Home > United Communities National Bank > Assets and Liabilities
United Communities National Bank, Assets and Liabilities
| 2007-03-31 | Rank | |
| # of Employees: | 74 | 2,356 |
| Assets and Liabilities | ||
| Total Assets: | $325,385,000 | 2,014 |
| Cash and due from depository institutions | $7,302,000 | 2,356 |
| Interest-bearing balances | $1,047,000 | 2,499 |
| Securities | $36,741,000 | 2,984 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,772 |
| Net loans & leases | $265,283,000 | 1,741 |
| Loan loss allowance | $2,504,000 | 2,072 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $5,307,000 | 2,321 |
| Other real estate owned | $174,000 | 2,356 |
| Goodwill and other intangibles | $0 | 3,322 |
| All other assets | $10,578,000 | 1,639 |
| Life insurance assets | $4,778,000 | 1,209 |
| Total liabilities and capital | $325,385,000 | 2,014 |
| Total liabilities | $299,524,000 | 1,977 |
| Total deposits | $242,472,000 | 2,183 |
| Interest-bearing deposits | $214,873,000 | 2,109 |
| Deposits held in domestic offices | $242,472,000 | 2,179 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $19,384,000 | 804 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $35,000,000 | 1,113 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $2,668,000 | 1,948 |
| Total equity capital | $25,861,000 | 2,603 |
| Total bank equity capital | $25,861,000 | 2,603 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $1,100,000 | 2,725 |
| Surplus | $4,905,000 | 4,006 |
| Undivided profits | $19,856,000 | 1,805 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,003,000 | 1,691 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $2,547,000 | 1,556 |
| Earning assets | $303,071,000 | 1,985 |
| Long-term assets (5+ years) | $42,310,000 | 2,107 |
| Average Assets, year-to-date | $328,345,000 | 1,982 |
| Average Assets, quarterly | $328,345,000 | 1,982 |
| Volatile liabilities | $106,523,000 | 1,285 |
| Insider loans | $7,831,000 | 903 |
| FHLB advances | $35,000,000 | 1,039 |
| Loans and leases held for sale | $786,000 | 1,073 |
| Unused loan commitments | $28,162,000 | 2,760 |
| Tier 1 (core) risk-based capital | $25,884,000 | 2,475 |
| Tier 2 risk-based capital | $2,504,000 | 1,993 |
| Total risk weighted assets | $246,609,000 | 1,943 |
| Total unused commitments | $28,162,000 | 2,761 |
| Derivatives | $9,302,000 | 520 |
| 2006-12-31 | Rank | |
| # of Employees: | 84 | 2,076 |
| Assets and Liabilities | ||
| Total Assets: | $331,305,000 | 1,973 |
| Cash and due from depository institutions | $11,714,000 | 2,076 |
| Interest-bearing balances | $864,000 | 2,641 |
| Securities | $36,888,000 | 3,003 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,403 |
| Net loans & leases | $266,767,000 | 1,725 |
| Loan loss allowance | $2,522,000 | 2,042 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $4,821,000 | 2,471 |
| Other real estate owned | $280,000 | 2,076 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $10,835,000 | 1,615 |
| Life insurance assets | $4,737,000 | 1,198 |
| Total liabilities and capital | $331,306,000 | 1,972 |
| Total liabilities | $306,154,000 | 1,924 |
| Total deposits | $248,251,000 | 2,126 |
| Interest-bearing deposits | $219,329,000 | 2,061 |
| Deposits held in domestic offices | $248,251,000 | 2,122 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $16,064,000 | 936 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $40,000,000 | 1,037 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $1,839,000 | 2,561 |
| Total equity capital | $25,152,000 | 2,618 |
| Total bank equity capital | $25,152,000 | 2,618 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $1,100,000 | 2,722 |
| Surplus | $4,879,000 | 3,970 |
| Undivided profits | $19,173,000 | 1,832 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,826,000 | 1,666 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $2,926,000 | 1,362 |
| Earning assets | $304,519,000 | 1,960 |
| Long-term assets (5+ years) | $44,338,000 | 2,011 |
| Average Assets, year-to-date | $313,548,000 | 1,982 |
| Average Assets, quarterly | $323,228,500 | 1,991 |
| Volatile liabilities | $104,788,000 | 1,435 |
| Insider loans | $4,781,000 | 1,492 |
| FHLB advances | $40,000,000 | 969 |
| Loans and leases held for sale | $2,223,000 | 641 |
| Unused loan commitments | $25,510,000 | 2,885 |
| Tier 1 (core) risk-based capital | $25,201,000 | 2,505 |
| Tier 2 risk-based capital | $2,522,000 | 1,970 |
| Total risk weighted assets | $247,371,000 | 1,931 |
| Total unused commitments | $25,510,000 | 2,885 |
| Derivatives | $5,564,000 | 577 |
| 2006-09-30 | Rank | |
| # of Employees: | 83 | 2,120 |
| Assets and Liabilities | ||
| Total Assets: | $315,152,000 | 2,052 |
| Cash and due from depository institutions | $7,191,000 | 2,120 |
| Interest-bearing balances | $1,195,000 | 2,230 |
| Securities | $36,095,000 | 3,083 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,029 |
| Net loans & leases | $256,640,000 | 1,774 |
| Loan loss allowance | $2,452,000 | 2,087 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $4,277,000 | 2,719 |
| Other real estate owned | $224,000 | 2,120 |
| Goodwill and other intangibles | $0 | 3,332 |
| All other assets | $10,725,000 | 1,632 |
| Life insurance assets | $4,695,000 | 1,179 |
| Total liabilities and capital | $315,152,000 | 2,052 |
| Total liabilities | $290,049,000 | 2,006 |
| Total deposits | $243,331,000 | 2,127 |
| Interest-bearing deposits | $216,675,000 | 2,043 |
| Deposits held in domestic offices | $243,331,000 | 2,123 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $9,733,000 | 1,221 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $35,000,000 | 1,203 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $1,985,000 | 2,360 |
| Total equity capital | $25,103,000 | 2,600 |
| Total bank equity capital | $25,103,000 | 2,600 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,100,000 | 2,736 |
| Surplus | $4,860,000 | 3,959 |
| Undivided profits | $19,143,000 | 1,825 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,192,000 | 2,241 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $2,774,000 | 1,441 |
| Earning assets | $293,930,000 | 2,024 |
| Long-term assets (5+ years) | $38,665,000 | 2,201 |
| Average Assets, year-to-date | $309,108,750 | 2,018 |
| Average Assets, quarterly | $313,984,500 | 2,032 |
| Volatile liabilities | $100,150,000 | 1,477 |
| Insider loans | $3,657,000 | 1,872 |
| FHLB advances | $35,000,000 | 1,108 |
| Loans and leases held for sale | $1,063,000 | 925 |
| Unused loan commitments | $23,608,000 | 3,055 |
| Tier 1 (core) risk-based capital | $25,204,000 | 2,481 |
| Tier 2 risk-based capital | $2,452,000 | 2,019 |
| Total risk weighted assets | $238,120,000 | 1,971 |
| Total unused commitments | $23,608,000 | 3,055 |
| Derivatives | $8,037,000 | 530 |
| 2006-06-30 | Rank | |
| # of Employees: | 85 | 2,075 |
| Assets and Liabilities | ||
| Total Assets: | $312,817,000 | 2,037 |
| Cash and due from depository institutions | $6,029,000 | 2,075 |
| Interest-bearing balances | $1,080,000 | 2,365 |
| Securities | $35,781,000 | 3,087 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,870 |
| Net loans & leases | $256,380,000 | 1,749 |
| Loan loss allowance | $2,363,000 | 2,147 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $4,308,000 | 2,674 |
| Other real estate owned | $166,000 | 2,075 |
| Goodwill and other intangibles | $0 | 3,333 |
| All other assets | $10,153,000 | 1,697 |
| Life insurance assets | $4,655,000 | 1,158 |
| Total liabilities and capital | $312,817,000 | 2,037 |
| Total liabilities | $289,066,000 | 1,993 |
| Total deposits | $224,294,000 | 2,278 |
| Interest-bearing deposits | $200,411,000 | 2,160 |
| Deposits held in domestic offices | $224,294,000 | 2,274 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $27,267,000 | 690 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $36,000,000 | 1,190 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,505,000 | 2,685 |
| Total equity capital | $23,751,000 | 2,626 |
| Total bank equity capital | $23,751,000 | 2,626 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $1,100,000 | 2,726 |
| Surplus | $4,847,000 | 3,925 |
| Undivided profits | $17,804,000 | 1,851 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,436,000 | 1,826 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $2,336,000 | 1,554 |
| Earning assets | $293,241,000 | 2,004 |
| Long-term assets (5+ years) | $38,220,000 | 2,196 |
| Average Assets, year-to-date | $307,094,330 | 2,031 |
