Home > United Community Bank Metro > Income and Expense
United Community Bank Metro, Income and Expense
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $12,502,000 | 2,723 |
| Total interest expense | $5,411,000 | 2,930 |
| Net interest income | $7,091,000 | 2,521 |
| Provision for loan and lease losses | $254,000 | 3,568 |
| Total noninterest income | $898,000 | 3,580 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $519,000 | 2,762 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $379,000 | 3,650 |
| Total noninterest expense | $5,674,000 | 2,497 |
| Salaries and employee benefits | $2,930,000 | 2,565 |
| Premises and equipment expense | $727,000 | 2,865 |
| Additional noninterest expense | $2,017,000 | 2,223 |
| Pre-tax net operating income | $2,061,000 | 3,114 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $680,000 | 2,723 |
| Income before extraordinary items | $1,381,000 | 3,434 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,381,000 | 3,437 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $41,000 | 5,426 |
| Cash dividends | $40,000 | 6,242 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,381,000 | 3,335 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $13,073,000 | 2,657 |
| Total interest expense | $6,092,000 | 2,750 |
| Net interest income | $6,981,000 | 2,554 |
| Provision for loan and lease losses | $335,000 | 2,649 |
| Total noninterest income | $928,000 | 3,314 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $438,000 | 3,014 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $490,000 | 2,988 |
| Total noninterest expense | $6,209,000 | 2,216 |
| Salaries and employee benefits | $2,887,000 | 2,468 |
| Premises and equipment expense | $1,315,000 | 1,574 |
| Additional noninterest expense | $2,007,000 | 2,149 |
| Pre-tax net operating income | $1,365,000 | 4,355 |
| Securities gains (losses) | $-1,105,000 | 9,768 |
| Applicable income taxes | $170,000 | 5,712 |
| Income before extraordinary items | $90,000 | 8,775 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $90,000 | 8,775 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 6,934 |
| Cash dividends | $390,000 | 4,022 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $797,200 | 5,055 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $11,197,000 | 2,886 |
| Total interest expense | $4,827,000 | 3,030 |
| Net interest income | $6,370,000 | 2,755 |
| Provision for loan and lease losses | $242,000 | 3,112 |
| Total noninterest income | $1,016,000 | 3,054 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $467,000 | 2,796 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $549,000 | 2,784 |
| Total noninterest expense | $4,739,000 | 2,849 |
| Salaries and employee benefits | $2,803,000 | 2,503 |
| Premises and equipment expense | $754,000 | 2,697 |
| Additional noninterest expense | $1,182,000 | 3,476 |
| Pre-tax net operating income | $2,405,000 | 2,881 |
| Securities gains (losses) | $1,000 | 2,805 |
| Applicable income taxes | $786,000 | 2,679 |
| Income before extraordinary items | $1,620,000 | 3,058 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,620,000 | 3,059 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 9,163 |
| Cash dividends | $292,000 | 4,621 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,619,330 | 3,021 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $10,020,000 | 3,227 |
| Total interest expense | $4,645,000 | 3,203 |
| Net interest income | $5,375,000 | 3,192 |
| Provision for loan and lease losses | $202,000 | 3,487 |
| Total noninterest income | $882,000 | 3,361 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $418,000 | 3,012 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $464,000 | 3,120 |
| Total noninterest expense | $4,405,000 | 2,942 |
| Salaries and employee benefits | $2,772,000 | 2,434 |
| Premises and equipment expense | $607,000 | 3,130 |
| Additional noninterest expense | $1,026,000 | 3,873 |
| Pre-tax net operating income | $1,650,000 | 3,901 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $548,000 | 3,621 |
| Income before extraordinary items | $1,102,000 | 4,175 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,102,000 | 4,174 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $28,000 | 5,860 |
| Cash dividends | $195,000 | 5,445 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,102,000 | 4,091 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $8,544,000 | 3,739 |
| Total interest expense | $4,041,000 | 3,642 |
| Net interest income | $4,503,000 | 3,820 |
| Provision for loan and lease losses | $262,000 | 2,869 |
| Total noninterest income | $466,000 | 5,229 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $367,000 | 3,476 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $99,000 | 6,819 |
| Total noninterest expense | $3,541,000 | 3,567 |
| Salaries and employee benefits | $2,106,000 | 3,143 |
| Premises and equipment expense | $490,000 | 3,772 |
| Additional noninterest expense | $945,000 | 4,116 |
| Pre-tax net operating income | $1,166,000 | 5,334 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $352,000 | 5,279 |
| Income before extraordinary items | $814,000 | 5,396 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $814,000 | 5,400 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $165,000 | 2,872 |
| Cash dividends | $100,000 | 6,450 |
