Home > United Community Bank Towns County > Income and Expense
United Community Bank Towns County, Income and Expense
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $8,687,000 | 3,746 |
| Total interest expense | $4,090,000 | 3,725 |
| Net interest income | $4,597,000 | 3,681 |
| Provision for loan and lease losses | $100,000 | 5,578 |
| Total noninterest income | $463,000 | 5,277 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $264,000 | 4,497 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $199,000 | 4,932 |
| Total noninterest expense | $2,517,000 | 4,919 |
| Salaries and employee benefits | $1,042,000 | 5,846 |
| Premises and equipment expense | $207,000 | 6,693 |
| Additional noninterest expense | $1,268,000 | 3,324 |
| Pre-tax net operating income | $2,443,000 | 2,714 |
| Securities gains (losses) | $6,000 | 3,836 |
| Applicable income taxes | $811,000 | 2,398 |
| Income before extraordinary items | $1,638,000 | 3,020 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,638,000 | 3,024 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $175,000 | 3,106 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,633,980 | 2,926 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $8,984,000 | 3,726 |
| Total interest expense | $5,188,000 | 3,201 |
| Net interest income | $3,796,000 | 4,360 |
| Provision for loan and lease losses | $383,000 | 2,357 |
| Total noninterest income | $376,000 | 5,714 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $199,000 | 5,102 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $177,000 | 5,078 |
| Total noninterest expense | $2,234,000 | 5,280 |
| Salaries and employee benefits | $918,000 | 6,253 |
| Premises and equipment expense | $289,000 | 5,539 |
| Additional noninterest expense | $1,027,000 | 3,908 |
| Pre-tax net operating income | $1,555,000 | 3,978 |
| Securities gains (losses) | $-116,000 | 9,457 |
| Applicable income taxes | $466,000 | 3,642 |
| Income before extraordinary items | $973,000 | 4,463 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $973,000 | 4,464 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $134,000 | 3,067 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,051,880 | 4,243 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $6,915,000 | 4,451 |
| Total interest expense | $3,884,000 | 3,679 |
| Net interest income | $3,031,000 | 5,127 |
| Provision for loan and lease losses | $140,000 | 4,418 |
| Total noninterest income | $312,000 | 6,335 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $176,000 | 5,442 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $136,000 | 5,845 |
| Total noninterest expense | $1,986,000 | 5,710 |
| Salaries and employee benefits | $843,000 | 6,558 |
| Premises and equipment expense | $280,000 | 5,681 |
| Additional noninterest expense | $863,000 | 4,524 |
| Pre-tax net operating income | $1,217,000 | 4,721 |
| Securities gains (losses) | $20,000 | 1,398 |
| Applicable income taxes | $394,000 | 4,214 |
| Income before extraordinary items | $843,000 | 4,931 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $843,000 | 4,931 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $76,000 | 4,073 |
| Cash dividends | $375,000 | 4,076 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $829,400 | 4,952 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $6,105,000 | 4,938 |
| Total interest expense | $3,313,000 | 4,355 |
| Net interest income | $2,792,000 | 5,423 |
| Provision for loan and lease losses | $120,000 | 4,610 |
| Total noninterest income | $271,000 | 6,761 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $184,000 | 5,372 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $87,000 | 6,959 |
| Total noninterest expense | $1,903,000 | 5,787 |
| Salaries and employee benefits | $870,000 | 6,353 |
| Premises and equipment expense | $273,000 | 5,658 |
| Additional noninterest expense | $760,000 | 4,848 |
| Pre-tax net operating income | $1,040,000 | 5,299 |
| Securities gains (losses) | $33,000 | 2,048 |
| Applicable income taxes | $288,000 | 5,275 |
| Income before extraordinary items | $785,000 | 5,252 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $785,000 | 5,251 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $34,000 | 5,584 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $760,910 | 5,250 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $5,395,000 | 5,488 |
| Total interest expense | $2,869,000 | 4,900 |
| Net interest income | $2,526,000 | 6,013 |
| Provision for loan and lease losses | $205,000 | 3,384 |
| Total noninterest income | $285,000 | 6,818 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $193,000 | 5,449 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $92,000 | 7,011 |
| Total noninterest expense | $1,643,000 | 6,428 |
| Salaries and employee benefits | $761,000 | 6,965 |
| Premises and equipment expense | $257,000 | 5,958 |
| Additional noninterest expense | $625,000 | 5,653 |
| Pre-tax net operating income | $963,000 | 5,948 |
| Securities gains (losses) | $-1,000 | 9,009 |
| Applicable income taxes | $234,000 | 6,444 |
| Income before extraordinary items | $728,000 | 5,770 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $728,000 | 5,773 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $41,000 | 5,460 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $728,760 | 5,727 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $4,453,000 | 6,447 |
