Home > United Community Bank > Income and Expense
United Community Bank, Income and Expense
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $11,412,000 | 2,833 |
| Total interest expense | $5,093,000 | 2,862 |
| Net interest income | $6,319,000 | 2,786 |
| Provision for loan and lease losses | $85,000 | 5,558 |
| Total noninterest income | $956,000 | 3,198 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $762,000 | 1,745 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $194,000 | 5,009 |
| Total noninterest expense | $4,445,000 | 3,019 |
| Salaries and employee benefits | $2,325,000 | 3,003 |
| Premises and equipment expense | $686,000 | 2,912 |
| Additional noninterest expense | $1,434,000 | 2,969 |
| Pre-tax net operating income | $2,745,000 | 2,593 |
| Securities gains (losses) | $1,000 | 2,805 |
| Applicable income taxes | $564,000 | 3,357 |
| Income before extraordinary items | $2,182,000 | 2,390 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $2,182,000 | 2,391 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-23,000 | 9,654 |
| Cash dividends | $498,000 | 3,562 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $2,181,210 | 2,360 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $6,458,000 | 4,697 |
| Total interest expense | $2,890,000 | 4,864 |
| Net interest income | $3,568,000 | 4,518 |
| Provision for loan and lease losses | $51,000 | 6,547 |
| Total noninterest income | $648,000 | 4,177 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $505,000 | 2,544 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $143,000 | 5,810 |
| Total noninterest expense | $2,725,000 | 4,478 |
| Salaries and employee benefits | $1,302,000 | 4,753 |
| Premises and equipment expense | $354,000 | 4,844 |
| Additional noninterest expense | $1,069,000 | 3,724 |
| Pre-tax net operating income | $1,440,000 | 4,309 |
| Securities gains (losses) | $7,000 | 3,223 |
| Applicable income taxes | $374,000 | 4,598 |
| Income before extraordinary items | $1,073,000 | 4,264 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,073,000 | 4,263 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $99,000 | 3,669 |
| Cash dividends | $1,328,000 | 1,815 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,067,820 | 4,183 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $6,270,000 | 4,886 |
| Total interest expense | $2,747,000 | 5,047 |
| Net interest income | $3,523,000 | 4,708 |
| Provision for loan and lease losses | $94,000 | 5,314 |
| Total noninterest income | $551,000 | 4,686 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $467,000 | 2,805 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $84,000 | 7,257 |
| Total noninterest expense | $2,286,000 | 5,124 |
| Salaries and employee benefits | $1,313,000 | 4,746 |
| Premises and equipment expense | $342,000 | 4,983 |
| Additional noninterest expense | $631,000 | 5,619 |
| Pre-tax net operating income | $1,694,000 | 4,051 |
| Securities gains (losses) | $3,000 | 3,097 |
| Applicable income taxes | $400,000 | 4,887 |
| Income before extraordinary items | $1,297,000 | 3,807 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,297,000 | 3,806 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $84,000 | 4,153 |
| Cash dividends | $435,000 | 3,785 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,294,720 | 3,741 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $6,018,000 | 5,177 |
| Total interest expense | $2,737,000 | 5,165 |
| Net interest income | $3,281,000 | 5,099 |
| Provision for loan and lease losses | $77,000 | 5,672 |
| Total noninterest income | $590,000 | 4,618 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $462,000 | 2,915 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $128,000 | 6,422 |
| Total noninterest expense | $2,334,000 | 5,283 |
| Salaries and employee benefits | $1,245,000 | 5,040 |
| Premises and equipment expense | $318,000 | 5,352 |
| Additional noninterest expense | $771,000 | 5,345 |
| Pre-tax net operating income | $1,460,000 | 4,438 |
| Securities gains (losses) | $13,000 | 2,310 |
| Applicable income taxes | $339,000 | 5,432 |
| Income before extraordinary items | $1,134,000 | 4,059 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,134,000 | 4,060 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $60,000 | 4,930 |
| Cash dividends | $337,000 | 4,272 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,123,990 | 4,037 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $5,071,000 | 5,922 |
| Total interest expense | $2,206,000 | 6,072 |
| Net interest income | $2,865,000 | 5,713 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $473,000 | 5,386 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $381,000 | 3,509 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $92,000 | 7,497 |
| Total noninterest expense | $2,082,000 | 5,801 |
| Salaries and employee benefits | $1,101,000 | 5,595 |
| Premises and equipment expense | $302,000 | 5,593 |
| Additional noninterest expense | $679,000 | 5,999 |
| Pre-tax net operating income | $1,256,000 | 5,099 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $318,000 | 5,799 |
| Income before extraordinary items | $938,000 | 4,830 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $938,000 | 4,829 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-31,000 | 11,245 |
| Cash dividends | $209,000 | 5,375 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $938,000 | 4,824 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $4,247,000 | 6,423 |
| Total interest expense | $1,678,000 | 6,394 |
| Net interest income | $2,569,000 | 6,327 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $433,000 | 5,826 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $315,000 | 4,188 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $118,000 | 6,976 |
| Total noninterest expense | $1,904,000 | 6,443 |
| Salaries and employee benefits | $1,046,000 | 5,870 |
| Premises and equipment expense | $269,000 | 6,192 |
| Additional noninterest expense | $589,000 | 7,119 |
| Pre-tax net operating income | $1,098,000 | 5,577 |
| Securities gains (losses) | $31,000 | 1,448 |
| Applicable income taxes | $303,000 | 5,839 |
| Income before extraordinary items | $826,000 | 5,235 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $826,000 | 5,244 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-57,000 | 11,957 |
| Cash dividends | $190,000 | 5,630 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $803,370 | 5,412 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,779,000 | 7,146 |
| Total interest expense | $1,551,000 | 7,051 |
| Net interest income | $2,228,000 | 7,095 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $385,000 | 6,662 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $294,000 | 4,503 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $91,000 | 8,188 |
| Total noninterest expense | $1,640,000 | 7,382 |
| Salaries and employee benefits | $874,000 | 6,871 |
| Premises and equipment expense | $217,000 | 7,346 |
| Additional noninterest expense | $549,000 | 7,779 |
| Pre-tax net operating income | $973,000 | 6,006 |
| Securities gains (losses) | $50,000 | 3,394 |
| Applicable income taxes | $326,000 | 5,780 |
| Income before extraordinary items | $697,000 | 6,132 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $697,000 | 6,301 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-39,000 | 12,527 |
| Cash dividends | $190,000 | 5,586 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $663,000 | 6,100 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,942,000 | 7,589 |
| Total interest expense | $1,842,000 | 7,506 |
| Net interest income | $2,100,000 | 7,495 |
| Provision for loan and lease losses | $0 | 11,756 |
| Total noninterest income | $551,000 | 5,280 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $302,000 | 4,410 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $249,000 | 4,972 |
| Total noninterest expense | $1,499,000 | 7,921 |
| Salaries and employee benefits | $831,000 | 7,056 |
| Premises and equipment expense | $213,000 | 7,557 |
| Additional noninterest expense | $455,000 | 8,919 |
| Pre-tax net operating income | $1,152,000 | 5,088 |
| Securities gains (losses) | $88,000 | 3,220 |
| Applicable income taxes | $404,000 | 4,753 |
| Income before extraordinary items | $836,000 | 5,186 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $836,000 | 5,242 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $63,000 | 7,015 |
| Cash dividends | $47,000 | 7,815 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $777,040 | 5,163 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.