Home > United Community Bank Tennessee > Assets and Liabilities
United Community Bank Tennessee, Assets and Liabilities
| 2006-03-31 | Rank | |
| # of Employees: | 73 | 2,408 |
| Assets and Liabilities | ||
| Total Assets: | $333,848,000 | 1,899 |
| Cash and due from depository institutions | $6,263,000 | 2,408 |
| Interest-bearing balances | $129,000 | 4,622 |
| Securities | $46,837,000 | 2,509 |
| Federal funds sold & reverse repurchase agreements | $70,445,000 | 202 |
| Net loans & leases | $177,718,000 | 2,380 |
| Loan loss allowance | $2,381,000 | 2,091 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $7,350,000 | 1,551 |
| Other real estate owned | $0 | 2,408 |
| Goodwill and other intangibles | $19,499,000 | 414 |
| All other assets | $5,736,000 | 2,618 |
| Life insurance assets | $0 | 4,002 |
| Total liabilities and capital | $333,848,000 | 1,899 |
| Total liabilities | $293,131,000 | 1,944 |
| Total deposits | $289,437,000 | 1,766 |
| Interest-bearing deposits | $252,844,000 | 1,732 |
| Deposits held in domestic offices | $289,437,000 | 1,762 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,368 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $880,000 | 5,112 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $2,814,000 | 1,672 |
| Total equity capital | $40,717,000 | 1,517 |
| Total bank equity capital | $40,717,000 | 1,517 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,929,000 | 2,016 |
| Surplus | $35,671,000 | 776 |
| Undivided profits | $3,117,000 | 5,583 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,298,000 | 1,927 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $1,297,000 | 2,753 |
| Earning assets | $295,129,000 | 1,963 |
| Long-term assets (5+ years) | $20,934,000 | 3,225 |
| Average Assets, year-to-date | $318,800,000 | 1,959 |
| Average Assets, quarterly | $318,800,000 | 1,959 |
| Volatile liabilities | $70,889,000 | 1,893 |
| Insider loans | $6,244,000 | 1,074 |
| FHLB advances | $0 | 5,285 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $57,626,000 | 1,641 |
| Tier 1 (core) risk-based capital | $22,655,000 | 2,633 |
| Tier 2 risk-based capital | $2,381,000 | 2,007 |
| Total risk weighted assets | $217,700,000 | 2,045 |
| Total unused commitments | $57,626,000 | 1,642 |
| Derivatives | $10,000,000 | 473 |
| 2005-12-31 | Rank | |
| # of Employees: | 69 | 2,538 |
| Assets and Liabilities | ||
| Total Assets: | $303,752,000 | 2,050 |
| Cash and due from depository institutions | $5,602,000 | 2,538 |
| Interest-bearing balances | $110,000 | 4,811 |
| Securities | $50,095,000 | 2,371 |
| Federal funds sold & reverse repurchase agreements | $32,931,000 | 386 |
| Net loans & leases | $185,533,000 | 2,252 |
| Loan loss allowance | $2,335,000 | 2,095 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $7,311,000 | 1,534 |
| Other real estate owned | $0 | 2,538 |
| Goodwill and other intangibles | $19,571,000 | 399 |
| All other assets | $2,709,000 | 4,323 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $303,752,000 | 2,050 |
| Total liabilities | $263,452,000 | 2,121 |
| Total deposits | $259,735,000 | 1,937 |
| Interest-bearing deposits | $225,085,000 | 1,883 |
| Deposits held in domestic offices | $259,735,000 | 1,931 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,512 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $880,000 | 5,209 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $2,837,000 | 1,606 |
| Total equity capital | $40,300,000 | 1,517 |
| Total bank equity capital | $40,300,000 | 1,517 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $1,929,000 | 2,004 |
| Surplus | $35,671,000 | 759 |
| Undivided profits | $2,700,000 | 5,889 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $578,000 | 3,462 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $1,239,000 | 2,871 |
| Earning assets | $268,669,000 | 2,118 |
| Long-term assets (5+ years) | $20,766,000 | 3,235 |
| Average Assets, year-to-date | $268,843,600 | 2,207 |
| Average Assets, quarterly | $290,014,000 | 2,116 |
| Volatile liabilities | $61,344,000 | 2,070 |
| Insider loans | $9,948,000 | 625 |
| FHLB advances | $0 | 5,326 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $57,016,000 | 1,600 |
| Tier 1 (core) risk-based capital | $22,078,000 | 2,648 |
| Tier 2 risk-based capital | $2,335,000 | 2,015 |
| Total risk weighted assets | $214,210,000 | 2,049 |
| Total unused commitments | $57,016,000 | 1,600 |
| Derivatives | $10,000,000 | 440 |
| 2005-09-30 | Rank | |
| # of Employees: | 74 | 2,346 |
| Assets and Liabilities | ||
| Total Assets: | $276,276,000 | 2,210 |
| Cash and due from depository institutions | $5,334,000 | 2,346 |
| Interest-bearing balances | $109,000 | 4,899 |
| Securities | $52,397,000 | 2,231 |
| Federal funds sold & reverse repurchase agreements | $5,654,000 | 2,088 |
| Net loans & leases | $183,415,000 | 2,236 |
| Loan loss allowance | $2,226,000 | 2,166 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $7,358,000 | 1,481 |
| Other real estate owned | $0 | 2,346 |
| Goodwill and other intangibles | $19,642,000 | 381 |
| All other assets | $2,476,000 | 4,514 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $276,276,000 | 2,210 |
| Total liabilities | $237,214,000 | 2,317 |
| Total deposits | $233,884,000 | 2,110 |
| Interest-bearing deposits | $200,637,000 | 2,064 |
| Deposits held in domestic offices | $233,884,000 | 2,104 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,623 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $798,000 | 5,327 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $2,532,000 | 1,724 |
| Total equity capital | $39,062,000 | 1,545 |
| Total bank equity capital | $39,062,000 | 1,545 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,929,000 | 1,971 |
| Surplus | $34,671,000 | 757 |
| Undivided profits | $2,462,000 | 6,135 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $317,000 | 4,652 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $1,380,000 | 2,534 |
| Earning assets | $241,575,000 | 2,320 |
| Long-term assets (5+ years) | $21,853,000 | 3,138 |
| Average Assets, year-to-date | $260,116,500 | 2,266 |
| Average Assets, quarterly | $272,925,500 | 2,214 |
| Volatile liabilities | $52,555,000 | 2,292 |
| Insider loans | $7,024,000 | 910 |
| FHLB advances | $0 | 5,403 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $59,554,000 | 1,532 |
