Home > United Community Bank > Income and Expense
United Community Bank, Income and Expense
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $8,998,000 | 2,645 |
| Total interest expense | $838,000 | 2,934 |
| Net interest income | $8,160,000 | 2,577 |
| Provision for loan and lease losses | $940,000 | 918 |
| Total noninterest income | $1,792,000 | 2,269 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $627,000 | 1,890 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,165,000 | 2,117 |
| Total noninterest expense | $6,840,000 | 2,667 |
| Salaries and employee benefits | $3,329,000 | 2,863 |
| Premises and equipment expense | $991,000 | 2,263 |
| Additional noninterest expense | $2,520,000 | 2,401 |
| Pre-tax net operating income | $2,172,000 | 2,843 |
| Securities gains (losses) | $0 | 3,259 |
| Applicable income taxes | $715,000 | 1,872 |
| Income before extraordinary items | $1,457,000 | 3,287 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $1,457,000 | 3,288 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,457,000 | 3,288 |
| Net charge-offs | $1,355,000 | 700 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,457,000 | 3,235 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $6,709,000 | 2,673 |
| Total interest expense | $643,000 | 2,944 |
| Net interest income | $6,066,000 | 2,612 |
| Provision for loan and lease losses | $760,000 | 835 |
| Total noninterest income | $1,410,000 | 2,196 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $449,000 | 1,976 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $961,000 | 1,992 |
| Total noninterest expense | $5,156,000 | 2,650 |
| Salaries and employee benefits | $2,499,000 | 2,874 |
| Premises and equipment expense | $747,000 | 2,264 |
| Additional noninterest expense | $1,910,000 | 2,360 |
| Pre-tax net operating income | $1,560,000 | 2,967 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $530,000 | 1,927 |
| Income before extraordinary items | $1,030,000 | 3,444 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,030,000 | 3,445 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,030,000 | 3,445 |
| Net charge-offs | $598,000 | 1,010 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $1,030,000 | 3,398 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $4,454,000 | 2,680 |
| Total interest expense | $438,000 | 2,927 |
| Net interest income | $4,016,000 | 2,620 |
| Provision for loan and lease losses | $380,000 | 1,044 |
| Total noninterest income | $1,083,000 | 1,986 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $275,000 | 2,088 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $808,000 | 1,688 |
| Total noninterest expense | $3,400,000 | 2,683 |
| Salaries and employee benefits | $1,641,000 | 2,925 |
| Premises and equipment expense | $494,000 | 2,295 |
| Additional noninterest expense | $1,265,000 | 2,372 |
| Pre-tax net operating income | $1,319,000 | 2,473 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $448,000 | 1,649 |
| Income before extraordinary items | $871,000 | 2,927 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $871,000 | 2,933 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $871,000 | 2,933 |
| Net charge-offs | $530,000 | 831 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $871,000 | 2,865 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $2,184,000 | 2,722 |
| Total interest expense | $233,000 | 2,823 |
| Net interest income | $1,951,000 | 2,688 |
| Provision for loan and lease losses | $150,000 | 1,189 |
| Total noninterest income | $445,000 | 2,194 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $126,000 | 2,223 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $319,000 | 1,929 |
| Total noninterest expense | $1,679,000 | 2,713 |
| Salaries and employee benefits | $792,000 | 3,017 |
| Premises and equipment expense | $251,000 | 2,302 |
| Additional noninterest expense | $636,000 | 2,349 |
| Pre-tax net operating income | $567,000 | 2,674 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $193,000 | 1,742 |
| Income before extraordinary items | $374,000 | 3,141 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $374,000 | 3,143 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $374,000 | 3,144 |
| Net charge-offs | $210,000 | 918 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $374,000 | 3,103 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $8,826,000 | 2,715 |
| Total interest expense | $1,154,000 | 2,642 |
| Net interest income | $7,672,000 | 2,712 |
| Provision for loan and lease losses | $690,000 | 1,492 |
| Total noninterest income | $1,182,000 | 2,933 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $580,000 | 2,121 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $602,000 | 3,116 |
| Total noninterest expense | $6,681,000 | 2,728 |
| Salaries and employee benefits | $3,176,000 | 2,990 |
| Premises and equipment expense | $1,015,000 | 2,225 |
| Additional noninterest expense | $2,490,000 | 2,476 |
| Pre-tax net operating income | $1,483,000 | 3,433 |
| Securities gains (losses) | $107,000 | 1,274 |
| Applicable income taxes | $516,000 | 2,123 |
| Income before extraordinary items | $1,074,000 | 3,764 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,074,000 | 3,768 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $1,074,000 | 3,768 |
| Net charge-offs | $1,664,000 | 872 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $1,001,240 | 3,845 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $6,641,000 | 2,727 |
| Total interest expense | $889,000 | 2,664 |
| Net interest income | $5,752,000 | 2,717 |
| Provision for loan and lease losses | $465,000 | 1,591 |
| Total noninterest income | $770,000 | 3,210 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $431,000 | 2,147 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $339,000 | 3,565 |
| Total noninterest expense | $4,847,000 | 2,817 |
| Salaries and employee benefits | $2,302,000 | 3,088 |
| Premises and equipment expense | $775,000 | 2,214 |
| Additional noninterest expense | $1,770,000 | 2,594 |
| Pre-tax net operating income | $1,210,000 | 3,344 |
| Securities gains (losses) | $107,000 | 1,168 |
| Applicable income taxes | $448,000 | 2,024 |
| Income before extraordinary items | $869,000 | 3,673 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $869,000 | 3,676 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $869,000 | 3,677 |
| Net charge-offs | $1,609,000 | 705 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $798,380 | 3,748 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $4,359,000 | 2,761 |
| Total interest expense | $606,000 | 2,692 |
| Net interest income | $3,753,000 | 2,755 |
| Provision for loan and lease losses | $240,000 | 1,905 |
| Total noninterest income | $557,000 | 3,102 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $281,000 | 2,149 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $276,000 | 3,329 |
