Home > United Community Bank > Income and Expense

United Community Bank, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$10,341,0002,790
Total interest expense$4,347,0002,180
Net interest income$5,994,0003,100
Provision for loan and lease losses$451,0001,350
Total noninterest income$955,0002,785
Gross Fiduciary activities income$0981
Service charges on deposit accounts$170,0002,860
Trading account gains and feesNANA
Additional Noninterest Income$785,0002,527
Total noninterest expense$5,444,0002,931
Salaries and employee benefits$3,532,0002,703
Premises and equipment expense$1,022,0002,006
Additional noninterest expense$785,0002,527
Pre-tax net operating income$1,054,0003,541
Securities gains (losses)$0988
Applicable income taxes$48,0003,037
Income before extraordinary items$1,006,0003,472
Extraordinary gains, net$054
Net income$1,006,0003,509
Minority interest net income$088
Net income of bank and minority interests.$1,006,0003,473
Net charge-offs$467,000784
Cash dividends$400,0002,882
Sale, conversion, retirement of capital stock, net$0540
Net operating income$1,006,0003,495
2023-09-30 (YTD Data)Rank
Total interest income$7,548,0002,806
Total interest expense$3,004,0002,167
Net interest income$4,544,0003,104
Provision for loan and lease losses$375,0001,178
Total noninterest income$727,0002,784
Gross Fiduciary activities income$0950
Service charges on deposit accounts$129,0002,854
Trading account gains and feesNANA
Additional Noninterest Income$598,0002,493
Total noninterest expense$4,096,0002,910
Salaries and employee benefits$2,667,0002,681
Premises and equipment expense$768,0002,005
Additional noninterest expense$598,0002,492
Pre-tax net operating income$800,0003,608
Securities gains (losses)$0849
Applicable income taxes$34,0003,105
Income before extraordinary items$766,0003,521
Extraordinary gains, net$052
Net income$766,0003,553
Minority interest net income$081
Net income of bank and minority interests.$766,0003,521
Net charge-offs$467,000597
Cash dividends$400,0002,391
Sale, conversion, retirement of capital stock, net$0507
Net operating income$766,0003,542
2023-06-30 (YTD Data)Rank
Total interest income$4,849,0002,835
Total interest expense$1,713,0002,191
Net interest income$3,136,0003,086
Provision for loan and lease losses$300,0001,014
Total noninterest income$492,0002,720
Gross Fiduciary activities income$0931
Service charges on deposit accounts$86,0002,841
Trading account gains and feesNANA
Additional Noninterest Income$406,0002,433
Total noninterest expense$2,783,0002,884
Salaries and employee benefits$1,821,0002,655
Premises and equipment expense$523,0001,963
Additional noninterest expense$406,0002,429
Pre-tax net operating income$545,0003,621
Securities gains (losses)$0938
Applicable income taxes$23,0003,132
Income before extraordinary items$522,0003,557
Extraordinary gains, net$051
Net income$522,0003,592
Minority interest net income$081
Net income of bank and minority interests.$522,0003,556
Net charge-offs$467,000462
Cash dividends$400,0002,106
Sale, conversion, retirement of capital stock, net$0486
Net operating income$522,0003,571
2023-03-31 (YTD Data)Rank
Total interest income$2,290,0002,896
Total interest expense$662,0002,306
Net interest income$1,628,0003,056
Provision for loan and lease losses$150,0001,007
Total noninterest income$232,0002,782
Gross Fiduciary activities income$0913
Service charges on deposit accounts$42,0002,896
Trading account gains and feesNANA
Additional Noninterest Income$190,0002,498
Total noninterest expense$1,401,0002,903
Salaries and employee benefits$912,0002,685
Premises and equipment expense$274,0001,935
Additional noninterest expense$190,0002,498
Pre-tax net operating income$309,0003,604
Securities gains (losses)$0950
Applicable income taxes$13,0003,087
Income before extraordinary items$296,0003,492
Extraordinary gains, net$04
Net income$296,0003,490
Minority interest net income$048
Net income of bank and minority interests.$296,0003,492
Net charge-offs$420,000304
Cash dividends$225,0001,743
Sale, conversion, retirement of capital stock, net$0430
Net operating income$296,0003,523
2022-12-31 (YTD Data)Rank
Total interest income$8,225,0002,813
Total interest expense$910,0002,544
Net interest income$7,315,0002,810
Provision for loan and lease losses$600,0001,102
Total noninterest income$987,0002,824
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$177,0002,884
Trading account gains and feesNANA
Additional Noninterest Income$810,0002,573
Total noninterest expense$5,569,0002,870
Salaries and employee benefits$3,751,0002,596
Premises and equipment expense$967,0002,049
Additional noninterest expense$810,0002,573
Pre-tax net operating income$2,133,0003,054
Securities gains (losses)$-15,0003,522
Applicable income taxes$98,0003,016
Income before extraordinary items$2,020,0002,931
Extraordinary gains, net$05
Net income$2,020,0002,928
Minority interest net income$063
Net income of bank and minority interests.$2,020,0002,930
Net charge-offs$-1,0003,246
Cash dividends$1,800,0001,599
Sale, conversion, retirement of capital stock, net$0568
Net operating income$2,034,2502,950
2022-09-30 (YTD Data)Rank
Total interest income$6,005,0002,804
Total interest expense$428,0002,855
Net interest income$5,577,0002,770
Provision for loan and lease losses$450,0001,008
Total noninterest income$757,0002,831
Gross Fiduciary activities income$0968
Service charges on deposit accounts$134,0002,895
Trading account gains and feesNANA
Additional Noninterest Income$623,0002,556
Total noninterest expense$4,205,0002,845
Salaries and employee benefits$2,850,0002,587
Premises and equipment expense$713,0002,080
Additional noninterest expense$623,0002,556
Pre-tax net operating income$1,679,0002,977
Securities gains (losses)$-15,0003,882
Applicable income taxes$100,0002,865
Income before extraordinary items$1,564,0002,883
Extraordinary gains, net$04
Net income$1,564,0002,881
Minority interest net income$057
Net income of bank and minority interests.$1,564,0002,882
Net charge-offs$-1,0003,079
Cash dividends$1,400,0001,404
Sale, conversion, retirement of capital stock, net$0519
Net operating income$1,578,1002,909
2022-06-30 (YTD Data)Rank
Total interest income$3,912,0002,797
Total interest expense$146,0003,556
Net interest income$3,766,0002,722
Provision for loan and lease losses$300,000908
Total noninterest income$484,0002,862
Gross Fiduciary activities income$0925
Service charges on deposit accounts$85,0002,965
Trading account gains and feesNANA
Additional Noninterest Income$399,0002,640
Total noninterest expense$2,794,0002,844
Salaries and employee benefits$1,908,0002,579
Premises and equipment expense$455,0002,141
Additional noninterest expense$431,0003,822
Pre-tax net operating income$1,156,0002,849
Securities gains (losses)$-15,0004,042
Applicable income taxes$67,0002,786
Income before extraordinary items$1,074,0002,745
Extraordinary gains, net$04
Net income$1,074,0002,743
Minority interest net income$060
Net income of bank and minority interests.$1,074,0002,745
Net charge-offs$-1,0002,999
Cash dividends$1,000,0001,328
Sale, conversion, retirement of capital stock, net$0494
Net operating income$1,088,1002,763
2022-03-31 (YTD Data)Rank
Total interest income$1,934,0002,768
Total interest expense$60,0003,765
Net interest income$1,874,0002,681
Provision for loan and lease losses$150,000763
Total noninterest income$263,0002,742
Gross Fiduciary activities income$0892
Service charges on deposit accounts$43,0002,929
Trading account gains and feesNANA
Additional Noninterest Income$220,0002,472
Total noninterest expense$1,410,0002,827
Salaries and employee benefits$950,0002,585
Premises and equipment expense$236,0002,105
Additional noninterest expense$224,0003,780
Pre-tax net operating income$577,0002,756
Securities gains (losses)$-15,0004,305
Applicable income taxes$33,0002,716
Income before extraordinary items$529,0002,693
Extraordinary gains, net$04
Net income$529,0002,691
Minority interest net income$050
Net income of bank and minority interests.$529,0002,693
Net charge-offs$-1,0003,005
Cash dividends$500,0001,160
Sale, conversion, retirement of capital stock, net$0453
Net operating income$543,1002,678
2021-12-31 (YTD Data)Rank
Total interest income$8,490,0002,723
Total interest expense$461,0003,279
Net interest income$8,029,0002,648
Provision for loan and lease losses$600,000874
Total noninterest income$1,110,0002,855
Gross Fiduciary activities income$0994
Service charges on deposit accounts$162,0002,935
Trading account gains and feesNANA
Additional Noninterest Income$948,0002,678
Total noninterest expense$5,415,0002,880
Salaries and employee benefits$3,681,0002,633
Premises and equipment expense$914,0002,142
Additional noninterest expense$820,0003,915
Pre-tax net operating income$3,124,0002,642
Securities gains (losses)$02,062
Applicable income taxes$148,0002,871
Income before extraordinary items$2,976,0002,555
Extraordinary gains, net$010
Net income$2,976,0002,556
Minority interest net income$074
Net income of bank and minority interests.$2,976,0002,556
Net charge-offs$1,297,000362
Cash dividends$2,600,0001,300
Sale, conversion, retirement of capital stock, net$0582
Net operating income$2,976,0002,528
2021-09-30 (YTD Data)Rank
Total interest income$6,454,0002,746
Total interest expense$391,0003,216
Net interest income$6,063,0002,680
Provision for loan and lease losses$450,000883
Total noninterest income$846,0002,892
Gross Fiduciary activities income$0957
Service charges on deposit accounts$118,0002,971
Trading account gains and feesNANA
Additional Noninterest Income$728,0002,690
Total noninterest expense$4,039,0002,912
Salaries and employee benefits$2,744,0002,648
Premises and equipment expense$684,0002,171
Additional noninterest expense$611,0003,944
Pre-tax net operating income$2,420,0002,707
Securities gains (losses)$02,015
Applicable income taxes$111,0002,889
Income before extraordinary items$2,309,0002,620
Extraordinary gains, net$08
Net income$2,309,0002,620
Minority interest net income$069
Net income of bank and minority interests.$2,309,0002,620
Net charge-offs$1,180,000302
Cash dividends$1,950,0001,190
Sale, conversion, retirement of capital stock, net$0543
Net operating income$2,309,0002,593
2021-06-30 (YTD Data)Rank
Total interest income$4,555,0002,661
Total interest expense$307,0003,043
Net interest income$4,248,0002,599
Provision for loan and lease losses$300,000865
Total noninterest income$583,0002,831
Gross Fiduciary activities income$0951
Service charges on deposit accounts$76,0002,975
Trading account gains and feesNANA
Additional Noninterest Income$507,0002,626
Total noninterest expense$2,705,0002,900
Salaries and employee benefits$1,831,0002,653
Premises and equipment expense$461,0002,150
Additional noninterest expense$413,0003,938
Pre-tax net operating income$1,826,0002,523
Securities gains (losses)$01,818
Applicable income taxes$74,0002,877
Income before extraordinary items$1,752,0002,407
Extraordinary gains, net$06
Net income$1,752,0002,407
Minority interest net income$067
Net income of bank and minority interests.$1,752,0002,407
Net charge-offs$880,000284
Cash dividends$1,300,0001,166
Sale, conversion, retirement of capital stock, net$0517
Net operating income$1,752,0002,369
2021-03-31 (YTD Data)Rank
Total interest income$2,430,0002,554
Total interest expense$183,0002,882
Net interest income$2,247,0002,497
Provision for loan and lease losses$150,000937
Total noninterest income$314,0002,754
Gross Fiduciary activities income$0922
Service charges on deposit accounts$37,0002,988
Trading account gains and feesNANA
Additional Noninterest Income$277,0002,530
Total noninterest expense$1,364,0002,880
Salaries and employee benefits$922,0002,626
Premises and equipment expense$232,0002,158
Additional noninterest expense$210,0003,904