| Tier 1 (core) risk-based capital | $20,474,000 | 2,816 |
| Tier 2 risk-based capital | $2,226,000 | 2,062 |
| Total risk weighted assets | $215,827,000 | 1,992 |
| Total unused commitments | $59,554,000 | 1,533 |
| Derivatives | $10,000,000 | 450 |
| 2005-06-30 | Rank | |
| # of Employees: | 73 | 2,379 |
| Assets and Liabilities | ||
| Total Assets: | $269,575,000 | 2,216 |
| Cash and due from depository institutions | $9,358,000 | 2,379 |
| Interest-bearing balances | $108,000 | 4,871 |
| Securities | $50,651,000 | 2,341 |
| Federal funds sold & reverse repurchase agreements | $11,222,000 | 1,054 |
| Net loans & leases | $169,375,000 | 2,343 |
| Loan loss allowance | $2,108,000 | 2,236 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $7,410,000 | 1,438 |
| Other real estate owned | $0 | 2,379 |
| Goodwill and other intangibles | $19,714,000 | 369 |
| All other assets | $1,845,000 | 5,102 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $269,575,000 | 2,216 |
| Total liabilities | $230,827,000 | 2,337 |
| Total deposits | $228,023,000 | 2,127 |
| Interest-bearing deposits | $196,007,000 | 2,073 |
| Deposits held in domestic offices | $228,023,000 | 2,122 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,721 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $799,000 | 5,246 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $2,005,000 | 1,955 |
| Total equity capital | $38,748,000 | 1,523 |
| Total bank equity capital | $38,748,000 | 1,523 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,929,000 | 1,952 |
| Surplus | $34,671,000 | 737 |
| Undivided profits | $2,148,000 | 6,338 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $301,000 | 4,606 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $1,019,000 | 3,100 |
| Earning assets | $231,356,000 | 2,371 |
| Long-term assets (5+ years) | $24,950,000 | 2,907 |
| Average Assets, year-to-date | $254,730,000 | 2,293 |
| Average Assets, quarterly | $259,992,500 | 2,271 |
| Volatile liabilities | $49,024,000 | 2,306 |
| Insider loans | $6,855,000 | 904 |
| FHLB advances | $0 | 5,357 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $56,385,000 | 1,549 |
| Tier 1 (core) risk-based capital | $19,965,000 | 2,812 |
| Tier 2 risk-based capital | $2,108,000 | 2,136 |
| Total risk weighted assets | $207,488,000 | 2,009 |
| Total unused commitments | $56,385,000 | 1,549 |
| Derivatives | $10,000,000 | 433 |
| 2005-03-31 | Rank | |
| # of Employees: | 71 | 2,423 |
| Assets and Liabilities | ||
| Total Assets: | $250,410,000 | 2,361 |
| Cash and due from depository institutions | $3,410,000 | 2,423 |
| Interest-bearing balances | $94,000 | 5,300 |
| Securities | $47,650,000 | 2,476 |
| Federal funds sold & reverse repurchase agreements | $10,652,000 | 1,168 |
| Net loans & leases | $158,767,000 | 2,433 |
| Loan loss allowance | $1,987,000 | 2,338 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $7,788,000 | 1,340 |
| Other real estate owned | $0 | 2,423 |
| Goodwill and other intangibles | $19,785,000 | 358 |
| All other assets | $2,358,000 | 4,455 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $250,410,000 | 2,361 |
| Total liabilities | $214,253,000 | 2,472 |
| Total deposits | $212,064,000 | 2,250 |
| Interest-bearing deposits | $184,367,000 | 2,193 |
| Deposits held in domestic offices | $212,064,000 | 2,244 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,328 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,784 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $2,189,000 | 1,824 |
| Total equity capital | $36,157,000 | 1,592 |
| Total bank equity capital | $36,157,000 | 1,592 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,929,000 | 1,957 |
| Surplus | $32,671,000 | 768 |
| Undivided profits | $1,557,000 | 6,741 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $173,000 | 5,592 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $1,191,000 | 2,580 |
| Earning assets | $217,163,000 | 2,497 |
| Long-term assets (5+ years) | $24,314,000 | 3,051 |
| Average Assets, year-to-date | $247,307,500 | 2,373 |
| Average Assets, quarterly | $247,307,500 | 2,373 |
| Volatile liabilities | $45,045,000 | 2,372 |
| Insider loans | $2,194,000 | 2,559 |
| FHLB advances | $0 | 5,246 |
| Loans and leases held for sale | $257,000 | 1,383 |
| Unused loan commitments | $55,004,000 | 1,513 |
| Tier 1 (core) risk-based capital | $17,622,000 | 3,097 |
| Tier 2 risk-based capital | $1,987,000 | 2,243 |
| Total risk weighted assets | $189,498,000 | 2,158 |
| Total unused commitments | $55,004,000 | 1,513 |
| Derivatives | $10,000,000 | 403 |
| 2004-12-31 | Rank | |
| # of Employees: | 72 | 2,400 |
| Assets and Liabilities | ||
| Total Assets: | $244,205,000 | 2,394 |
| Cash and due from depository institutions | $2,403,000 | 2,400 |
| Interest-bearing balances | $93,000 | 5,335 |
| Securities | $49,098,000 | 2,442 |
| Federal funds sold & reverse repurchase agreements | $15,758,000 | 752 |
| Net loans & leases | $148,139,000 | 2,565 |
| Loan loss allowance | $1,878,000 | 2,436 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $7,344,000 | 1,409 |
| Other real estate owned | $0 | 2,400 |
| Goodwill and other intangibles | $19,857,000 | 354 |
| All other assets | $1,606,000 | 5,399 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $244,205,000 | 2,394 |
| Total liabilities | $208,330,000 | 2,526 |
| Total deposits | $204,401,000 | 2,314 |
| Interest-bearing deposits | $176,627,000 | 2,263 |
| Deposits held in domestic offices | $204,401,000 | 2,309 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,470 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $1,974,000 | 4,672 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $1,955,000 | 1,955 |
| Total equity capital | $35,875,000 | 1,597 |
| Total bank equity capital | $35,875,000 | 1,597 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,929,000 | 1,939 |
| Surplus | $32,171,000 | 766 |
| Undivided profits | $1,775,000 | 6,686 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $284,000 | 4,853 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $875,000 | 3,433 |
| Earning assets | $213,088,000 | 2,526 |
| Long-term assets (5+ years) | $24,317,000 | 3,098 |
| Average Assets, year-to-date | $220,356,000 | 2,535 |
