Home > United Community Bank > Assets and Liabilities
United Community Bank, Assets and Liabilities
| 2007-12-31 | Rank | |
| # of Employees: | 276 | 558 |
| Assets and Liabilities | ||
| Total Assets: | $1,168,284,000 | 586 |
| Cash and due from depository institutions | $35,229,000 | 558 |
| Interest-bearing balances | $14,931,000 | 400 |
| Securities | $270,115,000 | 462 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,130 |
| Net loans & leases | $796,234,000 | 610 |
| Loan loss allowance | $9,765,000 | 576 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $23,970,000 | 453 |
| Other real estate owned | $1,178,000 | 558 |
| Goodwill and other intangibles | $11,895,000 | 606 |
| All other assets | $29,663,000 | 677 |
| Life insurance assets | $2,152,000 | 2,231 |
| Total liabilities and capital | $1,168,284,000 | 586 |
| Total liabilities | $1,078,053,000 | 570 |
| Total deposits | $963,422,000 | 531 |
| Interest-bearing deposits | $791,699,000 | 561 |
| Deposits held in domestic offices | $963,422,000 | 526 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $97,235,000 | 318 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $4,000,000 | 3,846 |
| Subordinated debt | $8,000,000 | 155 |
| All other liabilities | $5,396,000 | 1,106 |
| Total equity capital | $90,231,000 | 770 |
| Total bank equity capital | $90,231,000 | 770 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $2,601,000 | 1,656 |
| Surplus | $27,276,000 | 1,126 |
| Undivided profits | $60,354,000 | 623 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $7,455,000 | 795 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,085 |
| Income earned, not collected on loans | $6,566,000 | 587 |
| Earning assets | $1,081,280,000 | 580 |
| Long-term assets (5+ years) | $235,280,000 | 527 |
| Average Assets, year-to-date | $1,152,457,200 | 572 |
| Average Assets, quarterly | $1,175,078,000 | 580 |
| Volatile liabilities | $300,072,000 | 529 |
| Insider loans | $2,237,000 | 2,835 |
| FHLB advances | $4,000,000 | 3,713 |
| Loans and leases held for sale | $0 | 1,738 |
| Unused loan commitments | $160,150,000 | 706 |
| Tier 1 (core) risk-based capital | $77,740,000 | 802 |
| Tier 2 risk-based capital | $17,765,000 | 364 |
| Total risk weighted assets | $860,858,000 | 605 |
| Total unused commitments | $160,150,000 | 707 |
| Derivatives | $0 | 1,052 |
| 2007-09-30 | Rank | |
| # of Employees: | 276 | 555 |
| Assets and Liabilities | ||
| Total Assets: | $1,181,872,000 | 569 |
| Cash and due from depository institutions | $46,454,000 | 555 |
| Interest-bearing balances | $19,137,000 | 290 |
| Securities | $263,960,000 | 472 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,196 |
| Net loans & leases | $808,799,000 | 584 |
| Loan loss allowance | $24,725,000 | 251 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $23,159,000 | 455 |
| Other real estate owned | $0 | 555 |
| Goodwill and other intangibles | $11,973,000 | 584 |
| All other assets | $27,527,000 | 725 |
| Life insurance assets | $0 | 4,026 |
| Total liabilities and capital | $1,181,872,000 | 569 |
| Total liabilities | $1,094,867,000 | 547 |
| Total deposits | $982,515,000 | 514 |
| Interest-bearing deposits | $799,359,000 | 550 |
| Deposits held in domestic offices | $982,515,000 | 511 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $96,416,000 | 309 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $4,000,000 | 3,752 |
| Subordinated debt | $8,000,000 | 152 |
| All other liabilities | $3,936,000 | 1,428 |
| Total equity capital | $87,005,000 | 784 |
| Total bank equity capital | $87,005,000 | 784 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $2,601,000 | 1,634 |
| Surplus | $27,276,000 | 1,104 |
| Undivided profits | $57,128,000 | 665 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $25,948,000 | 219 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,109 |
| Income earned, not collected on loans | $6,818,000 | 591 |
| Earning assets | $1,091,896,000 | 563 |
| Long-term assets (5+ years) | $189,143,000 | 624 |
| Average Assets, year-to-date | $1,148,500,500 | 568 |
| Average Assets, quarterly | $1,171,019,000 | 567 |
| Volatile liabilities | $297,841,000 | 512 |
| Insider loans | $2,577,000 | 2,559 |
| FHLB advances | $4,000,000 | 3,588 |
| Loans and leases held for sale | $0 | 1,751 |
| Unused loan commitments | $170,954,000 | 682 |
| Tier 1 (core) risk-based capital | $75,434,000 | 823 |
| Tier 2 risk-based capital | $19,165,000 | 333 |
| Total risk weighted assets | $879,671,000 | 573 |
| Total unused commitments | $170,954,000 | 682 |
| Derivatives | $0 | 1,033 |
| 2007-06-30 | Rank | |
| # of Employees: | 275 | 578 |
| Assets and Liabilities | ||
| Total Assets: | $1,160,166,000 | 583 |
| Cash and due from depository institutions | $36,306,000 | 578 |
| Interest-bearing balances | $1,441,000 | 2,104 |
| Securities | $271,352,000 | 458 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,299 |
| Net loans & leases | $791,171,000 | 598 |
| Loan loss allowance | $24,420,000 | 257 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $22,239,000 | 481 |
| Other real estate owned | $69,000 | 578 |
| Goodwill and other intangibles | $12,051,000 | 595 |
| All other assets | $26,978,000 | 730 |
| Life insurance assets | $0 | 4,058 |
| Total liabilities and capital | $1,160,166,000 | 583 |
| Total liabilities | $1,079,345,000 | 565 |
| Total deposits | $1,001,468,000 | 514 |
| Interest-bearing deposits | $812,797,000 | 554 |
| Deposits held in domestic offices | $1,001,468,000 | 511 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $62,479,000 | 419 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $4,000,000 | 3,667 |
| Subordinated debt | $8,000,000 | 158 |
| All other liabilities | $3,398,000 | 1,569 |
| Total equity capital | $80,821,000 | 844 |
| Total bank equity capital | $80,821,000 | 844 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $2,601,000 | 1,626 |
| Surplus | $27,276,000 | 1,110 |
| Undivided profits | $50,944,000 | 725 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $25,129,000 | 191 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $7,195,000 | 544 |
| Earning assets | $1,063,964,000 | 585 |
| Long-term assets (5+ years) | $220,004,000 | 540 |
| Average Assets, year-to-date | $1,137,376,670 | 582 |
| Average Assets, quarterly | $1,145,946,000 | 586 |
| Volatile liabilities | $275,014,000 | 549 |
| Insider loans | $1,890,000 | 3,086 |
| FHLB advances | $4,000,000 | 3,510 |
| Loans and leases held for sale | $0 | 1,802 |
| Unused loan commitments | $162,637,000 | 720 |
| Tier 1 (core) risk-based capital | $71,476,000 | 875 |
| Tier 2 risk-based capital | $18,783,000 | 353 |
| Total risk weighted assets | $849,004,000 | 596 |
| Total unused commitments | $162,637,000 | 720 |
| Derivatives | $0 | 1,067 |
| 2007-03-31 | Rank | |
| # of Employees: | 284 | 543 |
| Assets and Liabilities | ||
| Total Assets: | $1,131,726,000 | 588 |
| Cash and due from depository institutions | $34,288,000 | 543 |
| Interest-bearing balances | $2,789,000 | 1,662 |
| Securities | $274,756,000 | 460 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,772 |
| Net loans & leases | $772,671,000 | 596 |
| Loan loss allowance | $9,268,000 | 570 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $21,433,000 | 491 |
| Other real estate owned | $83,000 | 543 |
| Goodwill and other intangibles | $12,129,000 | 583 |
| All other assets | $16,366,000 | 1,112 |
| Life insurance assets | $0 | 4,074 |
| Total liabilities and capital | $1,131,726,000 | 588 |
| Total liabilities | $1,036,336,000 | 577 |
| Total deposits | $1,010,070,000 | 505 |
| Interest-bearing deposits | $822,723,000 | 547 |
| Deposits held in domestic offices | $1,010,070,000 | 503 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $8,319,000 | 1,251 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $8,000,000 | 2,723 |
| Subordinated debt | $8,000,000 | 156 |
| All other liabilities | $1,947,000 | 2,450 |
| Total equity capital | $95,390,000 | 716 |
| Total bank equity capital | $95,390,000 | 716 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $2,601,000 | 1,611 |
| Surplus | $21,276,000 | 1,325 |
