Home > United Communitiy Bank Dawson County > Income and Expense
United Communitiy Bank Dawson County, Income and Expense
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $10,208,000 | 3,248 |
| Total interest expense | $4,241,000 | 3,625 |
| Net interest income | $5,967,000 | 2,956 |
| Provision for loan and lease losses | $511,000 | 2,158 |
| Total noninterest income | $910,000 | 3,549 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $667,000 | 2,246 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $243,000 | 4,547 |
| Total noninterest expense | $4,168,000 | 3,309 |
| Salaries and employee benefits | $1,913,000 | 3,723 |
| Premises and equipment expense | $504,000 | 3,843 |
| Additional noninterest expense | $1,751,000 | 2,536 |
| Pre-tax net operating income | $2,198,000 | 2,962 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $728,000 | 2,597 |
| Income before extraordinary items | $1,470,000 | 3,274 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,470,000 | 3,279 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $200,000 | 2,857 |
| Cash dividends | $625,000 | 3,057 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,470,000 | 3,165 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $10,019,000 | 3,383 |
| Total interest expense | $4,758,000 | 3,464 |
| Net interest income | $5,261,000 | 3,322 |
| Provision for loan and lease losses | $330,000 | 2,665 |
| Total noninterest income | $686,000 | 4,056 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $505,000 | 2,667 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $181,000 | 5,011 |
| Total noninterest expense | $3,825,000 | 3,447 |
| Salaries and employee benefits | $1,988,000 | 3,484 |
| Premises and equipment expense | $490,000 | 3,849 |
| Additional noninterest expense | $1,347,000 | 3,082 |
| Pre-tax net operating income | $1,792,000 | 3,579 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $538,000 | 3,329 |
| Income before extraordinary items | $1,254,000 | 3,745 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,254,000 | 3,746 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $289,000 | 1,869 |
| Cash dividends | $258,000 | 4,727 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,254,000 | 3,727 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $8,156,000 | 3,842 |
| Total interest expense | $3,631,000 | 3,913 |
| Net interest income | $4,525,000 | 3,764 |
| Provision for loan and lease losses | $620,000 | 1,457 |
| Total noninterest income | $625,000 | 4,309 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $417,000 | 3,106 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $208,000 | 4,850 |
| Total noninterest expense | $2,986,000 | 4,225 |
| Salaries and employee benefits | $1,635,000 | 4,048 |
| Premises and equipment expense | $367,000 | 4,808 |
| Additional noninterest expense | $984,000 | 4,069 |
| Pre-tax net operating income | $1,544,000 | 4,013 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $457,000 | 3,820 |
| Income before extraordinary items | $1,087,000 | 4,186 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,087,000 | 4,190 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $268,000 | 1,979 |
| Cash dividends | $516,000 | 3,435 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,087,000 | 4,140 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $7,689,000 | 4,078 |
| Total interest expense | $3,005,000 | 4,725 |
| Net interest income | $4,684,000 | 3,616 |
| Provision for loan and lease losses | $200,000 | 3,499 |
| Total noninterest income | $658,000 | 4,140 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $454,000 | 2,790 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $204,000 | 4,908 |
| Total noninterest expense | $2,606,000 | 4,631 |
| Salaries and employee benefits | $1,424,000 | 4,435 |
| Premises and equipment expense | $352,000 | 4,862 |
| Additional noninterest expense | $830,000 | 4,566 |
| Pre-tax net operating income | $2,536,000 | 2,746 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $811,000 | 2,711 |
| Income before extraordinary items | $1,725,000 | 2,892 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,725,000 | 2,893 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $66,000 | 4,378 |
| Cash dividends | $420,000 | 3,886 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,725,000 | 2,805 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $6,843,000 | 4,582 |
| Total interest expense | $2,803,000 | 4,981 |
| Net interest income | $4,040,000 | 4,202 |
| Provision for loan and lease losses | $175,000 | 3,795 |
| Total noninterest income | $626,000 | 4,294 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $475,000 | 2,756 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $151,000 | 5,664 |
| Total noninterest expense | $2,399,000 | 4,952 |
| Salaries and employee benefits | $1,310,000 | 4,755 |
| Premises and equipment expense | $352,000 | 4,871 |
| Additional noninterest expense | $737,000 | 5,022 |
| Pre-tax net operating income | $2,092,000 | 3,384 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $674,000 | 3,348 |
| Income before extraordinary items | $1,418,000 | 3,526 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,418,000 | 3,526 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $39,000 | 5,539 |
| Cash dividends | $384,000 | 4,067 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,418,000 | 3,454 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $5,957,000 | 5,214 |
