Home > United Community Bank North Georgia > Assets and Liabilities

United Community Bank North Georgia, Assets and Liabilities

2001-12-31Rank
# of Employees:971,735
Assets and Liabilities
Total Assets:$315,471,0001,604
Cash and due from depository institutions$15,889,0001,735
Interest-bearing balances$311,0004,072
Securities$46,975,0002,318
Federal funds sold & reverse repurchase agreements$07,110
Net loans & leases$235,019,0001,413
Loan loss allowance$2,998,0001,379
Trading account assets$0182
Bank premises and fixed assets$6,184,0001,440
Other real estate owned$258,0001,735
Goodwill and other intangibles$1,204,0001,371
All other assets$9,942,0001,237
Life insurance assets$01
Total liabilities and capital$315,471,0001,604
Total liabilities$289,526,0001,577
Total deposits$237,722,0001,714
Interest-bearing deposits$215,594,0001,625
Deposits held in domestic offices$237,722,0001,711
% insured0.00%1
Federal funds purchased & repurchase agreements$11,982,000984
Trading liabilities$069
Other borrowed funds$38,050,000900
Subordinated debt$0241
All other liabilities$1,772,0002,209
Total equity capital$25,945,0001,889
Total bank equity capital$25,945,0001,889
Perpetual preferred stock$0158
Common stock$1,418,0002,430
Surplus$13,700,0001,328
Undivided profits$10,828,0002,570
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$846,0003,028
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,476
Income earned, not collected on loans$2,640,0001,187
Earning assets$282,305,0001,651
Long-term assets (5+ years)$35,050,0002,228
Average Assets, year-to-date$297,641,4001,619
Average Assets, quarterly$305,369,5001,636
Volatile liabilities$67,040,0001,382
Insider loans$5,340,000903
FHLB advances$38,050,000805
Loans and leases held for sale$01,749
Unused loan commitments$22,875,0002,269
Tier 1 (core) risk-based capital$24,104,0001,921
Tier 2 risk-based capital$2,859,0001,343
Total risk weighted assets$228,562,0001,506
Total unused commitments$22,875,0002,274
Derivatives$15,000,000295
2000-12-31Rank
# of Employees:891,890
Assets and Liabilities
Total Assets:$289,645,0001,650
Cash and due from depository institutions$5,597,0001,890
Interest-bearing balances$1,102,0002,272
Securities$55,647,0001,984
Federal funds sold & reverse repurchase agreements$3,110,0003,320
Net loans & leases$210,600,0001,519
Loan loss allowance$2,951,0001,315
Trading account assets$0175
Bank premises and fixed assets$6,326,0001,339
Other real estate owned$01,890
Goodwill and other intangibles$1,312,0001,297
All other assets$7,053,0001,354
Life insurance assets$01
Total liabilities and capital$289,645,0001,650
Total liabilities$266,745,0001,616
Total deposits$235,797,0001,627
Interest-bearing deposits$218,863,0001,521
Deposits held in domestic offices$235,797,0001,622
% insured0.00%1
Federal funds purchased & repurchase agreements$03,755
Trading liabilities$077
Other borrowed funds$28,802,0001,069
Subordinated debt$0239
All other liabilities$2,146,0001,950
Total equity capital$22,900,0002,043
Total bank equity capital$22,900,0002,043
Perpetual preferred stock$0178
Common stock$1,418,0002,478
Surplus$13,700,0001,269
Undivided profits$7,782,0003,197
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$346,0004,592
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,385
Income earned, not collected on loans$2,510,000980
Earning assets$270,459,0001,628
Long-term assets (5+ years)$36,735,0002,054
Average Assets, year-to-date$289,435,2001,569
Average Assets, quarterly$288,337,0001,633
Volatile liabilities$50,519,0001,733
Insider loans$7,600,000585
FHLB advances$0771
Loans and leases held for sale$01,442
Unused loan commitments$17,802,0002,538
Tier 1 (core) risk-based capital$21,596,0002,078
