Home > United Community Bank of North Dakota > Income and Expense
United Community Bank of North Dakota, Income and Expense
| 2023-09-30 (YTD Data) | Rank | |
| Total interest income | $13,352,000 | 2,012 |
| Total interest expense | $2,813,000 | 2,229 |
| Net interest income | $10,539,000 | 1,922 |
| Provision for loan and lease losses | $0 | 3,085 |
| Total noninterest income | $532,000 | 3,104 |
| Gross Fiduciary activities income | $0 | 950 |
| Service charges on deposit accounts | $135,000 | 2,811 |
| Trading account gains and fees | $0 | 125 |
| Additional Noninterest Income | $397,000 | 2,909 |
| Total noninterest expense | $6,119,000 | 2,294 |
| Salaries and employee benefits | $3,506,000 | 2,284 |
| Premises and equipment expense | $298,000 | 3,268 |
| Additional noninterest expense | $397,000 | 2,908 |
| Pre-tax net operating income | $4,952,000 | 1,670 |
| Securities gains (losses) | $0 | 849 |
| Applicable income taxes | $1,107,000 | 1,217 |
| Income before extraordinary items | $3,845,000 | 1,762 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $3,845,000 | 1,776 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $3,845,000 | 1,762 |
| Net charge-offs | $-29,000 | 4,087 |
| Cash dividends | $4,317,000 | 675 |
| Sale, conversion, retirement of capital stock, net | $0 | 507 |
| Net operating income | $3,845,000 | 1,783 |
| 2023-06-30 (YTD Data) | Rank | |
| Total interest income | $8,373,000 | 2,064 |
| Total interest expense | $1,560,000 | 2,292 |
| Net interest income | $6,813,000 | 1,976 |
| Provision for loan and lease losses | $0 | 2,940 |
| Total noninterest income | $530,000 | 2,635 |
| Gross Fiduciary activities income | $0 | 931 |
| Service charges on deposit accounts | $88,000 | 2,825 |
| Trading account gains and fees | $0 | 112 |
| Additional Noninterest Income | $442,000 | 2,326 |
| Total noninterest expense | $3,867,000 | 2,368 |
| Salaries and employee benefits | $2,219,000 | 2,360 |
| Premises and equipment expense | $236,000 | 3,045 |
| Additional noninterest expense | $442,000 | 2,322 |
| Pre-tax net operating income | $3,476,000 | 1,598 |
| Securities gains (losses) | $0 | 938 |
| Applicable income taxes | $751,000 | 1,209 |
| Income before extraordinary items | $2,725,000 | 1,681 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $2,725,000 | 1,700 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,725,000 | 1,680 |
| Net charge-offs | $-22,000 | 4,140 |
| Cash dividends | $4,317,000 | 495 |
| Sale, conversion, retirement of capital stock, net | $0 | 486 |
| Net operating income | $2,725,000 | 1,691 |
| 2023-03-31 (YTD Data) | Rank | |
| Total interest income | $4,052,000 | 2,084 |
| Total interest expense | $704,000 | 2,230 |
| Net interest income | $3,348,000 | 2,011 |
| Provision for loan and lease losses | $0 | 2,612 |
| Total noninterest income | $277,000 | 2,570 |
| Gross Fiduciary activities income | $0 | 913 |
| Service charges on deposit accounts | $41,000 | 2,918 |
| Trading account gains and fees | $0 | 97 |
| Additional Noninterest Income | $236,000 | 2,252 |
| Total noninterest expense | $1,891,000 | 2,428 |
| Salaries and employee benefits | $1,052,000 | 2,471 |
| Premises and equipment expense | $109,000 | 3,198 |
| Additional noninterest expense | $236,000 | 2,252 |
| Pre-tax net operating income | $1,734,000 | 1,620 |
| Securities gains (losses) | $0 | 950 |
| Applicable income taxes | $378,000 | 1,205 |
| Income before extraordinary items | $1,356,000 | 1,709 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,356,000 | 1,708 |
| Minority interest net income | $0 | 48 |
| Net income of bank and minority interests. | $1,356,000 | 1,709 |
| Net charge-offs | $-65,000 | 4,494 |
| Cash dividends | $301,000 | 1,563 |
| Sale, conversion, retirement of capital stock, net | $0 | 430 |
| Net operating income | $1,356,000 | 1,729 |
| 2022-12-31 (YTD Data) | Rank | |
| Total interest income | $15,041,000 | 1,955 |
| Total interest expense | $1,087,000 | 2,302 |
| Net interest income | $13,954,000 | 1,879 |
| Provision for loan and lease losses | $2,250,000 | 477 |
| Total noninterest income | $207,000 | 4,150 |
| Gross Fiduciary activities income | $0 | 1,005 |
| Service charges on deposit accounts | $159,000 | 2,992 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $48,000 | 4,385 |
| Total noninterest expense | $7,638,000 | 2,370 |
| Salaries and employee benefits | $4,297,000 | 2,386 |
| Premises and equipment expense | $429,000 | 3,203 |
| Additional noninterest expense | $48,000 | 4,385 |
| Pre-tax net operating income | $4,273,000 | 2,220 |
| Securities gains (losses) | $-25,000 | 3,613 |
| Applicable income taxes | $880,000 | 1,659 |
| Income before extraordinary items | $3,368,000 | 2,310 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $3,368,000 | 2,309 |
| Minority interest net income | $0 | 63 |
| Net income of bank and minority interests. | $3,368,000 | 2,309 |
| Net charge-offs | $2,513,000 | 254 |
| Cash dividends | $1,139,000 | 2,025 |
| Sale, conversion, retirement of capital stock, net | $0 | 568 |
| Net operating income | $3,387,750 | 2,331 |
| 2022-09-30 (YTD Data) | Rank | |
| Total interest income | $10,965,000 | 1,934 |
| Total interest expense | $569,000 | 2,490 |
| Net interest income | $10,396,000 | 1,868 |
| Provision for loan and lease losses | $2,160,000 | 376 |
| Total noninterest income | $493,000 | 3,307 |
| Gross Fiduciary activities income | $0 | 968 |
| Service charges on deposit accounts | $118,000 | 3,028 |
| Trading account gains and fees | $0 | 111 |
| Additional Noninterest Income | $375,000 | 3,084 |
| Total noninterest expense | $5,500,000 | 2,434 |
| Salaries and employee benefits | $3,188,000 | 2,399 |
| Premises and equipment expense | $314,000 | 3,238 |
| Additional noninterest expense | $375,000 | 3,084 |
| Pre-tax net operating income | $3,229,000 | 2,206 |
| Securities gains (losses) | $0 | 740 |
| Applicable income taxes | $625,000 | 1,682 |
| Income before extraordinary items | $2,604,000 | 2,254 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,604,000 | 2,253 |
| Minority interest net income | $0 | 57 |
| Net income of bank and minority interests. | $2,604,000 | 2,253 |
| Net charge-offs | $776,000 | 349 |
| Cash dividends | $1,139,000 | 1,559 |
| Sale, conversion, retirement of capital stock, net | $0 | 519 |
| Net operating income | $2,604,000 | 2,295 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $7,016,000 | 1,942 |
| Total interest expense | $353,000 | 2,441 |
| Net interest income | $6,663,000 | 1,885 |
| Provision for loan and lease losses | $2,160,000 | 251 |
| Total noninterest income | $202,000 | 3,714 |
| Gross Fiduciary activities income | $0 | 925 |
| Service charges on deposit accounts | $71,000 | 3,132 |
| Trading account gains and fees | $0 | 108 |
| Additional Noninterest Income | $131,000 | 3,687 |
| Total noninterest expense | $3,616,000 | 2,444 |
| Salaries and employee benefits | $2,173,000 | 2,376 |
| Premises and equipment expense | $214,000 | 3,220 |
| Additional noninterest expense | $1,229,000 | 2,270 |
| Pre-tax net operating income | $1,089,000 | 2,913 |
| Securities gains (losses) | $0 | 687 |
| Applicable income taxes | $193,000 | 2,158 |
| Income before extraordinary items | $896,000 | 2,946 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $896,000 | 2,945 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $896,000 | 2,946 |
| Net charge-offs | $786,000 | 267 |
| Cash dividends | $1,139,000 | 1,246 |
| Sale, conversion, retirement of capital stock, net | $0 | 494 |
| Net operating income | $896,000 | 2,979 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $3,410,000 | 1,927 |
| Total interest expense | $183,000 | 2,353 |
| Net interest income | $3,227,000 | 1,885 |
| Provision for loan and lease losses | $500,000 | 332 |
| Total noninterest income | $102,000 | 3,682 |
| Gross Fiduciary activities income | $0 | 892 |
| Service charges on deposit accounts | $35,000 | 3,137 |
| Trading account gains and fees | $0 | 103 |
| Additional Noninterest Income | $67,000 | 3,644 |
| Total noninterest expense | $1,783,000 | 2,460 |
| Salaries and employee benefits | $1,043,000 | 2,438 |
| Premises and equipment expense | $109,000 | 3,205 |
| Additional noninterest expense | $631,000 | 2,222 |
| Pre-tax net operating income | $1,046,000 | 2,046 |
| Securities gains (losses) | $0 | 623 |
| Applicable income taxes | $223,000 | 1,527 |
| Income before extraordinary items | $823,000 | 2,155 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $823,000 | 2,155 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $823,000 | 2,155 |
| Net charge-offs | $-34,000 | 4,303 |
| Cash dividends | $0 | 2,284 |
| Sale, conversion, retirement of capital stock, net | $0 | 453 |
| Net operating income | $823,000 | 2,174 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $16,075,000 | 1,767 |
| Total interest expense | $961,000 | 2,269 |
| Net interest income | $15,114,000 | 1,714 |
| Provision for loan and lease losses | $865,000 | 686 |
| Total noninterest income | $396,000 | 3,845 |
| Gross Fiduciary activities income | $0 | 994 |
| Service charges on deposit accounts | $137,000 | 3,111 |
| Trading account gains and fees | $0 | 132 |
| Additional Noninterest Income | $259,000 | 3,835 |
| Total noninterest expense | $8,049,000 | 2,277 |
| Salaries and employee benefits | $5,058,000 | 2,156 |
| Premises and equipment expense | $377,000 | 3,435 |
| Additional noninterest expense | $2,614,000 | 2,190 |
| Pre-tax net operating income | $6,596,000 | 1,708 |
| Securities gains (losses) | $0 | 2,062 |
| Applicable income taxes | $1,402,000 | 1,364 |
| Income before extraordinary items | $5,194,000 | 1,844 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $5,194,000 | 1,844 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $5,194,000 | 1,845 |
| Net charge-offs | $1,000,000 | 420 |
| Cash dividends | $4,107,000 | 922 |
| Sale, conversion, retirement of capital stock, net | $0 | 582 |
| Net operating income | $5,194,000 | 1,808 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $12,624,000 | 1,734 |
| Total interest expense | $746,000 | 2,314 |
| Net interest income | $11,878,000 | 1,677 |
| Provision for loan and lease losses | $700,000 | 617 |
| Total noninterest income | $299,000 | 3,874 |
| Gross Fiduciary activities income | $0 | 957 |
| Service charges on deposit accounts | $105,000 | 3,098 |
| Trading account gains and fees | $0 | 132 |
| Additional Noninterest Income | $194,000 | 3,866 |
| Total noninterest expense | $5,316,000 | 2,474 |
| Salaries and employee benefits | $3,170,000 | 2,431 |
| Premises and equipment expense | $297,000 | 3,419 |
| Additional noninterest expense | $1,849,000 | 2,277 |
| Pre-tax net operating income | $6,161,000 | 1,519 |
| Securities gains (losses) | $0 | 2,015 |
| Applicable income taxes | $1,429,000 | 1,192 |
| Income before extraordinary items | $4,732,000 | 1,668 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $4,732,000 | 1,667 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $4,732,000 | 1,668 |
| Net charge-offs | $-3,000 | 3,300 |
| Cash dividends | $2,798,000 | 916 |
| Sale, conversion, retirement of capital stock, net | $0 | 543 |
| Net operating income | $4,732,000 | 1,642 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $8,851,000 | 1,661 |
| Total interest expense | $519,000 | 2,323 |
| Net interest income | $8,332,000 | 1,600 |
| Provision for loan and lease losses | $700,000 | 439 |
| Total noninterest income | $205,000 | 3,876 |
| Gross Fiduciary activities income | $0 | 951 |
| Service charges on deposit accounts | $68,000 | 3,092 |
| Trading account gains and fees | $0 | 133 |
| Additional Noninterest Income | $137,000 | 3,837 |
| Total noninterest expense | $3,589,000 | 2,447 |
| Salaries and employee benefits | $2,148,000 | 2,395 |
| Premises and equipment expense | $187,000 | 3,501 |
| Additional noninterest expense | $1,254,000 | 2,231 |
| Pre-tax net operating income | $4,248,000 | 1,470 |
| Securities gains (losses) | $0 | 1,818 |
| Applicable income taxes | $984,000 | 1,151 |
| Income before extraordinary items | $3,264,000 | 1,614 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $3,264,000 | 1,614 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $3,264,000 | 1,614 |
| Net charge-offs | $5,000 | 1,907 |
| Cash dividends | $1,762,000 | 948 |
| Sale, conversion, retirement of capital stock, net | $0 | 517 |
| Net operating income | $3,264,000 | 1,585 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $4,781,000 | 1,562 |
| Total interest expense | $273,000 | 2,310 |
| Net interest income | $4,508,000 | 1,490 |
| Provision for loan and lease losses | $700,000 | 261 |
| Total noninterest income | $99,000 | 3,885 |
| Gross Fiduciary activities income | $0 | 922 |
| Service charges on deposit accounts | $34,000 | 3,079 |
| Trading account gains and fees | $0 | 127 |
| Additional Noninterest Income | $65,000 | 3,841 |
| Total noninterest expense | $1,801,000 | 2,423 |
| Salaries and employee benefits | $1,068,000 | 2,392 |
| Premises and equipment expense | $95,000 | 3,484 |