| Undivided profits | $71,513,000 | 519 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $954,000 | 2,865 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $6,613,000 | 568 |
| Earning assets | $1,050,216,000 | 586 |
| Long-term assets (5+ years) | $218,362,000 | 527 |
| Average Assets, year-to-date | $1,125,982,000 | 586 |
| Average Assets, quarterly | $1,125,982,000 | 586 |
| Volatile liabilities | $226,752,000 | 657 |
| Insider loans | $1,195,000 | 3,947 |
| FHLB advances | $8,000,000 | 2,603 |
| Loans and leases held for sale | $0 | 1,800 |
| Unused loan commitments | $166,960,000 | 704 |
| Tier 1 (core) risk-based capital | $84,000,000 | 726 |
| Tier 2 risk-based capital | $17,268,000 | 365 |
| Total risk weighted assets | $820,048,000 | 600 |
| Total unused commitments | $166,960,000 | 704 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 283 | 555 |
| Assets and Liabilities | ||
| Total Assets: | $1,120,238,000 | 587 |
| Cash and due from depository institutions | $33,301,000 | 555 |
| Interest-bearing balances | $2,014,000 | 1,881 |
| Securities | $274,119,000 | 463 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,403 |
| Net loans & leases | $764,319,000 | 602 |
| Loan loss allowance | $8,983,000 | 581 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $17,954,000 | 593 |
| Other real estate owned | $192,000 | 555 |
| Goodwill and other intangibles | $12,207,000 | 570 |
| All other assets | $18,146,000 | 1,018 |
| Life insurance assets | $0 | 4,082 |
| Total liabilities and capital | $1,120,238,000 | 587 |
| Total liabilities | $1,029,410,000 | 577 |
| Total deposits | $976,115,000 | 521 |
| Interest-bearing deposits | $793,778,000 | 555 |
| Deposits held in domestic offices | $976,115,000 | 519 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $35,078,000 | 587 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $8,000,000 | 2,808 |
| Subordinated debt | $8,000,000 | 154 |
| All other liabilities | $2,217,000 | 2,206 |
| Total equity capital | $90,828,000 | 735 |
| Total bank equity capital | $90,828,000 | 735 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $2,601,000 | 1,602 |
| Surplus | $21,276,000 | 1,300 |
| Undivided profits | $66,951,000 | 538 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,855,000 | 1,648 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $6,900,000 | 556 |
| Earning assets | $1,040,452,000 | 586 |
| Long-term assets (5+ years) | $208,135,000 | 540 |
| Average Assets, year-to-date | $1,051,928,400 | 600 |
| Average Assets, quarterly | $1,103,550,500 | 591 |
| Volatile liabilities | $237,457,000 | 694 |
| Insider loans | $1,418,000 | 3,606 |
| FHLB advances | $8,000,000 | 2,693 |
| Loans and leases held for sale | $0 | 1,760 |
| Unused loan commitments | $153,221,000 | 741 |
| Tier 1 (core) risk-based capital | $79,962,000 | 758 |
| Tier 2 risk-based capital | $16,983,000 | 368 |
| Total risk weighted assets | $807,851,000 | 606 |
| Total unused commitments | $153,221,000 | 741 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 267 | 592 |
| Assets and Liabilities | ||
| Total Assets: | $1,086,863,000 | 608 |
| Cash and due from depository institutions | $27,048,000 | 592 |
| Interest-bearing balances | $5,720,000 | 864 |
| Securities | $271,745,000 | 479 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,029 |
| Net loans & leases | $743,104,000 | 617 |
| Loan loss allowance | $8,934,000 | 588 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $16,592,000 | 640 |
| Other real estate owned | $109,000 | 592 |
| Goodwill and other intangibles | $12,272,000 | 567 |
| All other assets | $15,993,000 | 1,153 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $1,086,863,000 | 608 |
| Total liabilities | $1,001,050,000 | 587 |
| Total deposits | $941,746,000 | 532 |
| Interest-bearing deposits | $751,528,000 | 574 |
| Deposits held in domestic offices | $941,746,000 | 531 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $40,977,000 | 537 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $8,000,000 | 2,964 |
| Subordinated debt | $8,000,000 | 160 |
| All other liabilities | $2,327,000 | 2,082 |
| Total equity capital | $85,813,000 | 783 |
| Total bank equity capital | $85,813,000 | 783 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $2,601,000 | 1,595 |
| Surplus | $21,276,000 | 1,295 |
| Undivided profits | $61,936,000 | 596 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,228,000 | 2,202 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $6,223,000 | 609 |
| Earning assets | $1,020,569,000 | 592 |
| Long-term assets (5+ years) | $219,987,000 | 523 |
| Average Assets, year-to-date | $1,034,851,000 | 615 |
| Average Assets, quarterly | $1,066,723,500 | 611 |
| Volatile liabilities | $226,784,000 | 742 |
| Insider loans | $1,454,000 | 3,537 |
| FHLB advances | $8,000,000 | 2,827 |
| Loans and leases held for sale | $0 | 1,773 |
| Unused loan commitments | $164,551,000 | 727 |
| Tier 1 (core) risk-based capital | $75,760,000 | 807 |
| Tier 2 risk-based capital | $16,934,000 | 369 |
| Total risk weighted assets | $783,265,000 | 628 |
| Total unused commitments | $164,551,000 | 727 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 247 | 657 |
| Assets and Liabilities | ||
| Total Assets: | $1,046,584,000 | 623 |
| Cash and due from depository institutions | $46,829,000 | 657 |
| Interest-bearing balances | $6,870,000 | 756 |
| Securities | $247,610,000 | 529 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,870 |
| Net loans & leases | $707,959,000 | 638 |
| Loan loss allowance | $8,761,000 | 591 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $15,989,000 | 649 |
| Other real estate owned | $303,000 | 657 |
| Goodwill and other intangibles | $9,064,000 | 646 |
| All other assets | $18,830,000 | 982 |
| Life insurance assets | $0 | 4,035 |
| Total liabilities and capital | $1,046,584,000 | 623 |
| Total liabilities | $967,422,000 | 603 |
| Total deposits | $883,065,000 | 559 |
| Interest-bearing deposits | $696,653,000 | 611 |
| Deposits held in domestic offices | $883,065,000 | 558 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $51,427,000 | 475 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $23,000,000 | 1,641 |
| Subordinated debt | $8,000,000 | 156 |
| All other liabilities | $1,930,000 | 2,215 |
| Total equity capital | $79,162,000 | 820 |
| Total bank equity capital | $79,162,000 | 820 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $2,226,000 | 1,803 |
| Surplus | $21,651,000 | 1,250 |
| Undivided profits | $55,285,000 | 643 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,269,000 | 2,008 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $5,793,000 | 586 |
| Earning assets | $962,439,000 | 618 |
| Long-term assets (5+ years) | $198,134,000 | 559 |
| Average Assets, year-to-date | $1,017,513,670 | 627 |
| Average Assets, quarterly | $1,028,231,500 | 622 |
| Volatile liabilities | $235,182,000 | 702 |
| Insider loans | $1,688,000 | 3,232 |
| FHLB advances | $23,000,000 | 1,544 |
| Loans and leases held for sale | $0 | 1,763 |
| Unused loan commitments | $159,113,000 | 733 |
| Tier 1 (core) risk-based capital | $74,728,000 | 795 |
| Tier 2 risk-based capital | $16,761,000 | 368 |
| Total risk weighted assets | $754,090,000 | 646 |
| Total unused commitments | $159,113,000 | 733 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 244 | 651 |
| Assets and Liabilities | ||
| Total Assets: | $1,009,879,000 | 629 |
| Cash and due from depository institutions | $30,826,000 | 651 |
| Interest-bearing balances | $3,897,000 | 1,314 |
| Securities | $255,965,000 | 518 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,312 |
| Net loans & leases | $681,550,000 | 641 |
| Loan loss allowance | $8,585,000 | 596 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $15,789,000 | 640 |
| Other real estate owned | $758,000 | 651 |
| Goodwill and other intangibles | $9,142,000 | 619 |
| All other assets | $15,849,000 | 1,120 |
| Life insurance assets | $0 | 4,002 |
| Total liabilities and capital | $1,009,879,000 | 629 |
| Total liabilities | $933,230,000 | 613 |
| Total deposits | $844,643,000 | 562 |
| Interest-bearing deposits | $658,372,000 | 624 |