| Sale, conversion, retirement of capital stock, net | $750,000 | 483 |
| Net operating income | $814,000 | 5,348 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $5,901,000 | 5,246 |
| Total interest expense | $3,171,000 | 4,551 |
| Net interest income | $2,730,000 | 5,833 |
| Provision for loan and lease losses | $27,000 | 7,576 |
| Total noninterest income | $395,000 | 5,987 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $307,000 | 4,155 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $88,000 | 7,486 |
| Total noninterest expense | $2,703,000 | 4,704 |
| Salaries and employee benefits | $1,565,000 | 4,156 |
| Premises and equipment expense | $344,000 | 5,065 |
| Additional noninterest expense | $794,000 | 5,227 |
| Pre-tax net operating income | $395,000 | 8,536 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $134,000 | 8,146 |
| Income before extraordinary items | $261,000 | 8,742 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $261,000 | 8,741 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $80,000 | 4,367 |
| Cash dividends | $56,000 | 7,421 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $261,000 | 8,679 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $5,064,000 | 5,932 |
| Total interest expense | $2,638,000 | 5,327 |
| Net interest income | $2,426,000 | 6,433 |
| Provision for loan and lease losses | $45,000 | 6,418 |
| Total noninterest income | $388,000 | 6,100 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $264,000 | 4,757 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $124,000 | 6,546 |
| Total noninterest expense | $2,457,000 | 5,074 |
| Salaries and employee benefits | $1,346,000 | 4,725 |
| Premises and equipment expense | $263,000 | 6,155 |
| Additional noninterest expense | $848,000 | 5,004 |
| Pre-tax net operating income | $312,000 | 9,656 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $98,000 | 9,217 |
| Income before extraordinary items | $214,000 | 9,786 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $214,000 | 9,790 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $111,000 | 3,529 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $214,000 | 9,752 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $5,389,000 | 5,330 |
| Total interest expense | $2,275,000 | 5,024 |
| Net interest income | $3,114,000 | 5,450 |
| Provision for loan and lease losses | $625,000 | 1,295 |
| Total noninterest income | $384,000 | 6,298 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $294,000 | 4,437 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $90,000 | 7,838 |
| Total noninterest expense | $2,800,000 | 4,679 |
| Salaries and employee benefits | $1,215,000 | 5,189 |
| Premises and equipment expense | $300,000 | 5,716 |
| Additional noninterest expense | $1,285,000 | 3,807 |
| Pre-tax net operating income | $73,000 | 11,795 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $22,000 | 11,114 |
| Income before extraordinary items | $51,000 | 11,800 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $51,000 | 11,804 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $580,000 | 1,242 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $500,000 | 544 |
| Net operating income | $51,000 | 11,832 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $4,723,000 | 6,070 |
| Total interest expense | $2,293,000 | 5,179 |
| Net interest income | $2,430,000 | 6,673 |
| Provision for loan and lease losses | $696,000 | 1,672 |
| Total noninterest income | $730,000 | 4,304 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $323,000 | 4,162 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $407,000 | 3,709 |
| Total noninterest expense | $1,921,000 | 6,554 |
| Salaries and employee benefits | $765,000 | 7,537 |
| Premises and equipment expense | $226,000 | 7,166 |
| Additional noninterest expense | $930,000 | 5,234 |
| Pre-tax net operating income | $543,000 | 8,351 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $10,000 | 11,823 |
| Income before extraordinary items | $533,000 | 7,285 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $533,000 | 7,454 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $474,000 | 1,819 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $533,000 | 7,025 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,905,000 | 7,635 |
| Total interest expense | $2,133,000 | 6,791 |
| Net interest income | $1,772,000 | 8,431 |
| Provision for loan and lease losses | $407,000 | 3,422 |
| Total noninterest income | $501,000 | 5,637 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $279,000 | 4,701 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $222,000 | 5,329 |
| Total noninterest expense | $1,577,000 | 7,647 |
| Salaries and employee benefits | $652,000 | 8,375 |
| Premises and equipment expense | $209,000 | 7,640 |
| Additional noninterest expense | $716,000 | 6,660 |
| Pre-tax net operating income | $289,000 | 10,244 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $98,000 | 9,973 |
| Income before extraordinary items | $191,000 | 10,722 |
| Extraordinary gains, net | $98,000 | 756 |
| Net income | $289,000 | 9,593 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $520,000 | 2,407 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $191,000 | 10,387 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.