Home > United Community Bank > Income and Expense
United Community Bank, Income and Expense
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $8,945,000 | 1,567 |
| Total interest expense | $1,315,000 | 1,438 |
| Net interest income | $7,630,000 | 1,569 |
| Provision for loan and lease losses | $66,000 | 2,521 |
| Total noninterest income | $2,285,000 | 1,157 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $749,000 | 810 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,536,000 | 1,139 |
| Total noninterest expense | $7,058,000 | 1,434 |
| Salaries and employee benefits | $4,532,000 | 1,279 |
| Premises and equipment expense | $507,000 | 2,055 |
| Additional noninterest expense | $2,019,000 | 1,493 |
| Pre-tax net operating income | $2,791,000 | 1,594 |
| Securities gains (losses) | $0 | 961 |
| Applicable income taxes | $470,000 | 1,466 |
| Income before extraordinary items | $2,321,000 | 1,677 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $2,321,000 | 1,676 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $2,321,000 | 1,676 |
| Net charge-offs | $325,000 | 687 |
| Cash dividends | $1,289,000 | 1,097 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $2,321,000 | 1,660 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $4,441,000 | 1,560 |
| Total interest expense | $585,000 | 1,517 |
| Net interest income | $3,856,000 | 1,548 |
| Provision for loan and lease losses | $7,000 | 3,246 |
| Total noninterest income | $1,079,000 | 1,206 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $373,000 | 820 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $706,000 | 1,197 |
| Total noninterest expense | $3,515,000 | 1,453 |
| Salaries and employee benefits | $2,288,000 | 1,280 |
| Premises and equipment expense | $254,000 | 2,096 |
| Additional noninterest expense | $973,000 | 1,542 |
| Pre-tax net operating income | $1,413,000 | 1,554 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $255,000 | 1,351 |
| Income before extraordinary items | $1,158,000 | 1,630 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $1,158,000 | 1,630 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $1,158,000 | 1,630 |
| Net charge-offs | $386,000 | 360 |
| Cash dividends | $421,000 | 1,331 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $1,158,000 | 1,615 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $17,058,000 | 1,572 |
| Total interest expense | $2,376,000 | 1,339 |
| Net interest income | $14,682,000 | 1,595 |
| Provision for loan and lease losses | $45,000 | 3,621 |
| Total noninterest income | $4,338,000 | 1,216 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $1,599,000 | 778 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,739,000 | 1,244 |
| Total noninterest expense | $13,842,000 | 1,449 |
| Salaries and employee benefits | $8,303,000 | 1,364 |
| Premises and equipment expense | $1,184,000 | 1,866 |
| Additional noninterest expense | $4,355,000 | 1,408 |
| Pre-tax net operating income | $5,133,000 | 1,673 |
| Securities gains (losses) | $9,000 | 1,639 |
| Applicable income taxes | $1,709,000 | 1,424 |
| Income before extraordinary items | $3,433,000 | 1,833 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $3,433,000 | 1,833 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $3,433,000 | 1,834 |
| Net charge-offs | $454,000 | 1,157 |
| Cash dividends | $2,789,000 | 1,093 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $3,426,970 | 1,813 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $12,692,000 | 1,583 |
| Total interest expense | $1,783,000 | 1,324 |
| Net interest income | $10,909,000 | 1,606 |
| Provision for loan and lease losses | $36,000 | 3,464 |
| Total noninterest income | $3,224,000 | 1,250 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $1,155,000 | 808 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,069,000 | 1,245 |
| Total noninterest expense | $10,468,000 | 1,433 |
| Salaries and employee benefits | $6,175,000 | 1,380 |
| Premises and equipment expense | $934,000 | 1,804 |
| Additional noninterest expense | $3,359,000 | 1,368 |
| Pre-tax net operating income | $3,629,000 | 1,783 |
| Securities gains (losses) | $9,000 | 1,660 |
| Applicable income taxes | $766,000 | 1,707 |
| Income before extraordinary items | $2,872,000 | 1,785 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $2,872,000 | 1,784 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $2,872,000 | 1,785 |
| Net charge-offs | $344,000 | 1,037 |
| Cash dividends | $2,140,000 | 994 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $2,864,890 | 1,764 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $8,318,000 | 1,585 |
| Total interest expense | $1,118,000 | 1,357 |
| Net interest income | $7,200,000 | 1,611 |
| Provision for loan and lease losses | $22,000 | 3,371 |
| Total noninterest income | $2,157,000 | 1,246 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $755,000 | 814 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,402,000 | 1,240 |
| Total noninterest expense | $6,747,000 | 1,490 |
| Salaries and employee benefits | $4,006,000 | 1,415 |
| Premises and equipment expense | $647,000 | 1,749 |
| Additional noninterest expense | $2,094,000 | 1,450 |
| Pre-tax net operating income | $2,588,000 | 1,655 |
| Securities gains (losses) | $0 | 1,906 |
| Applicable income taxes | $582,000 | 1,561 |
| Income before extraordinary items | $2,006,000 | 1,701 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $2,006,000 | 1,700 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $2,006,000 | 1,701 |
| Net charge-offs | $311,000 | 814 |
| Cash dividends | $1,383,000 | 1,021 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $2,006,000 | 1,684 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $4,097,000 | 1,596 |
| Total interest expense | $546,000 | 1,362 |
| Net interest income | $3,551,000 | 1,620 |
| Provision for loan and lease losses | $10,000 | 3,145 |
| Total noninterest income | $1,010,000 | 1,298 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $366,000 | 832 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $644,000 | 1,296 |
| Total noninterest expense | $3,299,000 | 1,520 |
| Salaries and employee benefits | $2,094,000 | 1,368 |
| Premises and equipment expense | $244,000 | 2,192 |
| Additional noninterest expense | $961,000 | 1,565 |
| Pre-tax net operating income | $1,252,000 | 1,661 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $255,000 | 1,648 |
| Income before extraordinary items | $997,000 | 1,678 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $997,000 | 1,678 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $997,000 | 1,678 |
| Net charge-offs | $270,000 | 496 |
| Cash dividends | $635,000 | 1,026 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $997,000 | 1,663 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $15,817,000 | 1,597 |
| Total interest expense | $2,328,000 | 1,247 |
| Net interest income | $13,489,000 | 1,663 |
| Provision for loan and lease losses | $130,000 | 2,854 |
| Total noninterest income | $4,551,000 | 1,236 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $1,552,000 | 810 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $2,999,000 | 1,210 |
| Total noninterest expense | $13,773,000 | 1,428 |
| Salaries and employee benefits | $8,368,000 | 1,326 |
| Premises and equipment expense | $1,127,000 | 1,969 |
| Additional noninterest expense | $4,278,000 | 1,434 |
| Pre-tax net operating income | $4,137,000 | 1,893 |
| Securities gains (losses) | $165,000 | 983 |
| Applicable income taxes | $848,000 | 1,794 |
| Income before extraordinary items | $3,454,000 | 1,870 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $3,454,000 | 1,869 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $3,454,000 | 1,869 |
| Net charge-offs | $343,000 | 1,408 |
| Cash dividends | $2,321,000 | 1,254 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $3,322,000 | 1,886 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $11,857,000 | 1,603 |
| Total interest expense | $1,758,000 | 1,236 |
| Net interest income | $10,099,000 | 1,670 |
| Provision for loan and lease losses | $115,000 | 2,600 |
| Total noninterest income | $3,291,000 | 1,251 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $1,134,000 | 825 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $2,157,000 | 1,243 |
| Total noninterest expense | $10,307,000 | 1,426 |
| Salaries and employee benefits | $6,119,000 | 1,350 |
| Premises and equipment expense | $873,000 | 1,916 |
| Additional noninterest expense | $3,315,000 | 1,400 |
| Pre-tax net operating income | $2,968,000 | 1,981 |
| Securities gains (losses) | $165,000 | 912 |
| Applicable income taxes | $526,000 | 2,016 |
| Income before extraordinary items | $2,607,000 | 1,885 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,607,000 | 1,885 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $2,607,000 | 1,885 |
| Net charge-offs | $418,000 | 905 |
| Cash dividends | $1,719,000 | 1,183 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $2,470,050 | 1,914 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $7,904,000 | 1,608 |
| Total interest expense | $1,115,000 | 1,275 |
| Net interest income | $6,789,000 | 1,655 |
| Provision for loan and lease losses | $97,000 | 2,352 |
| Total noninterest income | $2,077,000 | 1,277 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $721,000 | 860 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,356,000 | 1,270 |
| Total noninterest expense | $6,703,000 | 1,474 |