| Additional noninterest expense | $638,000 | 2,171 |
| Pre-tax net operating income | $2,106,000 | 1,476 |
| Securities gains (losses) | $0 | 1,392 |
| Applicable income taxes | $483,000 | 1,161 |
| Income before extraordinary items | $1,623,000 | 1,633 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $1,623,000 | 1,633 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $1,623,000 | 1,633 |
| Net charge-offs | $15,000 | 1,237 |
| Cash dividends | $0 | 2,452 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $1,623,000 | 1,594 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $17,057,000 | 1,711 |
| Total interest expense | $1,965,000 | 2,003 |
| Net interest income | $15,092,000 | 1,647 |
| Provision for loan and lease losses | $1,001,000 | 1,592 |
| Total noninterest income | $473,000 | 3,673 |
| Gross Fiduciary activities income | $0 | 1,030 |
| Service charges on deposit accounts | $170,000 | 2,962 |
| Trading account gains and fees | $0 | 133 |
| Additional Noninterest Income | $303,000 | 3,620 |
| Total noninterest expense | $7,383,000 | 2,387 |
| Salaries and employee benefits | $4,510,000 | 2,291 |
| Premises and equipment expense | $407,000 | 3,375 |
| Additional noninterest expense | $2,466,000 | 2,223 |
| Pre-tax net operating income | $7,181,000 | 1,354 |
| Securities gains (losses) | $38,000 | 1,846 |
| Applicable income taxes | $1,478,000 | 1,148 |
| Income before extraordinary items | $5,741,000 | 1,470 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $5,741,000 | 1,469 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $5,741,000 | 1,470 |
| Net charge-offs | $14,000 | 2,926 |
| Cash dividends | $14,265,000 | 359 |
| Sale, conversion, retirement of capital stock, net | $0 | 566 |
| Net operating income | $5,710,600 | 1,433 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $13,061,000 | 1,689 |
| Total interest expense | $1,624,000 | 1,958 |
| Net interest income | $11,437,000 | 1,615 |
| Provision for loan and lease losses | $0 | 4,239 |
| Total noninterest income | $341,000 | 3,693 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $136,000 | 2,897 |
| Trading account gains and fees | $0 | 125 |
| Additional Noninterest Income | $205,000 | 3,690 |
| Total noninterest expense | $5,284,000 | 2,436 |
| Salaries and employee benefits | $3,122,000 | 2,404 |
| Premises and equipment expense | $301,000 | 3,405 |
| Additional noninterest expense | $1,861,000 | 2,182 |
| Pre-tax net operating income | $6,494,000 | 1,144 |
| Securities gains (losses) | $38,000 | 1,662 |
| Applicable income taxes | $1,520,000 | 888 |
| Income before extraordinary items | $5,012,000 | 1,268 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $5,012,000 | 1,268 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $5,012,000 | 1,268 |
| Net charge-offs | $20,000 | 2,499 |
| Cash dividends | $11,470,000 | 328 |
| Sale, conversion, retirement of capital stock, net | $0 | 532 |
| Net operating income | $4,981,980 | 1,237 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $8,924,000 | 1,669 |
| Total interest expense | $1,203,000 | 1,917 |
| Net interest income | $7,721,000 | 1,597 |
| Provision for loan and lease losses | $0 | 4,134 |
| Total noninterest income | $236,000 | 3,660 |
| Gross Fiduciary activities income | $0 | 970 |
| Service charges on deposit accounts | $95,000 | 2,885 |
| Trading account gains and fees | $0 | 123 |
| Additional Noninterest Income | $141,000 | 3,638 |
| Total noninterest expense | $3,521,000 | 2,441 |
| Salaries and employee benefits | $2,067,000 | 2,420 |
| Premises and equipment expense | $183,000 | 3,541 |
| Additional noninterest expense | $1,271,000 | 2,136 |
| Pre-tax net operating income | $4,436,000 | 1,065 |
| Securities gains (losses) | $38,000 | 1,419 |
| Applicable income taxes | $1,036,000 | 806 |
| Income before extraordinary items | $3,438,000 | 1,181 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $3,438,000 | 1,181 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $3,438,000 | 1,181 |
| Net charge-offs | $-18,000 | 4,488 |
| Cash dividends | $6,500,000 | 359 |
| Sale, conversion, retirement of capital stock, net | $0 | 504 |
| Net operating income | $3,407,980 | 1,159 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $4,048,000 | 1,792 |
| Total interest expense | $729,000 | 1,797 |
| Net interest income | $3,319,000 | 1,770 |
| Provision for loan and lease losses | $0 | 3,711 |
| Total noninterest income | $119,000 | 3,626 |
| Gross Fiduciary activities income | $0 | 941 |
| Service charges on deposit accounts | $57,000 | 2,902 |
| Trading account gains and fees | $0 | 106 |
| Additional Noninterest Income | $62,000 | 3,658 |
| Total noninterest expense | $1,864,000 | 2,369 |
| Salaries and employee benefits | $1,030,000 | 2,430 |
| Premises and equipment expense | $99,000 | 3,427 |
| Additional noninterest expense | $735,000 | 1,958 |
| Pre-tax net operating income | $1,574,000 | 1,273 |
| Securities gains (losses) | $0 | 1,705 |
| Applicable income taxes | $347,000 | 971 |
| Income before extraordinary items | $1,227,000 | 1,401 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,227,000 | 1,399 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $1,227,000 | 1,401 |
| Net charge-offs | $-6,000 | 4,282 |
| Cash dividends | $6,500,000 | 261 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $1,227,000 | 1,379 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $17,798,000 | 1,676 |
| Total interest expense | $3,709,000 | 1,565 |
| Net interest income | $14,089,000 | 1,698 |
| Provision for loan and lease losses | $3,544,000 | 327 |
| Total noninterest income | $495,000 | 3,687 |
| Gross Fiduciary activities income | $0 | 1,051 |
| Service charges on deposit accounts | $231,000 | 2,985 |
| Trading account gains and fees | $0 | 135 |
| Additional Noninterest Income | $264,000 | 3,697 |
| Total noninterest expense | $6,912,000 | 2,472 |
| Salaries and employee benefits | $4,352,000 | 2,306 |
| Premises and equipment expense | $447,000 | 3,287 |
| Additional noninterest expense | $2,113,000 | 2,466 |
| Pre-tax net operating income | $4,128,000 | 2,013 |
| Securities gains (losses) | $387,000 | 433 |
| Applicable income taxes | $931,000 | 1,485 |
| Income before extraordinary items | $3,584,000 | 2,046 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $3,584,000 | 2,048 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $3,584,000 | 2,048 |
| Net charge-offs | $4,527,000 | 230 |
| Cash dividends | $5,533,000 | 737 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $3,278,270 | 2,133 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $13,492,000 | 1,675 |
| Total interest expense | $2,861,000 | 1,538 |
| Net interest income | $10,631,000 | 1,705 |
| Provision for loan and lease losses | $2,995,000 | 301 |
| Total noninterest income | $364,000 | 3,739 |
| Gross Fiduciary activities income | $0 | 1,014 |
| Service charges on deposit accounts | $174,000 | 3,020 |
| Trading account gains and fees | $0 | 129 |
| Additional Noninterest Income | $190,000 | 3,774 |
| Total noninterest expense | $5,240,000 | 2,462 |
| Salaries and employee benefits | $3,284,000 | 2,308 |
| Premises and equipment expense | $329,000 | 3,343 |
| Additional noninterest expense | $1,627,000 | 2,428 |
| Pre-tax net operating income | $2,760,000 | 2,224 |
| Securities gains (losses) | $0 | 2,167 |
| Applicable income taxes | $562,000 | 1,699 |
| Income before extraordinary items | $2,198,000 | 2,388 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $2,198,000 | 2,388 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $2,198,000 | 2,389 |
| Net charge-offs | $4,431,000 | 186 |
| Cash dividends | $5,533,000 | 563 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $2,198,000 | 2,358 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $8,920,000 | 1,688 |
| Total interest expense | $1,939,000 | 1,504 |
| Net interest income | $6,981,000 | 1,726 |
| Provision for loan and lease losses | $0 | 3,685 |
| Total noninterest income | $254,000 | 3,660 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $120,000 | 2,962 |
| Trading account gains and fees | $0 | 131 |
| Additional Noninterest Income | $134,000 | 3,705 |
| Total noninterest expense | $3,387,000 | 2,533 |
| Salaries and employee benefits | $2,086,000 | 2,397 |
| Premises and equipment expense | $227,000 | 3,298 |
| Additional noninterest expense | $1,074,000 | 2,460 |
| Pre-tax net operating income | $3,848,000 | 1,276 |
| Securities gains (losses) | $0 | 1,702 |
| Applicable income taxes | $873,000 | 992 |
| Income before extraordinary items | $2,975,000 | 1,396 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $2,975,000 | 1,395 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $2,975,000 | 1,396 |
| Net charge-offs | $4,000 | 2,873 |
| Cash dividends | $3,400,000 | 586 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $2,975,000 | 1,374 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $4,400,000 | 1,711 |
| Total interest expense | $986,000 | 1,447 |
| Net interest income | $3,414,000 | 1,773 |
| Provision for loan and lease losses | $0 | 3,406 |
| Total noninterest income | $122,000 | 3,697 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $60,000 | 2,958 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $62,000 | 3,790 |
| Total noninterest expense | $1,701,000 | 2,535 |
| Salaries and employee benefits | $1,041,000 | 2,420 |
| Premises and equipment expense | $123,000 | 3,193 |
| Additional noninterest expense | $537,000 | 2,465 |
| Pre-tax net operating income | $1,835,000 | 1,290 |
| Securities gains (losses) | $0 | 1,087 |
| Applicable income taxes | $402,000 | 1,044 |
| Income before extraordinary items | $1,433,000 | 1,406 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,433,000 | 1,404 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $1,433,000 | 1,405 |
| Net charge-offs | $-7,000 | 4,527 |
| Cash dividends | $3,400,000 | 349 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $1,433,000 | 1,382 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $17,391,000 | 1,636 |
| Total interest expense | $2,863,000 | 1,482 |
| Net interest income | $14,528,000 | 1,659 |
| Provision for loan and lease losses | $3,994,000 | 304 |
| Total noninterest income | $519,000 | 3,728 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $256,000 | 2,976 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $263,000 | 3,825 |
| Total noninterest expense | $6,794,000 | 2,508 |
| Salaries and employee benefits | $4,341,000 | 2,328 |
| Premises and equipment expense | $434,000 | 3,392 |
| Additional noninterest expense | $2,019,000 | 2,579 |
| Pre-tax net operating income | $4,259,000 | 2,020 |
| Securities gains (losses) | $0 | 1,125 |
| Applicable income taxes | $841,000 | 1,537 |
| Income before extraordinary items | $3,418,000 | 2,128 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $3,418,000 | 2,126 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $3,418,000 | 2,127 |
| Net charge-offs | $2,488,000 | 315 |
| Cash dividends | $325,000 | 3,309 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $3,418,000 | 2,120 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $12,823,000 | 1,648 |
| Total interest expense | $1,988,000 | 1,494 |
| Net interest income | $10,835,000 | 1,664 |
| Provision for loan and lease losses | $3,844,000 | 248 |
| Total noninterest income | $393,000 | 3,744 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $189,000 | 3,006 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $204,000 | 3,819 |
| Total noninterest expense | $4,887,000 | 2,591 |
| Salaries and employee benefits | $3,096,000 | 2,399 |
| Premises and equipment expense | $312,000 | 3,505 |
| Additional noninterest expense | $1,479,000 | 2,635 |
| Pre-tax net operating income | $2,497,000 | 2,394 |
| Securities gains (losses) | $0 | 1,118 |
| Applicable income taxes | $495,000 | 1,792 |
| Income before extraordinary items | $2,002,000 | 2,518 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,002,000 | 2,517 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $2,002,000 | 2,517 |
| Net charge-offs | $2,495,000 | 248 |
| Cash dividends | $325,000 | 2,778 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $2,002,000 | 2,509 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $8,435,000 | 1,647 |
| Total interest expense | $1,208,000 | 1,535 |
| Net interest income | $7,227,000 | 1,651 |
| Provision for loan and lease losses | $3,844,000 | 192 |
| Total noninterest income | $265,000 | 3,749 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $125,000 | 3,022 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $140,000 | 3,806 |
| Total noninterest expense | $3,287,000 | 2,585 |
| Salaries and employee benefits | $2,109,000 | 2,385 |
| Premises and equipment expense | $200,000 | 3,590 |
| Additional noninterest expense | $978,000 | 2,659 |
| Pre-tax net operating income | $361,000 | 4,451 |
| Securities gains (losses) | $0 | 961 |
| Applicable income taxes | $7,000 | 3,766 |
| Income before extraordinary items | $354,000 | 4,347 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $354,000 | 4,346 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $354,000 | 4,346 |
