Home > United Community Bank Rabun County > Income and Expense
United Community Bank Rabun County, Income and Expense
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $12,729,000 | 2,677 |
| Total interest expense | $6,490,000 | 2,471 |
| Net interest income | $6,239,000 | 2,842 |
| Provision for loan and lease losses | $760,000 | 1,558 |
| Total noninterest income | $809,000 | 3,824 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $388,000 | 3,486 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $421,000 | 3,436 |
| Total noninterest expense | $3,914,000 | 3,491 |
| Salaries and employee benefits | $1,719,000 | 4,058 |
| Premises and equipment expense | $280,000 | 5,742 |
| Additional noninterest expense | $1,915,000 | 2,331 |
| Pre-tax net operating income | $2,374,000 | 2,779 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $779,000 | 2,481 |
| Income before extraordinary items | $1,595,000 | 3,078 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,595,000 | 3,081 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $374,000 | 1,917 |
| Cash dividends | $730,000 | 2,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,595,000 | 2,984 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $13,229,000 | 2,627 |
| Total interest expense | $8,034,000 | 2,137 |
| Net interest income | $5,195,000 | 3,353 |
| Provision for loan and lease losses | $531,000 | 1,788 |
| Total noninterest income | $781,000 | 3,713 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $372,000 | 3,425 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $409,000 | 3,291 |
| Total noninterest expense | $3,200,000 | 4,010 |
| Salaries and employee benefits | $1,487,000 | 4,384 |
| Premises and equipment expense | $373,000 | 4,729 |
| Additional noninterest expense | $1,340,000 | 3,095 |
| Pre-tax net operating income | $2,245,000 | 3,042 |
| Securities gains (losses) | $-81,000 | 9,362 |
| Applicable income taxes | $698,000 | 2,793 |
| Income before extraordinary items | $1,466,000 | 3,314 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,466,000 | 3,313 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $152,000 | 2,843 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,521,080 | 3,210 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $10,066,000 | 3,199 |
| Total interest expense | $5,781,000 | 2,543 |
| Net interest income | $4,285,000 | 3,940 |
| Provision for loan and lease losses | $581,000 | 1,567 |
| Total noninterest income | $508,000 | 4,908 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $308,000 | 3,911 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $200,000 | 4,940 |
| Total noninterest expense | $2,852,000 | 4,396 |
| Salaries and employee benefits | $1,353,000 | 4,715 |
| Premises and equipment expense | $320,000 | 5,276 |
| Additional noninterest expense | $1,179,000 | 3,485 |
| Pre-tax net operating income | $1,360,000 | 4,388 |
| Securities gains (losses) | $4,000 | 2,267 |
| Applicable income taxes | $433,000 | 3,959 |
| Income before extraordinary items | $931,000 | 4,648 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $931,000 | 4,649 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $251,000 | 2,070 |
| Cash dividends | $500,000 | 3,483 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $928,280 | 4,621 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $7,603,000 | 4,117 |
| Total interest expense | $4,143,000 | 3,564 |
| Net interest income | $3,460,000 | 4,647 |
| Provision for loan and lease losses | $156,000 | 4,068 |
| Total noninterest income | $468,000 | 5,125 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $276,000 | 4,192 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $192,000 | 5,065 |
| Total noninterest expense | $2,455,000 | 4,832 |
| Salaries and employee benefits | $1,183,000 | 5,115 |
| Premises and equipment expense | $370,000 | 4,705 |
| Additional noninterest expense | $902,000 | 4,281 |
| Pre-tax net operating income | $1,317,000 | 4,570 |
| Securities gains (losses) | $145,000 | 1,067 |
| Applicable income taxes | $457,000 | 4,096 |
| Income before extraordinary items | $1,005,000 | 4,502 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,005,000 | 4,501 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $25,000 | 6,026 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $904,950 | 4,713 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $5,935,000 | 5,113 |
| Total interest expense | $3,172,000 | 4,481 |
| Net interest income | $2,763,000 | 5,640 |
| Provision for loan and lease losses | $292,000 | 2,684 |
| Total noninterest income | $444,000 | 5,377 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $227,000 | 4,950 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $217,000 | 4,759 |
| Total noninterest expense | $1,746,000 | 6,190 |
| Salaries and employee benefits | $890,000 | 6,347 |
| Premises and equipment expense | $238,000 | 6,238 |
| Additional noninterest expense | $618,000 | 5,699 |
| Pre-tax net operating income | $1,169,000 | 5,321 |
| Securities gains (losses) | $3,000 | 3,097 |
| Applicable income taxes | $411,000 | 4,804 |
| Income before extraordinary items | $761,000 | 5,627 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $761,000 | 5,630 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $76,000 | 4,342 |
