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United Community Bank Metro, Assets and Liabilities

2001-12-31Rank
# of Employees:572,963
Assets and Liabilities
Total Assets:$163,925,0003,032
Cash and due from depository institutions$7,434,0002,963
Interest-bearing balances$314,0004,065
Securities$21,073,0004,357
Federal funds sold & reverse repurchase agreements$07,110
Net loans & leases$121,732,0002,638
Loan loss allowance$1,667,0002,358
Trading account assets$0182
Bank premises and fixed assets$5,978,0001,485
Other real estate owned$77,0002,963
Goodwill and other intangibles$03,095
All other assets$7,631,0001,548
Life insurance assets$01
Total liabilities and capital$163,925,0003,032
Total liabilities$148,649,0003,008
Total deposits$139,291,0002,918
Interest-bearing deposits$120,122,0002,901
Deposits held in domestic offices$139,291,0002,912
% insured0.00%1
Federal funds purchased & repurchase agreements$4,294,0001,615
Trading liabilities$069
Other borrowed funds$3,221,0003,603
Subordinated debt$0241
All other liabilities$1,843,0002,132
Total equity capital$15,276,0003,144
Total bank equity capital$15,276,0003,144
Perpetual preferred stock$0158
Common stock$1,866,0002,021
Surplus$11,280,0001,532
Undivided profits$2,130,0006,419
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$08,611
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,476
Income earned, not collected on loans$885,0003,872
Earning assets$143,119,0003,140
Long-term assets (5+ years)$27,553,0002,659
Average Assets, year-to-date$156,443,0003,016
Average Assets, quarterly$159,060,0003,082
Volatile liabilities$28,209,0002,845
Insider loans$287,0006,465
FHLB advances$3,221,0003,393
Loans and leases held for sale$01,749
Unused loan commitments$34,394,0001,670
Tier 1 (core) risk-based capital$14,962,0003,069
Tier 2 risk-based capital$1,667,0002,187
Total risk weighted assets$146,728,0002,272
Total unused commitments$34,394,0001,674
Derivatives$2,000,000389
2000-12-31Rank
# of Employees:533,178
Assets and Liabilities
Total Assets:$151,976,0003,113
Cash and due from depository institutions$3,066,0003,178
Interest-bearing balances$70,0005,138
Securities$28,762,0003,540
Federal funds sold & reverse repurchase agreements$7,260,0001,653
Net loans & leases$104,270,0002,940
Loan loss allowance$1,454,0002,529
Trading account assets$0175
Bank premises and fixed assets$4,722,0001,837
Other real estate owned$03,178
Goodwill and other intangibles$03,145
All other assets$3,896,0002,260
Life insurance assets$01
Total liabilities and capital$151,976,0003,113
Total liabilities$138,291,0003,093
Total deposits$131,749,0002,965
Interest-bearing deposits$113,221,0002,970
Deposits held in domestic offices$131,749,0002,961
% insured0.00%1
Federal funds purchased & repurchase agreements$03,755
Trading liabilities$077
Other borrowed funds$3,964,0003,238
Subordinated debt$0239
All other liabilities$2,578,0001,672
Total equity capital$13,685,0003,348
Total bank equity capital$13,685,0003,348
Perpetual preferred stock$0178
Common stock$1,866,0002,046
Surplus$11,280,0001,489
Undivided profits$539,0008,285
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$08,688
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,385
Income earned, not collected on loans$1,086,0002,489
Earning assets$140,362,0003,118
Long-term assets (5+ years)$20,399,0003,112
Average Assets, year-to-date$153,425,4002,959
Average Assets, quarterly$154,134,5003,044
Volatile liabilities$24,322,0003,167
Insider loans$496,0005,455
FHLB advances$0771
Loans and leases held for sale$01,442
Unused loan commitments$36,175,0001,497
Tier 1 (core) risk-based capital$13,621,0003,262
Tier 2 risk-based capital$1,454,0002,369
