Home > United Community Bank > Assets and Liabilities
United Community Bank, Assets and Liabilities
| 2014-12-31 | Rank | |
| # of Employees: | 57 | 2,514 |
| Assets and Liabilities | ||
| Total Assets: | $197,564,000 | 3,066 |
| Cash and due from depository institutions | $21,725,000 | 2,514 |
| Interest-bearing balances | $18,151,000 | 1,757 |
| Securities | $4,499,000 | 5,817 |
| Federal funds sold & reverse repurchase agreements | $0 | 2,666 |
| Net loans & leases | $158,067,000 | 2,510 |
| Loan loss allowance | $2,622,000 | 2,262 |
| Trading account assets | $0 | 249 |
| Bank premises and fixed assets | $5,350,000 | 2,081 |
| Other real estate owned | $2,566,000 | 2,514 |
| Goodwill and other intangibles | $0 | 2,812 |
| All other assets | $5,357,000 | 2,802 |
| Life insurance assets | $2,687,000 | 2,376 |
| Total liabilities and capital | $197,564,000 | 3,066 |
| Total liabilities | $176,035,000 | 3,044 |
| Total deposits | $160,348,000 | 3,135 |
| Interest-bearing deposits | $134,186,000 | 2,998 |
| Deposits held in domestic offices | $160,348,000 | 3,135 |
| % insured | 79.77% | 4,305 |
| Federal funds purchased & repurchase agreements | $0 | 2,134 |
| Trading liabilities | $0 | 167 |
| Other borrowed funds | $15,000,000 | 1,435 |
| Subordinated debt | $0 | 126 |
| All other liabilities | $687,000 | 3,565 |
| Total equity capital | $21,529,000 | 3,094 |
| Total bank equity capital | $21,529,000 | 3,094 |
| Perpetual preferred stock | $0 | 187 |
| Common stock | $2,371,000 | 1,284 |
| Surplus | $7,629,000 | 2,838 |
| Undivided profits | $11,529,000 | 2,872 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 150 |
| Memoranda | ||
| Noncurrent loans and leases | $1,747,000 | 2,481 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 938 |
| Income earned, not collected on loans | $484,000 | 4,281 |
| Earning assets | $180,717,000 | 3,078 |
| Long-term assets (5+ years) | $20,926,000 | 4,776 |
| Average Assets, year-to-date | $189,396,400 | 3,105 |
| Average Assets, quarterly | $192,295,500 | 3,097 |
| Volatile liabilities | $21,281,000 | 1,945 |
| Insider loans | $461,000 | 4,388 |
| FHLB advances | $15,000,000 | 1,377 |
| Loans and leases held for sale | $0 | 1,855 |
| Unused loan commitments | $30,679,000 | 2,086 |
| Tier 1 (core) risk-based capital | $21,537,000 | 2,992 |
| Tier 2 risk-based capital | $2,113,000 | 2,282 |
| Total risk weighted assets | $168,494,000 | 2,511 |
| Total unused commitments | $30,679,000 | 2,086 |
| Derivatives | $0 | 1,406 |
| 2014-09-30 | Rank | |
| # of Employees: | 58 | 2,499 |
| Assets and Liabilities | ||
| Total Assets: | $187,027,000 | 3,196 |
| Cash and due from depository institutions | $20,904,000 | 2,499 |
| Interest-bearing balances | $16,041,000 | 1,906 |
| Securities | $4,537,000 | 5,889 |
| Federal funds sold & reverse repurchase agreements | $0 | 2,747 |
| Net loans & leases | $150,720,000 | 2,589 |
| Loan loss allowance | $3,199,000 | 1,962 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $5,420,000 | 2,056 |
| Other real estate owned | $426,000 | 2,499 |
| Goodwill and other intangibles | $0 | 2,848 |
| All other assets | $5,020,000 | 2,939 |
| Life insurance assets | $2,665,000 | 2,377 |
| Total liabilities and capital | $187,027,000 | 3,196 |
| Total liabilities | $165,951,000 | 3,187 |
| Total deposits | $157,253,000 | 3,184 |
| Interest-bearing deposits | $128,113,000 | 3,122 |
| Deposits held in domestic offices | $157,253,000 | 3,184 |
| % insured | 81.89% | 4,076 |
| Federal funds purchased & repurchase agreements | $0 | 2,181 |
| Trading liabilities | $0 | 165 |
| Other borrowed funds | $8,000,000 | 1,990 |
| Subordinated debt | $0 | 131 |
| All other liabilities | $698,000 | 3,732 |
| Total equity capital | $21,076,000 | 3,133 |
| Total bank equity capital | $21,076,000 | 3,133 |
| Perpetual preferred stock | $0 | 194 |
| Common stock | $2,371,000 | 1,303 |
| Surplus | $7,629,000 | 2,862 |
| Undivided profits | $11,076,000 | 2,937 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 153 |
| Memoranda | ||
| Noncurrent loans and leases | $3,491,000 | 1,656 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 951 |
| Income earned, not collected on loans | $434,000 | 4,657 |
| Earning assets | $171,298,000 | 3,197 |
| Long-term assets (5+ years) | $14,764,000 | 5,334 |
| Average Assets, year-to-date | $187,354,500 | 3,161 |
| Average Assets, quarterly | $186,691,500 | 3,186 |
| Volatile liabilities | $14,024,000 | 2,563 |
| Insider loans | $468,000 | 4,411 |
| FHLB advances | $8,000,000 | 1,911 |
| Loans and leases held for sale | $0 | 1,914 |
| Unused loan commitments | $31,703,000 | 2,048 |
| Tier 1 (core) risk-based capital | $21,109,000 | 3,034 |
| Tier 2 risk-based capital | $2,015,000 | 2,373 |
| Total risk weighted assets | $160,023,000 | 2,615 |
| Total unused commitments | $31,703,000 | 2,048 |
| Derivatives | $0 | 1,399 |
| 2014-06-30 | Rank | |
| # of Employees: | 60 | 2,451 |
| Assets and Liabilities | ||
| Total Assets: | $186,356,000 | 3,207 |
| Cash and due from depository institutions | $13,800,000 | 2,451 |
| Interest-bearing balances | $8,289,000 | 2,998 |
| Securities | $14,644,000 | 4,914 |
| Federal funds sold & reverse repurchase agreements | $0 | 2,844 |
| Net loans & leases | $147,300,000 | 2,619 |
| Loan loss allowance | $2,887,000 | 2,149 |
| Trading account assets | $0 | 246 |
| Bank premises and fixed assets | $5,453,000 | 2,044 |
| Other real estate owned | $537,000 | 2,451 |
| Goodwill and other intangibles | $0 | 2,849 |
| All other assets | $4,622,000 | 3,078 |
| Life insurance assets | $2,643,000 | 2,376 |
| Total liabilities and capital | $186,356,000 | 3,207 |
| Total liabilities | $165,435,000 | 3,198 |
| Total deposits | $164,712,000 | 3,095 |
| Interest-bearing deposits | $136,853,000 | 3,000 |
| Deposits held in domestic offices | $164,712,000 | 3,095 |
| % insured | 78.69% | 4,836 |
| Federal funds purchased & repurchase agreements | $0 | 2,152 |
| Trading liabilities | $0 | 168 |
| Other borrowed funds | $0 | 3,882 |
| Subordinated debt | $0 | 135 |
| All other liabilities | $723,000 | 3,574 |
| Total equity capital | $20,921,000 | 3,129 |
| Total bank equity capital | $20,921,000 | 3,129 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $2,371,000 | 1,321 |
| Surplus | $7,629,000 | 2,889 |
| Undivided profits | $10,921,000 | 2,947 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 158 |
| Memoranda | ||
| Noncurrent loans and leases | $3,281,000 | 1,812 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 990 |
| Income earned, not collected on loans | $432,000 | 4,598 |
| Earning assets | $170,233,000 | 3,213 |
| Long-term assets (5+ years) | $15,748,000 | 5,313 |
| Average Assets, year-to-date | $187,463,670 | 3,176 |
| Average Assets, quarterly | $189,196,000 | 3,173 |
| Volatile liabilities | $6,255,000 | 3,894 |
| Insider loans | $476,000 | 4,433 |
| FHLB advances | $0 | 3,672 |
| Loans and leases held for sale | $0 | 1,950 |
| Unused loan commitments | $22,977,000 | 2,542 |
| Tier 1 (core) risk-based capital | $20,950,000 | 3,039 |
| Tier 2 risk-based capital | $1,910,000 | 2,491 |
| Total risk weighted assets | $151,822,000 | 2,700 |
| Total unused commitments | $22,977,000 | 2,542 |
| Derivatives | $0 | 1,413 |
| 2014-03-31 | Rank | |
| # of Employees: | 60 | 2,453 |
| Assets and Liabilities | ||
| Total Assets: | $192,036,000 | 3,155 |
| Cash and due from depository institutions | $13,803,000 | 2,453 |
| Interest-bearing balances | $9,214,000 | 3,182 |
| Securities | $14,670,000 | 4,958 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,112 |
| Net loans & leases | $151,792,000 | 2,520 |
| Loan loss allowance | $2,977,000 | 2,120 |
| Trading account assets | $0 | 247 |
| Bank premises and fixed assets | $5,438,000 | 2,056 |
| Other real estate owned | $1,781,000 | 2,453 |
| Goodwill and other intangibles | $0 | 2,875 |
| All other assets | $4,552,000 | 3,115 |
| Life insurance assets | $2,621,000 | 2,368 |
| Total liabilities and capital | $192,036,000 | 3,155 |
| Total liabilities | $171,643,000 | 3,151 |
| Total deposits | $170,869,000 | 3,048 |
| Interest-bearing deposits | $142,979,000 | 2,950 |
| Deposits held in domestic offices | $170,869,000 | 3,048 |
| % insured | 77.88% | 5,069 |
| Federal funds purchased & repurchase agreements | $0 | 1,959 |
| Trading liabilities | $0 | 165 |
| Other borrowed funds | $0 | 3,804 |
| Subordinated debt | $0 | 134 |
| All other liabilities | $774,000 | 3,398 |
| Total equity capital | $20,393,000 | 3,159 |
| Total bank equity capital | $20,393,000 | 3,158 |
| Perpetual preferred stock | $0 | 201 |
| Common stock | $2,371,000 | 1,338 |
| Surplus | $7,629,000 | 2,914 |
| Undivided profits | $10,393,000 | 2,972 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 161 |
| Memoranda | ||
| Noncurrent loans and leases | $4,080,000 | 1,625 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 998 |
| Income earned, not collected on loans | $390,000 | 4,825 |
| Earning assets | $175,676,000 | 3,166 |
| Long-term assets (5+ years) | $15,662,000 | 5,346 |
| Average Assets, year-to-date | $188,017,500 | 3,188 |
| Average Assets, quarterly | $188,017,500 | 3,188 |
| Volatile liabilities | $6,785,000 | 3,700 |
| Insider loans | $484,000 | 4,446 |
| FHLB advances | $0 | 3,598 |
| Loans and leases held for sale | $0 | 1,833 |
| Unused loan commitments | $21,012,000 | 2,687 |
| Tier 1 (core) risk-based capital | $20,453,000 | 3,089 |
| Tier 2 risk-based capital | $1,961,000 | 2,432 |
| Total risk weighted assets | $155,859,000 | 2,640 |
| Total unused commitments | $21,012,000 | 2,687 |
| Derivatives | $0 | 1,405 |
| 2013-12-31 | Rank | |
| # of Employees: | 60 | 2,458 |
| Assets and Liabilities | ||
| Total Assets: | $183,999,000 | 3,255 |
| Cash and due from depository institutions | $16,286,000 | 2,458 |
| Interest-bearing balances | $14,077,000 | 2,227 |
| Securities | $14,739,000 | 4,966 |
| Federal funds sold & reverse repurchase agreements | $0 | 2,964 |
| Net loans & leases | $140,198,000 | 2,724 |
| Loan loss allowance | $3,037,000 | 2,115 |
| Trading account assets | $0 | 247 |
| Bank premises and fixed assets | $5,722,000 | 1,985 |
| Other real estate owned | $2,425,000 | 2,458 |
| Goodwill and other intangibles | $0 | 2,889 |
| All other assets | $4,629,000 | 3,150 |
| Life insurance assets | $2,601,000 | 2,364 |
| Total liabilities and capital | $183,999,000 | 3,255 |
| Total liabilities | $163,993,000 | 3,249 |
| Total deposits | $163,507,000 | 3,137 |
| Interest-bearing deposits | $140,243,000 | 2,993 |
| Deposits held in domestic offices | $163,507,000 | 3,137 |
| % insured | 80.00% | 4,714 |
| Federal funds purchased & repurchase agreements | $0 | 2,281 |
| Trading liabilities | $0 | 167 |
| Other borrowed funds | $18,000 | 3,889 |
| Subordinated debt | $0 | 136 |
| All other liabilities | $468,000 | 4,160 |
| Total equity capital | $20,006,000 | 3,175 |
| Total bank equity capital | $20,006,000 | 3,174 |
| Perpetual preferred stock | $0 | 206 |
| Common stock | $2,371,000 | 1,358 |
| Surplus | $7,629,000 | 2,944 |
| Undivided profits | $10,006,000 | 2,973 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 161 |
| Memoranda | ||
| Noncurrent loans and leases | $4,546,000 | 1,542 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 991 |
| Income earned, not collected on loans | $412,000 | 4,808 |
| Earning assets | $169,014,000 | 3,251 |
| Long-term assets (5+ years) | $14,850,000 | 5,417 |
| Average Assets, year-to-date | $190,159,800 | 3,154 |
| Average Assets, quarterly | $186,316,000 | 3,223 |
| Volatile liabilities | $7,027,000 | 3,732 |
| Insider loans | $494,000 | 4,469 |
| FHLB advances | $18,000 | 3,696 |
| Loans and leases held for sale | $0 | 1,902 |
| Unused loan commitments | $19,439,000 | 2,738 |
| Tier 1 (core) risk-based capital | $20,079,000 | 3,131 |
| Tier 2 risk-based capital | $1,819,000 | 2,572 |
| Total risk weighted assets | $144,275,000 | 2,804 |
| Total unused commitments | $19,439,000 | 2,738 |
| Derivatives | $0 | 1,395 |
| 2013-09-30 | Rank | |
| # of Employees: | 59 | 2,526 |
| Assets and Liabilities | ||
| Total Assets: | $188,633,000 | 3,206 |
| Cash and due from depository institutions | $13,781,000 | 2,526 |
| Interest-bearing balances | $10,837,000 | 2,706 |
| Securities | $14,842,000 | 5,003 |
| Federal funds sold & reverse repurchase agreements | $0 | 2,981 |
| Net loans & leases | $147,544,000 | 2,588 |
| Loan loss allowance | $2,867,000 | 2,288 |
| Trading account assets | $0 | 248 |
| Bank premises and fixed assets | $5,812,000 | 1,964 |
| Other real estate owned | $1,636,000 | 2,526 |
| Goodwill and other intangibles | $0 | 2,909 |
| All other assets | $5,018,000 | 2,972 |
| Life insurance assets | $2,580,000 | 2,329 |
| Total liabilities and capital | $188,633,000 | 3,206 |
| Total liabilities | $168,823,000 | 3,200 |
| Total deposits | $165,522,000 | 3,106 |
| Interest-bearing deposits | $141,923,000 | 2,964 |
| Deposits held in domestic offices | $165,522,000 | 3,106 |
| % insured | 79.84% | 4,973 |
| Federal funds purchased & repurchase agreements | $0 | 2,308 |
| Trading liabilities | $0 | 163 |
| Other borrowed funds | $2,571,000 | 2,978 |
| Subordinated debt | $0 | 150 |
| All other liabilities | $730,000 | 3,708 |
| Total equity capital | $19,810,000 | 3,205 |
| Total bank equity capital | $19,810,000 | 3,204 |
| Perpetual preferred stock | $0 | 217 |
| Common stock | $2,371,000 | 1,383 |
| Surplus | $7,629,000 | 2,965 |
| Undivided profits | $9,810,000 | 3,030 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 159 |
| Memoranda | ||
| Noncurrent loans and leases | $5,073,000 | 1,535 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,015 |
| Income earned, not collected on loans | $431,000 | 4,842 |
| Earning assets | $173,223,000 | 3,193 |
| Long-term assets (5+ years) | $11,977,000 | 5,727 |
| Average Assets, year-to-date | $191,700,000 | 3,159 |
| Average Assets, quarterly | $190,155,500 | 3,182 |
| Volatile liabilities | $9,326,000 | 3,248 |
| Insider loans | $501,000 | 4,491 |
| FHLB advances | $2,571,000 | 2,865 |
| Loans and leases held for sale | $0 | 2,008 |
| Unused loan commitments | $20,268,000 | 2,676 |
| Tier 1 (core) risk-based capital | $19,875,000 | 3,152 |
| Tier 2 risk-based capital | $1,893,000 | 2,507 |
| Total risk weighted assets | $150,456,000 | 2,710 |
| Total unused commitments | $20,268,000 | 2,676 |
| Derivatives | $0 | 1,430 |
| 2013-06-30 | Rank | |
| # of Employees: | 64 | 2,370 |
| Assets and Liabilities | ||
| Total Assets: | $191,678,000 | 3,161 |
| Cash and due from depository institutions | $18,598,000 | 2,370 |
| Interest-bearing balances | $15,962,000 | 2,160 |
| Securities | $15,067,000 | 4,982 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,098 |
| Net loans & leases | $145,566,000 | 2,612 |
| Loan loss allowance | $3,224,000 | 2,089 |
| Trading account assets | $0 | 250 |
| Bank premises and fixed assets | $5,905,000 | 1,927 |
