Home > United Community Bank of Lisle > Income and Expense

United Community Bank of Lisle, Income and Expense

2006-12-31 (YTD Data)Rank
Total interest income$15,183,0002,528
Total interest expense$8,360,0001,973
Net interest income$6,823,0003,178
Provision for loan and lease losses$-48,0008,391
Total noninterest income$1,612,0002,580
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$315,0004,024
Trading account gains and fees$0130
Additional Noninterest Income$1,297,0001,847
Total noninterest expense$6,418,0002,716
Salaries and employee benefits$3,424,0002,785
Premises and equipment expense$1,131,0002,188
Additional noninterest expense$1,863,0002,730
Pre-tax net operating income$2,065,0003,567
Securities gains (losses)$-3,0006,969
Applicable income taxes$546,0003,024
Income before extraordinary items$1,516,0003,745
Extraordinary gains, net$051
Net income$1,516,0003,744
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$56,0003,923
Cash dividends$450,0003,887
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$1,518,2203,723
2006-09-30 (YTD Data)Rank
Total interest income$11,402,0002,515
Total interest expense$6,232,0001,925
Net interest income$5,170,0003,168
Provision for loan and lease losses$-47,0008,521
Total noninterest income$1,235,0002,549
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$225,0004,158
Trading account gains and fees$0126
Additional Noninterest Income$1,010,0001,807
Total noninterest expense$4,695,0002,775
Salaries and employee benefits$2,544,0002,797
Premises and equipment expense$865,0002,160
Additional noninterest expense$1,286,0002,933
Pre-tax net operating income$1,757,0003,405
Securities gains (losses)$-3,0007,275
Applicable income taxes$462,0002,964
Income before extraordinary items$1,292,0003,557
Extraordinary gains, net$045
Net income$1,292,0003,559
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$65,0002,867
Cash dividends$05,292
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$1,294,2203,537
2006-06-30 (YTD Data)Rank
Total interest income$7,655,0002,466
Total interest expense$4,165,0001,842
Net interest income$3,490,0003,142
Provision for loan and lease losses$-47,0008,581
Total noninterest income$851,0002,489
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$142,0004,250
Trading account gains and fees$0126
Additional Noninterest Income$709,0001,747
Total noninterest expense$3,208,0002,741
Salaries and employee benefits$1,733,0002,762
Premises and equipment expense$589,0002,116
Additional noninterest expense$886,0002,861
Pre-tax net operating income$1,180,0003,400
Securities gains (losses)$01,185
Applicable income taxes$289,0003,094
Income before extraordinary items$891,0003,470
Extraordinary gains, net$039
Net income$891,0003,473
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$65,0002,198
Cash dividends$05,069
Sale, conversion, retirement of capital stock, net$0887
Net operating income$891,0003,460
2006-03-31 (YTD Data)Rank
Total interest income$3,833,0002,414
Total interest expense$2,039,0001,793
Net interest income$1,794,0003,068
Provision for loan and lease losses$-48,0008,620
Total noninterest income$401,0002,540
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$67,0004,315
Trading account gains and fees$0115
Additional Noninterest Income$334,0001,785
Total noninterest expense$1,682,0002,615
Salaries and employee benefits$904,0002,672
Premises and equipment expense$302,0002,088
Additional noninterest expense$476,0002,650
Pre-tax net operating income$561,0003,489
Securities gains (losses)$0955
Applicable income taxes$127,0003,258
Income before extraordinary items$434,0003,492
Extraordinary gains, net$021
Net income$434,0003,491
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$14,0002,694
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$0648
Net operating income$434,0003,470
2005-12-31 (YTD Data)Rank
Total interest income$14,325,0002,304
Total interest expense$6,647,0001,708
Net interest income$7,678,0002,804
Provision for loan and lease losses$709,0001,408
Total noninterest income$1,298,0002,961
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$313,0004,077
Trading account gains and fees$0138
Additional Noninterest Income$985,0002,240
Total noninterest expense$6,765,0002,469
Salaries and employee benefits$3,341,0002,706
Premises and equipment expense$1,163,0002,056
Additional noninterest expense$2,261,0002,215
Pre-tax net operating income$1,502,0004,375
Securities gains (losses)$-4,0007,217
Applicable income taxes$389,0003,738
Income before extraordinary items$1,109,0004,539
Extraordinary gains, net$046
Net income$1,109,0004,541
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$446,0001,278
Cash dividends$06,054
Sale, conversion, retirement of capital stock, net$0934
Net operating income$1,111,9604,491
2005-09-30 (YTD Data)Rank
Total interest income$10,587,0002,294
Total interest expense$4,722,0001,708
Net interest income$5,865,0002,750
Provision for loan and lease losses$796,000951
Total noninterest income$914,0003,112
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$232,0004,118
Trading account gains and fees$0126
Additional Noninterest Income$682,0002,358
Total noninterest expense$4,936,0002,508
Salaries and employee benefits$2,337,0002,835
Premises and equipment expense$853,0002,089
Additional noninterest expense$1,746,0002,123
Pre-tax net operating income$1,047,0004,650
Securities gains (losses)$-4,0007,604
Applicable income taxes$182,0004,550
Income before extraordinary items$861,0004,565
Extraordinary gains, net$035
Net income$861,0004,565
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$624,000700
Cash dividends$05,317
Sale, conversion, retirement of capital stock, net$0769
Net operating income$864,3204,516
2005-06-30 (YTD Data)Rank
Total interest income$6,933,0002,274
Total interest expense$2,927,0001,726
Net interest income$4,006,0002,648
Provision for loan and lease losses$544,000909
Total noninterest income$515,0003,442
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$147,0004,204
Trading account gains and fees$0116
Additional Noninterest Income$368,0002,690
Total noninterest expense$3,187,0002,557
Salaries and employee benefits$1,441,0003,034
Premises and equipment expense$562,0002,106
Additional noninterest expense$1,184,0002,075
Pre-tax net operating income$790,0004,309
Securities gains (losses)$-4,0007,869
Applicable income taxes$114,0004,645
Income before extraordinary items$672,0004,102
Extraordinary gains, net$030
Net income$672,0004,103
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$354,000788
Cash dividends$05,072
Sale, conversion, retirement of capital stock, net$0643
Net operating income$675,4004,035
2005-03-31 (YTD Data)Rank
Total interest income$3,409,0002,264
Total interest expense$1,349,0001,770
Net interest income$2,060,0002,585
Provision for loan and lease losses$105,0001,941
Total noninterest income$156,0004,610
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$71,0004,223
Trading account gains and fees$0115
Additional Noninterest Income$85,0004,053
Total noninterest expense$1,580,0002,581
Salaries and employee benefits$668,0003,249
Premises and equipment expense$266,0002,230
Additional noninterest expense$646,0001,898
Pre-tax net operating income$531,0003,516
Securities gains (losses)$-4,0008,340
Applicable income taxes$64,0004,424
Income before extraordinary items$463,0003,238
Extraordinary gains, net$024
Net income$463,0003,239
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,728
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$0491
Net operating income$466,5203,178
2004-12-31 (YTD Data)Rank
Total interest income$11,622,0002,472
Total interest expense$4,236,0001,925
Net interest income$7,386,0002,745
Provision for loan and lease losses$2,150,000503
Total noninterest income$641,0004,642
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$333,0004,063
Trading account gains and fees$0138
Additional Noninterest Income$308,0004,217
Total noninterest expense$5,579,0002,829
Salaries and employee benefits$2,779,0003,056
Premises and equipment expense$973,0002,346
Additional noninterest expense$1,827,0002,617
Pre-tax net operating income$298,0007,449
Securities gains (losses)$-32,0008,501
Applicable income taxes$-129,0008,764
Income before extraordinary items$395,0006,801
Extraordinary gains, net$034
Net income$395,0006,803
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,731,000514
Cash dividends$215,0004,779
Sale, conversion, retirement of capital stock, net$0872
Net operating income$427,0006,583
2004-09-30 (YTD Data)Rank
Total interest income$8,417,0002,515
Total interest expense$2,984,0002,009
Net interest income$5,433,0002,767
Provision for loan and lease losses$1,581,000504
Total noninterest income$468,0004,717
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$246,0004,144
Trading account gains and fees$0134
Additional Noninterest Income$222,0004,298
Total noninterest expense$4,160,0002,823
Salaries and employee benefits$2,071,0003,039