Total risk weighted assets$124,540,3002,551
Total unused commitments$36,175,0001,498
Derivatives$0481
1999-12-31Rank
# of Employees:543,227
Assets and Liabilities
Total Assets:$145,094,0003,178
Cash and due from depository institutions$4,639,0003,227
Interest-bearing balances$302,0003,574
Securities$26,060,0004,009
Federal funds sold & reverse repurchase agreements$5,000,0001,907
Net loans & leases$100,450,0002,909
Loan loss allowance$1,125,0003,090
Trading account assets$0165
Bank premises and fixed assets$5,543,0001,526
Other real estate owned$03,227
Goodwill and other intangibles$03,276
All other assets$3,402,0002,542
Life insurance assets$01
Total liabilities and capital$145,094,0003,178
Total liabilities$131,978,0003,181
Total deposits$123,921,0003,068
Interest-bearing deposits$107,304,0003,041
Deposits held in domestic offices$123,921,0003,064
% insured0.00%1
Federal funds purchased & repurchase agreements$04,093
Trading liabilities$065
Other borrowed funds$6,707,0002,504
Subordinated debt$0242
All other liabilities$1,350,0002,557
Total equity capital$13,116,0003,370
Total bank equity capital$13,116,0003,370
Perpetual preferred stock$0193
Common stock$1,866,0002,071
Surplus$9,216,0001,769
Undivided profits$2,034,0006,434
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$30,0008,068
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,502
Income earned, not collected on loans$692,0003,394
Earning assets$131,812,0003,209
Long-term assets (5+ years)$19,290,0003,380
Average Assets, year-to-date$135,707,0003,266
Average Assets, quarterly$143,051,0003,191
Volatile liabilities$22,651,0003,176
Insider loans$4,130,0001,142
FHLB advances$0802
Loans and leases held for sale$01,487
Unused loan commitments$33,687,0001,606
Tier 1 (core) risk-based capital$13,456,0003,255
Tier 2 risk-based capital$1,125,0002,829
Total risk weighted assets$112,837,2002,684
Total unused commitments$33,687,0001,608
Derivatives$0488
1998-12-31Rank
# of Employees:583,057
Assets and Liabilities
Total Assets:$127,215,0003,526
Cash and due from depository institutions$4,050,0003,057
Interest-bearing balances$111,0004,735
Securities$26,169,0004,027
Federal funds sold & reverse repurchase agreements$1,730,0006,114
Net loans & leases$86,904,0003,130
Loan loss allowance$878,0003,716
Trading account assets$0197
Bank premises and fixed assets$5,401,0001,481
Other real estate owned$120,0003,057
Goodwill and other intangibles$03,445
All other assets$2,841,0002,600
Life insurance assets$01
Total liabilities and capital$127,215,0003,526
Total liabilities$114,972,0003,495
Total deposits$110,254,0003,397
Interest-bearing deposits$93,235,0003,445
Deposits held in domestic offices$110,254,0003,392
% insured0.00%1
Federal funds purchased & repurchase agreements$03,214
Trading liabilities$069
Other borrowed funds$3,350,0002,754
Subordinated debt$0255
All other liabilities$1,368,0002,724
Total equity capital$12,243,0003,638
Total bank equity capital$12,243,0003,638
Perpetual preferred stock$0199
Common stock$1,866,0002,027
Surplus$8,216,0001,884
Undivided profits$2,161,0006,723
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$98,0007,351
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,642
Income earned, not collected on loans$674,0003,468
Earning assets$114,914,0003,589
Long-term assets (5+ years)$15,561,0003,681
Average Assets, year-to-date$117,015,0003,613
Average Assets, quarterly$125,442,0003,512
Volatile liabilities$18,198,0003,257
Insider loans$121,0007,859
FHLB advances$0740
Loans and leases held for sale$01,681
Unused loan commitments$30,976,0001,625
Tier 1 (core) risk-based capital$12,138,0003,506