| Deposits held in domestic offices | $844,643,000 | 561 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $56,133,000 | 433 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $23,000,000 | 1,577 |
| Subordinated debt | $8,000,000 | 152 |
| All other liabilities | $1,454,000 | 2,735 |
| Total equity capital | $76,649,000 | 826 |
| Total bank equity capital | $76,649,000 | 826 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $2,226,000 | 1,791 |
| Surplus | $21,651,000 | 1,210 |
| Undivided profits | $52,772,000 | 674 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $624,000 | 3,257 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $5,281,000 | 610 |
| Earning assets | $941,412,000 | 619 |
| Long-term assets (5+ years) | $197,001,000 | 550 |
| Average Assets, year-to-date | $1,002,978,500 | 631 |
| Average Assets, quarterly | $1,002,978,500 | 631 |
| Volatile liabilities | $227,495,000 | 701 |
| Insider loans | $1,243,000 | 3,768 |
| FHLB advances | $23,000,000 | 1,495 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $149,356,000 | 755 |
| Tier 1 (core) risk-based capital | $70,721,000 | 829 |
| Tier 2 risk-based capital | $16,586,000 | 363 |
| Total risk weighted assets | $727,608,000 | 644 |
| Total unused commitments | $149,356,000 | 756 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 243 | 647 |
| Assets and Liabilities | ||
| Total Assets: | $996,078,000 | 636 |
| Cash and due from depository institutions | $36,118,000 | 647 |
| Interest-bearing balances | $4,917,000 | 1,116 |
| Securities | $259,425,000 | 520 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,145 |
| Net loans & leases | $659,935,000 | 647 |
| Loan loss allowance | $8,625,000 | 581 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $15,088,000 | 656 |
| Other real estate owned | $135,000 | 647 |
| Goodwill and other intangibles | $9,220,000 | 606 |
| All other assets | $16,157,000 | 1,078 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $996,078,000 | 636 |
| Total liabilities | $923,189,000 | 615 |
| Total deposits | $816,118,000 | 577 |
| Interest-bearing deposits | $629,217,000 | 641 |
| Deposits held in domestic offices | $816,118,000 | 576 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $16,664,000 | 864 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $80,000,000 | 631 |
| Subordinated debt | $8,000,000 | 151 |
| All other liabilities | $2,407,000 | 1,844 |
| Total equity capital | $72,889,000 | 846 |
| Total bank equity capital | $72,889,000 | 846 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $2,226,000 | 1,781 |
| Surplus | $21,651,000 | 1,180 |
| Undivided profits | $49,012,000 | 712 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,675,000 | 1,513 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $5,549,000 | 583 |
| Earning assets | $924,277,000 | 623 |
| Long-term assets (5+ years) | $201,986,000 | 518 |
| Average Assets, year-to-date | $1,011,842,400 | 604 |
| Average Assets, quarterly | $1,041,375,000 | 605 |
| Volatile liabilities | $217,085,000 | 725 |
| Insider loans | $1,021,000 | 4,150 |
| FHLB advances | $80,000,000 | 554 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $141,867,000 | 778 |
| Tier 1 (core) risk-based capital | $65,976,000 | 866 |
| Tier 2 risk-based capital | $16,625,000 | 353 |
| Total risk weighted assets | $696,646,000 | 660 |
| Total unused commitments | $141,867,000 | 778 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 237 | 658 |
| Assets and Liabilities | ||
| Total Assets: | $1,086,672,000 | 574 |
| Cash and due from depository institutions | $51,092,000 | 658 |
| Interest-bearing balances | $16,478,000 | 345 |
| Securities | $257,908,000 | 520 |
| Federal funds sold & reverse repurchase agreements | $78,883,000 | 185 |
| Net loans & leases | $655,271,000 | 632 |
| Loan loss allowance | $8,602,000 | 576 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $15,021,000 | 640 |
| Other real estate owned | $45,000 | 658 |
| Goodwill and other intangibles | $9,298,000 | 579 |
| All other assets | $19,154,000 | 880 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $1,086,672,000 | 574 |
| Total liabilities | $1,016,069,000 | 555 |
| Total deposits | $789,669,000 | 584 |
| Interest-bearing deposits | $605,055,000 | 652 |
| Deposits held in domestic offices | $789,669,000 | 583 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $40,000,000 | 523 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $177,200,000 | 349 |
| Subordinated debt | $8,000,000 | 146 |
| All other liabilities | $1,200,000 | 3,049 |
| Total equity capital | $70,603,000 | 851 |
| Total bank equity capital | $70,603,000 | 851 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $2,226,000 | 1,750 |
| Surplus | $21,651,000 | 1,149 |
| Undivided profits | $46,726,000 | 741 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,090,000 | 1,247 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $4,628,000 | 660 |
| Earning assets | $1,008,540,000 | 566 |
| Long-term assets (5+ years) | $203,673,000 | 507 |
| Average Assets, year-to-date | $1,015,783,500 | 593 |
| Average Assets, quarterly | $1,066,439,500 | 577 |
| Volatile liabilities | $299,333,000 | 529 |
| Insider loans | $1,366,000 | 3,522 |
| FHLB advances | $177,200,000 | 298 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $141,685,000 | 764 |
| Tier 1 (core) risk-based capital | $61,824,000 | 903 |
| Tier 2 risk-based capital | $16,602,000 | 349 |
| Total risk weighted assets | $708,540,000 | 632 |
| Total unused commitments | $141,685,000 | 766 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 234 | 682 |
| Assets and Liabilities | ||
| Total Assets: | $1,046,207,000 | 586 |
| Cash and due from depository institutions | $36,028,000 | 682 |
| Interest-bearing balances | $8,040,000 | 678 |
| Securities | $278,494,000 | 490 |
| Federal funds sold & reverse repurchase agreements | $42,718,000 | 284 |
| Net loans & leases | $641,002,000 | 628 |
| Loan loss allowance | $8,562,000 | 567 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $15,087,000 | 621 |
| Other real estate owned | $167,000 | 682 |
| Goodwill and other intangibles | $9,375,000 | 572 |
| All other assets | $23,336,000 | 747 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $1,046,207,000 | 586 |
| Total liabilities | $978,664,000 | 563 |
| Total deposits | $736,682,000 | 609 |
| Interest-bearing deposits | $564,362,000 | 684 |
| Deposits held in domestic offices | $736,682,000 | 608 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $25,000,000 | 680 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $207,543,000 | 315 |
| Subordinated debt | $8,000,000 | 141 |
| All other liabilities | $1,439,000 | 2,500 |
| Total equity capital | $67,543,000 | 867 |
| Total bank equity capital | $67,543,000 | 867 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $2,226,000 | 1,732 |
| Surplus | $21,651,000 | 1,124 |
| Undivided profits | $43,666,000 | 781 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,590,000 | 1,568 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $5,436,000 | 532 |
| Earning assets | $970,254,000 | 583 |
| Long-term assets (5+ years) | $208,130,000 | 497 |
| Average Assets, year-to-date | $992,154,000 | 595 |
| Average Assets, quarterly | $1,017,109,500 | 591 |
| Volatile liabilities | $283,045,000 | 534 |
| Insider loans | $1,579,000 | 3,232 |
| FHLB advances | $207,200,000 | 268 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $130,695,000 | 787 |
| Tier 1 (core) risk-based capital | $58,157,000 | 939 |
| Tier 2 risk-based capital | $16,562,000 | 347 |
| Total risk weighted assets | $695,288,000 | 616 |
| Total unused commitments | $130,695,000 | 787 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 230 | 679 |
| Assets and Liabilities | ||
| Total Assets: | $988,012,000 | 606 |
| Cash and due from depository institutions | $33,756,000 | 679 |
| Interest-bearing balances | $8,612,000 | 666 |
| Securities | $272,726,000 | 495 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,340 |
| Net loans & leases | $636,152,000 | 616 |
| Loan loss allowance | $8,522,000 | 563 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $14,958,000 | 613 |
| Other real estate owned | $11,000 | 679 |
| Goodwill and other intangibles | $9,453,000 | 554 |