Premises and equipment expense$725,0002,355
Additional noninterest expense$1,364,0002,605
Pre-tax net operating income$160,0007,876
Securities gains (losses)$-10,0008,513
Applicable income taxes$-148,0008,890
Income before extraordinary items$298,0006,907
Extraordinary gains, net$026
Net income$298,0006,907
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,404,000450
Cash dividends$215,0003,875
Sale, conversion, retirement of capital stock, net$0738
Net operating income$308,0006,770
2004-06-30 (YTD Data)Rank
Total interest income$5,465,0002,556
Total interest expense$1,854,0002,126
Net interest income$3,611,0002,765
Provision for loan and lease losses$776,000652
Total noninterest income$294,0004,879
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$158,0004,210
Trading account gains and fees$0130
Additional Noninterest Income$136,0004,504
Total noninterest expense$2,732,0002,860
Salaries and employee benefits$1,362,0003,098
Premises and equipment expense$486,0002,348
Additional noninterest expense$884,0002,669
Pre-tax net operating income$397,0005,876
Securities gains (losses)$-9,0008,681
Applicable income taxes$-23,0008,842
Income before extraordinary items$411,0005,254
Extraordinary gains, net$021
Net income$411,0005,254
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$664,000575
Cash dividends$215,0003,356
Sale, conversion, retirement of capital stock, net$0638
Net operating income$420,0005,115
2004-03-31 (YTD Data)Rank
Total interest income$2,660,0002,617
Total interest expense$897,0002,214
Net interest income$1,763,0002,828
Provision for loan and lease losses$363,000693
Total noninterest income$144,0004,873
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$74,0004,298
Trading account gains and fees$0121
Additional Noninterest Income$70,0004,441
Total noninterest expense$1,388,0002,828
Salaries and employee benefits$709,0003,000
Premises and equipment expense$248,0002,331
Additional noninterest expense$431,0002,710
Pre-tax net operating income$156,0006,359
Securities gains (losses)$-8,0008,893
Applicable income taxes$-5,0008,826
Income before extraordinary items$153,0005,971
Extraordinary gains, net$016
Net income$153,0005,971
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$335,000563
Cash dividends$107,0002,800
Sale, conversion, retirement of capital stock, net$0464
Net operating income$161,0005,722
2003-12-31 (YTD Data)Rank
Total interest income$9,578,0002,951
Total interest expense$3,550,0002,473
Net interest income$6,028,0003,170
Provision for loan and lease losses$680,0001,655
Total noninterest income$446,0005,713
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$302,0004,281
Trading account gains and fees$0160
Additional Noninterest Income$144,0005,891
Total noninterest expense$4,378,0003,430
Salaries and employee benefits$2,236,0003,570
Premises and equipment expense$679,0003,160
Additional noninterest expense$1,463,0003,159
Pre-tax net operating income$1,416,0004,275
Securities gains (losses)$-43,0008,945
Applicable income taxes$386,0003,857
Income before extraordinary items$987,0004,681
Extraordinary gains, net$054
Net income$987,0004,682
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$610,0001,374
Cash dividends$06,283
Sale, conversion, retirement of capital stock, net$0868
Net operating income$1,017,9604,423
2003-09-30 (YTD Data)Rank
Total interest income$6,942,0003,079
Total interest expense$2,694,0002,529
Net interest income$4,248,0003,353
Provision for loan and lease losses$490,0001,695
Total noninterest income$292,0006,073
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$221,0004,358
Trading account gains and fees$0153
Additional Noninterest Income$71,0006,675
Total noninterest expense$3,088,0003,611
Salaries and employee benefits$1,575,0003,758
Premises and equipment expense$475,0003,355
Additional noninterest expense$1,038,0003,285
Pre-tax net operating income$962,0004,653
Securities gains (losses)$-46,0009,069
Applicable income taxes$285,0004,012
Income before extraordinary items$631,0005,266
Extraordinary gains, net$040
Net income$631,0005,266
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$463,0001,243
Cash dividends$05,519
Sale, conversion, retirement of capital stock, net$0722
Net operating income$662,7404,951
2003-06-30 (YTD Data)Rank
Total interest income$4,617,0003,104
Total interest expense$1,840,0002,553
Net interest income$2,777,0003,402
Provision for loan and lease losses$145,0003,188