Tier 2 risk-based capital$878,0003,386
Total risk weighted assets$98,166,8002,870
Total unused commitments$30,976,0001,630
Derivatives$0527
1997-12-31Rank
# of Employees:483,726
Assets and Liabilities
Total Assets:$107,976,0004,048
Cash and due from depository institutions$4,248,0003,726
Interest-bearing balances$06,604
Securities$24,073,0004,316
Federal funds sold & reverse repurchase agreements$2,810,0004,110
Net loans & leases$70,563,0003,802
Loan loss allowance$705,0004,478
Trading account assets$0203
Bank premises and fixed assets$3,577,0002,201
Other real estate owned$185,0003,726
Goodwill and other intangibles$03,571
All other assets$2,520,0002,838
Life insurance assets$01
Total liabilities and capital$107,976,0004,048
Total liabilities$96,697,0004,041
Total deposits$93,250,0003,957
Interest-bearing deposits$80,772,0003,912
Deposits held in domestic offices$93,250,0003,949
% insured0.00%1
Federal funds purchased & repurchase agreements$03,723
Trading liabilities$080
Other borrowed funds$1,793,0003,020
Subordinated debt$0260
All other liabilities$1,654,0002,362
Total equity capital$11,279,0003,876
Total bank equity capital$11,279,0003,876
Perpetual preferred stock$0223
Common stock$1,866,0002,026
Surplus$8,217,0001,853
Undivided profits$1,196,0008,295
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$166,0006,742
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,731
Income earned, not collected on loans$620,0003,841
Earning assets$97,446,0004,113
Long-term assets (5+ years)$5,720,0005,667
Average Assets, year-to-date$94,608,2004,369
Average Assets, quarterly$104,684,0004,105
Volatile liabilities$17,522,0003,335
Insider loans$120,0008,212
FHLB advances$0780
Loans and leases held for sale$01,579
Unused loan commitments$24,408,0001,818
Tier 1 (core) risk-based capital$11,231,0003,750
Tier 2 risk-based capital$705,0003,962
Total risk weighted assets$80,519,8003,387
Total unused commitments$24,408,0001,825
Derivatives$0533
1996-12-31Rank
# of Employees:424,378
Assets and Liabilities
Total Assets:$82,699,0005,168
Cash and due from depository institutions$2,868,0004,378
Interest-bearing balances$06,640
Securities$23,348,0004,748
Federal funds sold & reverse repurchase agreements$2,200,0004,619
Net loans & leases$49,441,0005,079
Loan loss allowance$608,0005,162
Trading account assets$0240
Bank premises and fixed assets$3,089,0002,532
Other real estate owned$389,0004,378
Goodwill and other intangibles$03,437
All other assets$1,364,0004,968
Life insurance assets$01
Total liabilities and capital$82,699,0005,168
Total liabilities$76,704,0005,038
Total deposits$75,180,0004,893
Interest-bearing deposits$65,800,0004,816
Deposits held in domestic offices$75,180,0004,881
% insured0.00%1
Federal funds purchased & repurchase agreements$03,907
Trading liabilities$097
Other borrowed funds$05,299
Subordinated debt$0298
All other liabilities$1,524,0002,545
Total equity capital$5,995,0006,456
Total bank equity capital$5,995,0006,456
Perpetual preferred stock$0250
Common stock$1,116,0003,173
Surplus$4,466,0003,154
Undivided profits$413,0009,990
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$223,0006,410
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,832
Income earned, not collected on loans$416,0005,473
Earning assets$74,989,0005,232
Long-term assets (5+ years)$6,071,0005,410
Average Assets, year-to-date$72,801,4005,546
Average Assets, quarterly$78,880,5005,332
Volatile liabilities$8,866,0005,243
Insider loans$116,0008,599
FHLB advances$0882
Loans and leases held for sale$01,560
Unused loan commitments$13,773,0002,692
Tier 1 (core) risk-based capital$6,017,0006,359
Tier 2 risk-based capital$608,0004,529