| All other assets | $20,956,000 | 798 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $988,012,000 | 606 |
| Total liabilities | $919,566,000 | 587 |
| Total deposits | $699,988,000 | 628 |
| Interest-bearing deposits | $0 | 8,906 |
| Deposits held in domestic offices | $699,988,000 | 627 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $18,058,000 | 804 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $192,200,000 | 325 |
| Subordinated debt | $8,000,000 | 145 |
| All other liabilities | $1,320,000 | 2,632 |
| Total equity capital | $68,446,000 | 838 |
| Total bank equity capital | $68,446,000 | 838 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $2,226,000 | 1,736 |
| Surplus | $21,651,000 | 1,083 |
| Undivided profits | $44,569,000 | 740 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $674,000 | 3,128 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $4,104,000 | 653 |
| Earning assets | $917,490,000 | 601 |
| Long-term assets (5+ years) | $236,840,000 | 464 |
| Average Assets, year-to-date | $965,127,500 | 612 |
| Average Assets, quarterly | $965,127,500 | 612 |
| Volatile liabilities | $254,521,000 | 552 |
| Insider loans | $1,496,000 | 3,334 |
| FHLB advances | $192,200,000 | 275 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $117,866,000 | 846 |
| Tier 1 (core) risk-based capital | $60,377,000 | 891 |
| Tier 2 risk-based capital | $16,323,000 | 343 |
| Total risk weighted assets | $665,631,000 | 630 |
| Total unused commitments | $117,866,000 | 846 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 219 | 724 |
| Assets and Liabilities | ||
| Total Assets: | $942,243,000 | 638 |
| Cash and due from depository institutions | $16,758,000 | 724 |
| Interest-bearing balances | $12,110,000 | 468 |
| Securities | $243,116,000 | 565 |
| Federal funds sold & reverse repurchase agreements | $12,833,000 | 926 |
| Net loans & leases | $625,096,000 | 627 |
| Loan loss allowance | $8,218,000 | 584 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $14,712,000 | 620 |
| Other real estate owned | $0 | 724 |
| Goodwill and other intangibles | $9,531,000 | 545 |
| All other assets | $20,197,000 | 799 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $942,243,000 | 638 |
| Total liabilities | $874,021,000 | 618 |
| Total deposits | $702,735,000 | 620 |
| Interest-bearing deposits | $554,655,000 | 685 |
| Deposits held in domestic offices | $702,735,000 | 619 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,470 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $162,200,000 | 379 |
| Subordinated debt | $8,000,000 | 150 |
| All other liabilities | $1,086,000 | 2,940 |
| Total equity capital | $68,222,000 | 851 |
| Total bank equity capital | $68,222,000 | 851 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $2,226,000 | 1,718 |
| Surplus | $21,651,000 | 1,074 |
| Undivided profits | $44,345,000 | 762 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $520,000 | 3,734 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $4,904,000 | 545 |
| Earning assets | $893,155,000 | 621 |
| Long-term assets (5+ years) | $230,541,000 | 480 |
| Average Assets, year-to-date | $902,579,000 | 631 |
| Average Assets, quarterly | $922,804,000 | 641 |
| Volatile liabilities | $203,583,000 | 660 |
| Insider loans | $1,427,000 | 3,424 |
| FHLB advances | $162,200,000 | 325 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $119,999,000 | 819 |
| Tier 1 (core) risk-based capital | $57,735,000 | 928 |
| Tier 2 risk-based capital | $16,218,000 | 345 |
| Total risk weighted assets | $668,206,000 | 631 |
| Total unused commitments | $119,999,000 | 819 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 217 | 722 |
| Assets and Liabilities | ||
| Total Assets: | $903,365,000 | 653 |
| Cash and due from depository institutions | $52,514,000 | 722 |
| Interest-bearing balances | $24,756,000 | 221 |
| Securities | $201,567,000 | 662 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,928 |
| Net loans & leases | $610,986,000 | 635 |
| Loan loss allowance | $7,784,000 | 627 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $14,491,000 | 618 |
| Other real estate owned | $101,000 | 722 |
| Goodwill and other intangibles | $9,609,000 | 528 |
| All other assets | $14,097,000 | 1,088 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $903,365,000 | 653 |
| Total liabilities | $837,705,000 | 634 |
| Total deposits | $689,950,000 | 622 |
| Interest-bearing deposits | $538,946,000 | 708 |
| Deposits held in domestic offices | $689,950,000 | 618 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $26,286,000 | 646 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $112,200,000 | 490 |
| Subordinated debt | $8,000,000 | 153 |
| All other liabilities | $1,269,000 | 2,702 |
| Total equity capital | $65,660,000 | 864 |
| Total bank equity capital | $65,660,000 | 864 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $2,226,000 | 1,710 |
| Surplus | $21,651,000 | 1,047 |
| Undivided profits | $41,783,000 | 797 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $736,000 | 3,179 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $3,623,000 | 731 |
| Earning assets | $837,309,000 | 650 |
| Long-term assets (5+ years) | $191,153,000 | 569 |
| Average Assets, year-to-date | $892,663,000 | 637 |
| Average Assets, quarterly | $890,219,000 | 657 |
| Volatile liabilities | $181,280,000 | 704 |
| Insider loans | $1,443,000 | 3,342 |
| FHLB advances | $112,200,000 | 423 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $116,305,000 | 822 |
| Tier 1 (core) risk-based capital | $54,487,000 | 966 |
| Tier 2 risk-based capital | $15,784,000 | 354 |
| Total risk weighted assets | $638,063,000 | 646 |
| Total unused commitments | $116,305,000 | 825 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 218 | 726 |
| Assets and Liabilities | ||
| Total Assets: | $877,073,000 | 666 |
| Cash and due from depository institutions | $41,505,000 | 726 |
| Interest-bearing balances | $13,480,000 | 461 |
| Securities | $196,085,000 | 682 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,884 |
| Net loans & leases | $599,301,000 | 624 |
| Loan loss allowance | $7,301,000 | 654 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $14,446,000 | 604 |
| Other real estate owned | $40,000 | 726 |
| Goodwill and other intangibles | $9,687,000 | 512 |
| All other assets | $16,009,000 | 978 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $877,073,000 | 666 |
| Total liabilities | $815,403,000 | 641 |
| Total deposits | $683,628,000 | 619 |
| Interest-bearing deposits | $540,388,000 | 697 |
| Deposits held in domestic offices | $683,628,000 | 616 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,265,000 | 1,595 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $117,200,000 | 474 |
| Subordinated debt | $8,000,000 | 162 |
| All other liabilities | $1,310,000 | 2,411 |
| Total equity capital | $61,670,000 | 890 |
| Total bank equity capital | $61,670,000 | 890 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $2,226,000 | 1,714 |
| Surplus | $21,651,000 | 1,028 |
| Undivided profits | $37,793,000 | 843 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $886,000 | 2,852 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $3,950,000 | 638 |
| Earning assets | $808,866,000 | 662 |
| Long-term assets (5+ years) | $290,435,000 | 419 |
| Average Assets, year-to-date | $889,095,670 | 634 |
| Average Assets, quarterly | $869,566,000 | 662 |
| Volatile liabilities | $149,017,000 | 800 |
| Insider loans | $1,935,000 | 2,747 |
| FHLB advances | $117,200,000 | 413 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $115,414,000 | 801 |
| Tier 1 (core) risk-based capital | $51,902,000 | 997 |
| Tier 2 risk-based capital | $15,301,000 | 359 |
| Total risk weighted assets | $625,082,000 | 647 |
| Total unused commitments | $115,414,000 | 802 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 218 | 735 |
| Assets and Liabilities | ||
| Total Assets: | $862,059,000 | 669 |
| Cash and due from depository institutions | $30,085,000 | 735 |
| Interest-bearing balances | $6,237,000 | 1,091 |
| Securities | $187,215,000 | 722 |
| Federal funds sold & reverse repurchase agreements | $28,987,000 | 470 |
| Net loans & leases | $578,419,000 | 635 |
