,0001,089
FHLB advances$0771
Loans and leases held for sale$01,442
Unused loan commitments$16,107,0002,741
Tier 1 (core) risk-based capital$15,904,0002,821
Tier 2 risk-based capital$1,720,0002,038
Total risk weighted assets$145,355,4002,200
Total unused commitments$16,107,0002,744
Derivatives$10,500,000328
1999-12-31Rank
# of Employees:553,178
Assets and Liabilities
Total Assets:$213,098,0002,209
Cash and due from depository institutions$5,162,0003,178
Interest-bearing balances$565,0003,018
Securities$79,492,0001,445
Federal funds sold & reverse repurchase agreements$1,230,0004,603
Net loans & leases$120,640,0002,471
Loan loss allowance$1,369,0002,590
Trading account assets$0165
Bank premises and fixed assets$3,010,0002,838
Other real estate owned$18,0003,178
Goodwill and other intangibles$03,276
All other assets$3,546,0002,456
Life insurance assets$01
Total liabilities and capital$213,098,0002,209
Total liabilities$200,844,0002,111
Total deposits$162,184,0002,364
Interest-bearing deposits$149,711,0002,190
Deposits held in domestic offices$162,184,0002,361
% insured0.00%1
Federal funds purchased & repurchase agreements$2,000,0002,476
Trading liabilities$065
Other borrowed funds$32,575,000989
Subordinated debt$0242
All other liabilities$4,085,0001,084
Total equity capital$12,254,0003,573
Total bank equity capital$12,254,0003,573
Perpetual preferred stock$0193
Common stock$1,476,0002,483
Surplus$10,675,0001,541
Undivided profits$103,0009,008
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$149,0006,251
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,502
Income earned, not collected on loans$813,0002,871
Earning assets$201,927,0002,130
Long-term assets (5+ years)$36,184,0002,225
Average Assets, year-to-date$191,560,8002,359
Average Assets, quarterly$211,126,0002,203
Volatile liabilities$47,038,0001,738
Insider loans$948,0003,869
FHLB advances$0802
Loans and leases held for sale$01,487
Unused loan commitments$14,780,0002,909
Tier 1 (core) risk-based capital$13,272,0003,309
Tier 2 risk-based capital$1,369,0002,360
Total risk weighted assets$126,166,3002,420
Total unused commitments$14,780,0002,915
Derivatives$12,500,000337
1998-12-31Rank
# of Employees:533,309
Assets and Liabilities
Total Assets:$161,134,0002,851
Cash and due from depository institutions$8,584,0003,309
Interest-bearing balances$5,137,0001,182
Securities$53,605,0002,162
Federal funds sold & reverse repurchase agreements$08,346
Net loans & leases$93,716,0002,917
Loan loss allowance$1,167,0002,914
Trading account assets$0197
Bank premises and fixed assets$3,042,0002,657
Other real estate owned$18,0003,309
Goodwill and other intangibles$03,445
All other assets$2,169,0003,316
Life insurance assets$01
Total liabilities and capital$161,134,0002,851
Total liabilities$150,590,0002,759
Total deposits$120,497,0003,133
Interest-bearing deposits$108,590,0002,999
Deposits held in domestic offices$120,497,0003,127
% insured0.00%1
Federal funds purchased & repurchase agreements$6,230,0001,289
Trading liabilities$069
Other borrowed funds$21,125,0001,016
Subordinated debt$0255
All other liabilities$2,738,0001,525
Total equity capital$10,544,0004,121
Total bank equity capital$10,544,0004,121
Perpetual preferred stock$0199
Common stock$1,476,0002,460
Surplus$9,675,0001,614
Undivided profits$-607,00010,132
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$169,0006,467
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,642
Income earned, not collected on loans$613,0003,799
Earning assets$152,458,0002,784
Long-term assets (5+ years)$28,218,0002,478
Average Assets, year-to-date$137,195,2003,125
Average Assets, quarterly$150,728,0002,967
Volatile liabilities$31,021,0002,095
Insider loans$855,0003,936
FHLB advances$0740
