Home > United Community Bank > Assets and Liabilities
United Community Bank, Assets and Liabilities
| 1999-12-31 | Rank | |
| # of Employees: | 78 | 2,228 |
| Assets and Liabilities | ||
| Total Assets: | $166,008,000 | 2,822 |
| Cash and due from depository institutions | $10,267,000 | 2,228 |
| Interest-bearing balances | $1,653,000 | 1,921 |
| Securities | $50,648,000 | 2,239 |
| Federal funds sold & reverse repurchase agreements | $12,784,000 | 760 |
| Net loans & leases | $87,051,000 | 3,318 |
| Loan loss allowance | $1,150,000 | 3,024 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $2,046,000 | 3,943 |
| Other real estate owned | $113,000 | 2,228 |
| Goodwill and other intangibles | $567,000 | 1,811 |
| All other assets | $2,532,000 | 3,273 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $166,008,000 | 2,822 |
| Total liabilities | $145,443,000 | 2,899 |
| Total deposits | $142,025,000 | 2,677 |
| Interest-bearing deposits | $118,500,000 | 2,775 |
| Deposits held in domestic offices | $142,025,000 | 2,672 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,206,000 | 2,909 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $1,439,000 | 4,277 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $773,000 | 3,937 |
| Total equity capital | $20,565,000 | 2,163 |
| Total bank equity capital | $20,565,000 | 2,163 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $857,000 | 3,615 |
| Surplus | $4,322,000 | 3,370 |
| Undivided profits | $15,386,000 | 1,634 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $542,000 | 3,477 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $920,000 | 2,499 |
| Earning assets | $152,136,000 | 2,799 |
| Long-term assets (5+ years) | $28,271,000 | 2,659 |
| Average Assets, year-to-date | $162,988,800 | 2,757 |
| Average Assets, quarterly | $161,948,500 | 2,849 |
| Volatile liabilities | $17,542,000 | 3,804 |
| Insider loans | $993,000 | 3,757 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $12,468,000 | 3,245 |
| Tier 1 (core) risk-based capital | $20,041,000 | 2,195 |
| Tier 2 risk-based capital | $1,502,450 | 2,179 |
| Total risk weighted assets | $106,514,550 | 2,813 |
| Total unused commitments | $12,468,000 | 3,248 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 51 | 3,419 |
| Assets and Liabilities | ||
| Total Assets: | $95,454,000 | 4,518 |
| Cash and due from depository institutions | $4,382,000 | 3,419 |
| Interest-bearing balances | $0 | 6,728 |
| Securities | $31,768,000 | 3,449 |
| Federal funds sold & reverse repurchase agreements | $7,733,000 | 2,220 |
| Net loans & leases | $48,346,000 | 5,049 |
| Loan loss allowance | $632,000 | 4,817 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $1,086,000 | 5,728 |
| Other real estate owned | $135,000 | 3,419 |
| Goodwill and other intangibles | $617,000 | 1,704 |
| All other assets | $1,387,000 | 4,753 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $95,454,000 | 4,518 |
| Total liabilities | $85,633,000 | 4,522 |
| Total deposits | $82,580,000 | 4,413 |
| Interest-bearing deposits | $68,963,000 | 4,513 |
| Deposits held in domestic offices | $82,580,000 | 4,407 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,501,000 | 2,159 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,274 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $1,552,000 | 2,458 |
| Total equity capital | $9,821,000 | 4,423 |
| Total bank equity capital | $9,821,000 | 4,423 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $476,000 | 5,019 |
| Surplus | $3,035,000 | 4,157 |
| Undivided profits | $6,310,000 | 3,737 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $460,000 | 4,158 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $619,000 | 3,763 |
| Earning assets | $87,847,000 | 4,527 |
| Long-term assets (5+ years) | $21,262,000 | 3,038 |
| Average Assets, year-to-date | $90,411,000 | 4,526 |
| Average Assets, quarterly | $92,602,000 | 4,574 |
| Volatile liabilities | $10,061,000 | 4,972 |