Tier 2 risk-based capital$2,663,4101,362
Total risk weighted assets$212,785,1101,530
Total unused commitments$17,802,0002,542
Derivatives$12,000,000324
1999-12-31Rank
# of Employees:842,056
Assets and Liabilities
Total Assets:$281,938,0001,675
Cash and due from depository institutions$11,012,0002,056
Interest-bearing balances$605,0002,929
Securities$66,316,0001,727
Federal funds sold & reverse repurchase agreements$06,825
Net loans & leases$190,924,0001,588
Loan loss allowance$2,128,0001,726
Trading account assets$0165
Bank premises and fixed assets$5,894,0001,441
Other real estate owned$02,056
Goodwill and other intangibles$1,420,0001,282
All other assets$6,372,0001,471
Life insurance assets$01
Total liabilities and capital$281,938,0001,675
Total liabilities$263,987,0001,615
Total deposits$221,862,0001,700
Interest-bearing deposits$205,826,0001,583
Deposits held in domestic offices$221,862,0001,696
% insured0.00%1
Federal funds purchased & repurchase agreements$1,310,0002,845
Trading liabilities$065
Other borrowed funds$37,050,000894
Subordinated debt$0242
All other liabilities$3,765,0001,162
Total equity capital$17,951,0002,452
Total bank equity capital$17,951,0002,452
Perpetual preferred stock$0193
Common stock$1,418,0002,527
Surplus$12,650,0001,327
Undivided profits$3,883,0004,871
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$112,0006,709
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,502
Income earned, not collected on loans$1,692,0001,261
Earning assets$257,845,0001,680
Long-term assets (5+ years)$36,309,0002,220
Average Assets, year-to-date$243,101,0001,858
Average Assets, quarterly$273,644,5001,713
Volatile liabilities$42,136,0001,909
Insider loans$9,733,000441
FHLB advances$0802
Loans and leases held for sale$01,487
Unused loan commitments$22,599,0002,157
Tier 1 (core) risk-based capital$17,495,0002,505
Tier 2 risk-based capital$2,128,0001,595
Total risk weighted assets$192,769,8001,621
Total unused commitments$22,599,0002,161
Derivatives$17,000,000320
1998-12-31Rank
# of Employees:772,264
Assets and Liabilities
Total Assets:$195,241,0002,355
Cash and due from depository institutions$4,298,0002,264
Interest-bearing balances$436,0003,644
Securities$47,422,0002,441
Federal funds sold & reverse repurchase agreements$08,346
Net loans & leases$133,281,0002,100
Loan loss allowance$1,491,0002,356
Trading account assets$0197
Bank premises and fixed assets$4,674,0001,715
Other real estate owned$02,264
Goodwill and other intangibles$1,528,0001,193
All other assets$4,038,0001,873
Life insurance assets$01
Total liabilities and capital$195,241,0002,355
Total liabilities$182,087,0002,263
Total deposits$152,612,0002,502
Interest-bearing deposits$140,172,0002,335
Deposits held in domestic offices$152,612,0002,495
% insured0.00%1
Federal funds purchased & repurchase agreements$6,040,0001,306
Trading liabilities$069
Other borrowed funds$22,000,000992
Subordinated debt$0255
All other liabilities$1,435,0002,623
Total equity capital$13,154,0003,404
Total bank equity capital$13,154,0003,404
Perpetual preferred stock$0199
Common stock$1,418,0002,504
Surplus$5,519,0002,598
Undivided profits$6,217,0003,782
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$14,0008,924
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,642
Income earned, not collected on loans$1,197,0001,814
Earning assets$181,139,0002,333
Long-term assets (5+ years)$42,087,0001,825
Average Assets, year-to-date$161,526,2002,689
Average Assets, quarterly$181,883,0002,475
Volatile liabilities$28,841,0002,224
Insider loans$5,296,000786
FHLB advances$0740
Loans and leases held for sale$01,681
Unused loan commitments$11,160,0003,384