| Other real estate owned | $1,584,000 | 2,370 |
| Goodwill and other intangibles | $0 | 2,910 |
| All other assets | $4,958,000 | 2,967 |
| Life insurance assets | $2,558,000 | 2,308 |
| Total liabilities and capital | $191,678,000 | 3,161 |
| Total liabilities | $172,047,000 | 3,146 |
| Total deposits | $168,321,000 | 3,069 |
| Interest-bearing deposits | $145,600,000 | 2,920 |
| Deposits held in domestic offices | $168,321,000 | 3,068 |
| % insured | 80.01% | 5,065 |
| Federal funds purchased & repurchase agreements | $0 | 2,211 |
| Trading liabilities | $0 | 154 |
| Other borrowed funds | $3,111,000 | 2,804 |
| Subordinated debt | $0 | 152 |
| All other liabilities | $615,000 | 3,887 |
| Total equity capital | $19,631,000 | 3,226 |
| Total bank equity capital | $19,631,000 | 3,225 |
| Perpetual preferred stock | $0 | 228 |
| Common stock | $2,371,000 | 1,389 |
| Surplus | $7,629,000 | 2,980 |
| Undivided profits | $9,631,000 | 3,063 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 162 |
| Memoranda | ||
| Noncurrent loans and leases | $5,515,000 | 1,492 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,060 |
| Income earned, not collected on loans | $457,000 | 4,666 |
| Earning assets | $176,595,000 | 3,154 |
| Long-term assets (5+ years) | $11,048,000 | 5,839 |
| Average Assets, year-to-date | $192,722,330 | 3,155 |
| Average Assets, quarterly | $192,959,500 | 3,158 |
| Volatile liabilities | $10,565,000 | 3,015 |
| Insider loans | $499,000 | 4,556 |
| FHLB advances | $3,111,000 | 2,696 |
| Loans and leases held for sale | $0 | 2,138 |
| Unused loan commitments | $15,655,000 | 3,099 |
| Tier 1 (core) risk-based capital | $19,638,000 | 3,158 |
| Tier 2 risk-based capital | $1,868,000 | 2,520 |
| Total risk weighted assets | $148,093,000 | 2,720 |
| Total unused commitments | $15,655,000 | 3,099 |
| Derivatives | $0 | 1,417 |
| 2013-03-31 | Rank | |
| # of Employees: | 62 | 2,430 |
| Assets and Liabilities | ||
| Total Assets: | $194,241,000 | 3,181 |
| Cash and due from depository institutions | $23,554,000 | 2,430 |
| Interest-bearing balances | $20,438,000 | 2,123 |
| Securities | $15,283,000 | 4,975 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,440 |
| Net loans & leases | $142,838,000 | 2,636 |
| Loan loss allowance | $3,288,000 | 2,112 |
| Trading account assets | $0 | 242 |
| Bank premises and fixed assets | $5,974,000 | 1,915 |
| Other real estate owned | $1,528,000 | 2,430 |
| Goodwill and other intangibles | $0 | 2,913 |
| All other assets | $5,064,000 | 2,913 |
| Life insurance assets | $2,537,000 | 2,284 |
| Total liabilities and capital | $194,241,000 | 3,181 |
| Total liabilities | $174,790,000 | 3,152 |
| Total deposits | $170,874,000 | 3,082 |
| Interest-bearing deposits | $148,233,000 | 2,931 |
| Deposits held in domestic offices | $170,874,000 | 3,081 |
| % insured | 79.95% | 5,153 |
| Federal funds purchased & repurchase agreements | $0 | 1,982 |
| Trading liabilities | $0 | 154 |
| Other borrowed funds | $3,175,000 | 2,696 |
| Subordinated debt | $0 | 155 |
| All other liabilities | $741,000 | 3,695 |
| Total equity capital | $19,451,000 | 3,335 |
| Total bank equity capital | $19,451,000 | 3,333 |
| Perpetual preferred stock | $0 | 239 |
| Common stock | $2,371,000 | 1,411 |
| Surplus | $7,629,000 | 3,004 |
| Undivided profits | $9,451,000 | 3,210 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 167 |
| Memoranda | ||
| Noncurrent loans and leases | $6,123,000 | 1,489 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,043 |
| Income earned, not collected on loans | $434,000 | 4,785 |
| Earning assets | $178,559,000 | 3,178 |
| Long-term assets (5+ years) | $11,403,000 | 5,819 |
| Average Assets, year-to-date | $193,244,500 | 3,179 |
| Average Assets, quarterly | $193,244,500 | 3,179 |
| Volatile liabilities | $10,595,000 | 3,011 |
| Insider loans | $506,000 | 4,547 |
| FHLB advances | $3,175,000 | 2,607 |
| Loans and leases held for sale | $0 | 2,154 |
| Unused loan commitments | $17,577,000 | 2,905 |
| Tier 1 (core) risk-based capital | $19,394,000 | 3,194 |
| Tier 2 risk-based capital | $1,871,000 | 2,518 |
| Total risk weighted assets | $148,266,000 | 2,712 |
| Total unused commitments | $17,577,000 | 2,905 |
| Derivatives | $0 | 1,405 |
| 2012-12-31 | Rank | |
| # of Employees: | 62 | 2,438 |
| Assets and Liabilities | ||
| Total Assets: | $192,248,000 | 3,203 |
| Cash and due from depository institutions | $22,448,000 | 2,438 |
| Interest-bearing balances | $19,616,000 | 2,039 |
| Securities | $15,751,000 | 4,886 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,307 |
| Net loans & leases | $141,520,000 | 2,679 |
| Loan loss allowance | $4,011,000 | 1,747 |
| Trading account assets | $0 | 243 |
| Bank premises and fixed assets | $6,011,000 | 1,914 |
| Other real estate owned | $1,501,000 | 2,438 |
| Goodwill and other intangibles | $0 | 2,913 |
| All other assets | $5,017,000 | 2,978 |
| Life insurance assets | $2,515,000 | 2,262 |
| Total liabilities and capital | $192,248,000 | 3,203 |
| Total liabilities | $173,106,000 | 3,169 |
| Total deposits | $169,351,000 | 3,090 |
| Interest-bearing deposits | $147,315,000 | 2,922 |
| Deposits held in domestic offices | $169,351,000 | 3,089 |
| % insured | 80.99% | 5,730 |
| Federal funds purchased & repurchase agreements | $0 | 2,186 |
| Trading liabilities | $0 | 152 |
| Other borrowed funds | $3,238,000 | 2,851 |
| Subordinated debt | $0 | 159 |
| All other liabilities | $517,000 | 4,375 |
| Total equity capital | $19,142,000 | 3,369 |
| Total bank equity capital | $19,142,000 | 3,366 |
| Perpetual preferred stock | $0 | 246 |
| Common stock | $2,371,000 | 1,421 |
| Surplus | $7,629,000 | 3,019 |
| Undivided profits | $9,142,000 | 3,281 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 169 |
| Memoranda | ||
| Noncurrent loans and leases | $7,357,000 | 1,318 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,020 |
| Income earned, not collected on loans | $499,000 | 4,492 |
| Earning assets | $176,887,000 | 3,180 |
| Long-term assets (5+ years) | $13,388,000 | 5,604 |
| Average Assets, year-to-date | $192,157,600 | 3,149 |
| Average Assets, quarterly | $192,042,500 | 3,173 |
| Volatile liabilities | $10,461,000 | 3,109 |
| Insider loans | $512,000 | 4,586 |
| FHLB advances | $3,238,000 | 2,750 |
| Loans and leases held for sale | $0 | 2,229 |
| Unused loan commitments | $16,832,000 | 2,901 |
| Tier 1 (core) risk-based capital | $19,005,000 | 3,230 |
| Tier 2 risk-based capital | $1,845,000 | 2,556 |
| Total risk weighted assets | $145,414,000 | 2,773 |
| Total unused commitments | $16,832,000 | 2,901 |
| Derivatives | $0 | 1,366 |
| 2012-09-30 | Rank | |
| # of Employees: | 61 | 2,499 |
| Assets and Liabilities | ||
| Total Assets: | $192,074,000 | 3,200 |
| Cash and due from depository institutions | $18,886,000 | 2,499 |
| Interest-bearing balances | $15,746,000 | 2,304 |
| Securities | $16,030,000 | 4,934 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,418 |
| Net loans & leases | $144,213,000 | 2,667 |
| Loan loss allowance | $3,224,000 | 2,191 |
| Trading account assets | $0 | 231 |
| Bank premises and fixed assets | $6,101,000 | 1,912 |
| Other real estate owned | $1,592,000 | 2,499 |
| Goodwill and other intangibles | $0 | 2,937 |
| All other assets | $5,252,000 | 2,934 |
| Life insurance assets | $2,493,000 | 2,223 |
| Total liabilities and capital | $192,074,000 | 3,200 |
| Total liabilities | $172,962,000 | 3,156 |
| Total deposits | $168,660,000 | 3,085 |
| Interest-bearing deposits | $146,254,000 | 2,954 |
| Deposits held in domestic offices | $168,660,000 | 3,084 |
| % insured | 82.46% | 5,677 |
| Federal funds purchased & repurchase agreements | $0 | 2,188 |
| Trading liabilities | $0 | 150 |
| Other borrowed funds | $3,301,000 | 2,895 |
| Subordinated debt | $0 | 163 |
| All other liabilities | $1,001,000 | 3,408 |
| Total equity capital | $19,112,000 | 3,424 |
| Total bank equity capital | $19,112,000 | 3,421 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $2,371,000 | 1,447 |
| Surplus | $7,629,000 | 3,041 |
| Undivided profits | $9,112,000 | 3,322 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 170 |
| Memoranda | ||
| Noncurrent loans and leases | $6,572,000 | 1,517 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,078 |
| Income earned, not collected on loans | $472,000 | 4,894 |
| Earning assets | $175,989,000 | 3,201 |
| Long-term assets (5+ years) | $13,846,000 | 5,591 |
| Average Assets, year-to-date | $192,194,250 | 3,184 |
| Average Assets, quarterly | $192,270,500 | 3,194 |
| Volatile liabilities | $7,603,000 | 3,752 |
| Insider loans | $516,000 | 4,649 |
| FHLB advances | $3,301,000 | 2,789 |
| Loans and leases held for sale | $0 | 2,256 |
| Unused loan commitments | $14,736,000 | 3,147 |
| Tier 1 (core) risk-based capital | $18,956,000 | 3,273 |
| Tier 2 risk-based capital | $1,863,000 | 2,573 |
| Total risk weighted assets | $147,657,000 | 2,747 |
| Total unused commitments | $14,736,000 | 3,147 |
| Derivatives | $0 | 1,366 |
| 2012-06-30 | Rank | |
| # of Employees: | 60 | 2,533 |
| Assets and Liabilities | ||
| Total Assets: | $192,467,000 | 3,209 |
| Cash and due from depository institutions | $20,727,000 | 2,533 |
| Interest-bearing balances | $18,144,000 | 2,036 |
| Securities | $15,790,000 | 4,982 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,541 |
| Net loans & leases | $143,997,000 | 2,661 |
| Loan loss allowance | $2,210,000 | 2,935 |
| Trading account assets | $0 | 211 |
| Bank premises and fixed assets | $6,161,000 | 1,897 |
| Other real estate owned | $1,267,000 | 2,533 |
| Goodwill and other intangibles | $0 | 2,925 |
| All other assets | $4,525,000 | 3,200 |
| Life insurance assets | $2,223,000 | 2,317 |
| Total liabilities and capital | $192,467,000 | 3,209 |
| Total liabilities | $172,673,000 | 3,184 |
| Total deposits | $168,900,000 | 3,084 |
| Interest-bearing deposits | $147,942,000 | 2,924 |
| Deposits held in domestic offices | $168,900,000 | 3,083 |
| % insured | 82.75% | 5,722 |
| Federal funds purchased & repurchase agreements | $0 | 2,234 |
| Trading liabilities | $0 | 130 |
| Other borrowed funds | $3,364,000 | 2,970 |
| Subordinated debt | $0 | 180 |
| All other liabilities | $409,000 | 4,892 |
| Total equity capital | $19,794,000 | 3,291 |
| Total bank equity capital | $19,794,000 | 3,288 |
| Perpetual preferred stock | $0 | 254 |
| Common stock | $2,371,000 | 1,475 |
| Surplus | $7,629,000 | 3,051 |
| Undivided profits | $9,794,000 | 3,133 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 171 |
| Memoranda | ||
| Noncurrent loans and leases | $5,653,000 | 1,778 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,080 |
| Income earned, not collected on loans | $527,000 | 4,490 |
| Earning assets | $177,931,000 | 3,175 |
| Long-term assets (5+ years) | $10,107,000 | 5,996 |
| Average Assets, year-to-date | $192,234,330 | 3,192 |
| Average Assets, quarterly | $193,790,000 | 3,187 |
| Volatile liabilities | $8,102,000 | 3,671 |
| Insider loans | $521,000 | 4,696 |
| FHLB advances | $3,364,000 | 2,857 |
| Loans and leases held for sale | $0 | 2,185 |
| Unused loan commitments | $15,484,000 | 3,030 |
| Tier 1 (core) risk-based capital | $19,640,000 | 3,132 |
| Tier 2 risk-based capital | $1,838,000 | 2,607 |
| Total risk weighted assets | $146,690,000 | 2,781 |
| Total unused commitments | $15,484,000 | 3,030 |
| Derivatives | $0 | 1,332 |
| 2012-03-31 | Rank | |
| # of Employees: | 60 | 2,535 |
| Assets and Liabilities | ||
| Total Assets: | $195,113,000 | 3,199 |
| Cash and due from depository institutions | $25,874,000 | 2,535 |
| Interest-bearing balances | $22,225,000 | 1,912 |
| Securities | $14,852,000 | 5,146 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,754 |
| Net loans & leases | $143,042,000 | 2,674 |
| Loan loss allowance | $2,489,000 | 2,749 |
| Trading account assets | $0 | 215 |
| Bank premises and fixed assets | $6,243,000 | 1,867 |
| Other real estate owned | $447,000 | 2,535 |
| Goodwill and other intangibles | $0 | 2,935 |
| All other assets | $4,655,000 | 3,154 |
| Life insurance assets | $2,204,000 | 2,304 |
| Total liabilities and capital | $195,113,000 | 3,199 |
| Total liabilities | $176,067,000 | 3,163 |
| Total deposits | $168,952,000 | 3,118 |
| Interest-bearing deposits | $148,921,000 | 2,953 |
| Deposits held in domestic offices | $168,952,000 | 3,117 |
| % insured | 83.65% | 5,563 |
| Federal funds purchased & repurchase agreements | $0 | 2,131 |
| Trading liabilities | $0 | 123 |
| Other borrowed funds | $6,426,000 | 2,305 |
| Subordinated debt | $0 | 185 |
| All other liabilities | $689,000 | 3,898 |
| Total equity capital | $19,046,000 | 3,367 |
| Total bank equity capital | $19,046,000 | 3,365 |
| Perpetual preferred stock | $0 | 259 |
| Common stock | $2,371,000 | 1,496 |
| Surplus | $7,129,000 | 3,182 |
| Undivided profits | $9,546,000 | 3,140 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 170 |
| Memoranda | ||
| Noncurrent loans and leases | $4,072,000 | 2,328 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,111 |
| Income earned, not collected on loans | $561,000 | 4,310 |
| Earning assets | $180,119,000 | 3,172 |
| Long-term assets (5+ years) | $11,007,000 | 5,924 |
| Average Assets, year-to-date | $192,118,000 | 3,210 |
| Average Assets, quarterly | $192,118,000 | 3,210 |
| Volatile liabilities | $11,182,000 | 3,080 |
| Insider loans | $530,000 | 4,711 |
| FHLB advances | $6,426,000 | 2,224 |
| Loans and leases held for sale | $0 | 2,171 |
| Unused loan commitments | $15,461,000 | 3,070 |
| Tier 1 (core) risk-based capital | $18,912,000 | 3,212 |
| Tier 2 risk-based capital | $1,817,000 | 2,633 |
| Total risk weighted assets | $144,701,000 | 2,797 |
| Total unused commitments | $15,461,000 | 3,070 |
| Derivatives | $0 | 1,297 |
| 2011-12-31 | Rank | |
| # of Employees: | 61 | 2,490 |
| Assets and Liabilities | ||
| Total Assets: | $189,596,000 | 3,240 |
| Cash and due from depository institutions | $21,146,000 | 2,490 |
| Interest-bearing balances | $18,572,000 | 1,960 |
| Securities | $14,307,000 | 5,183 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,658 |
| Net loans & leases | $142,300,000 | 2,723 |
| Loan loss allowance | $1,477,000 | 3,796 |
| Trading account assets | $0 | 205 |
| Bank premises and fixed assets | $6,350,000 | 1,832 |
| Other real estate owned | $506,000 | 2,490 |
| Goodwill and other intangibles | $0 | 2,970 |
| All other assets | $4,987,000 | 3,071 |
| Life insurance assets | $2,185,000 | 2,280 |
| Total liabilities and capital | $189,596,000 | 3,240 |
| Total liabilities | $170,832,000 | 3,210 |
| Total deposits | $163,713,000 | 3,152 |
| Interest-bearing deposits | $145,177,000 | 2,980 |
| Deposits held in domestic offices | $163,713,000 | 3,151 |
| % insured | 82.37% | 5,862 |
| Federal funds purchased & repurchase agreements | $0 | 2,367 |
| Trading liabilities | $0 | 115 |