| Net charge-offs | $2,500,000 | 189 |
| Cash dividends | $325,000 | 2,399 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $354,000 | 4,350 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $4,180,000 | 1,648 |
| Total interest expense | $570,000 | 1,553 |
| Net interest income | $3,610,000 | 1,648 |
| Provision for loan and lease losses | $1,844,000 | 189 |
| Total noninterest income | $134,000 | 3,734 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $67,000 | 2,947 |
| Trading account gains and fees | $0 | 123 |
| Additional Noninterest Income | $67,000 | 3,865 |
| Total noninterest expense | $1,688,000 | 2,571 |
| Salaries and employee benefits | $1,077,000 | 2,379 |
| Premises and equipment expense | $102,000 | 3,611 |
| Additional noninterest expense | $509,000 | 2,597 |
| Pre-tax net operating income | $212,000 | 4,281 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $103,000 | 2,155 |
| Income before extraordinary items | $109,000 | 4,747 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $109,000 | 4,745 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $109,000 | 4,746 |
| Net charge-offs | $1,882,000 | 153 |
| Cash dividends | $325,000 | 1,528 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $109,000 | 4,747 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $16,931,000 | 1,581 |
| Total interest expense | $1,843,000 | 1,632 |
| Net interest income | $15,088,000 | 1,549 |
| Provision for loan and lease losses | $250,000 | 2,142 |
| Total noninterest income | $486,000 | 3,969 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $281,000 | 2,950 |
| Trading account gains and fees | $0 | 151 |
| Additional Noninterest Income | $205,000 | 4,194 |
| Total noninterest expense | $6,809,000 | 2,551 |
| Salaries and employee benefits | $4,486,000 | 2,277 |
| Premises and equipment expense | $410,000 | 3,607 |
| Additional noninterest expense | $1,913,000 | 2,735 |
| Pre-tax net operating income | $8,515,000 | 1,125 |
| Securities gains (losses) | $-5,000 | 4,981 |
| Applicable income taxes | $3,143,000 | 923 |
| Income before extraordinary items | $5,367,000 | 1,276 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $5,367,000 | 1,276 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $5,367,000 | 1,276 |
| Net charge-offs | $321,000 | 1,424 |
| Cash dividends | $4,316,000 | 770 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $5,370,200 | 1,264 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $12,465,000 | 1,604 |
| Total interest expense | $1,270,000 | 1,739 |
| Net interest income | $11,195,000 | 1,565 |
| Provision for loan and lease losses | $150,000 | 2,287 |
| Total noninterest income | $377,000 | 3,964 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $213,000 | 2,965 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $164,000 | 4,181 |
| Total noninterest expense | $4,695,000 | 2,714 |
| Salaries and employee benefits | $3,027,000 | 2,464 |
| Premises and equipment expense | $294,000 | 3,713 |
| Additional noninterest expense | $1,374,000 | 2,819 |
| Pre-tax net operating income | $6,727,000 | 1,088 |
| Securities gains (losses) | $-5,000 | 5,317 |
| Applicable income taxes | $2,268,000 | 851 |
| Income before extraordinary items | $4,454,000 | 1,261 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $4,454,000 | 1,261 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $4,454,000 | 1,261 |
| Net charge-offs | $20,000 | 2,983 |
| Cash dividends | $4,316,000 | 567 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $4,457,300 | 1,245 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $8,031,000 | 1,640 |
| Total interest expense | $721,000 | 1,927 |
| Net interest income | $7,310,000 | 1,580 |
| Provision for loan and lease losses | $75,000 | 2,468 |
| Total noninterest income | $281,000 | 3,825 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $146,000 | 2,921 |
| Trading account gains and fees | $0 | 139 |
| Additional Noninterest Income | $135,000 | 3,979 |
| Total noninterest expense | $3,115,000 | 2,726 |
| Salaries and employee benefits | $2,018,000 | 2,472 |
| Premises and equipment expense | $198,000 | 3,726 |
| Additional noninterest expense | $899,000 | 2,866 |
| Pre-tax net operating income | $4,401,000 | 1,099 |
| Securities gains (losses) | $-7,000 | 5,446 |
| Applicable income taxes | $1,466,000 | 838 |
| Income before extraordinary items | $2,928,000 | 1,267 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $2,928,000 | 1,267 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $2,928,000 | 1,267 |
| Net charge-offs | $17,000 | 2,671 |
| Cash dividends | $4,316,000 | 404 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $2,932,690 | 1,245 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $3,871,000 | 1,682 |
| Total interest expense | $331,000 | 2,022 |
| Net interest income | $3,540,000 | 1,623 |
| Provision for loan and lease losses | $0 | 3,537 |
| Total noninterest income | $144,000 | 3,800 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $76,000 | 2,859 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $68,000 | 3,979 |
| Total noninterest expense | $1,596,000 | 2,714 |
| Salaries and employee benefits | $1,015,000 | 2,497 |
| Premises and equipment expense | $99,000 | 3,755 |
| Additional noninterest expense | $482,000 | 2,745 |
| Pre-tax net operating income | $2,088,000 | 1,130 |
| Securities gains (losses) | $-7,000 | 5,619 |
| Applicable income taxes | $624,000 | 933 |
| Income before extraordinary items | $1,457,000 | 1,250 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $1,457,000 | 1,249 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $1,457,000 | 1,250 |
| Net charge-offs | $21,000 | 1,854 |
| Cash dividends | $2,514,000 | 334 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $1,461,900 | 1,234 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $15,690,000 | 1,606 |
| Total interest expense | $1,159,000 | 2,195 |
| Net interest income | $14,531,000 | 1,539 |
| Provision for loan and lease losses | $836,000 | 1,063 |
| Total noninterest income | $385,000 | 4,415 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $275,000 | 3,085 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $110,000 | 4,901 |
| Total noninterest expense | $6,246,000 | 2,777 |
| Salaries and employee benefits | $4,180,000 | 2,422 |
| Premises and equipment expense | $391,000 | 3,812 |
| Additional noninterest expense | $1,675,000 | 3,108 |
| Pre-tax net operating income | $7,834,000 | 1,120 |
| Securities gains (losses) | $-1,000 | 5,500 |
| Applicable income taxes | $2,203,000 | 967 |
| Income before extraordinary items | $5,630,000 | 1,255 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $5,630,000 | 1,254 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $5,630,000 | 1,254 |
| Net charge-offs | $362,000 | 1,356 |
| Cash dividends | $0 | 4,239 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $5,630,720 | 1,234 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $11,677,000 | 1,626 |
| Total interest expense | $830,000 | 2,264 |
| Net interest income | $10,847,000 | 1,551 |
| Provision for loan and lease losses | $286,000 | 1,678 |
| Total noninterest income | $257,000 | 4,576 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $208,000 | 3,089 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $49,000 | 5,265 |
| Total noninterest expense | $4,323,000 | 2,920 |
| Salaries and employee benefits | $2,804,000 | 2,611 |
| Premises and equipment expense | $274,000 | 3,965 |
| Additional noninterest expense | $1,245,000 | 3,139 |
| Pre-tax net operating income | $6,495,000 | 1,048 |
| Securities gains (losses) | $0 | 3,160 |
| Applicable income taxes | $1,847,000 | 927 |
| Income before extraordinary items | $4,648,000 | 1,177 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $4,648,000 | 1,177 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $4,648,000 | 1,177 |
| Net charge-offs | $-63,000 | 5,439 |
| Cash dividends | $0 | 3,792 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $4,648,000 | 1,144 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $7,634,000 | 1,659 |
| Total interest expense | $519,000 | 2,373 |
| Net interest income | $7,115,000 | 1,579 |
| Provision for loan and lease losses | $210,000 | 1,559 |
| Total noninterest income | $159,000 | 4,687 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $133,000 | 3,154 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $26,000 | 5,430 |
| Total noninterest expense | $2,913,000 | 2,919 |
| Salaries and employee benefits | $1,861,000 | 2,641 |
| Premises and equipment expense | $177,000 | 4,038 |
| Additional noninterest expense | $875,000 | 3,041 |
| Pre-tax net operating income | $4,151,000 | 1,079 |
| Securities gains (losses) | $0 | 2,835 |
| Applicable income taxes | $1,154,000 | 968 |
| Income before extraordinary items | $2,997,000 | 1,206 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $2,997,000 | 1,206 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $2,997,000 | 1,206 |
| Net charge-offs | $8,000 | 3,171 |
| Cash dividends | $0 | 3,654 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $2,997,000 | 1,162 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $3,795,000 | 1,670 |
| Total interest expense | $256,000 | 2,403 |
| Net interest income | $3,539,000 | 1,589 |
| Provision for loan and lease losses | $150,000 | 1,146 |
| Total noninterest income | $72,000 | 4,779 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $66,000 | 3,163 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $6,000 | 5,724 |
| Total noninterest expense | $1,480,000 | 2,903 |
| Salaries and employee benefits | $919,000 | 2,671 |
| Premises and equipment expense | $89,000 | 4,074 |
| Additional noninterest expense | $472,000 | 2,874 |
| Pre-tax net operating income | $1,981,000 | 1,096 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $577,000 | 958 |
| Income before extraordinary items | $1,404,000 | 1,250 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $1,404,000 | 1,252 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $1,404,000 | 1,251 |
| Net charge-offs | $10,000 | 2,329 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $1,404,000 | 1,217 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $15,160,000 | 1,642 |
| Total interest expense | $940,000 | 2,526 |
| Net interest income | $14,220,000 | 1,540 |
| Provision for loan and lease losses | $65,000 | 3,401 |
| Total noninterest income | $573,000 | 3,964 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $261,000 | 3,277 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $312,000 | 3,930 |
| Total noninterest expense | $7,020,000 | 2,562 |
| Salaries and employee benefits | $4,802,000 | 2,125 |
| Premises and equipment expense | $423,000 | 3,808 |
| Additional noninterest expense | $1,795,000 | 3,014 |
| Pre-tax net operating income | $7,708,000 | 1,107 |
| Securities gains (losses) | $-13,000 | 5,892 |
| Applicable income taxes | $490,000 | 2,234 |
| Income before extraordinary items | $7,205,000 | 986 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $7,205,000 | 986 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $7,205,000 | 986 |
| Net charge-offs | $-377,000 | 5,963 |
| Cash dividends | $6,167,000 | 550 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $7,217,220 | 966 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $11,243,000 | 1,678 |
| Total interest expense | $683,000 | 2,615 |
| Net interest income | $10,560,000 | 1,570 |
| Provision for loan and lease losses | $-160,000 | 5,961 |
| Total noninterest income | $439,000 | 3,955 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $197,000 | 3,286 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $242,000 | 3,915 |
| Total noninterest expense | $5,031,000 | 2,649 |
| Salaries and employee benefits | $3,483,000 | 2,187 |
| Premises and equipment expense | $367,000 | 3,565 |
| Additional noninterest expense | $1,181,000 | 3,310 |
| Pre-tax net operating income | $6,128,000 | 1,069 |
| Securities gains (losses) | $-13,000 | 6,022 |
| Applicable income taxes | $868,000 | 1,502 |
| Income before extraordinary items | $5,247,000 | 1,008 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $5,247,000 | 1,008 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $5,247,000 | 1,008 |
| Net charge-offs | $-536,000 | 6,122 |
| Cash dividends | $6,167,000 | 400 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $5,258,180 | 982 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $7,314,000 | 1,705 |
| Total interest expense | $428,000 | 2,735 |
| Net interest income | $6,886,000 | 1,605 |
| Provision for loan and lease losses | $-360,000 | 6,166 |
| Total noninterest income | $283,000 | 4,026 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $128,000 | 3,323 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $155,000 | 3,982 |
| Total noninterest expense | $3,653,000 | 2,497 |
| Salaries and employee benefits | $2,643,000 | 1,977 |
| Premises and equipment expense | $254,000 | 3,503 |