| Insider loans | $1,557,000 | 2,572 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $5,661,000 | 5,020 |
| Tier 1 (core) risk-based capital | $8,877,000 | 4,619 |
| Tier 2 risk-based capital | $635,600 | 4,409 |
| Total risk weighted assets | $63,529,300 | 4,212 |
| Total unused commitments | $5,661,000 | 5,026 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 46 | 3,856 |
| Assets and Liabilities | ||
| Total Assets: | $88,814,000 | 4,779 |
| Cash and due from depository institutions | $3,800,000 | 3,856 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $27,261,000 | 3,932 |
| Federal funds sold & reverse repurchase agreements | $6,292,000 | 2,199 |
| Net loans & leases | $48,271,000 | 5,127 |
| Loan loss allowance | $680,000 | 4,600 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $1,073,000 | 5,755 |
| Other real estate owned | $136,000 | 3,856 |
| Goodwill and other intangibles | $668,000 | 1,577 |
| All other assets | $1,313,000 | 4,973 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $88,814,000 | 4,779 |
| Total liabilities | $78,919,000 | 4,814 |
| Total deposits | $78,096,000 | 4,604 |
| Interest-bearing deposits | $64,330,000 | 4,783 |
| Deposits held in domestic offices | $78,096,000 | 4,596 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $310,000 | 3,317 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $513,000 | 5,820 |
| Total equity capital | $9,895,000 | 4,342 |
| Total bank equity capital | $9,895,000 | 4,342 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $476,000 | 5,225 |
| Surplus | $3,035,000 | 4,121 |
| Undivided profits | $6,384,000 | 3,704 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $120,000 | 7,373 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $589,000 | 4,041 |
| Earning assets | $81,824,000 | 4,759 |
| Long-term assets (5+ years) | $16,224,000 | 3,208 |
| Average Assets, year-to-date | $86,291,800 | 4,727 |
| Average Assets, quarterly | $87,829,500 | 4,778 |
| Volatile liabilities | $7,217,000 | 6,041 |
| Insider loans | $1,606,000 | 2,480 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $5,220,000 | 5,073 |
| Tier 1 (core) risk-based capital | $9,081,000 | 4,542 |
| Tier 2 risk-based capital | $680,000 | 4,082 |
| Total risk weighted assets | $59,422,300 | 4,396 |
| Total unused commitments | $5,220,000 | 5,077 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 43 | 4,297 |
| Assets and Liabilities | ||
| Total Assets: | $85,877,000 | 5,014 |
| Cash and due from depository institutions | $5,444,000 | 4,297 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $29,869,000 | 3,920 |
| Federal funds sold & reverse repurchase agreements | $1,566,000 | 5,483 |
| Net loans & leases | $45,847,000 | 5,344 |
| Loan loss allowance | $670,000 | 4,824 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $1,099,000 | 5,682 |
| Other real estate owned | $153,000 | 4,297 |
| Goodwill and other intangibles | $719,000 | 1,466 |
| All other assets | $1,180,000 | 5,563 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $85,877,000 | 5,014 |
| Total liabilities | $77,001,000 | 5,026 |
| Total deposits | $76,356,000 | 4,835 |
| Interest-bearing deposits | $63,480,000 | 4,967 |
| Deposits held in domestic offices | $76,356,000 | 4,823 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $229,000 | 3,595 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $416,000 | 6,644 |
| Total equity capital | $8,876,000 | 4,798 |
| Total bank equity capital | $8,876,000 | 4,798 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $476,000 | 5,535 |
| Surplus | $3,035,000 | 4,180 |
| Undivided profits | $5,365,000 | 4,219 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $423,000 | 4,722 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $548,000 | 4,198 |
| Earning assets | $77,282,000 | 5,091 |
| Long-term assets (5+ years) | $17,636,000 | 2,918 |
| Average Assets, year-to-date | $83,126,400 | 4,981 |
| Average Assets, quarterly | $85,428,500 | 4,992 |
| Volatile liabilities | $5,969,000 | 6,531 |