Pre-tax net operating income$1,047,0002,309
Securities gains (losses)$01,392
Applicable income taxes$37,0002,829
Income before extraordinary items$1,010,0002,199
Extraordinary gains, net$03
Net income$1,010,0002,199
Minority interest net income$055
Net income of bank and minority interests.$1,010,0002,199
Net charge-offs$01,930
Cash dividends$650,0001,012
Sale, conversion, retirement of capital stock, net$0482
Net operating income$1,010,0002,161
2020-12-31 (YTD Data)Rank
Total interest income$9,797,0002,548
Total interest expense$1,105,0002,782
Net interest income$8,692,0002,477
Provision for loan and lease losses$945,0001,660
Total noninterest income$1,224,0002,660
Gross Fiduciary activities income$8,000912
Service charges on deposit accounts$176,0002,927
Trading account gains and feesNANA
Additional Noninterest Income$1,040,0002,445
Total noninterest expense$5,862,0002,729
Salaries and employee benefits$4,107,0002,442
Premises and equipment expense$969,0002,072
Additional noninterest expense$786,0003,982
Pre-tax net operating income$3,109,0002,383
Securities gains (losses)$18,0002,145
Applicable income taxes$148,0002,729
Income before extraordinary items$2,979,0002,320
Extraordinary gains, net$04
Net income$2,979,0002,320
Minority interest net income$072
Net income of bank and minority interests.$2,979,0002,320
Net charge-offs$998,000650
Cash dividends$2,600,0001,247
Sale, conversion, retirement of capital stock, net$0566
Net operating income$2,961,9002,276
2020-09-30 (YTD Data)Rank
Total interest income$7,651,0002,501
Total interest expense$882,0002,787
Net interest income$6,769,0002,410
Provision for loan and lease losses$540,0001,906
Total noninterest income$863,0002,682
Gross Fiduciary activities income$1,000952
Service charges on deposit accounts$131,0002,949
Trading account gains and feesNANA
Additional Noninterest Income$731,0002,448
Total noninterest expense$4,326,0002,744
Salaries and employee benefits$3,023,0002,451
Premises and equipment expense$720,0002,083
Additional noninterest expense$583,0003,997
Pre-tax net operating income$2,766,0002,152
Securities gains (losses)$18,0001,959
Applicable income taxes$125,0002,671
Income before extraordinary items$2,659,0002,061
Extraordinary gains, net$04
Net income$2,659,0002,062
Minority interest net income$065
Net income of bank and minority interests.$2,659,0002,062
Net charge-offs$-2,0003,908
Cash dividends$1,950,0001,137
Sale, conversion, retirement of capital stock, net$0532
Net operating income$2,641,7202,013
2020-06-30 (YTD Data)Rank
Total interest income$5,273,0002,484
Total interest expense$643,0002,761
Net interest income$4,630,0002,394
Provision for loan and lease losses$135,0002,743
Total noninterest income$581,0002,646
Gross Fiduciary activities income$1,000937
Service charges on deposit accounts$87,0002,989
Trading account gains and feesNANA
Additional Noninterest Income$493,0002,387
Total noninterest expense$3,006,0002,694
Salaries and employee benefits$2,127,0002,364
Premises and equipment expense$482,0002,073
Additional noninterest expense$397,0003,988
Pre-tax net operating income$2,070,0001,954
Securities gains (losses)$18,0001,714
Applicable income taxes$83,0002,646
Income before extraordinary items$2,005,0001,842
Extraordinary gains, net$04
Net income$2,005,0001,843
Minority interest net income$065
Net income of bank and minority interests.$2,005,0001,843
Net charge-offs$03,033
Cash dividends$1,300,0001,092
Sale, conversion, retirement of capital stock, net$0504
Net operating income$1,987,7201,820
2020-03-31 (YTD Data)Rank
Total interest income$2,476,0002,572
Total interest expense$376,0002,691
Net interest income$2,100,0002,508
Provision for loan and lease losses$30,0002,812
Total noninterest income$257,0002,699
Gross Fiduciary activities income$1,000904
Service charges on deposit accounts$48,0003,105
Trading account gains and feesNANA
Additional Noninterest Income$208,0002,394
Total noninterest expense$1,667,0002,542
Salaries and employee benefits$1,214,0002,187
Premises and equipment expense$238,0002,111
Additional noninterest expense$215,0003,934
Pre-tax net operating income$660,0002,422
Securities gains (losses)$01,705
Applicable income taxes$42,0002,516
Income before extraordinary items$618,0002,362
Extraordinary gains, net$04
Net income$618,0002,361
Minority interest net income$056
Net income of bank and minority interests.$618,0002,362
Net charge-offs$02,581
Cash dividends$650,0001,079
Sale, conversion, retirement of capital stock, net$0482
Net operating income$618,0002,324
2019-12-31 (YTD Data)Rank
Total interest income$10,376,0002,536
Total interest expense$1,911,0002,416
Net interest income$8,465,0002,519
Provision for loan and lease losses$520,0001,445
Total noninterest income$1,077,0002,717
Gross Fiduciary activities income$1,0001,009
Service charges on deposit accounts$162,0003,415
Trading account gains and feesNANA
Additional Noninterest Income$914,0002,364
Total noninterest expense$5,789,0002,753
Salaries and employee benefits$4,071,0002,411
Premises and equipment expense$950,0002,101
Additional noninterest expense$768,0004,155
Pre-tax net operating income$3,233,0002,346
Securities gains (losses)$19,0001,672
Applicable income taxes$156,0002,778
Income before extraordinary items$3,096,0002,239
Extraordinary gains, net$011
Net income$3,096,0002,241
Minority interest net income$076
Net income of bank and minority interests.$3,096,0002,241
Net charge-offs$3,0003,565
Cash dividends$2,700,0001,285
Sale, conversion, retirement of capital stock, net$0626
Net operating income$3,077,9502,209
2019-09-30 (YTD Data)Rank
Total interest income$7,840,0002,544
Total interest expense$1,510,0002,345
Net interest income$6,330,0002,559
Provision for loan and lease losses$490,0001,181
Total noninterest income$813,0002,722
Gross Fiduciary activities income$1,000975
Service charges on deposit accounts$115,0003,513
Trading account gains and feesNANA
Additional Noninterest Income$697,0002,332
Total noninterest expense$4,342,0002,769
Salaries and employee benefits$3,048,0002,422
Premises and equipment expense$714,0002,115
Additional noninterest expense$580,0004,184
Pre-tax net operating income$2,311,0002,487
Securities gains (losses)$19,0001,451
Applicable income taxes$117,0002,853
Income before extraordinary items$2,213,0002,377
Extraordinary gains, net$011
Net income$2,213,0002,378
Minority interest net income$072
Net income of bank and minority interests.$2,213,0002,378
Net charge-offs$1,0003,377
Cash dividends$2,025,0001,176
Sale, conversion, retirement of capital stock, net$0590
Net operating income$2,194,9502,361
2019-06-30 (YTD Data)Rank
Total interest income$5,249,0002,539
Total interest expense$1,033,0002,289
Net interest income$4,216,0002,570
Provision for loan and lease losses$460,000904
Total noninterest income$470,0002,889
Gross Fiduciary activities income$1,000961
Service charges on deposit accounts$73,0003,578
Trading account gains and feesNANA
Additional Noninterest Income$396,0002,487
Total noninterest expense$3,042,0002,704
Salaries and employee benefits$2,153,0002,349
Premises and equipment expense$479,0002,120
Additional noninterest expense$410,0004,147
Pre-tax net operating income$1,184,0002,868
Securities gains (losses)$01,702
Applicable income taxes$78,0002,840
Income before extraordinary items$1,106,0002,796
Extraordinary gains, net$011
Net income$1,106,0002,795
Minority interest net income$069
Net income of bank and minority interests.$1,106,0002,795
Net charge-offs$03,172
Cash dividends$1,350,0001,181
Sale, conversion, retirement of capital stock, net$0573
Net operating income$1,106,0002,772
2019-03-31 (YTD Data)Rank
Total interest income$2,554,0002,590
Total interest expense$487,0002,345
Net interest income$2,067,0002,611
Provision for loan and lease losses$30,0002,400
Total noninterest income$215,0002,965
Gross Fiduciary activities income$1,000931
Service charges on deposit accounts$36,0003,597
Trading account gains and feesNANA
Additional Noninterest Income$178,0002,541
Total noninterest expense$1,694,0002,543
Salaries and employee benefits$1,242,0002,146
Premises and equipment expense$243,0002,124
Additional noninterest expense$209,0004,138
Pre-tax net operating income$558,0002,923
Securities gains (losses)$01,087
Applicable income taxes$39,0002,807
Income before extraordinary items$519,0002,852
Extraordinary gains, net$05
Net income$519,0002,851
Minority interest net income$052
Net income of bank and minority interests.$519,0002,851
Net charge-offs$02,740
Cash dividends$675,0001,102
Sale, conversion, retirement of capital stock, net$0529
Net operating income$519,0002,834
2018-12-31 (YTD Data)Rank
Total interest income$9,806,0002,558
Total interest expense$1,431,0002,413
Net interest income$8,375,0002,571
Provision for loan and lease losses$105,0003,013
Total noninterest income$926,0002,961
Gross Fiduciary activities income$1,0001,056
Service charges on deposit accounts$170,0003,525
Trading account gains and feesNANA
Additional Noninterest Income$755,0002,571
Total noninterest expense$5,659,0002,818
Salaries and employee benefits$3,866,0002,511
Premises and equipment expense$963,0002,104
Additional noninterest expense$830,0004,164
Pre-tax net operating income$3,537,0002,264
Securities gains (losses)$01,125
Applicable income taxes$171,0002,766
Income before extraordinary items$3,366,0002,146
Extraordinary gains, net$06
Net income$3,366,0002,144
Minority interest net income$072
Net income of bank and minority interests.$3,366,0002,145
Net charge-offs$03,782
Cash dividends$2,500,0001,251
Sale, conversion, retirement of capital stock, net$0671
Net operating income$3,366,0002,144
2018-09-30 (YTD Data)Rank
Total interest income$7,219,0002,586
Total interest expense$964,0002,493
Net interest income$6,255,0002,584
Provision for loan and lease losses$75,0002,898
Total noninterest income$699,0002,972
Gross Fiduciary activities income$1,0001,014
Service charges on deposit accounts$131,0003,510
Trading account gains and feesNANA
Additional Noninterest Income$567,0002,592
Total noninterest expense$4,229,0002,836
Salaries and employee benefits$2,877,0002,523
Premises and equipment expense$720,0002,115
Additional noninterest expense$632,0004,173
Pre-tax net operating income$2,650,0002,298
Securities gains (losses)$01,118
Applicable income taxes$126,0002,863
Income before extraordinary items$2,524,0002,153
Extraordinary gains, net$05
Net income$2,524,0002,151
Minority interest net income$066
Net income of bank and minority interests.$2,524,0002,152
Net charge-offs$03,489
Cash dividends$1,875,0001,145
Sale, conversion, retirement of capital stock, net$0633
Net operating income$2,524,0002,155
2018-06-30 (YTD Data)Rank
Total interest income$4,712,0002,616
Total interest expense$585,0002,563
Net interest income$4,127,0002,597
Provision for loan and lease losses$45,0002,895
Total noninterest income$440,0003,068
Gross Fiduciary activities income$1,000997
Service charges on deposit accounts$87,0003,509
Trading account gains and feesNANA
Additional Noninterest Income$352,0002,698
Total noninterest expense$2,914,0002,796
Salaries and employee benefits$2,011,0002,458
Premises and equipment expense$482,0002,129
Additional noninterest expense$421,0004,213
Pre-tax net operating income$1,608,0002,415
Securities gains (losses)$0961
Applicable income taxes$84,0002,837
Income before extraordinary items$1,524,0002,287
Extraordinary gains, net$06
Net income$1,524,0002,285
Minority interest net income$065
Net income of bank and minority interests.$1,524,0002,286
Net charge-offs$03,209
Cash dividends$1,250,0001,119
Sale, conversion, retirement of capital stock, net$0620
Net operating income$1,524,0002,287
2018-03-31 (YTD Data)Rank
Total interest income$2,283,0002,673