Tier 1 (core) risk-based capital$11,454,0003,713
Tier 2 risk-based capital$1,491,0002,123
Total risk weighted assets$138,463,2002,047
Total unused commitments$11,160,0003,387
Derivatives$5,000,000441
1997-12-31Rank
# of Employees:632,879
Assets and Liabilities
Total Assets:$135,540,0003,270
Cash and due from depository institutions$2,549,0002,879
Interest-bearing balances$91,0005,002
Securities$29,961,0003,636
Federal funds sold & reverse repurchase agreements$08,160
Net loans & leases$97,987,0002,812
Loan loss allowance$1,206,0002,852
Trading account assets$0203
Bank premises and fixed assets$3,021,0002,611
Other real estate owned$60,0002,879
Goodwill and other intangibles$03,571
All other assets$1,962,0003,575
Life insurance assets$01
Total liabilities and capital$135,540,0003,270
Total liabilities$126,005,0003,168
Total deposits$111,538,0003,321
Interest-bearing deposits$102,980,0003,108
Deposits held in domestic offices$111,538,0003,314
% insured0.00%1
Federal funds purchased & repurchase agreements$12,913,000939
Trading liabilities$080
Other borrowed funds$05,103
Subordinated debt$0260
All other liabilities$1,554,0002,485
Total equity capital$9,535,0004,486
Total bank equity capital$9,535,0004,486
Perpetual preferred stock$0223
Common stock$1,418,0002,530
Surplus$2,919,0004,282
Undivided profits$5,198,0004,349
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$010,017
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,731
Income earned, not collected on loans$952,0002,381
Earning assets$128,039,0003,186
Long-term assets (5+ years)$15,291,0003,326
Average Assets, year-to-date$127,227,0003,311
Average Assets, quarterly$134,468,5003,245
Volatile liabilities$28,216,0002,245
Insider loans$2,201,0001,894
FHLB advances$0780
Loans and leases held for sale$01,579
Unused loan commitments$9,651,0003,539
Tier 1 (core) risk-based capital$9,461,0004,377
Tier 2 risk-based capital$1,201,1302,472
Total risk weighted assets$96,085,7302,871
Total unused commitments$9,651,0003,541
Derivatives$0533
1996-12-31Rank
# of Employees:523,599
Assets and Liabilities
Total Assets:$116,735,0003,825
Cash and due from depository institutions$2,875,0003,599
Interest-bearing balances$65,0005,257
Securities$22,459,0004,901
Federal funds sold & reverse repurchase agreements$2,080,0004,784
Net loans & leases$84,929,0003,220
Loan loss allowance$1,004,0003,493
Trading account assets$0240
Bank premises and fixed assets$2,911,0002,677
Other real estate owned$03,599
Goodwill and other intangibles$03,437
All other assets$1,481,0004,673
Life insurance assets$01
Total liabilities and capital$116,735,0003,825
Total liabilities$108,893,0003,707
Total deposits$102,003,0003,701
Interest-bearing deposits$94,934,0003,438
Deposits held in domestic offices$102,003,0003,688
% insured0.00%1
Federal funds purchased & repurchase agreements$80,0003,820
Trading liabilities$097
Other borrowed funds$5,913,0001,693
Subordinated debt$0298
All other liabilities$897,0003,826
Total equity capital$7,842,0005,322
Total bank equity capital$7,842,0005,322
Perpetual preferred stock$0250
Common stock$1,418,0002,690
Surplus$2,919,0004,353
Undivided profits$3,505,0005,580
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$111,0007,921
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,832
Income earned, not collected on loans$736,0003,107
Earning assets$109,533,0003,760
Long-term assets (5+ years)$11,926,0003,800
Average Assets, year-to-date$110,453,2003,874
Average Assets, quarterly$115,665,5003,812
Volatile liabilities$17,282,0003,275
Insider loans$2,013,0002,114
FHLB advances$0882
Loans and leases held for sale$01,560
Unused loan commitments$6,590,0004,376
Tier 1 (core) risk-based capital$7,853,0005,221