| Salaries and employee benefits | $3,993,000 | 1,380 |
| Premises and equipment expense | $606,000 | 1,861 |
| Additional noninterest expense | $2,104,000 | 1,470 |
| Pre-tax net operating income | $2,066,000 | 1,890 |
| Securities gains (losses) | $86,000 | 1,061 |
| Applicable income taxes | $348,000 | 2,000 |
| Income before extraordinary items | $1,804,000 | 1,812 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,804,000 | 1,811 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,804,000 | 1,811 |
| Net charge-offs | $8,000 | 3,171 |
| Cash dividends | $1,087,000 | 1,237 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $1,731,760 | 1,825 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $3,921,000 | 1,619 |
| Total interest expense | $550,000 | 1,287 |
| Net interest income | $3,371,000 | 1,668 |
| Provision for loan and lease losses | $52,000 | 2,112 |
| Total noninterest income | $1,021,000 | 1,286 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $336,000 | 913 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $685,000 | 1,237 |
| Total noninterest expense | $3,172,000 | 1,542 |
| Salaries and employee benefits | $1,921,000 | 1,425 |
| Premises and equipment expense | $295,000 | 1,899 |
| Additional noninterest expense | $956,000 | 1,585 |
| Pre-tax net operating income | $1,168,000 | 1,724 |
| Securities gains (losses) | $64,000 | 712 |
| Applicable income taxes | $271,000 | 1,574 |
| Income before extraordinary items | $961,000 | 1,680 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $961,000 | 1,681 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $961,000 | 1,681 |
| Net charge-offs | $-172,000 | 5,967 |
| Cash dividends | $366,000 | 1,451 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $911,080 | 1,720 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $15,613,000 | 1,581 |
| Total interest expense | $2,347,000 | 1,187 |
| Net interest income | $13,266,000 | 1,653 |
| Provision for loan and lease losses | $-303,000 | 5,878 |
| Total noninterest income | $4,126,000 | 1,272 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $1,361,000 | 933 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $2,765,000 | 1,226 |
| Total noninterest expense | $13,542,000 | 1,438 |
| Salaries and employee benefits | $8,257,000 | 1,313 |
| Premises and equipment expense | $1,076,000 | 2,060 |
| Additional noninterest expense | $4,209,000 | 1,458 |
| Pre-tax net operating income | $4,153,000 | 1,811 |
| Securities gains (losses) | $-319,000 | 6,130 |
| Applicable income taxes | $594,000 | 2,076 |
| Income before extraordinary items | $3,240,000 | 1,921 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $3,240,000 | 1,922 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $3,240,000 | 1,923 |
| Net charge-offs | $-19,000 | 5,321 |
| Cash dividends | $7,191,000 | 488 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $3,511,150 | 1,759 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $11,711,000 | 1,594 |
| Total interest expense | $1,796,000 | 1,176 |
| Net interest income | $9,915,000 | 1,671 |
| Provision for loan and lease losses | $-348,000 | 6,046 |
| Total noninterest income | $2,851,000 | 1,365 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $992,000 | 960 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,859,000 | 1,329 |
| Total noninterest expense | $10,152,000 | 1,439 |
| Salaries and employee benefits | $6,198,000 | 1,325 |
| Premises and equipment expense | $815,000 | 2,073 |
| Additional noninterest expense | $3,139,000 | 1,475 |
| Pre-tax net operating income | $2,962,000 | 1,922 |
| Securities gains (losses) | $-372,000 | 6,229 |
| Applicable income taxes | $395,000 | 2,222 |
| Income before extraordinary items | $2,195,000 | 2,113 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,195,000 | 2,114 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $2,195,000 | 2,114 |
| Net charge-offs | $-419,000 | 6,080 |
| Cash dividends | $4,191,000 | 552 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $2,511,200 | 1,847 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $7,731,000 | 1,615 |
| Total interest expense | $1,167,000 | 1,212 |
| Net interest income | $6,564,000 | 1,691 |
| Provision for loan and lease losses | $-393,000 | 6,174 |
| Total noninterest income | $1,817,000 | 1,415 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $617,000 | 995 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,200,000 | 1,377 |
| Total noninterest expense | $6,597,000 | 1,492 |
| Salaries and employee benefits | $4,105,000 | 1,332 |
| Premises and equipment expense | $556,000 | 2,035 |
| Additional noninterest expense | $1,936,000 | 1,582 |
| Pre-tax net operating income | $2,177,000 | 1,776 |
| Securities gains (losses) | $-379,000 | 6,311 |
| Applicable income taxes | $324,000 | 2,056 |
| Income before extraordinary items | $1,474,000 | 2,083 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,474,000 | 2,085 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $1,474,000 | 2,085 |
| Net charge-offs | $-437,000 | 6,196 |
| Cash dividends | $3,938,000 | 415 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $1,784,780 | 1,732 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $3,817,000 | 1,632 |
| Total interest expense | $582,000 | 1,212 |
| Net interest income | $3,235,000 | 1,704 |
| Provision for loan and lease losses | $-288,000 | 6,284 |
| Total noninterest income | $898,000 | 1,386 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $282,000 | 1,073 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $616,000 | 1,303 |
| Total noninterest expense | $3,230,000 | 1,512 |
| Salaries and employee benefits | $1,997,000 | 1,378 |
| Premises and equipment expense | $294,000 | 1,968 |
| Additional noninterest expense | $939,000 | 1,608 |
| Pre-tax net operating income | $1,191,000 | 1,607 |
| Securities gains (losses) | $-256,000 | 6,396 |
| Applicable income taxes | $184,000 | 1,907 |
| Income before extraordinary items | $751,000 | 2,017 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $751,000 | 2,018 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $751,000 | 2,018 |
| Net charge-offs | $-298,000 | 6,292 |
| Cash dividends | $425,000 | 1,248 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $955,800 | 1,604 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $15,085,000 | 1,661 |
| Total interest expense | $2,665,000 | 1,113 |
| Net interest income | $12,420,000 | 1,764 |
| Provision for loan and lease losses | $280,000 | 2,085 |
| Total noninterest income | $3,397,000 | 1,428 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $1,232,000 | 1,070 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $2,165,000 | 1,375 |
| Total noninterest expense | $12,778,000 | 1,490 |
| Salaries and employee benefits | $7,145,000 | 1,461 |
| Premises and equipment expense | $1,248,000 | 1,855 |
| Additional noninterest expense | $4,385,000 | 1,450 |
| Pre-tax net operating income | $2,759,000 | 2,407 |
| Securities gains (losses) | $-53,000 | 6,266 |
| Applicable income taxes | $427,000 | 2,357 |
| Income before extraordinary items | $2,279,000 | 2,458 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $2,279,000 | 2,458 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $2,279,000 | 2,458 |
| Net charge-offs | $691,000 | 1,172 |
| Cash dividends | $2,868,000 | 962 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $2,323,520 | 2,392 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $11,249,000 | 1,679 |
| Total interest expense | $2,047,000 | 1,098 |
| Net interest income | $9,202,000 | 1,792 |
| Provision for loan and lease losses | $244,000 | 1,849 |
| Total noninterest income | $2,431,000 | 1,477 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $875,000 | 1,144 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $1,556,000 | 1,414 |
| Total noninterest expense | $9,488,000 | 1,513 |
| Salaries and employee benefits | $5,275,000 | 1,485 |
| Premises and equipment expense | $974,000 | 1,800 |
| Additional noninterest expense | $3,239,000 | 1,468 |
| Pre-tax net operating income | $1,901,000 | 2,609 |
| Securities gains (losses) | $-21,000 | 6,257 |
| Applicable income taxes | $316,000 | 2,410 |
| Income before extraordinary items | $1,564,000 | 2,658 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,564,000 | 2,658 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,564,000 | 2,658 |
| Net charge-offs | $171,000 | 2,167 |
| Cash dividends | $868,000 | 1,663 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $1,581,430 | 2,588 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $7,480,000 | 1,667 |
| Total interest expense | $1,337,000 | 1,122 |
| Net interest income | $6,143,000 | 1,780 |
| Provision for loan and lease losses | $235,000 | 1,513 |
| Total noninterest income | $1,556,000 | 1,520 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $566,000 | 1,145 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $990,000 | 1,456 |
| Total noninterest expense | $6,174,000 | 1,545 |
| Salaries and employee benefits | $3,503,000 | 1,491 |
| Premises and equipment expense | $643,000 | 1,835 |
| Additional noninterest expense | $2,028,000 | 1,547 |
| Pre-tax net operating income | $1,290,000 | 2,511 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $225,000 | 2,301 |
| Income before extraordinary items | $1,065,000 | 2,529 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,065,000 | 2,532 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $1,065,000 | 2,533 |