Total interest expense$271,0002,615
Net interest income$2,012,0002,650
Provision for loan and lease losses$15,0002,913
Total noninterest income$219,0003,043
Gross Fiduciary activities income$1,000957
Service charges on deposit accounts$43,0003,549
Trading account gains and feesNANA
Additional Noninterest Income$175,0002,643
Total noninterest expense$1,595,0002,668
Salaries and employee benefits$1,150,0002,255
Premises and equipment expense$239,0002,170
Additional noninterest expense$206,0004,280
Pre-tax net operating income$621,0002,758
Securities gains (losses)$0735
Applicable income taxes$42,0002,813
Income before extraordinary items$579,0002,673
Extraordinary gains, net$07
Net income$579,0002,673
Minority interest net income$052
Net income of bank and minority interests.$579,0002,673
Net charge-offs$02,722
Cash dividends$625,0001,020
Sale, conversion, retirement of capital stock, net$0580
Net operating income$579,0002,663
2017-12-31 (YTD Data)Rank
Total interest income$8,711,0002,708
Total interest expense$892,0002,755
Net interest income$7,819,0002,680
Provision for loan and lease losses$04,227
Total noninterest income$946,0003,033
Gross Fiduciary activities income$1,0001,092
Service charges on deposit accounts$183,0003,571
Trading account gains and feesNANA
Additional Noninterest Income$762,0002,618
Total noninterest expense$5,683,0002,875
Salaries and employee benefits$3,946,0002,492
Premises and equipment expense$907,0002,248
Additional noninterest expense$830,0004,325
Pre-tax net operating income$3,082,0002,442
Securities gains (losses)$02,243
Applicable income taxes$147,0003,118
Income before extraordinary items$2,935,0002,091
Extraordinary gains, net$09
Net income$2,935,0002,091
Minority interest net income$076
Net income of bank and minority interests.$2,935,0002,091
Net charge-offs$04,128
Cash dividends$2,400,0001,222
Sale, conversion, retirement of capital stock, net$0711
Net operating income$2,935,0002,066
2017-09-30 (YTD Data)Rank
Total interest income$6,445,0002,743
Total interest expense$643,0002,810
Net interest income$5,802,0002,718
Provision for loan and lease losses$04,088
Total noninterest income$713,0003,044
Gross Fiduciary activities income$1,0001,049
Service charges on deposit accounts$139,0003,587
Trading account gains and feesNANA
Additional Noninterest Income$573,0002,646
Total noninterest expense$4,257,0002,900
Salaries and employee benefits$2,950,0002,507
Premises and equipment expense$677,0002,265
Additional noninterest expense$630,0004,321
Pre-tax net operating income$2,258,0002,526
Securities gains (losses)$02,274
Applicable income taxes$126,0003,040
Income before extraordinary items$2,132,0002,297
Extraordinary gains, net$09
Net income$2,132,0002,296
Minority interest net income$071
Net income of bank and minority interests.$2,132,0002,297
Net charge-offs$03,796
Cash dividends$1,775,0001,166
Sale, conversion, retirement of capital stock, net$0677
Net operating income$2,132,0002,273
2017-06-30 (YTD Data)Rank
Total interest income$4,269,0002,744
Total interest expense$428,0002,744
Net interest income$3,841,0002,726
Provision for loan and lease losses$03,871
Total noninterest income$479,0003,033
Gross Fiduciary activities income$1,0001,033
Service charges on deposit accounts$91,0003,601
Trading account gains and feesNANA
Additional Noninterest Income$387,0002,624
Total noninterest expense$2,938,0002,846
Salaries and employee benefits$2,065,0002,441
Premises and equipment expense$458,0002,256
Additional noninterest expense$415,0004,369
Pre-tax net operating income$1,382,0002,615
Securities gains (losses)$01,906
Applicable income taxes$84,0003,033
Income before extraordinary items$1,298,0002,398
Extraordinary gains, net$011
Net income$1,298,0002,398
Minority interest net income$071
Net income of bank and minority interests.$1,298,0002,398
Net charge-offs$03,512
Cash dividends$1,175,0001,172
Sale, conversion, retirement of capital stock, net$0659
Net operating income$1,298,0002,377
2017-03-31 (YTD Data)Rank
Total interest income$2,096,0002,775
Total interest expense$232,0002,591
Net interest income$1,864,0002,776
Provision for loan and lease losses$03,537
Total noninterest income$240,0003,030
Gross Fiduciary activities income$1,000986
Service charges on deposit accounts$45,0003,646
Trading account gains and fees$0142
Additional Noninterest Income$194,0002,614
Total noninterest expense$1,618,0002,687
Salaries and employee benefits$1,181,0002,231
Premises and equipment expense$233,0002,253
Additional noninterest expense$204,0004,436
Pre-tax net operating income$486,0003,124
Securities gains (losses)$01,153
Applicable income taxes$42,0002,995
Income before extraordinary items$444,0002,957
Extraordinary gains, net$08
Net income$444,0002,957
Minority interest net income$055
Net income of bank and minority interests.$444,0002,957
Net charge-offs$02,943
Cash dividends$575,0001,093
Sale, conversion, retirement of capital stock, net$0632
Net operating income$444,0002,938
2016-12-31 (YTD Data)Rank
Total interest income$8,580,0002,722
Total interest expense$714,0003,007
Net interest income$7,866,0002,656
Provision for loan and lease losses$210,0002,378
Total noninterest income$1,150,0002,818
Gross Fiduciary activities income$1,0001,131
Service charges on deposit accounts$196,0003,602
Trading account gains and fees$0170
Additional Noninterest Income$953,0002,448
Total noninterest expense$5,391,0003,044
Salaries and employee benefits$3,715,0002,628
Premises and equipment expense$945,0002,239
Additional noninterest expense$731,0004,704
Pre-tax net operating income$3,415,0002,160
Securities gains (losses)$-27,0005,705
Applicable income taxes$163,0003,054
Income before extraordinary items$3,225,0001,977
Extraordinary gains, net$05
Net income$3,225,0001,976
Minority interest net income$082
Net income of bank and minority interests.$3,225,0001,976
Net charge-offs$04,281
Cash dividends$2,825,0001,072
Sale, conversion, retirement of capital stock, net$0759
Net operating income$3,250,6501,913
2016-09-30 (YTD Data)Rank
Total interest income$6,444,0002,714
Total interest expense$514,0003,086
Net interest income$5,930,0002,648
Provision for loan and lease losses$150,0002,338
Total noninterest income$887,0002,798
Gross Fiduciary activities income$1,0001,085
Service charges on deposit accounts$146,0003,641
Trading account gains and fees$0169
Additional Noninterest Income$740,0002,424
Total noninterest expense$4,057,0003,031
Salaries and employee benefits$2,785,0002,629
Premises and equipment expense$715,0002,221
Additional noninterest expense$557,0004,715
Pre-tax net operating income$2,610,0002,181
Securities gains (losses)$-27,0005,848
Applicable income taxes$117,0003,137
Income before extraordinary items$2,466,0001,975
Extraordinary gains, net$05
Net income$2,466,0001,975
Minority interest net income$071
Net income of bank and minority interests.$2,466,0001,975
Net charge-offs$3,0003,728
Cash dividends$2,100,000980
Sale, conversion, retirement of capital stock, net$0719
Net operating income$2,491,6501,896
2016-06-30 (YTD Data)Rank
Total interest income$4,270,0002,740
Total interest expense$329,0003,159
Net interest income$3,941,0002,662
Provision for loan and lease losses$90,0002,392
Total noninterest income$541,0002,904
Gross Fiduciary activities income$1,0001,067
Service charges on deposit accounts$94,0003,686
Trading account gains and fees$0157
Additional Noninterest Income$446,0002,518
Total noninterest expense$2,806,0002,981
Salaries and employee benefits$1,952,0002,549
Premises and equipment expense$485,0002,204
Additional noninterest expense$369,0004,769
Pre-tax net operating income$1,586,0002,306
Securities gains (losses)$-27,0005,938
Applicable income taxes$78,0003,146
Income before extraordinary items$1,481,0002,153
Extraordinary gains, net$016
Net income$1,481,0002,152
Minority interest net income$071
Net income of bank and minority interests.$1,481,0002,152
Net charge-offs$03,689
Cash dividends$1,375,0001,040
Sale, conversion, retirement of capital stock, net$0705
Net operating income$1,506,6502,049
2016-03-31 (YTD Data)Rank
Total interest income$2,099,0002,779
Total interest expense$158,0003,252
Net interest income$1,941,0002,695
Provision for loan and lease losses$30,0002,510
Total noninterest income$278,0002,842
Gross Fiduciary activities income$1,0001,021
Service charges on deposit accounts$47,0003,684
Trading account gains and fees$0142
Additional Noninterest Income$230,0002,443
Total noninterest expense$1,543,0002,805
Salaries and employee benefits$1,112,0002,301
Premises and equipment expense$247,0002,174
Additional noninterest expense$184,0004,819
Pre-tax net operating income$646,0002,615
Securities gains (losses)$-27,0006,037
Applicable income taxes$39,0003,130
Income before extraordinary items$580,0002,493
Extraordinary gains, net$012
Net income$580,0002,493
Minority interest net income$062
Net income of bank and minority interests.$580,0002,493
Net charge-offs$03,094
Cash dividends$675,000985
Sale, conversion, retirement of capital stock, net$0659
Net operating income$605,3802,384
2015-12-31 (YTD Data)Rank
Total interest income$8,192,0002,786
Total interest expense$588,0003,423
Net interest income$7,604,0002,701
Provision for loan and lease losses$120,0002,830
Total noninterest income$894,0003,269
Gross Fiduciary activities income$1,0001,155
Service charges on deposit accounts$195,0003,747
Trading account gains and fees$0159
Additional Noninterest Income$698,0002,845
Total noninterest expense$5,120,0003,157
Salaries and employee benefits$3,404,0002,792
Premises and equipment expense$891,0002,369
Additional noninterest expense$825,0004,638
Pre-tax net operating income$3,258,0002,188
Securities gains (losses)$-8,0005,844
Applicable income taxes$158,0003,078
Income before extraordinary items$3,092,0002,004
Extraordinary gains, net$023
Net income$3,092,0002,005
Minority interest net income$081
Net income of bank and minority interests.$3,092,0002,006
Net charge-offs$1,0004,383
Cash dividends$2,250,0001,230
Sale, conversion, retirement of capital stock, net$0804
Net operating income$3,099,6001,953
2015-09-30 (YTD Data)Rank
Total interest income$6,127,0002,809
Total interest expense$436,0003,498
Net interest income$5,691,0002,727
Provision for loan and lease losses$90,0002,744
Total noninterest income$682,0003,241
Gross Fiduciary activities income$1,0001,117
Service charges on deposit accounts$145,0003,787
Trading account gains and fees$0153
Additional Noninterest Income$536,0002,818
Total noninterest expense$3,766,0003,224
Salaries and employee benefits$2,478,0002,866
Premises and equipment expense$664,0002,404
Additional noninterest expense$624,0004,658
Pre-tax net operating income$2,517,0002,179
Securities gains (losses)$-1,0005,801
Applicable income taxes$113,0003,198
Income before extraordinary items$2,403,0001,948
Extraordinary gains, net$021
Net income$2,403,0001,950
Minority interest net income$078
Net income of bank and minority interests.$2,403,0001,950
Net charge-offs$1,0004,077
Cash dividends$1,950,0001,017
Sale, conversion, retirement of capital stock, net$0773
Net operating income$2,403,9601,918
2015-06-30 (YTD Data)Rank
Total interest income$4,056,0002,831
Total interest expense$282,0003,585
Net interest income$3,774,0002,735
Provision for loan and lease losses$60,0002,661
Total noninterest income$448,0003,273
Gross Fiduciary activities income$1,0001,108
Service charges on deposit accounts$94,0003,819
Trading account gains and fees$0157
Additional Noninterest Income$353,0002,832
Total noninterest expense$2,517,0003,248
Salaries and employee benefits$1,651,0002,877
Premises and equipment expense$441,0002,415
Additional noninterest expense$425,0004,655
Pre-tax net operating income$1,645,0002,192
Securities gains (losses)$02,636