| Total noninterest expense | $3,218,000 | 2,834 |
| Salaries and employee benefits | $1,524,000 | 3,115 |
| Premises and equipment expense | $513,000 | 2,231 |
| Additional noninterest expense | $1,181,000 | 2,576 |
| Pre-tax net operating income | $852,000 | 3,211 |
| Securities gains (losses) | $107,000 | 1,068 |
| Applicable income taxes | $326,000 | 1,932 |
| Income before extraordinary items | $633,000 | 3,516 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $633,000 | 3,518 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $633,000 | 3,519 |
| Net charge-offs | $1,027,000 | 750 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $562,380 | 3,621 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $2,151,000 | 2,811 |
| Total interest expense | $307,000 | 2,733 |
| Net interest income | $1,844,000 | 2,803 |
| Provision for loan and lease losses | $120,000 | 1,891 |
| Total noninterest income | $342,000 | 2,812 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $144,000 | 2,098 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $198,000 | 2,791 |
| Total noninterest expense | $1,585,000 | 2,892 |
| Salaries and employee benefits | $781,000 | 3,103 |
| Premises and equipment expense | $250,000 | 2,316 |
| Additional noninterest expense | $554,000 | 2,733 |
| Pre-tax net operating income | $481,000 | 2,943 |
| Securities gains (losses) | $107,000 | 656 |
| Applicable income taxes | $200,000 | 1,713 |
| Income before extraordinary items | $388,000 | 3,078 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $388,000 | 3,079 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $388,000 | 3,080 |
| Net charge-offs | $843,000 | 539 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $317,380 | 3,370 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $9,162,000 | 2,784 |
| Total interest expense | $1,620,000 | 2,562 |
| Net interest income | $7,542,000 | 2,795 |
| Provision for loan and lease losses | $2,876,000 | 798 |
| Total noninterest income | $1,317,000 | 2,816 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $603,000 | 2,144 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $714,000 | 2,861 |
| Total noninterest expense | $6,478,000 | 2,855 |
| Salaries and employee benefits | $3,044,000 | 3,101 |
| Premises and equipment expense | $1,009,000 | 2,266 |
| Additional noninterest expense | $2,425,000 | 2,631 |
| Pre-tax net operating income | $-495,000 | 6,506 |
| Securities gains (losses) | $9,000 | 3,408 |
| Applicable income taxes | $-209,000 | 6,795 |
| Income before extraordinary items | $-277,000 | 6,495 |
| Extraordinary gains, net | $44,000 | 20 |
| Net income | $-233,000 | 6,473 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $-233,000 | 6,475 |
| Net charge-offs | $842,000 | 2,003 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $-282,760 | 6,424 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $6,923,000 | 2,828 |
| Total interest expense | $1,286,000 | 2,548 |
| Net interest income | $5,637,000 | 2,844 |
| Provision for loan and lease losses | $2,638,000 | 687 |
| Total noninterest income | $952,000 | 2,876 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $446,000 | 2,192 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $506,000 | 2,939 |
| Total noninterest expense | $4,838,000 | 2,873 |
| Salaries and employee benefits | $2,188,000 | 3,214 |
| Premises and equipment expense | $785,000 | 2,218 |
| Additional noninterest expense | $1,865,000 | 2,584 |
| Pre-tax net operating income | $-887,000 | 6,795 |
| Securities gains (losses) | $9,000 | 3,149 |
| Applicable income taxes | $-315,000 | 7,010 |
| Income before extraordinary items | $-563,000 | 6,775 |
| Extraordinary gains, net | $44,000 | 15 |
| Net income | $-519,000 | 6,756 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-519,000 | 6,756 |
| Net charge-offs | $1,032,000 | 1,427 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $-568,760 | 6,731 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $4,664,000 | 2,829 |
| Total interest expense | $905,000 | 2,513 |
| Net interest income | $3,759,000 | 2,846 |
| Provision for loan and lease losses | $710,000 | 1,406 |
| Total noninterest income | $674,000 | 2,731 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $309,000 | 2,102 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $365,000 | 2,779 |
| Total noninterest expense | $3,208,000 | 2,886 |
| Salaries and employee benefits | $1,480,000 | 3,182 |
| Premises and equipment expense | $527,000 | 2,193 |
| Additional noninterest expense | $1,201,000 | 2,687 |
| Pre-tax net operating income | $515,000 | 4,073 |
| Securities gains (losses) | $9,000 | 2,752 |
| Applicable income taxes | $167,000 | 2,616 |
| Income before extraordinary items | $357,000 | 4,545 |
| Extraordinary gains, net | $44,000 | 15 |
| Net income | $401,000 | 4,360 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $401,000 | 4,359 |
| Net charge-offs | $477,000 | 1,828 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $350,880 | 4,394 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $2,386,000 | 2,797 |
| Total interest expense | $479,000 | 2,464 |
| Net interest income | $1,907,000 | 2,836 |
| Provision for loan and lease losses | $500,000 | 1,039 |
| Total noninterest income | $345,000 | 2,700 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $158,000 | 2,045 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $187,000 | 2,753 |
| Total noninterest expense | $1,575,000 | 2,934 |
| Salaries and employee benefits | $753,000 | 3,171 |
| Premises and equipment expense | $268,000 | 2,154 |
| Additional noninterest expense | $554,000 | 2,846 |
| Pre-tax net operating income | $177,000 | 4,691 |
| Securities gains (losses) | $9,000 | 1,794 |
| Applicable income taxes | $57,000 | 2,946 |
| Income before extraordinary items | $129,000 | 5,053 |
| Extraordinary gains, net | $44,000 | 11 |
| Net income | $173,000 | 4,612 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $173,000 | 4,612 |
| Net charge-offs | $-12,000 | 6,715 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $122,790 | 4,981 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $10,449,000 | 2,662 |
| Total interest expense | $2,482,000 | 2,325 |
| Net interest income | $7,967,000 | 2,746 |
| Provision for loan and lease losses | $1,950,000 | 1,599 |
| Total noninterest income | $1,552,000 | 2,394 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $823,000 | 1,750 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $729,000 | 2,577 |
| Total noninterest expense | $6,634,000 | 2,792 |
| Salaries and employee benefits | $3,099,000 | 3,035 |
| Premises and equipment expense | $1,047,000 | 2,321 |
| Additional noninterest expense | $2,488,000 | 2,600 |
| Pre-tax net operating income | $935,000 | 3,846 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $318,000 | 2,480 |