Total risk weighted assets$58,081,1004,515
Total unused commitments$13,773,0002,705
Derivatives$0549
1995-12-31Rank
# of Employees:315,851
Assets and Liabilities
Total Assets:$66,040,0006,195
Cash and due from depository institutions$2,659,0005,851
Interest-bearing balances$06,853
Securities$20,849,0005,393
Federal funds sold & reverse repurchase agreements$1,540,0006,308
Net loans & leases$36,922,0006,145
Loan loss allowance$661,0004,925
Trading account assets$0261
Bank premises and fixed assets$1,851,0003,973
Other real estate owned$1,274,0005,851
Goodwill and other intangibles$03,181
All other assets$945,0006,628
Life insurance assets$01
Total liabilities and capital$66,040,0006,195
Total liabilities$60,265,0006,124
Total deposits$58,945,0006,020
Interest-bearing deposits$51,409,0005,967
Deposits held in domestic offices$58,945,0006,011
% insured0.00%1
Federal funds purchased & repurchase agreements$03,736
Trading liabilities$0110
Other borrowed funds$05,136
Subordinated debt$0337
All other liabilities$1,320,0002,913
Total equity capital$5,775,0006,718
Total bank equity capital$5,775,0006,718
Perpetual preferred stock$0288
Common stock$1,116,0003,302
Surplus$4,466,0003,148
Undivided profits$193,00010,977
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$467,0004,448
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,782
Income earned, not collected on loans$326,0006,751
Earning assets$59,311,0006,284
Long-term assets (5+ years)$3,101,0006,990
Average Assets, year-to-date$62,069,4006,278
Average Assets, quarterly$64,575,5006,248
Volatile liabilities$6,753,0005,919
Insider loans$106,0009,073
FHLB advances$0855
Loans and leases held for sale$01,606
Unused loan commitments$6,822,0004,170
Tier 1 (core) risk-based capital$5,812,0006,574
Tier 2 risk-based capital$540,0304,968
Total risk weighted assets$43,081,5305,644
Total unused commitments$6,822,0004,183
Derivatives$0628
1994-12-31Rank
# of Employees:286,490
Assets and Liabilities
Total Assets:$59,817,0006,654
Cash and due from depository institutions$1,785,0006,490
Interest-bearing balances$400,0003,563
Securities$11,085,0008,368
Federal funds sold & reverse repurchase agreements$915,0005,718
Net loans & leases$41,856,0005,603
Loan loss allowance$727,0004,694
Trading account assets$0286
Bank premises and fixed assets$1,507,0004,613
Other real estate owned$1,813,0006,490
Goodwill and other intangibles$03,133
All other assets$856,0007,418
Life insurance assets$01
Total liabilities and capital$59,817,0006,654
Total liabilities$54,229,0006,647
Total deposits$53,333,0006,495
Interest-bearing deposits$48,090,0006,266
Deposits held in domestic offices$53,333,0006,489
% insured0.00%1
Federal funds purchased & repurchase agreements$04,788
Trading liabilities$087
Other borrowed funds$05,375
Subordinated debt$0372
All other liabilities$896,0003,328
Total equity capital$5,588,0006,605
Total bank equity capital$5,588,0006,605
Perpetual preferred stock$0310
Common stock$2,791,0001,435
Surplus$2,791,0004,391
Undivided profits$6,00011,507
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$360,0005,139
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,752
Income earned, not collected on loans$470,0004,457
Earning assets$54,256,0006,705
Long-term assets (5+ years)$3,387,0007,088
Average Assets, year-to-date$63,754,2006,247
Average Assets, quarterly$61,419,5006,507
Volatile liabilities$12,085,0003,794
Insider loans$70,0009,917
FHLB advances$0993
Loans and leases held for sale$01,430
Unused loan commitments$8,211,0003,596
Tier 1 (core) risk-based capital$5,597,0006,693
Tier 2 risk-based capital$566,2404,774
Total risk weighted assets$45,138,2405,382
Total unused commitments$8,211,0003,603