Applicable income taxes$75,0003,197
Income before extraordinary items$1,570,0001,971
Extraordinary gains, net$022
Net income$1,570,0001,973
Minority interest net income$075
Net income of bank and minority interests.$1,570,0001,973
Net charge-offs$03,893
Cash dividends$1,300,000995
Sale, conversion, retirement of capital stock, net$0751
Net operating income$1,570,0001,922
2015-03-31 (YTD Data)Rank
Total interest income$1,980,0002,880
Total interest expense$138,0003,656
Net interest income$1,842,0002,776
Provision for loan and lease losses$30,0002,461
Total noninterest income$216,0003,307
Gross Fiduciary activities income$1,0001,061
Service charges on deposit accounts$47,0003,792
Trading account gains and fees$0152
Additional Noninterest Income$168,0002,870
Total noninterest expense$1,245,0003,294
Salaries and employee benefits$822,0002,909
Premises and equipment expense$220,0002,457
Additional noninterest expense$203,0004,779
Pre-tax net operating income$783,0002,244
Securities gains (losses)$02,027
Applicable income taxes$38,0003,188
Income before extraordinary items$745,0002,031
Extraordinary gains, net$013
Net income$745,0002,032
Minority interest net income$064
Net income of bank and minority interests.$745,0002,032
Net charge-offs$03,288
Cash dividends$650,000914
Sale, conversion, retirement of capital stock, net$0697
Net operating income$745,0001,969
2014-12-31 (YTD Data)Rank
Total interest income$7,814,0002,930
Total interest expense$557,0003,788
Net interest income$7,257,0002,818
Provision for loan and lease losses$120,0002,961
Total noninterest income$595,0004,009
Gross Fiduciary activities income$1,0001,202
Service charges on deposit accounts$217,0003,789
Trading account gains and fees$0180
Additional Noninterest Income$377,0003,683
Total noninterest expense$5,293,0003,184
Salaries and employee benefits$3,509,0002,754
Premises and equipment expense$946,0002,348
Additional noninterest expense$838,0004,811
Pre-tax net operating income$2,439,0002,631
Securities gains (losses)$38,0001,926
Applicable income taxes$118,0003,297
Income before extraordinary items$2,359,0002,405
Extraordinary gains, net$017
Net income$2,359,0002,405
Minority interest net income$084
Net income of bank and minority interests.$2,359,0002,405
Net charge-offs$04,970
Cash dividends$2,650,0001,026
Sale, conversion, retirement of capital stock, net$0862
Net operating income$2,322,9002,393
2014-09-30 (YTD Data)Rank
Total interest income$5,861,0002,958
Total interest expense$422,0003,832
Net interest income$5,439,0002,839
Provision for loan and lease losses$90,0002,885
Total noninterest income$686,0003,276
Gross Fiduciary activities income$1,0001,152
Service charges on deposit accounts$168,0003,779
Trading account gains and fees$0174
Additional Noninterest Income$517,0002,863
Total noninterest expense$3,733,0003,341
Salaries and employee benefits$2,412,0002,960
Premises and equipment expense$695,0002,409
Additional noninterest expense$626,0004,848
Pre-tax net operating income$2,302,0002,279
Securities gains (losses)$38,0001,631
Applicable income taxes$105,0003,255
Income before extraordinary items$2,235,0002,036
Extraordinary gains, net$015
Net income$2,235,0002,035
Minority interest net income$081
Net income of bank and minority interests.$2,235,0002,034
Net charge-offs$04,696
Cash dividends$1,950,000982
Sale, conversion, retirement of capital stock, net$0819
Net operating income$2,198,5202,017
2014-06-30 (YTD Data)Rank
Total interest income$3,905,0002,968
Total interest expense$285,0003,842
Net interest income$3,620,0002,848
Provision for loan and lease losses$60,0002,755
Total noninterest income$439,0003,347
Gross Fiduciary activities income$1,0001,132
Service charges on deposit accounts$108,0003,812
Trading account gains and fees$0172
Additional Noninterest Income$330,0002,902
Total noninterest expense$2,515,0003,331
Salaries and employee benefits$1,616,0002,962
Premises and equipment expense$464,0002,421
Additional noninterest expense$435,0004,781
Pre-tax net operating income$1,484,0002,291
Securities gains (losses)$53,0001,133
Applicable income taxes$70,0003,257
Income before extraordinary items$1,467,0002,019
Extraordinary gains, net$020
Net income$1,467,0002,022
Minority interest net income$080
Net income of bank and minority interests.$1,467,0002,021
Net charge-offs$04,375
Cash dividends$1,300,000938
Sale, conversion, retirement of capital stock, net$0794
Net operating income$1,416,6502,017
2014-03-31 (YTD Data)Rank
Total interest income$1,941,0002,988
Total interest expense$145,0003,865
Net interest income$1,796,0002,867
Provision for loan and lease losses$30,0002,577
Total noninterest income$223,0003,278
Gross Fiduciary activities income$1,0001,081
Service charges on deposit accounts$51,0003,887
Trading account gains and fees$0147
Additional Noninterest Income$171,0002,778
Total noninterest expense$1,267,0003,340
Salaries and employee benefits$811,0002,966
Premises and equipment expense$237,0002,414
Additional noninterest expense$219,0004,806
Pre-tax net operating income$722,0002,272
Securities gains (losses)$5,0001,340
Applicable income taxes$35,0003,196
Income before extraordinary items$692,0002,023
Extraordinary gains, net$016
Net income$692,0002,026
Minority interest net income$066
Net income of bank and minority interests.$692,0002,026
Net charge-offs$03,660
Cash dividends$650,000849
Sale, conversion, retirement of capital stock, net$0747
Net operating income$687,2501,995
2013-12-31 (YTD Data)Rank
Total interest income$7,814,0002,992
Total interest expense$663,0003,862
Net interest income$7,151,0002,864
Provision for loan and lease losses$120,0003,475
Total noninterest income$971,0003,244
Gross Fiduciary activities income$1,0001,245
Service charges on deposit accounts$228,0003,877
Trading account gains and fees$0184
Additional Noninterest Income$742,0002,785
Total noninterest expense$5,431,0003,205
Salaries and employee benefits$3,452,0002,830
Premises and equipment expense$939,0002,375
Additional noninterest expense$1,040,0004,499
Pre-tax net operating income$2,571,0002,427
Securities gains (losses)$12,0002,573
Applicable income taxes$123,0003,286
Income before extraordinary items$2,460,0002,219
Extraordinary gains, net$029
Net income$2,460,0002,222
Minority interest net income$090
Net income of bank and minority interests.$2,460,0002,222
Net charge-offs$05,475
Cash dividends$2,550,000988
Sale, conversion, retirement of capital stock, net$0924
Net operating income$2,448,6002,181
2013-09-30 (YTD Data)Rank
Total interest income$5,822,0003,031
Total interest expense$509,0003,899
Net interest income$5,313,0002,895
Provision for loan and lease losses$90,0003,447
Total noninterest income$741,0003,272
Gross Fiduciary activities income$1,0001,186
Service charges on deposit accounts$176,0003,857
Trading account gains and fees$0180
Additional Noninterest Income$564,0002,838
Total noninterest expense$3,819,0003,372
Salaries and employee benefits$2,404,0002,990
Premises and equipment expense$710,0002,384
Additional noninterest expense$705,0004,745
Pre-tax net operating income$2,145,0002,302
Securities gains (losses)$7,0002,609
Applicable income taxes$105,0003,286
Income before extraordinary items$2,047,0002,091
Extraordinary gains, net$025
Net income$2,047,0002,099
Minority interest net income$084
Net income of bank and minority interests.$2,047,0002,098
Net charge-offs$05,212
Cash dividends$1,950,000890
Sale, conversion, retirement of capital stock, net$0868
Net operating income$2,040,3502,031
2013-06-30 (YTD Data)Rank
Total interest income$3,814,0003,079
Total interest expense$351,0003,895
Net interest income$3,463,0002,939
Provision for loan and lease losses$60,0003,384
Total noninterest income$497,0003,313
Gross Fiduciary activities income$1,0001,167
Service charges on deposit accounts$110,0003,948
Trading account gains and fees$0157
Additional Noninterest Income$386,0002,848
Total noninterest expense$2,568,0003,359
Salaries and employee benefits$1,614,0003,001
Premises and equipment expense$477,0002,369
Additional noninterest expense$477,0004,720
Pre-tax net operating income$1,332,0002,407
Securities gains (losses)$7,0002,393
Applicable income taxes$70,0003,268
Income before extraordinary items$1,269,0002,204
Extraordinary gains, net$022
Net income$1,269,0002,212
Minority interest net income$082
Net income of bank and minority interests.$1,269,0002,210
Net charge-offs$04,909
Cash dividends$1,300,000876
Sale, conversion, retirement of capital stock, net$0838
Net operating income$1,262,3502,121
2013-03-31 (YTD Data)Rank
Total interest income$1,913,0003,100
Total interest expense$182,0003,896
Net interest income$1,731,0002,943
Provision for loan and lease losses$30,0003,174
Total noninterest income$250,0003,276
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$53,0003,986
Trading account gains and fees$0148
Additional Noninterest Income$197,0002,795
Total noninterest expense$1,284,0003,384
Salaries and employee benefits$815,0003,007
Premises and equipment expense$238,0002,397
Additional noninterest expense$231,0004,831
Pre-tax net operating income$667,0002,362
Securities gains (losses)$01,966
Applicable income taxes$35,0003,248
Income before extraordinary items$632,0002,168
Extraordinary gains, net$010
Net income$632,0002,170
Minority interest net income$076
Net income of bank and minority interests.$632,0002,170
Net charge-offs$04,145
Cash dividends$650,000766
Sale, conversion, retirement of capital stock, net$0789
Net operating income$632,0002,080
2012-12-31 (YTD Data)Rank
Total interest income$8,161,0003,051
Total interest expense$887,0003,896
Net interest income$7,274,0002,895
Provision for loan and lease losses$50,0005,179
Total noninterest income$1,161,0003,021
Gross Fiduciary activities income$1,0001,273
Service charges on deposit accounts$280,0003,620
Trading account gains and fees$0166
Additional Noninterest Income$880,0002,541
Total noninterest expense$5,439,0003,265
Salaries and employee benefits$3,553,0002,744
Premises and equipment expense$948,0002,369
Additional noninterest expense$938,0004,940
Pre-tax net operating income$2,946,0002,120
Securities gains (losses)$77,0002,457
Applicable income taxes$144,0003,247
Income before extraordinary items$2,879,0001,928
Extraordinary gains, net$029
Net income$2,879,0001,927
Minority interest net income$093
Net income of bank and minority interests.$2,879,0001,929
Net charge-offs$58,0004,824
Cash dividends$2,050,0001,187
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$2,805,8501,869
2012-09-30 (YTD Data)Rank
Total interest income$6,134,0003,108
Total interest expense$691,0003,925
Net interest income$5,443,0002,938
Provision for loan and lease losses$50,0004,919
Total noninterest income$857,0003,046
Gross Fiduciary activities income$1,0001,226
Service charges on deposit accounts$217,0003,592
Trading account gains and fees$0157
Additional Noninterest Income$639,0002,586
Total noninterest expense$3,837,0003,437
Salaries and employee benefits$2,420,0002,993
Premises and equipment expense$712,0002,399
Additional noninterest expense$705,0004,985
Pre-tax net operating income$2,413,0002,041
Securities gains (losses)$03,575
Applicable income taxes$105,0003,342
Income before extraordinary items$2,308,0001,864
Extraordinary gains, net$020
Net income$2,308,0001,863
Minority interest net income$086
Net income of bank and minority interests.$2,308,0001,865
Net charge-offs$16,0005,158
Cash dividends$1,250,0001,137
Sale, conversion, retirement of capital stock, net$0952
Net operating income$2,308,0001,761
2012-06-30 (YTD Data)Rank
Total interest income$4,139,0003,103
Total interest expense$474,0003,954
Net interest income$3,665,0002,918
Provision for loan and lease losses$50,0004,550
Total noninterest income$580,0002,982