| Loan loss allowance | $6,927,000 | 682 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $14,587,000 | 580 |
| Other real estate owned | $0 | 735 |
| Goodwill and other intangibles | $9,765,000 | 493 |
| All other assets | $13,001,000 | 1,116 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $862,059,000 | 669 |
| Total liabilities | $795,499,000 | 652 |
| Total deposits | $669,126,000 | 637 |
| Interest-bearing deposits | $538,355,000 | 707 |
| Deposits held in domestic offices | $669,126,000 | 634 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,174 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $117,200,000 | 454 |
| Subordinated debt | $8,000,000 | 162 |
| All other liabilities | $1,173,000 | 2,871 |
| Total equity capital | $66,560,000 | 847 |
| Total bank equity capital | $66,560,000 | 847 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $2,226,000 | 1,710 |
| Surplus | $21,651,000 | 1,013 |
| Undivided profits | $42,683,000 | 781 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,055,000 | 2,551 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $3,387,000 | 747 |
| Earning assets | $800,858,000 | 669 |
| Long-term assets (5+ years) | $264,564,000 | 426 |
| Average Assets, year-to-date | $895,107,000 | 634 |
| Average Assets, quarterly | $895,107,000 | 634 |
| Volatile liabilities | $131,001,000 | 854 |
| Insider loans | $1,864,000 | 2,770 |
| FHLB advances | $117,200,000 | 393 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $110,535,000 | 806 |
| Tier 1 (core) risk-based capital | $54,562,000 | 945 |
| Tier 2 risk-based capital | $14,927,000 | 363 |
| Total risk weighted assets | $601,410,000 | 659 |
| Total unused commitments | $110,535,000 | 806 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 210 | 770 |
| Assets and Liabilities | ||
| Total Assets: | $928,155,000 | 619 |
| Cash and due from depository institutions | $31,680,000 | 770 |
| Interest-bearing balances | $9,042,000 | 718 |
| Securities | $186,473,000 | 732 |
| Federal funds sold & reverse repurchase agreements | $126,133,000 | 132 |
| Net loans & leases | $541,251,000 | 676 |
| Loan loss allowance | $6,425,000 | 727 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $13,905,000 | 611 |
| Other real estate owned | $0 | 770 |
| Goodwill and other intangibles | $9,842,000 | 489 |
| All other assets | $18,871,000 | 824 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $928,155,000 | 619 |
| Total liabilities | $864,352,000 | 596 |
| Total deposits | $666,653,000 | 636 |
| Interest-bearing deposits | $539,510,000 | 699 |
| Deposits held in domestic offices | $666,653,000 | 634 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,433 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $187,200,000 | 341 |
| Subordinated debt | $8,000,000 | 166 |
| All other liabilities | $2,499,000 | 1,578 |
| Total equity capital | $63,803,000 | 872 |
| Total bank equity capital | $63,803,000 | 872 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $2,226,000 | 1,722 |
| Surplus | $21,651,000 | 992 |
| Undivided profits | $39,926,000 | 803 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $790,000 | 3,191 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $3,862,000 | 654 |
| Earning assets | $862,899,000 | 606 |
| Long-term assets (5+ years) | $237,151,000 | 485 |
| Average Assets, year-to-date | $832,648,400 | 661 |
| Average Assets, quarterly | $872,064,500 | 649 |
| Volatile liabilities | $195,208,000 | 629 |
| Insider loans | $1,933,000 | 2,672 |
| FHLB advances | $187,200,000 | 281 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $105,131,000 | 817 |
| Tier 1 (core) risk-based capital | $52,483,000 | 973 |
| Tier 2 risk-based capital | $14,425,000 | 374 |
| Total risk weighted assets | $586,456,000 | 676 |
| Total unused commitments | $105,131,000 | 818 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 183 | 907 |
| Assets and Liabilities | ||
| Total Assets: | $815,974,000 | 711 |
| Cash and due from depository institutions | $28,571,000 | 907 |
| Interest-bearing balances | $12,038,000 | 648 |
| Securities | $178,983,000 | 742 |
| Federal funds sold & reverse repurchase agreements | $61,183,000 | 258 |
| Net loans & leases | $512,740,000 | 697 |
| Loan loss allowance | $6,428,000 | 741 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $13,209,000 | 649 |
| Other real estate owned | $256,000 | 907 |
| Goodwill and other intangibles | $3,110,000 | 927 |
| All other assets | $17,922,000 | 857 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $815,974,000 | 711 |
| Total liabilities | $754,386,000 | 688 |
| Total deposits | $590,241,000 | 732 |
| Interest-bearing deposits | $467,417,000 | 822 |
| Deposits held in domestic offices | $590,241,000 | 728 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,347 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $162,200,000 | 367 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $1,945,000 | 1,964 |
| Total equity capital | $61,588,000 | 915 |
| Total bank equity capital | $61,588,000 | 915 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $2,226,000 | 1,723 |
| Surplus | $21,651,000 | 989 |
| Undivided profits | $37,711,000 | 840 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $772,000 | 3,376 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $3,097,000 | 872 |
| Earning assets | $764,944,000 | 690 |
| Long-term assets (5+ years) | $231,944,000 | 493 |
| Average Assets, year-to-date | $808,771,750 | 693 |
| Average Assets, quarterly | $818,937,500 | 703 |
| Volatile liabilities | $167,365,000 | 703 |
| Insider loans | $2,004,000 | 2,588 |
| FHLB advances | $162,200,000 | 303 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $90,412,000 | 930 |
| Tier 1 (core) risk-based capital | $56,925,000 | 895 |
| Tier 2 risk-based capital | $6,425,000 | 722 |
| Total risk weighted assets | $548,405,000 | 718 |
| Total unused commitments | $90,412,000 | 931 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 186 | 892 |
| Assets and Liabilities | ||
| Total Assets: | $821,901,000 | 695 |
| Cash and due from depository institutions | $40,947,000 | 892 |
| Interest-bearing balances | $8,031,000 | 1,024 |
| Securities | $197,642,000 | 682 |
| Federal funds sold & reverse repurchase agreements | $40,240,000 | 386 |
| Net loans & leases | $510,241,000 | 700 |
| Loan loss allowance | $6,473,000 | 738 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $13,444,000 | 615 |
| Other real estate owned | $65,000 | 892 |
| Goodwill and other intangibles | $3,157,000 | 890 |
| All other assets | $16,165,000 | 909 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $821,901,000 | 695 |
| Total liabilities | $760,529,000 | 680 |
| Total deposits | $621,281,000 | 689 |
| Interest-bearing deposits | $504,625,000 | 753 |
| Deposits held in domestic offices | $621,281,000 | 686 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,266 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $137,200,000 | 408 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $2,048,000 | 1,979 |
| Total equity capital | $61,372,000 | 906 |
| Total bank equity capital | $61,372,000 | 906 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $2,226,000 | 1,720 |
| Surplus | $21,651,000 | 968 |
| Undivided profits | $37,495,000 | 863 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $515,000 | 4,290 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $3,731,000 | 695 |
| Earning assets | $756,154,000 | 686 |
| Long-term assets (5+ years) | $208,194,000 | 529 |
| Average Assets, year-to-date | $806,371,000 | 689 |
| Average Assets, quarterly | $828,503,500 | 679 |
| Volatile liabilities | $139,461,000 | 802 |
| Insider loans | $1,965,000 | 2,619 |
| FHLB advances | $137,200,000 | 346 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $78,791,000 | 1,018 |
| Tier 1 (core) risk-based capital | $55,492,000 | 903 |
| Tier 2 risk-based capital | $6,473,000 | 702 |
| Total risk weighted assets | $524,525,000 | 727 |
| Total unused commitments | $78,791,000 | 1,022 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 182 | 906 |
| Assets and Liabilities | ||
| Total Assets: | $835,106,000 | 670 |
| Cash and due from depository institutions | $37,487,000 | 906 |