Total noninterest income$176,0006,278
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$136,0004,529
Trading account gains and fees$0150
Additional Noninterest Income$40,0006,937
Total noninterest expense$2,027,0003,655
Salaries and employee benefits$1,031,0003,813
Premises and equipment expense$316,0003,337
Additional noninterest expense$680,0003,319
Pre-tax net operating income$781,0004,118
Securities gains (losses)$-63,0009,169
Applicable income taxes$239,0003,635
Income before extraordinary items$479,0004,911
Extraordinary gains, net$030
Net income$479,0004,911
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$199,0001,664
Cash dividends$05,215
Sale, conversion, retirement of capital stock, net$0589
Net operating income$521,2104,484
2003-03-31 (YTD Data)Rank
Total interest income$2,294,0003,132
Total interest expense$920,0002,609
Net interest income$1,374,0003,416
Provision for loan and lease losses$06,934
Total noninterest income$80,0006,439
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$63,0004,635
Trading account gains and fees$0134
Additional Noninterest Income$17,0007,158
Total noninterest expense$1,039,0003,543
Salaries and employee benefits$534,0003,707
Premises and equipment expense$158,0003,343
Additional noninterest expense$347,0003,216
Pre-tax net operating income$415,0003,953
Securities gains (losses)$-3,0009,080
Applicable income taxes$140,0003,347
Income before extraordinary items$272,0004,499
Extraordinary gains, net$021
Net income$272,0004,499
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$100,0001,497
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$273,9804,292
2002-12-31 (YTD Data)Rank
Total interest income$8,423,0003,487
Total interest expense$3,804,0002,872
Net interest income$4,619,0003,903
Provision for loan and lease losses$1,057,0001,283
Total noninterest income$254,0006,821
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$190,0005,314
Trading account gains and fees$0153
Additional Noninterest Income$64,0007,231
Total noninterest expense$3,497,0003,978
Salaries and employee benefits$1,912,0003,885
Premises and equipment expense$584,0003,485
Additional noninterest expense$1,001,0004,176
Pre-tax net operating income$319,0007,478
Securities gains (losses)$81,0001,947
Applicable income taxes$-648,0009,269
Income before extraordinary items$1,048,0004,466
Extraordinary gains, net$070
Net income$1,048,0004,467
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$516,0001,618
Cash dividends$06,377
Sale, conversion, retirement of capital stock, net$0862
Net operating income$967,0004,564
2001-12-31 (YTD Data)Rank
Total interest income$4,635,0005,867
Total interest expense$2,717,0005,096
Net interest income$1,918,0006,563
Provision for loan and lease losses$783,0001,530
Total noninterest income$99,0008,529
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$75,0007,070
Trading account gains and fees$0177
Additional Noninterest Income$24,0008,562
Total noninterest expense$2,450,0005,022
Salaries and employee benefits$1,317,0004,981
Premises and equipment expense$398,0004,614
Additional noninterest expense$735,0005,093
Pre-tax net operating income$-1,216,0009,412
Securities gains (losses)$64,0002,136
Applicable income taxes$07,903
Income before extraordinary items$-1,152,0009,450
Extraordinary gains, net$0105
Net income$-1,152,0009,451
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$07,777
Cash dividends$06,617
Sale, conversion, retirement of capital stock, net$0922
Net operating income$-1,216,0009,426
2000-12-31 (YTD Data)Rank
Total interest income$148,0009,845
Total interest expense$73,0009,767
Net interest income$75,0009,855
Provision for loan and lease losses$50,0006,512
Total noninterest income$1,0009,835
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$08,617
Trading account gains and feesNANA
Additional Noninterest Income$1,0009,788
Total noninterest expense$664,0008,921
Salaries and employee benefits$106,0009,828
Premises and equipment expense$50,0009,363
Additional noninterest expense$508,0006,373
Pre-tax net operating income$-638,0009,612
Securities gains (losses)$01,956
Applicable income taxes$08,362
Income before extraordinary items$-638,0009,636
Extraordinary gains, net$038
Net income$-638,0009,634
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$07,622
Cash dividends$06,853
Sale, conversion, retirement of capital stock, net$7,700,000104
Net operating income$-638,0009,635

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.