Gross Fiduciary activities income$1,0001,200
Service charges on deposit accounts$145,0003,583
Trading account gains and fees$0153
Additional Noninterest Income$434,0002,529
Total noninterest expense$2,571,0003,436
Salaries and employee benefits$1,611,0003,001
Premises and equipment expense$476,0002,398
Additional noninterest expense$484,0004,948
Pre-tax net operating income$1,624,0002,008
Securities gains (losses)$03,178
Applicable income taxes$70,0003,327
Income before extraordinary items$1,554,0001,831
Extraordinary gains, net$019
Net income$1,554,0001,829
Minority interest net income$084
Net income of bank and minority interests.$1,554,0001,831
Net charge-offs$16,0004,742
Cash dividends$1,050,000925
Sale, conversion, retirement of capital stock, net$0928
Net operating income$1,554,0001,741
2012-03-31 (YTD Data)Rank
Total interest income$2,105,0003,090
Total interest expense$240,0004,023
Net interest income$1,865,0002,887
Provision for loan and lease losses$50,0003,648
Total noninterest income$305,0002,926
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$70,0003,642
Trading account gains and fees$0148
Additional Noninterest Income$235,0002,419
Total noninterest expense$1,278,0003,475
Salaries and employee benefits$800,0003,029
Premises and equipment expense$235,0002,432
Additional noninterest expense$243,0004,937
Pre-tax net operating income$842,0001,947
Securities gains (losses)$02,210
Applicable income taxes$35,0003,327
Income before extraordinary items$807,0001,782
Extraordinary gains, net$019
Net income$807,0001,783
Minority interest net income$078
Net income of bank and minority interests.$807,0001,783
Net charge-offs$16,0003,803
Cash dividends$500,000850
Sale, conversion, retirement of capital stock, net$0861
Net operating income$807,0001,682
2011-12-31 (YTD Data)Rank
Total interest income$8,340,0003,213
Total interest expense$1,150,0004,071
Net interest income$7,190,0002,997
Provision for loan and lease losses$06,496
Total noninterest income$1,048,0003,031
Gross Fiduciary activities income$9,0001,108
Service charges on deposit accounts$290,0003,644
Trading account gains and fees$0146
Additional Noninterest Income$749,0002,540
Total noninterest expense$5,463,0003,299
Salaries and employee benefits$3,453,0002,777
Premises and equipment expense$898,0002,648
Additional noninterest expense$1,112,0004,657
Pre-tax net operating income$2,775,0001,967
Securities gains (losses)$224,0001,366
Applicable income taxes$145,0003,141
Income before extraordinary items$2,854,0001,680
Extraordinary gains, net$029
Net income$2,854,0001,680
Minority interest net income$096
Net income of bank and minority interests.$2,854,0001,680
Net charge-offs$6,0006,199
Cash dividends$2,575,000764
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$2,641,2001,719
2011-09-30 (YTD Data)Rank
Total interest income$6,235,0003,258
Total interest expense$898,0004,101
Net interest income$5,337,0003,049
Provision for loan and lease losses$06,393
Total noninterest income$758,0003,099
Gross Fiduciary activities income$8,0001,059
Service charges on deposit accounts$211,0003,748
Trading account gains and fees$0145
Additional Noninterest Income$539,0002,590
Total noninterest expense$3,896,0003,432
Salaries and employee benefits$2,326,0003,041
Premises and equipment expense$676,0002,660
Additional noninterest expense$894,0004,471
Pre-tax net operating income$2,199,0001,938
Securities gains (losses)$224,0001,129
Applicable income taxes$90,0003,278
Income before extraordinary items$2,333,0001,623
Extraordinary gains, net$021
Net income$2,333,0001,623
Minority interest net income$087
Net income of bank and minority interests.$2,333,0001,623
Net charge-offs$6,0005,901
Cash dividends$1,850,000685
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$2,117,9601,674
2011-06-30 (YTD Data)Rank
Total interest income$4,120,0003,306
Total interest expense$606,0004,175
Net interest income$3,514,0003,071
Provision for loan and lease losses$06,217
Total noninterest income$466,0003,250
Gross Fiduciary activities income$8,0001,035
Service charges on deposit accounts$132,0003,851
Trading account gains and fees$0153
Additional Noninterest Income$326,0002,754
Total noninterest expense$2,561,0003,511
Salaries and employee benefits$1,549,0003,068
Premises and equipment expense$455,0002,645
Additional noninterest expense$557,0004,710
Pre-tax net operating income$1,419,0001,970
Securities gains (losses)$135,000933
Applicable income taxes$60,0003,238
Income before extraordinary items$1,494,0001,627
Extraordinary gains, net$015
Net income$1,494,0001,627
Minority interest net income$089
Net income of bank and minority interests.$1,494,0001,627
Net charge-offs$6,0005,501
Cash dividends$1,200,000683
Sale, conversion, retirement of capital stock, net$0986
Net operating income$1,364,4001,681
2011-03-31 (YTD Data)Rank
Total interest income$2,075,0003,304
Total interest expense$305,0004,250
Net interest income$1,770,0003,041
Provision for loan and lease losses$05,840
Total noninterest income$225,0003,353
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$63,0003,894
Trading account gains and fees$0158
Additional Noninterest Income$162,0002,770
Total noninterest expense$1,294,0003,486
Salaries and employee benefits$776,0003,075
Premises and equipment expense$232,0002,643
Additional noninterest expense$286,0004,663
Pre-tax net operating income$701,0001,972
Securities gains (losses)$87,000574
Applicable income taxes$30,0003,187
Income before extraordinary items$758,0001,557
Extraordinary gains, net$09
Net income$758,0001,557
Minority interest net income$086
Net income of bank and minority interests.$758,0001,557
Net charge-offs$05,107
Cash dividends$650,000580
Sale, conversion, retirement of capital stock, net$0925
Net operating income$674,4801,688
2010-12-31 (YTD Data)Rank
Total interest income$8,695,0003,316
Total interest expense$1,406,0004,421
Net interest income$7,289,0002,973
Provision for loan and lease losses$90,0006,097
Total noninterest income$1,139,0002,996
Gross Fiduciary activities income$1,0001,307
Service charges on deposit accounts$305,0003,603
Trading account gains and fees$0175
Additional Noninterest Income$833,0002,437
Total noninterest expense$6,075,0003,075
Salaries and employee benefits$3,555,0002,686
Premises and equipment expense$903,0002,690
Additional noninterest expense$1,617,0003,804
Pre-tax net operating income$2,263,0002,033
Securities gains (losses)$157,0001,796
Applicable income taxes$114,0003,133
Income before extraordinary items$2,306,0001,783
Extraordinary gains, net$029
Net income$2,306,0001,784
Minority interest net income$0111
Net income of bank and minority interests.$2,306,0001,785
Net charge-offs$06,851
Cash dividends$2,150,000765
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$2,156,8501,823
2010-09-30 (YTD Data)Rank
Total interest income$6,559,0003,369
Total interest expense$1,082,0004,503
Net interest income$5,477,0003,007
Provision for loan and lease losses$90,0005,755
Total noninterest income$850,0003,027
Gross Fiduciary activities income$1,0001,261
Service charges on deposit accounts$234,0003,631
Trading account gains and fees$0165
Additional Noninterest Income$615,0002,451
Total noninterest expense$4,367,0003,188
Salaries and employee benefits$2,402,0002,962
Premises and equipment expense$683,0002,713
Additional noninterest expense$1,282,0003,637
Pre-tax net operating income$1,870,0002,006
Securities gains (losses)$157,0001,564
Applicable income taxes$75,0003,308
Income before extraordinary items$1,952,0001,688
Extraordinary gains, net$023
Net income$1,952,0001,692
Minority interest net income$0110
Net income of bank and minority interests.$1,952,0001,692
Net charge-offs$06,672
Cash dividends$1,500,000712
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$1,801,2801,739
2010-06-30 (YTD Data)Rank
Total interest income$4,401,0003,387
Total interest expense$753,0004,498
Net interest income$3,648,0003,016
Provision for loan and lease losses$90,0005,248
Total noninterest income$532,0003,101
Gross Fiduciary activities income$1,0001,231
Service charges on deposit accounts$160,0003,576
Trading account gains and fees$0152
Additional Noninterest Income$371,0002,516
Total noninterest expense$2,803,0003,292
Salaries and employee benefits$1,606,0002,958
Premises and equipment expense$460,0002,704
Additional noninterest expense$737,0004,000
Pre-tax net operating income$1,287,0001,939
Securities gains (losses)$36,0002,082
Applicable income taxes$50,0003,283
Income before extraordinary items$1,273,0001,703
Extraordinary gains, net$019
Net income$1,273,0001,702
Minority interest net income$0105
Net income of bank and minority interests.$1,273,0001,703
Net charge-offs$06,372
Cash dividends$1,000,000705
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$1,238,4401,677
2010-03-31 (YTD Data)Rank
Total interest income$2,198,0003,457
Total interest expense$397,0004,496
Net interest income$1,801,0003,071
Provision for loan and lease losses$45,0004,935
Total noninterest income$289,0002,945
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$82,0003,542
Trading account gains and fees$0175
Additional Noninterest Income$207,0002,344
Total noninterest expense$1,427,0003,269
Salaries and employee benefits$806,0002,998
Premises and equipment expense$239,0002,681
Additional noninterest expense$382,0003,919
Pre-tax net operating income$618,0002,054
Securities gains (losses)$02,284
Applicable income taxes$25,0003,295
Income before extraordinary items$593,0001,844
Extraordinary gains, net$016
Net income$593,0001,843
Minority interest net income$091
Net income of bank and minority interests.$593,0001,845
Net charge-offs$05,610
Cash dividends$500,000654
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$593,0001,767
2009-12-31 (YTD Data)Rank
Total interest income$8,882,0003,546
Total interest expense$2,454,0003,946
Net interest income$6,428,0003,262
Provision for loan and lease losses$370,0004,972
Total noninterest income$1,005,0003,328
Gross Fiduciary activities income$2,0001,311
Service charges on deposit accounts$362,0003,521
Trading account gains and fees$0211
Additional Noninterest Income$641,0002,800
Total noninterest expense$5,571,0003,376
Salaries and employee benefits$3,297,0002,941
Premises and equipment expense$885,0002,862
Additional noninterest expense$1,389,0004,298
Pre-tax net operating income$1,492,0002,357
Securities gains (losses)$160,0001,738
Applicable income taxes$75,0003,034
Income before extraordinary items$1,577,0002,031
Extraordinary gains, net$034
Net income$1,577,0002,027
Minority interest net income$0115
Net income of bank and minority interests.$1,577,0002,029
Net charge-offs$884,0003,021
Cash dividends$2,020,000899
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$1,425,0002,162
2009-09-30 (YTD Data)Rank
Total interest income$6,660,0003,592
Total interest expense$1,972,0003,883
Net interest income$4,688,0003,340
Provision for loan and lease losses$370,0004,294
Total noninterest income$771,0003,354
Gross Fiduciary activities income$1,0001,297
Service charges on deposit accounts$276,0003,483
Trading account gains and fees$0212
Additional Noninterest Income$494,0002,831
Total noninterest expense$4,131,0003,419
Salaries and employee benefits$2,350,0003,079
Premises and equipment expense$670,0002,878
Additional noninterest expense$1,111,0004,092
Pre-tax net operating income$958,0002,806
Securities gains (losses)$160,0001,457
Applicable income taxes$45,0003,380
Income before extraordinary items$1,073,0002,357
Extraordinary gains, net$027
Net income$1,073,0002,354
Minority interest net income$0118
Net income of bank and minority interests.$1,073,0002,357
Net charge-offs$884,0002,338
Cash dividends$1,470,000891
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$919,4002,570
