Home > United Community Bank > Assets and Liabilities
United Community Bank, Assets and Liabilities
| 1997-12-31 | Rank | |
| # of Employees: | 11 | 9,106 |
| Assets and Liabilities | ||
| Total Assets: | $25,370,000 | 9,305 |
| Cash and due from depository institutions | $1,194,000 | 9,106 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $1,892,000 | 10,359 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,160 |
| Net loans & leases | $20,651,000 | 8,164 |
| Loan loss allowance | $179,000 | 9,076 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $762,000 | 6,753 |
| Other real estate owned | $0 | 9,106 |
| Goodwill and other intangibles | $311,000 | 2,035 |
| All other assets | $560,000 | 8,110 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $25,370,000 | 9,305 |
| Total liabilities | $23,410,000 | 9,189 |
| Total deposits | $22,515,000 | 9,179 |
| Interest-bearing deposits | $19,495,000 | 9,118 |
| Deposits held in domestic offices | $22,515,000 | 9,177 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $600,000 | 3,003 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $295,000 | 7,841 |
| Total equity capital | $1,960,000 | 10,047 |
| Total bank equity capital | $1,960,000 | 10,047 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $100,000 | 8,205 |
| Surplus | $750,000 | 8,135 |
| Undivided profits | $1,110,000 | 8,434 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 10,017 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $519,000 | 4,567 |
| Earning assets | $22,543,000 | 9,361 |
| Long-term assets (5+ years) | $1,798,000 | 7,831 |
| Average Assets, year-to-date | $22,797,600 | 9,465 |
| Average Assets, quarterly | $24,328,000 | 9,374 |
| Volatile liabilities | $2,901,000 | 8,562 |
| Insider loans | $549,000 | 5,158 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $500,000 | 9,578 |
| Tier 1 (core) risk-based capital | $1,631,000 | 10,299 |
| Tier 2 risk-based capital | $179,000 | 8,699 |
| Total risk weighted assets | $20,356,200 | 8,373 |
| Total unused commitments | $500,000 | 9,586 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 11 | 9,546 |
| Assets and Liabilities | ||
| Total Assets: | $21,688,000 | 10,118 |
| Cash and due from depository institutions | $1,240,000 | 9,546 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $2,556,000 | 10,694 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,460 |
| Net loans & leases | $16,352,000 | 9,060 |
| Loan loss allowance | $178,000 | 9,471 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $684,000 | 7,209 |
| Other real estate owned | $0 | 9,546 |
| Goodwill and other intangibles | $345,000 | 1,872 |
| All other assets | $511,000 | 8,748 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $21,688,000 | 10,118 |
| Total liabilities | $19,848,000 | 10,021 |
| Total deposits | $19,219,000 | 9,986 |
| Interest-bearing deposits | $16,518,000 | 9,937 |
| Deposits held in domestic offices | $19,219,000 | 9,984 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $375,000 | 3,396 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $254,000 | 8,490 |
| Total equity capital | $1,840,000 | 10,518 |
| Total bank equity capital | $1,840,000 | 10,518 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $100,000 | 8,632 |
| Surplus | $750,000 | 8,452 |
| Undivided profits | $990,000 | 8,880 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $135,000 | 7,571 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $80,000 | 1,058 |
| Income earned, not collected on loans | $484,000 | 4,800 |
| Earning assets | $18,908,000 | 10,191 |
| Long-term assets (5+ years) | $537,000 | 9,249 |
| Average Assets, year-to-date | $19,554,600 | 10,249 |
| Average Assets, quarterly | $21,001,000 | 10,150 |
| Volatile liabilities | $1,833,000 | 9,632 |
| Insider loans | $423,000 | 5,947 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $300,000 | 10,193 |
| Tier 1 (core) risk-based capital | $1,471,000 | 10,862 |
| Tier 2 risk-based capital | $178,000 | 8,998 |
| Total risk weighted assets | $17,296,100 | 9,113 |
| Total unused commitments | $300,000 | 10,203 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 10 | 10,247 |
| Assets and Liabilities | ||
| Total Assets: | $17,475,000 | 10,984 |
| Cash and due from depository institutions | $779,000 | 10,247 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $3,340,000 | 10,897 |
| Federal funds sold & reverse repurchase agreements | $0 | 9,298 |
| Net loans & leases | $12,309,000 | 10,108 |
| Loan loss allowance | $132,000 | 10,529 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $92,000 | 11,150 |
| Other real estate owned | $0 | 10,247 |
| Goodwill and other intangibles | $378,000 | 1,711 |
| All other assets | $577,000 | 8,623 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $17,475,000 | 10,984 |
| Total liabilities | $15,868,000 | 10,940 |
| Total deposits | $15,214,000 | 10,942 |
| Interest-bearing deposits | $13,530,000 | 10,807 |
| Deposits held in domestic offices | $15,214,000 | 10,939 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $400,000 | 3,191 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $254,000 | 8,920 |
| Total equity capital | $1,607,000 | 11,132 |
| Total bank equity capital | $1,607,000 | 11,132 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $100,000 | 9,051 |
| Surplus | $750,000 | 8,721 |
| Undivided profits | $757,000 | 9,766 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $116,000 | 7,979 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $60,000 | 1,113 |
| Income earned, not collected on loans | $442,000 | 5,325 |
| Earning assets | $15,649,000 | 10,985 |
| Long-term assets (5+ years) | $539,000 | 9,610 |
| Average Assets, year-to-date | $16,685,000 | 10,979 |
| Average Assets, quarterly | $17,234,500 | 10,976 |
| Volatile liabilities | $1,703,000 | 9,971 |
| Insider loans | $369,000 | 6,479 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $150,000 | 10,893 |
| Tier 1 (core) risk-based capital | $1,184,000 | 11,535 |
| Tier 2 risk-based capital | $132,000 | 10,094 |
| Total risk weighted assets | $13,036,000 | 10,214 |
| Total unused commitments | $150,000 | 10,898 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 7 | 11,707 |
| Assets and Liabilities | ||
| Total Assets: | $15,332,000 | 11,711 |
| Cash and due from depository institutions | $547,000 | 11,707 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $3,013,000 | 11,690 |
| Federal funds sold & reverse repurchase agreements | $950,000 | 5,642 |
| Net loans & leases | $9,933,000 | 11,005 |
| Loan loss allowance | $138,000 | 10,911 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $57,000 | 12,081 |
| Other real estate owned | $0 | 11,707 |
| Goodwill and other intangibles | $412,000 | 1,551 |
| All other assets | $420,000 | 10,208 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $15,332,000 | 11,711 |
| Total liabilities | $13,860,000 | 11,679 |
| Total deposits | $13,761,000 | 11,611 |
| Interest-bearing deposits | $11,153,000 | 11,672 |
| Deposits held in domestic offices | $13,761,000 | 11,609 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $99,000 | 11,144 |
| Total equity capital | $1,472,000 | 11,663 |
| Total bank equity capital | $1,472,000 | 11,663 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $100,000 | 9,549 |
| Surplus | $750,000 | 8,980 |
| Undivided profits | $622,000 | 9,998 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,000 | 11,433 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $362,000 | 5,652 |
| Earning assets | $13,896,000 | 11,679 |
| Long-term assets (5+ years) | $1,102,000 | 9,299 |
| Average Assets, year-to-date | $14,712,400 | 11,761 |
| Average Assets, quarterly | $14,983,500 | 11,737 |
| Volatile liabilities | $686,000 | 11,589 |
| Insider loans | $305,000 | 7,104 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $75,000 | 11,587 |
| Tier 1 (core) risk-based capital | $1,109,000 | 12,140 |
| Tier 2 risk-based capital | $133,750 | 10,471 |
| Total risk weighted assets | $10,695,950 | 11,078 |
| Total unused commitments | $75,000 | 11,589 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 7 | 12,281 |
| Assets and Liabilities | ||
| Total Assets: | $15,067,000 | 12,321 |
| Cash and due from depository institutions | $355,000 | 12,281 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $2,818,000 | 12,236 |
| Federal funds sold & reverse repurchase agreements | $1,510,000 | 6,665 |
| Net loans & leases | $9,397,000 | 11,523 |
| Loan loss allowance | $135,000 | 11,445 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $67,000 | 12,604 |
| Other real estate owned | $0 | 12,281 |
| Goodwill and other intangibles | $445,000 | 1,427 |
| All other assets | $475,000 | 9,574 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $15,067,000 | 12,321 |
| Total liabilities | $13,537,000 | 12,311 |
| Total deposits | $13,379,000 | 12,266 |
| Interest-bearing deposits | $11,258,000 | 12,255 |
| Deposits held in domestic offices | $13,379,000 | 12,265 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $158,000 | 10,185 |
| Total equity capital | $1,530,000 | 12,043 |
| Total bank equity capital | $1,530,000 | 12,043 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $100,000 | 10,031 |
| Surplus | $1,370,000 | 7,021 |
| Undivided profits | $60,000 | 12,028 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,000 | 12,310 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $372,000 | 4,988 |
| Earning assets | $13,725,000 | 12,290 |
| Long-term assets (5+ years) | $894,000 | 10,100 |
| Average Assets, year-to-date | $14,595,200 | 12,342 |
| Average Assets, quarterly | $14,526,000 | 12,372 |
| Volatile liabilities | $450,000 | 12,442 |
| Insider loans | $234,000 | 7,931 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $30,000 | 12,113 |
| Tier 1 (core) risk-based capital | $1,085,000 | 12,665 |
| Tier 2 risk-based capital | $132,400 | 10,856 |
| Total risk weighted assets | $10,589,600 | 11,527 |
| Total unused commitments | $30,000 | 12,115 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 7 | 12,845 |
| Assets and Liabilities | ||
| Total Assets: | $14,932,000 | 12,839 |
| Cash and due from depository institutions | $441,000 | 12,845 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $5,026,000 | 11,586 |
| Federal funds sold & reverse repurchase agreements | $350,000 | 10,513 |
| Net loans & leases | $8,185,000 | 12,250 |
| Loan loss allowance | $102,000 | 12,504 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $64,000 | 13,200 |
| Other real estate owned | $0 | 12,845 |
| Goodwill and other intangibles | $478,000 | 1,377 |
| All other assets | $388,000 | 10,799 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $14,932,000 | 12,839 |
| Total liabilities | $13,392,000 | 12,853 |
| Total deposits | $13,256,000 | 12,807 |
| Interest-bearing deposits | $11,346,000 | 12,776 |
| Deposits held in domestic offices | $13,256,000 | 12,804 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $136,000 | 11,482 |
| Total equity capital | $1,540,000 | 12,319 |
| Total bank equity capital | $1,540,000 | 12,319 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $100,000 | 10,493 |
| Surplus | $1,370,000 | 6,979 |
| Undivided profits | $70,000 | 12,311 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,000 | 12,991 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $323,000 | 6,153 |
| Earning assets | $13,561,000 | 12,811 |
| Long-term assets (5+ years) | $865,000 | 10,457 |
| Average Assets, year-to-date | $14,197,000 | 12,901 |
| Average Assets, quarterly | $14,715,500 | 12,839 |
| Volatile liabilities | $650,000 | 12,536 |
| Insider loans | $0 | 9,493 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $0 | 12,570 |
| Tier 1 (core) risk-based capital | $1,062,000 | 13,101 |
| Tier 2 risk-based capital | $102,000 | 11,906 |
| Total risk weighted assets | $9,215,400 | 12,323 |
| Total unused commitments | $0 | 12,572 |
| Derivatives | $0 | 651 |