| Average Assets, quarterly | $238,459,500 | 2,425 |
| Volatile liabilities | $40,959,000 | 2,490 |
| Insider loans | $1,828,000 | 2,905 |
| FHLB advances | $0 | 5,260 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $51,930,000 | 1,528 |
| Tier 1 (core) risk-based capital | $16,787,000 | 3,195 |
| Tier 2 risk-based capital | $1,878,000 | 2,311 |
| Total risk weighted assets | $177,594,000 | 2,249 |
| Total unused commitments | $51,930,000 | 1,528 |
| Derivatives | $10,000,000 | 385 |
| 2004-09-30 | Rank | |
| # of Employees: | 72 | 2,390 |
| Assets and Liabilities | ||
| Total Assets: | $232,714,000 | 2,493 |
| Cash and due from depository institutions | $20,173,000 | 2,390 |
| Interest-bearing balances | $15,093,000 | 402 |
| Securities | $36,013,000 | 3,157 |
| Federal funds sold & reverse repurchase agreements | $4,646,000 | 2,227 |
| Net loans & leases | $142,803,000 | 2,610 |
| Loan loss allowance | $1,826,000 | 2,486 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $7,391,000 | 1,353 |
| Other real estate owned | $21,000 | 2,390 |
| Goodwill and other intangibles | $19,928,000 | 346 |
| All other assets | $1,739,000 | 5,176 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $232,714,000 | 2,493 |
| Total liabilities | $197,070,000 | 2,608 |
| Total deposits | $194,915,000 | 2,392 |
| Interest-bearing deposits | $165,069,000 | 2,379 |
| Deposits held in domestic offices | $194,915,000 | 2,387 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,678 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $0 | 5,863 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $2,155,000 | 1,808 |
| Total equity capital | $35,644,000 | 1,594 |
| Total bank equity capital | $35,644,000 | 1,594 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $1,929,000 | 1,936 |
| Surplus | $32,171,000 | 740 |
| Undivided profits | $1,544,000 | 6,934 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $180,000 | 5,798 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $958,000 | 3,260 |
| Earning assets | $198,555,000 | 2,648 |
| Long-term assets (5+ years) | $25,345,000 | 3,073 |
| Average Assets, year-to-date | $214,393,750 | 2,588 |
| Average Assets, quarterly | $232,255,000 | 2,462 |
| Volatile liabilities | $34,885,000 | 2,775 |
| Insider loans | $1,669,000 | 3,051 |
| FHLB advances | $0 | 5,299 |
| Loans and leases held for sale | $316,000 | 1,346 |
| Unused loan commitments | $45,000,000 | 1,705 |
| Tier 1 (core) risk-based capital | $16,373,000 | 3,232 |
| Tier 2 risk-based capital | $1,826,000 | 2,342 |
| Total risk weighted assets | $172,895,000 | 2,277 |
| Total unused commitments | $45,000,000 | 1,706 |
| Derivatives | $10,000,000 | 402 |
| 2004-06-30 | Rank | |
| # of Employees: | 71 | 2,431 |
| Assets and Liabilities | ||
| Total Assets: | $231,796,000 | 2,455 |
| Cash and due from depository institutions | $22,181,000 | 2,431 |
| Interest-bearing balances | $15,078,000 | 406 |
| Securities | $37,476,000 | 3,106 |
| Federal funds sold & reverse repurchase agreements | $10,675,000 | 1,014 |
| Net loans & leases | $132,212,000 | 2,733 |
| Loan loss allowance | $1,788,000 | 2,521 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $7,444,000 | 1,319 |
| Other real estate owned | $0 | 2,431 |
| Goodwill and other intangibles | $20,000,000 | 340 |
| All other assets | $1,808,000 | 5,065 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $231,796,000 | 2,455 |
| Total liabilities | $197,677,000 | 2,578 |
| Total deposits | $195,960,000 | 2,359 |
| Interest-bearing deposits | $166,114,000 | 2,328 |
| Deposits held in domestic offices | $195,960,000 | 2,354 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,750 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,862 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $1,717,000 | 1,997 |
| Total equity capital | $34,119,000 | 1,589 |
| Total bank equity capital | $34,119,000 | 1,589 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $1,929,000 | 1,941 |
| Surplus | $31,171,000 | 741 |
| Undivided profits | $1,019,000 | 7,267 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $310,000 | 4,947 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $824,000 | 3,512 |
| Earning assets | $195,441,000 | 2,660 |
| Long-term assets (5+ years) | $30,501,000 | 2,802 |
| Average Assets, year-to-date | $208,287,000 | 2,664 |
| Average Assets, quarterly | $215,319,500 | 2,602 |
| Volatile liabilities | $31,254,000 | 2,949 |
| Insider loans | $1,920,000 | 2,758 |
| FHLB advances | $0 | 5,298 |
| Loans and leases held for sale | $1,106,000 | 848 |
| Unused loan commitments | $42,649,000 | 1,763 |
| Tier 1 (core) risk-based capital | $15,110,000 | 3,444 |
| Tier 2 risk-based capital | $1,788,000 | 2,359 |
| Total risk weighted assets | $162,854,000 | 2,369 |
| Total unused commitments | $42,649,000 | 1,768 |
| Derivatives | $10,000,000 | 400 |
| 2004-03-31 | Rank | |
| # of Employees: | 69 | 2,492 |
| Assets and Liabilities | ||
| Total Assets: | $198,843,000 | 2,804 |
| Cash and due from depository institutions | $23,068,000 | 2,492 |
| Interest-bearing balances | $15,054,000 | 489 |
| Securities | $20,068,000 | 4,765 |
| Federal funds sold & reverse repurchase agreements | $6,528,000 | 2,253 |
| Net loans & leases | $120,792,000 | 2,883 |
| Loan loss allowance | $1,763,000 | 2,523 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $6,999,000 | 1,383 |
| Other real estate owned | $0 | 2,492 |
| Goodwill and other intangibles | $20,072,000 | 329 |
| All other assets | $1,316,000 | 5,727 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $198,843,000 | 2,804 |
| Total liabilities | $166,625,000 | 2,946 |
| Total deposits | $165,112,000 | 2,729 |
| Interest-bearing deposits | $139,788,000 | 2,754 |
| Deposits held in domestic offices | $165,112,000 | 2,725 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,174 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $0 | 5,747 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $1,513,000 | 2,408 |
| Total equity capital | $32,218,000 | 1,731 |
| Total bank equity capital | $32,218,000 | 1,731 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $1,929,000 | 1,939 |
| Surplus | $29,171,000 | 793 |
| Undivided profits | $1,118,000 | 7,381 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $157,000 | 6,124 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $598,000 | 4,556 |