| Cash dividends | $350,000 | 4,223 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $759,050 | 5,591 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $4,600,000 | 6,290 |
| Total interest expense | $2,336,000 | 5,780 |
| Net interest income | $2,264,000 | 6,630 |
| Provision for loan and lease losses | $186,000 | 3,572 |
| Total noninterest income | $479,000 | 5,306 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $196,000 | 5,636 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $283,000 | 4,221 |
| Total noninterest expense | $1,516,000 | 7,067 |
| Salaries and employee benefits | $680,000 | 7,649 |
| Premises and equipment expense | $279,000 | 5,861 |
| Additional noninterest expense | $557,000 | 6,637 |
| Pre-tax net operating income | $1,041,000 | 5,594 |
| Securities gains (losses) | $1,000 | 3,760 |
| Applicable income taxes | $310,000 | 5,727 |
| Income before extraordinary items | $732,000 | 5,615 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $732,000 | 5,615 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $80,000 | 4,367 |
| Cash dividends | $486,000 | 3,498 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $731,300 | 5,569 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $3,926,000 | 7,083 |
| Total interest expense | $1,992,000 | 6,479 |
| Net interest income | $1,934,000 | 7,452 |
| Provision for loan and lease losses | $77,000 | 5,197 |
| Total noninterest income | $413,000 | 5,869 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $178,000 | 6,102 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $235,000 | 4,664 |
| Total noninterest expense | $1,330,000 | 7,794 |
| Salaries and employee benefits | $613,000 | 8,276 |
| Premises and equipment expense | $253,000 | 6,297 |
| Additional noninterest expense | $464,000 | 7,568 |
| Pre-tax net operating income | $940,000 | 6,238 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $315,000 | 5,834 |
| Income before extraordinary items | $625,000 | 6,458 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $625,000 | 6,456 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 6,779 |
| Cash dividends | $170,000 | 5,838 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $625,000 | 6,448 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,845,000 | 8,329 |
| Total interest expense | $1,145,000 | 8,126 |
| Net interest income | $1,700,000 | 8,305 |
| Provision for loan and lease losses | $63,000 | 5,527 |
| Total noninterest income | $354,000 | 6,627 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $151,000 | 6,864 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $203,000 | 5,218 |
| Total noninterest expense | $1,204,000 | 8,585 |
| Salaries and employee benefits | $548,000 | 8,973 |
| Premises and equipment expense | $240,000 | 6,683 |
| Additional noninterest expense | $416,000 | 8,662 |
| Pre-tax net operating income | $787,000 | 6,937 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $273,000 | 6,220 |
| Income before extraordinary items | $514,000 | 7,200 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $514,000 | 7,207 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 7,455 |
| Cash dividends | $149,000 | 6,165 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $514,000 | 7,236 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,444,000 | 9,306 |
| Total interest expense | $947,000 | 9,342 |
| Net interest income | $1,497,000 | 9,116 |
| Provision for loan and lease losses | $89,000 | 6,111 |
| Total noninterest income | $228,000 | 8,728 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $152,000 | 7,042 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $76,000 | 8,800 |
| Total noninterest expense | $1,092,000 | 9,351 |
| Salaries and employee benefits | $496,000 | 9,707 |
| Premises and equipment expense | $223,000 | 7,222 |
| Additional noninterest expense | $373,000 | 9,561 |
| Pre-tax net operating income | $544,000 | 8,341 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $133,000 | 9,018 |
| Income before extraordinary items | $411,000 | 8,319 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $411,000 | 8,477 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $45,000 | 6,277 |
| Cash dividends | $128,000 | 6,409 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $411,000 | 8,045 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,313,000 | 10,271 |
| Total interest expense | $1,115,000 | 9,928 |
| Net interest income | $1,198,000 | 10,329 |
| Provision for loan and lease losses | $104,000 | 7,172 |
| Total noninterest income | $165,000 | 10,157 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $119,000 | 7,968 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $46,000 | 10,672 |
| Total noninterest expense | $1,070,000 | 9,667 |
| Salaries and employee benefits | $545,000 | 9,320 |
| Premises and equipment expense | $200,000 | 7,833 |
| Additional noninterest expense | $325,000 | 10,499 |
| Pre-tax net operating income | $189,000 | 11,179 |
| Securities gains (losses) | $45,000 | 4,303 |
| Applicable income taxes | $74,000 | 10,606 |
| Income before extraordinary items | $160,000 | 11,128 |
| Extraordinary gains, net | $74,000 | 866 |
| Net income | $234,000 | 10,265 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $82,000 | 6,392 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $129,400 | 11,233 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.