| Other borrowed funds | $6,487,000 | 2,454 |
| Subordinated debt | $0 | 193 |
| All other liabilities | $632,000 | 4,083 |
| Total equity capital | $18,764,000 | 3,388 |
| Total bank equity capital | $18,764,000 | 3,386 |
| Perpetual preferred stock | $0 | 263 |
| Common stock | $2,371,000 | 1,507 |
| Surplus | $6,629,000 | 3,339 |
| Undivided profits | $9,764,000 | 3,083 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 168 |
| Memoranda | ||
| Noncurrent loans and leases | $3,834,000 | 2,421 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,138 |
| Income earned, not collected on loans | $583,000 | 4,382 |
| Earning assets | $175,179,000 | 3,212 |
| Long-term assets (5+ years) | $11,929,000 | 5,219 |
| Average Assets, year-to-date | $199,291,800 | 3,066 |
| Average Assets, quarterly | $193,629,500 | 3,171 |
| Volatile liabilities | $11,174,000 | 3,245 |
| Insider loans | $532,000 | 4,750 |
| FHLB advances | $6,487,000 | 2,359 |
| Loans and leases held for sale | $0 | 1,918 |
| Unused loan commitments | $15,828,000 | 2,952 |
| Tier 1 (core) risk-based capital | $18,613,000 | 3,245 |
| Tier 2 risk-based capital | $1,477,000 | 3,126 |
| Total risk weighted assets | $142,165,000 | 2,862 |
| Total unused commitments | $15,828,000 | 2,953 |
| Derivatives | $0 | 1,191 |
| 2011-09-30 | Rank | |
| # of Employees: | 63 | 2,424 |
| Assets and Liabilities | ||
| Total Assets: | $197,663,000 | 3,134 |
| Cash and due from depository institutions | $32,621,000 | 2,424 |
| Interest-bearing balances | $28,982,000 | 1,399 |
| Securities | $4,469,000 | 6,539 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,873 |
| Net loans & leases | $148,737,000 | 2,643 |
| Loan loss allowance | $1,744,000 | 3,489 |
| Trading account assets | $0 | 209 |
| Bank premises and fixed assets | $6,384,000 | 1,843 |
| Other real estate owned | $553,000 | 2,424 |
| Goodwill and other intangibles | $0 | 2,996 |
| All other assets | $4,899,000 | 3,118 |
| Life insurance assets | $2,160,000 | 2,263 |
| Total liabilities and capital | $197,663,000 | 3,134 |
| Total liabilities | $179,130,000 | 3,095 |
| Total deposits | $168,981,000 | 3,074 |
| Interest-bearing deposits | $151,472,000 | 2,884 |
| Deposits held in domestic offices | $168,981,000 | 3,073 |
| % insured | 82.61% | 5,927 |
| Federal funds purchased & repurchase agreements | $0 | 2,338 |
| Trading liabilities | $0 | 112 |
| Other borrowed funds | $9,048,000 | 2,154 |
| Subordinated debt | $0 | 206 |
| All other liabilities | $1,101,000 | 3,158 |
| Total equity capital | $18,533,000 | 3,460 |
| Total bank equity capital | $18,533,000 | 3,460 |
| Perpetual preferred stock | $0 | 266 |
| Common stock | $2,371,000 | 1,536 |
| Surplus | $6,629,000 | 3,364 |
| Undivided profits | $9,533,000 | 3,166 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 175 |
| Memoranda | ||
| Noncurrent loans and leases | $6,343,000 | 1,796 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,137 |
| Income earned, not collected on loans | $572,000 | 4,531 |
| Earning assets | $182,188,000 | 3,107 |
| Long-term assets (5+ years) | $12,958,000 | 5,056 |
| Average Assets, year-to-date | $201,715,750 | 3,055 |
| Average Assets, quarterly | $200,435,000 | 3,085 |
| Volatile liabilities | $14,136,000 | 2,859 |
| Insider loans | $535,000 | 4,786 |
| FHLB advances | $9,048,000 | 2,048 |
| Loans and leases held for sale | $0 | 1,904 |
| Unused loan commitments | $15,118,000 | 3,051 |
| Tier 1 (core) risk-based capital | $18,370,000 | 3,293 |
| Tier 2 risk-based capital | $1,744,000 | 2,754 |
| Total risk weighted assets | $148,483,000 | 2,788 |
| Total unused commitments | $15,118,000 | 3,051 |
| Derivatives | $0 | 1,195 |
| 2011-06-30 | Rank | |
| # of Employees: | 62 | 2,484 |
| Assets and Liabilities | ||
| Total Assets: | $203,207,000 | 3,066 |
| Cash and due from depository institutions | $32,219,000 | 2,484 |
| Interest-bearing balances | $26,936,000 | 1,346 |
| Securities | $4,543,000 | 6,622 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,997 |
| Net loans & leases | $155,456,000 | 2,546 |
| Loan loss allowance | $1,565,000 | 3,731 |
| Trading account assets | $0 | 213 |
| Bank premises and fixed assets | $6,423,000 | 1,831 |
| Other real estate owned | $373,000 | 2,484 |
| Goodwill and other intangibles | $0 | 3,017 |
| All other assets | $4,193,000 | 3,485 |
| Life insurance assets | $1,148,000 | 2,821 |
| Total liabilities and capital | $203,207,000 | 3,066 |
| Total liabilities | $184,904,000 | 3,027 |
| Total deposits | $174,733,000 | 3,009 |
| Interest-bearing deposits | $155,393,000 | 2,854 |
| Deposits held in domestic offices | $174,733,000 | 3,007 |
| % insured | 82.71% | 5,973 |
| Federal funds purchased & repurchase agreements | $0 | 2,430 |
| Trading liabilities | $0 | 112 |
| Other borrowed funds | $9,180,000 | 2,203 |
| Subordinated debt | $0 | 212 |
| All other liabilities | $991,000 | 3,214 |
| Total equity capital | $18,303,000 | 3,440 |
| Total bank equity capital | $18,303,000 | 3,440 |
| Perpetual preferred stock | $0 | 222 |
| Common stock | $2,371,000 | 1,559 |
| Surplus | $6,629,000 | 3,386 |
| Undivided profits | $9,303,000 | 3,120 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 179 |
| Memoranda | ||
| Noncurrent loans and leases | $3,797,000 | 2,558 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,160 |
| Income earned, not collected on loans | $623,000 | 4,299 |
| Earning assets | $186,935,000 | 3,047 |
| Long-term assets (5+ years) | $13,581,000 | 4,969 |
| Average Assets, year-to-date | $203,066,670 | 3,065 |
| Average Assets, quarterly | $204,353,500 | 3,058 |
| Volatile liabilities | $14,139,000 | 2,866 |
| Insider loans | $239,000 | 5,673 |
| FHLB advances | $9,180,000 | 2,107 |
| Loans and leases held for sale | $0 | 1,752 |
| Unused loan commitments | $16,992,000 | 2,863 |
| Tier 1 (core) risk-based capital | $18,170,000 | 3,288 |
| Tier 2 risk-based capital | $1,565,000 | 3,045 |
| Total risk weighted assets | $153,952,000 | 2,722 |
| Total unused commitments | $16,992,000 | 2,865 |
| Derivatives | $0 | 1,174 |
| 2011-03-31 | Rank | |
| # of Employees: | 64 | 2,415 |
| Assets and Liabilities | ||
| Total Assets: | $205,500,000 | 3,064 |
| Cash and due from depository institutions | $34,932,000 | 2,415 |
| Interest-bearing balances | $32,064,000 | 1,222 |
| Securities | $4,655,000 | 6,619 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,332 |
| Net loans & leases | $154,843,000 | 2,574 |
| Loan loss allowance | $1,734,000 | 3,514 |
| Trading account assets | $0 | 208 |
| Bank premises and fixed assets | $6,399,000 | 1,853 |
| Other real estate owned | $480,000 | 2,415 |
| Goodwill and other intangibles | $0 | 3,025 |
| All other assets | $4,191,000 | 3,530 |
| Life insurance assets | $1,136,000 | 2,829 |
| Total liabilities and capital | $205,500,000 | 3,064 |
| Total liabilities | $187,467,000 | 3,025 |
| Total deposits | $174,206,000 | 3,052 |
| Interest-bearing deposits | $156,105,000 | 2,902 |
| Deposits held in domestic offices | $174,206,000 | 3,049 |
| % insured | 82.75% | 6,031 |
| Federal funds purchased & repurchase agreements | $0 | 2,341 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $12,453,000 | 1,851 |
| Subordinated debt | $0 | 214 |
| All other liabilities | $808,000 | 3,545 |
| Total equity capital | $18,033,000 | 3,431 |
| Total bank equity capital | $18,033,000 | 3,431 |
| Perpetual preferred stock | $0 | 224 |
| Common stock | $2,371,000 | 1,582 |
| Surplus | $6,629,000 | 3,406 |
| Undivided profits | $9,033,000 | 3,091 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 181 |
| Memoranda | ||
| Noncurrent loans and leases | $5,105,000 | 2,171 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,152 |
| Income earned, not collected on loans | $627,000 | 4,262 |
| Earning assets | $191,562,000 | 3,012 |
| Long-term assets (5+ years) | $12,576,000 | 5,044 |
| Average Assets, year-to-date | $202,996,500 | 3,080 |
| Average Assets, quarterly | $202,996,500 | 3,080 |
| Volatile liabilities | $14,804,000 | 2,815 |
| Insider loans | $245,000 | 5,693 |
| FHLB advances | $12,453,000 | 1,759 |
| Loans and leases held for sale | $0 | 1,676 |
| Unused loan commitments | $17,588,000 | 2,813 |
| Tier 1 (core) risk-based capital | $17,936,000 | 3,325 |
| Tier 2 risk-based capital | $1,734,000 | 2,812 |
| Total risk weighted assets | $153,025,000 | 2,763 |
| Total unused commitments | $17,588,000 | 2,814 |
| Derivatives | $0 | 1,153 |
| 2010-12-31 | Rank | |
| # of Employees: | 64 | 2,446 |
| Assets and Liabilities | ||
| Total Assets: | $200,493,000 | 3,125 |
| Cash and due from depository institutions | $25,549,000 | 2,446 |
| Interest-bearing balances | $23,643,000 | 1,449 |
| Securities | $4,876,000 | 6,557 |
| Federal funds sold & reverse repurchase agreements | $3,100,000 | 2,001 |
| Net loans & leases | $155,772,000 | 2,617 |
| Loan loss allowance | $1,855,000 | 3,348 |
| Trading account assets | $0 | 207 |
| Bank premises and fixed assets | $6,424,000 | 1,877 |
| Other real estate owned | $204,000 | 2,446 |
| Goodwill and other intangibles | $0 | 3,026 |
| All other assets | $4,568,000 | 3,429 |
| Life insurance assets | $1,124,000 | 2,829 |
| Total liabilities and capital | $200,493,000 | 3,125 |
| Total liabilities | $182,808,000 | 3,092 |
| Total deposits | $168,971,000 | 3,112 |
| Interest-bearing deposits | $153,645,000 | 2,930 |
| Deposits held in domestic offices | $168,971,000 | 3,109 |
| % insured | 81.90% | 6,153 |
| Federal funds purchased & repurchase agreements | $0 | 2,549 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $13,311,000 | 1,933 |
| Subordinated debt | $0 | 220 |
| All other liabilities | $526,000 | 4,487 |
| Total equity capital | $17,685,000 | 3,475 |
| Total bank equity capital | $17,685,000 | 3,475 |
| Perpetual preferred stock | $0 | 224 |
| Common stock | $2,371,000 | 1,602 |
| Surplus | $6,629,000 | 3,420 |
| Undivided profits | $8,685,000 | 3,129 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 190 |
| Memoranda | ||
| Noncurrent loans and leases | $3,737,000 | 2,658 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,218 |
| Income earned, not collected on loans | $673,000 | 4,177 |
| Earning assets | $187,391,000 | 3,065 |
| Long-term assets (5+ years) | $13,470,000 | 4,936 |
| Average Assets, year-to-date | $203,760,400 | 3,055 |
| Average Assets, quarterly | $204,588,000 | 3,065 |
| Volatile liabilities | $40,124,000 | 3,023 |
| Insider loans | $245,000 | 5,780 |
| FHLB advances | $13,311,000 | 1,834 |
| Loans and leases held for sale | $0 | 1,952 |
| Unused loan commitments | $16,477,000 | 2,898 |
| Tier 1 (core) risk-based capital | $17,622,000 | 3,381 |
| Tier 2 risk-based capital | $1,855,000 | 2,677 |
| Total risk weighted assets | $154,200,000 | 2,794 |
| Total unused commitments | $16,477,000 | 2,898 |
| Derivatives | $0 | 1,176 |
| 2010-09-30 | Rank | |
| # of Employees: | 61 | 2,560 |
| Assets and Liabilities | ||
| Total Assets: | $208,683,000 | 3,047 |
| Cash and due from depository institutions | $30,131,000 | 2,560 |
| Interest-bearing balances | $27,086,000 | 1,323 |
| Securities | $5,352,000 | 6,491 |
| Federal funds sold & reverse repurchase agreements | $5,000,000 | 1,517 |
| Net loans & leases | $157,221,000 | 2,645 |
| Loan loss allowance | $1,885,000 | 3,331 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $6,465,000 | 1,906 |
| Other real estate owned | $0 | 2,560 |
| Goodwill and other intangibles | $0 | 3,048 |
| All other assets | $4,514,000 | 3,511 |
| Life insurance assets | $1,112,000 | 2,841 |
| Total liabilities and capital | $208,683,000 | 3,047 |
| Total liabilities | $191,324,000 | 3,004 |
| Total deposits | $174,982,000 | 3,030 |
| Interest-bearing deposits | $158,968,000 | 2,889 |
| Deposits held in domestic offices | $174,982,000 | 3,027 |
| % insured | 81.98% | 5,769 |
| Federal funds purchased & repurchase agreements | $0 | 2,564 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $15,102,000 | 1,897 |
| Subordinated debt | $0 | 233 |
| All other liabilities | $1,240,000 | 3,102 |
| Total equity capital | $17,359,000 | 3,634 |
| Total bank equity capital | $17,359,000 | 3,633 |
| Perpetual preferred stock | $0 | 229 |
| Common stock | $2,371,000 | 1,626 |
| Surplus | $6,629,000 | 3,428 |
| Undivided profits | $8,359,000 | 3,360 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 194 |
| Memoranda | ||
| Noncurrent loans and leases | $1,834,000 | 3,850 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,218 |
| Income earned, not collected on loans | $632,000 | 4,583 |
| Earning assets | $194,659,000 | 2,997 |
| Long-term assets (5+ years) | $15,307,000 | 4,700 |
| Average Assets, year-to-date | $204,577,250 | 3,084 |
| Average Assets, quarterly | $207,593,000 | 3,070 |
| Volatile liabilities | $44,628,000 | 2,867 |
| Insider loans | $246,000 | 5,866 |
| FHLB advances | $15,102,000 | 1,786 |
| Loans and leases held for sale | $0 | 1,963 |
| Unused loan commitments | $18,964,000 | 2,707 |
| Tier 1 (core) risk-based capital | $17,190,000 | 3,478 |
| Tier 2 risk-based capital | $1,885,000 | 2,693 |
| Total risk weighted assets | $155,196,000 | 2,825 |
| Total unused commitments | $18,964,000 | 2,709 |
| Derivatives | $0 | 1,218 |
| 2010-06-30 | Rank | |
| # of Employees: | 62 | 2,556 |
| Assets and Liabilities | ||
| Total Assets: | $206,503,000 | 3,108 |
| Cash and due from depository institutions | $27,390,000 | 2,556 |
| Interest-bearing balances | $24,485,000 | 1,351 |
| Securities | $5,648,000 | 6,516 |
| Federal funds sold & reverse repurchase agreements | $5,000,000 | 1,526 |
| Net loans & leases | $157,266,000 | 2,677 |
| Loan loss allowance | $1,768,000 | 3,491 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $6,563,000 | 1,896 |
| Other real estate owned | $0 | 2,556 |
| Goodwill and other intangibles | $0 | 3,062 |
| All other assets | $4,636,000 | 3,472 |
| Life insurance assets | $1,100,000 | 2,859 |
| Total liabilities and capital | $206,503,000 | 3,108 |
| Total liabilities | $189,495,000 | 3,045 |
| Total deposits | $167,913,000 | 3,141 |
| Interest-bearing deposits | $150,646,000 | 3,048 |
| Deposits held in domestic offices | $167,913,000 | 3,138 |
| % insured | 85.52% | 5,064 |
| Federal funds purchased & repurchase agreements | $0 | 2,594 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $20,425,000 | 1,607 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $1,157,000 | 3,136 |
| Total equity capital | $17,008,000 | 3,673 |
| Total bank equity capital | $17,008,000 | 3,672 |
| Perpetual preferred stock | $0 | 222 |
| Common stock | $2,371,000 | 1,646 |
| Surplus | $6,629,000 | 3,434 |
| Undivided profits | $8,008,000 | 3,405 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 198 |
| Memoranda | ||
| Noncurrent loans and leases | $2,250,000 | 3,546 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,233 |
| Income earned, not collected on loans | $687,000 | 4,300 |