Loans and leases held for sale$01,681
Unused loan commitments$9,452,0003,754
Tier 1 (core) risk-based capital$10,267,0004,066
Tier 2 risk-based capital$1,167,0002,649
Total risk weighted assets$98,028,5002,873
Total unused commitments$9,452,0003,760
Derivatives$2,000,000469
1997-12-31Rank
# of Employees:493,667
Assets and Liabilities
Total Assets:$120,462,0003,659
Cash and due from depository institutions$3,254,0003,667
Interest-bearing balances$1,0006,547
Securities$27,437,0003,906
Federal funds sold & reverse repurchase agreements$08,160
Net loans & leases$85,293,0003,188
Loan loss allowance$1,186,0002,894
Trading account assets$0203
Bank premises and fixed assets$3,098,0002,553
Other real estate owned$03,667
Goodwill and other intangibles$03,571
All other assets$1,380,0004,785
Life insurance assets$01
Total liabilities and capital$120,462,0003,659
Total liabilities$111,198,0003,565
Total deposits$104,194,0003,546
Interest-bearing deposits$93,757,0003,383
Deposits held in domestic offices$104,194,0003,538
% insured0.00%1
Federal funds purchased & repurchase agreements$1,730,0002,243
Trading liabilities$080
Other borrowed funds$4,136,0002,129
Subordinated debt$0260
All other liabilities$1,138,0003,206
Total equity capital$9,264,0004,599
Total bank equity capital$9,264,0004,599
Perpetual preferred stock$0223
Common stock$1,476,0002,486
Surplus$9,375,0001,647
Undivided profits$-1,587,00010,797
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$66,0008,260
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,731
Income earned, not collected on loans$649,0003,650
Earning assets$112,731,0003,598
Long-term assets (5+ years)$9,297,0004,501
Average Assets, year-to-date$104,984,4003,983
Average Assets, quarterly$117,153,5003,708
Volatile liabilities$25,772,0002,413
Insider loans$803,0004,127
FHLB advances$0780
Loans and leases held for sale$01,579
Unused loan commitments$10,185,0003,415
Tier 1 (core) risk-based capital$9,136,0004,518
Tier 2 risk-based capital$1,064,7802,759
Total risk weighted assets$85,014,2803,207
Total unused commitments$10,185,0003,416
Derivatives$5,000,000431
1996-12-31Rank
# of Employees:394,676
Assets and Liabilities
Total Assets:$89,319,0004,878
Cash and due from depository institutions$3,172,0004,676
Interest-bearing balances$06,640
Securities$16,112,0006,128
Federal funds sold & reverse repurchase agreements$2,080,0004,784
Net loans & leases$63,602,0004,171
Loan loss allowance$1,910,0001,989
Trading account assets$0240
Bank premises and fixed assets$2,818,0002,763
Other real estate owned$9,0004,676
Goodwill and other intangibles$03,437
All other assets$1,526,0004,549
Life insurance assets$01
Total liabilities and capital$89,319,0004,878
Total liabilities$81,650,0004,784
Total deposits$80,917,0004,591
Interest-bearing deposits$68,138,0004,686
Deposits held in domestic offices$80,917,0004,580
% insured0.00%1
Federal funds purchased & repurchase agreements$03,907
Trading liabilities$097
Other borrowed funds$05,299
Subordinated debt$0298
All other liabilities$733,0004,502
Total equity capital$7,669,0005,418
Total bank equity capital$7,669,0005,418
Perpetual preferred stock$0250
Common stock$1,476,0002,635
Surplus$9,375,0001,695
Undivided profits$-3,182,00011,371
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$342,0005,267
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,832
Income earned, not collected on loans$496,0004,689
Earning assets$81,794,0004,884
Long-term assets (5+ years)$6,629,0005,182
Average Assets, year-to-date$82,809,0004,989
Average Assets, quarterly$87,329,0004,918
Volatile liabilities$12,367,0004,197
Insider loans$712,0004,533
FHLB advances$0882
Loans and leases held for sale$01,560
Unused loan commitments$6,397,0004,455