| Additional noninterest expense | $756,000 | 3,413 |
| Pre-tax net operating income | $3,876,000 | 1,115 |
| Securities gains (losses) | $-15,000 | 6,151 |
| Applicable income taxes | $205,000 | 2,459 |
| Income before extraordinary items | $3,656,000 | 971 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $3,656,000 | 971 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $3,656,000 | 971 |
| Net charge-offs | $-530,000 | 6,229 |
| Cash dividends | $6,167,000 | 296 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $3,670,250 | 940 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $3,607,000 | 1,729 |
| Total interest expense | $208,000 | 2,818 |
| Net interest income | $3,399,000 | 1,627 |
| Provision for loan and lease losses | $-460,000 | 6,320 |
| Total noninterest income | $151,000 | 3,901 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $62,000 | 3,340 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $89,000 | 3,770 |
| Total noninterest expense | $2,083,000 | 2,238 |
| Salaries and employee benefits | $1,560,000 | 1,714 |
| Premises and equipment expense | $131,000 | 3,472 |
| Additional noninterest expense | $392,000 | 3,347 |
| Pre-tax net operating income | $1,927,000 | 1,095 |
| Securities gains (losses) | $-15,000 | 6,277 |
| Applicable income taxes | $0 | 4,400 |
| Income before extraordinary items | $1,912,000 | 903 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $1,912,000 | 903 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $1,912,000 | 903 |
| Net charge-offs | $-526,000 | 6,353 |
| Cash dividends | $900,000 | 731 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $1,927,000 | 862 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $14,750,000 | 1,695 |
| Total interest expense | $829,000 | 2,966 |
| Net interest income | $13,921,000 | 1,585 |
| Provision for loan and lease losses | $650,000 | 1,193 |
| Total noninterest income | $1,445,000 | 2,572 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $254,000 | 3,510 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,191,000 | 2,082 |
| Total noninterest expense | $6,621,000 | 2,726 |
| Salaries and employee benefits | $4,228,000 | 2,373 |
| Premises and equipment expense | $567,000 | 3,355 |
| Additional noninterest expense | $1,826,000 | 3,085 |
| Pre-tax net operating income | $8,095,000 | 1,014 |
| Securities gains (losses) | $15,000 | 2,467 |
| Applicable income taxes | $19,000 | 4,043 |
| Income before extraordinary items | $8,091,000 | 813 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $8,091,000 | 812 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $8,091,000 | 812 |
| Net charge-offs | $962,000 | 928 |
| Cash dividends | $4,815,000 | 623 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $8,076,000 | 802 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $10,924,000 | 1,721 |
| Total interest expense | $602,000 | 3,083 |
| Net interest income | $10,322,000 | 1,608 |
| Provision for loan and lease losses | $600,000 | 986 |
| Total noninterest income | $1,246,000 | 2,379 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $184,000 | 3,619 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $1,062,000 | 1,861 |
| Total noninterest expense | $4,549,000 | 2,905 |
| Salaries and employee benefits | $2,834,000 | 2,617 |
| Premises and equipment expense | $422,000 | 3,415 |
| Additional noninterest expense | $1,293,000 | 3,217 |
| Pre-tax net operating income | $6,419,000 | 981 |
| Securities gains (losses) | $13,000 | 2,225 |
| Applicable income taxes | $19,000 | 4,016 |
| Income before extraordinary items | $6,413,000 | 784 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $6,413,000 | 783 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $6,413,000 | 783 |
| Net charge-offs | $759,000 | 842 |
| Cash dividends | $4,815,000 | 468 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $6,400,000 | 771 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $7,206,000 | 1,736 |
| Total interest expense | $385,000 | 3,199 |
| Net interest income | $6,821,000 | 1,612 |
| Provision for loan and lease losses | $250,000 | 1,440 |
| Total noninterest income | $426,000 | 3,396 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $113,000 | 3,738 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $313,000 | 2,987 |
| Total noninterest expense | $3,019,000 | 2,929 |
| Salaries and employee benefits | $1,860,000 | 2,662 |
| Premises and equipment expense | $287,000 | 3,390 |
| Additional noninterest expense | $872,000 | 3,197 |
| Pre-tax net operating income | $3,978,000 | 1,031 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $19,000 | 3,883 |
| Income before extraordinary items | $3,959,000 | 821 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $3,959,000 | 822 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $3,959,000 | 821 |
| Net charge-offs | $162,000 | 1,772 |
| Cash dividends | $4,005,000 | 370 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $3,959,000 | 804 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $3,591,000 | 1,735 |
| Total interest expense | $188,000 | 3,308 |
| Net interest income | $3,403,000 | 1,608 |
| Provision for loan and lease losses | $150,000 | 1,189 |
| Total noninterest income | $165,000 | 3,825 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $55,000 | 3,769 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $110,000 | 3,432 |
| Total noninterest expense | $1,507,000 | 2,962 |
| Salaries and employee benefits | $934,000 | 2,680 |
| Premises and equipment expense | $147,000 | 3,389 |
| Additional noninterest expense | $426,000 | 3,267 |
| Pre-tax net operating income | $1,911,000 | 1,023 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $19,000 | 3,539 |
| Income before extraordinary items | $1,892,000 | 827 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,892,000 | 829 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $1,892,000 | 828 |
| Net charge-offs | $-4,000 | 5,342 |
| Cash dividends | $870,000 | 683 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $1,892,000 | 808 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $14,239,000 | 1,753 |
| Total interest expense | $901,000 | 3,183 |
| Net interest income | $13,338,000 | 1,619 |
| Provision for loan and lease losses | $275,000 | 2,557 |
| Total noninterest income | $750,000 | 3,726 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $317,000 | 3,261 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $433,000 | 3,546 |
| Total noninterest expense | $6,781,000 | 2,704 |
| Salaries and employee benefits | $4,089,000 | 2,432 |
| Premises and equipment expense | $580,000 | 3,385 |
| Additional noninterest expense | $2,112,000 | 2,857 |
| Pre-tax net operating income | $7,032,000 | 1,072 |
| Securities gains (losses) | $113,000 | 1,236 |
| Applicable income taxes | $16,000 | 4,174 |
| Income before extraordinary items | $7,129,000 | 877 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $7,129,000 | 879 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $7,129,000 | 879 |
| Net charge-offs | $148,000 | 3,347 |
| Cash dividends | $4,605,000 | 608 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $7,016,000 | 878 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $10,595,000 | 1,776 |
| Total interest expense | $698,000 | 3,176 |
| Net interest income | $9,897,000 | 1,642 |
| Provision for loan and lease losses | $125,000 | 3,137 |
| Total noninterest income | $578,000 | 3,749 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $255,000 | 3,163 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $323,000 | 3,630 |
| Total noninterest expense | $4,548,000 | 2,971 |
| Salaries and employee benefits | $2,491,000 | 2,915 |
| Premises and equipment expense | $417,000 | 3,515 |
| Additional noninterest expense | $1,640,000 | 2,773 |
| Pre-tax net operating income | $5,802,000 | 1,000 |
| Securities gains (losses) | $70,000 | 1,441 |
| Applicable income taxes | $0 | 4,713 |
| Income before extraordinary items | $5,872,000 | 815 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $5,872,000 | 817 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $5,872,000 | 817 |
| Net charge-offs | $-13,000 | 6,188 |
| Cash dividends | $4,605,000 | 444 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $5,802,000 | 803 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $7,017,000 | 1,782 |
| Total interest expense | $471,000 | 3,212 |
| Net interest income | $6,546,000 | 1,649 |
| Provision for loan and lease losses | $75,000 | 3,208 |
| Total noninterest income | $392,000 | 3,750 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $175,000 | 3,069 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $217,000 | 3,665 |
| Total noninterest expense | $2,898,000 | 3,076 |
| Salaries and employee benefits | $1,652,000 | 2,948 |
| Premises and equipment expense | $263,000 | 3,664 |
| Additional noninterest expense | $983,000 | 3,010 |
| Pre-tax net operating income | $3,965,000 | 954 |
| Securities gains (losses) | $62,000 | 1,389 |
| Applicable income taxes | $0 | 4,679 |
| Income before extraordinary items | $4,027,000 | 772 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $4,027,000 | 774 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $4,027,000 | 774 |
| Net charge-offs | $-14,000 | 6,233 |
| Cash dividends | $3,810,000 | 371 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $3,965,000 | 758 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $3,518,000 | 1,798 |
| Total interest expense | $245,000 | 3,214 |
| Net interest income | $3,273,000 | 1,653 |
| Provision for loan and lease losses | $75,000 | 2,354 |
| Total noninterest income | $200,000 | 3,657 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $96,000 | 2,862 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $104,000 | 3,700 |
| Total noninterest expense | $1,505,000 | 3,005 |
| Salaries and employee benefits | $821,000 | 2,992 |
| Premises and equipment expense | $128,000 | 3,753 |
| Additional noninterest expense | $556,000 | 2,723 |
| Pre-tax net operating income | $1,893,000 | 980 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $113,000 | 2,277 |
| Income before extraordinary items | $1,780,000 | 857 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $1,780,000 | 858 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $1,780,000 | 859 |
| Net charge-offs | $6,000 | 3,622 |
| Cash dividends | $675,000 | 749 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $1,780,000 | 819 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $13,614,000 | 1,935 |
| Total interest expense | $1,149,000 | 3,287 |
| Net interest income | $12,465,000 | 1,767 |
| Provision for loan and lease losses | $900,000 | 1,884 |
| Total noninterest income | $757,000 | 3,747 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $357,000 | 3,146 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $400,000 | 3,632 |
| Total noninterest expense | $5,833,000 | 3,107 |
| Salaries and employee benefits | $3,666,000 | 2,660 |
| Premises and equipment expense | $512,000 | 3,766 |
| Additional noninterest expense | $1,655,000 | 3,550 |
| Pre-tax net operating income | $6,489,000 | 1,102 |
| Securities gains (losses) | $382,000 | 1,155 |
| Applicable income taxes | $403,000 | 2,387 |
| Income before extraordinary items | $6,468,000 | 935 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $6,468,000 | 935 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $6,468,000 | 935 |
| Net charge-offs | $34,000 | 5,146 |
| Cash dividends | $3,630,000 | 748 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $6,108,920 | 924 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $9,846,000 | 2,032 |
| Total interest expense | $873,000 | 3,369 |
| Net interest income | $8,973,000 | 1,849 |
| Provision for loan and lease losses | $650,000 | 1,939 |
| Total noninterest income | $587,000 | 3,716 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $262,000 | 3,228 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $325,000 | 3,578 |
| Total noninterest expense | $3,596,000 | 3,603 |
| Salaries and employee benefits | $2,190,000 | 3,210 |
| Premises and equipment expense | $371,000 | 3,901 |
| Additional noninterest expense | $1,035,000 | 4,020 |
| Pre-tax net operating income | $5,314,000 | 1,012 |
| Securities gains (losses) | $287,000 | 1,158 |
| Applicable income taxes | $393,000 | 2,192 |
| Income before extraordinary items | $5,208,000 | 878 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $5,208,000 | 876 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $5,208,000 | 878 |
| Net charge-offs | $9,000 | 5,333 |
| Cash dividends | $3,630,000 | 466 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $4,941,090 | 871 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $6,277,000 | 2,128 |
| Total interest expense | $582,000 | 3,472 |
| Net interest income | $5,695,000 | 1,948 |
| Provision for loan and lease losses | $350,000 | 2,226 |
| Total noninterest income | $390,000 | 3,699 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $164,000 | 3,345 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $226,000 | 3,495 |