| Earning assets | $192,399,000 | 3,045 |
| Long-term assets (5+ years) | $17,168,000 | 4,452 |
| Average Assets, year-to-date | $203,208,670 | 3,121 |
| Average Assets, quarterly | $205,151,500 | 3,111 |
| Volatile liabilities | $48,824,000 | 2,688 |
| Insider loans | $488,000 | 5,219 |
| FHLB advances | $20,425,000 | 1,528 |
| Loans and leases held for sale | $0 | 1,852 |
| Unused loan commitments | $21,671,000 | 2,501 |
| Tier 1 (core) risk-based capital | $16,844,000 | 3,520 |
| Tier 2 risk-based capital | $1,768,000 | 2,855 |
| Total risk weighted assets | $155,784,000 | 2,847 |
| Total unused commitments | $21,671,000 | 2,503 |
| Derivatives | $0 | 1,168 |
| 2010-03-31 | Rank | |
| # of Employees: | 61 | 2,613 |
| Assets and Liabilities | ||
| Total Assets: | $203,800,000 | 3,187 |
| Cash and due from depository institutions | $34,244,000 | 2,613 |
| Interest-bearing balances | $31,210,000 | 1,108 |
| Securities | $5,999,000 | 6,534 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,804 |
| Net loans & leases | $152,342,000 | 2,815 |
| Loan loss allowance | $1,546,000 | 3,812 |
| Trading account assets | $0 | 227 |
| Bank premises and fixed assets | $6,637,000 | 1,909 |
| Other real estate owned | $0 | 2,613 |
| Goodwill and other intangibles | $0 | 3,074 |
| All other assets | $4,578,000 | 3,589 |
| Life insurance assets | $1,088,000 | 2,876 |
| Total liabilities and capital | $203,800,000 | 3,187 |
| Total liabilities | $187,107,000 | 3,138 |
| Total deposits | $165,288,000 | 3,235 |
| Interest-bearing deposits | $148,068,000 | 3,140 |
| Deposits held in domestic offices | $165,288,000 | 3,233 |
| % insured | 85.98% | 4,994 |
| Federal funds purchased & repurchase agreements | $0 | 2,570 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $20,818,000 | 1,668 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $1,001,000 | 3,396 |
| Total equity capital | $16,693,000 | 3,743 |
| Total bank equity capital | $16,693,000 | 3,742 |
| Perpetual preferred stock | $0 | 220 |
| Common stock | $2,371,000 | 1,684 |
| Surplus | $6,629,000 | 3,479 |
| Undivided profits | $7,693,000 | 3,454 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 204 |
| Memoranda | ||
| Noncurrent loans and leases | $1,656,000 | 4,103 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,219 |
| Income earned, not collected on loans | $583,000 | 4,855 |
| Earning assets | $189,551,000 | 3,135 |
| Long-term assets (5+ years) | $16,803,000 | 4,505 |
| Average Assets, year-to-date | $201,561,500 | 3,202 |
| Average Assets, quarterly | $201,561,500 | 3,202 |
| Volatile liabilities | $45,378,000 | 2,943 |
| Insider loans | $504,000 | 5,264 |
| FHLB advances | $20,818,000 | 1,580 |
| Loans and leases held for sale | $0 | 1,823 |
| Unused loan commitments | $21,266,000 | 2,648 |
| Tier 1 (core) risk-based capital | $16,538,000 | 3,607 |
| Tier 2 risk-based capital | $1,546,000 | 3,209 |
| Total risk weighted assets | $149,745,000 | 3,000 |
| Total unused commitments | $21,266,000 | 2,653 |
| Derivatives | $0 | 1,155 |
| 2009-12-31 | Rank | |
| # of Employees: | 61 | 2,645 |
| Assets and Liabilities | ||
| Total Assets: | $199,323,000 | 3,243 |
| Cash and due from depository institutions | $26,825,000 | 2,645 |
| Interest-bearing balances | $24,310,000 | 1,180 |
| Securities | $6,167,000 | 6,502 |
| Federal funds sold & reverse repurchase agreements | $6,300,000 | 1,339 |
| Net loans & leases | $148,700,000 | 2,922 |
| Loan loss allowance | $1,537,000 | 3,801 |
| Trading account assets | $0 | 224 |
| Bank premises and fixed assets | $6,703,000 | 1,922 |
| Other real estate owned | $0 | 2,645 |
| Goodwill and other intangibles | $0 | 3,096 |
| All other assets | $4,628,000 | 3,626 |
| Life insurance assets | $1,075,000 | 2,883 |
| Total liabilities and capital | $199,323,000 | 3,243 |
| Total liabilities | $183,196,000 | 3,192 |
| Total deposits | $161,267,000 | 3,287 |
| Interest-bearing deposits | $145,206,000 | 3,161 |
| Deposits held in domestic offices | $161,267,000 | 3,286 |
| % insured | 83.62% | 5,645 |
| Federal funds purchased & repurchase agreements | $0 | 2,785 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $21,207,000 | 1,766 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $722,000 | 4,101 |
| Total equity capital | $16,127,000 | 3,817 |
| Total bank equity capital | $16,127,000 | 3,817 |
| Perpetual preferred stock | $0 | 219 |
| Common stock | $2,371,000 | 1,715 |
| Surplus | $6,329,000 | 3,593 |
| Undivided profits | $7,427,000 | 3,506 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 209 |
| Memoranda | ||
| Noncurrent loans and leases | $1,365,000 | 4,342 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,191 |
| Income earned, not collected on loans | $568,000 | 5,056 |
| Earning assets | $185,477,000 | 3,192 |
| Long-term assets (5+ years) | $17,528,000 | 4,411 |
| Average Assets, year-to-date | $173,815,400 | 3,538 |
| Average Assets, quarterly | $195,999,500 | 3,279 |
| Volatile liabilities | $42,106,000 | 3,138 |
| Insider loans | $511,000 | 5,322 |
| FHLB advances | $21,207,000 | 1,668 |
| Loans and leases held for sale | $0 | 1,814 |
| Unused loan commitments | $24,601,000 | 2,375 |
| Tier 1 (core) risk-based capital | $15,994,000 | 3,700 |
| Tier 2 risk-based capital | $1,537,000 | 3,243 |
| Total risk weighted assets | $147,075,000 | 3,103 |
| Total unused commitments | $24,601,000 | 2,376 |
| Derivatives | $0 | 1,139 |
| 2009-09-30 | Rank | |
| # of Employees: | 62 | 2,626 |
| Assets and Liabilities | ||
| Total Assets: | $192,676,000 | 3,330 |
| Cash and due from depository institutions | $3,042,000 | 2,626 |
| Interest-bearing balances | $10,000 | 7,115 |
| Securities | $6,436,000 | 6,494 |
| Federal funds sold & reverse repurchase agreements | $29,375,000 | 274 |
| Net loans & leases | $142,791,000 | 3,049 |
| Loan loss allowance | $1,575,000 | 3,661 |
| Trading account assets | $0 | 238 |
| Bank premises and fixed assets | $7,040,000 | 1,857 |
| Other real estate owned | $0 | 2,626 |
| Goodwill and other intangibles | $0 | 3,142 |
| All other assets | $3,992,000 | 3,590 |
| Life insurance assets | $1,051,000 | 2,899 |
| Total liabilities and capital | $192,676,000 | 3,330 |
| Total liabilities | $178,122,000 | 3,269 |
| Total deposits | $155,604,000 | 3,370 |
| Interest-bearing deposits | $138,164,000 | 3,297 |
| Deposits held in domestic offices | $155,604,000 | 3,369 |
| % insured | 82.55% | 6,044 |
| Federal funds purchased & repurchase agreements | $0 | 2,868 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $21,608,000 | 1,831 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $910,000 | 3,977 |
| Total equity capital | $14,554,000 | 4,218 |
| Total bank equity capital | $14,554,000 | 4,218 |
| Perpetual preferred stock | $0 | 212 |
| Common stock | $2,371,000 | 1,738 |
| Surplus | $4,829,000 | 4,098 |
| Undivided profits | $7,354,000 | 3,655 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 214 |
| Memoranda | ||
| Noncurrent loans and leases | $1,846,000 | 3,880 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,174 |
| Income earned, not collected on loans | $591,000 | 5,136 |
| Earning assets | $178,612,000 | 3,307 |
| Long-term assets (5+ years) | $16,743,000 | 4,489 |
| Average Assets, year-to-date | $167,438,500 | 3,671 |
| Average Assets, quarterly | $178,830,000 | 3,514 |
| Volatile liabilities | $39,289,000 | 3,322 |
| Insider loans | $522,000 | 5,309 |
| FHLB advances | $21,608,000 | 1,731 |
| Loans and leases held for sale | $0 | 1,823 |
| Unused loan commitments | $22,896,000 | 2,588 |
| Tier 1 (core) risk-based capital | $14,367,000 | 4,071 |
| Tier 2 risk-based capital | $1,575,000 | 3,166 |
| Total risk weighted assets | $146,967,000 | 3,128 |
| Total unused commitments | $22,896,000 | 2,589 |
| Derivatives | $0 | 1,183 |
| 2009-06-30 | Rank | |
| # of Employees: | 63 | 2,634 |
| Assets and Liabilities | ||
| Total Assets: | $164,984,000 | 3,777 |
| Cash and due from depository institutions | $2,730,000 | 2,634 |
| Interest-bearing balances | $214,000 | 5,912 |
| Securities | $6,485,000 | 6,515 |
| Federal funds sold & reverse repurchase agreements | $10,125,000 | 1,000 |
| Net loans & leases | $134,688,000 | 3,215 |
| Loan loss allowance | $1,457,000 | 3,760 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $7,141,000 | 1,853 |
| Other real estate owned | $0 | 2,634 |
| Goodwill and other intangibles | $0 | 3,161 |
| All other assets | $3,815,000 | 3,692 |
| Life insurance assets | $1,051,000 | 2,915 |
| Total liabilities and capital | $164,984,000 | 3,777 |
| Total liabilities | $151,348,000 | 3,703 |
| Total deposits | $128,556,000 | 3,907 |
| Interest-bearing deposits | $110,340,000 | 3,902 |
| Deposits held in domestic offices | $128,556,000 | 3,905 |
| % insured | 71.47% | 5,800 |
| Federal funds purchased & repurchase agreements | $0 | 2,922 |
| Trading liabilities | $0 | 100 |
| Other borrowed funds | $22,041,000 | 1,898 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $751,000 | 4,418 |
| Total equity capital | $13,636,000 | 4,389 |
| Total bank equity capital | $13,636,000 | 4,389 |
| Perpetual preferred stock | $0 | 213 |
| Common stock | $2,371,000 | 1,763 |
| Surplus | $4,429,000 | 4,288 |
| Undivided profits | $6,836,000 | 3,773 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 219 |
| Memoranda | ||
| Noncurrent loans and leases | $1,195,000 | 4,509 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,161 |
| Income earned, not collected on loans | $522,000 | 5,404 |
| Earning assets | $151,512,000 | 3,763 |
| Long-term assets (5+ years) | $15,930,000 | 4,550 |
| Average Assets, year-to-date | $159,026,000 | 3,848 |
| Average Assets, quarterly | $162,717,500 | 3,799 |
| Volatile liabilities | $17,030,000 | 5,315 |
| Insider loans | $540,000 | 5,311 |
| FHLB advances | $22,041,000 | 1,790 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $25,601,000 | 2,489 |
| Tier 1 (core) risk-based capital | $13,586,000 | 4,278 |
| Tier 2 risk-based capital | $1,457,000 | 3,321 |
| Total risk weighted assets | $136,035,000 | 3,338 |
| Total unused commitments | $25,601,000 | 2,493 |
| Derivatives | $0 | 1,221 |
| 2009-03-31 | Rank | |
| # of Employees: | 63 | 2,640 |
| Assets and Liabilities | ||
| Total Assets: | $160,451,000 | 3,855 |
| Cash and due from depository institutions | $3,868,000 | 2,640 |
| Interest-bearing balances | $10,000 | 7,000 |
| Securities | $6,875,000 | 6,484 |
| Federal funds sold & reverse repurchase agreements | $10,350,000 | 1,180 |
| Net loans & leases | $128,197,000 | 3,362 |
| Loan loss allowance | $1,371,000 | 3,845 |
| Trading account assets | $0 | 234 |
| Bank premises and fixed assets | $7,249,000 | 1,822 |
| Other real estate owned | $0 | 2,640 |
| Goodwill and other intangibles | $0 | 3,204 |
| All other assets | $3,912,000 | 3,647 |
| Life insurance assets | $1,028,000 | 2,947 |
| Total liabilities and capital | $160,451,000 | 3,855 |
| Total liabilities | $147,156,000 | 3,797 |
| Total deposits | $125,017,000 | 3,970 |
| Interest-bearing deposits | $104,802,000 | 4,033 |
| Deposits held in domestic offices | $125,017,000 | 3,968 |
| % insured | 70.72% | 5,966 |
| Federal funds purchased & repurchase agreements | $0 | 2,904 |
| Trading liabilities | $0 | 92 |
| Other borrowed funds | $21,469,000 | 1,974 |
| Subordinated debt | $0 | 271 |
| All other liabilities | $670,000 | 4,565 |
| Total equity capital | $13,295,000 | 4,519 |
| Total bank equity capital | $13,295,000 | 4,518 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $2,371,000 | 1,774 |
| Surplus | $4,429,000 | 4,300 |
| Undivided profits | $6,495,000 | 3,927 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 220 |
| Memoranda | ||
| Noncurrent loans and leases | $1,814,000 | 3,670 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,134 |
| Income earned, not collected on loans | $535,000 | 5,361 |
| Earning assets | $145,432,000 | 3,867 |
| Long-term assets (5+ years) | $13,518,000 | 4,879 |
| Average Assets, year-to-date | $156,047,000 | 3,899 |
| Average Assets, quarterly | $156,047,000 | 3,899 |
| Volatile liabilities | $16,493,000 | 5,396 |
| Insider loans | $555,000 | 5,298 |
| FHLB advances | $21,469,000 | 1,868 |
| Loans and leases held for sale | $0 | 1,892 |
| Unused loan commitments | $25,046,000 | 2,638 |
| Tier 1 (core) risk-based capital | $13,220,000 | 4,399 |
| Tier 2 risk-based capital | $1,371,000 | 3,489 |
| Total risk weighted assets | $132,508,000 | 3,417 |
| Total unused commitments | $25,046,000 | 2,643 |
| Derivatives | $0 | 1,177 |
| 2008-12-31 | Rank | |
| # of Employees: | 63 | 2,661 |
| Assets and Liabilities | ||
| Total Assets: | $151,643,000 | 3,989 |
| Cash and due from depository institutions | $3,566,000 | 2,661 |
| Interest-bearing balances | $193,000 | 5,172 |
| Securities | $7,178,000 | 6,461 |
| Federal funds sold & reverse repurchase agreements | $7,000,000 | 1,392 |
| Net loans & leases | $120,707,000 | 3,537 |
| Loan loss allowance | $1,231,000 | 4,035 |
| Trading account assets | $0 | 236 |
| Bank premises and fixed assets | $7,325,000 | 1,800 |
| Other real estate owned | $0 | 2,661 |
| Goodwill and other intangibles | $0 | 3,219 |
| All other assets | $5,867,000 | 2,801 |
| Life insurance assets | $3,145,000 | 1,791 |
| Total liabilities and capital | $151,643,000 | 3,989 |
| Total liabilities | $138,587,000 | 3,907 |
| Total deposits | $114,839,000 | 4,137 |
| Interest-bearing deposits | $97,583,000 | 4,159 |
| Deposits held in domestic offices | $114,839,000 | 4,135 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,392 |
| Trading liabilities | $0 | 88 |
| Other borrowed funds | $21,877,000 | 2,095 |
| Subordinated debt | $0 | 278 |
| All other liabilities | $1,871,000 | 2,428 |
| Total equity capital | $13,056,000 | 4,576 |
| Total bank equity capital | $13,056,000 | 4,576 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $2,371,000 | 1,781 |
| Surplus | $4,429,000 | 4,288 |
| Undivided profits | $6,256,000 | 3,979 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,052,000 | 4,302 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,078 |
| Income earned, not collected on loans | $551,000 | 5,477 |
| Earning assets | $135,078,000 | 4,052 |
| Long-term assets (5+ years) | $13,612,000 | 4,797 |
| Average Assets, year-to-date | $132,169,000 | 4,229 |
| Average Assets, quarterly | $147,314,000 | 4,025 |
| Volatile liabilities | $12,454,000 | 5,957 |
| Insider loans | $585,000 | 5,287 |
| FHLB advances | $21,877,000 | 1,998 |
| Loans and leases held for sale | $0 | 1,663 |
| Unused loan commitments | $25,346,000 | 2,644 |
| Tier 1 (core) risk-based capital | $12,958,000 | 4,444 |
| Tier 2 risk-based capital | $1,231,000 | 3,729 |
| Total risk weighted assets | $127,665,000 | 3,527 |
| Total unused commitments | $25,346,000 | 2,646 |
| Derivatives | $0 | 1,109 |
| 2008-09-30 | Rank | |
| # of Employees: | 62 | 2,739 |
| Assets and Liabilities | ||