| Income before extraordinary items | $617,000 | 4,349 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $617,000 | 4,351 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $617,000 | 4,351 |
| Net charge-offs | $1,828,000 | 1,640 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $617,000 | 4,227 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $7,911,000 | 2,668 |
| Total interest expense | $1,957,000 | 2,311 |
| Net interest income | $5,954,000 | 2,766 |
| Provision for loan and lease losses | $1,075,000 | 1,876 |
| Total noninterest income | $1,206,000 | 2,319 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $661,000 | 1,655 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $545,000 | 2,572 |
| Total noninterest expense | $4,952,000 | 2,797 |
| Salaries and employee benefits | $2,262,000 | 3,117 |
| Premises and equipment expense | $787,000 | 2,342 |
| Additional noninterest expense | $1,903,000 | 2,574 |
| Pre-tax net operating income | $1,133,000 | 3,091 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $385,000 | 1,986 |
| Income before extraordinary items | $748,000 | 3,631 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $748,000 | 3,632 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $748,000 | 3,632 |
| Net charge-offs | $1,186,000 | 1,735 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $748,000 | 3,527 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $5,337,000 | 2,653 |
| Total interest expense | $1,364,000 | 2,289 |
| Net interest income | $3,973,000 | 2,751 |
| Provision for loan and lease losses | $725,000 | 1,853 |
| Total noninterest income | $823,000 | 2,285 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $444,000 | 1,624 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $379,000 | 2,516 |
| Total noninterest expense | $3,241,000 | 2,890 |
| Salaries and employee benefits | $1,484,000 | 3,166 |
| Premises and equipment expense | $518,000 | 2,381 |
| Additional noninterest expense | $1,239,000 | 2,666 |
| Pre-tax net operating income | $830,000 | 2,867 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $282,000 | 1,862 |
| Income before extraordinary items | $548,000 | 3,390 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $548,000 | 3,391 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $548,000 | 3,391 |
| Net charge-offs | $1,015,000 | 1,461 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $548,000 | 3,292 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $2,690,000 | 2,658 |
| Total interest expense | $691,000 | 2,346 |
| Net interest income | $1,999,000 | 2,735 |
| Provision for loan and lease losses | $275,000 | 2,087 |
| Total noninterest income | $367,000 | 2,489 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $210,000 | 1,681 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $157,000 | 2,827 |
| Total noninterest expense | $1,615,000 | 2,906 |
| Salaries and employee benefits | $735,000 | 3,204 |
| Premises and equipment expense | $258,000 | 2,424 |
| Additional noninterest expense | $622,000 | 2,649 |
| Pre-tax net operating income | $476,000 | 2,650 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $162,000 | 1,718 |
| Income before extraordinary items | $314,000 | 3,133 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $314,000 | 3,130 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $314,000 | 3,133 |
| Net charge-offs | $396,000 | 1,529 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $314,000 | 3,070 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $11,204,000 | 2,674 |
| Total interest expense | $3,589,000 | 2,213 |
| Net interest income | $7,615,000 | 2,854 |
| Provision for loan and lease losses | $1,275,000 | 2,681 |
| Total noninterest income | $1,643,000 | 2,377 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $975,000 | 1,537 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $668,000 | 2,761 |
| Total noninterest expense | $6,138,000 | 3,049 |
| Salaries and employee benefits | $2,964,000 | 3,152 |
| Premises and equipment expense | $1,020,000 | 2,437 |
| Additional noninterest expense | $2,154,000 | 3,049 |
| Pre-tax net operating income | $1,845,000 | 2,386 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $517,000 | 1,847 |
| Income before extraordinary items | $1,328,000 | 2,708 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,328,000 | 2,705 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $1,328,000 | 2,709 |
| Net charge-offs | $957,000 | 2,751 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $1,328,000 | 2,614 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $8,395,000 | 2,735 |
| Total interest expense | $2,804,000 | 2,207 |
| Net interest income | $5,591,000 | 2,950 |
| Provision for loan and lease losses | $950,000 | 2,578 |
| Total noninterest income | $1,266,000 | 2,348 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $747,000 | 1,559 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $519,000 | 2,708 |
| Total noninterest expense | $4,550,000 | 3,086 |
| Salaries and employee benefits | $2,199,000 | 3,200 |
| Premises and equipment expense | $761,000 | 2,493 |
| Additional noninterest expense | $1,590,000 | 3,050 |
| Pre-tax net operating income | $1,357,000 | 2,568 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $461,000 | 1,748 |
| Income before extraordinary items | $896,000 | 3,086 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $896,000 | 3,084 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $896,000 | 3,086 |
| Net charge-offs | $602,000 | 2,821 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $896,000 | 2,956 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $5,595,000 | 2,770 |
| Total interest expense | $1,918,000 | 2,241 |
| Net interest income | $3,677,000 | 2,987 |
| Provision for loan and lease losses | $775,000 | 2,230 |
| Total noninterest income | $849,000 | 2,278 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $496,000 | 1,578 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $353,000 | 2,590 |
| Total noninterest expense | $2,917,000 | 3,186 |
| Salaries and employee benefits | $1,440,000 | 3,259 |
| Premises and equipment expense | $503,000 | 2,530 |
| Additional noninterest expense | $974,000 | 3,268 |
| Pre-tax net operating income | $834,000 | 2,718 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $284,000 | 1,794 |
| Income before extraordinary items | $550,000 | 3,237 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $550,000 | 3,232 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $550,000 | 3,235 |
| Net charge-offs | $544,000 | 2,346 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $550,000 | 3,125 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $2,726,000 | 2,881 |
| Total interest expense | $971,000 | 2,317 |
| Net interest income | $1,755,000 | 3,122 |
| Provision for loan and lease losses | $400,000 | 2,061 |