| Total noninterest expense | $2,367,000 | 3,657 |
| Salaries and employee benefits | $1,458,000 | 3,219 |
| Premises and equipment expense | $243,000 | 3,940 |
| Additional noninterest expense | $666,000 | 4,128 |
| Pre-tax net operating income | $3,368,000 | 1,056 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $255,000 | 2,227 |
| Income before extraordinary items | $3,113,000 | 979 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $3,113,000 | 979 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $3,113,000 | 979 |
| Net charge-offs | $7,000 | 5,048 |
| Cash dividends | $3,030,000 | 372 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $3,113,000 | 918 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $2,998,000 | 2,251 |
| Total interest expense | $296,000 | 3,539 |
| Net interest income | $2,702,000 | 2,044 |
| Provision for loan and lease losses | $150,000 | 2,302 |
| Total noninterest income | $209,000 | 3,562 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $86,000 | 3,236 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $123,000 | 3,383 |
| Total noninterest expense | $1,177,000 | 3,682 |
| Salaries and employee benefits | $728,000 | 3,252 |
| Premises and equipment expense | $129,000 | 3,811 |
| Additional noninterest expense | $320,000 | 4,209 |
| Pre-tax net operating income | $1,584,000 | 1,108 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $141,000 | 2,109 |
| Income before extraordinary items | $1,443,000 | 1,036 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,443,000 | 1,038 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $1,443,000 | 1,037 |
| Net charge-offs | $15,000 | 3,852 |
| Cash dividends | $405,000 | 1,017 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $1,443,000 | 971 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $12,048,000 | 2,312 |
| Total interest expense | $1,637,000 | 3,218 |
| Net interest income | $10,411,000 | 2,094 |
| Provision for loan and lease losses | $540,000 | 3,346 |
| Total noninterest income | $599,000 | 4,073 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $345,000 | 3,328 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $254,000 | 4,111 |
| Total noninterest expense | $5,318,000 | 3,373 |
| Salaries and employee benefits | $3,185,000 | 2,967 |
| Premises and equipment expense | $447,000 | 4,309 |
| Additional noninterest expense | $1,686,000 | 3,576 |
| Pre-tax net operating income | $5,152,000 | 1,151 |
| Securities gains (losses) | $145,000 | 1,733 |
| Applicable income taxes | $312,000 | 2,491 |
| Income before extraordinary items | $4,985,000 | 1,010 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $4,985,000 | 1,010 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $4,985,000 | 1,010 |
| Net charge-offs | $461,000 | 3,282 |
| Cash dividends | $2,265,000 | 869 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $4,848,700 | 986 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $8,873,000 | 2,375 |
| Total interest expense | $1,277,000 | 3,242 |
| Net interest income | $7,596,000 | 2,161 |
| Provision for loan and lease losses | $490,000 | 2,906 |
| Total noninterest income | $395,000 | 4,349 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $261,000 | 3,327 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $134,000 | 4,704 |
| Total noninterest expense | $3,537,000 | 3,697 |
| Salaries and employee benefits | $2,009,000 | 3,384 |
| Premises and equipment expense | $328,000 | 4,411 |
| Additional noninterest expense | $1,200,000 | 3,686 |
| Pre-tax net operating income | $3,964,000 | 1,160 |
| Securities gains (losses) | $92,000 | 1,863 |
| Applicable income taxes | $254,000 | 2,434 |
| Income before extraordinary items | $3,802,000 | 1,017 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $3,802,000 | 1,016 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $3,802,000 | 1,017 |
| Net charge-offs | $44,000 | 5,061 |
| Cash dividends | $2,265,000 | 576 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $3,715,520 | 987 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $5,719,000 | 2,482 |
| Total interest expense | $880,000 | 3,267 |
| Net interest income | $4,839,000 | 2,266 |
| Provision for loan and lease losses | $265,000 | 3,173 |
| Total noninterest income | $227,000 | 4,649 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $180,000 | 3,218 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $47,000 | 5,521 |
| Total noninterest expense | $2,286,000 | 3,823 |
| Salaries and employee benefits | $1,348,000 | 3,390 |
| Premises and equipment expense | $207,000 | 4,578 |
| Additional noninterest expense | $731,000 | 3,969 |
| Pre-tax net operating income | $2,515,000 | 1,178 |
| Securities gains (losses) | $56,000 | 1,520 |
| Applicable income taxes | $166,000 | 2,406 |
| Income before extraordinary items | $2,405,000 | 1,032 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $2,405,000 | 1,030 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $2,405,000 | 1,032 |
| Net charge-offs | $35,000 | 4,733 |
| Cash dividends | $1,995,000 | 437 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $2,352,360 | 1,022 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $2,812,000 | 2,540 |
| Total interest expense | $466,000 | 3,219 |
| Net interest income | $2,346,000 | 2,328 |
| Provision for loan and lease losses | $105,000 | 3,279 |
| Total noninterest income | $51,000 | 5,918 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $97,000 | 3,038 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $-46,000 | 7,290 |
| Total noninterest expense | $1,107,000 | 3,922 |
| Salaries and employee benefits | $663,000 | 3,462 |
| Premises and equipment expense | $107,000 | 4,537 |
| Additional noninterest expense | $337,000 | 4,207 |
| Pre-tax net operating income | $1,185,000 | 1,227 |
| Securities gains (losses) | $54,000 | 732 |
| Applicable income taxes | $81,000 | 2,406 |
| Income before extraordinary items | $1,158,000 | 1,055 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,158,000 | 1,054 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,158,000 | 1,055 |
| Net charge-offs | $-3,000 | 6,584 |
| Cash dividends | $495,000 | 772 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $1,107,780 | 1,076 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $11,354,000 | 2,652 |
| Total interest expense | $2,455,000 | 3,034 |
| Net interest income | $8,899,000 | 2,470 |
| Provision for loan and lease losses | $1,400,000 | 2,552 |
| Total noninterest income | $766,000 | 3,741 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $461,000 | 2,794 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $305,000 | 3,926 |
| Total noninterest expense | $4,734,000 | 3,766 |
| Salaries and employee benefits | $2,818,000 | 3,283 |
| Premises and equipment expense | $413,000 | 4,679 |
| Additional noninterest expense | $1,503,000 | 4,001 |
| Pre-tax net operating income | $3,531,000 | 1,408 |
| Securities gains (losses) | $230,000 | 1,474 |
| Applicable income taxes | $285,000 | 2,412 |
| Income before extraordinary items | $3,476,000 | 1,228 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $3,476,000 | 1,230 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $3,476,000 | 1,231 |
| Net charge-offs | $1,836,000 | 1,962 |
| Cash dividends | $2,510,000 | 656 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $3,264,400 | 1,258 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $8,416,000 | 2,728 |
| Total interest expense | $1,910,000 | 3,068 |
| Net interest income | $6,506,000 | 2,560 |
| Provision for loan and lease losses | $1,250,000 | 2,212 |
| Total noninterest income | $567,000 | 3,802 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $347,000 | 2,850 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $220,000 | 4,018 |
| Total noninterest expense | $3,224,000 | 4,024 |
| Salaries and employee benefits | $1,850,000 | 3,651 |
| Premises and equipment expense | $280,000 | 5,001 |
| Additional noninterest expense | $1,094,000 | 4,054 |
| Pre-tax net operating income | $2,599,000 | 1,524 |
| Securities gains (losses) | $235,000 | 1,248 |
| Applicable income taxes | $187,000 | 2,617 |
| Income before extraordinary items | $2,647,000 | 1,253 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $2,647,000 | 1,257 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $2,647,000 | 1,257 |
| Net charge-offs | $1,841,000 | 1,578 |
| Cash dividends | $2,510,000 | 435 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $2,428,450 | 1,318 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $5,489,000 | 2,808 |
| Total interest expense | $1,288,000 | 3,135 |
| Net interest income | $4,201,000 | 2,640 |
| Provision for loan and lease losses | $1,150,000 | 1,796 |
| Total noninterest income | $385,000 | 3,711 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $230,000 | 2,882 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $155,000 | 3,921 |
| Total noninterest expense | $2,177,000 | 4,003 |
| Salaries and employee benefits | $1,245,000 | 3,653 |
| Premises and equipment expense | $187,000 | 5,032 |
| Additional noninterest expense | $745,000 | 3,977 |
| Pre-tax net operating income | $1,259,000 | 1,982 |
| Securities gains (losses) | $2,000 | 2,979 |
| Applicable income taxes | $143,000 | 2,453 |
| Income before extraordinary items | $1,118,000 | 1,922 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,118,000 | 1,922 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $1,118,000 | 1,922 |
| Net charge-offs | $1,816,000 | 1,210 |
| Cash dividends | $2,090,000 | 336 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $1,116,220 | 1,838 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $2,695,000 | 2,905 |
| Total interest expense | $629,000 | 3,314 |
| Net interest income | $2,066,000 | 2,701 |
| Provision for loan and lease losses | $50,000 | 4,831 |
| Total noninterest income | $186,000 | 3,817 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $109,000 | 2,984 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $77,000 | 3,982 |
| Total noninterest expense | $1,103,000 | 4,007 |
| Salaries and employee benefits | $624,000 | 3,703 |
| Premises and equipment expense | $97,000 | 5,031 |
| Additional noninterest expense | $382,000 | 3,919 |
| Pre-tax net operating income | $1,099,000 | 1,186 |
| Securities gains (losses) | $59,000 | 1,056 |
| Applicable income taxes | $75,000 | 2,410 |
| Income before extraordinary items | $1,083,000 | 1,010 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,083,000 | 1,012 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $1,083,000 | 1,013 |
| Net charge-offs | $480,000 | 1,609 |
| Cash dividends | $410,000 | 815 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $1,027,540 | 1,035 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $10,440,000 | 3,125 |
| Total interest expense | $2,981,000 | 3,423 |
| Net interest income | $7,459,000 | 2,902 |
| Provision for loan and lease losses | $750,000 | 3,934 |
| Total noninterest income | $703,000 | 4,054 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $440,000 | 3,141 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $263,000 | 4,197 |
| Total noninterest expense | $4,585,000 | 3,946 |
| Salaries and employee benefits | $2,811,000 | 3,377 |
| Premises and equipment expense | $371,000 | 5,178 |
| Additional noninterest expense | $1,403,000 | 4,265 |
| Pre-tax net operating income | $2,827,000 | 1,417 |
| Securities gains (losses) | $77,000 | 2,326 |
| Applicable income taxes | $188,000 | 2,431 |
| Income before extraordinary items | $2,716,000 | 1,218 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $2,716,000 | 1,217 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $2,716,000 | 1,217 |
| Net charge-offs | $86,000 | 5,821 |
| Cash dividends | $2,085,000 | 876 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $2,643,620 | 1,254 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $7,699,000 | 3,225 |
| Total interest expense | $2,295,000 | 3,497 |
| Net interest income | $5,404,000 | 2,982 |
| Provision for loan and lease losses | $647,000 | 3,414 |
| Total noninterest income | $523,000 | 4,139 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $329,000 | 3,155 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $194,000 | 4,331 |
| Total noninterest expense | $3,077,000 | 4,283 |
| Salaries and employee benefits | $1,891,000 | 3,697 |
| Premises and equipment expense | $270,000 | 5,291 |
| Additional noninterest expense | $916,000 | 4,673 |
| Pre-tax net operating income | $2,203,000 | 1,476 |
| Securities gains (losses) | $48,000 | 2,327 |
| Applicable income taxes | $148,000 | 2,586 |
| Income before extraordinary items | $2,103,000 | 1,274 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $2,103,000 | 1,273 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $2,103,000 | 1,274 |
| Net charge-offs | $77,000 | 5,306 |
| Cash dividends | $2,085,000 | 610 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $2,058,360 | 1,273 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $5,026,000 | 3,296 |
| Total interest expense | $1,559,000 | 3,583 |