| Total Assets: | $142,985,000 | 4,109 |
| Cash and due from depository institutions | $2,740,000 | 2,739 |
| Interest-bearing balances | $12,000 | 6,404 |
| Securities | $7,141,000 | 6,454 |
| Federal funds sold & reverse repurchase agreements | $11,425,000 | 1,049 |
| Net loans & leases | $110,108,000 | 3,759 |
| Loan loss allowance | $1,129,000 | 4,077 |
| Trading account assets | $0 | 251 |
| Bank premises and fixed assets | $7,439,000 | 1,756 |
| Other real estate owned | $0 | 2,739 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $4,132,000 | 3,583 |
| Life insurance assets | $1,622,000 | 2,561 |
| Total liabilities and capital | $142,985,000 | 4,109 |
| Total liabilities | $130,836,000 | 4,041 |
| Total deposits | $113,618,000 | 4,137 |
| Interest-bearing deposits | $97,165,000 | 4,120 |
| Deposits held in domestic offices | $113,618,000 | 4,134 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,524 |
| Trading liabilities | $0 | 91 |
| Other borrowed funds | $16,284,000 | 2,505 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $934,000 | 3,998 |
| Total equity capital | $12,149,000 | 4,839 |
| Total bank equity capital | $12,149,000 | 4,839 |
| Perpetual preferred stock | $0 | 110 |
| Common stock | $2,371,000 | 1,793 |
| Surplus | $4,429,000 | 4,290 |
| Undivided profits | $5,349,000 | 4,364 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,626,000 | 3,307 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,110 |
| Income earned, not collected on loans | $537,000 | 5,720 |
| Earning assets | $128,686,000 | 4,151 |
| Long-term assets (5+ years) | $13,401,000 | 4,763 |
| Average Assets, year-to-date | $127,300,500 | 4,350 |
| Average Assets, quarterly | $135,933,500 | 4,225 |
| Volatile liabilities | $15,656,000 | 5,399 |
| Insider loans | $263,000 | 6,255 |
| FHLB advances | $16,284,000 | 2,398 |
| Loans and leases held for sale | $0 | 1,623 |
| Unused loan commitments | $23,908,000 | 2,891 |
| Tier 1 (core) risk-based capital | $12,144,000 | 4,749 |
| Tier 2 risk-based capital | $1,129,000 | 3,851 |
| Total risk weighted assets | $118,269,000 | 3,715 |
| Total unused commitments | $23,908,000 | 2,894 |
| Derivatives | $0 | 1,077 |
| 2008-06-30 | Rank | |
| # of Employees: | 58 | 2,945 |
| Assets and Liabilities | ||
| Total Assets: | $128,882,000 | 4,395 |
| Cash and due from depository institutions | $3,079,000 | 2,945 |
| Interest-bearing balances | $207,000 | 4,303 |
| Securities | $9,919,000 | 5,955 |
| Federal funds sold & reverse repurchase agreements | $3,875,000 | 2,709 |
| Net loans & leases | $100,462,000 | 3,998 |
| Loan loss allowance | $1,033,000 | 4,241 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $7,563,000 | 1,709 |
| Other real estate owned | $0 | 2,945 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $3,984,000 | 3,607 |
| Life insurance assets | $1,622,000 | 2,571 |
| Total liabilities and capital | $128,882,000 | 4,395 |
| Total liabilities | $116,932,000 | 4,340 |
| Total deposits | $104,430,000 | 4,389 |
| Interest-bearing deposits | $89,373,000 | 4,360 |
| Deposits held in domestic offices | $104,430,000 | 4,385 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,577 |
| Trading liabilities | $0 | 94 |
| Other borrowed funds | $11,757,000 | 2,856 |
| Subordinated debt | $0 | 257 |
| All other liabilities | $745,000 | 4,500 |
| Total equity capital | $11,950,000 | 4,902 |
| Total bank equity capital | $11,950,000 | 4,902 |
| Perpetual preferred stock | $0 | 107 |
| Common stock | $2,371,000 | 1,800 |
| Surplus | $4,429,000 | 4,299 |
| Undivided profits | $5,150,000 | 4,474 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,039,000 | 3,774 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,082 |
| Income earned, not collected on loans | $483,000 | 5,975 |
| Earning assets | $114,463,000 | 4,500 |
| Long-term assets (5+ years) | $15,277,000 | 4,501 |
| Average Assets, year-to-date | $122,072,330 | 4,501 |
| Average Assets, quarterly | $125,952,000 | 4,446 |
| Volatile liabilities | $13,797,000 | 5,672 |
| Insider loans | $263,000 | 6,242 |
| FHLB advances | $11,757,000 | 2,756 |
| Loans and leases held for sale | $0 | 1,725 |
| Unused loan commitments | $34,746,000 | 2,289 |
| Tier 1 (core) risk-based capital | $11,970,000 | 4,802 |
| Tier 2 risk-based capital | $1,033,000 | 4,025 |
| Total risk weighted assets | $107,432,000 | 3,975 |
| Total unused commitments | $34,746,000 | 2,291 |
| Derivatives | $0 | 1,075 |
| 2008-03-31 | Rank | |
| # of Employees: | 62 | 2,753 |
| Assets and Liabilities | ||
| Total Assets: | $123,022,000 | 4,522 |
| Cash and due from depository institutions | $2,952,000 | 2,753 |
| Interest-bearing balances | $11,000 | 6,362 |
| Securities | $10,324,000 | 5,876 |
| Federal funds sold & reverse repurchase agreements | $7,425,000 | 2,327 |
| Net loans & leases | $91,701,000 | 4,178 |
| Loan loss allowance | $1,005,000 | 4,237 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $7,671,000 | 1,668 |
| Other real estate owned | $0 | 2,753 |
| Goodwill and other intangibles | $0 | 3,304 |
| All other assets | $2,949,000 | 4,253 |
| Life insurance assets | $622,000 | 3,311 |
| Total liabilities and capital | $123,022,000 | 4,522 |
| Total liabilities | $111,139,000 | 4,471 |
| Total deposits | $100,134,000 | 4,524 |
| Interest-bearing deposits | $85,329,000 | 4,529 |
| Deposits held in domestic offices | $100,134,000 | 4,520 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,157 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $10,315,000 | 2,852 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $690,000 | 4,912 |
| Total equity capital | $11,883,000 | 4,995 |
| Total bank equity capital | $11,883,000 | 4,995 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $2,371,000 | 1,795 |
| Surplus | $4,429,000 | 4,288 |
| Undivided profits | $5,083,000 | 4,647 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $999,000 | 3,650 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,070 |
| Income earned, not collected on loans | $449,000 | 6,139 |
| Earning assets | $109,461,000 | 4,637 |
| Long-term assets (5+ years) | $15,651,000 | 4,331 |
| Average Assets, year-to-date | $118,667,500 | 4,596 |
| Average Assets, quarterly | $118,667,500 | 4,596 |
| Volatile liabilities | $12,977,000 | 5,752 |
| Insider loans | $269,000 | 6,232 |
| FHLB advances | $10,315,000 | 2,740 |
| Loans and leases held for sale | $0 | 1,797 |
| Unused loan commitments | $30,185,000 | 2,582 |
| Tier 1 (core) risk-based capital | $11,810,000 | 4,855 |
| Tier 2 risk-based capital | $1,005,000 | 4,050 |
| Total risk weighted assets | $98,928,000 | 4,141 |
| Total unused commitments | $30,185,000 | 2,585 |
| Derivatives | $0 | 1,109 |
| 2007-12-31 | Rank | |
| # of Employees: | 61 | 2,810 |
| Assets and Liabilities | ||
| Total Assets: | $114,313,000 | 4,691 |
| Cash and due from depository institutions | $3,000,000 | 2,810 |
| Interest-bearing balances | $255,000 | 3,776 |
| Securities | $6,893,000 | 6,671 |
| Federal funds sold & reverse repurchase agreements | $6,325,000 | 2,101 |
| Net loans & leases | $87,584,000 | 4,294 |
| Loan loss allowance | $992,000 | 4,245 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $7,614,000 | 1,678 |
| Other real estate owned | $0 | 2,810 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $2,897,000 | 4,321 |
| Life insurance assets | $622,000 | 3,311 |
| Total liabilities and capital | $114,313,000 | 4,691 |
| Total liabilities | $102,601,000 | 4,645 |
| Total deposits | $91,145,000 | 4,750 |
| Interest-bearing deposits | $77,331,000 | 4,763 |
| Deposits held in domestic offices | $91,145,000 | 4,748 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,440 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $10,911,000 | 2,625 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $545,000 | 5,458 |
| Total equity capital | $11,712,000 | 4,974 |
| Total bank equity capital | $11,712,000 | 4,974 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $2,371,000 | 1,785 |
| Surplus | $3,429,000 | 4,777 |
| Undivided profits | $5,912,000 | 4,322 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $438,000 | 4,744 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,085 |
| Income earned, not collected on loans | $492,000 | 6,124 |
| Earning assets | $101,057,000 | 4,793 |
| Long-term assets (5+ years) | $12,414,000 | 4,581 |
| Average Assets, year-to-date | $108,970,000 | 4,692 |
| Average Assets, quarterly | $112,590,500 | 4,692 |
| Volatile liabilities | $13,279,000 | 5,710 |
| Insider loans | $270,000 | 6,267 |
| FHLB advances | $10,911,000 | 2,511 |
| Loans and leases held for sale | $0 | 1,738 |
| Unused loan commitments | $20,256,000 | 3,339 |
| Tier 1 (core) risk-based capital | $11,678,000 | 4,865 |
| Tier 2 risk-based capital | $992,000 | 4,067 |
| Total risk weighted assets | $94,409,000 | 4,255 |
| Total unused commitments | $20,256,000 | 3,341 |
| Derivatives | $0 | 1,052 |
| 2007-09-30 | Rank | |
| # of Employees: | 61 | 2,815 |
| Assets and Liabilities | ||
| Total Assets: | $110,868,000 | 4,722 |
| Cash and due from depository institutions | $2,307,000 | 2,815 |
| Interest-bearing balances | $11,000 | 6,150 |
| Securities | $6,968,000 | 6,705 |
| Federal funds sold & reverse repurchase agreements | $7,700,000 | 1,842 |
| Net loans & leases | $83,437,000 | 4,363 |
| Loan loss allowance | $1,026,000 | 4,100 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $7,563,000 | 1,661 |
| Other real estate owned | $0 | 2,815 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $2,893,000 | 4,391 |
| Life insurance assets | $600,000 | 3,298 |
| Total liabilities and capital | $110,868,000 | 4,722 |
| Total liabilities | $99,457,000 | 4,698 |
| Total deposits | $87,345,000 | 4,837 |
| Interest-bearing deposits | $72,997,000 | 4,883 |
| Deposits held in domestic offices | $87,345,000 | 4,834 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,436 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $11,500,000 | 2,420 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $612,000 | 5,294 |
| Total equity capital | $11,411,000 | 5,032 |
| Total bank equity capital | $11,411,000 | 5,032 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $2,371,000 | 1,766 |
| Surplus | $3,429,000 | 4,750 |
| Undivided profits | $5,611,000 | 4,453 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $246,000 | 5,347 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,109 |
| Income earned, not collected on loans | $514,000 | 6,256 |
| Earning assets | $98,116,000 | 4,844 |
| Long-term assets (5+ years) | $12,276,000 | 4,489 |
| Average Assets, year-to-date | $107,634,250 | 4,727 |
| Average Assets, quarterly | $109,508,000 | 4,721 |
| Volatile liabilities | $13,393,000 | 5,660 |
| Insider loans | $270,000 | 6,234 |
| FHLB advances | $11,500,000 | 2,301 |
| Loans and leases held for sale | $0 | 1,751 |
| Unused loan commitments | $32,414,000 | 2,481 |
| Tier 1 (core) risk-based capital | $11,410,000 | 4,941 |
| Tier 2 risk-based capital | $1,026,000 | 3,933 |
| Total risk weighted assets | $90,221,000 | 4,342 |
| Total unused commitments | $32,414,000 | 2,481 |
| Derivatives | $0 | 1,033 |
| 2007-06-30 | Rank | |
| # of Employees: | 60 | 2,891 |
| Assets and Liabilities | ||
| Total Assets: | $108,148,000 | 4,785 |
| Cash and due from depository institutions | $2,779,000 | 2,891 |
| Interest-bearing balances | $11,000 | 6,196 |
| Securities | $5,028,000 | 7,175 |
| Federal funds sold & reverse repurchase agreements | $7,075,000 | 2,081 |
| Net loans & leases | $82,900,000 | 4,357 |
| Loan loss allowance | $1,042,000 | 4,059 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $7,502,000 | 1,672 |
| Other real estate owned | $0 | 2,891 |
| Goodwill and other intangibles | $0 | 3,329 |
| All other assets | $2,864,000 | 4,373 |
| Life insurance assets | $600,000 | 3,304 |
| Total liabilities and capital | $108,148,000 | 4,785 |
| Total liabilities | $97,001,000 | 4,766 |
| Total deposits | $84,434,000 | 4,962 |
| Interest-bearing deposits | $69,720,000 | 5,016 |
| Deposits held in domestic offices | $84,434,000 | 4,960 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,401 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $12,084,000 | 2,270 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $483,000 | 5,633 |
| Total equity capital | $11,147,000 | 5,043 |
| Total bank equity capital | $11,147,000 | 5,043 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $2,371,000 | 1,762 |
| Surplus | $3,429,000 | 4,752 |
| Undivided profits | $5,347,000 | 4,486 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $277,000 | 5,079 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $473,000 | 6,261 |
| Earning assets | $95,014,000 | 4,939 |
| Long-term assets (5+ years) | $8,199,000 | 5,115 |
| Average Assets, year-to-date | $106,556,330 | 4,803 |
| Average Assets, quarterly | $108,617,500 | 4,772 |
| Volatile liabilities | $13,817,000 | 5,541 |
| Insider loans | $293,000 | 6,177 |
| FHLB advances | $12,084,000 | 2,150 |
| Loans and leases held for sale | $0 | 1,802 |
| Unused loan commitments | $28,800,000 | 2,711 |
| Tier 1 (core) risk-based capital | $11,199,000 | 4,986 |
| Tier 2 risk-based capital | $1,042,000 | 3,898 |
| Total risk weighted assets | $91,223,000 | 4,286 |
| Total unused commitments | $28,800,000 | 2,712 |
| Derivatives | $0 | 1,067 |
| 2007-03-31 | Rank | |
| # of Employees: | 54 | 3,162 |
| Assets and Liabilities | ||
| Total Assets: | $109,087,000 | 4,804 |
| Cash and due from depository institutions | $3,353,000 | 3,162 |
| Interest-bearing balances | $11,000 | 6,218 |
| Securities | $5,178,000 | 7,181 |
| Federal funds sold & reverse repurchase agreements | $8,875,000 | 2,205 |
| Net loans & leases | $82,010,000 | 4,373 |
| Loan loss allowance | $1,063,000 | 4,009 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $6,884,000 | 1,792 |
| Other real estate owned | $0 | 3,162 |
| Goodwill and other intangibles | $0 | 3,322 |
| All other assets | $2,787,000 | 4,352 |
| Life insurance assets | $600,000 | 3,310 |
| Total liabilities and capital | $109,087,000 | 4,804 |
| Total liabilities | $98,159,000 | 4,764 |
| Total deposits | $84,979,000 | 4,969 |
| Interest-bearing deposits | $68,801,000 | 5,082 |
| Deposits held in domestic offices | $84,979,000 | 4,967 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,056 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $12,662,000 | 2,143 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $518,000 | 5,469 |
| Total equity capital | $10,928,000 | 5,115 |
| Total bank equity capital | $10,928,000 | 5,115 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $2,371,000 | 1,750 |
| Surplus | $3,429,000 | 4,725 |
| Undivided profits | $5,128,000 | 4,632 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $307,000 | 4,817 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $476,000 | 6,095 |
| Earning assets | $96,074,000 | 4,923 |