| Total interest expense | $2,448,000 | 5,599 |
| Net interest income | $2,005,000 | 7,130 |
| Provision for loan and lease losses | $144,000 | 4,186 |
| Total noninterest income | $265,000 | 7,397 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $191,000 | 5,711 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $74,000 | 7,943 |
| Total noninterest expense | $1,308,000 | 7,638 |
| Salaries and employee benefits | $631,000 | 7,948 |
| Premises and equipment expense | $165,000 | 7,728 |
| Additional noninterest expense | $512,000 | 6,960 |
| Pre-tax net operating income | $818,000 | 6,440 |
| Securities gains (losses) | $-5,000 | 9,952 |
| Applicable income taxes | $235,000 | 6,641 |
| Income before extraordinary items | $578,000 | 6,409 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $578,000 | 6,411 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $33,000 | 6,017 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $581,550 | 6,319 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $3,621,000 | 7,400 |
| Total interest expense | $2,101,000 | 6,261 |
| Net interest income | $1,520,000 | 8,477 |
| Provision for loan and lease losses | $109,000 | 4,437 |
| Total noninterest income | $215,000 | 8,205 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $143,000 | 6,812 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $72,000 | 8,274 |
| Total noninterest expense | $1,032,000 | 8,817 |
| Salaries and employee benefits | $502,000 | 9,095 |
| Premises and equipment expense | $131,000 | 8,769 |
| Additional noninterest expense | $399,000 | 8,206 |
| Pre-tax net operating income | $594,000 | 7,899 |
| Securities gains (losses) | $-7,000 | 9,876 |
| Applicable income taxes | $187,000 | 7,653 |
| Income before extraordinary items | $400,000 | 8,083 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $400,000 | 8,080 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 7,018 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $404,760 | 7,988 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,363,000 | 9,144 |
| Total interest expense | $1,175,000 | 8,002 |
| Net interest income | $1,188,000 | 9,788 |
| Provision for loan and lease losses | $73,000 | 5,231 |
| Total noninterest income | $137,000 | 9,976 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $102,000 | 8,040 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $35,000 | 10,473 |
| Total noninterest expense | $803,000 | 10,235 |
| Salaries and employee benefits | $415,000 | 10,157 |
| Premises and equipment expense | $106,000 | 9,833 |
| Additional noninterest expense | $282,000 | 10,164 |
| Pre-tax net operating income | $449,000 | 9,001 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $154,000 | 8,233 |
| Income before extraordinary items | $295,000 | 9,201 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $295,000 | 9,207 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 6,622 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $295,000 | 9,267 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,694,000 | 10,824 |
| Total interest expense | $902,000 | 9,542 |
| Net interest income | $792,000 | 11,534 |
| Provision for loan and lease losses | $23,000 | 8,904 |
| Total noninterest income | $102,000 | 11,289 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $76,000 | 9,141 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $26,000 | 11,580 |
| Total noninterest expense | $684,000 | 11,245 |
| Salaries and employee benefits | $359,000 | 11,057 |
| Premises and equipment expense | $94,000 | 10,650 |
| Additional noninterest expense | $231,000 | 11,304 |
| Pre-tax net operating income | $187,000 | 11,153 |
| Securities gains (losses) | $9,000 | 5,582 |
| Applicable income taxes | $55,000 | 10,820 |
| Income before extraordinary items | $141,000 | 11,312 |
| Extraordinary gains, net | $197,000 | 1,031 |
| Net income | $338,000 | 9,227 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 7,578 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $134,520 | 11,191 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,281,000 | 12,441 |
| Total interest expense | $817,000 | 11,254 |
| Net interest income | $464,000 | 13,196 |
| Provision for loan and lease losses | $197,000 | 5,267 |
| Total noninterest income | $129,000 | 10,953 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $89,000 | 8,867 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $40,000 | 11,059 |
| Total noninterest expense | $666,000 | 11,704 |
| Salaries and employee benefits | $237,000 | 12,746 |
| Premises and equipment expense | $71,000 | 11,832 |
| Additional noninterest expense | $358,000 | 10,091 |
| Pre-tax net operating income | $-270,000 | 13,150 |
| Securities gains (losses) | $154,000 | 2,386 |
| Applicable income taxes | $0 | 12,680 |
| Income before extraordinary items | $-116,000 | 13,084 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $-116,000 | 13,077 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $93,000 | 6,088 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $-270,000 | 13,117 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.