| Net interest income | $3,467,000 | 3,072 |
| Provision for loan and lease losses | $597,000 | 2,735 |
| Total noninterest income | $351,000 | 4,120 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $218,000 | 3,150 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $133,000 | 4,322 |
| Total noninterest expense | $2,056,000 | 4,314 |
| Salaries and employee benefits | $1,303,000 | 3,652 |
| Premises and equipment expense | $179,000 | 5,353 |
| Additional noninterest expense | $574,000 | 4,847 |
| Pre-tax net operating income | $1,165,000 | 1,870 |
| Securities gains (losses) | $30,000 | 2,159 |
| Applicable income taxes | $77,000 | 2,829 |
| Income before extraordinary items | $1,118,000 | 1,662 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,118,000 | 1,659 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $1,118,000 | 1,661 |
| Net charge-offs | $49,000 | 4,935 |
| Cash dividends | $2,010,000 | 440 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $1,089,800 | 1,674 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $2,500,000 | 3,349 |
| Total interest expense | $818,000 | 3,557 |
| Net interest income | $1,682,000 | 3,143 |
| Provision for loan and lease losses | $477,000 | 1,824 |
| Total noninterest income | $183,000 | 3,991 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $115,000 | 2,985 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $68,000 | 4,284 |
| Total noninterest expense | $962,000 | 4,426 |
| Salaries and employee benefits | $580,000 | 4,012 |
| Premises and equipment expense | $88,000 | 5,427 |
| Additional noninterest expense | $294,000 | 4,479 |
| Pre-tax net operating income | $426,000 | 2,682 |
| Securities gains (losses) | $12,000 | 1,860 |
| Applicable income taxes | $54,000 | 2,811 |
| Income before extraordinary items | $384,000 | 2,648 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $384,000 | 2,647 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $384,000 | 2,649 |
| Net charge-offs | $16,000 | 4,481 |
| Cash dividends | $225,000 | 1,606 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $373,440 | 2,566 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $10,218,000 | 3,475 |
| Total interest expense | $3,818,000 | 3,630 |
| Net interest income | $6,400,000 | 3,298 |
| Provision for loan and lease losses | $375,000 | 4,233 |
| Total noninterest income | $702,000 | 4,130 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $494,000 | 3,044 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $208,000 | 4,770 |
| Total noninterest expense | $4,148,000 | 4,125 |
| Salaries and employee benefits | $2,550,000 | 3,727 |
| Premises and equipment expense | $412,000 | 5,003 |
| Additional noninterest expense | $1,186,000 | 4,321 |
| Pre-tax net operating income | $2,579,000 | 2,037 |
| Securities gains (losses) | $33,000 | 1,871 |
| Applicable income taxes | $231,000 | 2,676 |
| Income before extraordinary items | $2,381,000 | 1,685 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,381,000 | 1,686 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $72,000 | 5,313 |
| Cash dividends | $1,098,000 | 2,172 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $2,350,970 | 1,820 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $7,532,000 | 3,586 |
| Total interest expense | $2,894,000 | 3,715 |
| Net interest income | $4,638,000 | 3,414 |
| Provision for loan and lease losses | $260,000 | 3,789 |
| Total noninterest income | $538,000 | 4,173 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $373,000 | 3,060 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $165,000 | 4,793 |
| Total noninterest expense | $2,934,000 | 4,294 |
| Salaries and employee benefits | $1,780,000 | 3,958 |
| Premises and equipment expense | $290,000 | 5,201 |
| Additional noninterest expense | $864,000 | 4,330 |
| Pre-tax net operating income | $1,982,000 | 2,324 |
| Securities gains (losses) | $33,000 | 1,699 |
| Applicable income taxes | $132,000 | 3,339 |
| Income before extraordinary items | $1,883,000 | 1,878 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $1,883,000 | 1,878 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $83,000 | 4,156 |
| Cash dividends | $948,000 | 1,899 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,852,310 | 2,012 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $4,851,000 | 3,721 |
| Total interest expense | $1,955,000 | 3,800 |
| Net interest income | $2,896,000 | 3,588 |
| Provision for loan and lease losses | $140,000 | 3,766 |
| Total noninterest income | $344,000 | 4,324 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $241,000 | 3,098 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $103,000 | 5,002 |
| Total noninterest expense | $1,968,000 | 4,284 |
| Salaries and employee benefits | $1,211,000 | 3,930 |
| Premises and equipment expense | $198,000 | 5,176 |
| Additional noninterest expense | $559,000 | 4,392 |
| Pre-tax net operating income | $1,132,000 | 2,703 |
| Securities gains (losses) | $33,000 | 1,725 |
| Applicable income taxes | $76,000 | 3,719 |
| Income before extraordinary items | $1,089,000 | 2,397 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,089,000 | 2,397 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $68,000 | 3,485 |
| Cash dividends | $723,000 | 1,820 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $1,058,310 | 2,407 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $2,409,000 | 3,810 |
| Total interest expense | $1,049,000 | 3,788 |
| Net interest income | $1,360,000 | 3,742 |
| Provision for loan and lease losses | $60,000 | 3,470 |
| Total noninterest income | $156,000 | 4,526 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $116,000 | 3,123 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $40,000 | 5,445 |
| Total noninterest expense | $915,000 | 4,526 |
| Salaries and employee benefits | $539,000 | 4,284 |
| Premises and equipment expense | $94,000 | 5,338 |
| Additional noninterest expense | $282,000 | 4,304 |
| Pre-tax net operating income | $541,000 | 2,916 |
| Securities gains (losses) | $11,000 | 1,937 |
| Applicable income taxes | $38,000 | 3,830 |
| Income before extraordinary items | $514,000 | 2,624 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $514,000 | 2,626 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $44,000 | 2,589 |
| Cash dividends | $294,000 | 1,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $503,770 | 2,604 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $9,882,000 | 3,793 |
| Total interest expense | $4,437,000 | 3,752 |
| Net interest income | $5,445,000 | 3,759 |
| Provision for loan and lease losses | $963,000 | 1,465 |
| Total noninterest income | $694,000 | 4,323 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $471,000 | 3,183 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $223,000 | 4,846 |
| Total noninterest expense | $3,450,000 | 4,573 |
| Salaries and employee benefits | $2,116,000 | 4,199 |
| Premises and equipment expense | $368,000 | 5,268 |
| Additional noninterest expense | $966,000 | 4,765 |
| Pre-tax net operating income | $1,726,000 | 3,632 |
| Securities gains (losses) | $2,000 | 1,832 |
| Applicable income taxes | $112,000 | 4,403 |
| Income before extraordinary items | $1,616,000 | 3,269 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,616,000 | 3,268 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $935,000 | 1,081 |
| Cash dividends | $1,036,000 | 2,565 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $1,614,120 | 3,260 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $7,281,000 | 3,850 |
| Total interest expense | $3,266,000 | 3,800 |
| Net interest income | $4,015,000 | 3,816 |
| Provision for loan and lease losses | $925,000 | 952 |
| Total noninterest income | $505,000 | 4,400 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $350,000 | 3,181 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $155,000 | 5,021 |
| Total noninterest expense | $2,392,000 | 4,790 |
| Salaries and employee benefits | $1,441,000 | 4,512 |
| Premises and equipment expense | $269,000 | 5,325 |
| Additional noninterest expense | $682,000 | 4,873 |
| Pre-tax net operating income | $1,203,000 | 3,938 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $79,000 | 4,632 |
| Income before extraordinary items | $1,124,000 | 3,631 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,124,000 | 3,630 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $927,000 | 683 |
| Cash dividends | $1,036,000 | 1,947 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $1,124,000 | 3,611 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $4,739,000 | 3,928 |
| Total interest expense | $2,121,000 | 3,882 |
| Net interest income | $2,618,000 | 3,889 |
| Provision for loan and lease losses | $865,000 | 657 |
| Total noninterest income | $331,000 | 4,452 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $214,000 | 3,380 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $117,000 | 4,803 |
| Total noninterest expense | $1,564,000 | 4,884 |
| Salaries and employee benefits | $942,000 | 4,609 |
| Premises and equipment expense | $240,000 | 4,493 |
| Additional noninterest expense | $382,000 | 5,437 |
| Pre-tax net operating income | $520,000 | 4,958 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $33,000 | 5,052 |
| Income before extraordinary items | $487,000 | 4,607 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $487,000 | 4,607 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $886,000 | 489 |
| Cash dividends | $675,000 | 2,027 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $487,000 | 4,602 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $2,282,000 | 4,033 |
| Total interest expense | $1,068,000 | 3,827 |
| Net interest income | $1,214,000 | 4,115 |
| Provision for loan and lease losses | $765,000 | 356 |
| Total noninterest income | $166,000 | 4,411 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $105,000 | 3,344 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $61,000 | 4,714 |
| Total noninterest expense | $743,000 | 5,048 |
| Salaries and employee benefits | $445,000 | 4,817 |
| Premises and equipment expense | $119,000 | 4,538 |
| Additional noninterest expense | $179,000 | 5,608 |
| Pre-tax net operating income | $-128,000 | 8,195 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $4,000 | 5,783 |
| Income before extraordinary items | $-132,000 | 8,240 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-132,000 | 8,239 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $846,000 | 272 |
| Cash dividends | $675,000 | 1,108 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $-132,000 | 8,227 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $8,548,000 | 4,027 |
| Total interest expense | $3,363,000 | 4,026 |
| Net interest income | $5,185,000 | 3,903 |
| Provision for loan and lease losses | $385,000 | 2,344 |
| Total noninterest income | $732,000 | 4,261 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $470,000 | 3,196 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $262,000 | 4,559 |
| Total noninterest expense | $3,321,000 | 4,554 |
| Salaries and employee benefits | $2,079,000 | 4,149 |
| Premises and equipment expense | $476,000 | 4,411 |
| Additional noninterest expense | $766,000 | 5,358 |
| Pre-tax net operating income | $2,211,000 | 3,420 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $134,000 | 4,731 |
| Income before extraordinary items | $2,077,000 | 3,018 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $2,077,000 | 3,018 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $202,000 | 2,169 |
| Cash dividends | $2,300,000 | 1,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $2,077,000 | 3,015 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $6,188,000 | 4,091 |
| Total interest expense | $2,352,000 | 4,125 |
| Net interest income | $3,836,000 | 3,969 |
| Provision for loan and lease losses | $250,000 | 2,440 |
| Total noninterest income | $555,000 | 4,248 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $357,000 | 3,173 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $198,000 | 4,555 |
| Total noninterest expense | $2,278,000 | 4,829 |
| Salaries and employee benefits | $1,370,000 | 4,542 |
| Premises and equipment expense | $353,000 | 4,445 |
| Additional noninterest expense | $555,000 | 5,466 |
| Pre-tax net operating income | $1,863,000 | 3,265 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $120,000 | 4,743 |
| Income before extraordinary items | $1,743,000 | 2,859 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,743,000 | 2,860 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $97,000 | 2,371 |
| Cash dividends | $2,300,000 | 1,024 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,743,000 | 2,851 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $3,904,000 | 4,205 |
| Total interest expense | $1,392,000 | 4,307 |
| Net interest income | $2,512,000 | 4,030 |
| Provision for loan and lease losses | $175,000 | 2,349 |
| Total noninterest income | $358,000 | 4,295 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $230,000 | 3,228 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $128,000 | 4,615 |
| Total noninterest expense | $1,502,000 | 4,871 |
| Salaries and employee benefits | $912,000 | 4,573 |
| Premises and equipment expense | $224,000 | 4,589 |
| Additional noninterest expense | $366,000 | 5,487 |
| Pre-tax net operating income | $1,193,000 | 3,373 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $78,000 | 4,795 |
| Income before extraordinary items | $1,115,000 | 2,956 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,115,000 | 2,958 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $59,000 | 2,304 |
| Cash dividends | $1,985,000 | 840 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $1,115,000 | 2,943 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,883,000 | 4,253 |
| Total interest expense | $648,000 | 4,372 |
| Net interest income | $1,235,000 | 4,082 |
| Provision for loan and lease losses | $100,000 | 1,992 |
| Total noninterest income | $185,000 | 4,144 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $114,000 | 3,181 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $71,000 | 4,406 |
| Total noninterest expense | $734,000 | 4,975 |
| Salaries and employee benefits | $455,000 | 4,605 |
| Premises and equipment expense | $110,000 | 4,666 |
| Additional noninterest expense | $169,000 | 5,707 |
| Pre-tax net operating income | $586,000 | 3,364 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $38,000 | 4,781 |
| Income before extraordinary items | $548,000 | 2,933 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $548,000 | 2,932 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 3,919 |
| Cash dividends | $855,000 | 858 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $548,000 | 2,921 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $6,999,000 | 4,144 |
| Total interest expense | $2,089,000 | 4,303 |
| Net interest income | $4,910,000 | 3,998 |
| Provision for loan and lease losses | $125,000 | 4,393 |
| Total noninterest income | $690,000 | 4,424 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $452,000 | 3,267 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $238,000 | 4,826 |
| Total noninterest expense | $3,154,000 | 4,609 |
| Salaries and employee benefits | $1,885,000 | 4,310 |
| Premises and equipment expense | $484,000 | 4,281 |
| Additional noninterest expense | $785,000 | 5,227 |
| Pre-tax net operating income | $2,321,000 | 3,326 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $475,000 | 3,451 |
| Income before extraordinary items | $1,846,000 | 3,291 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,846,000 | 3,293 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $148,000 | 2,737 |
| Cash dividends | $429,000 | 3,896 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,846,000 | 3,261 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $5,114,000 | 4,170 |
| Total interest expense | $1,480,000 | 4,337 |
| Net interest income | $3,634,000 | 4,044 |
| Provision for loan and lease losses | $50,000 | 5,172 |
| Total noninterest income | $525,000 | 4,406 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $336,000 | 3,293 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $189,000 | 4,726 |
| Total noninterest expense | $2,197,000 | 4,819 |
| Salaries and employee benefits | $1,275,000 | 4,638 |
| Premises and equipment expense | $348,000 | 4,381 |
| Additional noninterest expense | $574,000 | 5,251 |
| Pre-tax net operating income | $1,912,000 | 3,151 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $352,000 | 3,525 |
| Income before extraordinary items | $1,560,000 | 3,033 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,560,000 | 3,034 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 7,634 |
| Cash dividends | $429,000 | 3,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,560,000 | 2,998 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $3,246,000 | 4,254 |
| Total interest expense | $893,000 | 4,464 |
| Net interest income | $2,353,000 | 4,113 |
| Provision for loan and lease losses | $25,000 | 5,445 |
| Total noninterest income | $359,000 | 4,309 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $216,000 | 3,326 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $143,000 | 4,428 |
| Total noninterest expense | $1,453,000 | 4,831 |
| Salaries and employee benefits | $852,000 | 4,606 |
| Premises and equipment expense | $233,000 | 4,340 |
| Additional noninterest expense | $368,000 | 5,368 |
| Pre-tax net operating income | $1,234,000 | 3,175 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $231,000 | 3,542 |
| Income before extraordinary items | $1,003,000 | 3,086 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,003,000 | 3,086 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-22,000 | 8,182 |
| Cash dividends | $330,000 | 2,792 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $1,003,000 | 3,032 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,587,000 | 4,305 |
| Total interest expense | $414,000 | 4,576 |
| Net interest income | $1,173,000 | 4,136 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $189,000 | 4,121 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $108,000 | 3,268 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $81,000 | 4,172 |
| Total noninterest expense | $727,000 | 4,857 |
| Salaries and employee benefits | $423,000 | 4,648 |
| Premises and equipment expense | $117,000 | 4,378 |
| Additional noninterest expense | $187,000 | 5,322 |
| Pre-tax net operating income | $635,000 | 3,096 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $116,000 | 3,521 |
| Income before extraordinary items | $519,000 | 2,966 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $519,000 | 2,967 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-46,000 | 8,618 |
| Cash dividends | $330,000 | 1,647 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $519,000 | 2,919 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $5,779,000 | 4,380 |
| Total interest expense | $1,486,000 | 4,531 |
| Net interest income | $4,293,000 | 4,270 |
| Provision for loan and lease losses | $240,000 | 3,319 |
| Total noninterest income | $601,000 | 4,815 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $390,000 | 3,704 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $211,000 | 4,996 |
| Total noninterest expense | $3,005,000 | 4,653 |
| Salaries and employee benefits | $1,749,000 | 4,426 |
| Premises and equipment expense | $483,000 | 4,199 |
| Additional noninterest expense | $773,000 | 5,209 |
| Pre-tax net operating income | $1,649,000 | 4,012 |
| Securities gains (losses) | $44,000 | 1,837 |
| Applicable income taxes | $551,000 | 3,171 |
| Income before extraordinary items | $1,142,000 | 4,334 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,142,000 | 4,335 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $139,000 | 3,149 |
| Cash dividends | $834,000 | 2,642 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,112,520 | 4,332 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $4,259,000 | 4,406 |
| Total interest expense | $1,107,000 | 4,521 |
| Net interest income | $3,152,000 | 4,323 |
| Provision for loan and lease losses | $195,000 | 3,028 |
| Total noninterest income | $473,000 | 4,685 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $302,000 | 3,659 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $171,000 | 4,827 |
| Total noninterest expense | $2,137,000 | 4,787 |
| Salaries and employee benefits | $1,224,000 | 4,623 |
| Premises and equipment expense | $354,000 | 4,259 |
| Additional noninterest expense | $559,000 | 5,285 |
| Pre-tax net operating income | $1,293,000 | 3,968 |
| Securities gains (losses) | $44,000 | 1,759 |
| Applicable income taxes | $421,000 | 3,214 |
| Income before extraordinary items | $916,000 | 4,222 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $916,000 | 4,223 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $90,000 | 2,961 |
| Cash dividends | $750,000 | 2,092 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $885,640 | 4,246 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $2,742,000 | 4,532 |
| Total interest expense | $722,000 | 4,587 |
| Net interest income | $2,020,000 | 4,440 |
| Provision for loan and lease losses | $85,000 | 3,829 |
| Total noninterest income | $315,000 | 4,706 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $187,000 | 3,810 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $128,000 | 4,639 |
| Total noninterest expense | $1,426,000 | 4,808 |
| Salaries and employee benefits | $819,000 | 4,634 |
| Premises and equipment expense | $231,000 | 4,319 |
| Additional noninterest expense | $376,000 | 5,275 |
| Pre-tax net operating income | $824,000 | 4,032 |
| Securities gains (losses) | $26,000 | 1,881 |
| Applicable income taxes | $261,000 | 3,315 |
| Income before extraordinary items | $589,000 | 4,309 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $589,000 | 4,311 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $42,000 | 3,243 |
| Cash dividends | $654,000 | 1,762 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $571,060 | 4,292 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,331,000 | 4,638 |
| Total interest expense | $361,000 | 4,621 |
| Net interest income | $970,000 | 4,573 |
| Provision for loan and lease losses | $5,000 | 6,071 |
| Total noninterest income | $153,000 | 4,726 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $88,000 | 3,887 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $65,000 | 4,579 |
| Total noninterest expense | $718,000 | 4,835 |
| Salaries and employee benefits | $410,000 | 4,650 |
| Premises and equipment expense | $113,000 | 4,421 |
| Additional noninterest expense | $195,000 | 5,165 |
| Pre-tax net operating income | $400,000 | 4,087 |
| Securities gains (losses) | $26,000 | 1,575 |
| Applicable income taxes | $136,000 | 3,265 |
| Income before extraordinary items | $290,000 | 4,356 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $290,000 | 4,355 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 4,405 |
| Cash dividends | $405,000 | 1,419 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $272,320 | 4,401 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $5,658,000 | 4,471 |
| Total interest expense | $1,541,000 | 4,793 |
| Net interest income | $4,117,000 | 4,280 |
| Provision for loan and lease losses | $450,000 | 2,353 |
| Total noninterest income | $612,000 | 4,913 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $354,000 | 3,917 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $258,000 | 4,795 |
| Total noninterest expense | $2,929,000 | 4,680 |
| Salaries and employee benefits | $1,721,000 | 4,402 |
| Premises and equipment expense | $459,000 | 4,325 |
| Additional noninterest expense | $749,000 | 5,272 |
| Pre-tax net operating income | $1,350,000 | 4,388 |
| Securities gains (losses) | $145,000 | 1,579 |
| Applicable income taxes | $429,000 | 3,646 |
| Income before extraordinary items | $1,066,000 | 4,457 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,066,000 | 4,459 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $452,000 | 1,732 |
| Cash dividends | $630,000 | 3,118 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $963,050 | 4,580 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $4,273,000 | 4,503 |
| Total interest expense | $1,172,000 | 4,887 |
| Net interest income | $3,101,000 | 4,283 |
| Provision for loan and lease losses | $430,000 | 1,923 |
| Total noninterest income | $454,000 | 4,992 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $264,000 | 3,948 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $190,000 | 4,901 |
| Total noninterest expense | $2,029,000 | 4,933 |
| Salaries and employee benefits | $1,145,000 | 4,783 |
| Premises and equipment expense | $336,000 | 4,381 |
| Additional noninterest expense | $548,000 | 5,334 |
| Pre-tax net operating income | $1,096,000 | 4,314 |
| Securities gains (losses) | $136,000 | 1,493 |
| Applicable income taxes | $392,000 | 3,451 |
| Income before extraordinary items | $840,000 | 4,466 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $840,000 | 4,466 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $447,000 | 1,281 |
| Cash dividends | $630,000 | 2,313 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $747,520 | 4,593 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $2,845,000 | 4,549 |
| Total interest expense | $801,000 | 4,926 |
| Net interest income | $2,044,000 | 4,330 |
| Provision for loan and lease losses | $295,000 | 1,893 |
| Total noninterest income | $302,000 | 4,968 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $176,000 | 3,918 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $126,000 | 4,908 |
| Total noninterest expense | $1,379,000 | 4,873 |
| Salaries and employee benefits | $764,000 | 4,782 |
| Premises and equipment expense | $229,000 | 4,318 |
| Additional noninterest expense | $386,000 | 5,135 |
| Pre-tax net operating income | $672,000 | 4,532 |
| Securities gains (losses) | $90,000 | 1,588 |
| Applicable income taxes | $244,000 | 3,594 |