| Insider loans | $911,000 | 3,880 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $9,006,000 | 3,609 |
| Tier 1 (core) risk-based capital | $8,168,000 | 5,041 |
| Tier 2 risk-based capital | $670,000 | 4,209 |
| Total risk weighted assets | $56,860,400 | 4,598 |
| Total unused commitments | $9,006,000 | 3,623 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 41 | 4,605 |
| Assets and Liabilities | ||
| Total Assets: | $80,775,000 | 5,317 |
| Cash and due from depository institutions | $4,421,000 | 4,605 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $31,246,000 | 3,941 |
| Federal funds sold & reverse repurchase agreements | $4,682,000 | 3,077 |
| Net loans & leases | $37,307,000 | 6,118 |
| Loan loss allowance | $653,000 | 4,977 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $1,123,000 | 5,659 |
| Other real estate owned | $153,000 | 4,605 |
| Goodwill and other intangibles | $770,000 | 1,326 |
| All other assets | $1,073,000 | 6,079 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $80,775,000 | 5,317 |
| Total liabilities | $72,618,000 | 5,306 |
| Total deposits | $71,787,000 | 5,142 |
| Interest-bearing deposits | $61,018,000 | 5,220 |
| Deposits held in domestic offices | $71,787,000 | 5,132 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $336,000 | 3,276 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $495,000 | 6,264 |
| Total equity capital | $8,157,000 | 5,158 |
| Total bank equity capital | $8,157,000 | 5,158 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $476,000 | 5,830 |
| Surplus | $3,035,000 | 4,147 |
| Undivided profits | $4,646,000 | 4,759 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $130,000 | 7,714 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $412,000 | 5,630 |
| Earning assets | $73,235,000 | 5,373 |
| Long-term assets (5+ years) | $16,326,000 | 2,901 |
| Average Assets, year-to-date | $69,169,200 | 5,795 |
| Average Assets, quarterly | $78,018,000 | 5,411 |
| Volatile liabilities | $6,053,000 | 6,258 |
| Insider loans | $1,109,000 | 3,478 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $7,395,000 | 3,986 |
| Tier 1 (core) risk-based capital | $7,324,000 | 5,532 |
| Tier 2 risk-based capital | $608,760 | 4,523 |
| Total risk weighted assets | $48,656,560 | 5,146 |
| Total unused commitments | $7,395,000 | 3,998 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 37 | 5,222 |
| Assets and Liabilities | ||
| Total Assets: | $63,245,000 | 6,405 |
| Cash and due from depository institutions | $4,277,000 | 5,222 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $22,795,000 | 5,337 |
| Federal funds sold & reverse repurchase agreements | $2,117,000 | 3,618 |
| Net loans & leases | $31,780,000 | 6,787 |
| Loan loss allowance | $622,000 | 5,253 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $1,026,000 | 6,004 |
| Other real estate owned | $321,000 | 5,222 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $929,000 | 7,055 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $63,245,000 | 6,405 |
| Total liabilities | $55,890,000 | 6,500 |
| Total deposits | $55,489,000 | 6,308 |
| Interest-bearing deposits | $46,898,000 | 6,398 |
| Deposits held in domestic offices | $55,489,000 | 6,302 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $401,000 | 6,069 |
| Total equity capital | $7,355,000 | 5,279 |
| Total bank equity capital | $7,355,000 | 5,279 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $476,000 | 6,160 |
| Surplus | $3,035,000 | 4,080 |
| Undivided profits | $3,844,000 | 5,062 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $308,000 | 5,587 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $308,000 | 6,430 |
| Earning assets | $56,692,000 | 6,483 |
| Long-term assets (5+ years) | $9,057,000 | 4,367 |
| Average Assets, year-to-date | $60,236,600 | 6,516 |
| Average Assets, quarterly | $61,766,000 | 6,472 |
| Volatile liabilities | $3,989,000 | 7,539 |
| Insider loans | $1,132,000 | 3,367 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $3,555,000 | 5,893 |
| Tier 1 (core) risk-based capital | $7,447,000 | 5,311 |