| Net charge-offs | $267,000 | 1,350 |
| Cash dividends | $728,000 | 1,453 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $1,065,000 | 2,487 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $3,774,000 | 1,648 |
| Total interest expense | $655,000 | 1,146 |
| Net interest income | $3,119,000 | 1,749 |
| Provision for loan and lease losses | $75,000 | 1,807 |
| Total noninterest income | $852,000 | 1,389 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $259,000 | 1,232 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $593,000 | 1,255 |
| Total noninterest expense | $3,033,000 | 1,589 |
| Salaries and employee benefits | $1,764,000 | 1,489 |
| Premises and equipment expense | $312,000 | 1,913 |
| Additional noninterest expense | $957,000 | 1,610 |
| Pre-tax net operating income | $863,000 | 1,985 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $200,000 | 1,713 |
| Income before extraordinary items | $663,000 | 2,094 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $663,000 | 2,096 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $663,000 | 2,096 |
| Net charge-offs | $-25,000 | 6,111 |
| Cash dividends | $495,000 | 1,050 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $663,000 | 2,054 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $15,205,000 | 1,644 |
| Total interest expense | $3,005,000 | 1,125 |
| Net interest income | $12,200,000 | 1,769 |
| Provision for loan and lease losses | $-908,000 | 6,663 |
| Total noninterest income | $3,590,000 | 1,418 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $1,145,000 | 1,190 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $2,445,000 | 1,312 |
| Total noninterest expense | $13,141,000 | 1,484 |
| Salaries and employee benefits | $7,278,000 | 1,433 |
| Premises and equipment expense | $1,209,000 | 1,896 |
| Additional noninterest expense | $4,654,000 | 1,431 |
| Pre-tax net operating income | $3,557,000 | 1,884 |
| Securities gains (losses) | $371,000 | 588 |
| Applicable income taxes | $1,058,000 | 1,417 |
| Income before extraordinary items | $2,870,000 | 1,961 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,870,000 | 1,964 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $2,870,000 | 1,964 |
| Net charge-offs | $-569,000 | 6,747 |
| Cash dividends | $509,000 | 2,727 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $2,599,170 | 2,081 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $11,409,000 | 1,649 |
| Total interest expense | $2,327,000 | 1,122 |
| Net interest income | $9,082,000 | 1,777 |
| Provision for loan and lease losses | $-983,000 | 6,780 |
| Total noninterest income | $2,616,000 | 1,483 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $841,000 | 1,218 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,775,000 | 1,379 |
| Total noninterest expense | $9,954,000 | 1,477 |
| Salaries and employee benefits | $5,500,000 | 1,433 |
| Premises and equipment expense | $925,000 | 1,878 |
| Additional noninterest expense | $3,529,000 | 1,410 |
| Pre-tax net operating income | $2,727,000 | 1,904 |
| Securities gains (losses) | $371,000 | 539 |
| Applicable income taxes | $845,000 | 1,397 |
| Income before extraordinary items | $2,253,000 | 1,933 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $2,253,000 | 1,940 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $2,253,000 | 1,939 |
| Net charge-offs | $-751,000 | 6,844 |
| Cash dividends | $509,000 | 2,077 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,982,170 | 2,087 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $7,617,000 | 1,649 |
| Total interest expense | $1,539,000 | 1,168 |
| Net interest income | $6,078,000 | 1,764 |
| Provision for loan and lease losses | $-541,000 | 6,819 |
| Total noninterest income | $1,609,000 | 1,567 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $532,000 | 1,263 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,077,000 | 1,502 |
| Total noninterest expense | $6,616,000 | 1,485 |
| Salaries and employee benefits | $3,737,000 | 1,407 |
| Premises and equipment expense | $629,000 | 1,851 |
| Additional noninterest expense | $2,250,000 | 1,452 |
| Pre-tax net operating income | $1,612,000 | 2,082 |
| Securities gains (losses) | $371,000 | 475 |
| Applicable income taxes | $528,000 | 1,460 |
| Income before extraordinary items | $1,455,000 | 1,966 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,455,000 | 1,972 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,455,000 | 1,972 |
| Net charge-offs | $-274,000 | 6,840 |
| Cash dividends | $157,000 | 2,713 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $1,184,170 | 2,231 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $3,872,000 | 1,636 |
| Total interest expense | $787,000 | 1,180 |
| Net interest income | $3,085,000 | 1,742 |
| Provision for loan and lease losses | $110,000 | 1,955 |
| Total noninterest income | $627,000 | 1,904 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $250,000 | 1,333 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $377,000 | 1,930 |
| Total noninterest expense | $3,309,000 | 1,497 |
| Salaries and employee benefits | $1,827,000 | 1,457 |
| Premises and equipment expense | $334,000 | 1,785 |
| Additional noninterest expense | $1,148,000 | 1,420 |
| Pre-tax net operating income | $293,000 | 3,843 |
| Securities gains (losses) | $290,000 | 336 |
| Applicable income taxes | $133,000 | 2,126 |
| Income before extraordinary items | $450,000 | 2,797 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $450,000 | 2,800 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $450,000 | 2,799 |
| Net charge-offs | $86,000 | 2,012 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $226,700 | 3,968 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $17,230,000 | 1,539 |
| Total interest expense | $4,106,000 | 1,094 |
| Net interest income | $13,124,000 | 1,689 |
| Provision for loan and lease losses | $2,558,000 | 877 |
| Total noninterest income | $3,616,000 | 1,427 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $1,251,000 | 1,139 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $2,365,000 | 1,393 |
| Total noninterest expense | $12,362,000 | 1,573 |
| Salaries and employee benefits | $6,851,000 | 1,489 |
| Premises and equipment expense | $1,354,000 | 1,742 |
| Additional noninterest expense | $4,157,000 | 1,624 |
| Pre-tax net operating income | $1,820,000 | 2,998 |
| Securities gains (losses) | $1,164,000 | 443 |
| Applicable income taxes | $847,000 | 1,633 |
| Income before extraordinary items | $2,137,000 | 2,465 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,137,000 | 2,465 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $2,137,000 | 2,466 |
| Net charge-offs | $2,442,000 | 993 |
| Cash dividends | $2,000,000 | 1,202 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $1,298,920 | 3,249 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $13,108,000 | 1,551 |
| Total interest expense | $3,183,000 | 1,109 |
| Net interest income | $9,925,000 | 1,685 |
| Provision for loan and lease losses | $2,333,000 | 752 |
| Total noninterest income | $2,697,000 | 1,415 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $924,000 | 1,156 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,773,000 | 1,384 |
| Total noninterest expense | $9,218,000 | 1,590 |
| Salaries and employee benefits | $5,100,000 | 1,488 |
| Premises and equipment expense | $991,000 | 1,801 |
| Additional noninterest expense | $3,127,000 | 1,606 |
| Pre-tax net operating income | $1,071,000 | 3,513 |
| Securities gains (losses) | $901,000 | 450 |
| Applicable income taxes | $547,000 | 1,847 |
| Income before extraordinary items | $1,425,000 | 2,735 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,425,000 | 2,736 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,425,000 | 2,735 |
| Net charge-offs | $2,244,000 | 850 |
| Cash dividends | $2,000,000 | 766 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $776,280 | 3,741 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $8,842,000 | 1,545 |
| Total interest expense | $2,146,000 | 1,144 |
| Net interest income | $6,696,000 | 1,651 |
| Provision for loan and lease losses | $2,083,000 | 623 |
| Total noninterest income | $1,690,000 | 1,484 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $592,000 | 1,192 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,098,000 | 1,428 |
| Total noninterest expense | $5,952,000 | 1,630 |
| Salaries and employee benefits | $3,326,000 | 1,518 |
| Premises and equipment expense | $663,000 | 1,792 |
| Additional noninterest expense | $1,963,000 | 1,701 |
| Pre-tax net operating income | $351,000 | 4,635 |
| Securities gains (losses) | $901,000 | 311 |
| Applicable income taxes | $382,000 | 1,777 |
| Income before extraordinary items | $870,000 | 2,864 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $870,000 | 2,865 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $870,000 | 2,865 |
| Net charge-offs | $2,063,000 | 674 |
| Cash dividends | $2,000,000 | 523 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $248,310 | 4,875 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $4,270,000 | 1,616 |
| Total interest expense | $1,057,000 | 1,208 |
| Net interest income | $3,213,000 | 1,735 |
| Provision for loan and lease losses | $333,000 | 1,396 |
| Total noninterest income | $922,000 | 1,396 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $288,000 | 1,225 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $634,000 | 1,272 |