2009-06-30 (YTD Data)Rank
Total interest income$4,430,0003,633
Total interest expense$1,400,0003,844
Net interest income$3,030,0003,428
Provision for loan and lease losses$370,0003,400
Total noninterest income$526,0003,299
Gross Fiduciary activities income$1,0001,272
Service charges on deposit accounts$176,0003,563
Trading account gains and fees$0193
Additional Noninterest Income$349,0002,749
Total noninterest expense$2,816,0003,386
Salaries and employee benefits$1,558,0003,128
Premises and equipment expense$457,0002,859
Additional noninterest expense$801,0003,861
Pre-tax net operating income$370,0003,814
Securities gains (losses)$160,0001,164
Applicable income taxes$23,0003,629
Income before extraordinary items$507,0003,063
Extraordinary gains, net$021
Net income$507,0003,060
Minority interest net income$0112
Net income of bank and minority interests.$507,0003,062
Net charge-offs$909,0001,716
Cash dividends$970,000955
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$353,4003,581
2009-03-31 (YTD Data)Rank
Total interest income$2,178,0003,708
Total interest expense$712,0003,894
Net interest income$1,466,0003,515
Provision for loan and lease losses$370,0002,074
Total noninterest income$249,0003,390
Gross Fiduciary activities income$1,0001,214
Service charges on deposit accounts$81,0003,683
Trading account gains and fees$0171
Additional Noninterest Income$167,0002,780
Total noninterest expense$1,401,0003,319
Salaries and employee benefits$778,0003,170
Premises and equipment expense$229,0002,894
Additional noninterest expense$394,0003,615
Pre-tax net operating income$-56,0006,510
Securities gains (losses)$29,0001,527
Applicable income taxes$04,835
Income before extraordinary items$-27,0006,550
Extraordinary gains, net$015
Net income$-27,0006,551
Minority interest net income$0102
Net income of bank and minority interests.$-27,0006,551
Net charge-offs$899,0001,013
Cash dividends$470,000946
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$-56,0006,571
2008-12-31 (YTD Data)Rank
Total interest income$10,671,0003,362
Total interest expense$4,063,0003,480
Net interest income$6,608,0003,215
Provision for loan and lease losses$510,0003,769
Total noninterest income$991,0003,426
Gross Fiduciary activities income$1,0001,385
Service charges on deposit accounts$394,0003,482
Trading account gains and fees$0154
Additional Noninterest Income$596,0002,901
Total noninterest expense$5,472,0003,320
Salaries and employee benefits$3,446,0002,874
Premises and equipment expense$954,0002,742
Additional noninterest expense$1,072,0004,617
Pre-tax net operating income$1,617,0002,886
Securities gains (losses)$27,0002,003
Applicable income taxes$80,0003,559
Income before extraordinary items$1,564,0002,442
Extraordinary gains, net$039
Net income$1,564,0002,440
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$510,0002,772
Cash dividends$2,475,0001,112
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$1,538,3502,612
2008-09-30 (YTD Data)Rank
Total interest income$8,264,0003,335
Total interest expense$3,189,0003,470
Net interest income$5,075,0003,168
Provision for loan and lease losses$80,0005,434
Total noninterest income$744,0003,508
Gross Fiduciary activities income$1,0001,339
Service charges on deposit accounts$294,0003,519
Trading account gains and fees$0148
Additional Noninterest Income$449,0002,987
Total noninterest expense$3,881,0003,455
Salaries and employee benefits$2,389,0003,115
Premises and equipment expense$731,0002,697
Additional noninterest expense$761,0004,702
Pre-tax net operating income$1,858,0002,424
Securities gains (losses)$27,0001,827
Applicable income taxes$90,0003,674
Income before extraordinary items$1,795,0001,957
Extraordinary gains, net$031
Net income$1,795,0001,956
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$240,0002,830
Cash dividends$1,850,0001,106
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$1,769,3502,093
2008-06-30 (YTD Data)Rank
Total interest income$5,632,0003,325
Total interest expense$2,277,0003,421
Net interest income$3,355,0003,186
Provision for loan and lease losses$50,0005,164
Total noninterest income$493,0003,539
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$193,0003,553
Trading account gains and fees$0149
Additional Noninterest Income$300,0003,013
Total noninterest expense$2,642,0003,414
Salaries and employee benefits$1,608,0003,128
Premises and equipment expense$490,0002,688
Additional noninterest expense$544,0004,475
Pre-tax net operating income$1,156,0002,663
Securities gains (losses)$27,0001,861
Applicable income taxes$60,0003,909
Income before extraordinary items$1,123,0002,336
Extraordinary gains, net$021
Net income$1,123,0002,336
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$240,0002,034
Cash dividends$1,225,0001,187
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$1,097,3502,336
2008-03-31 (YTD Data)Rank
Total interest income$2,948,0003,277
Total interest expense$1,254,0003,342
Net interest income$1,694,0003,163
Provision for loan and lease losses$20,0004,875
Total noninterest income$252,0003,495
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$95,0003,562
Trading account gains and fees$0158
Additional Noninterest Income$157,0002,962
Total noninterest expense$1,291,0003,498
Salaries and employee benefits$808,0003,136
Premises and equipment expense$246,0002,694
Additional noninterest expense$237,0004,843
Pre-tax net operating income$635,0002,594
Securities gains (losses)$27,0001,433
Applicable income taxes$30,0004,050
Income before extraordinary items$632,0002,212
Extraordinary gains, net$015
Net income$632,0002,215
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$101,0001,799
Cash dividends$625,0001,129
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$606,3502,220
2007-12-31 (YTD Data)Rank
Total interest income$13,258,0003,001
Total interest expense$6,553,0002,788
Net interest income$6,705,0003,210
Provision for loan and lease losses$06,851
Total noninterest income$1,121,0003,292
Gross Fiduciary activities income$1,0001,439
Service charges on deposit accounts$493,0003,086
Trading account gains and fees$0178
Additional Noninterest Income$627,0002,939
Total noninterest expense$5,404,0003,240
Salaries and employee benefits$3,494,0002,806
Premises and equipment expense$960,0002,662
Additional noninterest expense$950,0004,806
Pre-tax net operating income$2,422,0002,901
Securities gains (losses)$02,146
Applicable income taxes$104,0004,457
Income before extraordinary items$2,318,0002,528
Extraordinary gains, net$039
Net income$2,318,0002,527
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-2,0007,709
Cash dividends$2,676,0001,305
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$2,318,0002,520
2007-09-30 (YTD Data)Rank
Total interest income$10,006,0002,980
Total interest expense$5,016,0002,734
Net interest income$4,990,0003,239
Provision for loan and lease losses$06,528
Total noninterest income$869,0003,209
Gross Fiduciary activities income$1,0001,384
Service charges on deposit accounts$394,0002,929
Trading account gains and fees$0184
Additional Noninterest Income$474,0002,943
Total noninterest expense$3,873,0003,331
Salaries and employee benefits$2,429,0003,008
Premises and equipment expense$723,0002,644
Additional noninterest expense$721,0004,710
Pre-tax net operating income$1,986,0002,848
Securities gains (losses)$01,655
Applicable income taxes$90,0004,538
Income before extraordinary items$1,896,0002,485
Extraordinary gains, net$033
Net income$1,896,0002,483
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,0005,809
Cash dividends$1,906,0001,276
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$1,896,0002,459
2007-06-30 (YTD Data)Rank
Total interest income$6,697,0002,990
Total interest expense$3,412,0002,684
Net interest income$3,285,0003,295
Provision for loan and lease losses$06,209
Total noninterest income$617,0003,094
Gross Fiduciary activities income$1,0001,345
Service charges on deposit accounts$283,0002,783
Trading account gains and fees$0168
Additional Noninterest Income$333,0002,856
Total noninterest expense$2,623,0003,323
Salaries and employee benefits$1,623,0003,037
Premises and equipment expense$485,0002,655
Additional noninterest expense$515,0004,483
Pre-tax net operating income$1,279,0002,982
Securities gains (losses)$01,444
Applicable income taxes$60,0004,611
Income before extraordinary items$1,219,0002,605
Extraordinary gains, net$029
Net income$1,219,0002,604
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,517
Cash dividends$1,276,0001,269
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$1,219,0002,584
2007-03-31 (YTD Data)Rank
Total interest income$3,347,0002,992
Total interest expense$1,785,0002,564
Net interest income$1,562,0003,435
Provision for loan and lease losses$05,779
Total noninterest income$296,0003,133
Gross Fiduciary activities income$1,0001,263
Service charges on deposit accounts$136,0002,808
Trading account gains and fees$0195
Additional Noninterest Income$159,0002,907
Total noninterest expense$1,309,0003,336
Salaries and employee benefits$809,0003,059
Premises and equipment expense$245,0002,636
Additional noninterest expense$255,0004,475
Pre-tax net operating income$549,0003,307
Securities gains (losses)$01,187
Applicable income taxes$30,0004,619
Income before extraordinary items$519,0002,939
Extraordinary gains, net$022
Net income$519,0002,939
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,509
Cash dividends$651,0001,144
Sale, conversion, retirement of capital stock, net$0885
Net operating income$519,0002,922
2006-12-31 (YTD Data)Rank
Total interest income$13,663,0002,766
Total interest expense$6,904,0002,312
Net interest income$6,759,0003,206
Provision for loan and lease losses$100,0004,711
Total noninterest income$1,138,0003,248
Gross Fiduciary activities income$1,0001,470
Service charges on deposit accounts$535,0002,921
Trading account gains and fees$0130
Additional Noninterest Income$602,0003,013
Total noninterest expense$5,588,0003,045
Salaries and employee benefits$3,512,0002,728
Premises and equipment expense$1,006,0002,460
Additional noninterest expense$1,070,0004,300
Pre-tax net operating income$2,209,0003,421
Securities gains (losses)$01,687
Applicable income taxes$94,0005,015
Income before extraordinary items$2,115,0002,979
Extraordinary gains, net$051
Net income$2,115,0002,979
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$18,0005,128
Cash dividends$2,854,0001,176
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$2,115,0002,972
2006-09-30 (YTD Data)Rank
Total interest income$10,086,0002,780
Total interest expense$5,042,0002,302
Net interest income$5,044,0003,239
Provision for loan and lease losses$06,685
Total noninterest income$851,0003,264
Gross Fiduciary activities income$1,0001,409
Service charges on deposit accounts$401,0002,946
Trading account gains and fees$0126
Additional Noninterest Income$449,0003,026
Total noninterest expense$3,948,0003,208
Salaries and employee benefits$2,385,0002,966
Premises and equipment expense$766,0002,428
Additional noninterest expense$797,0004,274
Pre-tax net operating income$1,947,0003,178
Securities gains (losses)$01,388
Applicable income taxes$83,0005,101
Income before extraordinary items$1,864,0002,725
Extraordinary gains, net$045
Net income$1,864,0002,727
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$18,0004,313
Cash dividends$2,125,0001,099
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$1,864,0002,711
2006-06-30 (YTD Data)Rank
Total interest income$6,519,0002,815
Total interest expense$3,199,0002,303
Net interest income$3,320,0003,282
Provision for loan and lease losses$06,419
Total noninterest income$566,0003,239
Gross Fiduciary activities income$1,0001,376
Service charges on deposit accounts$268,0002,927