| Interest-bearing balances | $5,476,000 | 1,418 |
| Securities | $193,201,000 | 692 |
| Federal funds sold & reverse repurchase agreements | $75,079,000 | 227 |
| Net loans & leases | $495,007,000 | 712 |
| Loan loss allowance | $6,552,000 | 715 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $13,632,000 | 599 |
| Other real estate owned | $0 | 906 |
| Goodwill and other intangibles | $3,205,000 | 878 |
| All other assets | $17,495,000 | 839 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $835,106,000 | 670 |
| Total liabilities | $775,914,000 | 649 |
| Total deposits | $610,984,000 | 684 |
| Interest-bearing deposits | $502,815,000 | 744 |
| Deposits held in domestic offices | $610,984,000 | 680 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,057 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $162,200,000 | 353 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $2,730,000 | 1,624 |
| Total equity capital | $59,192,000 | 918 |
| Total bank equity capital | $59,192,000 | 918 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $2,226,000 | 1,730 |
| Surplus | $21,651,000 | 956 |
| Undivided profits | $35,315,000 | 884 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $774,000 | 3,360 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $3,835,000 | 705 |
| Earning assets | $768,763,000 | 665 |
| Long-term assets (5+ years) | $175,461,000 | 598 |
| Average Assets, year-to-date | $798,606,000 | 686 |
| Average Assets, quarterly | $798,606,000 | 686 |
| Volatile liabilities | $138,234,000 | 776 |
| Insider loans | $2,125,000 | 2,428 |
| FHLB advances | $162,200,000 | 296 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $79,090,000 | 978 |
| Tier 1 (core) risk-based capital | $53,457,000 | 926 |
| Tier 2 risk-based capital | $6,417,000 | 686 |
| Total risk weighted assets | $513,271,000 | 729 |
| Total unused commitments | $79,090,000 | 983 |
| Derivatives | $20,000,000 | 323 |
| 2002-12-31 | Rank | |
| # of Employees: | 187 | 873 |
| Assets and Liabilities | ||
| Total Assets: | $762,106,000 | 707 |
| Cash and due from depository institutions | $35,854,000 | 873 |
| Interest-bearing balances | $10,360,000 | 758 |
| Securities | $152,254,000 | 834 |
| Federal funds sold & reverse repurchase agreements | $58,752,000 | 264 |
| Net loans & leases | $481,744,000 | 724 |
| Loan loss allowance | $6,842,000 | 670 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $13,585,000 | 594 |
| Other real estate owned | $0 | 873 |
| Goodwill and other intangibles | $3,253,000 | 851 |
| All other assets | $16,664,000 | 854 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $762,106,000 | 707 |
| Total liabilities | $699,615,000 | 697 |
| Total deposits | $536,319,000 | 769 |
| Interest-bearing deposits | $427,248,000 | 846 |
| Deposits held in domestic offices | $536,319,000 | 766 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,222 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $162,200,000 | 363 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,096,000 | 3,180 |
| Total equity capital | $62,491,000 | 858 |
| Total bank equity capital | $62,491,000 | 858 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $2,226,000 | 1,723 |
| Surplus | $21,651,000 | 934 |
| Undivided profits | $38,614,000 | 791 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $527,000 | 4,086 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $2,853,000 | 996 |
| Earning assets | $703,110,000 | 708 |
| Long-term assets (5+ years) | $180,725,000 | 555 |
| Average Assets, year-to-date | $699,144,600 | 736 |
| Average Assets, quarterly | $741,448,000 | 719 |
| Volatile liabilities | $152,946,000 | 739 |
| Insider loans | $1,656,000 | 2,898 |
| FHLB advances | $162,200,000 | 298 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $72,730,000 | 1,016 |
| Tier 1 (core) risk-based capital | $56,346,000 | 857 |
| Tier 2 risk-based capital | $5,990,000 | 727 |
| Total risk weighted assets | $478,511,000 | 768 |
| Total unused commitments | $72,730,000 | 1,016 |
| Derivatives | $20,000,000 | 302 |
| 2001-12-31 | Rank | |
| # of Employees: | 190 | 847 |
| Assets and Liabilities | ||
| Total Assets: | $652,437,000 | 799 |
| Cash and due from depository institutions | $30,758,000 | 847 |
| Interest-bearing balances | $4,623,000 | 1,344 |
| Securities | $126,666,000 | 905 |
| Federal funds sold & reverse repurchase agreements | $13,960,000 | 1,052 |
| Net loans & leases | $449,216,000 | 750 |
| Loan loss allowance | $6,043,000 | 722 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $13,437,000 | 590 |
| Other real estate owned | $57,000 | 847 |
| Goodwill and other intangibles | $1,446,000 | 1,248 |
| All other assets | $16,897,000 | 808 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $652,437,000 | 799 |
| Total liabilities | $598,584,000 | 785 |
| Total deposits | $493,485,000 | 796 |
| Interest-bearing deposits | $391,955,000 | 877 |
| Deposits held in domestic offices | $493,485,000 | 792 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,416 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $103,505,000 | 485 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $1,594,000 | 2,425 |
| Total equity capital | $53,853,000 | 913 |
| Total bank equity capital | $53,853,000 | 913 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $2,226,000 | 1,731 |
| Surplus | $19,653,000 | 969 |
| Undivided profits | $31,975,000 | 880 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,050,000 | 1,472 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $5,300,000 | 572 |
| Earning assets | $594,465,000 | 796 |
| Long-term assets (5+ years) | $146,040,000 | 673 |
| Average Assets, year-to-date | $642,556,000 | 770 |
| Average Assets, quarterly | $645,939,500 | 795 |
| Volatile liabilities | $111,472,000 | 910 |
| Insider loans | $1,537,000 | 2,941 |
| FHLB advances | $103,505,000 | 400 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $61,155,000 | 1,092 |
| Tier 1 (core) risk-based capital | $50,546,000 | 899 |
| Tier 2 risk-based capital | $5,609,000 | 734 |
| Total risk weighted assets | $449,005,000 | 777 |
| Total unused commitments | $61,155,000 | 1,095 |
| Derivatives | $90,000,000 | 176 |
| 2000-12-31 | Rank | |
| # of Employees: | 186 | 847 |
| Assets and Liabilities | ||
| Total Assets: | $628,022,000 | 799 |
| Cash and due from depository institutions | $24,029,000 | 847 |
| Interest-bearing balances | $3,049,000 | 1,266 |
| Securities | $130,245,000 | 873 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,010 |
| Net loans & leases | $448,210,000 | 731 |
| Loan loss allowance | $5,806,000 | 725 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $14,125,000 | 534 |
| Other real estate owned | $285,000 | 847 |
| Goodwill and other intangibles | $1,638,000 | 1,165 |
| All other assets | $9,491,000 | 1,054 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $628,022,000 | 799 |
| Total liabilities | $581,347,000 | 780 |
| Total deposits | $479,530,000 | 801 |
| Interest-bearing deposits | $379,760,000 | 884 |
| Deposits held in domestic offices | $479,530,000 | 798 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $100,000 | 3,622 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $99,620,000 | 471 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $2,097,000 | 1,988 |
| Total equity capital | $46,676,000 | 986 |
| Total bank equity capital | $46,676,000 | 986 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $2,226,000 | 1,749 |
| Surplus | $19,653,000 | 947 |
| Undivided profits | $24,797,000 | 1,080 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,397,000 | 1,053 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $3,109,000 | 798 |
| Earning assets | $581,504,000 | 794 |
| Long-term assets (5+ years) | $115,259,000 | 784 |
| Average Assets, year-to-date | $606,771,200 | 792 |
| Average Assets, quarterly | $620,684,500 | 802 |
| Volatile liabilities | $92,798,000 | 1,050 |
| Insider loans | $1,266,000 | 3,289 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $65,178,000 | 962 |
| Tier 1 (core) risk-based capital | $44,964,000 | 974 |
| Tier 2 risk-based capital | $5,485,240 | 725 |
| Total risk weighted assets | $438,498,140 | 773 |
| Total unused commitments | $65,178,000 | 962 |