| Total noninterest expense | $2,951,000 | 1,634 |
| Salaries and employee benefits | $1,739,000 | 1,472 |
| Premises and equipment expense | $317,000 | 1,879 |
| Additional noninterest expense | $895,000 | 1,851 |
| Pre-tax net operating income | $851,000 | 1,935 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $342,000 | 1,193 |
| Income before extraordinary items | $509,000 | 2,557 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $509,000 | 2,559 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $509,000 | 2,560 |
| Net charge-offs | $412,000 | 1,228 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $509,000 | 2,441 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $19,281,000 | 1,475 |
| Total interest expense | $4,920,000 | 1,226 |
| Net interest income | $14,361,000 | 1,550 |
| Provision for loan and lease losses | $6,302,000 | 656 |
| Total noninterest income | $3,131,000 | 1,451 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $91,000 | 5,646 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $3,040,000 | 1,029 |
| Total noninterest expense | $11,900,000 | 1,647 |
| Salaries and employee benefits | $6,723,000 | 1,469 |
| Premises and equipment expense | $2,359,000 | 1,050 |
| Additional noninterest expense | $2,818,000 | 2,328 |
| Pre-tax net operating income | $-710,000 | 6,493 |
| Securities gains (losses) | $1,102,000 | 403 |
| Applicable income taxes | $-70,000 | 6,774 |
| Income before extraordinary items | $462,000 | 4,767 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $462,000 | 4,769 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $462,000 | 4,768 |
| Net charge-offs | $5,637,000 | 727 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $-640,000 | 6,499 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $14,562,000 | 1,484 |
| Total interest expense | $3,824,000 | 1,231 |
| Net interest income | $10,738,000 | 1,566 |
| Provision for loan and lease losses | $5,622,000 | 563 |
| Total noninterest income | $2,307,000 | 1,453 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $78,000 | 5,490 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $2,229,000 | 1,044 |
| Total noninterest expense | $8,920,000 | 1,640 |
| Salaries and employee benefits | $5,017,000 | 1,482 |
| Premises and equipment expense | $1,785,000 | 1,064 |
| Additional noninterest expense | $2,118,000 | 2,338 |
| Pre-tax net operating income | $-1,497,000 | 6,921 |
| Securities gains (losses) | $775,000 | 442 |
| Applicable income taxes | $-417,000 | 7,188 |
| Income before extraordinary items | $-305,000 | 6,580 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-305,000 | 6,581 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $-305,000 | 6,581 |
| Net charge-offs | $4,869,000 | 643 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $-801,000 | 6,763 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $9,821,000 | 1,482 |
| Total interest expense | $2,596,000 | 1,260 |
| Net interest income | $7,225,000 | 1,555 |
| Provision for loan and lease losses | $4,724,000 | 468 |
| Total noninterest income | $1,472,000 | 1,496 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $13,000 | 6,739 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,459,000 | 1,042 |
| Total noninterest expense | $5,857,000 | 1,677 |
| Salaries and employee benefits | $3,272,000 | 1,536 |
| Premises and equipment expense | $1,216,000 | 1,049 |
| Additional noninterest expense | $1,369,000 | 2,444 |
| Pre-tax net operating income | $-1,884,000 | 7,159 |
| Securities gains (losses) | $539,000 | 338 |
| Applicable income taxes | $-559,000 | 7,355 |
| Income before extraordinary items | $-786,000 | 6,965 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-786,000 | 6,964 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $-786,000 | 6,965 |
| Net charge-offs | $4,083,000 | 550 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $-1,130,960 | 7,052 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $4,910,000 | 1,495 |
| Total interest expense | $1,323,000 | 1,277 |
| Net interest income | $3,587,000 | 1,548 |
| Provision for loan and lease losses | $3,969,000 | 298 |
| Total noninterest income | $670,000 | 1,618 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $7,000 | 6,714 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $663,000 | 1,100 |
| Total noninterest expense | $2,856,000 | 1,728 |
| Salaries and employee benefits | $1,603,000 | 1,565 |
| Premises and equipment expense | $588,000 | 1,113 |
| Additional noninterest expense | $665,000 | 2,495 |
| Pre-tax net operating income | $-2,568,000 | 7,436 |
| Securities gains (losses) | $87,000 | 574 |
| Applicable income taxes | $-884,000 | 7,511 |
| Income before extraordinary items | $-1,597,000 | 7,372 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-1,597,000 | 7,373 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-1,597,000 | 7,373 |
| Net charge-offs | $3,146,000 | 386 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $-1,652,680 | 7,375 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $19,509,000 | 1,578 |
| Total interest expense | $6,386,000 | 1,298 |
| Net interest income | $13,123,000 | 1,687 |
| Provision for loan and lease losses | $3,016,000 | 1,608 |
| Total noninterest income | $3,153,000 | 1,496 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $3,153,000 | 1,024 |
| Total noninterest expense | $12,147,000 | 1,640 |
| Salaries and employee benefits | $6,565,000 | 1,504 |
| Premises and equipment expense | $2,169,000 | 1,196 |
| Additional noninterest expense | $3,413,000 | 2,045 |
| Pre-tax net operating income | $1,113,000 | 3,200 |
| Securities gains (losses) | $395,000 | 1,059 |
| Applicable income taxes | $279,000 | 2,434 |
| Income before extraordinary items | $1,229,000 | 2,860 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,229,000 | 2,857 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $1,229,000 | 2,861 |
| Net charge-offs | $2,590,000 | 1,596 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $909,050 | 3,271 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $14,450,000 | 1,624 |
| Total interest expense | $4,907,000 | 1,319 |
| Net interest income | $9,543,000 | 1,756 |
| Provision for loan and lease losses | $2,280,000 | 1,523 |
| Total noninterest income | $2,212,000 | 1,561 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $2,212,000 | 1,034 |
| Total noninterest expense | $9,030,000 | 1,633 |
| Salaries and employee benefits | $4,860,000 | 1,521 |
| Premises and equipment expense | $1,565,000 | 1,260 |
| Additional noninterest expense | $2,605,000 | 1,988 |
| Pre-tax net operating income | $445,000 | 4,374 |
| Securities gains (losses) | $395,000 | 903 |
| Applicable income taxes | $209,000 | 2,508 |
| Income before extraordinary items | $631,000 | 3,691 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $631,000 | 3,690 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $631,000 | 3,691 |
| Net charge-offs | $1,750,000 | 1,639 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $334,750 | 4,536 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $9,414,000 | 1,676 |
| Total interest expense | $3,227,000 | 1,387 |
| Net interest income | $6,187,000 | 1,810 |
| Provision for loan and lease losses | $1,563,000 | 1,479 |
| Total noninterest income | $1,274,000 | 1,694 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $1,274,000 | 1,099 |
| Total noninterest expense | $5,873,000 | 1,680 |
| Salaries and employee benefits | $3,177,000 | 1,558 |
| Premises and equipment expense | $1,006,000 | 1,320 |
| Additional noninterest expense | $1,690,000 | 2,034 |
| Pre-tax net operating income | $25,000 | 5,942 |
| Securities gains (losses) | $354,000 | 625 |
| Applicable income taxes | $41,000 | 3,420 |
| Income before extraordinary items | $338,000 | 4,079 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $338,000 | 4,079 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $338,000 | 4,078 |
| Net charge-offs | $1,764,000 | 1,236 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $22,940 | 5,971 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $4,738,000 | 1,706 |
| Total interest expense | $1,587,000 | 1,487 |
| Net interest income | $3,151,000 | 1,797 |
| Provision for loan and lease losses | $451,000 | 1,921 |
| Total noninterest income | $471,000 | 2,127 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $471,000 | 1,359 |
| Total noninterest expense | $2,764,000 | 1,800 |
| Salaries and employee benefits | $1,433,000 | 1,745 |
| Premises and equipment expense | $488,000 | 1,396 |
| Additional noninterest expense | $843,000 | 2,015 |
| Pre-tax net operating income | $407,000 | 2,808 |
| Securities gains (losses) | $163,000 | 592 |
| Applicable income taxes | $215,000 | 1,348 |
| Income before extraordinary items | $355,000 | 2,790 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $355,000 | 2,787 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $355,000 | 2,790 |
| Net charge-offs | $580,000 | 1,468 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $250,680 | 3,356 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $19,481,000 | 1,758 |
| Total interest expense | $7,002,000 | 1,688 |
| Net interest income | $12,479,000 | 1,781 |
| Provision for loan and lease losses | $2,662,000 | 2,112 |
| Total noninterest income | $1,366,000 | 2,724 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $1,366,000 | 1,760 |
| Total noninterest expense | $10,242,000 | 1,974 |
| Salaries and employee benefits | $5,721,000 | 1,729 |
| Premises and equipment expense | $1,952,000 | 1,401 |
| Additional noninterest expense | $2,569,000 | 2,687 |
| Pre-tax net operating income | $941,000 | 3,083 |
| Securities gains (losses) | $185,000 | 1,610 |
| Applicable income taxes | $28,000 | 3,532 |
| Income before extraordinary items | $1,098,000 | 2,621 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,098,000 | 2,619 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $1,098,000 | 2,620 |
| Net charge-offs | $1,322,000 | 2,524 |
| Cash dividends | $2,360,000 | 770 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $916,700 | 2,857 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $14,749,000 | 1,763 |
| Total interest expense | $5,362,000 | 1,727 |
| Net interest income | $9,387,000 | 1,785 |
| Provision for loan and lease losses | $2,341,000 | 1,737 |
| Total noninterest income | $850,000 | 3,142 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $850,000 | 2,049 |
| Total noninterest expense | $7,630,000 | 1,971 |
| Salaries and employee benefits | $4,271,000 | 1,757 |
| Premises and equipment expense | $1,455,000 | 1,415 |
| Additional noninterest expense | $1,904,000 | 2,669 |
| Pre-tax net operating income | $266,000 | 4,659 |
| Securities gains (losses) | $133,000 | 1,611 |
| Applicable income taxes | $-190,000 | 7,084 |
| Income before extraordinary items | $589,000 | 3,418 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $589,000 | 3,416 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $589,000 | 3,418 |
| Net charge-offs | $976,000 | 2,225 |
| Cash dividends | $2,360,000 | 538 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $456,000 | 3,751 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $9,900,000 | 1,777 |
| Total interest expense | $3,607,000 | 1,783 |
| Net interest income | $6,293,000 | 1,782 |
| Provision for loan and lease losses | $1,714,000 | 1,545 |
| Total noninterest income | $321,000 | 4,299 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $321,000 | 2,885 |
| Total noninterest expense | $4,968,000 | 2,044 |
| Salaries and employee benefits | $2,790,000 | 1,826 |
| Premises and equipment expense | $963,000 | 1,454 |
| Additional noninterest expense | $1,215,000 | 2,793 |
| Pre-tax net operating income | $-68,000 | 6,020 |
| Securities gains (losses) | $145,000 | 1,226 |
| Applicable income taxes | $-279,000 | 7,399 |
| Income before extraordinary items | $356,000 | 3,679 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $356,000 | 3,678 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $356,000 | 3,678 |
| Net charge-offs | $524,000 | 2,303 |
| Cash dividends | $2,360,000 | 379 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $211,000 | 4,366 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $5,054,000 | 1,770 |
| Total interest expense | $1,824,000 | 1,829 |
| Net interest income | $3,230,000 | 1,713 |
| Provision for loan and lease losses | $662,000 | 1,520 |
| Total noninterest income | $182,000 | 4,002 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $182,000 | 2,640 |
| Total noninterest expense | $2,361,000 | 2,095 |
| Salaries and employee benefits | $1,383,000 | 1,874 |
| Premises and equipment expense | $501,000 | 1,416 |
| Additional noninterest expense | $477,000 | 3,126 |
| Pre-tax net operating income | $389,000 | 2,852 |
| Securities gains (losses) | $218,000 | 632 |
| Applicable income taxes | $258,000 | 1,197 |
| Income before extraordinary items | $349,000 | 2,829 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $349,000 | 2,828 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $349,000 | 2,830 |
| Net charge-offs | $537,000 | 1,320 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $209,480 | 3,637 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $20,726,000 | 1,847 |
| Total interest expense | $9,905,000 | 1,635 |
| Net interest income | $10,821,000 | 2,050 |
| Provision for loan and lease losses | $3,731,000 | 1,210 |
| Total noninterest income | $1,863,000 | 2,251 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $1,863,000 | 1,368 |
| Total noninterest expense | $9,514,000 | 2,029 |
| Salaries and employee benefits | $5,596,000 | 1,822 |
| Premises and equipment expense | $1,647,000 | 1,674 |
| Additional noninterest expense | $2,271,000 | 2,536 |
| Pre-tax net operating income | $-561,000 | 6,807 |
| Securities gains (losses) | $170,000 | 790 |
| Applicable income taxes | $-187,000 | 7,205 |
| Income before extraordinary items | $-204,000 | 6,481 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-204,000 | 6,481 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,317,000 | 933 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $-312,800 | 6,729 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $15,688,000 | 1,870 |
| Total interest expense | $7,764,000 | 1,625 |
| Net interest income | $7,924,000 | 2,115 |
| Provision for loan and lease losses | $3,384,000 | 831 |
| Total noninterest income | $1,467,000 | 2,242 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $1,467,000 | 1,382 |
| Total noninterest expense | $7,073,000 | 2,024 |
| Salaries and employee benefits | $4,151,000 | 1,864 |
| Premises and equipment expense | $1,146,000 | 1,793 |
| Additional noninterest expense | $1,776,000 | 2,390 |
| Pre-tax net operating income | $-1,066,000 | 7,568 |
| Securities gains (losses) | $242,000 | 544 |
| Applicable income taxes | $-342,000 | 7,784 |
| Income before extraordinary items | $-482,000 | 7,175 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-482,000 | 7,173 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,025,000 | 638 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-636,880 | 7,421 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $10,528,000 | 1,883 |
| Total interest expense | $5,401,000 | 1,624 |
| Net interest income | $5,127,000 | 2,165 |
| Provision for loan and lease losses | $3,049,000 | 594 |
| Total noninterest income | $922,000 | 2,368 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $922,000 | 1,486 |
| Total noninterest expense | $4,616,000 | 2,079 |
| Salaries and employee benefits | $2,653,000 | 1,962 |
| Premises and equipment expense | $670,000 | 2,022 |
| Additional noninterest expense | $1,293,000 | 2,192 |
| Pre-tax net operating income | $-1,616,000 | 8,106 |
| Securities gains (losses) | $182,000 | 662 |
| Applicable income taxes | $-563,000 | 8,196 |
| Income before extraordinary items | $-871,000 | 7,937 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-871,000 | 7,936 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,984,000 | 423 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $-987,480 | 7,973 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $5,277,000 | 1,928 |
| Total interest expense | $2,927,000 | 1,597 |
| Net interest income | $2,350,000 | 2,340 |
| Provision for loan and lease losses | $2,030,000 | 400 |
| Total noninterest income | $438,000 | 2,441 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $438,000 | 1,540 |
| Total noninterest expense | $2,370,000 | 2,022 |
| Salaries and employee benefits | $1,446,000 | 1,816 |
| Premises and equipment expense | $323,000 | 2,101 |
| Additional noninterest expense | $601,000 | 2,308 |
| Pre-tax net operating income | $-1,612,000 | 8,341 |
| Securities gains (losses) | $14,000 | 1,798 |
| Applicable income taxes | $-624,000 | 8,376 |
| Income before extraordinary items | $-974,000 | 8,300 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-974,000 | 8,300 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,352,000 | 266 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $-982,960 | 8,290 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $22,601,000 | 1,873 |
| Total interest expense | $12,049,000 | 1,660 |
| Net interest income | $10,552,000 | 2,147 |
| Provision for loan and lease losses | $1,860,000 | 891 |
| Total noninterest income | $1,582,000 | 2,610 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $1,582,000 | 1,614 |
| Total noninterest expense | $9,621,000 | 1,926 |
| Salaries and employee benefits | $6,068,000 | 1,648 |
| Premises and equipment expense | $1,680,000 | 1,586 |
| Additional noninterest expense | $1,873,000 | 2,827 |
| Pre-tax net operating income | $653,000 | 5,558 |
| Securities gains (losses) | $599,000 | 245 |
| Applicable income taxes | $401,000 | 3,028 |
| Income before extraordinary items | $851,000 | 4,651 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $851,000 | 4,652 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,001,000 | 619 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $443,680 | 5,879 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $17,021,000 | 1,869 |
| Total interest expense | $8,934,000 | 1,680 |
| Net interest income | $8,087,000 | 2,112 |
| Provision for loan and lease losses | $1,170,000 | 790 |
| Total noninterest income | $1,167,000 | 2,642 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $1,167,000 | 1,624 |
| Total noninterest expense | $7,208,000 | 1,902 |
| Salaries and employee benefits | $4,557,000 | 1,658 |
| Premises and equipment expense | $1,374,000 | 1,452 |
| Additional noninterest expense | $1,277,000 | 3,020 |
| Pre-tax net operating income | $876,000 | 4,653 |
| Securities gains (losses) | $599,000 | 204 |
| Applicable income taxes | $498,000 | 2,539 |
| Income before extraordinary items | $977,000 | 3,944 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $977,000 | 3,943 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $506,000 | 1,061 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $581,660 | 5,059 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $11,479,000 | 1,869 |
| Total interest expense | $5,864,000 | 1,711 |
| Net interest income | $5,615,000 | 2,068 |
| Provision for loan and lease losses | $190,000 | 2,246 |
| Total noninterest income | $770,000 | 2,663 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $770,000 | 1,653 |
| Total noninterest expense | $4,833,000 | 1,909 |
| Salaries and employee benefits | $3,018,000 | 1,696 |
| Premises and equipment expense | $884,000 | 1,520 |
| Additional noninterest expense | $931,000 | 2,784 |
| Pre-tax net operating income | $1,362,000 | 2,857 |
| Securities gains (losses) | $599,000 | 163 |
| Applicable income taxes | $688,000 | 1,676 |
| Income before extraordinary items | $1,273,000 | 2,515 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,273,000 | 2,514 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $255,000 | 1,140 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $883,650 | 3,281 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $5,578,000 | 1,913 |
| Total interest expense | $2,798,000 | 1,773 |
| Net interest income | $2,780,000 | 2,087 |
| Provision for loan and lease losses | $95,000 | 2,102 |
| Total noninterest income | $365,000 | 2,729 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $365,000 | 1,708 |
| Total noninterest expense | $2,434,000 | 1,899 |
| Salaries and employee benefits | $1,504,000 | 1,731 |
| Premises and equipment expense | $392,000 | 1,707 |
| Additional noninterest expense | $538,000 | 2,454 |
| Pre-tax net operating income | $616,000 | 3,067 |
| Securities gains (losses) | $593,000 | 103 |
| Applicable income taxes | $450,000 | 1,390 |
| Income before extraordinary items | $759,000 | 2,158 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $759,000 | 2,158 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-20,000 | 8,121 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $379,480 | 3,603 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $19,789,000 | 1,997 |
| Total interest expense | $8,798,000 | 1,883 |
| Net interest income | $10,991,000 | 2,109 |
| Provision for loan and lease losses | $600,000 | 1,606 |
| Total noninterest income | $1,519,000 | 2,682 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $1,519,000 | 1,654 |
| Total noninterest expense | $10,531,000 | 1,691 |
| Salaries and employee benefits | $4,978,000 | 1,952 |
| Premises and equipment expense | $1,365,000 | 1,842 |
| Additional noninterest expense | $4,188,000 | 1,276 |
| Pre-tax net operating income | $1,379,000 | 4,480 |
| Securities gains (losses) | $388,000 | 279 |
| Applicable income taxes | $720,000 | 2,626 |
| Income before extraordinary items | $1,047,000 | 4,609 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,047,000 | 4,611 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $225,000 | 2,032 |
| Cash dividends | $787,000 | 3,009 |
| Sale, conversion, retirement of capital stock, net | $33,254,000 | 33 |
| Net operating income | $798,680 | 5,215 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $14,587,000 | 2,018 |
| Total interest expense | $6,230,000 | 1,927 |
| Net interest income | $8,357,000 | 2,099 |
| Provision for loan and lease losses | $105,000 | 3,999 |
| Total noninterest income | $1,152,000 | 2,670 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,152,000 | 1,640 |
| Total noninterest expense | $8,252,000 | 1,624 |
| Salaries and employee benefits | $3,703,000 | 1,961 |
| Premises and equipment expense | $1,026,000 | 1,842 |
| Additional noninterest expense | $3,523,000 | 1,143 |
| Pre-tax net operating income | $1,152,000 | 4,407 |
| Securities gains (losses) | $-252,000 | 8,568 |
| Applicable income taxes | $413,000 | 3,134 |
| Income before extraordinary items | $487,000 | 5,814 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $487,000 | 5,816 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-73,000 | 8,459 |
| Cash dividends | $521,000 | 2,867 |
| Sale, conversion, retirement of capital stock, net | $33,254,000 | 23 |
| Net operating income | $648,280 | 5,173 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $9,496,000 | 2,026 |
| Total interest expense | $4,005,000 | 1,900 |
| Net interest income | $5,491,000 | 2,130 |
| Provision for loan and lease losses | $60,000 | 4,062 |
| Total noninterest income | $805,000 | 2,583 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $805,000 | 1,588 |
| Total noninterest expense | $6,077,000 | 1,482 |
| Salaries and employee benefits | $2,449,000 | 1,986 |
| Premises and equipment expense | $698,000 | 1,809 |
| Additional noninterest expense | $2,930,000 | 910 |
| Pre-tax net operating income | $159,000 | 7,331 |
| Securities gains (losses) | $-272,000 | 8,656 |
| Applicable income taxes | $62,000 | 5,032 |
| Income before extraordinary items | $-175,000 | 8,408 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-175,000 | 8,409 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-68,000 | 8,498 |
| Cash dividends | $241,000 | 3,447 |
| Sale, conversion, retirement of capital stock, net | $33,121,000 | 13 |
| Net operating income | $97,000 | 7,557 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $4,540,000 | 2,073 |
| Total interest expense | $1,940,000 | 1,877 |
| Net interest income | $2,600,000 | 2,236 |
| Provision for loan and lease losses | $30,000 | 3,822 |
| Total noninterest income | $399,000 | 2,546 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $399,000 | 1,584 |
| Total noninterest expense | $3,838,000 | 1,188 |
| Salaries and employee benefits | $1,220,000 | 2,013 |
| Premises and equipment expense | $352,000 | 1,801 |
| Additional noninterest expense | $2,266,000 | 619 |
| Pre-tax net operating income | $-869,000 | 8,748 |
| Securities gains (losses) | $-276,000 | 8,729 |
| Applicable income taxes | $-381,000 | 8,762 |
| Income before extraordinary items | $-764,000 | 8,744 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-764,000 | 8,743 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 2,694 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $33,121,000 | 3 |
| Net operating income | $-579,080 | 8,709 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $15,356,000 | 2,169 |
| Total interest expense | $6,361,000 | 1,779 |
| Net interest income | $8,995,000 | 2,443 |
| Provision for loan and lease losses | $520,000 | 1,829 |
| Total noninterest income | $1,384,000 | 2,839 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,384,000 | 1,772 |
| Total noninterest expense | $7,127,000 | 2,354 |
| Salaries and employee benefits | $4,254,000 | 2,159 |
| Premises and equipment expense | $1,344,000 | 1,794 |
| Additional noninterest expense | $1,529,000 | 3,183 |
| Pre-tax net operating income | $2,732,000 | 2,978 |
| Securities gains (losses) | $59,000 | 867 |
| Applicable income taxes | $698,000 | 2,822 |
| Income before extraordinary items | $2,093,000 | 2,983 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $2,093,000 | 2,984 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $406,000 | 1,383 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $2,048,750 | 3,002 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $11,125,000 | 2,182 |
| Total interest expense | $4,423,000 | 1,809 |
| Net interest income | $6,702,000 | 2,437 |
| Provision for loan and lease losses | $490,000 | 1,429 |
| Total noninterest income | $1,020,000 | 2,869 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,020,000 | 1,795 |
| Total noninterest expense | $5,332,000 | 2,321 |
| Salaries and employee benefits | $3,165,000 | 2,155 |
| Premises and equipment expense | $1,012,000 | 1,781 |
| Additional noninterest expense | $1,155,000 | 3,132 |
| Pre-tax net operating income | $1,900,000 | 3,159 |
| Securities gains (losses) | $49,000 | 890 |
| Applicable income taxes | $396,000 | 3,343 |
| Income before extraordinary items | $1,553,000 | 3,042 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,553,000 | 3,043 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $359,000 | 1,101 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,513,800 | 3,067 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $7,005,000 | 2,252 |
| Total interest expense | $2,605,000 | 1,912 |
| Net interest income | $4,400,000 | 2,447 |
| Provision for loan and lease losses | $460,000 | 1,051 |
| Total noninterest income | $671,000 | 2,859 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $671,000 | 1,790 |
| Total noninterest expense | $3,575,000 | 2,306 |
| Salaries and employee benefits | $2,136,000 | 2,116 |
| Premises and equipment expense | $684,000 | 1,751 |
| Additional noninterest expense | $755,000 | 3,164 |
| Pre-tax net operating income | $1,036,000 | 3,626 |
| Securities gains (losses) | $29,000 | 979 |
| Applicable income taxes | $73,000 | 5,173 |
| Income before extraordinary items | $992,000 | 3,119 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $992,000 | 3,120 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $163,000 | 1,391 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $965,030 | 3,127 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $3,248,000 | 2,374 |
| Total interest expense | $1,098,000 | 2,140 |
| Net interest income | $2,150,000 | 2,484 |
| Provision for loan and lease losses | $30,000 | 3,913 |
| Total noninterest income | $324,000 | 2,877 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $324,000 | 1,803 |
