Home > United Community Bank > Net charge- offs to loans
United Community Bank, Net charge- offs to loans
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2144% | 740 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0327% | 1,069 |
| Percentage Net Loans Charged-off:Construction & development | -0.5785% | 4,946 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0076% | 4,674 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0865% | 4,388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1032% | 616 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2269% | 3,992 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1652% | 418 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,594 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1658% | 2,256 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1658% | 2,134 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5168% | 293 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1191% | 434 |
| Percentage Net Loans Charged-off:Construction & development | -1.2923% | 5,038 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0705% | 4,429 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2772% | 238 |
| Percentage Net Loans Charged-off: Home equity loans | -0.3495% | 4,062 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3976% | 157 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,100 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0837% | 4,658 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0837% | 4,622 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1573% | 1,549 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1437% | 739 |
| Percentage Net Loans Charged-off:Construction & development | 4.8039% | 35 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0564% | 5,155 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.2939% | 4,538 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0285% | 1,868 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0034% | 3,701 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0349% | 1,688 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,400 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1763% | 2,832 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1763% | 2,702 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1600% | 1,281 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1476% | 601 |
| Percentage Net Loans Charged-off:Construction & development | 3.7973% | 39 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0816% | 5,281 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1443% | 4,540 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0836% | 1,060 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2027% | 243 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0594% | 1,244 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,017 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0893% | 3,006 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0893% | 2,865 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2184% | 934 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2110% | 420 |
| Percentage Net Loans Charged-off:Construction & development | 5.8173% | 19 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0114% | 4,932 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1395% | 4,573 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0547% | 1,207 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0269% | 432 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0605% | 1,128 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,692 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1824% | 2,369 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1824% | 2,234 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3811% | 483 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3786% | 205 |
| Percentage Net Loans Charged-off:Construction & development | 11.2502% | 9 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0117% | 5,063 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1254% | 4,611 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0205% | 1,182 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0400% | 4,015 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0330% | 1,013 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,124 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5543% | 1,332 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5543% | 1,202 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1247% | 2,003 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1101% | 1,155 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 574 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6076% | 264 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.1116% | 74 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1492% | 5,584 |
| Percentage Net Loans Charged-off: Home equity loans | -0.6184% | 4,359 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0497% | 5,365 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0220% | 4,517 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3162% | 2,356 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3162% | 2,208 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.1265% | 444 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2036% | 1,148 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1947% | 597 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 470 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9782% | 131 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.4984% | 49 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1839% | 5,674 |
| Percentage Net Loans Charged-off: Home equity loans | -0.7278% | 4,397 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0682% | 5,483 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0292% | 4,509 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3013% | 2,141 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3013% | 1,981 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.9888% | 420 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0059% | 3,489 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0077% | 4,674 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 380 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0479% | 711 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.2705% | 33 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2423% | 5,790 |
| Percentage Net Loans Charged-off: Home equity loans | -1.0530% | 4,453 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0706% | 5,538 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0440% | 4,674 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1379% | 2,535 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1379% | 2,373 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7813% | 425 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.2536% | 5,903 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2664% | 5,891 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 253 |
| Percentage Net Loans Charged-off: Commercial real estate | -1.6426% | 5,959 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0238% | 4,695 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1556% | 737 |
| Percentage Net Loans Charged-off: Home equity loans | -1.4210% | 4,472 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4874% | 289 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0868% | 5,020 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.6525% | 5,696 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.6525% | 5,647 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7667% | 343 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0072% | 5,040 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0212% | 5,221 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 805 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2130% | 5,792 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 287 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0338% | 2,575 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0454% | 4,237 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0512% | 2,243 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1036% | 1,902 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.6183% | 5,875 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.6183% | 5,834 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.3227% | 362 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.2144% | 6,009 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2381% | 5,991 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 691 |
| Percentage Net Loans Charged-off: Commercial real estate | -1.1338% | 6,086 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 241 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0078% | 5,189 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0301% | 4,230 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0029% | 5,091 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1820% | 1,344 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.6716% | 5,929 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.6716% | 5,891 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.3098% | 338 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.3392% | 6,142 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.3642% | 6,126 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 555 |
| Percentage Net Loans Charged-off: Commercial real estate | -1.7516% | 6,178 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0188% | 5,430 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0966% | 4,420 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0014% | 5,075 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4612% | 780 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.9747% | 6,055 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.9747% | 6,009 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.1284% | 326 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.4640% | 6,229 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.4920% | 6,211 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 369 |