Derivatives$0687
1993-12-31Rank
# of Employees:208,423
Assets and Liabilities
Total Assets:$62,393,0006,628
Cash and due from depository institutions$2,191,0008,423
Interest-bearing balances$781,0003,764
Securities$9,177,0009,398
Federal funds sold & reverse repurchase agreements$1,568,0006,578
Net loans & leases$44,883,0005,261
Loan loss allowance$682,0005,069
Trading account assets$973,000262
Bank premises and fixed assets$1,465,0004,759
Other real estate owned$791,0008,423
Goodwill and other intangibles$9,0002,888
All other assets$1,336,0004,891
Life insurance assets$01
Total liabilities and capital$62,393,0006,628
Total liabilities$57,348,0006,566
Total deposits$56,568,0006,436
Interest-bearing deposits$51,730,0006,178
Deposits held in domestic offices$56,568,0006,429
% insured0.00%1
Federal funds purchased & repurchase agreements$03,944
Trading liabilities$01
Other borrowed funds$05,027
Subordinated debt$0413
All other liabilities$780,0003,806
Total equity capital$5,045,0007,215
Total bank equity capital$5,045,0007,215
Perpetual preferred stock$0343
Common stock$2,541,0001,572
Surplus$2,541,0004,635
Undivided profits$-37,00012,357
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$801,0003,672
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,950
Income earned, not collected on loans$491,0003,790
Earning assets$57,382,0006,639
Long-term assets (5+ years)$5,789,0006,000
Average Assets, year-to-date$59,157,8006,756
Average Assets, quarterly$62,910,0006,525
Volatile liabilities$13,706,0003,214
Insider loans$495,0005,742
FHLB advances$0821
Loans and leases held for sale$01,681
Unused loan commitments$10,207,0003,056
Tier 1 (core) risk-based capital$5,036,0007,156
Tier 2 risk-based capital$599,6904,541
Total risk weighted assets$47,892,7905,094
Total unused commitments$10,207,0003,076
Derivatives$0714
1992-12-31Rank
# of Employees:179,428
Assets and Liabilities
Total Assets:$53,550,0007,520
Cash and due from depository institutions$1,983,0009,428
Interest-bearing balances$384,0005,408
Securities$792,00013,515
Federal funds sold & reverse repurchase agreements$2,346,0005,913
Net loans & leases$36,523,0006,137
Loan loss allowance$460,0006,856
Trading account assets$9,004,000134
Bank premises and fixed assets$1,512,0004,622
Other real estate owned$672,0009,428
Goodwill and other intangibles$18,0002,769
All other assets$700,0008,079
Life insurance assets$01
Total liabilities and capital$53,550,0007,520
Total liabilities$49,038,0007,491
Total deposits$48,234,0007,404
Interest-bearing deposits$44,219,0007,109
Deposits held in domestic offices$48,234,0007,396
% insured0.00%1
Federal funds purchased & repurchase agreements$03,764
Trading liabilities$01
Other borrowed funds$05,085
Subordinated debt$0482
All other liabilities$804,0003,913
Total equity capital$4,512,0007,626
Total bank equity capital$4,512,0007,626
Perpetual preferred stock$0346
Common stock$2,541,0001,614
Surplus$2,041,0005,332
Undivided profits$-70,00012,735
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$1,056,0003,550
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01
Income earned, not collected on loans$369,0005,450
Earning assets$49,049,0007,484
Long-term assets (5+ years)$2,967,0008,025
Average Assets, year-to-date$45,825,2008,163
Average Assets, quarterly$52,356,5007,568
Volatile liabilities$14,434,0003,068
Insider loans$181,0004,201
FHLB advances$0832
Loans and leases held for sale$01,207
Unused loan commitments$6,096,0004,080
Tier 1 (core) risk-based capital$4,494,0007,599
Tier 2 risk-based capital$460,0005,599
Total risk weighted assets$40,331,9005,893
Total unused commitments$6,096,0004,102
Derivatives$0651