Tier 2 risk-based capital$1,004,0002,957
Total risk weighted assets$82,753,5003,321
Total unused commitments$6,590,0004,389
Derivatives$0549
1995-12-31Rank
# of Employees:503,844
Assets and Liabilities
Total Assets:$106,127,0004,181
Cash and due from depository institutions$3,364,0003,844
Interest-bearing balances$57,0005,663
Securities$23,271,0004,971
Federal funds sold & reverse repurchase agreements$3,930,0003,568
Net loans & leases$71,293,0003,689
Loan loss allowance$857,0004,014
Trading account assets$0261
Bank premises and fixed assets$2,993,0002,558
Other real estate owned$03,844
Goodwill and other intangibles$03,181
All other assets$1,276,0005,338
Life insurance assets$01
Total liabilities and capital$106,127,0004,181
Total liabilities$99,102,0004,039
Total deposits$94,840,0004,018
Interest-bearing deposits$89,281,0003,679
Deposits held in domestic offices$94,840,0004,008
% insured0.00%1
Federal funds purchased & repurchase agreements$61,0003,671
Trading liabilities$0110
Other borrowed funds$3,357,0001,950
Subordinated debt$0337
All other liabilities$844,0004,182
Total equity capital$7,025,0005,845
Total bank equity capital$7,025,0005,845
Perpetual preferred stock$0288
Common stock$1,418,0002,780
Surplus$2,919,0004,326
Undivided profits$2,688,0006,567
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$65,0008,955
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,782
Income earned, not collected on loans$659,0003,608
Earning assets$98,551,0004,146
Long-term assets (5+ years)$11,513,0003,697
Average Assets, year-to-date$97,070,8004,369
Average Assets, quarterly$104,271,0004,206
Volatile liabilities$12,524,0003,862
Insider loans$2,327,0001,854
FHLB advances$0855
Loans and leases held for sale$01,606
Unused loan commitments$2,718,0006,640
Tier 1 (core) risk-based capital$6,994,0005,732
Tier 2 risk-based capital$857,0003,377
Total risk weighted assets$69,310,9003,811
Total unused commitments$2,718,0006,654
Derivatives$0628
1994-12-31Rank
# of Employees:494,054
Assets and Liabilities
Total Assets:$86,903,0004,943
Cash and due from depository institutions$2,713,0004,054
Interest-bearing balances$200,0004,365
Securities$19,721,0005,922
Federal funds sold & reverse repurchase agreements$08,397
Net loans & leases$60,805,0004,150
Loan loss allowance$736,0004,651
Trading account assets$0286
Bank premises and fixed assets$2,651,0002,778
Other real estate owned$04,054
Goodwill and other intangibles$03,133
All other assets$1,013,0006,682
Life insurance assets$01
Total liabilities and capital$86,903,0004,943
Total liabilities$80,869,0004,820
Total deposits$77,546,0004,762
Interest-bearing deposits$72,481,0004,427
Deposits held in domestic offices$77,546,0004,752
% insured0.00%1
Federal funds purchased & repurchase agreements$400,0004,088
Trading liabilities$087
Other borrowed funds$2,446,0002,357
Subordinated debt$0372
All other liabilities$477,0005,386
Total equity capital$6,034,0006,246
Total bank equity capital$6,034,0006,246
Perpetual preferred stock$0310
Common stock$1,418,0002,882
Surplus$1,919,0005,780
Undivided profits$2,697,0006,249
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$27,00010,328
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,752
Income earned, not collected on loans$490,0004,294
Earning assets$80,726,0004,898
Long-term assets (5+ years)$11,054,0003,862
Average Assets, year-to-date$84,185,6004,978
Average Assets, quarterly$85,918,5004,969
Volatile liabilities$10,106,0004,307
Insider loans$1,546,0002,615
FHLB advances$0993
Loans and leases held for sale$01,430
Unused loan commitments$3,765,0005,719
Tier 1 (core) risk-based capital$6,092,0006,306
Tier 2 risk-based capital$733,8103,848
Total risk weighted assets$58,702,4104,313