| Long-term assets (5+ years) | $10,010,000 | 4,721 |
| Average Assets, year-to-date | $105,760,500 | 4,858 |
| Average Assets, quarterly | $105,760,500 | 4,858 |
| Volatile liabilities | $11,223,000 | 5,918 |
| Insider loans | $103,000 | 7,031 |
| FHLB advances | $12,662,000 | 2,042 |
| Loans and leases held for sale | $0 | 1,800 |
| Unused loan commitments | $26,787,000 | 2,842 |
| Tier 1 (core) risk-based capital | $10,943,000 | 5,026 |
| Tier 2 risk-based capital | $1,063,000 | 3,843 |
| Total risk weighted assets | $88,371,000 | 4,331 |
| Total unused commitments | $26,787,000 | 2,844 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 48 | 3,491 |
| Assets and Liabilities | ||
| Total Assets: | $102,434,000 | 4,989 |
| Cash and due from depository institutions | $6,189,000 | 3,491 |
| Interest-bearing balances | $11,000 | 6,235 |
| Securities | $5,329,000 | 7,189 |
| Federal funds sold & reverse repurchase agreements | $2,200,000 | 4,308 |
| Net loans & leases | $80,218,000 | 4,411 |
| Loan loss allowance | $967,000 | 4,243 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $5,758,000 | 2,099 |
| Other real estate owned | $18,000 | 3,491 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $2,722,000 | 4,458 |
| Life insurance assets | $600,000 | 3,287 |
| Total liabilities and capital | $102,434,000 | 4,989 |
| Total liabilities | $91,771,000 | 4,943 |
| Total deposits | $78,231,000 | 5,195 |
| Interest-bearing deposits | $62,870,000 | 5,307 |
| Deposits held in domestic offices | $78,231,000 | 5,193 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,314 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $13,234,000 | 2,162 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $306,000 | 6,586 |
| Total equity capital | $10,663,000 | 5,141 |
| Total bank equity capital | $10,663,000 | 5,141 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $2,371,000 | 1,741 |
| Surplus | $3,429,000 | 4,697 |
| Undivided profits | $4,863,000 | 4,751 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $343,000 | 4,506 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $498,000 | 6,135 |
| Earning assets | $87,758,000 | 5,186 |
| Long-term assets (5+ years) | $9,454,000 | 4,763 |
| Average Assets, year-to-date | $97,851,800 | 4,968 |
| Average Assets, quarterly | $100,957,500 | 4,976 |
| Volatile liabilities | $12,502,000 | 5,746 |
| Insider loans | $327,000 | 6,083 |
| FHLB advances | $13,234,000 | 2,057 |
| Loans and leases held for sale | $0 | 1,760 |
| Unused loan commitments | $20,653,000 | 3,248 |
| Tier 1 (core) risk-based capital | $10,671,000 | 5,070 |
| Tier 2 risk-based capital | $967,000 | 4,062 |
| Total risk weighted assets | $85,335,000 | 4,419 |
| Total unused commitments | $20,653,000 | 3,248 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 48 | 3,508 |
| Assets and Liabilities | ||
| Total Assets: | $99,481,000 | 5,035 |
| Cash and due from depository institutions | $3,118,000 | 3,508 |
| Interest-bearing balances | $250,000 | 3,801 |
| Securities | $5,419,000 | 7,243 |
| Federal funds sold & reverse repurchase agreements | $6,675,000 | 1,988 |
| Net loans & leases | $76,811,000 | 4,530 |
| Loan loss allowance | $903,000 | 4,470 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $4,461,000 | 2,618 |
| Other real estate owned | $18,000 | 3,508 |
| Goodwill and other intangibles | $0 | 3,332 |
| All other assets | $2,979,000 | 4,271 |
| Life insurance assets | $600,000 | 3,260 |
| Total liabilities and capital | $99,481,000 | 5,035 |
| Total liabilities | $89,933,000 | 4,973 |
| Total deposits | $75,713,000 | 5,244 |
| Interest-bearing deposits | $60,332,000 | 5,394 |
| Deposits held in domestic offices | $75,713,000 | 5,241 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,596 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $13,800,000 | 2,214 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $420,000 | 5,994 |
| Total equity capital | $9,548,000 | 5,491 |
| Total bank equity capital | $9,548,000 | 5,491 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $2,371,000 | 1,738 |
| Surplus | $2,679,000 | 5,130 |
| Undivided profits | $4,498,000 | 4,952 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $355,000 | 4,498 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $481,000 | 6,275 |
| Earning assets | $89,155,000 | 5,107 |
| Long-term assets (5+ years) | $8,616,000 | 4,891 |
| Average Assets, year-to-date | $96,706,250 | 5,016 |
| Average Assets, quarterly | $100,421,000 | 4,968 |
| Volatile liabilities | $13,268,000 | 5,632 |
| Insider loans | $91,000 | 7,156 |
| FHLB advances | $13,800,000 | 2,105 |
| Loans and leases held for sale | $0 | 1,773 |
| Unused loan commitments | $20,650,000 | 3,311 |
| Tier 1 (core) risk-based capital | $9,565,000 | 5,413 |
| Tier 2 risk-based capital | $903,000 | 4,273 |
| Total risk weighted assets | $82,083,000 | 4,506 |
| Total unused commitments | $20,650,000 | 3,312 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 43 | 3,810 |
| Assets and Liabilities | ||
| Total Assets: | $101,361,000 | 4,943 |
| Cash and due from depository institutions | $2,927,000 | 3,810 |
| Interest-bearing balances | $180,000 | 4,217 |
| Securities | $6,061,000 | 7,112 |
| Federal funds sold & reverse repurchase agreements | $8,975,000 | 1,420 |
| Net loans & leases | $77,008,000 | 4,486 |
| Loan loss allowance | $854,000 | 4,615 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $3,633,000 | 3,054 |
| Other real estate owned | $18,000 | 3,810 |
| Goodwill and other intangibles | $0 | 3,333 |
| All other assets | $2,739,000 | 4,402 |
| Life insurance assets | $600,000 | 3,227 |
| Total liabilities and capital | $101,361,000 | 4,943 |
| Total liabilities | $92,257,000 | 4,885 |
| Total deposits | $78,777,000 | 5,121 |
| Interest-bearing deposits | $62,121,000 | 5,280 |
| Deposits held in domestic offices | $78,777,000 | 5,118 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,710 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $13,124,000 | 2,297 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $356,000 | 6,102 |
| Total equity capital | $9,104,000 | 5,511 |
| Total bank equity capital | $9,104,000 | 5,511 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $2,371,000 | 1,733 |
| Surplus | $2,679,000 | 5,116 |
| Undivided profits | $4,054,000 | 5,018 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $357,000 | 4,325 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $402,000 | 6,480 |
| Earning assets | $92,224,000 | 4,975 |
| Long-term assets (5+ years) | $7,603,000 | 5,083 |
| Average Assets, year-to-date | $95,781,330 | 5,064 |
| Average Assets, quarterly | $98,993,000 | 4,992 |
| Volatile liabilities | $13,015,000 | 5,636 |
| Insider loans | $103,000 | 7,117 |
| FHLB advances | $13,124,000 | 2,176 |
| Loans and leases held for sale | $0 | 1,763 |
| Unused loan commitments | $23,074,000 | 3,107 |
| Tier 1 (core) risk-based capital | $9,154,000 | 5,484 |
| Tier 2 risk-based capital | $854,000 | 4,396 |
| Total risk weighted assets | $81,821,000 | 4,477 |
| Total unused commitments | $23,074,000 | 3,108 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 42 | 3,868 |
| Assets and Liabilities | ||
| Total Assets: | $96,625,000 | 5,082 |
| Cash and due from depository institutions | $2,551,000 | 3,868 |
| Interest-bearing balances | $9,000 | 6,428 |
| Securities | $5,820,000 | 7,213 |
| Federal funds sold & reverse repurchase agreements | $10,375,000 | 1,441 |
| Net loans & leases | $72,469,000 | 4,602 |
| Loan loss allowance | $910,000 | 4,390 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $2,972,000 | 3,464 |
| Other real estate owned | $0 | 3,868 |
| Goodwill and other intangibles | $0 | 3,321 |
| All other assets | $2,438,000 | 4,585 |
| Life insurance assets | $600,000 | 3,186 |
| Total liabilities and capital | $96,625,000 | 5,082 |
| Total liabilities | $87,894,000 | 5,024 |
| Total deposits | $77,535,000 | 5,142 |
| Interest-bearing deposits | $61,262,000 | 5,323 |
| Deposits held in domestic offices | $77,535,000 | 5,138 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,368 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $9,772,000 | 2,655 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $587,000 | 4,781 |
| Total equity capital | $8,731,000 | 5,629 |
| Total bank equity capital | $8,731,000 | 5,629 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $2,371,000 | 1,721 |
| Surplus | $2,679,000 | 5,050 |
| Undivided profits | $3,681,000 | 5,245 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $437,000 | 3,961 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $415,000 | 6,242 |
| Earning assets | $88,673,000 | 5,078 |
| Long-term assets (5+ years) | $6,241,000 | 5,408 |
| Average Assets, year-to-date | $92,991,500 | 5,171 |
| Average Assets, quarterly | $92,991,500 | 5,171 |
| Volatile liabilities | $12,413,000 | 5,620 |
| Insider loans | $124,000 | 7,003 |
| FHLB advances | $9,772,000 | 2,545 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $14,630,000 | 3,985 |
| Tier 1 (core) risk-based capital | $8,750,000 | 5,566 |
| Tier 2 risk-based capital | $910,000 | 4,172 |
| Total risk weighted assets | $76,306,000 | 4,603 |
| Total unused commitments | $14,630,000 | 3,985 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 42 | 3,855 |
| Assets and Liabilities | ||
| Total Assets: | $89,358,000 | 5,328 |
| Cash and due from depository institutions | $2,276,000 | 3,855 |
| Interest-bearing balances | $158,000 | 4,508 |
| Securities | $6,478,000 | 7,107 |
| Federal funds sold & reverse repurchase agreements | $6,475,000 | 2,043 |
| Net loans & leases | $69,772,000 | 4,675 |
| Loan loss allowance | $882,000 | 4,444 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $2,541,000 | 3,811 |
| Other real estate owned | $0 | 3,855 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $1,816,000 | 5,304 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $89,358,000 | 5,328 |
| Total liabilities | $80,969,000 | 5,262 |
| Total deposits | $71,538,000 | 5,397 |
| Interest-bearing deposits | $56,156,000 | 5,560 |
| Deposits held in domestic offices | $71,538,000 | 5,394 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,512 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $9,147,000 | 2,809 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $284,000 | 6,456 |
| Total equity capital | $8,389,000 | 5,718 |
| Total bank equity capital | $8,389,000 | 5,718 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $2,371,000 | 1,711 |
| Surplus | $2,679,000 | 5,030 |
| Undivided profits | $3,339,000 | 5,491 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,103,000 | 2,164 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $402,000 | 6,391 |
| Earning assets | $82,883,000 | 5,281 |
| Long-term assets (5+ years) | $6,072,000 | 5,481 |
| Average Assets, year-to-date | $81,115,600 | 5,478 |
| Average Assets, quarterly | $86,885,500 | 5,372 |
| Volatile liabilities | $12,205,000 | 5,626 |
| Insider loans | $134,000 | 6,953 |
| FHLB advances | $9,147,000 | 2,678 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $25,538,000 | 2,817 |
| Tier 1 (core) risk-based capital | $8,406,000 | 5,652 |
| Tier 2 risk-based capital | $882,000 | 4,227 |
| Total risk weighted assets | $71,893,000 | 4,757 |
| Total unused commitments | $25,538,000 | 2,819 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 40 | 4,010 |
| Assets and Liabilities | ||
| Total Assets: | $84,413,000 | 5,472 |
| Cash and due from depository institutions | $2,387,000 | 4,010 |
| Interest-bearing balances | $6,000 | 6,587 |
| Securities | $4,876,000 | 7,510 |
| Federal funds sold & reverse repurchase agreements | $5,350,000 | 2,180 |
| Net loans & leases | $67,646,000 | 4,742 |
| Loan loss allowance | $847,000 | 4,556 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $2,430,000 | 3,884 |
| Other real estate owned | $0 | 4,010 |
| Goodwill and other intangibles | $0 | 3,310 |
| All other assets | $1,724,000 | 5,409 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $84,413,000 | 5,472 |
| Total liabilities | $76,423,000 | 5,407 |
| Total deposits | $67,919,000 | 5,501 |
| Interest-bearing deposits | $52,920,000 | 5,716 |
| Deposits held in domestic offices | $67,919,000 | 5,498 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,623 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $8,019,000 | 2,997 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $485,000 | 5,221 |
| Total equity capital | $7,990,000 | 5,887 |
| Total bank equity capital | $7,990,000 | 5,887 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $2,371,000 | 1,683 |
| Surplus | $2,679,000 | 4,986 |
| Undivided profits | $2,940,000 | 5,831 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $325,000 | 4,602 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $347,000 | 6,811 |
| Earning assets | $77,878,000 | 5,439 |
| Long-term assets (5+ years) | $3,104,000 | 6,488 |
| Average Assets, year-to-date | $79,055,000 | 5,558 |
| Average Assets, quarterly | $82,701,500 | 5,494 |
| Volatile liabilities | $10,831,000 | 5,860 |
| Insider loans | $172,000 | 6,776 |
| FHLB advances | $8,019,000 | 2,856 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $20,589,000 | 3,218 |
| Tier 1 (core) risk-based capital | $7,991,000 | 5,818 |
| Tier 2 risk-based capital | $847,000 | 4,312 |
| Total risk weighted assets | $68,475,000 | 4,863 |
| Total unused commitments | $20,589,000 | 3,220 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 36 | 4,339 |
| Assets and Liabilities | ||
| Total Assets: | $80,990,000 | 5,542 |
| Cash and due from depository institutions | $2,436,000 | 4,339 |
| Interest-bearing balances | $112,000 | 4,837 |
| Securities | $5,552,000 | 7,394 |
| Federal funds sold & reverse repurchase agreements | $5,075,000 | 2,065 |
| Net loans & leases | $63,192,000 | 4,877 |
| Loan loss allowance | $827,000 | 4,591 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $3,106,000 | 3,236 |
| Other real estate owned | $0 | 4,339 |
| Goodwill and other intangibles | $0 | 3,307 |
| All other assets | $1,629,000 | 5,414 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $80,990,000 | 5,542 |
| Total liabilities | $73,355,000 | 5,477 |
| Total deposits | $64,499,000 | 5,634 |
| Interest-bearing deposits | $50,961,000 | 5,804 |
| Deposits held in domestic offices | $64,499,000 | 5,632 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,721 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $8,358,000 | 2,930 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $498,000 | 4,888 |
| Total equity capital | $7,635,000 | 5,997 |
| Total bank equity capital | $7,635,000 | 5,997 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $2,371,000 | 1,665 |
| Surplus | $2,679,000 | 4,964 |
| Undivided profits | $2,585,000 | 6,021 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $239,000 | 4,995 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $302,000 | 6,939 |