| Earning assets | $162,442,000 | 3,064 |
| Long-term assets (5+ years) | $25,324,000 | 3,115 |
| Average Assets, year-to-date | $196,532,500 | 2,804 |
| Average Assets, quarterly | $196,532,500 | 2,804 |
| Volatile liabilities | $23,570,000 | 3,494 |
| Insider loans | $1,786,000 | 2,869 |
| FHLB advances | $0 | 5,150 |
| Loans and leases held for sale | $376,000 | 1,399 |
| Unused loan commitments | $36,622,000 | 1,924 |
| Tier 1 (core) risk-based capital | $12,863,000 | 3,917 |
| Tier 2 risk-based capital | $1,763,000 | 2,344 |
| Total risk weighted assets | $145,396,000 | 2,564 |
| Total unused commitments | $36,622,000 | 1,928 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 62 | 2,777 |
| Assets and Liabilities | ||
| Total Assets: | $194,222,000 | 2,844 |
| Cash and due from depository institutions | $7,375,000 | 2,777 |
| Interest-bearing balances | $54,000 | 5,799 |
| Securities | $20,241,000 | 4,786 |
| Federal funds sold & reverse repurchase agreements | $34,537,000 | 343 |
| Net loans & leases | $104,092,000 | 3,249 |
| Loan loss allowance | $1,662,000 | 2,639 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $6,692,000 | 1,447 |
| Other real estate owned | $0 | 2,777 |
| Goodwill and other intangibles | $20,143,000 | 339 |
| All other assets | $1,142,000 | 6,162 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $194,222,000 | 2,844 |
| Total liabilities | $162,280,000 | 3,019 |
| Total deposits | $160,776,000 | 2,790 |
| Interest-bearing deposits | $136,642,000 | 2,780 |
| Deposits held in domestic offices | $160,776,000 | 2,786 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,433 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,772 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $1,504,000 | 2,326 |
| Total equity capital | $31,942,000 | 1,709 |
| Total bank equity capital | $31,942,000 | 1,709 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $1,929,000 | 1,955 |
| Surplus | $29,171,000 | 787 |
| Undivided profits | $842,000 | 7,639 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $226,000 | 5,657 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $530,000 | 5,153 |
| Earning assets | $158,924,000 | 3,104 |
| Long-term assets (5+ years) | $24,366,000 | 3,210 |
| Average Assets, year-to-date | $188,707,400 | 2,815 |
| Average Assets, quarterly | $195,974,000 | 2,794 |
| Volatile liabilities | $22,217,000 | 3,640 |
| Insider loans | $1,840,000 | 2,783 |
| FHLB advances | $0 | 5,171 |
| Loans and leases held for sale | $1,150,000 | 831 |
| Unused loan commitments | $36,286,000 | 1,883 |
| Tier 1 (core) risk-based capital | $12,786,000 | 3,886 |
| Tier 2 risk-based capital | $1,649,000 | 2,471 |
| Total risk weighted assets | $131,921,000 | 2,789 |
| Total unused commitments | $36,286,000 | 1,886 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 69 | 2,523 |
| Assets and Liabilities | ||
| Total Assets: | $197,726,000 | 2,781 |
| Cash and due from depository institutions | $6,516,000 | 2,523 |
| Interest-bearing balances | $44,000 | 6,032 |
| Securities | $20,548,000 | 4,656 |
| Federal funds sold & reverse repurchase agreements | $50,451,000 | 310 |
| Net loans & leases | $93,433,000 | 3,510 |
| Loan loss allowance | $1,646,000 | 2,664 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $5,373,000 | 1,838 |
| Other real estate owned | $0 | 2,523 |
| Goodwill and other intangibles | $20,214,000 | 338 |
| All other assets | $1,191,000 | 6,108 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $197,726,000 | 2,781 |
| Total liabilities | $167,598,000 | 2,932 |
| Total deposits | $166,045,000 | 2,706 |
| Interest-bearing deposits | $129,959,000 | 2,922 |
| Deposits held in domestic offices | $166,045,000 | 2,703 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,347 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,773 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $1,553,000 | 2,344 |
| Total equity capital | $30,128,000 | 1,819 |
| Total bank equity capital | $30,128,000 | 1,819 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $1,929,000 | 1,959 |
| Surplus | $27,671,000 | 818 |
| Undivided profits | $528,000 | 8,020 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $176,000 | 6,221 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $501,000 | 5,528 |
| Earning assets | $164,476,000 | 3,017 |
| Long-term assets (5+ years) | $25,413,000 | 3,124 |
| Average Assets, year-to-date | $187,328,750 | 2,850 |
| Average Assets, quarterly | $201,477,000 | 2,738 |
| Volatile liabilities | $21,822,000 | 3,664 |
| Insider loans | $2,081,000 | 2,510 |
| FHLB advances | $0 | 5,135 |
| Loans and leases held for sale | $1,037,000 | 1,124 |
| Unused loan commitments | $33,357,000 | 2,018 |
| Tier 1 (core) risk-based capital | $10,954,000 | 4,374 |
| Tier 2 risk-based capital | $1,542,000 | 2,596 |
| Total risk weighted assets | $123,294,000 | 2,941 |
| Total unused commitments | $33,357,000 | 2,018 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 72 | 2,417 |
| Assets and Liabilities | ||
| Total Assets: | $205,228,000 | 2,693 |
| Cash and due from depository institutions | $6,476,000 | 2,417 |
| Interest-bearing balances | $39,000 | 6,128 |
| Securities | $23,943,000 | 4,169 |
| Federal funds sold & reverse repurchase agreements | $54,802,000 | 302 |
| Net loans & leases | $93,268,000 | 3,497 |
| Loan loss allowance | $1,675,000 | 2,584 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $4,882,000 | 1,972 |
| Other real estate owned | $100,000 | 2,417 |
| Goodwill and other intangibles | $20,286,000 | 320 |
| All other assets | $1,471,000 | 5,402 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $205,228,000 | 2,693 |
| Total liabilities | $175,209,000 | 2,790 |
| Total deposits | $173,490,000 | 2,574 |
| Interest-bearing deposits | $142,225,000 | 2,668 |
| Deposits held in domestic offices | $173,490,000 | 2,569 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,266 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $0 | 5,772 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $1,719,000 | 2,254 |
| Total equity capital | $30,019,000 | 1,822 |
| Total bank equity capital | $30,019,000 | 1,822 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $1,929,000 | 1,955 |
| Surplus | $27,671,000 | 802 |