Tier 1 (core) risk-based capital$7,383,0005,478
Tier 2 risk-based capital$856,4903,447
Total risk weighted assets$67,410,5903,975
Total unused commitments$6,397,0004,469
Derivatives$5,000,000474
1995-12-31Rank
# of Employees:355,283
Assets and Liabilities
Total Assets:$78,247,0005,456
Cash and due from depository institutions$3,385,0005,283
Interest-bearing balances$06,853
Securities$24,973,0004,709
Federal funds sold & reverse repurchase agreements$5,520,0002,624
Net loans & leases$39,625,0005,885
Loan loss allowance$1,826,0002,104
Trading account assets$0261
Bank premises and fixed assets$2,896,0002,627
Other real estate owned$8,0005,283
Goodwill and other intangibles$03,181
All other assets$1,840,0003,914
Life insurance assets$01
Total liabilities and capital$78,247,0005,456
Total liabilities$69,278,0005,523
Total deposits$68,606,0005,362
Interest-bearing deposits$58,907,0005,366
Deposits held in domestic offices$68,606,0005,352
% insured0.00%1
Federal funds purchased & repurchase agreements$03,736
Trading liabilities$0110
Other borrowed funds$05,136
Subordinated debt$0337
All other liabilities$672,0005,022
Total equity capital$8,969,0004,756
Total bank equity capital$8,969,0004,756
Perpetual preferred stock$0288
Common stock$1,476,0002,721
Surplus$9,375,0001,680
Undivided profits$-1,882,00011,797
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$1,398,0002,009
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$1,385,000101
Income earned, not collected on loans$352,0006,398
Earning assets$70,118,0005,558
Long-term assets (5+ years)$3,674,0006,573
Average Assets, year-to-date$71,354,2005,662
Average Assets, quarterly$75,815,0005,538
Volatile liabilities$8,732,0004,996
Insider loans$769,0004,436
FHLB advances$0855
Loans and leases held for sale$01,606
Unused loan commitments$3,506,0005,934
Tier 1 (core) risk-based capital$8,313,0004,924
Tier 2 risk-based capital$586,4404,655
Total risk weighted assets$45,632,8405,402
Total unused commitments$3,506,0005,946
Derivatives$0628
1994-12-31Rank
# of Employees:355,491
Assets and Liabilities
Total Assets:$64,966,0006,253
Cash and due from depository institutions$3,416,0005,491
Interest-bearing balances$299,0003,953
Securities$18,224,0006,286
Federal funds sold & reverse repurchase agreements$1,210,0005,028
Net loans & leases$39,088,0005,880
Loan loss allowance$1,853,0002,113
Trading account assets$0286
Bank premises and fixed assets$2,029,0003,610
Other real estate owned$382,0005,491
Goodwill and other intangibles$03,133
All other assets$617,0008,789
Life insurance assets$01
Total liabilities and capital$64,966,0006,253
Total liabilities$59,125,0006,236
Total deposits$58,711,0006,034
Interest-bearing deposits$50,395,0006,041
Deposits held in domestic offices$58,711,0006,028
% insured0.00%1
Federal funds purchased & repurchase agreements$04,788
Trading liabilities$087
Other borrowed funds$05,375
Subordinated debt$0372
All other liabilities$414,0005,936
Total equity capital$5,841,0006,402
Total bank equity capital$5,841,0006,402
Perpetual preferred stock$0310
Common stock$1,476,0002,815
Surplus$7,173,0002,066
Undivided profits$-2,808,00012,428
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$1,799,0001,683
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,752
Income earned, not collected on loans$322,0006,207
Earning assets$58,821,0006,295
Long-term assets (5+ years)$3,545,0006,978
Average Assets, year-to-date$65,176,8006,157
Average Assets, quarterly$65,477,0006,205
Volatile liabilities$6,120,0006,016
Insider loans$636,0004,945
FHLB advances$0993
Loans and leases held for sale$01,430
Unused loan commitments$3,354,0006,034
Tier 1 (core) risk-based capital$5,866,0006,469
Tier 2 risk-based capital$523,2705,091