| Earning assets | $73,931,000 | 5,554 |
| Long-term assets (5+ years) | $2,800,000 | 6,614 |
| Average Assets, year-to-date | $77,269,000 | 5,612 |
| Average Assets, quarterly | $78,998,000 | 5,571 |
| Volatile liabilities | $9,907,000 | 5,985 |
| Insider loans | $191,000 | 6,677 |
| FHLB advances | $8,358,000 | 2,798 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $20,901,000 | 3,099 |
| Tier 1 (core) risk-based capital | $7,632,000 | 5,913 |
| Tier 2 risk-based capital | $807,000 | 4,397 |
| Total risk weighted assets | $64,506,000 | 4,973 |
| Total unused commitments | $20,901,000 | 3,100 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 36 | 4,340 |
| Assets and Liabilities | ||
| Total Assets: | $77,006,000 | 5,694 |
| Cash and due from depository institutions | $2,338,000 | 4,340 |
| Interest-bearing balances | $7,000 | 6,554 |
| Securities | $6,173,000 | 7,340 |
| Federal funds sold & reverse repurchase agreements | $5,025,000 | 2,314 |
| Net loans & leases | $58,469,000 | 5,074 |
| Loan loss allowance | $793,000 | 4,734 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $3,131,000 | 3,213 |
| Other real estate owned | $170,000 | 4,340 |
| Goodwill and other intangibles | $0 | 3,297 |
| All other assets | $1,700,000 | 5,299 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $77,006,000 | 5,694 |
| Total liabilities | $69,727,000 | 5,648 |
| Total deposits | $64,004,000 | 5,662 |
| Interest-bearing deposits | $50,979,000 | 5,839 |
| Deposits held in domestic offices | $64,004,000 | 5,659 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,328 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $5,385,000 | 3,424 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $338,000 | 5,755 |
| Total equity capital | $7,279,000 | 6,096 |
| Total bank equity capital | $7,279,000 | 6,096 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $2,371,000 | 1,665 |
| Surplus | $2,679,000 | 4,971 |
| Undivided profits | $2,229,000 | 6,197 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $178,000 | 5,544 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $297,000 | 6,918 |
| Earning assets | $69,674,000 | 5,746 |
| Long-term assets (5+ years) | $2,633,000 | 6,772 |
| Average Assets, year-to-date | $75,408,500 | 5,738 |
| Average Assets, quarterly | $75,408,500 | 5,738 |
| Volatile liabilities | $11,026,000 | 5,636 |
| Insider loans | $214,000 | 6,572 |
| FHLB advances | $5,385,000 | 3,285 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $14,989,000 | 3,744 |
| Tier 1 (core) risk-based capital | $7,290,000 | 6,042 |
| Tier 2 risk-based capital | $737,000 | 4,670 |
| Total risk weighted assets | $58,941,000 | 5,226 |
| Total unused commitments | $14,989,000 | 3,745 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 36 | 4,342 |
| Assets and Liabilities | ||
| Total Assets: | $73,811,000 | 5,850 |
| Cash and due from depository institutions | $1,345,000 | 4,342 |
| Interest-bearing balances | $7,000 | 6,561 |
| Securities | $6,378,000 | 7,295 |
| Federal funds sold & reverse repurchase agreements | $3,675,000 | 2,807 |
| Net loans & leases | $57,446,000 | 5,113 |
| Loan loss allowance | $733,000 | 4,943 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $3,152,000 | 3,168 |
| Other real estate owned | $170,000 | 4,342 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $1,645,000 | 5,345 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $73,811,000 | 5,850 |
| Total liabilities | $66,780,000 | 5,781 |
| Total deposits | $60,981,000 | 5,833 |
| Interest-bearing deposits | $48,112,000 | 6,018 |
| Deposits held in domestic offices | $60,981,000 | 5,831 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,470 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $5,660,000 | 3,391 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $139,000 | 7,466 |
| Total equity capital | $7,031,000 | 6,227 |
| Total bank equity capital | $7,031,000 | 6,227 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $2,371,000 | 1,648 |
| Surplus | $2,679,000 | 4,952 |
| Undivided profits | $1,981,000 | 6,510 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $80,000 | 6,593 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $282,000 | 7,065 |
| Earning assets | $67,506,000 | 5,842 |
| Long-term assets (5+ years) | $2,595,000 | 6,872 |
| Average Assets, year-to-date | $71,156,200 | 5,830 |
| Average Assets, quarterly | $72,247,500 | 5,875 |
| Volatile liabilities | $10,349,000 | 5,757 |
| Insider loans | $245,000 | 6,473 |
| FHLB advances | $5,660,000 | 3,237 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $15,875,000 | 3,488 |
| Tier 1 (core) risk-based capital | $7,019,000 | 6,125 |
| Tier 2 risk-based capital | $730,000 | 4,654 |
| Total risk weighted assets | $58,410,000 | 5,216 |
| Total unused commitments | $15,875,000 | 3,489 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 36 | 4,341 |
| Assets and Liabilities | ||
| Total Assets: | $70,684,000 | 5,948 |
| Cash and due from depository institutions | $1,760,000 | 4,341 |
| Interest-bearing balances | $99,000 | 5,286 |
| Securities | $7,530,000 | 7,041 |
| Federal funds sold & reverse repurchase agreements | $2,725,000 | 3,126 |
| Net loans & leases | $54,500,000 | 5,234 |
| Loan loss allowance | $758,000 | 4,848 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $2,539,000 | 3,660 |
| Other real estate owned | $50,000 | 4,341 |
| Goodwill and other intangibles | $0 | 3,268 |
| All other assets | $1,580,000 | 5,426 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $70,684,000 | 5,948 |
| Total liabilities | $63,890,000 | 5,887 |
| Total deposits | $56,086,000 | 6,049 |
| Interest-bearing deposits | $47,580,000 | 6,019 |
| Deposits held in domestic offices | $56,086,000 | 6,046 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,678 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $7,417,000 | 3,023 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $387,000 | 5,567 |
| Total equity capital | $6,794,000 | 6,347 |
| Total bank equity capital | $6,794,000 | 6,347 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $2,371,000 | 1,640 |
| Surplus | $2,679,000 | 4,922 |
| Undivided profits | $1,744,000 | 6,784 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $122,000 | 6,311 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $255,000 | 7,437 |
| Earning assets | $64,854,000 | 5,938 |
| Long-term assets (5+ years) | $2,519,000 | 6,969 |
| Average Assets, year-to-date | $70,492,500 | 5,876 |
| Average Assets, quarterly | $70,453,000 | 5,919 |
| Volatile liabilities | $11,627,000 | 5,450 |
| Insider loans | $228,000 | 6,576 |
| FHLB advances | $7,417,000 | 2,890 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $16,154,000 | 3,445 |
| Tier 1 (core) risk-based capital | $6,763,000 | 6,225 |
| Tier 2 risk-based capital | $690,000 | 4,822 |
| Total risk weighted assets | $55,138,000 | 5,379 |
| Total unused commitments | $16,154,000 | 3,448 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 35 | 4,482 |
| Assets and Liabilities | ||
| Total Assets: | $70,222,000 | 5,966 |
| Cash and due from depository institutions | $2,477,000 | 4,482 |
| Interest-bearing balances | $9,000 | 6,594 |
| Securities | $7,625,000 | 7,116 |
| Federal funds sold & reverse repurchase agreements | $2,525,000 | 3,111 |
| Net loans & leases | $53,781,000 | 5,234 |
| Loan loss allowance | $707,000 | 5,048 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $2,534,000 | 3,623 |
| Other real estate owned | $114,000 | 4,482 |
| Goodwill and other intangibles | $0 | 3,275 |
| All other assets | $1,166,000 | 6,172 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $70,222,000 | 5,966 |
| Total liabilities | $63,684,000 | 5,915 |
| Total deposits | $56,781,000 | 6,027 |
| Interest-bearing deposits | $47,359,000 | 6,075 |
| Deposits held in domestic offices | $56,781,000 | 6,025 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,750 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $6,655,000 | 3,143 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $248,000 | 6,316 |
| Total equity capital | $6,538,000 | 6,355 |
| Total bank equity capital | $6,538,000 | 6,355 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $2,371,000 | 1,639 |
| Surplus | $2,679,000 | 4,915 |
| Undivided profits | $1,488,000 | 6,845 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $132,000 | 6,207 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $254,000 | 7,326 |
| Earning assets | $63,940,000 | 5,968 |
| Long-term assets (5+ years) | $2,116,000 | 7,191 |
| Average Assets, year-to-date | $70,428,670 | 5,911 |
| Average Assets, quarterly | $70,355,000 | 5,947 |
| Volatile liabilities | $11,709,000 | 5,386 |
| Insider loans | $280,000 | 6,353 |
| FHLB advances | $6,655,000 | 3,005 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $13,971,000 | 3,733 |
| Tier 1 (core) risk-based capital | $6,557,000 | 6,295 |
| Tier 2 risk-based capital | $679,000 | 4,844 |
| Total risk weighted assets | $54,319,000 | 5,403 |
| Total unused commitments | $13,971,000 | 3,733 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 35 | 4,465 |
| Assets and Liabilities | ||
| Total Assets: | $70,488,000 | 5,963 |
| Cash and due from depository institutions | $1,829,000 | 4,465 |
| Interest-bearing balances | $9,000 | 6,665 |
| Securities | $9,946,000 | 6,586 |
| Federal funds sold & reverse repurchase agreements | $1,750,000 | 4,849 |
| Net loans & leases | $53,162,000 | 5,207 |
| Loan loss allowance | $691,000 | 5,087 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $2,558,000 | 3,571 |
| Other real estate owned | $262,000 | 4,465 |
| Goodwill and other intangibles | $0 | 3,256 |
| All other assets | $981,000 | 6,465 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $70,488,000 | 5,963 |
| Total liabilities | $64,097,000 | 5,893 |
| Total deposits | $56,911,000 | 6,043 |
| Interest-bearing deposits | $47,422,000 | 6,099 |
| Deposits held in domestic offices | $56,911,000 | 6,040 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,174 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $6,920,000 | 2,964 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $266,000 | 6,461 |
| Total equity capital | $6,391,000 | 6,504 |
| Total bank equity capital | $6,391,000 | 6,504 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $2,371,000 | 1,634 |
| Surplus | $2,679,000 | 4,899 |
| Undivided profits | $1,341,000 | 7,157 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,520,000 | 1,903 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $286,000 | 6,984 |
| Earning assets | $64,867,000 | 5,950 |
| Long-term assets (5+ years) | $1,935,000 | 7,262 |
| Average Assets, year-to-date | $70,532,000 | 5,934 |
| Average Assets, quarterly | $70,532,000 | 5,934 |
| Volatile liabilities | $10,946,000 | 5,477 |
| Insider loans | $289,000 | 6,289 |
| FHLB advances | $6,920,000 | 2,835 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $12,744,000 | 3,847 |
| Tier 1 (core) risk-based capital | $6,308,000 | 6,372 |
| Tier 2 risk-based capital | $680,000 | 4,804 |
| Total risk weighted assets | $54,356,000 | 5,331 |
| Total unused commitments | $12,744,000 | 3,852 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 33 | 4,678 |
| Assets and Liabilities | ||
| Total Assets: | $70,576,000 | 5,957 |
| Cash and due from depository institutions | $1,625,000 | 4,678 |
| Interest-bearing balances | $9,000 | 6,656 |
| Securities | $10,105,000 | 6,582 |
| Federal funds sold & reverse repurchase agreements | $4,825,000 | 2,348 |
| Net loans & leases | $50,282,000 | 5,378 |
| Loan loss allowance | $659,000 | 5,225 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $2,596,000 | 3,516 |
| Other real estate owned | $113,000 | 4,678 |
| Goodwill and other intangibles | $0 | 3,237 |
| All other assets | $1,030,000 | 6,428 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $70,576,000 | 5,957 |
| Total liabilities | $64,372,000 | 5,877 |
| Total deposits | $56,797,000 | 6,059 |
| Interest-bearing deposits | $47,922,000 | 6,056 |
| Deposits held in domestic offices | $56,797,000 | 6,057 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,433 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $7,181,000 | 2,880 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $394,000 | 5,372 |
| Total equity capital | $6,204,000 | 6,553 |
| Total bank equity capital | $6,204,000 | 6,553 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $2,371,000 | 1,643 |
| Surplus | $2,679,000 | 4,882 |
| Undivided profits | $1,154,000 | 7,328 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,137,000 | 2,441 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $237,000 | 7,532 |
| Earning assets | $65,221,000 | 5,903 |
| Long-term assets (5+ years) | $1,991,000 | 7,254 |
| Average Assets, year-to-date | $62,196,400 | 6,232 |
| Average Assets, quarterly | $67,022,500 | 6,086 |
| Volatile liabilities | $10,463,000 | 5,579 |
| Insider loans | $299,000 | 6,296 |
| FHLB advances | $7,181,000 | 2,743 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $11,405,000 | 3,978 |
| Tier 1 (core) risk-based capital | $6,154,000 | 6,422 |
| Tier 2 risk-based capital | $650,000 | 4,945 |
| Total risk weighted assets | $51,987,000 | 5,466 |
| Total unused commitments | $11,405,000 | 3,982 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 34 | 4,610 |
| Assets and Liabilities | ||
| Total Assets: | $63,469,000 | 6,274 |
| Cash and due from depository institutions | $3,918,000 | 4,610 |
| Interest-bearing balances | $9,000 | 6,698 |
| Securities | $2,121,000 | 8,529 |
| Federal funds sold & reverse repurchase agreements | $3,725,000 | 3,204 |
| Net loans & leases | $50,119,000 | 5,399 |
| Loan loss allowance | $642,000 | 5,312 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $2,591,000 | 3,499 |
| Other real estate owned | $15,000 | 4,610 |
| Goodwill and other intangibles | $0 | 3,226 |
| All other assets | $980,000 | 6,623 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $63,469,000 | 6,274 |
| Total liabilities | $57,460,000 | 6,221 |
| Total deposits | $49,084,000 | 6,511 |
| Interest-bearing deposits | $39,764,000 | 6,632 |
| Deposits held in domestic offices | $49,084,000 | 6,510 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,347 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $7,410,000 | 2,802 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $966,000 | 3,278 |
| Total equity capital | $6,009,000 | 6,655 |
| Total bank equity capital | $6,009,000 | 6,655 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $2,371,000 | 1,642 |
| Surplus | $2,679,000 | 4,850 |
| Undivided profits | $959,000 | 7,592 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $547,000 | 4,154 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $233,000 | 7,707 |
| Earning assets | $55,974,000 | 6,392 |
| Long-term assets (5+ years) | $1,689,000 | 7,428 |
| Average Assets, year-to-date | $60,101,500 | 6,372 |