| Undivided profits | $419,000 | 8,206 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $302,000 | 5,364 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $615,000 | 4,622 |
| Earning assets | $172,052,000 | 2,879 |
| Long-term assets (5+ years) | $16,063,000 | 3,939 |
| Average Assets, year-to-date | $183,863,000 | 2,884 |
| Average Assets, quarterly | $200,193,500 | 2,722 |
| Volatile liabilities | $23,713,000 | 3,392 |
| Insider loans | $1,818,000 | 2,769 |
| FHLB advances | $0 | 5,105 |
| Loans and leases held for sale | $5,643,000 | 657 |
| Unused loan commitments | $26,363,000 | 2,340 |
| Tier 1 (core) risk-based capital | $10,902,000 | 4,325 |
| Tier 2 risk-based capital | $1,431,000 | 2,698 |
| Total risk weighted assets | $114,259,000 | 3,079 |
| Total unused commitments | $26,363,000 | 2,349 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 74 | 2,333 |
| Assets and Liabilities | ||
| Total Assets: | $195,159,000 | 2,764 |
| Cash and due from depository institutions | $27,972,000 | 2,333 |
| Interest-bearing balances | $20,000,000 | 412 |
| Securities | $30,686,000 | 3,466 |
| Federal funds sold & reverse repurchase agreements | $19,220,000 | 830 |
| Net loans & leases | $90,577,000 | 3,524 |
| Loan loss allowance | $1,638,000 | 2,603 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $4,407,000 | 2,135 |
| Other real estate owned | $219,000 | 2,333 |
| Goodwill and other intangibles | $20,340,000 | 311 |
| All other assets | $1,738,000 | 4,922 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $195,159,000 | 2,764 |
| Total liabilities | $165,576,000 | 2,920 |
| Total deposits | $163,210,000 | 2,715 |
| Interest-bearing deposits | $135,846,000 | 2,791 |
| Deposits held in domestic offices | $163,210,000 | 2,712 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $982,000 | 2,383 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $0 | 5,712 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,384,000 | 2,674 |
| Total equity capital | $29,583,000 | 1,807 |
| Total bank equity capital | $29,583,000 | 1,807 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $1,929,000 | 1,968 |
| Surplus | $27,654,000 | 785 |
| Undivided profits | $0 | 8,595 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $173,000 | 6,239 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $627,000 | 4,551 |
| Earning assets | $160,483,000 | 3,034 |
| Long-term assets (5+ years) | $17,886,000 | 3,626 |
| Average Assets, year-to-date | $173,180,500 | 3,046 |
| Average Assets, quarterly | $173,180,500 | 3,046 |
| Volatile liabilities | $23,382,000 | 3,376 |
| Insider loans | $1,914,000 | 2,617 |
| FHLB advances | $0 | 5,057 |
| Loans and leases held for sale | $4,415,000 | 673 |
| Unused loan commitments | $27,074,000 | 2,204 |
| Tier 1 (core) risk-based capital | $10,244,000 | 4,482 |
| Tier 2 risk-based capital | $1,328,000 | 2,841 |
| Total risk weighted assets | $105,922,000 | 3,224 |
| Total unused commitments | $27,074,000 | 2,215 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 69 | 2,482 |
| Assets and Liabilities | ||
| Total Assets: | $151,202,000 | 3,352 |
| Cash and due from depository institutions | $6,609,000 | 2,482 |
| Interest-bearing balances | $0 | 7,009 |
| Securities | $34,013,000 | 3,184 |
| Federal funds sold & reverse repurchase agreements | $5,817,000 | 2,464 |
| Net loans & leases | $98,149,000 | 3,279 |
| Loan loss allowance | $1,209,000 | 3,251 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $4,535,000 | 2,049 |
| Other real estate owned | $244,000 | 2,482 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $1,835,000 | 4,788 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $151,202,000 | 3,352 |
| Total liabilities | $138,173,000 | 3,310 |
| Total deposits | $137,333,000 | 3,101 |
| Interest-bearing deposits | $110,434,000 | 3,244 |
| Deposits held in domestic offices | $137,333,000 | 3,097 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,222 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $0 | 5,759 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $840,000 | 3,804 |
| Total equity capital | $13,029,000 | 3,863 |
| Total bank equity capital | $13,029,000 | 3,863 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $1,929,000 | 1,963 |
| Surplus | $2,200,000 | 5,190 |
| Undivided profits | $8,900,000 | 3,216 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,046,000 | 2,629 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $744,000 | 4,163 |
| Earning assets | $137,979,000 | 3,358 |
| Long-term assets (5+ years) | $22,917,000 | 3,053 |
| Average Assets, year-to-date | $146,796,200 | 3,316 |
| Average Assets, quarterly | $150,564,000 | 3,336 |
| Volatile liabilities | $20,377,000 | 3,693 |
| Insider loans | $2,084,000 | 2,447 |
| FHLB advances | $0 | 5,074 |
| Loans and leases held for sale | $7,489,000 | 547 |
| Unused loan commitments | $25,868,000 | 2,201 |
| Tier 1 (core) risk-based capital | $12,415,000 | 3,790 |
| Tier 2 risk-based capital | $1,209,000 | 3,023 |
| Total risk weighted assets | $106,102,000 | 3,187 |
| Total unused commitments | $25,868,000 | 2,206 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 62 | 2,742 |
| Assets and Liabilities | ||
| Total Assets: | $144,031,000 | 3,384 |
| Cash and due from depository institutions | $5,701,000 | 2,742 |
| Interest-bearing balances | $0 | 7,015 |
| Securities | $31,081,000 | 3,252 |
| Federal funds sold & reverse repurchase agreements | $11,758,000 | 1,245 |
| Net loans & leases | $89,509,000 | 3,462 |
| Loan loss allowance | $967,000 | 3,683 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $4,484,000 | 2,008 |
| Other real estate owned | $0 | 2,742 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $1,498,000 | 5,385 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $144,031,000 | 3,384 |
| Total liabilities | $132,576,000 | 3,317 |
| Total deposits | $131,049,000 | 3,094 |
| Interest-bearing deposits | $108,829,000 | 3,157 |
| Deposits held in domestic offices | $131,049,000 | 3,089 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $820,000 | 2,727 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,675 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $707,000 | 4,412 |
| Total equity capital | $11,455,000 | 4,047 |