| Income before extraordinary items | $518,000 | 4,703 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $518,000 | 4,703 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $378,000 | 1,038 |
| Cash dividends | $555,000 | 1,997 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $456,800 | 4,842 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,432,000 | 4,550 |
| Total interest expense | $416,000 | 4,918 |
| Net interest income | $1,016,000 | 4,352 |
| Provision for loan and lease losses | $250,000 | 1,115 |
| Total noninterest income | $159,000 | 4,741 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $91,000 | 3,771 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $68,000 | 4,672 |
| Total noninterest expense | $692,000 | 4,833 |
| Salaries and employee benefits | $387,000 | 4,725 |
| Premises and equipment expense | $115,000 | 4,305 |
| Additional noninterest expense | $190,000 | 5,155 |
| Pre-tax net operating income | $233,000 | 5,463 |
| Securities gains (losses) | $90,000 | 1,058 |
| Applicable income taxes | $96,000 | 4,015 |
| Income before extraordinary items | $227,000 | 4,985 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $227,000 | 4,984 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $257,000 | 793 |
| Cash dividends | $555,000 | 1,110 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $164,000 | 5,612 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $6,169,000 | 4,472 |
| Total interest expense | $2,056,000 | 4,697 |
| Net interest income | $4,113,000 | 4,261 |
| Provision for loan and lease losses | $390,000 | 2,895 |
| Total noninterest income | $657,000 | 4,495 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $346,000 | 3,902 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $311,000 | 4,181 |
| Total noninterest expense | $2,849,000 | 4,633 |
| Salaries and employee benefits | $1,661,000 | 4,339 |
| Premises and equipment expense | $426,000 | 4,429 |
| Additional noninterest expense | $762,000 | 5,107 |
| Pre-tax net operating income | $1,531,000 | 4,056 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $480,000 | 3,534 |
| Income before extraordinary items | $1,051,000 | 4,457 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,051,000 | 4,458 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $99,000 | 4,186 |
| Cash dividends | $579,000 | 3,233 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,051,000 | 4,345 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $6,936,000 | 4,462 |
| Total interest expense | $3,349,000 | 4,343 |
| Net interest income | $3,587,000 | 4,484 |
| Provision for loan and lease losses | $280,000 | 3,357 |
| Total noninterest income | $664,000 | 4,321 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $406,000 | 3,348 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $258,000 | 4,432 |
| Total noninterest expense | $2,682,000 | 4,723 |
| Salaries and employee benefits | $1,573,000 | 4,349 |
| Premises and equipment expense | $431,000 | 4,372 |
| Additional noninterest expense | $678,000 | 5,404 |
| Pre-tax net operating income | $1,289,000 | 4,247 |
| Securities gains (losses) | $-6,000 | 9,232 |
| Applicable income taxes | $406,000 | 3,705 |
| Income before extraordinary items | $877,000 | 4,637 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $877,000 | 4,639 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $600,000 | 1,366 |
| Cash dividends | $588,000 | 3,199 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $881,080 | 4,520 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $6,827,000 | 4,676 |
| Total interest expense | $3,308,000 | 4,567 |
| Net interest income | $3,519,000 | 4,590 |
| Provision for loan and lease losses | $415,000 | 2,212 |
| Total noninterest income | $491,000 | 4,962 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $267,000 | 4,350 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $224,000 | 4,528 |
| Total noninterest expense | $2,594,000 | 4,728 |
| Salaries and employee benefits | $1,566,000 | 4,212 |
| Premises and equipment expense | $428,000 | 4,287 |
| Additional noninterest expense | $600,000 | 5,789 |
| Pre-tax net operating income | $1,001,000 | 5,253 |
| Securities gains (losses) | $-52,000 | 9,214 |
| Applicable income taxes | $296,000 | 4,620 |
| Income before extraordinary items | $653,000 | 5,602 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $653,000 | 5,601 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $144,000 | 2,935 |
| Cash dividends | $378,000 | 4,071 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $688,880 | 5,469 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $6,119,000 | 4,879 |
| Total interest expense | $2,716,000 | 4,951 |
| Net interest income | $3,403,000 | 4,738 |
| Provision for loan and lease losses | $165,000 | 4,039 |
| Total noninterest income | $356,000 | 5,954 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $229,000 | 4,748 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $127,000 | 6,013 |
| Total noninterest expense | $2,675,000 | 4,624 |
| Salaries and employee benefits | $1,429,000 | 4,520 |
| Premises and equipment expense | $524,000 | 3,625 |
| Additional noninterest expense | $722,000 | 5,147 |
| Pre-tax net operating income | $919,000 | 5,557 |
| Securities gains (losses) | $2,000 | 2,566 |
| Applicable income taxes | $303,000 | 4,802 |
| Income before extraordinary items | $618,000 | 5,814 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $618,000 | 5,811 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $173,000 | 2,617 |
| Cash dividends | $286,000 | 4,653 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $616,660 | 5,792 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $5,770,000 | 5,149 |
| Total interest expense | $2,639,000 | 5,182 |
| Net interest income | $3,131,000 | 4,987 |
| Provision for loan and lease losses | $190,000 | 3,612 |
| Total noninterest income | $413,000 | 5,509 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $237,000 | 4,668 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $176,000 | 5,282 |
| Total noninterest expense | $2,326,000 | 5,016 |
| Salaries and employee benefits | $1,274,000 | 4,850 |
| Premises and equipment expense | $390,000 | 4,514 |
| Additional noninterest expense | $662,000 | 5,380 |
| Pre-tax net operating income | $1,028,000 | 5,328 |
| Securities gains (losses) | $1,000 | 4,151 |
| Applicable income taxes | $357,000 | 4,716 |
| Income before extraordinary items | $672,000 | 5,724 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $672,000 | 5,723 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $45,000 | 5,129 |
| Cash dividends | $299,000 | 4,658 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $671,350 | 5,624 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $4,760,000 | 5,990 |
| Total interest expense | $2,183,000 | 5,916 |
| Net interest income | $2,577,000 | 5,932 |
| Provision for loan and lease losses | $133,000 | 4,398 |
| Total noninterest income | $335,000 | 6,289 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $210,000 | 5,201 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $125,000 | 6,172 |
| Total noninterest expense | $2,026,000 | 5,612 |
| Salaries and employee benefits | $1,062,000 | 5,626 |
| Premises and equipment expense | $337,000 | 5,047 |
| Additional noninterest expense | $627,000 | 5,638 |
| Pre-tax net operating income | $753,000 | 6,762 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $283,000 | 5,886 |
| Income before extraordinary items | $470,000 | 7,167 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $470,000 | 7,168 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $51,000 | 5,092 |
| Cash dividends | $130,000 | 6,116 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $470,000 | 7,120 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $1,761,000 | 9,721 |
| Total interest expense | $713,000 | 9,931 |
| Net interest income | $1,048,000 | 9,420 |
| Provision for loan and lease losses | $59,000 | 6,328 |
| Total noninterest income | $137,000 | 9,226 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $88,000 | 7,775 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $49,000 | 8,929 |
| Total noninterest expense | $860,000 | 9,200 |
| Salaries and employee benefits | $579,000 | 8,260 |
| Premises and equipment expense | $63,000 | 10,274 |
| Additional noninterest expense | $218,000 | 9,728 |
| Pre-tax net operating income | $266,000 | 9,364 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $74,000 | 9,268 |
| Income before extraordinary items | $192,000 | 9,375 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $192,000 | 9,377 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $31,000 | 6,098 |
| Cash dividends | $29,000 | 7,913 |
| Sale, conversion, retirement of capital stock, net | $150,000 | 613 |
| Net operating income | $192,000 | 9,320 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $1,536,000 | 10,467 |
| Total interest expense | $615,000 | 10,617 |
| Net interest income | $921,000 | 10,184 |
| Provision for loan and lease losses | $7,000 | 8,542 |
| Total noninterest income | $140,000 | 9,482 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $86,000 | 8,152 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $54,000 | 9,034 |
| Total noninterest expense | $764,000 | 9,926 |
| Salaries and employee benefits | $524,000 | 8,910 |
| Premises and equipment expense | $51,000 | 11,056 |
| Additional noninterest expense | $189,000 | 10,557 |
| Pre-tax net operating income | $280,000 | 9,902 |
| Securities gains (losses) | $-20,000 | 10,553 |
| Applicable income taxes | $69,000 | 9,810 |
| Income before extraordinary items | $191,000 | 10,031 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $191,000 | 10,034 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 8,657 |
| Cash dividends | $39,000 | 8,019 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $205,600 | 9,844 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,336,000 | 11,064 |
| Total interest expense | $455,000 | 11,304 |
| Net interest income | $881,000 | 10,783 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $134,000 | 10,039 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $68,000 | 9,072 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $66,000 | 8,828 |
| Total noninterest expense | $775,000 | 10,356 |
| Salaries and employee benefits | $510,000 | 9,304 |
| Premises and equipment expense | $86,000 | 10,464 |
| Additional noninterest expense | $179,000 | 11,418 |
| Pre-tax net operating income | $240,000 | 10,576 |
| Securities gains (losses) | $-3,000 | 9,178 |
| Applicable income taxes | $68,000 | 10,056 |
| Income before extraordinary items | $169,000 | 10,619 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $169,000 | 10,623 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 8,352 |
| Cash dividends | $501,000 | 3,156 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $171,130 | 10,632 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,347,000 | 11,576 |
| Total interest expense | $449,000 | 11,950 |
| Net interest income | $898,000 | 11,170 |
| Provision for loan and lease losses | $30,000 | 8,397 |
| Total noninterest income | $218,000 | 8,884 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $73,000 | 9,246 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $145,000 | 6,670 |
| Total noninterest expense | $736,000 | 10,990 |
| Salaries and employee benefits | $463,000 | 10,005 |
| Premises and equipment expense | $77,000 | 11,269 |
| Additional noninterest expense | $196,000 | 11,788 |
| Pre-tax net operating income | $350,000 | 9,805 |
| Securities gains (losses) | $17,000 | 4,881 |
| Applicable income taxes | $117,000 | 9,370 |
| Income before extraordinary items | $250,000 | 10,045 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $250,000 | 10,184 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 7,654 |
| Cash dividends | $223,000 | 5,186 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $238,440 | 9,929 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,521,000 | 11,914 |
| Total interest expense | $576,000 | 12,411 |
| Net interest income | $945,000 | 11,319 |
| Provision for loan and lease losses | $48,000 | 9,164 |
| Total noninterest income | $144,000 | 10,610 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $84,000 | 9,029 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $60,000 | 9,797 |
| Total noninterest expense | $724,000 | 11,383 |
| Salaries and employee benefits | $391,000 | 10,976 |
| Premises and equipment expense | $90,000 | 11,109 |
| Additional noninterest expense | $243,000 | 11,625 |
| Pre-tax net operating income | $317,000 | 9,969 |
| Securities gains (losses) | $11,000 | 6,349 |
| Applicable income taxes | $111,000 | 9,628 |
| Income before extraordinary items | $217,000 | 10,369 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $217,000 | 10,507 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $47,000 | 7,683 |
| Cash dividends | $171,000 | 5,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $209,740 | 10,123 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.