Trading account gains and fees$0126
Additional Noninterest Income$297,0003,043
Total noninterest expense$2,620,0003,223
Salaries and employee benefits$1,606,0002,941
Premises and equipment expense$513,0002,415
Additional noninterest expense$501,0004,485
Pre-tax net operating income$1,266,0003,245
Securities gains (losses)$01,185
Applicable income taxes$55,0005,156
Income before extraordinary items$1,211,0002,778
Extraordinary gains, net$039
Net income$1,211,0002,780
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$13,0003,889
Cash dividends$1,350,0001,135
Sale, conversion, retirement of capital stock, net$0887
Net operating income$1,211,0002,766
2006-03-31 (YTD Data)Rank
Total interest income$3,139,0002,866
Total interest expense$1,489,0002,345
Net interest income$1,650,0003,280
Provision for loan and lease losses$06,013
Total noninterest income$278,0003,237
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$132,0002,871
Trading account gains and fees$0115
Additional Noninterest Income$146,0003,015
Total noninterest expense$1,319,0003,219
Salaries and employee benefits$812,0002,929
Premises and equipment expense$259,0002,403
Additional noninterest expense$248,0004,507
Pre-tax net operating income$609,0003,272
Securities gains (losses)$0955
Applicable income taxes$28,0005,092
Income before extraordinary items$581,0002,809
Extraordinary gains, net$021
Net income$581,0002,808
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,399
Cash dividends$575,0001,213
Sale, conversion, retirement of capital stock, net$0648
Net operating income$581,0002,796
2005-12-31 (YTD Data)Rank
Total interest income$11,831,0002,745
Total interest expense$4,923,0002,224
Net interest income$6,908,0003,071
Provision for loan and lease losses$180,0003,751
Total noninterest income$1,069,0003,394
Gross Fiduciary activities income$3,0001,412
Service charges on deposit accounts$525,0002,949
Trading account gains and fees$0138
Additional Noninterest Income$541,0003,234
Total noninterest expense$5,564,0002,951
Salaries and employee benefits$3,437,0002,645
Premises and equipment expense$1,031,0002,302
Additional noninterest expense$1,096,0004,121
Pre-tax net operating income$2,233,0003,420
Securities gains (losses)$02,296
Applicable income taxes$91,0005,443
Income before extraordinary items$2,142,0002,919
Extraordinary gains, net$046
Net income$2,142,0002,920
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$71,0003,834
Cash dividends$2,325,0001,308
Sale, conversion, retirement of capital stock, net$0934
Net operating income$2,142,0002,888
2005-09-30 (YTD Data)Rank
Total interest income$8,745,0002,725
Total interest expense$3,505,0002,212
Net interest income$5,240,0003,030
Provision for loan and lease losses$180,0003,127
Total noninterest income$797,0003,411
Gross Fiduciary activities income$3,0001,346
Service charges on deposit accounts$392,0002,968
Trading account gains and fees$0126
Additional Noninterest Income$402,0003,272
Total noninterest expense$3,968,0003,049
Salaries and employee benefits$2,368,0002,799
Premises and equipment expense$774,0002,286
Additional noninterest expense$826,0004,084
Pre-tax net operating income$1,889,0003,179
Securities gains (losses)$02,317
Applicable income taxes$100,0005,242
Income before extraordinary items$1,789,0002,708
Extraordinary gains, net$035
Net income$1,789,0002,709
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$70,0003,028
Cash dividends$1,725,0001,201
Sale, conversion, retirement of capital stock, net$0769
Net operating income$1,789,0002,674
2005-06-30 (YTD Data)Rank
Total interest income$5,766,0002,689
Total interest expense$2,241,0002,194
Net interest income$3,525,0002,980
Provision for loan and lease losses$120,0003,004
Total noninterest income$512,0003,455
Gross Fiduciary activities income$3,0001,310
Service charges on deposit accounts$256,0002,965
Trading account gains and fees$0116
Additional Noninterest Income$253,0003,354
Total noninterest expense$2,655,0003,029
Salaries and employee benefits$1,596,0002,768
Premises and equipment expense$517,0002,271
Additional noninterest expense$542,0004,101
Pre-tax net operating income$1,262,0003,133
Securities gains (losses)$02,146
Applicable income taxes$75,0005,150
Income before extraordinary items$1,187,0002,669
Extraordinary gains, net$030
Net income$1,187,0002,670
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$20,0003,782
Cash dividends$1,175,0001,151
Sale, conversion, retirement of capital stock, net$0643
Net operating income$1,187,0002,634
2005-03-31 (YTD Data)Rank
Total interest income$2,817,0002,713
Total interest expense$1,056,0002,219
Net interest income$1,761,0002,976
Provision for loan and lease losses$60,0002,830
Total noninterest income$250,0003,462
Gross Fiduciary activities income$2,0001,263
Service charges on deposit accounts$117,0003,099
Trading account gains and fees$0115
Additional Noninterest Income$131,0003,236
Total noninterest expense$1,304,0003,086
Salaries and employee benefits$801,0002,763
Premises and equipment expense$262,0002,255
Additional noninterest expense$241,0004,475
Pre-tax net operating income$647,0003,049
Securities gains (losses)$01,685
Applicable income taxes$38,0005,097
Income before extraordinary items$609,0002,583
Extraordinary gains, net$024
Net income$609,0002,584
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,0003,869
Cash dividends$625,0001,002
Sale, conversion, retirement of capital stock, net$0491
Net operating income$609,0002,543
2004-12-31 (YTD Data)Rank
Total interest income$10,832,0002,624
Total interest expense$3,333,0002,402
Net interest income$7,499,0002,698
Provision for loan and lease losses$100,0004,964
Total noninterest income$1,074,0003,374
Gross Fiduciary activities income$5,0001,406
Service charges on deposit accounts$565,0002,843
Trading account gains and fees$0138
Additional Noninterest Income$504,0003,291
Total noninterest expense$5,583,0002,827
Salaries and employee benefits$3,586,0002,435
Premises and equipment expense$1,000,0002,288
Additional noninterest expense$997,0004,365
Pre-tax net operating income$2,890,0002,674
Securities gains (losses)$3,0003,369
Applicable income taxes$123,0005,307
Income before extraordinary items$2,770,0002,221
Extraordinary gains, net$034
Net income$2,770,0002,222
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$54,0004,542
Cash dividends$3,775,000812
Sale, conversion, retirement of capital stock, net$0872
Net operating income$2,767,1202,175
2004-09-30 (YTD Data)Rank
Total interest income$7,993,0002,637
Total interest expense$2,386,0002,461
Net interest income$5,607,0002,677
Provision for loan and lease losses$100,0004,260
Total noninterest income$802,0003,401
Gross Fiduciary activities income$2,0001,430
Service charges on deposit accounts$429,0002,824
Trading account gains and fees$0134
Additional Noninterest Income$371,0003,329
Total noninterest expense$3,749,0003,080
Salaries and employee benefits$2,276,0002,786
Premises and equipment expense$749,0002,297
Additional noninterest expense$724,0004,408
Pre-tax net operating income$2,560,0002,337
Securities gains (losses)$03,710
Applicable income taxes$115,0005,184
Income before extraordinary items$2,445,0001,941
Extraordinary gains, net$026
Net income$2,445,0001,942
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$16,0005,128
Cash dividends$3,050,000685
Sale, conversion, retirement of capital stock, net$0738
Net operating income$2,445,0001,890
2004-06-30 (YTD Data)Rank
Total interest income$5,233,0002,674
Total interest expense$1,486,0002,593
Net interest income$3,747,0002,644
Provision for loan and lease losses$06,885
Total noninterest income$527,0003,450
Gross Fiduciary activities income$2,0001,383
Service charges on deposit accounts$283,0002,841
Trading account gains and fees$0130
Additional Noninterest Income$242,0003,379
Total noninterest expense$2,518,0003,068
Salaries and employee benefits$1,532,0002,777
Premises and equipment expense$494,0002,321
Additional noninterest expense$492,0004,369
Pre-tax net operating income$1,756,0002,284
Securities gains (losses)$03,413
Applicable income taxes$74,0005,210
Income before extraordinary items$1,682,0001,870
Extraordinary gains, net$021
Net income$1,682,0001,871
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$9,0004,897
Cash dividends$2,550,000571
Sale, conversion, retirement of capital stock, net$0638
Net operating income$1,682,0001,820
2004-03-31 (YTD Data)Rank
Total interest income$2,595,0002,690
Total interest expense$725,0002,675
Net interest income$1,870,0002,647
Provision for loan and lease losses$06,501
Total noninterest income$250,0003,526
Gross Fiduciary activities income$2,0001,290
Service charges on deposit accounts$133,0002,922
Trading account gains and fees$0121
Additional Noninterest Income$115,0003,415
Total noninterest expense$1,237,0003,131
Salaries and employee benefits$769,0002,792
Premises and equipment expense$244,0002,365
Additional noninterest expense$224,0004,663
Pre-tax net operating income$883,0002,243
Securities gains (losses)$02,934
Applicable income taxes$34,0005,263
Income before extraordinary items$849,0001,840
Extraordinary gains, net$016
Net income$849,0001,840
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$11,0003,502
Cash dividends$1,600,000433
Sale, conversion, retirement of capital stock, net$0464
Net operating income$849,0001,757
2003-12-31 (YTD Data)Rank
Total interest income$10,963,0002,587
Total interest expense$3,201,0002,698
Net interest income$7,762,0002,489
Provision for loan and lease losses$100,0005,309
Total noninterest income$1,194,0003,308
Gross Fiduciary activities income$13,0001,317
Service charges on deposit accounts$627,0002,618
Trading account gains and fees$0160
Additional Noninterest Income$554,0003,401
Total noninterest expense$5,311,0002,910
Salaries and employee benefits$3,396,0002,481
Premises and equipment expense$913,0002,445
Additional noninterest expense$1,002,0004,272
Pre-tax net operating income$3,545,0002,196
Securities gains (losses)$33,0002,848
Applicable income taxes$175,0005,097
Income before extraordinary items$3,403,0001,827
Extraordinary gains, net$054
Net income$3,403,0001,830
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$16,0006,281
Cash dividends$3,575,000858
Sale, conversion, retirement of capital stock, net$0868
Net operating income$3,371,6501,757
2003-09-30 (YTD Data)Rank
Total interest income$8,299,0002,612
Total interest expense$2,466,0002,719
Net interest income$5,833,0002,502
Provision for loan and lease losses$100,0004,641
Total noninterest income$922,0003,312
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$486,0002,539
Trading account gains and fees$0153
Additional Noninterest Income$436,0003,385
Total noninterest expense$3,642,0003,125
Salaries and employee benefits$2,219,0002,815
Premises and equipment expense$679,0002,491
Additional noninterest expense$744,0004,289
Pre-tax net operating income$3,013,0002,040
Securities gains (losses)$33,0002,620
Applicable income taxes$119,0005,376
Income before extraordinary items$2,927,0001,641
Extraordinary gains, net$040
Net income$2,927,0001,641
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,0006,822
Cash dividends$2,775,000780
Sale, conversion, retirement of capital stock, net$0722
Net operating income$2,895,3201,580
2003-06-30 (YTD Data)Rank
Total interest income$5,590,0002,612
Total interest expense$1,696,0002,720
Net interest income$3,894,0002,494
Provision for loan and lease losses$07,324
Total noninterest income$628,0003,232
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$322,0002,513
Trading account gains and fees$0150
Additional Noninterest Income$306,0003,255
Total noninterest expense$2,450,0003,098
Salaries and employee benefits$1,492,0002,794