| Total noninterest income | $441,000 | 2,217 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $251,000 | 1,557 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $190,000 | 2,479 |
| Total noninterest expense | $1,426,000 | 3,274 |
| Salaries and employee benefits | $722,000 | 3,307 |
| Premises and equipment expense | $252,000 | 2,582 |
| Additional noninterest expense | $452,000 | 3,455 |
| Pre-tax net operating income | $370,000 | 2,966 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $126,000 | 1,895 |
| Income before extraordinary items | $244,000 | 3,541 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $244,000 | 3,537 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $244,000 | 3,540 |
| Net charge-offs | $391,000 | 1,797 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $244,000 | 3,410 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $10,198,000 | 3,187 |
| Total interest expense | $3,457,000 | 3,076 |
| Net interest income | $6,741,000 | 3,150 |
| Provision for loan and lease losses | $700,000 | 4,039 |
| Total noninterest income | $1,828,000 | 2,252 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $1,120,000 | 1,515 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $708,000 | 2,647 |
| Total noninterest expense | $5,928,000 | 3,208 |
| Salaries and employee benefits | $2,937,000 | 3,242 |
| Premises and equipment expense | $1,028,000 | 2,514 |
| Additional noninterest expense | $1,963,000 | 3,360 |
| Pre-tax net operating income | $1,941,000 | 1,959 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $805,000 | 1,129 |
| Income before extraordinary items | $1,136,000 | 2,555 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,136,000 | 2,553 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $1,136,000 | 2,554 |
| Net charge-offs | $394,000 | 4,112 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $1,136,000 | 2,511 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $7,494,000 | 3,291 |
| Total interest expense | $2,441,000 | 3,344 |
| Net interest income | $5,053,000 | 3,162 |
| Provision for loan and lease losses | $450,000 | 3,968 |
| Total noninterest income | $1,297,000 | 2,395 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $835,000 | 1,527 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $462,000 | 2,945 |
| Total noninterest expense | $4,373,000 | 3,252 |
| Salaries and employee benefits | $2,133,000 | 3,361 |
| Premises and equipment expense | $778,000 | 2,524 |
| Additional noninterest expense | $1,462,000 | 3,344 |
| Pre-tax net operating income | $1,527,000 | 2,030 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $519,000 | 1,364 |
| Income before extraordinary items | $1,008,000 | 2,472 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $1,008,000 | 2,470 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $1,008,000 | 2,473 |
| Net charge-offs | $105,000 | 5,020 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,008,000 | 2,421 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $4,962,000 | 3,332 |
| Total interest expense | $1,560,000 | 3,580 |
| Net interest income | $3,402,000 | 3,129 |
| Provision for loan and lease losses | $300,000 | 3,683 |
| Total noninterest income | $828,000 | 2,471 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $535,000 | 1,559 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $293,000 | 3,047 |
| Total noninterest expense | $2,979,000 | 3,233 |
| Salaries and employee benefits | $1,434,000 | 3,363 |
| Premises and equipment expense | $526,000 | 2,532 |
| Additional noninterest expense | $1,019,000 | 3,248 |
| Pre-tax net operating income | $951,000 | 2,203 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $323,000 | 1,460 |
| Income before extraordinary items | $628,000 | 2,689 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $628,000 | 2,686 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $628,000 | 2,688 |
| Net charge-offs | $74,000 | 4,562 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $628,000 | 2,601 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $2,381,000 | 3,465 |
| Total interest expense | $765,000 | 3,725 |
| Net interest income | $1,616,000 | 3,240 |
| Provision for loan and lease losses | $150,000 | 3,210 |
| Total noninterest income | $380,000 | 2,590 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $261,000 | 1,552 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $119,000 | 3,373 |
| Total noninterest expense | $1,449,000 | 3,229 |
| Salaries and employee benefits | $699,000 | 3,466 |
| Premises and equipment expense | $271,000 | 2,508 |
| Additional noninterest expense | $479,000 | 3,119 |
| Pre-tax net operating income | $397,000 | 2,812 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $135,000 | 1,879 |
| Income before extraordinary items | $262,000 | 3,355 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $262,000 | 3,355 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $262,000 | 3,356 |
| Net charge-offs | $10,000 | 4,758 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $262,000 | 3,209 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $8,845,000 | 3,846 |
| Total interest expense | $3,154,000 | 4,112 |
| Net interest income | $5,691,000 | 3,611 |
| Provision for loan and lease losses | $375,000 | 4,233 |
| Total noninterest income | $1,790,000 | 2,315 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $1,094,000 | 1,626 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $696,000 | 2,663 |
| Total noninterest expense | $5,672,000 | 3,239 |
| Salaries and employee benefits | $2,814,000 | 3,431 |
| Premises and equipment expense | $1,078,000 | 2,454 |
| Additional noninterest expense | $1,780,000 | 3,164 |
| Pre-tax net operating income | $1,434,000 | 3,102 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $153,000 | 3,044 |
| Income before extraordinary items | $1,281,000 | 2,792 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,281,000 | 2,792 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $136,000 | 4,602 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $1,281,000 | 2,936 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $6,443,000 | 3,993 |
| Total interest expense | $2,372,000 | 4,229 |
| Net interest income | $4,071,000 | 3,754 |
| Provision for loan and lease losses | $225,000 | 4,003 |
| Total noninterest income | $1,110,000 | 2,722 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $780,000 | 1,717 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $330,000 | 3,524 |
| Total noninterest expense | $4,251,000 | 3,217 |
| Salaries and employee benefits | $2,141,000 | 3,428 |
| Premises and equipment expense | $805,000 | 2,474 |
| Additional noninterest expense | $1,305,000 | 3,139 |
| Pre-tax net operating income | $705,000 | 4,327 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $239,000 | 2,721 |