| Percentage Net Loans Charged-off: Commercial real estate | -2.4596% | 6,253 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,834 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1029% | 4,482 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0232% | 1,560 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1220% | 881 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2993% | 5,650 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2993% | 5,602 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5891% | 374 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2741% | 1,581 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2769% | 1,132 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,139 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9484% | 392 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.7487% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0124% | 3,427 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1445% | 831 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0192% | 5,787 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0477% | 2,454 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.4627% | 6,104 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.4627% | 6,062 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.3714% | 360 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0907% | 2,919 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0875% | 2,262 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 983 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0081% | 5,507 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.9690% | 152 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0209% | 5,809 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0086% | 1,013 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0280% | 5,880 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0914% | 1,900 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.5854% | 6,181 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.5854% | 6,145 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.4276% | 324 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2124% | 1,756 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2169% | 1,290 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 833 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0121% | 5,639 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.3947% | 104 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0985% | 2,008 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0708% | 767 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1053% | 1,889 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1816% | 1,430 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.6710% | 6,243 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.6710% | 6,202 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.2128% | 327 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0397% | 5,708 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0282% | 5,832 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 583 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0080% | 5,707 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1420% | 5,160 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0153% | 5,707 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0644% | 4,603 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0032% | 5,468 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3700% | 759 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.2384% | 6,409 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -1.2384% | 6,367 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 938 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.2183% | 6,626 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2153% | 6,581 |
| Percentage Net Loans Charged-off:Construction & development | -0.2233% | 5,706 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4833% | 1,063 |
| Percentage Net Loans Charged-off: Multi-family residential | -3.3063% | 5,407 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1686% | 2,451 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2392% | 988 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1512% | 2,506 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0798% | 5,541 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.6476% | 6,469 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.6476% | 6,424 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,546 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.3812% | 6,755 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.3807% | 6,715 |
| Percentage Net Loans Charged-off:Construction & development | -0.4185% | 5,883 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6256% | 821 |
| Percentage Net Loans Charged-off: Multi-family residential | -4.2790% | 5,449 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0708% | 3,051 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2552% | 899 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0256% | 3,332 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0725% | 5,498 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.8834% | 6,575 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.8834% | 6,526 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.2060% | 6,673 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1947% | 6,657 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,279 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9338% | 556 |
| Percentage Net Loans Charged-off: Multi-family residential | -3.8885% | 5,437 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1869% | 2,076 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3006% | 771 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1594% | 2,096 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1080% | 5,640 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.0555% | 6,610 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -1.0554% | 6,559 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,232 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1280% | 2,645 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1563% | 1,961 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 915 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0667% | 1,233 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2227% | 1,601 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3374% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1952% | 1,596 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1063% | 5,634 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.2755% | 6,673 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -1.2755% | 6,629 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 975 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8595% | 1,333 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9011% | 1,127 |
| Percentage Net Loans Charged-off:Construction & development | 0.2098% | 2,078 |
| Percentage Net Loans Charged-off: Commercial real estate | 3.5944% | 150 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.6638% | 5,578 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3440% | 2,304 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8333% | 756 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2310% | 2,681 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1286% | 3,023 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.6005% | 6,710 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.6005% | 6,668 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,670 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0425% | 1,009 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0940% | 863 |
| Percentage Net Loans Charged-off:Construction & development | 0.2903% | 1,843 |
| Percentage Net Loans Charged-off: Commercial real estate | 4.4632% | 102 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.8583% | 5,610 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3851% | 2,058 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9992% | 607 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2440% | 2,468 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1919% | 2,513 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.8599% | 6,840 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.8596% | 6,792 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,486 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.4239% | 710 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.4938% | 614 |
| Percentage Net Loans Charged-off:Construction & development | 0.4979% | 1,521 |
| Percentage Net Loans Charged-off: Commercial real estate | 6.1946% | 74 |
| Percentage Net Loans Charged-off: Multi-family residential | -1.1959% | 5,622 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4710% | 1,725 |
| Percentage Net Loans Charged-off: Home equity loans | 1.2589% | 487 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2897% | 2,147 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3179% | 1,998 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.2199% | 6,940 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -1.2199% | 6,888 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,276 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5682% | 1,670 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5925% | 1,425 |
| Percentage Net Loans Charged-off:Construction & development | 0.9921% | 972 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.3279% | 335 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.5329% | 5,639 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2268% | 2,092 |
| Percentage Net Loans Charged-off: Home equity loans | 1.3439% | 400 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0320% | 6,640 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9304% | 999 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.1929% | 6,934 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -1.1929% | 6,881 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 960 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.9228% | 741 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.9644% | 673 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,917 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.2842% | 476 |
| Percentage Net Loans Charged-off: Multi-family residential | 5.9672% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8318% | 1,479 |
| Percentage Net Loans Charged-off: Home equity loans | 1.1552% | 765 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7558% | 1,583 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0449% | 6,292 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.2177% | 714 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.0510% | 660 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,720 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.2086% | 555 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.2499% | 494 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,635 |