| Total interest expense | $2,495,000 | 5,521 |
| Net interest income | $3,462,000 | 4,862 |
| Provision for loan and lease losses | $160,000 | 3,923 |
| Total noninterest income | $575,000 | 4,702 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $428,000 | 3,139 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $147,000 | 6,025 |
| Total noninterest expense | $2,221,000 | 5,500 |
| Salaries and employee benefits | $1,176,000 | 5,293 |
| Premises and equipment expense | $366,000 | 4,870 |
| Additional noninterest expense | $679,000 | 5,860 |
| Pre-tax net operating income | $1,656,000 | 4,023 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $501,000 | 4,139 |
| Income before extraordinary items | $1,155,000 | 3,997 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,155,000 | 3,998 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-19,000 | 10,676 |
| Cash dividends | $348,000 | 4,228 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,155,000 | 3,947 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $4,926,000 | 6,053 |
| Total interest expense | $2,052,000 | 6,355 |
| Net interest income | $2,874,000 | 5,694 |
| Provision for loan and lease losses | $70,000 | 5,409 |
| Total noninterest income | $410,000 | 5,893 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $341,000 | 3,856 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $69,000 | 8,396 |
| Total noninterest expense | $2,001,000 | 5,978 |
| Salaries and employee benefits | $1,055,000 | 5,792 |
| Premises and equipment expense | $308,000 | 5,516 |
| Additional noninterest expense | $638,000 | 6,273 |
| Pre-tax net operating income | $1,213,000 | 5,209 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $331,000 | 5,647 |
| Income before extraordinary items | $882,000 | 5,074 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $882,000 | 5,075 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $104,000 | 3,672 |
| Cash dividends | $324,000 | 4,352 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $882,000 | 5,060 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $4,129,000 | 6,543 |
| Total interest expense | $1,494,000 | 6,911 |
| Net interest income | $2,635,000 | 6,206 |
| Provision for loan and lease losses | $60,000 | 5,594 |
| Total noninterest income | $454,000 | 5,659 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $388,000 | 3,473 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $66,000 | 8,828 |
| Total noninterest expense | $1,846,000 | 6,575 |
| Salaries and employee benefits | $867,000 | 6,834 |
| Premises and equipment expense | $309,000 | 5,586 |
| Additional noninterest expense | $670,000 | 6,534 |
| Pre-tax net operating income | $1,183,000 | 5,286 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $378,000 | 4,964 |
| Income before extraordinary items | $805,000 | 5,339 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $805,000 | 5,352 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $58,000 | 4,830 |
| Cash dividends | $288,000 | 4,616 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $805,000 | 5,396 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,840,000 | 7,065 |
| Total interest expense | $1,435,000 | 7,430 |
| Net interest income | $2,405,000 | 6,731 |
| Provision for loan and lease losses | $120,000 | 5,200 |
| Total noninterest income | $449,000 | 6,005 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $391,000 | 3,523 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $58,000 | 9,638 |
| Total noninterest expense | $1,700,000 | 7,193 |
| Salaries and employee benefits | $765,000 | 7,537 |
| Premises and equipment expense | $302,000 | 5,819 |
| Additional noninterest expense | $633,000 | 7,058 |
| Pre-tax net operating income | $1,034,000 | 5,759 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $295,000 | 6,142 |
| Income before extraordinary items | $739,000 | 5,887 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $739,000 | 6,042 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $73,000 | 5,247 |
| Cash dividends | $297,000 | 4,496 |
| Sale, conversion, retirement of capital stock, net | $-34,000 | 13,180 |
| Net operating income | $739,000 | 5,624 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,984,000 | 7,531 |
| Total interest expense | $1,749,000 | 7,766 |
| Net interest income | $2,235,000 | 7,163 |
| Provision for loan and lease losses | $155,000 | 5,991 |
| Total noninterest income | $433,000 | 6,234 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $355,000 | 3,860 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $78,000 | 8,942 |
| Total noninterest expense | $1,644,000 | 7,420 |
| Salaries and employee benefits | $719,000 | 7,841 |
| Premises and equipment expense | $324,000 | 5,670 |
| Additional noninterest expense | $601,000 | 7,506 |
| Pre-tax net operating income | $869,000 | 6,256 |
| Securities gains (losses) | $88,000 | 3,220 |
| Applicable income taxes | $271,000 | 6,345 |
| Income before extraordinary items | $686,000 | 6,009 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $686,000 | 6,082 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $35,000 | 8,252 |
| Cash dividends | $276,000 | 4,232 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $622,640 | 6,059 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.