| Total bank equity capital | $11,455,000 | 4,047 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $1,929,000 | 1,991 |
| Surplus | $2,200,000 | 5,172 |
| Undivided profits | $7,326,000 | 3,469 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $759,000 | 3,256 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $714,000 | 4,616 |
| Earning assets | $132,348,000 | 3,343 |
| Long-term assets (5+ years) | $22,363,000 | 3,071 |
| Average Assets, year-to-date | $135,520,400 | 3,412 |
| Average Assets, quarterly | $141,872,500 | 3,382 |
| Volatile liabilities | $19,812,000 | 3,719 |
| Insider loans | $2,738,000 | 1,801 |
| FHLB advances | $0 | 4,938 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $22,075,000 | 2,331 |
| Tier 1 (core) risk-based capital | $11,436,000 | 3,889 |
| Tier 2 risk-based capital | $967,000 | 3,451 |
| Total risk weighted assets | $97,627,000 | 3,285 |
| Total unused commitments | $22,075,000 | 2,336 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 59 | 2,904 |
| Assets and Liabilities | ||
| Total Assets: | $126,596,000 | 3,632 |
| Cash and due from depository institutions | $5,409,000 | 2,904 |
| Interest-bearing balances | $0 | 6,829 |
| Securities | $33,641,000 | 3,146 |
| Federal funds sold & reverse repurchase agreements | $5,360,000 | 2,211 |
| Net loans & leases | $76,070,000 | 3,851 |
| Loan loss allowance | $738,000 | 4,410 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $4,774,000 | 1,820 |
| Other real estate owned | $0 | 2,904 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $1,342,000 | 5,206 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $126,596,000 | 3,632 |
| Total liabilities | $116,065,000 | 3,584 |
| Total deposits | $115,066,000 | 3,336 |
| Interest-bearing deposits | $96,518,000 | 3,410 |
| Deposits held in domestic offices | $115,066,000 | 3,332 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $258,000 | 3,436 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,732 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $741,000 | 4,495 |
| Total equity capital | $10,531,000 | 4,209 |
| Total bank equity capital | $10,531,000 | 4,209 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $1,929,000 | 2,011 |
| Surplus | $2,200,000 | 5,177 |
| Undivided profits | $6,402,000 | 3,694 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $91,000 | 6,895 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $1,038,000 | 2,628 |
| Earning assets | $115,071,000 | 3,669 |
| Long-term assets (5+ years) | $24,734,000 | 2,749 |
| Average Assets, year-to-date | $119,667,200 | 3,665 |
| Average Assets, quarterly | $123,459,500 | 3,674 |
| Volatile liabilities | $17,825,000 | 3,950 |
| Insider loans | $2,038,000 | 2,297 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $16,812,000 | 2,652 |
| Tier 1 (core) risk-based capital | $10,712,000 | 4,045 |
| Tier 2 risk-based capital | $738,000 | 4,148 |
| Total risk weighted assets | $86,570,000 | 3,513 |
| Total unused commitments | $16,812,000 | 2,656 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 59 | 2,992 |
| Assets and Liabilities | ||
| Total Assets: | $114,733,000 | 3,916 |
| Cash and due from depository institutions | $6,212,000 | 2,992 |
| Interest-bearing balances | $0 | 6,854 |
| Securities | $28,256,000 | 3,773 |
| Federal funds sold & reverse repurchase agreements | $2,280,000 | 3,434 |
| Net loans & leases | $71,152,000 | 3,919 |
| Loan loss allowance | $618,000 | 4,953 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $5,109,000 | 1,657 |
| Other real estate owned | $207,000 | 2,992 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $1,517,000 | 4,811 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $114,733,000 | 3,916 |
| Total liabilities | $106,088,000 | 3,831 |
| Total deposits | $105,197,000 | 3,565 |
| Interest-bearing deposits | $88,590,000 | 3,631 |
| Deposits held in domestic offices | $105,197,000 | 3,563 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $227,000 | 3,814 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,751 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $664,000 | 4,439 |
| Total equity capital | $8,645,000 | 4,782 |
| Total bank equity capital | $8,645,000 | 4,782 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $1,929,000 | 2,030 |
| Surplus | $2,200,000 | 5,212 |
| Undivided profits | $4,516,000 | 4,480 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $123,000 | 6,584 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $355,000 | 5,862 |
| Earning assets | $101,688,000 | 4,019 |
| Long-term assets (5+ years) | $24,065,000 | 2,947 |
| Average Assets, year-to-date | $112,205,400 | 3,851 |
| Average Assets, quarterly | $113,116,500 | 3,922 |
| Volatile liabilities | $14,048,000 | 4,414 |
| Insider loans | $2,091,000 | 2,150 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $20,456,000 | 2,325 |
| Tier 1 (core) risk-based capital | $9,548,000 | 4,425 |
| Tier 2 risk-based capital | $618,000 | 4,617 |
| Total risk weighted assets | $81,758,600 | 3,554 |
| Total unused commitments | $20,456,000 | 2,331 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 60 | 2,961 |
| Assets and Liabilities | ||
| Total Assets: | $110,775,000 | 3,974 |
| Cash and due from depository institutions | $2,566,000 | 2,961 |
| Interest-bearing balances | $0 | 6,728 |
| Securities | $27,166,000 | 3,917 |
| Federal funds sold & reverse repurchase agreements | $14,915,000 | 1,094 |
| Net loans & leases | $60,944,000 | 4,234 |
| Loan loss allowance | $594,000 | 5,032 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $4,304,000 | 1,866 |
| Other real estate owned | $0 | 2,961 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $880,000 | 6,375 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $110,775,000 | 3,974 |
| Total liabilities | $102,365,000 | 3,864 |
| Total deposits | $101,767,000 | 3,647 |
| Interest-bearing deposits | $87,207,000 | 3,652 |
| Deposits held in domestic offices | $101,767,000 | 3,642 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $34,000 | 3,191 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,274 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $564,000 | 5,340 |
| Total equity capital | $8,410,000 | 4,993 |
| Total bank equity capital | $8,410,000 | 4,993 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $1,929,000 | 1,982 |
| Surplus | $2,200,000 | 5,107 |
