Home > United Community Bank > Income and Expense
United Community Bank, Income and Expense
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,385,000 | 9,417 |
| Total interest expense | $862,000 | 9,732 |
| Net interest income | $1,523,000 | 9,032 |
| Provision for loan and lease losses | $41,000 | 7,900 |
| Total noninterest income | $336,000 | 7,199 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $290,000 | 4,551 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $46,000 | 10,323 |
| Total noninterest expense | $1,052,000 | 9,517 |
| Salaries and employee benefits | $489,000 | 9,780 |
| Premises and equipment expense | $129,000 | 9,507 |
| Additional noninterest expense | $434,000 | 8,884 |
| Pre-tax net operating income | $766,000 | 6,992 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $270,000 | 6,484 |
| Income before extraordinary items | $496,000 | 7,594 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $496,000 | 7,779 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 7,578 |
| Cash dividends | $210,000 | 5,277 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $496,000 | 7,337 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,671,000 | 9,586 |
| Total interest expense | $1,057,000 | 10,152 |
| Net interest income | $1,614,000 | 8,919 |
| Provision for loan and lease losses | $64,000 | 8,436 |
| Total noninterest income | $284,000 | 7,944 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $258,000 | 5,008 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $26,000 | 12,093 |
| Total noninterest expense | $1,065,000 | 9,688 |
| Salaries and employee benefits | $464,000 | 10,154 |
| Premises and equipment expense | $116,000 | 10,180 |
| Additional noninterest expense | $485,000 | 8,600 |
| Pre-tax net operating income | $769,000 | 6,716 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $273,000 | 6,323 |
| Income before extraordinary items | $496,000 | 7,369 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $496,000 | 7,460 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 10,255 |
| Cash dividends | $588,000 | 2,462 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $496,000 | 6,979 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.