| Percentage Net Loans Charged-off: Commercial real estate | 3.0115% | 254 |
| Percentage Net Loans Charged-off: Multi-family residential | 6.6314% | 169 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8285% | 1,401 |
| Percentage Net Loans Charged-off: Home equity loans | 1.1763% | 650 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7469% | 1,472 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0401% | 6,177 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.8384% | 512 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.5753% | 470 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,562 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.7603% | 398 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.7987% | 376 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,304 |
| Percentage Net Loans Charged-off: Commercial real estate | 4.0869% | 188 |
| Percentage Net Loans Charged-off: Multi-family residential | 6.8644% | 162 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.2518% | 954 |
| Percentage Net Loans Charged-off: Home equity loans | 1.7862% | 464 |
| All other 1-4 family - Percent of loans charged-off, net | 1.1282% | 1,024 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0294% | 6,050 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.2104% | 327 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 3.7018% | 308 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,354 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 4.2136% | 208 |
| Percentage Net Loans Charged-off: Total real estate loans | 4.2364% | 189 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,696 |
| Percentage Net Loans Charged-off: Commercial real estate | 8.0597% | 75 |
| Percentage Net Loans Charged-off: Multi-family residential | 6.0391% | 129 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.3160% | 431 |
| Percentage Net Loans Charged-off: Home equity loans | 3.6468% | 212 |
| All other 1-4 family - Percent of loans charged-off, net | 2.0174% | 498 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,380 |
| Percentage Net Loans Charged-off: Loans to individuals | 7.9135% | 167 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 6.5592% | 152 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,005 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8801% | 2,432 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8537% | 2,154 |
| Percentage Net Loans Charged-off:Construction & development | 1.2187% | 2,397 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.5915% | 437 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.4365% | 877 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1642% | 3,673 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0855% | 1,821 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1806% | 3,460 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6409% | 3,073 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1864% | 982 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7990% | 2,446 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7855% | 2,076 |
| Percentage Net Loans Charged-off:Construction & development | 0.9593% | 2,292 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.6914% | 382 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 888 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1251% | 3,587 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,705 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1507% | 3,288 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,319 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9859% | 1,060 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,786 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2321% | 1,552 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.2366% | 1,345 |
| Percentage Net Loans Charged-off:Construction & development | 1.3888% | 1,833 |
| Percentage Net Loans Charged-off: Commercial real estate | 4.6500% | 169 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 4,093 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,414 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,888 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,819 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8254% | 1,114 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8487% | 1,839 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8814% | 1,504 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,022 |
| Percentage Net Loans Charged-off: Commercial real estate | 3.3824% | 269 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,124 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 974 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,950 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,838 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2058% | 6,930 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4730% | 3,888 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4917% | 2,932 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 3,485 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.8184% | 637 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2261% | 796 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0068% | 7,594 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,916 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0080% | 7,586 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 5,131 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0320% | 7,359 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4631% | 3,371 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4828% | 2,493 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 3,101 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.9661% | 423 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0090% | 7,620 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,611 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0105% | 7,620 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,579 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0403% | 7,280 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3705% | 3,334 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3851% | 2,422 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,667 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.6273% | 445 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0199% | 7,736 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,287 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0232% | 7,736 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,950 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0561% | 5,035 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7515% | 1,691 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7833% | 1,226 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,865 |
| Percentage Net Loans Charged-off: Commercial real estate | 3.2161% | 160 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,745 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 827 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,521 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,811 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,232 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1437% | 1,060 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1317% | 815 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,850 |
| Percentage Net Loans Charged-off: Commercial real estate | 4.5847% | 78 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0385% | 7,932 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,398 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0440% | 7,932 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0351% | 4,416 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.4984% | 737 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3915% | 582 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.3651% | 447 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,246 |
| Percentage Net Loans Charged-off: Commercial real estate | 5.4840% | 41 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0517% | 7,981 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,108 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0588% | 7,966 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0447% | 3,600 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.5650% | 381 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.0588% | 290 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.0192% | 220 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,702 |
| Percentage Net Loans Charged-off: Commercial real estate | 7.7889% | 22 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0252% | 2,556 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 889 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0286% | 2,328 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0660% | 2,822 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.2641% | 197 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.2268% | 134 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.0948% | 99 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,119 |
| Percentage Net Loans Charged-off: Commercial real estate | 11.6442% | 11 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0509% | 1,633 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0573% | 1,463 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1319% | 1,774 |
| Percentage Net Loans Charged-off: Loans to individuals | 11.1997% | 70 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7230% | 710 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7442% | 359 |
| Percentage Net Loans Charged-off:Construction & development | 0.2171% | 967 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.7628% | 88 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,352 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 938 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,111 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,946 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5362% | 2,921 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2467% | 1,623 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2403% | 758 |