| Total noninterest expense | $1,780,000 | 2,321 |
| Salaries and employee benefits | $1,103,000 | 2,071 |
| Premises and equipment expense | $321,000 | 1,875 |
| Additional noninterest expense | $356,000 | 3,320 |
| Pre-tax net operating income | $664,000 | 2,985 |
| Securities gains (losses) | $9,000 | 1,042 |
| Applicable income taxes | $227,000 | 2,400 |
| Income before extraordinary items | $446,000 | 3,338 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $446,000 | 3,339 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $119,000 | 1,003 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $440,060 | 3,338 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $12,509,000 | 2,297 |
| Total interest expense | $3,914,000 | 2,079 |
| Net interest income | $8,595,000 | 2,381 |
| Provision for loan and lease losses | $457,000 | 2,120 |
| Total noninterest income | $1,384,000 | 2,835 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,384,000 | 1,735 |
| Total noninterest expense | $6,658,000 | 2,398 |
| Salaries and employee benefits | $4,136,000 | 2,104 |
| Premises and equipment expense | $1,288,000 | 1,790 |
| Additional noninterest expense | $1,234,000 | 3,656 |
| Pre-tax net operating income | $2,864,000 | 2,692 |
| Securities gains (losses) | $437,000 | 493 |
| Applicable income taxes | $1,151,000 | 1,956 |
| Income before extraordinary items | $2,150,000 | 2,747 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $2,150,000 | 2,750 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $253,000 | 2,231 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,865,950 | 3,033 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $9,278,000 | 2,293 |
| Total interest expense | $2,862,000 | 2,093 |
| Net interest income | $6,416,000 | 2,353 |
| Provision for loan and lease losses | $90,000 | 4,429 |
| Total noninterest income | $956,000 | 3,030 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $956,000 | 1,828 |
| Total noninterest expense | $4,926,000 | 2,413 |
| Salaries and employee benefits | $3,031,000 | 2,149 |
| Premises and equipment expense | $983,000 | 1,762 |
| Additional noninterest expense | $912,000 | 3,678 |
| Pre-tax net operating income | $2,356,000 | 2,513 |
| Securities gains (losses) | $134,000 | 1,001 |
| Applicable income taxes | $863,000 | 1,998 |
| Income before extraordinary items | $1,627,000 | 2,760 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,627,000 | 2,761 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $162,000 | 2,172 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,539,900 | 2,820 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $6,080,000 | 2,316 |
| Total interest expense | $1,862,000 | 2,120 |
| Net interest income | $4,218,000 | 2,370 |
| Provision for loan and lease losses | $60,000 | 4,267 |
| Total noninterest income | $645,000 | 3,011 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $645,000 | 1,821 |
| Total noninterest expense | $3,231,000 | 2,465 |
| Salaries and employee benefits | $1,980,000 | 2,193 |
| Premises and equipment expense | $663,000 | 1,744 |
| Additional noninterest expense | $588,000 | 3,805 |
| Pre-tax net operating income | $1,572,000 | 2,490 |
| Securities gains (losses) | $107,000 | 981 |
| Applicable income taxes | $582,000 | 1,977 |
| Income before extraordinary items | $1,097,000 | 2,724 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,097,000 | 2,725 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $142,000 | 1,746 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $1,027,450 | 2,791 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $3,097,000 | 2,271 |
| Total interest expense | $967,000 | 2,067 |
| Net interest income | $2,130,000 | 2,342 |
| Provision for loan and lease losses | $30,000 | 4,060 |
| Total noninterest income | $304,000 | 3,074 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $304,000 | 1,867 |
| Total noninterest expense | $1,588,000 | 2,515 |
| Salaries and employee benefits | $994,000 | 2,208 |
| Premises and equipment expense | $321,000 | 1,814 |
| Additional noninterest expense | $273,000 | 4,037 |
| Pre-tax net operating income | $816,000 | 2,386 |
| Securities gains (losses) | $67,000 | 1,032 |
| Applicable income taxes | $302,000 | 1,922 |
| Income before extraordinary items | $581,000 | 2,578 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $581,000 | 2,579 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $59,000 | 1,810 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $536,780 | 2,676 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $12,992,000 | 2,202 |
| Total interest expense | $5,094,000 | 1,758 |
| Net interest income | $7,898,000 | 2,456 |
| Provision for loan and lease losses | $570,000 | 1,962 |
| Total noninterest income | $1,190,000 | 3,319 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $1,190,000 | 2,134 |
| Total noninterest expense | $6,015,000 | 2,596 |
| Salaries and employee benefits | $3,729,000 | 2,279 |
| Premises and equipment expense | $1,140,000 | 1,998 |
| Additional noninterest expense | $1,146,000 | 3,865 |
| Pre-tax net operating income | $2,503,000 | 2,888 |
| Securities gains (losses) | $1,898,000 | 312 |
| Applicable income taxes | $1,675,000 | 1,471 |
| Income before extraordinary items | $2,726,000 | 2,216 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $2,726,000 | 2,216 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $82,000 | 4,380 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,511,280 | 3,387 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $9,876,000 | 2,201 |
| Total interest expense | $4,014,000 | 1,751 |
| Net interest income | $5,862,000 | 2,493 |
| Provision for loan and lease losses | $540,000 | 1,554 |
| Total noninterest income | $843,000 | 3,520 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $843,000 | 2,303 |
| Total noninterest expense | $4,499,000 | 2,611 |
| Salaries and employee benefits | $2,790,000 | 2,280 |
| Premises and equipment expense | $847,000 | 2,028 |
| Additional noninterest expense | $862,000 | 3,843 |
| Pre-tax net operating income | $1,666,000 | 3,262 |
| Securities gains (losses) | $1,825,000 | 299 |
| Applicable income taxes | $1,344,000 | 1,459 |
| Income before extraordinary items | $2,147,000 | 2,185 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $2,147,000 | 2,183 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $85,000 | 3,488 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $979,000 | 3,864 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $6,706,000 | 2,167 |
| Total interest expense | $2,822,000 | 1,725 |
| Net interest income | $3,884,000 | 2,503 |
| Provision for loan and lease losses | $510,000 | 1,124 |
| Total noninterest income | $550,000 | 3,545 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $550,000 | 2,307 |
| Total noninterest expense | $2,974,000 | 2,623 |
| Salaries and employee benefits | $1,829,000 | 2,310 |
| Premises and equipment expense | $563,000 | 2,034 |
| Additional noninterest expense | $582,000 | 3,788 |
| Pre-tax net operating income | $950,000 | 3,634 |
| Securities gains (losses) | $1,780,000 | 249 |
| Applicable income taxes | $1,057,000 | 1,311 |
| Income before extraordinary items | $1,673,000 | 1,909 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,673,000 | 1,908 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $81,000 | 2,803 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $533,800 | 4,406 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $3,347,000 | 2,192 |
| Total interest expense | $1,442,000 | 1,733 |
| Net interest income | $1,905,000 | 2,548 |
| Provision for loan and lease losses | $480,000 | 637 |
| Total noninterest income | $261,000 | 3,540 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $261,000 | 2,304 |
| Total noninterest expense | $1,456,000 | 2,657 |
| Salaries and employee benefits | $912,000 | 2,301 |
| Premises and equipment expense | $253,000 | 2,231 |
| Additional noninterest expense | $291,000 | 3,742 |
| Pre-tax net operating income | $230,000 | 5,498 |
| Securities gains (losses) | $1,484,000 | 174 |
| Applicable income taxes | $668,000 | 1,104 |
| Income before extraordinary items | $1,046,000 | 1,537 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,046,000 | 1,536 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $89,000 | 1,601 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $96,240 | 6,824 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $14,392,000 | 2,130 |
| Total interest expense | $6,722,000 | 1,700 |
| Net interest income | $7,670,000 | 2,494 |
| Provision for loan and lease losses | $110,000 | 5,550 |
| Total noninterest income | $1,209,000 | 3,067 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,209,000 | 1,929 |
| Total noninterest expense | $5,485,000 | 2,693 |
| Salaries and employee benefits | $3,400,000 | 2,347 |
| Premises and equipment expense | $985,000 | 2,210 |
| Additional noninterest expense | $1,100,000 | 3,881 |
| Pre-tax net operating income | $3,284,000 | 2,323 |
| Securities gains (losses) | $235,000 | 1,065 |
| Applicable income taxes | $1,351,000 | 1,801 |
| Income before extraordinary items | $2,168,000 | 2,637 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $2,168,000 | 2,636 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $119,000 | 3,886 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $2,017,600 | 2,684 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $15,534,000 | 2,206 |
| Total interest expense | $8,597,000 | 1,882 |