| Undivided profits | $4,281,000 | 4,883 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $371,000 | 4,709 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $305,000 | 6,514 |
| Earning assets | $103,025,000 | 3,937 |
| Long-term assets (5+ years) | $24,822,000 | 2,717 |
| Average Assets, year-to-date | $98,347,400 | 4,219 |
| Average Assets, quarterly | $106,717,000 | 4,031 |
| Volatile liabilities | $15,266,000 | 3,742 |
| Insider loans | $1,991,000 | 2,128 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $14,359,000 | 2,883 |
| Tier 1 (core) risk-based capital | $8,365,000 | 4,850 |
| Tier 2 risk-based capital | $594,000 | 4,629 |
| Total risk weighted assets | $75,123,300 | 3,626 |
| Total unused commitments | $14,359,000 | 2,890 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 42 | 4,197 |
| Assets and Liabilities | ||
| Total Assets: | $82,788,000 | 5,064 |
| Cash and due from depository institutions | $3,038,000 | 4,197 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $11,242,000 | 7,045 |
| Federal funds sold & reverse repurchase agreements | $5,650,000 | 2,439 |
| Net loans & leases | $58,035,000 | 4,438 |
| Loan loss allowance | $587,000 | 5,116 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $4,116,000 | 1,927 |
| Other real estate owned | $0 | 4,197 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $707,000 | 7,362 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $82,788,000 | 5,064 |
| Total liabilities | $75,324,000 | 4,990 |
| Total deposits | $74,588,000 | 4,786 |
| Interest-bearing deposits | $63,814,000 | 4,813 |
| Deposits held in domestic offices | $74,588,000 | 4,780 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $43,000 | 4,939 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $693,000 | 4,714 |
| Total equity capital | $7,464,000 | 5,465 |
| Total bank equity capital | $7,464,000 | 5,465 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $1,929,000 | 1,982 |
| Surplus | $2,200,000 | 5,101 |
| Undivided profits | $3,335,000 | 5,714 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $39,000 | 8,797 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $313,000 | 6,668 |
| Earning assets | $74,927,000 | 5,110 |
| Long-term assets (5+ years) | $9,101,000 | 4,567 |
| Average Assets, year-to-date | $78,799,000 | 5,065 |
| Average Assets, quarterly | $81,612,500 | 5,061 |
| Volatile liabilities | $11,609,000 | 4,510 |
| Insider loans | $2,029,000 | 2,032 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $15,936,000 | 2,500 |
| Tier 1 (core) risk-based capital | $7,463,000 | 5,316 |
| Tier 2 risk-based capital | $587,000 | 4,586 |
| Total risk weighted assets | $58,286,700 | 4,479 |
| Total unused commitments | $15,936,000 | 2,506 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 37 | 4,911 |
| Assets and Liabilities | ||
| Total Assets: | $74,818,000 | 5,580 |
| Cash and due from depository institutions | $2,764,000 | 4,911 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $11,093,000 | 7,556 |
| Federal funds sold & reverse repurchase agreements | $1,430,000 | 5,704 |
| Net loans & leases | $55,539,000 | 4,647 |
| Loan loss allowance | $563,000 | 5,435 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $3,337,000 | 2,368 |
| Other real estate owned | $0 | 4,911 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $655,000 | 7,889 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $74,818,000 | 5,580 |
| Total liabilities | $68,517,000 | 5,499 |
| Total deposits | $67,884,000 | 5,315 |
| Interest-bearing deposits | $58,375,000 | 5,318 |
| Deposits held in domestic offices | $67,884,000 | 5,305 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $45,000 | 5,072 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $588,000 | 5,338 |
| Total equity capital | $6,301,000 | 6,245 |
| Total bank equity capital | $6,301,000 | 6,245 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $1,929,000 | 2,104 |
| Surplus | $2,200,000 | 5,171 |
| Undivided profits | $2,172,000 | 7,026 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,000 | 10,351 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $304,000 | 6,848 |
| Earning assets | $68,062,000 | 5,610 |
| Long-term assets (5+ years) | $5,842,000 | 5,518 |
| Average Assets, year-to-date | $72,467,000 | 5,572 |
| Average Assets, quarterly | $75,148,000 | 5,527 |
| Volatile liabilities | $8,970,000 | 5,202 |
| Insider loans | $2,255,000 | 1,886 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $15,865,000 | 2,436 |
| Tier 1 (core) risk-based capital | $6,335,000 | 6,128 |
| Tier 2 risk-based capital | $563,000 | 4,799 |
| Total risk weighted assets | $58,343,700 | 4,495 |
| Total unused commitments | $15,865,000 | 2,448 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 34 | 5,419 |
| Assets and Liabilities | ||
| Total Assets: | $66,725,000 | 6,152 |
| Cash and due from depository institutions | $2,526,000 | 5,419 |
| Interest-bearing balances | $100,000 | 4,830 |
| Securities | $8,505,000 | 8,811 |
| Federal funds sold & reverse repurchase agreements | $8,300,000 | 1,752 |
| Net loans & leases | $43,811,000 | 5,449 |
| Loan loss allowance | $434,000 | 6,626 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $3,061,000 | 2,494 |
| Other real estate owned | $0 | 5,419 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $522,000 | 8,995 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $66,725,000 | 6,152 |
| Total liabilities | $61,169,000 | 6,063 |
| Total deposits | $60,535,000 | 5,899 |
| Interest-bearing deposits | $52,502,000 | 5,876 |
| Deposits held in domestic offices | $60,535,000 | 5,888 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $47,000 | 4,690 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $587,000 | 5,566 |
| Total equity capital | $5,556,000 | 6,898 |
| Total bank equity capital | $5,556,000 | 6,898 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $1,929,000 | 2,162 |
| Surplus | $2,200,000 | 5,203 |
| Undivided profits | $1,427,000 | 8,442 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $13,000 | 10,371 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $237,000 | 8,140 |
| Earning assets | $60,716,000 | 6,176 |
| Long-term assets (5+ years) | $3,750,000 | 6,518 |
| Average Assets, year-to-date | $57,356,400 | 6,648 |