| Income before extraordinary items | $466,000 | 4,555 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $466,000 | 4,553 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $88,000 | 4,092 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $466,000 | 4,706 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $4,178,000 | 4,128 |
| Total interest expense | $1,530,000 | 4,458 |
| Net interest income | $2,648,000 | 3,823 |
| Provision for loan and lease losses | $75,000 | 4,654 |
| Total noninterest income | $715,000 | 2,801 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $495,000 | 1,771 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $220,000 | 3,581 |
| Total noninterest expense | $2,846,000 | 3,220 |
| Salaries and employee benefits | $1,447,000 | 3,433 |
| Premises and equipment expense | $535,000 | 2,496 |
| Additional noninterest expense | $864,000 | 3,120 |
| Pre-tax net operating income | $442,000 | 4,598 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $150,000 | 3,014 |
| Income before extraordinary items | $292,000 | 5,049 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $292,000 | 5,049 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $34,000 | 4,173 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $292,000 | 4,989 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $2,053,000 | 4,246 |
| Total interest expense | $775,000 | 4,595 |
| Net interest income | $1,278,000 | 3,912 |
| Provision for loan and lease losses | $30,000 | 4,346 |
| Total noninterest income | $350,000 | 2,832 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $237,000 | 1,793 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $113,000 | 3,556 |
| Total noninterest expense | $1,399,000 | 3,270 |
| Salaries and employee benefits | $705,000 | 3,525 |
| Premises and equipment expense | $260,000 | 2,583 |
| Additional noninterest expense | $434,000 | 3,068 |
| Pre-tax net operating income | $199,000 | 4,963 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $67,000 | 3,264 |
| Income before extraordinary items | $132,000 | 5,419 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $132,000 | 5,421 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 3,454 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $132,000 | 5,322 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $8,059,000 | 4,340 |
| Total interest expense | $3,058,000 | 4,741 |
| Net interest income | $5,001,000 | 4,003 |
| Provision for loan and lease losses | $105,000 | 4,838 |
| Total noninterest income | $1,349,000 | 2,893 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $983,000 | 1,792 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $366,000 | 3,905 |
| Total noninterest expense | $4,755,000 | 3,582 |
| Salaries and employee benefits | $2,370,000 | 3,877 |
| Premises and equipment expense | $784,000 | 3,129 |
| Additional noninterest expense | $1,601,000 | 3,243 |
| Pre-tax net operating income | $1,490,000 | 3,914 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $483,000 | 2,785 |
| Income before extraordinary items | $1,007,000 | 4,305 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,007,000 | 4,307 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $80,000 | 4,068 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $1,007,000 | 4,290 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $6,005,000 | 4,370 |
| Total interest expense | $2,278,000 | 4,765 |
| Net interest income | $3,727,000 | 4,030 |
| Provision for loan and lease losses | $105,000 | 4,026 |
| Total noninterest income | $970,000 | 2,982 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $716,000 | 1,822 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $254,000 | 4,064 |
| Total noninterest expense | $3,474,000 | 3,653 |
| Salaries and employee benefits | $1,734,000 | 3,931 |
| Premises and equipment expense | $566,000 | 3,222 |
| Additional noninterest expense | $1,174,000 | 3,247 |
| Pre-tax net operating income | $1,118,000 | 4,111 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $379,000 | 2,873 |
| Income before extraordinary items | $739,000 | 4,516 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $739,000 | 4,516 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $46,000 | 3,750 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $739,000 | 4,511 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $3,959,000 | 4,423 |
| Total interest expense | $1,490,000 | 4,820 |
| Net interest income | $2,469,000 | 4,071 |
| Provision for loan and lease losses | $105,000 | 3,205 |
| Total noninterest income | $624,000 | 3,071 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $457,000 | 1,895 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $167,000 | 4,125 |
| Total noninterest expense | $2,189,000 | 3,848 |
| Salaries and employee benefits | $1,125,000 | 4,039 |
| Premises and equipment expense | $312,000 | 3,745 |
| Additional noninterest expense | $752,000 | 3,356 |
| Pre-tax net operating income | $799,000 | 4,027 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $271,000 | 2,859 |
| Income before extraordinary items | $528,000 | 4,448 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $528,000 | 4,448 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $30,000 | 3,376 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $528,000 | 4,439 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,950,000 | 4,464 |
| Total interest expense | $734,000 | 4,845 |
| Net interest income | $1,216,000 | 4,108 |
| Provision for loan and lease losses | $105,000 | 1,929 |
| Total noninterest income | $300,000 | 3,110 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $224,000 | 1,874 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $76,000 | 4,308 |
| Total noninterest expense | $999,000 | 4,149 |
| Salaries and employee benefits | $544,000 | 4,176 |
| Premises and equipment expense | $109,000 | 4,791 |
| Additional noninterest expense | $346,000 | 3,559 |
| Pre-tax net operating income | $412,000 | 3,923 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $140,000 | 2,827 |
| Income before extraordinary items | $272,000 | 4,377 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $272,000 | 4,379 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 3,204 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $272,000 | 4,361 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $7,304,000 | 4,450 |
| Total interest expense | $2,373,000 | 4,962 |
| Net interest income | $4,931,000 | 4,043 |
| Provision for loan and lease losses | $315,000 | 2,676 |
| Total noninterest income | $1,251,000 | 3,040 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $984,000 | 1,776 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $267,000 | 4,518 |
| Total noninterest expense | $3,575,000 | 4,339 |
| Salaries and employee benefits | $1,863,000 | 4,512 |
| Premises and equipment expense | $431,000 | 4,701 |
| Additional noninterest expense | $1,281,000 | 3,742 |
| Pre-tax net operating income | $2,292,000 | 3,344 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $778,000 | 2,516 |
| Income before extraordinary items | $1,514,000 | 3,750 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,514,000 | 3,749 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $230,000 | 2,004 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $1,514,000 | 3,732 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $5,396,000 | 4,474 |
| Total interest expense | $1,708,000 | 4,992 |
| Net interest income | $3,688,000 | 4,084 |
| Provision for loan and lease losses | $225,000 | 2,598 |
| Total noninterest income | $927,000 | 3,090 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $729,000 | 1,797 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $198,000 | 4,555 |
| Total noninterest expense | $2,636,000 | 4,367 |
| Salaries and employee benefits | $1,343,000 | 4,605 |
| Premises and equipment expense | $331,000 | 4,627 |
| Additional noninterest expense | $962,000 | 3,721 |
| Pre-tax net operating income | $1,754,000 | 3,413 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $595,000 | 2,614 |
| Income before extraordinary items | $1,159,000 | 3,819 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,159,000 | 3,822 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $204,000 | 1,502 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,159,000 | 3,803 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $3,484,000 | 4,524 |
| Total interest expense | $1,079,000 | 5,023 |
| Net interest income | $2,405,000 | 4,158 |
| Provision for loan and lease losses | $150,000 | 2,563 |
| Total noninterest income | $605,000 | 3,103 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $477,000 | 1,814 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $128,000 | 4,615 |
| Total noninterest expense | $1,727,000 | 4,446 |
| Salaries and employee benefits | $883,000 | 4,671 |
| Premises and equipment expense | $219,000 | 4,657 |
| Additional noninterest expense | $625,000 | 3,792 |
| Pre-tax net operating income | $1,133,000 | 3,493 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $385,000 | 2,676 |
| Income before extraordinary items | $748,000 | 3,896 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $748,000 | 3,899 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $178,000 | 1,190 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $748,000 | 3,882 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,666,000 | 4,610 |
| Total interest expense | $510,000 | 5,062 |
| Net interest income | $1,156,000 | 4,264 |
| Provision for loan and lease losses | $75,000 | 2,394 |
| Total noninterest income | $274,000 | 3,271 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $207,000 | 1,988 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $67,000 | 4,504 |
| Total noninterest expense | $835,000 | 4,560 |
| Salaries and employee benefits | $431,000 | 4,781 |
| Premises and equipment expense | $103,000 | 4,872 |
| Additional noninterest expense | $301,000 | 3,880 |
| Pre-tax net operating income | $520,000 | 3,644 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $177,000 | 2,781 |
| Income before extraordinary items | $343,000 | 4,064 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $343,000 | 4,064 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $47,000 | 1,533 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $343,000 | 4,049 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $5,698,000 | 4,749 |
| Total interest expense | $1,475,000 | 5,264 |
| Net interest income | $4,223,000 | 4,459 |
| Provision for loan and lease losses | $240,000 | 3,239 |
| Total noninterest income | $1,105,000 | 3,321 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $879,000 | 1,948 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $226,000 | 4,929 |
| Total noninterest expense | $2,999,000 | 4,767 |
| Salaries and employee benefits | $1,636,000 | 4,782 |
| Premises and equipment expense | $368,000 | 5,124 |
| Additional noninterest expense | $995,000 | 4,434 |
| Pre-tax net operating income | $2,089,000 | 3,584 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $702,000 | 2,810 |
| Income before extraordinary items | $1,387,000 | 3,982 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,387,000 | 3,983 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $91,000 | 3,481 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,387,000 | 3,952 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $4,082,000 | 4,850 |
| Total interest expense | $1,028,000 | 5,358 |
| Net interest income | $3,054,000 | 4,586 |
| Provision for loan and lease losses | $180,000 | 3,127 |
| Total noninterest income | $849,000 | 3,276 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $674,000 | 1,910 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $175,000 | 4,897 |
| Total noninterest expense | $2,251,000 | 4,732 |
| Salaries and employee benefits | $1,214,000 | 4,789 |
| Premises and equipment expense | $281,000 | 5,047 |
| Additional noninterest expense | $756,000 | 4,374 |
| Pre-tax net operating income | $1,472,000 | 3,808 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $500,000 | 2,941 |
| Income before extraordinary items | $972,000 | 4,242 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $972,000 | 4,243 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $66,000 | 3,098 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $972,000 | 4,191 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $2,605,000 | 4,926 |
| Total interest expense | $632,000 | 5,425 |
| Net interest income | $1,973,000 | 4,665 |
| Provision for loan and lease losses | $120,000 | 3,004 |
| Total noninterest income | $571,000 | 3,216 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $444,000 | 1,892 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $127,000 | 4,680 |
| Total noninterest expense | $1,496,000 | 4,734 |
| Salaries and employee benefits | $805,000 | 4,789 |
| Premises and equipment expense | $184,000 | 5,099 |
| Additional noninterest expense | $507,000 | 4,328 |
| Pre-tax net operating income | $928,000 | 3,910 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $316,000 | 3,011 |
| Income before extraordinary items | $612,000 | 4,365 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $612,000 | 4,367 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $26,000 | 3,501 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $612,000 | 4,312 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,232,000 | 5,102 |
| Total interest expense | $300,000 | 5,483 |
| Net interest income | $932,000 | 4,855 |
| Provision for loan and lease losses | $60,000 | 2,830 |
| Total noninterest income | $265,000 | 3,337 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $195,000 | 2,047 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $70,000 | 4,462 |
| Total noninterest expense | $727,000 | 4,857 |
| Salaries and employee benefits | $398,000 | 4,854 |
| Premises and equipment expense | $90,000 | 5,217 |
| Additional noninterest expense | $239,000 | 4,502 |
| Pre-tax net operating income | $410,000 | 4,205 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $139,000 | 3,228 |
| Income before extraordinary items | $271,000 | 4,655 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $271,000 | 4,656 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $271,000 | 4,616 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $4,544,000 | 5,142 |
| Total interest expense | $1,116,000 | 5,339 |
| Net interest income | $3,428,000 | 4,974 |
| Provision for loan and lease losses | $240,000 | 3,319 |
| Total noninterest income | $980,000 | 3,605 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $842,000 | 2,044 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $138,000 | 5,841 |
| Total noninterest expense | $2,856,000 | 4,829 |
| Salaries and employee benefits | $1,522,000 | 4,893 |
| Premises and equipment expense | $380,000 | 4,934 |
| Additional noninterest expense | $954,000 | 4,521 |
| Pre-tax net operating income | $1,312,000 | 4,571 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $447,000 | 3,522 |
| Income before extraordinary items | $865,000 | 5,081 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $865,000 | 5,082 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $166,000 | 2,875 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $865,000 | 5,011 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $3,308,000 | 5,233 |
| Total interest expense | $826,000 | 5,359 |
| Net interest income | $2,482,000 | 5,083 |
| Provision for loan and lease losses | $180,000 | 3,152 |
| Total noninterest income | $724,000 | 3,649 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $618,000 | 2,105 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $106,000 | 5,817 |
| Total noninterest expense | $2,116,000 | 4,817 |
| Salaries and employee benefits | $1,119,000 | 4,916 |
| Premises and equipment expense | $284,000 | 4,932 |
| Additional noninterest expense | $713,000 | 4,459 |
| Pre-tax net operating income | $910,000 | 4,854 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $302,000 | 3,791 |
| Income before extraordinary items | $608,000 | 5,327 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $608,000 | 5,327 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $81,000 | 3,115 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $608,000 | 5,243 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $2,200,000 | 5,243 |
| Total interest expense | $556,000 | 5,350 |
| Net interest income | $1,644,000 | 5,105 |
| Provision for loan and lease losses | $120,000 | 3,090 |
| Total noninterest income | $479,000 | 3,673 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $405,000 | 2,127 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $74,000 | 5,746 |
| Total noninterest expense | $1,392,000 | 4,903 |
| Salaries and employee benefits | $741,000 | 4,968 |
| Premises and equipment expense | $184,000 | 5,042 |
| Additional noninterest expense | $467,000 | 4,550 |
| Pre-tax net operating income | $611,000 | 4,782 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $208,000 | 3,701 |
| Income before extraordinary items | $403,000 | 5,304 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $403,000 | 5,304 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $72,000 | 2,594 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $403,000 | 5,217 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,055,000 | 5,402 |
| Total interest expense | $280,000 | 5,386 |
| Net interest income | $775,000 | 5,313 |
| Provision for loan and lease losses | $60,000 | 2,918 |
| Total noninterest income | $221,000 | 3,817 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $190,000 | 2,180 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $31,000 | 6,045 |
| Total noninterest expense | $703,000 | 4,904 |
| Salaries and employee benefits | $366,000 | 5,027 |
| Premises and equipment expense | $95,000 | 4,969 |
| Additional noninterest expense | $242,000 | 4,433 |
| Pre-tax net operating income | $233,000 | 5,455 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $79,000 | 4,163 |
| Income before extraordinary items | $154,000 | 5,949 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $154,000 | 5,949 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $28,000 | 2,552 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $154,000 | 5,822 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $4,134,000 | 5,517 |
| Total interest expense | $1,051,000 | 5,977 |
| Net interest income | $3,083,000 | 5,223 |
| Provision for loan and lease losses | $227,000 | 3,789 |
| Total noninterest income | $899,000 | 3,957 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $759,000 | 2,215 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $140,000 | 5,948 |
| Total noninterest expense | $2,654,000 | 5,001 |
| Salaries and employee benefits | $1,349,000 | 5,214 |
| Premises and equipment expense | $359,000 | 5,083 |
| Additional noninterest expense | $946,000 | 4,451 |
| Pre-tax net operating income | $1,101,000 | 4,920 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $375,000 | 3,911 |
| Income before extraordinary items | $726,000 | 5,486 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $726,000 | 5,487 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $58,000 | 4,889 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $726,000 | 5,329 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $3,097,000 | 5,592 |
| Total interest expense | $770,000 | 6,183 |
| Net interest income | $2,327,000 | 5,224 |
| Provision for loan and lease losses | $167,000 | 3,715 |
| Total noninterest income | $642,000 | 4,122 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $537,000 | 2,335 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $105,000 | 5,986 |
| Total noninterest expense | $1,971,000 | 5,034 |
| Salaries and employee benefits | $1,000,000 | 5,252 |
| Premises and equipment expense | $268,000 | 5,096 |
| Additional noninterest expense | $703,000 | 4,458 |
| Pre-tax net operating income | $831,000 | 5,027 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $282,000 | 4,030 |
| Income before extraordinary items | $549,000 | 5,615 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $549,000 | 5,616 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 5,642 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $549,000 | 5,433 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $2,057,000 | 5,645 |
| Total interest expense | $530,000 | 6,209 |
| Net interest income | $1,527,000 | 5,271 |
| Provision for loan and lease losses | $100,000 | 3,841 |
| Total noninterest income | $403,000 | 4,230 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $331,000 | 2,455 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $72,000 | 5,940 |
