Home > United Community Bank West Georgia > Income and Expense
United Community Bank West Georgia, Income and Expense
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $1,202,000 | 8,986 |
| Total interest expense | $496,000 | 9,019 |
| Net interest income | $706,000 | 8,838 |
| Provision for loan and lease losses | $42,000 | 6,879 |
| Total noninterest income | $26,000 | 9,376 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $23,000 | 8,087 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $3,000 | 9,387 |
| Total noninterest expense | $1,795,000 | 6,134 |
| Salaries and employee benefits | $270,000 | 9,180 |
| Premises and equipment expense | $33,000 | 9,376 |
| Additional noninterest expense | $1,492,000 | 2,885 |
| Pre-tax net operating income | $-1,105,000 | 9,384 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $-365,000 | 9,460 |
| Income before extraordinary items | $-740,000 | 9,326 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $-740,000 | 9,327 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 6,392 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $-740,000 | 9,295 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $5,036,000 | 5,704 |
| Total interest expense | $2,654,000 | 5,355 |
| Net interest income | $2,382,000 | 5,986 |
| Provision for loan and lease losses | $339,000 | 2,634 |
| Total noninterest income | $212,000 | 7,147 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $100,000 | 6,564 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $112,000 | 6,168 |
| Total noninterest expense | $1,901,000 | 5,858 |
| Salaries and employee benefits | $986,000 | 5,973 |
| Premises and equipment expense | $316,000 | 5,266 |
| Additional noninterest expense | $599,000 | 5,796 |
| Pre-tax net operating income | $354,000 | 7,668 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $113,000 | 6,358 |
| Income before extraordinary items | $241,000 | 7,831 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $241,000 | 7,831 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $139,000 | 2,997 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $241,000 | 7,830 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $3,050,000 | 7,319 |
| Total interest expense | $1,495,000 | 6,994 |
| Net interest income | $1,555,000 | 7,482 |
| Provision for loan and lease losses | $200,000 | 3,546 |
| Total noninterest income | $196,000 | 7,538 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $70,000 | 7,352 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $126,000 | 6,047 |
| Total noninterest expense | $1,261,000 | 7,398 |
| Salaries and employee benefits | $721,000 | 7,132 |
| Premises and equipment expense | $67,000 | 9,293 |
| Additional noninterest expense | $473,000 | 6,724 |
| Pre-tax net operating income | $290,000 | 8,148 |
| Securities gains (losses) | $4,000 | 2,267 |
| Applicable income taxes | $60,000 | 7,499 |
| Income before extraordinary items | $234,000 | 8,046 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $234,000 | 8,045 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $37,000 | 5,310 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $230,800 | 8,054 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $2,129,000 | 8,526 |
| Total interest expense | $957,000 | 8,536 |
| Net interest income | $1,172,000 | 8,392 |
| Provision for loan and lease losses | $121,000 | 4,603 |
| Total noninterest income | $182,000 | 7,796 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $45,000 | 8,166 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $137,000 | 5,910 |
| Total noninterest expense | $1,047,000 | 7,972 |
| Salaries and employee benefits | $585,000 | 7,848 |
| Premises and equipment expense | $68,000 | 9,397 |
| Additional noninterest expense | $394,000 | 7,264 |
| Pre-tax net operating income | $186,000 | 8,973 |
| Securities gains (losses) | $28,000 | 2,162 |
| Applicable income taxes | $0 | 9,340 |
| Income before extraordinary items | $214,000 | 8,522 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $214,000 | 8,521 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 7,204 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $186,000 | 8,645 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $989,000 | 10,308 |
| Total interest expense | $276,000 | 10,554 |
| Net interest income | $713,000 | 9,905 |
| Provision for loan and lease losses | $101,000 | 5,125 |
| Total noninterest income | $97,000 | 9,481 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $21,000 | 9,106 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $76,000 | 7,510 |
| Total noninterest expense | $1,016,000 | 8,289 |
| Salaries and employee benefits | $565,000 | 8,153 |
| Premises and equipment expense | $113,000 | 8,659 |
| Additional noninterest expense | $338,000 | 7,923 |
| Pre-tax net operating income | $-307,000 | 10,641 |
| Securities gains (losses) | $2,000 | 3,292 |
| Applicable income taxes | $0 | 10,065 |
| Income before extraordinary items | $-305,000 | 10,675 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $-305,000 | 10,675 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,513 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $6,000,000 | 158 |
| Net operating income | $-307,000 | 10,656 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.