| Derivatives | $60,000,000 | 210 |
| 1999-12-31 | Rank | |
| # of Employees: | 174 | 949 |
| Assets and Liabilities | ||
| Total Assets: | $575,913,000 | 862 |
| Cash and due from depository institutions | $25,647,000 | 949 |
| Interest-bearing balances | $552,000 | 3,038 |
| Securities | $131,904,000 | 884 |
| Federal funds sold & reverse repurchase agreements | $1,120,000 | 4,745 |
| Net loans & leases | $390,512,000 | 819 |
| Loan loss allowance | $4,530,000 | 879 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $15,863,000 | 483 |
| Other real estate owned | $0 | 949 |
| Goodwill and other intangibles | $1,829,000 | 1,125 |
| All other assets | $9,038,000 | 1,086 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $575,913,000 | 862 |
| Total liabilities | $541,126,000 | 837 |
| Total deposits | $450,322,000 | 830 |
| Interest-bearing deposits | $364,852,000 | 887 |
| Deposits held in domestic offices | $450,322,000 | 826 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,093 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $88,735,000 | 525 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $2,069,000 | 1,829 |
| Total equity capital | $34,787,000 | 1,283 |
| Total bank equity capital | $34,787,000 | 1,283 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $2,226,000 | 1,759 |
| Surplus | $17,653,000 | 1,032 |
| Undivided profits | $14,908,000 | 1,700 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $567,000 | 3,374 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $2,319,000 | 909 |
| Earning assets | $524,088,000 | 869 |
| Long-term assets (5+ years) | $141,327,000 | 713 |
| Average Assets, year-to-date | $521,390,800 | 894 |
| Average Assets, quarterly | $570,452,000 | 856 |
| Volatile liabilities | $92,412,000 | 1,021 |
| Insider loans | $465,000 | 5,540 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $77,567,000 | 862 |
| Tier 1 (core) risk-based capital | $34,991,000 | 1,252 |
| Tier 2 risk-based capital | $4,531,000 | 842 |
| Total risk weighted assets | $375,183,700 | 868 |
| Total unused commitments | $77,567,000 | 863 |
| Derivatives | $69,000,000 | 211 |
| 1998-12-31 | Rank | |
| # of Employees: | 179 | 934 |
| Assets and Liabilities | ||
| Total Assets: | $459,531,000 | 1,019 |
| Cash and due from depository institutions | $19,160,000 | 934 |
| Interest-bearing balances | $240,000 | 4,143 |
| Securities | $117,721,000 | 989 |
| Federal funds sold & reverse repurchase agreements | $6,980,000 | 2,502 |
| Net loans & leases | $292,604,000 | 985 |
| Loan loss allowance | $3,645,000 | 1,031 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $14,821,000 | 494 |
| Other real estate owned | $358,000 | 934 |
| Goodwill and other intangibles | $2,020,000 | 1,021 |
| All other assets | $5,867,000 | 1,354 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $459,531,000 | 1,019 |
| Total liabilities | $430,291,000 | 981 |
| Total deposits | $362,591,000 | 1,016 |
| Interest-bearing deposits | $291,183,000 | 1,097 |
| Deposits held in domestic offices | $362,591,000 | 1,013 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,000,000 | 1,408 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $56,124,000 | 553 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $6,576,000 | 830 |
| Total equity capital | $29,240,000 | 1,527 |
| Total bank equity capital | $29,240,000 | 1,527 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $2,226,000 | 1,707 |
| Surplus | $14,653,000 | 1,129 |
| Undivided profits | $12,361,000 | 2,107 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $39,000 | 8,347 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $1,709,000 | 1,222 |
| Earning assets | $417,545,000 | 1,026 |
| Long-term assets (5+ years) | $142,101,000 | 657 |
| Average Assets, year-to-date | $380,701,600 | 1,159 |
| Average Assets, quarterly | $426,945,500 | 1,067 |
| Volatile liabilities | $67,493,000 | 1,103 |
| Insider loans | $479,000 | 5,400 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $39,225,000 | 1,354 |
| Tier 1 (core) risk-based capital | $26,808,000 | 1,573 |
| Tier 2 risk-based capital | $3,553,390 | 974 |
| Total risk weighted assets | $284,179,290 | 1,042 |
| Total unused commitments | $39,225,000 | 1,360 |
| Derivatives | $14,000,000 | 369 |
| 1997-12-31 | Rank | |
| # of Employees: | 157 | 1,103 |
| Assets and Liabilities | ||
| Total Assets: | $343,516,000 | 1,341 |
| Cash and due from depository institutions | $34,684,000 | 1,103 |
| Interest-bearing balances | $3,175,000 | 1,300 |
| Securities | $59,989,000 | 1,925 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,160 |
| Net loans & leases | $234,005,000 | 1,247 |
| Loan loss allowance | $3,062,000 | 1,228 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $9,107,000 | 813 |
| Other real estate owned | $259,000 | 1,103 |
| Goodwill and other intangibles | $2,212,000 | 926 |
| All other assets | $3,260,000 | 2,216 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $343,516,000 | 1,341 |
| Total liabilities | $320,499,000 | 1,309 |
| Total deposits | $289,661,000 | 1,281 |
| Interest-bearing deposits | $243,980,000 | 1,323 |
| Deposits held in domestic offices | $289,661,000 | 1,275 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $15,350,000 | 856 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $14,090,000 | 1,161 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $1,398,000 | 2,697 |
| Total equity capital | $23,017,000 | 1,946 |
| Total bank equity capital | $23,017,000 | 1,946 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $2,226,000 | 1,690 |
| Surplus | $11,903,000 | 1,332 |
| Undivided profits | $8,888,000 | 2,819 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $407,000 | 4,573 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $1,394,000 | 1,579 |
| Earning assets | $297,169,000 | 1,426 |
| Long-term assets (5+ years) | $26,324,000 | 2,302 |
| Average Assets, year-to-date | $292,137,600 | 1,486 |
| Average Assets, quarterly | $327,976,000 | 1,385 |
| Volatile liabilities | $59,692,000 | 1,231 |
| Insider loans | $571,000 | 5,057 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $23,054,000 | 1,899 |
| Tier 1 (core) risk-based capital | $20,566,000 | 2,062 |
| Tier 2 risk-based capital | $2,670,070 | 1,190 |
| Total risk weighted assets | $213,213,770 | 1,333 |
| Total unused commitments | $23,054,000 | 1,905 |
| Derivatives | $20,000,000 | 324 |
| 1996-12-31 | Rank | |
| # of Employees: | 115 | 1,629 |
| Assets and Liabilities | ||
| Total Assets: | $238,597,000 | 1,971 |
| Cash and due from depository institutions | $8,665,000 | 1,629 |
| Interest-bearing balances | $58,000 | 5,307 |
| Securities | $45,757,000 | 2,644 |
| Federal funds sold & reverse repurchase agreements | $10,995,000 | 1,178 |
| Net loans & leases | $163,940,000 | 1,759 |
| Loan loss allowance | $1,793,000 | 2,087 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $4,630,000 | 1,715 |
| Other real estate owned | $0 | 1,629 |
| Goodwill and other intangibles | $2,372,000 | 852 |
| All other assets | $2,238,000 | 3,254 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $238,597,000 | 1,971 |
| Total liabilities | $220,990,000 | 1,907 |
| Total deposits | $203,431,000 | 1,912 |
| Interest-bearing deposits | $173,619,000 | 1,922 |
| Deposits held in domestic offices | $203,431,000 | 1,902 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $16,427,000 | 1,029 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $1,132,000 | 3,208 |
| Total equity capital | $17,607,000 | 2,549 |
| Total bank equity capital | $17,607,000 | 2,549 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $2,226,000 | 1,770 |
| Surplus | $8,903,000 | 1,790 |
| Undivided profits | $6,478,000 | 3,638 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $301,000 | 5,595 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $975,000 | 2,305 |
| Earning assets | $220,750,000 | 1,953 |
| Long-term assets (5+ years) | $14,675,000 | 3,309 |
| Average Assets, year-to-date | $203,679,600 | 2,210 |
| Average Assets, quarterly | $225,419,500 | 2,056 |
| Volatile liabilities | $36,104,000 | 1,774 |
| Insider loans | $664,000 | 4,743 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $15,839,000 | 2,439 |