Total risk weighted assets$40,445,9705,861
Total unused commitments$3,354,0006,044
Derivatives$0687
1993-12-31Rank
# of Employees:474,400
Assets and Liabilities
Total Assets:$65,290,0006,401
Cash and due from depository institutions$3,598,0004,400
Interest-bearing balances$533,0004,228
Securities$5,965,00010,798
Federal funds sold & reverse repurchase agreements$11,490,0001,171
Net loans & leases$40,807,0005,633
Loan loss allowance$1,368,0002,836
Trading account assets$0330
Bank premises and fixed assets$2,086,0003,492
Other real estate owned$430,0004,400
Goodwill and other intangibles$03,091
All other assets$914,0006,560
Life insurance assets$01
Total liabilities and capital$65,290,0006,401
Total liabilities$61,982,0006,171
Total deposits$61,737,0005,973
Interest-bearing deposits$53,623,0005,990
Deposits held in domestic offices$61,737,0005,964
% insured0.00%1
Federal funds purchased & repurchase agreements$03,944
Trading liabilities$01
Other borrowed funds$05,027
Subordinated debt$0413
All other liabilities$245,0008,438
Total equity capital$3,308,0009,331
Total bank equity capital$3,308,0009,331
Perpetual preferred stock$0343
Common stock$600,0005,380
Surplus$5,159,0002,604
Undivided profits$-2,451,00013,032
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$1,898,0001,992
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,950
Income earned, not collected on loans$412,0004,539
Earning assets$58,795,0006,509
Long-term assets (5+ years)$4,076,0006,999
Average Assets, year-to-date$70,697,2005,881
Average Assets, quarterly$65,977,5006,303
Volatile liabilities$6,082,0005,832
Insider loans$584,0005,251
FHLB advances$0821
Loans and leases held for sale$01,681
Unused loan commitments$2,771,0006,625
Tier 1 (core) risk-based capital$3,308,0009,271
Tier 2 risk-based capital$538,0804,946
Total risk weighted assets$42,185,7805,655
Total unused commitments$2,771,0006,646
Derivatives$0714
1992-12-31Rank
# of Employees:454,684
Assets and Liabilities
Total Assets:$75,241,0005,773
Cash and due from depository institutions$5,518,0004,684
Interest-bearing balances$925,0003,997
Securities$10,010,0009,143
Federal funds sold & reverse repurchase agreements$1,640,0007,198
Net loans & leases$51,924,0004,679
Loan loss allowance$2,049,0002,076
Trading account assets$513,000282
Bank premises and fixed assets$2,273,0003,200
Other real estate owned$2,067,0004,684
Goodwill and other intangibles$03,106
All other assets$1,296,0005,169
Life insurance assets$01
Total liabilities and capital$75,241,0005,773
Total liabilities$70,156,0005,658
Total deposits$69,680,0005,516
Interest-bearing deposits$62,009,0005,430
Deposits held in domestic offices$69,680,0005,506
% insured0.00%1
Federal funds purchased & repurchase agreements$03,764
Trading liabilities$01
Other borrowed funds$05,085
Subordinated debt$0482
All other liabilities$476,0006,035
Total equity capital$5,085,0006,997
Total bank equity capital$5,085,0006,997
Perpetual preferred stock$0346
Common stock$600,0005,656
Surplus$5,159,0002,508
Undivided profits$-674,00013,156
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$791,0004,302
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01
Income earned, not collected on loans$647,0003,103
Earning assets$65,012,0006,047
Long-term assets (5+ years)$10,545,0004,204
Average Assets, year-to-date$78,383,4005,448
Average Assets, quarterly$76,799,5005,619
Volatile liabilities$9,097,0004,414
Insider loans$24,0008,179
FHLB advances$0832
Loans and leases held for sale$01,207
Unused loan commitments$6,116,0004,069
Tier 1 (core) risk-based capital$5,085,0006,928
Tier 2 risk-based capital$727,3303,839
Total risk weighted assets$56,839,6304,426
Total unused commitments$6,116,0004,091
Derivatives$0651