Premises and equipment expense$459,0002,425
Additional noninterest expense$499,0004,250
Pre-tax net operating income$2,072,0001,978
Securities gains (losses)$32,0002,321
Applicable income taxes$80,0005,416
Income before extraordinary items$2,024,0001,604
Extraordinary gains, net$030
Net income$2,024,0001,603
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,0006,006
Cash dividends$2,275,000661
Sale, conversion, retirement of capital stock, net$0589
Net operating income$1,993,2801,518
2003-03-31 (YTD Data)Rank
Total interest income$2,815,0002,613
Total interest expense$863,0002,739
Net interest income$1,952,0002,489
Provision for loan and lease losses$06,934
Total noninterest income$324,0003,081
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$155,0002,520
Trading account gains and fees$0134
Additional Noninterest Income$169,0003,005
Total noninterest expense$1,239,0003,057
Salaries and employee benefits$760,0002,732
Premises and equipment expense$230,0002,414
Additional noninterest expense$249,0004,226
Pre-tax net operating income$1,037,0001,974
Securities gains (losses)$32,0001,647
Applicable income taxes$41,0005,361
Income before extraordinary items$1,028,0001,564
Extraordinary gains, net$021
Net income$1,028,0001,563
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,539
Cash dividends$1,550,000467
Sale, conversion, retirement of capital stock, net$0419
Net operating income$997,2801,509
2002-12-31 (YTD Data)Rank
Total interest income$10,981,0002,772
Total interest expense$3,947,0002,781
Net interest income$7,034,0002,720
Provision for loan and lease losses$380,0002,945
Total noninterest income$1,059,0003,343
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$576,0002,643
Trading account gains and fees$0153
Additional Noninterest Income$483,0003,347
Total noninterest expense$4,913,0002,974
Salaries and employee benefits$3,133,0002,521
Premises and equipment expense$753,0002,811
Additional noninterest expense$1,027,0004,093
Pre-tax net operating income$2,800,0002,631
Securities gains (losses)$8,0003,732
Applicable income taxes$136,0005,634
Income before extraordinary items$2,672,0002,233
Extraordinary gains, net$070
Net income$2,672,0002,232
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$98,0004,201
Cash dividends$1,275,0001,854
Sale, conversion, retirement of capital stock, net$0862
Net operating income$2,664,4002,162
2001-12-31 (YTD Data)Rank
Total interest income$10,663,0003,141
Total interest expense$5,588,0002,842
Net interest income$5,075,0003,397
Provision for loan and lease losses$150,0004,756
Total noninterest income$884,0003,615
Gross Fiduciary activities income$1,0001,678
Service charges on deposit accounts$474,0002,964
Trading account gains and fees$0177
Additional Noninterest Income$409,0003,478
Total noninterest expense$3,796,0003,588
Salaries and employee benefits$2,445,0003,002
Premises and equipment expense$584,0003,440
Additional noninterest expense$767,0004,929
Pre-tax net operating income$2,013,0003,158
Securities gains (losses)$04,612
Applicable income taxes$218,0004,878
Income before extraordinary items$1,795,0002,792
Extraordinary gains, net$0105
Net income$1,795,0002,793
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$43,0005,370
Cash dividends$975,0002,313
Sale, conversion, retirement of capital stock, net$0922
Net operating income$1,795,0002,701
2000-12-31 (YTD Data)Rank
Total interest income$10,462,0003,279
Total interest expense$6,223,0002,688
Net interest income$4,239,0003,986
Provision for loan and lease losses$100,0005,274
Total noninterest income$723,0003,909
Gross Fiduciary activities income$01,332
Service charges on deposit accounts$414,0003,153
Trading account gains and fees$0180
Additional Noninterest Income$309,0003,852
Total noninterest expense$3,538,0003,671
Salaries and employee benefits$2,264,0003,100
Premises and equipment expense$537,0003,583
Additional noninterest expense$737,0004,996
Pre-tax net operating income$1,324,0004,446
Securities gains (losses)$-1,0007,406
Applicable income taxes$391,0004,018
Income before extraordinary items$932,0004,581
Extraordinary gains, net$038
Net income$932,0004,581
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$52,0004,684
Cash dividends$295,0004,562
Sale, conversion, retirement of capital stock, net$0969
Net operating income$932,7004,578
1999-12-31 (YTD Data)Rank
Total interest income$8,414,0003,731
Total interest expense$4,532,0003,220
Net interest income$3,882,0004,291
Provision for loan and lease losses$450,0001,911
Total noninterest income$614,0004,360
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$358,0003,512
Trading account gains and feesNANA
Additional Noninterest Income$256,0004,381
Total noninterest expense$3,228,0003,960
Salaries and employee benefits$2,069,0003,333
Premises and equipment expense$489,0003,835
Additional noninterest expense$670,0005,411
Pre-tax net operating income$818,0005,861
Securities gains (losses)$8,0001,870
Applicable income taxes$224,0005,458
Income before extraordinary items$602,0005,889
Extraordinary gains, net$035
Net income$602,0005,887
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$30,0005,586
Cash dividends$625,0003,068
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$596,1605,897
1998-12-31 (YTD Data)Rank
Total interest income$7,143,0004,331
Total interest expense$3,847,0003,812
Net interest income$3,296,0004,810
Provision for loan and lease losses$90,0005,311
Total noninterest income$534,0004,747
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$315,0003,792
Trading account gains and feesNANA
Additional Noninterest Income$219,0004,731
Total noninterest expense$2,745,0004,452
Salaries and employee benefits$1,692,0003,854
Premises and equipment expense$435,0004,136
Additional noninterest expense$618,0005,634
Pre-tax net operating income$995,0005,427
Securities gains (losses)$1,0004,151
Applicable income taxes$210,0006,081
Income before extraordinary items$786,0005,246
Extraordinary gains, net$032
Net income$786,0005,245
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$24,0006,077
Cash dividends$375,0004,132
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$785,2105,152
1997-12-31 (YTD Data)Rank
Total interest income$4,436,0006,288
Total interest expense$2,275,0005,752
Net interest income$2,161,0006,600
Provision for loan and lease losses$160,0003,978
Total noninterest income$727,0003,859
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$210,0005,201
Trading account gains and feesNANA
Additional Noninterest Income$517,0002,757
Total noninterest expense$1,739,0006,205
Salaries and employee benefits$1,091,0005,516
Premises and equipment expense$292,0005,523
Additional noninterest expense$356,0007,746
Pre-tax net operating income$989,0005,864
Securities gains (losses)$7,0002,566
Applicable income taxes$314,0005,598
Income before extraordinary items$682,0005,977
Extraordinary gains, net$044
Net income$682,0005,979
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$5,0007,835
Cash dividends$125,0006,160
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$677,2405,950
1996-12-31 (YTD Data)Rank
Total interest income$3,790,0007,066
Total interest expense$1,933,0006,560
Net interest income$1,857,0007,449
Provision for loan and lease losses$45,0006,812
Total noninterest income$278,0007,226
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$183,0005,856
Trading account gains and feesNANA
Additional Noninterest Income$95,0007,288
Total noninterest expense$1,639,0006,743
Salaries and employee benefits$1,022,0005,899
Premises and equipment expense$272,0005,939
Additional noninterest expense$345,0008,413
Pre-tax net operating income$451,0008,203
Securities gains (losses)$-1,0009,274
Applicable income taxes$109,0008,610
Income before extraordinary items$341,0008,072
Extraordinary gains, net$053
Net income$341,0008,072
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$29,0006,197
Cash dividends$125,0006,318
Sale, conversion, retirement of capital stock, net$0953
Net operating income$341,7608,017
1995-12-31 (YTD Data)Rank
Total interest income$3,334,0007,761
Total interest expense$1,791,0006,924
Net interest income$1,543,0008,416
Provision for loan and lease losses$63,0005,638
Total noninterest income$311,0006,956
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$192,0005,831
Trading account gains and feesNANA
Additional Noninterest Income$119,0006,675
Total noninterest expense$1,464,0007,387
Salaries and employee benefits$855,0006,792
Premises and equipment expense$229,0006,680
Additional noninterest expense$380,0008,396
Pre-tax net operating income$327,0009,559
Securities gains (losses)$124,000860
Applicable income taxes$127,0008,677
Income before extraordinary items$324,0008,711
Extraordinary gains, net$065
Net income$324,0008,715
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$14,0007,103
Cash dividends$75,0007,260
Sale, conversion, retirement of capital stock, net$0809
Net operating income$234,7209,535
1994-12-31 (YTD Data)Rank
Total interest income$2,591,0008,744
Total interest expense$981,0008,775
Net interest income$1,610,0008,560
Provision for loan and lease losses$106,0004,419
Total noninterest income$258,0007,831
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$189,0006,086
Trading account gains and feesNANA
Additional Noninterest Income$69,0008,689
Total noninterest expense$1,429,0007,825
Salaries and employee benefits$759,0007,452
Premises and equipment expense$268,0006,210
Additional noninterest expense$402,0008,814
Pre-tax net operating income$333,0009,876
Securities gains (losses)$14,0002,006
Applicable income taxes$71,00010,001
Income before extraordinary items$276,0009,414
Extraordinary gains, net$0249
Net income$276,0009,420
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$72,0004,376
Cash dividends$100,0006,840
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$264,8009,602
1993-12-31 (YTD Data)Rank
Total interest income$2,489,0009,204
Total interest expense$889,0009,599
Net interest income$1,600,0008,796
Provision for loan and lease losses$30,0008,397
Total noninterest income$264,0008,151
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$193,0006,095
Trading account gains and feesNANA
Additional Noninterest Income$71,0009,036
Total noninterest expense$1,379,0008,248
Salaries and employee benefits$766,0007,526
Premises and equipment expense$267,0006,383
Additional noninterest expense$346,0009,890
Pre-tax net operating income$455,0008,985
Securities gains (losses)$8,0005,699
Applicable income taxes$122,0009,263
Income before extraordinary items$341,0009,028
Extraordinary gains, net$03,149
Net income$341,0009,203
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$30,0007,032
Cash dividends$210,0005,277
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$335,0808,832
1992-12-31 (YTD Data)Rank
Total interest income$2,540,0009,836
Total interest expense$1,043,00010,213
Net interest income$1,497,0009,282
Provision for loan and lease losses$178,0005,607
Total noninterest income$244,0008,594
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$190,0006,193
Trading account gains and feesNANA
Additional Noninterest Income$54,00010,164
Total noninterest expense$1,255,0008,822
Salaries and employee benefits$705,0007,948
Premises and equipment expense$237,0007,033
Additional noninterest expense$313,00010,647
Pre-tax net operating income$308,00010,062
Securities gains (losses)$128,0002,614
Applicable income taxes$128,0009,159
Income before extraordinary items$308,0009,207
Extraordinary gains, net$01,422
Net income$308,0009,342
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$133,0005,184
Cash dividends$200,0004,982
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$217,12010,009

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.