| Net interest income | $6,937,000 | 2,584 |
| Provision for loan and lease losses | $0 | 8,228 |
| Total noninterest income | $885,000 | 3,611 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $885,000 | 2,229 |
| Total noninterest expense | $4,881,000 | 2,885 |
| Salaries and employee benefits | $2,912,000 | 2,577 |
| Premises and equipment expense | $902,000 | 2,355 |
| Additional noninterest expense | $1,067,000 | 3,857 |
| Pre-tax net operating income | $2,941,000 | 2,310 |
| Securities gains (losses) | $250,000 | 1,023 |
| Applicable income taxes | $1,273,000 | 1,725 |
| Income before extraordinary items | $1,918,000 | 2,632 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,918,000 | 2,638 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 7,439 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,758,000 | 2,768 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $15,219,000 | 2,303 |
| Total interest expense | $8,803,000 | 1,960 |
| Net interest income | $6,416,000 | 2,769 |
| Provision for loan and lease losses | $388,000 | 2,334 |
| Total noninterest income | $707,000 | 3,969 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $707,000 | 2,348 |
| Total noninterest expense | $4,218,000 | 3,187 |
| Salaries and employee benefits | $2,549,000 | 2,786 |
| Premises and equipment expense | $787,000 | 2,617 |
| Additional noninterest expense | $882,000 | 4,410 |
| Pre-tax net operating income | $2,517,000 | 2,751 |
| Securities gains (losses) | $11,000 | 1,132 |
| Applicable income taxes | $1,053,000 | 2,031 |
| Income before extraordinary items | $1,475,000 | 3,304 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,475,000 | 3,303 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $58,000 | 4,507 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,467,960 | 3,302 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $14,027,000 | 2,323 |
| Total interest expense | $7,988,000 | 1,871 |
| Net interest income | $6,039,000 | 2,919 |
| Provision for loan and lease losses | $95,000 | 5,363 |
| Total noninterest income | $564,000 | 4,606 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $564,000 | 2,735 |
| Total noninterest expense | $4,215,000 | 3,162 |
| Salaries and employee benefits | $2,345,000 | 2,987 |
| Premises and equipment expense | $1,037,000 | 1,975 |
| Additional noninterest expense | $833,000 | 4,647 |
| Pre-tax net operating income | $2,293,000 | 2,991 |
| Securities gains (losses) | $63,000 | 903 |
| Applicable income taxes | $946,000 | 2,304 |
| Income before extraordinary items | $1,410,000 | 3,396 |
| Extraordinary gains, net | $-11,000 | 10,150 |
| Net income | $1,399,000 | 3,422 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $93,000 | 3,715 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,369,680 | 3,444 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $5,839,000 | 5,104 |
| Total interest expense | $3,355,000 | 4,306 |
| Net interest income | $2,484,000 | 5,877 |
| Provision for loan and lease losses | $40,000 | 6,927 |
| Total noninterest income | $219,000 | 7,344 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $219,000 | 4,731 |
| Total noninterest expense | $1,766,000 | 6,083 |
| Salaries and employee benefits | $936,000 | 6,045 |
| Premises and equipment expense | $510,000 | 3,639 |
| Additional noninterest expense | $320,000 | 7,929 |
| Pre-tax net operating income | $897,000 | 5,742 |
| Securities gains (losses) | $225,000 | 859 |
| Applicable income taxes | $436,000 | 4,204 |
| Income before extraordinary items | $686,000 | 5,673 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $686,000 | 5,672 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $34,000 | 5,584 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $542,000 | 6,258 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $5,613,000 | 5,323 |
| Total interest expense | $3,077,000 | 4,606 |
| Net interest income | $2,536,000 | 5,992 |
| Provision for loan and lease losses | $40,000 | 7,002 |
| Total noninterest income | $172,000 | 8,260 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $172,000 | 5,333 |
| Total noninterest expense | $1,612,000 | 6,506 |
| Salaries and employee benefits | $851,000 | 6,533 |
| Premises and equipment expense | $596,000 | 3,176 |
| Additional noninterest expense | $165,000 | 9,834 |
| Pre-tax net operating income | $1,056,000 | 5,666 |
| Securities gains (losses) | $61,000 | 1,222 |
| Applicable income taxes | $445,000 | 4,569 |
| Income before extraordinary items | $672,000 | 6,017 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $672,000 | 6,019 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 9,783 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $632,960 | 6,150 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $5,151,000 | 5,812 |
| Total interest expense | $2,736,000 | 5,167 |
| Net interest income | $2,415,000 | 6,354 |
| Provision for loan and lease losses | $23,000 | 7,847 |
| Total noninterest income | $201,000 | 8,209 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $201,000 | 5,145 |
| Total noninterest expense | $1,881,000 | 6,213 |
| Salaries and employee benefits | $740,000 | 7,308 |
| Premises and equipment expense | $378,000 | 4,742 |
| Additional noninterest expense | $763,000 | 5,389 |
| Pre-tax net operating income | $712,000 | 6,879 |
| Securities gains (losses) | $7,000 | 2,762 |
| Applicable income taxes | $289,000 | 5,956 |
| Income before extraordinary items | $430,000 | 7,380 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $430,000 | 7,380 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 8,612 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $425,520 | 7,360 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $4,749,000 | 6,203 |
| Total interest expense | $2,566,000 | 5,447 |
| Net interest income | $2,183,000 | 6,905 |
| Provision for loan and lease losses | $18,000 | 7,795 |
| Total noninterest income | $145,000 | 9,397 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $145,000 | 6,088 |
| Total noninterest expense | $1,489,000 | 7,305 |
| Salaries and employee benefits | $672,000 | 7,917 |
| Premises and equipment expense | $366,000 | 4,877 |
| Additional noninterest expense | $451,000 | 7,696 |
| Pre-tax net operating income | $821,000 | 6,750 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $325,000 | 5,718 |
| Income before extraordinary items | $496,000 | 7,288 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $496,000 | 7,287 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 8,657 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $496,000 | 7,250 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $3,941,000 | 6,775 |
| Total interest expense | $2,040,000 | 5,522 |
| Net interest income | $1,901,000 | 7,800 |
| Provision for loan and lease losses | $19,000 | 7,864 |
| Total noninterest income | $180,000 | 9,099 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $180,000 | 5,611 |
| Total noninterest expense | $1,407,000 | 7,891 |
| Salaries and employee benefits | $659,000 | 8,206 |
| Premises and equipment expense | $361,000 | 4,981 |
| Additional noninterest expense | $387,000 | 8,949 |
| Pre-tax net operating income | $655,000 | 7,681 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $269,000 | 6,265 |
| Income before extraordinary items | $386,000 | 8,303 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $386,000 | 8,308 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,921 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $386,000 | 8,357 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,924,000 | 6,952 |
| Total interest expense | $1,965,000 | 5,918 |
| Net interest income | $1,959,000 | 7,800 |
| Provision for loan and lease losses | $18,000 | 9,198 |
| Total noninterest income | $226,000 | 8,754 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $226,000 | 5,304 |
| Total noninterest expense | $1,304,000 | 8,493 |
| Salaries and employee benefits | $589,000 | 8,895 |
| Premises and equipment expense | $316,000 | 5,611 |
| Additional noninterest expense | $399,000 | 9,275 |
| Pre-tax net operating income | $863,000 | 6,502 |
| Securities gains (losses) | $-12,000 | 12,812 |
| Applicable income taxes | $322,000 | 5,812 |
| Income before extraordinary items | $529,000 | 7,311 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $529,000 | 7,486 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 9,724 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $536,680 | 7,000 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $4,182,000 | 7,269 |
| Total interest expense | $2,401,000 | 6,180 |
| Net interest income | $1,781,000 | 8,397 |
| Provision for loan and lease losses | $20,000 | 10,574 |
| Total noninterest income | $207,000 | 9,281 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $207,000 | 5,558 |
| Total noninterest expense | $1,131,000 | 9,358 |
| Salaries and employee benefits | $479,000 | 9,995 |
| Premises and equipment expense | $268,000 | 6,470 |
| Additional noninterest expense | $384,000 | 9,770 |
| Pre-tax net operating income | $837,000 | 6,395 |
| Securities gains (losses) | $-2,000 | 12,861 |
| Applicable income taxes | $315,000 | 5,736 |
| Income before extraordinary items | $520,000 | 7,164 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $520,000 | 7,253 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 11,020 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $521,280 | 6,782 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.