| Percentage Net Loans Charged-off:Construction & development | 0.2854% | 518 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8429% | 181 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,699 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,489 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,276 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7690% | 1,820 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1900% | 1,784 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1713% | 836 |
| Percentage Net Loans Charged-off:Construction & development | 0.4309% | 289 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5510% | 215 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,135 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,964 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,722 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2771% | 974 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0302% | 7,487 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0316% | 8,051 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1170% | 8,198 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,473 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,345 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,846 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,795 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0930% | 3,386 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1298% | 1,080 |
| Percentage Net Loans Charged-off:Construction & development | 2.3788% | 66 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,308 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,928 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 709 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,723 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,710 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.4837% | 8,432 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0409% | 8,028 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,897 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,012 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,436 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,253 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,095 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.8943% | 8,502 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0589% | 8,034 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,437 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 815 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,021 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,880 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,652 |
| Percentage Net Loans Charged-off: Loans to individuals | -2.6241% | 8,539 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0251% | 3,455 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,638 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,349 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,244 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,732 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0843% | 1,192 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2003% | 2,305 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1112% | 1,184 |
| Percentage Net Loans Charged-off:Construction & development | 1.4214% | 75 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0135% | 1,226 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0176% | 2,617 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0197% | 2,426 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.7062% | 713 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0180% | 637 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2402% | 1,646 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1516% | 817 |
| Percentage Net Loans Charged-off:Construction & development | 1.8548% | 53 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0183% | 928 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0238% | 2,122 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0266% | 1,960 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.9870% | 523 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5629% | 886 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1660% | 2,128 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0292% | 1,813 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0281% | 683 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0365% | 1,643 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0402% | 1,508 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.9472% | 355 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9584% | 634 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2465% | 1,340 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0464% | 1,186 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0744% | 1,003 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0813% | 919 |
| Percentage Net Loans Charged-off: Commercial and industrial | 5.8794% | 150 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3939% | 1,076 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1430% | 3,486 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0526% | 2,267 |
| Percentage Net Loans Charged-off:Construction & development | 0.3471% | 287 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,548 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0470% | 2,229 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0508% | 2,087 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.1315% | 419 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1072% | 1,831 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1247% | 3,253 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0715% | 1,632 |
| Percentage Net Loans Charged-off:Construction & development | 0.5266% | 190 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,213 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0629% | 1,711 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0678% | 1,600 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2215% | 2,513 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4156% | 1,200 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1694% | 2,512 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1105% | 1,192 |
| Percentage Net Loans Charged-off:Construction & development | 1.0132% | 109 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0946% | 1,254 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1019% | 1,175 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3779% | 1,811 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5875% | 1,036 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1465% | 2,379 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0940% | 1,036 |
| Percentage Net Loans Charged-off:Construction & development | 2.7384% | 61 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,591 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,471 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,138 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5874% | 1,159 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0533% | 5,812 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0302% | 2,974 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0207% | 8,498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0463% | 2,414 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0489% | 2,290 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,747 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6382% | 3,612 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0742% | 4,808 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0461% | 2,203 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,273 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0620% | 1,814 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0654% | 1,732 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,156 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7768% | 2,775 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1064% | 3,874 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0694% | 1,634 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0929% | 1,319 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0980% | 1,269 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,532 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0275% | 2,013 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2298% | 2,143 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1364% | 903 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1816% | 756 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1913% | 723 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,449 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.5800% | 627 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0742% | 5,645 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0551% | 2,447 |
| Percentage Net Loans Charged-off:Construction & development | 1.8530% | 153 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,573 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0068% | 3,226 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0071% | 3,064 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,878 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5854% | 3,900 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0018% | 7,725 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0147% | 8,704 |
| Percentage Net Loans Charged-off:Construction & development | -0.1985% | 8,299 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,436 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0112% | 8,746 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0115% | 8,767 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,805 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4549% | 4,361 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0362% | 6,195 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0605% | 5,772 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0526% | 6,307 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0079% | 9,549 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0017% | 8,772 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0018% | 8,823 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 8,921 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0021% | 9,877 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0023% | 11,168 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |