Home > United Community Bank > Income and Expense
United Community Bank, Income and Expense
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $1,820,000 | 9,244 |
| Total interest expense | $933,000 | 8,868 |
| Net interest income | $887,000 | 9,455 |
| Provision for loan and lease losses | $8,000 | 8,510 |
| Total noninterest income | $128,000 | 8,924 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $64,000 | 8,050 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $64,000 | 7,887 |
| Total noninterest expense | $790,000 | 9,073 |
| Salaries and employee benefits | $423,000 | 9,115 |
| Premises and equipment expense | $103,000 | 8,887 |
| Additional noninterest expense | $264,000 | 8,693 |
| Pre-tax net operating income | $217,000 | 9,489 |
| Securities gains (losses) | $-1,000 | 9,009 |
| Applicable income taxes | $65,000 | 8,998 |
| Income before extraordinary items | $151,000 | 9,573 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $151,000 | 9,576 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 7,643 |
| Cash dividends | $25,000 | 7,533 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $151,700 | 9,531 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $1,562,000 | 10,026 |
| Total interest expense | $800,000 | 9,644 |
| Net interest income | $762,000 | 10,216 |
| Provision for loan and lease losses | $115,000 | 4,800 |
| Total noninterest income | $125,000 | 9,446 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $57,000 | 8,643 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $68,000 | 8,163 |
| Total noninterest expense | $697,000 | 9,833 |
| Salaries and employee benefits | $343,000 | 10,018 |
| Premises and equipment expense | $95,000 | 9,426 |
| Additional noninterest expense | $259,000 | 9,300 |
| Pre-tax net operating income | $75,000 | 10,487 |
| Securities gains (losses) | $-1,000 | 9,274 |
| Applicable income taxes | $19,000 | 10,217 |
| Income before extraordinary items | $55,000 | 10,550 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $55,000 | 10,549 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $69,000 | 4,674 |
| Cash dividends | $50,000 | 7,494 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $55,740 | 10,500 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $1,345,000 | 10,766 |
| Total interest expense | $650,000 | 10,486 |
| Net interest income | $695,000 | 10,859 |
| Provision for loan and lease losses | $16,000 | 7,905 |
| Total noninterest income | $77,000 | 10,796 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $53,000 | 9,154 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $24,000 | 10,650 |
| Total noninterest expense | $499,000 | 11,022 |
| Salaries and employee benefits | $245,000 | 11,196 |
| Premises and equipment expense | $42,000 | 11,323 |
| Additional noninterest expense | $212,000 | 10,282 |
| Pre-tax net operating income | $257,000 | 10,063 |
| Securities gains (losses) | $-3,000 | 9,402 |
| Applicable income taxes | $92,000 | 9,345 |
| Income before extraordinary items | $162,000 | 10,346 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $162,000 | 10,349 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 6,500 |
| Cash dividends | $125,000 | 6,392 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $163,920 | 10,311 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,060,000 | 11,594 |
| Total interest expense | $425,000 | 11,464 |
| Net interest income | $635,000 | 11,595 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $75,000 | 11,378 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $48,000 | 9,761 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $27,000 | 10,986 |
| Total noninterest expense | $476,000 | 11,719 |
| Salaries and employee benefits | $207,000 | 12,018 |
| Premises and equipment expense | $43,000 | 11,893 |
| Additional noninterest expense | $226,000 | 10,825 |
| Pre-tax net operating income | $234,000 | 10,629 |
| Securities gains (losses) | $2,000 | 3,070 |
| Applicable income taxes | $81,000 | 9,781 |
| Income before extraordinary items | $155,000 | 10,754 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $155,000 | 10,759 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 10,214 |
| Cash dividends | $155,000 | 6,003 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $153,680 | 10,829 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,058,000 | 12,161 |
| Total interest expense | $406,000 | 12,200 |
| Net interest income | $652,000 | 12,031 |
| Provision for loan and lease losses | $50,000 | 7,415 |
| Total noninterest income | $54,000 | 12,434 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $15,000 | 11,112 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $39,000 | 10,733 |
| Total noninterest expense | $462,000 | 12,352 |
| Salaries and employee benefits | $198,000 | 12,665 |
| Premises and equipment expense | $57,000 | 11,958 |
| Additional noninterest expense | $207,000 | 11,629 |
| Pre-tax net operating income | $194,000 | 11,097 |
| Securities gains (losses) | $39,000 | 3,767 |
| Applicable income taxes | $89,000 | 10,008 |
| Income before extraordinary items | $144,000 | 11,277 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $144,000 | 11,360 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 7,969 |
| Cash dividends | $154,000 | 6,030 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $119,040 | 11,380 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $696,000 | 13,493 |
| Total interest expense | $304,000 | 13,469 |
| Net interest income | $392,000 | 13,406 |
| Provision for loan and lease losses | $-45,000 | 13,597 |
| Total noninterest income | $42,000 | 13,290 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $25,000 | 11,220 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $17,000 | 12,822 |
| Total noninterest expense | $301,000 | 13,558 |
| Salaries and employee benefits | $118,000 | 13,723 |
| Premises and equipment expense | $32,000 | 13,348 |
| Additional noninterest expense | $151,000 | 12,943 |
| Pre-tax net operating income | $178,000 | 11,280 |
| Securities gains (losses) | $19,000 | 5,661 |
| Applicable income taxes | $82,000 | 10,395 |
| Income before extraordinary items | $115,000 | 11,737 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $115,000 | 11,810 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 12,178 |
| Cash dividends | $538,000 | 2,625 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $102,840 | 11,610 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.