| Total noninterest expense | $1,312,000 | 5,026 |
| Salaries and employee benefits | $660,000 | 5,300 |
| Premises and equipment expense | $178,000 | 5,081 |
| Additional noninterest expense | $474,000 | 4,417 |
| Pre-tax net operating income | $518,000 | 5,233 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $176,000 | 4,215 |
| Income before extraordinary items | $342,000 | 5,791 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $342,000 | 5,790 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 6,160 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $342,000 | 5,579 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,007,000 | 5,747 |
| Total interest expense | $268,000 | 6,280 |
| Net interest income | $739,000 | 5,366 |
| Provision for loan and lease losses | $60,000 | 3,248 |
| Total noninterest income | $181,000 | 4,403 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $147,000 | 2,616 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $34,000 | 5,990 |
| Total noninterest expense | $637,000 | 5,141 |
| Salaries and employee benefits | $333,000 | 5,267 |
| Premises and equipment expense | $85,000 | 5,226 |
| Additional noninterest expense | $219,000 | 4,642 |
| Pre-tax net operating income | $223,000 | 5,566 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $76,000 | 4,452 |
| Income before extraordinary items | $147,000 | 6,058 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $147,000 | 6,057 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-7,000 | 8,385 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $147,000 | 5,876 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $4,021,000 | 5,883 |
| Total interest expense | $1,309,000 | 6,150 |
| Net interest income | $2,712,000 | 5,637 |
| Provision for loan and lease losses | $190,000 | 4,470 |
| Total noninterest income | $546,000 | 4,983 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $465,000 | 3,158 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $81,000 | 6,848 |
| Total noninterest expense | $2,357,000 | 5,287 |
| Salaries and employee benefits | $1,214,000 | 5,441 |
| Premises and equipment expense | $344,000 | 5,151 |
| Additional noninterest expense | $799,000 | 4,925 |
| Pre-tax net operating income | $711,000 | 6,041 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $243,000 | 4,809 |
| Income before extraordinary items | $468,000 | 6,538 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $468,000 | 6,537 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $106,000 | 4,073 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $468,000 | 6,404 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $3,648,000 | 6,634 |
| Total interest expense | $1,824,000 | 6,379 |
| Net interest income | $1,824,000 | 6,748 |
| Provision for loan and lease losses | $175,000 | 4,458 |
| Total noninterest income | $308,000 | 6,354 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $278,000 | 4,355 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $30,000 | 8,341 |
| Total noninterest expense | $1,832,000 | 6,065 |
| Salaries and employee benefits | $879,000 | 6,459 |
| Premises and equipment expense | $255,000 | 6,034 |
| Additional noninterest expense | $698,000 | 5,313 |
| Pre-tax net operating income | $125,000 | 8,214 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $43,000 | 6,831 |
| Income before extraordinary items | $82,000 | 8,436 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $82,000 | 8,435 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $74,000 | 4,533 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $1,250,000 | 369 |
| Net operating income | $82,000 | 8,335 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $3,185,000 | 7,222 |
| Total interest expense | $1,604,000 | 6,961 |
| Net interest income | $1,581,000 | 7,329 |
| Provision for loan and lease losses | $124,000 | 4,781 |
| Total noninterest income | $175,000 | 7,536 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $153,000 | 5,714 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $22,000 | 8,890 |
| Total noninterest expense | $1,355,000 | 7,101 |
| Salaries and employee benefits | $692,000 | 7,238 |
| Premises and equipment expense | $133,000 | 7,865 |
| Additional noninterest expense | $530,000 | 6,202 |
| Pre-tax net operating income | $277,000 | 7,997 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $96,000 | 6,557 |
| Income before extraordinary items | $181,000 | 8,190 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $181,000 | 8,188 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $91,000 | 3,734 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $181,000 | 8,196 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $1,809,000 | 8,706 |
| Total interest expense | $704,000 | 8,942 |
| Net interest income | $1,105,000 | 8,394 |
| Provision for loan and lease losses | $281,000 | 2,818 |
| Total noninterest income | $116,000 | 8,584 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $102,000 | 6,671 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $14,000 | 9,524 |
| Total noninterest expense | $1,110,000 | 7,816 |
| Salaries and employee benefits | $566,000 | 7,931 |
| Premises and equipment expense | $97,000 | 8,686 |
| Additional noninterest expense | $447,000 | 6,927 |
| Pre-tax net operating income | $-170,000 | 9,598 |
| Securities gains (losses) | $-1,000 | 8,592 |
| Applicable income taxes | $-56,000 | 9,846 |
| Income before extraordinary items | $-115,000 | 9,590 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $-115,000 | 9,588 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $69,000 | 4,263 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $-114,330 | 9,567 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $310,000 | 10,311 |
| Total interest expense | $103,000 | 10,294 |
| Net interest income | $207,000 | 10,292 |
| Provision for loan and lease losses | $60,000 | 6,123 |
| Total noninterest income | $25,000 | 10,159 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $16,000 | 8,778 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $9,000 | 10,010 |
| Total noninterest expense | $533,000 | 9,666 |
| Salaries and employee benefits | $256,000 | 9,848 |
| Premises and equipment expense | $59,000 | 9,596 |
| Additional noninterest expense | $218,000 | 8,920 |
| Pre-tax net operating income | $-361,000 | 10,108 |
| Securities gains (losses) | $2,000 | 3,909 |
| Applicable income taxes | $-121,000 | 10,250 |
| Income before extraordinary items | $-238,000 | 10,071 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $-238,000 | 10,067 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,132 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $3,800,000 | 289 |
| Net operating income | $-239,320 | 10,041 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.