| Tier 2 risk-based capital | $492,220 | 5,346 |
| Total risk weighted assets | $39,247,720 | 5,970 |
| Total unused commitments | $3,555,000 | 5,902 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 38 | 5,309 |
| Assets and Liabilities | ||
| Total Assets: | $58,089,000 | 7,004 |
| Cash and due from depository institutions | $2,744,000 | 5,309 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $21,114,000 | 5,894 |
| Federal funds sold & reverse repurchase agreements | $4,796,000 | 2,947 |
| Net loans & leases | $27,101,000 | 7,442 |
| Loan loss allowance | $555,000 | 5,916 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $1,038,000 | 5,982 |
| Other real estate owned | $519,000 | 5,309 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $777,000 | 7,297 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $58,089,000 | 7,004 |
| Total liabilities | $51,278,000 | 7,113 |
| Total deposits | $50,846,000 | 6,978 |
| Interest-bearing deposits | $43,432,000 | 6,979 |
| Deposits held in domestic offices | $50,846,000 | 6,970 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $432,000 | 5,939 |
| Total equity capital | $6,811,000 | 5,734 |
| Total bank equity capital | $6,811,000 | 5,734 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $476,000 | 6,454 |
| Surplus | $3,035,000 | 4,043 |
| Undivided profits | $3,300,000 | 5,792 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $504,000 | 4,882 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $285,000 | 6,336 |
| Earning assets | $53,011,000 | 7,009 |
| Long-term assets (5+ years) | $6,456,000 | 5,663 |
| Average Assets, year-to-date | $51,472,200 | 7,430 |
| Average Assets, quarterly | $56,763,500 | 7,066 |
| Volatile liabilities | $3,493,000 | 7,852 |
| Insider loans | $1,183,000 | 3,290 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $1,876,000 | 7,709 |
| Tier 1 (core) risk-based capital | $6,811,000 | 5,654 |
| Tier 2 risk-based capital | $438,970 | 5,859 |
| Total risk weighted assets | $35,001,870 | 6,521 |
| Total unused commitments | $1,876,000 | 7,737 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 34 | 5,937 |
| Assets and Liabilities | ||
| Total Assets: | $48,157,000 | 8,063 |
| Cash and due from depository institutions | $3,859,000 | 5,937 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $19,412,000 | 6,227 |
| Federal funds sold & reverse repurchase agreements | $0 | 11,296 |
| Net loans & leases | $22,721,000 | 8,341 |
| Loan loss allowance | $515,000 | 6,315 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $804,000 | 7,091 |
| Other real estate owned | $561,000 | 5,937 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $800,000 | 7,402 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $48,157,000 | 8,063 |
| Total liabilities | $41,888,000 | 8,288 |
| Total deposits | $41,129,000 | 8,219 |
| Interest-bearing deposits | $34,649,000 | 8,322 |
| Deposits held in domestic offices | $41,129,000 | 8,213 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $759,000 | 4,093 |
| Total equity capital | $6,269,000 | 5,929 |
| Total bank equity capital | $6,269,000 | 5,929 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $476,000 | 6,795 |
| Surplus | $3,035,000 | 3,928 |
| Undivided profits | $2,758,000 | 6,280 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $505,000 | 5,612 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $263,000 | 7,247 |
| Earning assets | $42,133,000 | 8,238 |
| Long-term assets (5+ years) | $4,205,000 | 7,025 |
| Average Assets, year-to-date | $48,142,000 | 7,892 |
| Average Assets, quarterly | $47,940,000 | 8,014 |
| Volatile liabilities | $3,672,000 | 7,781 |
| Insider loans | $296,000 | 2,946 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $2,060,000 | 7,248 |
| Tier 1 (core) risk-based capital | $6,269,000 | 5,852 |
| Tier 2 risk-based capital | $373,800 | 6,568 |
| Total risk weighted assets | $29,762,400 | 7,360 |
| Total unused commitments | $2,060,000 | 7,278 |
| Derivatives | $0 | 651 |