| Tier 1 (core) risk-based capital | $15,259,000 | 2,846 |
| Tier 2 risk-based capital | $1,793,000 | 1,747 |
| Total risk weighted assets | $144,322,700 | 1,945 |
| Total unused commitments | $15,839,000 | 2,451 |
| Derivatives | $20,000,000 | 378 |
| 1995-12-31 | Rank | |
| # of Employees: | 92 | 2,097 |
| Assets and Liabilities | ||
| Total Assets: | $183,420,000 | 2,542 |
| Cash and due from depository institutions | $8,435,000 | 2,097 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $39,274,000 | 3,219 |
| Federal funds sold & reverse repurchase agreements | $900,000 | 7,503 |
| Net loans & leases | $126,580,000 | 2,193 |
| Loan loss allowance | $1,423,000 | 2,593 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $3,776,000 | 2,044 |
| Other real estate owned | $0 | 2,097 |
| Goodwill and other intangibles | $2,562,000 | 762 |
| All other assets | $1,893,000 | 3,819 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $183,420,000 | 2,542 |
| Total liabilities | $169,619,000 | 2,484 |
| Total deposits | $165,127,000 | 2,367 |
| Interest-bearing deposits | $141,419,000 | 2,403 |
| Deposits held in domestic offices | $165,127,000 | 2,357 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $230,000 | 3,419 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $3,465,000 | 1,928 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $797,000 | 4,401 |
| Total equity capital | $13,801,000 | 3,196 |
| Total bank equity capital | $13,801,000 | 3,196 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $2,226,000 | 1,804 |
| Surplus | $6,903,000 | 2,212 |
| Undivided profits | $4,672,000 | 4,742 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $382,000 | 4,983 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $785,000 | 2,993 |
| Earning assets | $166,754,000 | 2,559 |
| Long-term assets (5+ years) | $12,522,000 | 3,493 |
| Average Assets, year-to-date | $145,133,400 | 3,021 |
| Average Assets, quarterly | $167,757,500 | 2,724 |
| Volatile liabilities | $22,737,000 | 2,376 |
| Insider loans | $773,000 | 4,412 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $10,912,000 | 3,078 |
| Tier 1 (core) risk-based capital | $11,163,000 | 3,798 |
| Tier 2 risk-based capital | $1,361,700 | 2,200 |
| Total risk weighted assets | $108,874,300 | 2,499 |
| Total unused commitments | $10,912,000 | 3,091 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 58 | 3,477 |
| Assets and Liabilities | ||
| Total Assets: | $115,683,000 | 3,820 |
| Cash and due from depository institutions | $4,621,000 | 3,477 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $17,731,000 | 6,397 |
| Federal funds sold & reverse repurchase agreements | $2,575,000 | 3,172 |
| Net loans & leases | $86,830,000 | 2,994 |
| Loan loss allowance | $1,052,000 | 3,414 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $2,935,000 | 2,523 |
| Other real estate owned | $0 | 3,477 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $991,000 | 6,787 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $115,683,000 | 3,820 |
| Total liabilities | $107,679,000 | 3,734 |
| Total deposits | $102,550,000 | 3,699 |
| Interest-bearing deposits | $89,403,000 | 3,623 |
| Deposits held in domestic offices | $102,550,000 | 3,691 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $4,557,000 | 1,831 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $572,000 | 4,775 |
| Total equity capital | $8,004,000 | 4,923 |
| Total bank equity capital | $8,004,000 | 4,923 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $2,226,000 | 1,852 |
| Surplus | $2,903,000 | 4,268 |
| Undivided profits | $2,875,000 | 6,047 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $241,000 | 6,244 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $514,000 | 4,106 |
| Earning assets | $107,136,000 | 3,782 |
| Long-term assets (5+ years) | $9,163,000 | 4,335 |
| Average Assets, year-to-date | $104,418,800 | 4,105 |
| Average Assets, quarterly | $113,070,000 | 3,888 |
| Volatile liabilities | $14,656,000 | 3,259 |
| Insider loans | $355,000 | 6,716 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $4,662,000 | 5,108 |
| Tier 1 (core) risk-based capital | $8,020,000 | 4,986 |
| Tier 2 risk-based capital | $913,980 | 3,150 |
| Total risk weighted assets | $72,980,580 | 3,527 |
| Total unused commitments | $4,662,000 | 5,115 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 53 | 3,910 |
| Assets and Liabilities | ||
| Total Assets: | $92,477,000 | 4,793 |
| Cash and due from depository institutions | $2,761,000 | 3,910 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $18,241,000 | 6,535 |
| Federal funds sold & reverse repurchase agreements | $500,000 | 9,053 |
| Net loans & leases | $67,747,000 | 3,709 |
| Loan loss allowance | $798,000 | 4,489 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $2,439,000 | 2,991 |
| Other real estate owned | $0 | 3,910 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $789,000 | 7,227 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $92,477,000 | 4,793 |
| Total liabilities | $85,798,000 | 4,700 |
| Total deposits | $82,097,000 | 4,683 |
| Interest-bearing deposits | $72,227,000 | 4,629 |
| Deposits held in domestic offices | $82,097,000 | 4,676 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $3,150,000 | 1,805 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $551,000 | 4,986 |
| Total equity capital | $6,679,000 | 5,843 |
| Total bank equity capital | $6,679,000 | 5,843 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $2,226,000 | 1,878 |
| Surplus | $2,903,000 | 4,238 |
| Undivided profits | $1,550,000 | 8,309 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $223,000 | 7,249 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $356,000 | 5,205 |
| Earning assets | $86,488,000 | 4,717 |
| Long-term assets (5+ years) | $9,682,000 | 4,442 |
| Average Assets, year-to-date | $81,073,400 | 5,221 |
| Average Assets, quarterly | $89,911,500 | 4,869 |
| Volatile liabilities | $14,485,000 | 3,078 |
| Insider loans | $247,000 | 7,803 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $5,489,000 | 4,628 |
| Tier 1 (core) risk-based capital | $6,679,000 | 5,757 |
| Tier 2 risk-based capital | $747,870 | 3,738 |
| Total risk weighted assets | $59,779,670 | 4,185 |
| Total unused commitments | $5,489,000 | 4,653 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 42 | 4,959 |
| Assets and Liabilities | ||
| Total Assets: | $71,786,000 | 6,013 |
| Cash and due from depository institutions | $2,283,000 | 4,959 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $15,298,000 | 7,265 |
| Federal funds sold & reverse repurchase agreements | $0 | 11,296 |
| Net loans & leases | $51,439,000 | 4,710 |
| Loan loss allowance | $597,000 | 5,666 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $2,061,000 | 3,501 |
| Other real estate owned | $91,000 | 4,959 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $614,000 | 8,733 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $71,786,000 | 6,013 |
| Total liabilities | $65,883,000 | 5,975 |
| Total deposits | $65,715,000 | 5,812 |
| Interest-bearing deposits | $59,128,000 | 5,648 |
| Deposits held in domestic offices | $65,715,000 | 5,802 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $168,000 | 10,760 |
| Total equity capital | $5,903,000 | 6,244 |
| Total bank equity capital | $5,903,000 | 6,244 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $2,226,000 | 1,939 |
| Surplus | $2,903,000 | 4,138 |
| Undivided profits | $774,000 | 10,186 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $160,000 | 8,997 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $336,000 | 5,940 |
| Earning assets | $66,737,000 | 5,912 |
| Long-term assets (5+ years) | $16,719,000 | 2,980 |
| Average Assets, year-to-date | $66,227,800 | 6,266 |
| Average Assets, quarterly | $70,875,500 | 6,026 |
| Volatile liabilities | $8,615,000 | 4,588 |
| Insider loans | $0 | 9,493 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $2,071,000 | 7,234 |
| Tier 1 (core) risk-based capital | $5,903,000 | 6,162 |
| Tier 2 risk-based capital | $573,900 | 4,650 |
| Total risk weighted assets | $45,889,100 | 5,298 |
| Total unused commitments | $2,071,000 | 7,265 |
| Derivatives | $0 | 651 |