| Average Assets, quarterly | $62,074,000 | 6,321 |
| Volatile liabilities | $10,082,000 | 5,701 |
| Insider loans | $311,000 | 6,263 |
| FHLB advances | $7,410,000 | 2,656 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $14,078,000 | 3,527 |
| Tier 1 (core) risk-based capital | $5,977,000 | 6,531 |
| Tier 2 risk-based capital | $630,000 | 5,025 |
| Total risk weighted assets | $50,427,000 | 5,555 |
| Total unused commitments | $14,078,000 | 3,532 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 33 | 4,723 |
| Assets and Liabilities | ||
| Total Assets: | $60,679,000 | 6,425 |
| Cash and due from depository institutions | $1,867,000 | 4,723 |
| Interest-bearing balances | $9,000 | 6,722 |
| Securities | $2,351,000 | 8,493 |
| Federal funds sold & reverse repurchase agreements | $4,150,000 | 3,350 |
| Net loans & leases | $48,836,000 | 5,441 |
| Loan loss allowance | $588,000 | 5,557 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $2,584,000 | 3,485 |
| Other real estate owned | $15,000 | 4,723 |
| Goodwill and other intangibles | $0 | 3,182 |
| All other assets | $876,000 | 6,806 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $60,679,000 | 6,425 |
| Total liabilities | $54,856,000 | 6,359 |
| Total deposits | $48,156,000 | 6,569 |
| Interest-bearing deposits | $39,518,000 | 6,673 |
| Deposits held in domestic offices | $48,156,000 | 6,568 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,266 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $6,324,000 | 2,964 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $376,000 | 5,898 |
| Total equity capital | $5,823,000 | 6,801 |
| Total bank equity capital | $5,823,000 | 6,801 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $2,371,000 | 1,636 |
| Surplus | $2,679,000 | 4,821 |
| Undivided profits | $773,000 | 7,836 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $215,000 | 5,935 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $231,000 | 7,689 |
| Earning assets | $55,346,000 | 6,428 |
| Long-term assets (5+ years) | $3,145,000 | 6,819 |
| Average Assets, year-to-date | $58,979,000 | 6,457 |
| Average Assets, quarterly | $59,555,000 | 6,450 |
| Volatile liabilities | $10,946,000 | 5,447 |
| Insider loans | $302,000 | 6,295 |
| FHLB advances | $6,324,000 | 2,800 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $13,979,000 | 3,497 |
| Tier 1 (core) risk-based capital | $5,770,000 | 6,611 |
| Tier 2 risk-based capital | $588,000 | 5,205 |
| Total risk weighted assets | $48,385,000 | 5,668 |
| Total unused commitments | $13,979,000 | 3,508 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 32 | 4,788 |
| Assets and Liabilities | ||
| Total Assets: | $58,431,000 | 6,516 |
| Cash and due from depository institutions | $1,559,000 | 4,788 |
| Interest-bearing balances | $39,000 | 6,027 |
| Securities | $2,566,000 | 8,499 |
| Federal funds sold & reverse repurchase agreements | $4,225,000 | 3,589 |
| Net loans & leases | $46,560,000 | 5,515 |
| Loan loss allowance | $557,000 | 5,663 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $2,566,000 | 3,469 |
| Other real estate owned | $43,000 | 4,788 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $912,000 | 6,701 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $58,431,000 | 6,516 |
| Total liabilities | $52,810,000 | 6,450 |
| Total deposits | $46,359,000 | 6,664 |
| Interest-bearing deposits | $38,088,000 | 6,778 |
| Deposits held in domestic offices | $46,359,000 | 6,663 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,057 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $6,160,000 | 2,895 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $291,000 | 6,619 |
| Total equity capital | $5,621,000 | 6,852 |
| Total bank equity capital | $5,621,000 | 6,852 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $2,371,000 | 1,647 |
| Surplus | $2,679,000 | 4,793 |
| Undivided profits | $571,000 | 8,021 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $124,000 | 6,657 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $200,000 | 8,032 |
| Earning assets | $53,390,000 | 6,508 |
| Long-term assets (5+ years) | $3,293,000 | 6,716 |
| Average Assets, year-to-date | $58,129,000 | 6,501 |
| Average Assets, quarterly | $58,129,000 | 6,501 |
| Volatile liabilities | $11,684,000 | 5,247 |
| Insider loans | $298,000 | 6,331 |
| FHLB advances | $6,160,000 | 2,738 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $12,100,000 | 3,747 |
| Tier 1 (core) risk-based capital | $5,575,000 | 6,675 |
| Tier 2 risk-based capital | $557,000 | 5,312 |
| Total risk weighted assets | $45,927,000 | 5,770 |
| Total unused commitments | $12,100,000 | 3,760 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 32 | 4,795 |
| Assets and Liabilities | ||
| Total Assets: | $57,827,000 | 6,526 |
| Cash and due from depository institutions | $2,019,000 | 4,795 |
| Interest-bearing balances | $4,000 | 6,833 |
| Securities | $3,196,000 | 8,370 |
| Federal funds sold & reverse repurchase agreements | $4,125,000 | 3,215 |
| Net loans & leases | $44,945,000 | 5,621 |
| Loan loss allowance | $490,000 | 6,026 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $2,598,000 | 3,398 |
| Other real estate owned | $43,000 | 4,795 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $901,000 | 6,801 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $57,827,000 | 6,526 |
| Total liabilities | $52,347,000 | 6,462 |
| Total deposits | $45,885,000 | 6,668 |
| Interest-bearing deposits | $37,726,000 | 6,761 |
| Deposits held in domestic offices | $45,885,000 | 6,665 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,222 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $6,206,000 | 2,912 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $256,000 | 7,012 |
| Total equity capital | $5,480,000 | 6,919 |
| Total bank equity capital | $5,480,000 | 6,919 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $2,371,000 | 1,640 |
| Surplus | $2,679,000 | 4,746 |
| Undivided profits | $430,000 | 8,222 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $314,000 | 5,103 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $211,000 | 8,016 |
| Earning assets | $52,270,000 | 6,556 |
| Long-term assets (5+ years) | $3,604,000 | 6,564 |
| Average Assets, year-to-date | $53,690,200 | 6,611 |
| Average Assets, quarterly | $56,502,000 | 6,558 |
| Volatile liabilities | $11,110,000 | 5,405 |
| Insider loans | $328,000 | 6,181 |
| FHLB advances | $6,206,000 | 2,736 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $9,762,000 | 4,125 |
| Tier 1 (core) risk-based capital | $5,428,000 | 6,740 |
| Tier 2 risk-based capital | $490,000 | 5,698 |
| Total risk weighted assets | $44,504,000 | 5,854 |
| Total unused commitments | $9,762,000 | 4,129 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 26 | 5,528 |
| Assets and Liabilities | ||
| Total Assets: | $49,827,000 | 6,931 |
| Cash and due from depository institutions | $2,810,000 | 5,528 |
| Interest-bearing balances | $1,788,000 | 2,406 |
| Securities | $3,213,000 | 8,510 |
| Federal funds sold & reverse repurchase agreements | $1,760,000 | 5,036 |
| Net loans & leases | $38,556,000 | 6,075 |
| Loan loss allowance | $406,000 | 6,514 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $2,596,000 | 3,352 |
| Other real estate owned | $54,000 | 5,528 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $838,000 | 7,093 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $49,827,000 | 6,931 |
| Total liabilities | $44,870,000 | 6,888 |
| Total deposits | $40,030,000 | 7,070 |
| Interest-bearing deposits | $33,751,000 | 7,091 |
| Deposits held in domestic offices | $40,030,000 | 7,068 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,416 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $4,524,000 | 3,197 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $316,000 | 6,730 |
| Total equity capital | $4,957,000 | 7,129 |
| Total bank equity capital | $4,957,000 | 7,129 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $2,371,000 | 1,645 |
| Surplus | $2,679,000 | 4,678 |
| Undivided profits | $-93,000 | 8,815 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $153,000 | 6,384 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $234,000 | 8,127 |
| Earning assets | $45,317,000 | 6,930 |
| Long-term assets (5+ years) | $2,436,000 | 7,142 |
| Average Assets, year-to-date | $45,131,000 | 7,057 |
| Average Assets, quarterly | $49,181,000 | 6,932 |
| Volatile liabilities | $10,174,000 | 5,583 |
| Insider loans | $759,000 | 4,515 |
| FHLB advances | $4,524,000 | 3,010 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $14,284,000 | 3,130 |
| Tier 1 (core) risk-based capital | $4,960,000 | 6,991 |
| Tier 2 risk-based capital | $406,000 | 6,185 |
| Total risk weighted assets | $38,991,000 | 6,223 |
| Total unused commitments | $14,284,000 | 3,137 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 20 | 6,531 |
| Assets and Liabilities | ||
| Total Assets: | $40,373,000 | 7,558 |
| Cash and due from depository institutions | $3,235,000 | 6,531 |
| Interest-bearing balances | $2,209,000 | 1,582 |
| Securities | $1,513,000 | 9,402 |
| Federal funds sold & reverse repurchase agreements | $5,397,000 | 2,205 |
| Net loans & leases | $28,839,000 | 6,912 |
| Loan loss allowance | $305,000 | 7,274 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $913,000 | 6,190 |
| Other real estate owned | $60,000 | 6,531 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $416,000 | 8,553 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $40,373,000 | 7,558 |
| Total liabilities | $36,769,000 | 7,466 |
| Total deposits | $34,150,000 | 7,499 |
| Interest-bearing deposits | $29,423,000 | 7,466 |
| Deposits held in domestic offices | $34,150,000 | 7,498 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,755 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $2,414,000 | 3,794 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $205,000 | 8,255 |
| Total equity capital | $3,604,000 | 8,132 |
| Total bank equity capital | $3,604,000 | 8,132 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $1,850,000 | 2,050 |
| Surplus | $1,950,000 | 5,572 |
| Undivided profits | $-196,000 | 9,164 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $49,000 | 7,530 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $161,000 | 8,408 |
| Earning assets | $37,958,000 | 7,473 |
| Long-term assets (5+ years) | $3,050,000 | 6,829 |
| Average Assets, year-to-date | $36,431,800 | 7,694 |
| Average Assets, quarterly | $38,479,500 | 7,658 |
| Volatile liabilities | $7,410,000 | 6,474 |
| Insider loans | $201,000 | 7,117 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $5,719,000 | 5,089 |
| Tier 1 (core) risk-based capital | $3,628,000 | 8,043 |
| Tier 2 risk-based capital | $305,000 | 6,988 |
| Total risk weighted assets | $29,003,300 | 7,069 |
| Total unused commitments | $5,719,000 | 5,093 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 16 | 7,472 |
| Assets and Liabilities | ||
| Total Assets: | $31,363,000 | 8,414 |
| Cash and due from depository institutions | $3,025,000 | 7,472 |
| Interest-bearing balances | $2,298,000 | 1,556 |
| Securities | $1,503,000 | 9,756 |
| Federal funds sold & reverse repurchase agreements | $1,409,000 | 4,362 |
| Net loans & leases | $24,226,000 | 7,428 |
| Loan loss allowance | $272,000 | 7,668 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $748,000 | 6,799 |
| Other real estate owned | $0 | 7,472 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $452,000 | 8,484 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $31,363,000 | 8,414 |
| Total liabilities | $27,989,000 | 8,365 |
| Total deposits | $26,749,000 | 8,343 |
| Interest-bearing deposits | $23,189,000 | 8,269 |
| Deposits held in domestic offices | $26,749,000 | 8,341 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,093 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $1,040,000 | 4,478 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $200,000 | 8,074 |
| Total equity capital | $3,374,000 | 8,352 |
| Total bank equity capital | $3,374,000 | 8,352 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $1,850,000 | 2,076 |
| Surplus | $1,950,000 | 5,618 |
| Undivided profits | $-426,000 | 9,557 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $110,000 | 6,734 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $103,000 | 9,108 |
| Earning assets | $29,436,000 | 8,299 |
| Long-term assets (5+ years) | $2,519,000 | 7,401 |
| Average Assets, year-to-date | $21,041,600 | 9,179 |
| Average Assets, quarterly | $28,924,000 | 8,570 |
| Volatile liabilities | $9,005,000 | 5,703 |
| Insider loans | $236,000 | 6,917 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $5,776,000 | 5,102 |
| Tier 1 (core) risk-based capital | $3,447,000 | 8,323 |
| Tier 2 risk-based capital | $272,000 | 7,336 |
| Total risk weighted assets | $24,448,100 | 7,622 |
| Total unused commitments | $5,776,000 | 5,104 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 11 | 8,764 |
| Assets and Liabilities | ||
| Total Assets: | $11,691,000 | 10,155 |
| Cash and due from depository institutions | $382,000 | 8,764 |
| Interest-bearing balances | $1,000 | 6,667 |
| Securities | $2,164,000 | 9,740 |
| Federal funds sold & reverse repurchase agreements | $1,300,000 | 6,627 |
| Net loans & leases | $6,788,000 | 9,905 |
| Loan loss allowance | $60,000 | 10,009 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $782,000 | 6,641 |
| Other real estate owned | $0 | 8,764 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $275,000 | 9,504 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $11,691,000 | 10,155 |
| Total liabilities | $8,128,000 | 10,236 |
| Total deposits | $8,068,000 | 10,200 |
| Interest-bearing deposits | $5,816,000 | 10,206 |
| Deposits held in domestic offices | $8,068,000 | 10,200 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,274 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $60,000 | 10,140 |
| Total equity capital | $3,563,000 | 8,306 |
| Total bank equity capital | $3,563,000 | 8,306 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $1,850,000 | 2,032 |
| Surplus | $1,950,000 | 5,535 |
| Undivided profits | $-237,000 | 9,932 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 9,467 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $32,000 | 10,101 |
| Earning assets | $10,253,000 | 10,150 |
| Long-term assets (5+ years) | $1,838,000 | 7,834 |
| Average Assets, year-to-date | $8,568,000 | 10,301 |
| Average Assets, quarterly | $10,134,500 | 10,224 |
| Volatile liabilities | $2,508,000 | 8,633 |
| Insider loans | $0 | 9,309 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $3,507,000 | 6,206 |
| Tier 1 (core) risk-based capital | $3,459,000 | 8,301 |
| Tier 2 risk-based capital | $60,000 | 9,951 |
| Total risk weighted assets | $7,902,300 | 9,949 |
| Total unused commitments | $3,507,000 | 6,210 |
| Derivatives | $0 | 527 |