Total unused commitments$3,765,0005,725
Derivatives$0687
1993-12-31Rank
# of Employees:434,750
Assets and Liabilities
Total Assets:$79,493,0005,467
Cash and due from depository institutions$3,156,0004,750
Interest-bearing balances$497,0004,351
Securities$18,678,0006,436
Federal funds sold & reverse repurchase agreements$3,600,0003,784
Net loans & leases$51,614,0004,660
Loan loss allowance$605,0005,557
Trading account assets$0330
Bank premises and fixed assets$1,336,0005,095
Other real estate owned$344,0004,750
Goodwill and other intangibles$03,091
All other assets$765,0007,380
Life insurance assets$01
Total liabilities and capital$79,493,0005,467
Total liabilities$74,479,0005,296
Total deposits$71,381,0005,313
Interest-bearing deposits$66,959,0004,934
Deposits held in domestic offices$71,381,0005,304
% insured0.00%1
Federal funds purchased & repurchase agreements$03,944
Trading liabilities$01
Other borrowed funds$2,527,0001,976
Subordinated debt$0413
All other liabilities$571,0004,859
Total equity capital$5,014,0007,249
Total bank equity capital$5,014,0007,249
Perpetual preferred stock$0343
Common stock$1,418,0002,959
Surplus$1,919,0005,766
Undivided profits$1,677,0008,083
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$293,0006,464
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,950
Income earned, not collected on loans$318,0005,783
Earning assets$74,389,0005,369
Long-term assets (5+ years)$9,489,0004,496
Average Assets, year-to-date$70,997,2005,859
Average Assets, quarterly$76,998,5005,557
Volatile liabilities$10,033,0004,089
Insider loans$1,172,0003,321
FHLB advances$0821
Loans and leases held for sale$01,681
Unused loan commitments$3,382,0006,022
Tier 1 (core) risk-based capital$5,014,0007,180
Tier 2 risk-based capital$605,0004,498
Total risk weighted assets$49,746,3004,919
Total unused commitments$3,382,0006,041
Derivatives$0714
1992-12-31Rank
# of Employees:375,527
Assets and Liabilities
Total Assets:$63,725,0006,625
Cash and due from depository institutions$3,228,0005,527
Interest-bearing balances$596,0004,605
Securities$14,935,0007,371
Federal funds sold & reverse repurchase agreements$1,241,0008,112
Net loans & leases$42,448,0005,489
Loan loss allowance$507,0006,391
Trading account assets$0344
Bank premises and fixed assets$1,196,0005,510
Other real estate owned$10,0005,527
Goodwill and other intangibles$03,106
All other assets$667,0008,320
Life insurance assets$01
Total liabilities and capital$63,725,0006,625
Total liabilities$59,541,0006,472
Total deposits$58,898,0006,363
Interest-bearing deposits$55,375,0005,951
Deposits held in domestic offices$58,898,0006,353
% insured0.00%1
Federal funds purchased & repurchase agreements$03,764
Trading liabilities$01
Other borrowed funds$05,085
Subordinated debt$0482
All other liabilities$643,0004,751
Total equity capital$4,184,0008,048
Total bank equity capital$4,184,0008,048
Perpetual preferred stock$0346
Common stock$1,418,0003,068
Surplus$1,919,0005,683
Undivided profits$847,0009,983
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$105,0009,983
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01
Income earned, not collected on loans$360,0005,571
Earning assets$59,220,0006,530
Long-term assets (5+ years)$6,626,0005,600
Average Assets, year-to-date$57,411,2007,001
Average Assets, quarterly$61,842,0006,714
Volatile liabilities$6,891,0005,351
Insider loans$1,335,000581
FHLB advances$0832
Loans and leases held for sale$01,207
Unused loan commitments$1,772,0007,646
Tier 1 (core) risk-based capital$4,184,0007,990
Tier 2 risk-based capital$473,7705,474
Total risk weighted assets$37,867,9706,179
Total unused commitments$1,772,0007,681
Derivatives$0651