Home > United Community Bank > Income and Expense
United Community Bank, Income and Expense
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,262,000 | 7,907 |
| Total interest expense | $1,505,000 | 7,187 |
| Net interest income | $1,757,000 | 8,348 |
| Provision for loan and lease losses | $17,000 | 9,280 |
| Total noninterest income | $173,000 | 9,753 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $127,000 | 7,664 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $46,000 | 10,323 |
| Total noninterest expense | $1,024,000 | 9,628 |
| Salaries and employee benefits | $466,000 | 9,983 |
| Premises and equipment expense | $125,000 | 9,643 |
| Additional noninterest expense | $433,000 | 8,896 |
| Pre-tax net operating income | $889,000 | 6,386 |
| Securities gains (losses) | $-4,000 | 12,523 |
| Applicable income taxes | $251,000 | 6,774 |
| Income before extraordinary items | $634,000 | 6,533 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $634,000 | 6,691 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 9,554 |
| Cash dividends | $496,000 | 3,145 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $636,880 | 6,276 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,413,000 | 8,307 |
| Total interest expense | $1,857,000 | 7,456 |
| Net interest income | $1,556,000 | 9,089 |
| Provision for loan and lease losses | $0 | 11,756 |
| Total noninterest income | $162,000 | 10,242 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $114,000 | 8,107 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $48,000 | 10,527 |
| Total noninterest expense | $1,002,000 | 9,970 |
| Salaries and employee benefits | $458,000 | 10,222 |
| Premises and equipment expense | $125,000 | 9,856 |
| Additional noninterest expense | $419,000 | 9,344 |
| Pre-tax net operating income | $716,000 | 7,014 |
| Securities gains (losses) | $145,000 | 2,458 |
| Applicable income taxes | $299,000 | 5,935 |
| Income before extraordinary items | $562,000 | 6,837 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $562,000 | 6,930 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 11,020 |
| Cash dividends | $509,000 | 2,741 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $467,750 | 7,240 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.