Home > United Community Bank West Georgia > Assets and Liabilities
United Community Bank West Georgia, Assets and Liabilities
| 2001-12-31 | Rank | |
| # of Employees: | 31 | 4,907 |
| Assets and Liabilities | ||
| Total Assets: | $101,197,000 | 4,523 |
| Cash and due from depository institutions | $1,808,000 | 4,907 |
| Interest-bearing balances | $79,000 | 5,428 |
| Securities | $12,142,000 | 5,987 |
| Federal funds sold & reverse repurchase agreements | $4,164,000 | 3,173 |
| Net loans & leases | $70,787,000 | 4,137 |
| Loan loss allowance | $1,028,000 | 3,526 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $4,398,000 | 2,047 |
| Other real estate owned | $0 | 4,907 |
| Goodwill and other intangibles | $5,249,000 | 610 |
| All other assets | $2,649,000 | 3,724 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $101,197,000 | 4,523 |
| Total liabilities | $89,195,000 | 4,565 |
| Total deposits | $80,153,000 | 4,670 |
| Interest-bearing deposits | $75,812,000 | 4,326 |
| Deposits held in domestic offices | $80,153,000 | 4,665 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,416 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $8,000,000 | 2,449 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $1,042,000 | 3,356 |
| Total equity capital | $12,002,000 | 3,891 |
| Total bank equity capital | $12,002,000 | 3,891 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $3,000,000 | 1,249 |
| Surplus | $9,589,000 | 1,771 |
| Undivided profits | $-587,000 | 9,091 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $150,000 | 6,419 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $570,000 | 5,461 |
| Earning assets | $87,172,000 | 4,695 |
| Long-term assets (5+ years) | $5,215,000 | 6,075 |
| Average Assets, year-to-date | $78,758,000 | 5,190 |
| Average Assets, quarterly | $90,460,000 | 4,863 |
| Volatile liabilities | $19,091,000 | 3,814 |
| Insider loans | $7,071,000 | 654 |
| FHLB advances | $8,000,000 | 2,277 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $12,891,000 | 3,354 |
| Tier 1 (core) risk-based capital | $6,600,000 | 5,891 |
| Tier 2 risk-based capital | $934,000 | 3,540 |
| Total risk weighted assets | $74,635,000 | 4,111 |
| Total unused commitments | $12,891,000 | 3,360 |
| Derivatives | $15,000,000 | 295 |
| 2000-12-31 | Rank | |
| # of Employees: | 22 | 6,224 |
| Assets and Liabilities | ||
| Total Assets: | $66,081,000 | 5,892 |
| Cash and due from depository institutions | $1,151,000 | 6,224 |
| Interest-bearing balances | $217,000 | 3,760 |
| Securities | $10,865,000 | 6,546 |
| Federal funds sold & reverse repurchase agreements | $2,665,000 | 3,656 |
| Net loans & leases | $47,325,000 | 5,357 |
| Loan loss allowance | $577,000 | 5,249 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $3,379,000 | 2,608 |
| Other real estate owned | $0 | 6,224 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $696,000 | 7,270 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $66,081,000 | 5,892 |
| Total liabilities | $59,677,000 | 5,839 |
| Total deposits | $53,012,000 | 5,983 |
| Interest-bearing deposits | $49,245,000 | 5,704 |
| Deposits held in domestic offices | $53,012,000 | 5,979 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,755 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $6,000,000 | 2,621 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $665,000 | 4,844 |
| Total equity capital | $6,404,000 | 6,098 |
| Total bank equity capital | $6,404,000 | 6,098 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $3,000,000 | 1,251 |
| Surplus | $3,000,000 | 4,324 |
| Undivided profits | $404,000 | 8,452 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $88,000 | 6,925 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $480,000 | 5,249 |
| Earning assets | $61,072,000 | 5,868 |
| Long-term assets (5+ years) | $3,618,000 | 6,586 |
| Average Assets, year-to-date | $58,209,800 | 6,149 |
| Average Assets, quarterly | $64,379,000 | 5,924 |
| Volatile liabilities | $14,957,000 | 4,474 |
| Insider loans | $4,661,000 | 1,033 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $13,600,000 | 3,090 |
| Tier 1 (core) risk-based capital | $6,384,000 | 6,002 |
| Tier 2 risk-based capital | $577,000 | 4,934 |
| Total risk weighted assets | $50,404,400 | 5,289 |
| Total unused commitments | $13,600,000 | 3,091 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 19 | 6,908 |
| Assets and Liabilities | ||
| Total Assets: | $49,072,000 | 6,968 |
| Cash and due from depository institutions | $1,655,000 | 6,908 |
| Interest-bearing balances | $99,000 | 4,874 |
| Securities | $11,673,000 | 6,603 |
| Federal funds sold & reverse repurchase agreements | $2,023,000 | 3,646 |
| Net loans & leases | $29,773,000 | 6,821 |
| Loan loss allowance | $377,000 | 6,648 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $3,382,000 | 2,554 |
| Other real estate owned | $0 | 6,908 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $566,000 | 7,916 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $49,072,000 | 6,968 |
| Total liabilities | $43,065,000 | 7,024 |
| Total deposits | $40,144,000 | 7,043 |
| Interest-bearing deposits | $36,838,000 | 6,783 |