| Average Assets, quarterly | $63,888,000 | 6,288 |
| Volatile liabilities | $9,397,000 | 4,750 |
| Insider loans | $2,108,000 | 2,035 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $9,862,000 | 3,310 |
| Tier 1 (core) risk-based capital | $5,567,000 | 6,765 |
| Tier 2 risk-based capital | $434,000 | 5,848 |
| Total risk weighted assets | $45,454,400 | 5,417 |
| Total unused commitments | $9,862,000 | 3,325 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 29 | 6,346 |
| Assets and Liabilities | ||
| Total Assets: | $51,150,000 | 7,394 |
| Cash and due from depository institutions | $3,712,000 | 6,346 |
| Interest-bearing balances | $100,000 | 5,091 |
| Securities | $7,066,000 | 9,903 |
| Federal funds sold & reverse repurchase agreements | $575,000 | 6,559 |
| Net loans & leases | $36,617,000 | 6,164 |
| Loan loss allowance | $369,000 | 7,507 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $2,560,000 | 2,889 |
| Other real estate owned | $20,000 | 6,346 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $600,000 | 8,887 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $51,150,000 | 7,394 |
| Total liabilities | $46,278,000 | 7,384 |
| Total deposits | $45,980,000 | 7,205 |
| Interest-bearing deposits | $37,963,000 | 7,327 |
| Deposits held in domestic offices | $45,980,000 | 7,197 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $49,000 | 5,024 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $249,000 | 8,122 |
| Total equity capital | $4,872,000 | 7,256 |
| Total bank equity capital | $4,872,000 | 7,256 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $1,929,000 | 2,218 |
| Surplus | $2,200,000 | 5,185 |
| Undivided profits | $743,000 | 9,672 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $32,000 | 10,154 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $194,000 | 8,606 |
| Earning assets | $44,358,000 | 7,619 |
| Long-term assets (5+ years) | $3,073,000 | 7,323 |
| Average Assets, year-to-date | $47,807,800 | 7,602 |
| Average Assets, quarterly | $50,764,000 | 7,398 |
| Volatile liabilities | $6,262,000 | 5,941 |
| Insider loans | $2,361,000 | 1,775 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $7,215,000 | 3,910 |
| Tier 1 (core) risk-based capital | $5,062,000 | 7,168 |
| Tier 2 risk-based capital | $369,000 | 6,587 |
| Total risk weighted assets | $36,684,700 | 6,289 |
| Total unused commitments | $7,215,000 | 3,917 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 23 | 7,764 |
| Assets and Liabilities | ||
| Total Assets: | $44,178,000 | 8,332 |
| Cash and due from depository institutions | $2,380,000 | 7,764 |
| Interest-bearing balances | $670,000 | 3,976 |
| Securities | $5,824,000 | 10,884 |
| Federal funds sold & reverse repurchase agreements | $2,275,000 | 5,314 |
| Net loans & leases | $31,241,000 | 6,806 |
| Loan loss allowance | $312,000 | 8,513 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $2,029,000 | 3,581 |
| Other real estate owned | $0 | 7,764 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $429,000 | 10,008 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $44,178,000 | 8,332 |
| Total liabilities | $39,605,000 | 8,378 |
| Total deposits | $39,000,000 | 8,277 |
| Interest-bearing deposits | $33,620,000 | 8,250 |
| Deposits held in domestic offices | $39,000,000 | 8,270 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $605,000 | 4,641 |
| Total equity capital | $4,573,000 | 7,722 |
| Total bank equity capital | $4,573,000 | 7,722 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $1,929,000 | 2,257 |
| Surplus | $2,200,000 | 5,168 |
| Undivided profits | $444,000 | 10,999 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,000 | 12,015 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $152,000 | 9,421 |
| Earning assets | $40,010,000 | 8,375 |
| Long-term assets (5+ years) | $3,534,000 | 7,379 |
| Average Assets, year-to-date | $39,216,000 | 8,781 |
| Average Assets, quarterly | $42,852,000 | 8,435 |
| Volatile liabilities | $6,804,000 | 5,422 |
| Insider loans | $2,071,000 | 1,970 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $4,989,000 | 4,888 |
| Tier 1 (core) risk-based capital | $4,573,000 | 7,653 |
| Tier 2 risk-based capital | $312,000 | 7,413 |
| Total risk weighted assets | $30,377,200 | 7,227 |
| Total unused commitments | $4,989,000 | 4,911 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 17 | 9,428 |
| Assets and Liabilities | ||
| Total Assets: | $34,021,000 | 9,829 |
| Cash and due from depository institutions | $2,669,000 | 9,428 |
| Interest-bearing balances | $775,000 | 4,267 |
| Securities | $5,488,000 | 11,334 |
| Federal funds sold & reverse repurchase agreements | $0 | 11,296 |
| Net loans & leases | $24,442,000 | 8,005 |
| Loan loss allowance | $241,000 | 9,755 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $1,161,000 | 5,613 |
| Other real estate owned | $0 | 9,428 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $261,000 | 12,180 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $34,021,000 | 9,829 |
| Total liabilities | $29,873,000 | 9,971 |
| Total deposits | $29,266,000 | 9,926 |
| Interest-bearing deposits | $25,335,000 | 9,867 |
| Deposits held in domestic offices | $29,266,000 | 9,921 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $350,000 | 3,194 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $257,000 | 8,911 |
| Total equity capital | $4,148,000 | 8,094 |
| Total bank equity capital | $4,148,000 | 8,094 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $1,929,000 | 2,337 |
| Surplus | $2,200,000 | 5,070 |
| Undivided profits | $19,000 | 12,438 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 13,091 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $121,000 | 10,883 |
| Earning assets | $30,705,000 | 9,840 |
| Long-term assets (5+ years) | $3,653,000 | 7,455 |
| Average Assets, year-to-date | $26,897,000 | 10,763 |
| Average Assets, quarterly | $32,663,000 | 9,979 |
| Volatile liabilities | $7,215,000 | 5,184 |
| Insider loans | $182,000 | 4,180 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $3,661,000 | 5,513 |
| Tier 1 (core) risk-based capital | $4,148,000 | 8,032 |
| Tier 2 risk-based capital | $241,000 | 8,584 |
| Total risk weighted assets | $22,803,900 | 8,721 |
| Total unused commitments | $3,661,000 | 5,540 |
| Derivatives | $0 | 651 |