| Deposits held in domestic offices | $40,144,000 | 7,040 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,093 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $2,500,000 | 3,689 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $421,000 | 5,909 |
| Total equity capital | $6,007,000 | 6,261 |
| Total bank equity capital | $6,007,000 | 6,261 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $3,000,000 | 1,254 |
| Surplus | $3,000,000 | 4,301 |
| Undivided profits | $7,000 | 9,133 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $15,000 | 8,425 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $281,000 | 6,699 |
| Earning assets | $43,568,000 | 7,050 |
| Long-term assets (5+ years) | $3,966,000 | 6,709 |
| Average Assets, year-to-date | $41,115,000 | 7,449 |
| Average Assets, quarterly | $46,500,000 | 7,111 |
| Volatile liabilities | $15,486,000 | 4,148 |
| Insider loans | $4,477,000 | 1,044 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $5,811,000 | 5,084 |
| Tier 1 (core) risk-based capital | $6,143,000 | 6,188 |
| Tier 2 risk-based capital | $377,000 | 6,274 |
| Total risk weighted assets | $31,649,900 | 6,815 |
| Total unused commitments | $5,811,000 | 5,086 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 10 | 8,990 |
| Assets and Liabilities | ||
| Total Assets: | $34,355,000 | 8,254 |
| Cash and due from depository institutions | $1,237,000 | 8,990 |
| Interest-bearing balances | $198,000 | 4,347 |
| Securities | $11,109,000 | 6,781 |
| Federal funds sold & reverse repurchase agreements | $1,450,000 | 6,451 |
| Net loans & leases | $17,847,000 | 8,278 |
| Loan loss allowance | $214,000 | 8,364 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $2,379,000 | 3,380 |
| Other real estate owned | $0 | 8,990 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $333,000 | 9,178 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $34,355,000 | 8,254 |
| Total liabilities | $28,407,000 | 8,446 |
| Total deposits | $28,159,000 | 8,339 |
| Interest-bearing deposits | $24,796,000 | 8,212 |
| Deposits held in domestic offices | $28,159,000 | 8,338 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,274 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $248,000 | 8,051 |
| Total equity capital | $5,948,000 | 6,396 |
| Total bank equity capital | $5,948,000 | 6,396 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $3,000,000 | 1,210 |
| Surplus | $2,400,000 | 4,847 |
| Undivided profits | $548,000 | 8,915 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 9,467 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $163,000 | 8,449 |
| Earning assets | $30,604,000 | 8,332 |
| Long-term assets (5+ years) | $1,410,000 | 8,116 |
| Average Assets, year-to-date | $28,626,000 | 8,597 |
| Average Assets, quarterly | $32,435,000 | 8,364 |
| Volatile liabilities | $9,033,000 | 5,288 |
| Insider loans | $3,916,000 | 1,089 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $3,471,000 | 6,223 |
| Tier 1 (core) risk-based capital | $5,909,000 | 6,258 |
| Tier 2 risk-based capital | $214,000 | 8,022 |
| Total risk weighted assets | $20,890,800 | 8,104 |
| Total unused commitments | $3,471,000 | 6,228 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 10 | 9,356 |
| Assets and Liabilities | ||
| Total Assets: | $21,593,000 | 9,710 |
| Cash and due from depository institutions | $452,000 | 9,356 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $6,996,000 | 8,450 |
| Federal funds sold & reverse repurchase agreements | $4,730,000 | 2,845 |
| Net loans & leases | $8,695,000 | 10,085 |
| Loan loss allowance | $101,000 | 10,053 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $496,000 | 7,946 |
| Other real estate owned | $0 | 9,356 |
| Goodwill and other intangibles | $32,000 | 3,132 |
| All other assets | $192,000 | 10,390 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $21,593,000 | 9,710 |
| Total liabilities | $15,865,000 | 10,029 |
| Total deposits | $15,731,000 | 9,961 |
| Interest-bearing deposits | $10,921,000 | 10,222 |
| Deposits held in domestic offices | $15,731,000 | 9,960 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $134,000 | 9,821 |
| Total equity capital | $5,728,000 | 6,590 |
| Total bank equity capital | $5,728,000 | 6,590 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $3,000,000 | 1,195 |
| Surplus | $2,400,000 | 4,847 |
| Undivided profits | $328,000 | 9,754 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 10,017 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $69,000 | 10,213 |
| Earning assets | $20,421,000 | 9,613 |
| Long-term assets (5+ years) | $507,000 | 9,004 |
| Average Assets, year-to-date | $15,965,500 | 10,155 |
| Average Assets, quarterly | $18,812,000 | 9,932 |
| Volatile liabilities | $3,010,000 | 8,487 |
| Insider loans | $3,004,000 | 1,423 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $2,280,000 | 7,145 |
| Tier 1 (core) risk-based capital | $5,663,000 | 6,499 |
| Tier 2 risk-based capital | $101,000 | 9,882 |
| Total risk weighted assets | $10,291,600 | 9,985 |
| Total unused commitments | $2,280,000 | 7,151 |
| Derivatives | $0 | 533 |