| Average Assets, quarterly | $309,049,000 | 2,045 |
| Volatile liabilities | $100,530,000 | 1,465 |
| Insider loans | $4,100,000 | 1,661 |
| FHLB advances | $36,000,000 | 1,108 |
| Loans and leases held for sale | $0 | 1,763 |
| Unused loan commitments | $28,883,000 | 2,674 |
| Tier 1 (core) risk-based capital | $24,105,000 | 2,535 |
| Tier 2 risk-based capital | $2,363,000 | 2,056 |
| Total risk weighted assets | $238,861,000 | 1,950 |
| Total unused commitments | $28,883,000 | 2,675 |
| Derivatives | $7,320,000 | 536 |
| 2006-03-31 | Rank | |
| # of Employees: | 82 | 2,128 |
| Assets and Liabilities | ||
| Total Assets: | $305,281,000 | 2,070 |
| Cash and due from depository institutions | $7,458,000 | 2,128 |
| Interest-bearing balances | $898,000 | 2,676 |
| Securities | $35,985,000 | 3,102 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,312 |
| Net loans & leases | $247,860,000 | 1,758 |
| Loan loss allowance | $2,359,000 | 2,103 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $4,296,000 | 2,609 |
| Other real estate owned | $57,000 | 2,128 |
| Goodwill and other intangibles | $0 | 3,321 |
| All other assets | $9,625,000 | 1,733 |
| Life insurance assets | $4,614,000 | 1,136 |
| Total liabilities and capital | $305,281,000 | 2,070 |
| Total liabilities | $281,529,000 | 2,021 |
| Total deposits | $228,090,000 | 2,230 |
| Interest-bearing deposits | $202,295,000 | 2,125 |
| Deposits held in domestic offices | $228,090,000 | 2,226 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $20,205,000 | 768 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $31,000,000 | 1,276 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $2,234,000 | 2,004 |
| Total equity capital | $23,752,000 | 2,598 |
| Total bank equity capital | $23,752,000 | 2,598 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,100,000 | 2,713 |
| Surplus | $4,800,000 | 3,864 |
| Undivided profits | $17,852,000 | 1,870 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,769,000 | 1,463 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $2,209,000 | 1,542 |
| Earning assets | $284,743,000 | 2,025 |
| Long-term assets (5+ years) | $36,197,000 | 2,268 |
| Average Assets, year-to-date | $304,233,000 | 2,051 |
| Average Assets, quarterly | $304,233,000 | 2,051 |
| Volatile liabilities | $87,539,000 | 1,591 |
| Insider loans | $3,898,000 | 1,717 |
| FHLB advances | $31,000,000 | 1,198 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $28,811,000 | 2,643 |
| Tier 1 (core) risk-based capital | $23,921,000 | 2,517 |
| Tier 2 risk-based capital | $2,359,000 | 2,019 |
| Total risk weighted assets | $227,541,000 | 1,975 |
| Total unused commitments | $28,811,000 | 2,646 |
| Derivatives | $6,786,000 | 538 |
| 2005-12-31 | Rank | |
| # of Employees: | 82 | 2,111 |
| Assets and Liabilities | ||
| Total Assets: | $303,185,000 | 2,055 |
| Cash and due from depository institutions | $9,815,000 | 2,111 |
| Interest-bearing balances | $733,000 | 2,948 |
| Securities | $36,030,000 | 3,078 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,145 |
| Net loans & leases | $243,216,000 | 1,760 |
| Loan loss allowance | $2,346,000 | 2,085 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $4,475,000 | 2,494 |
| Other real estate owned | $28,000 | 2,111 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $9,621,000 | 1,733 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $303,185,000 | 2,055 |
| Total liabilities | $279,576,000 | 2,007 |
| Total deposits | $234,642,000 | 2,152 |
| Interest-bearing deposits | $208,620,000 | 2,035 |
| Deposits held in domestic offices | $234,642,000 | 2,146 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $12,377,000 | 1,035 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $31,000,000 | 1,309 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,557,000 | 2,563 |
| Total equity capital | $23,609,000 | 2,583 |
| Total bank equity capital | $23,609,000 | 2,583 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $1,100,000 | 2,712 |
| Surplus | $4,800,000 | 3,818 |
| Undivided profits | $17,709,000 | 1,877 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,193,000 | 2,039 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $2,277,000 | 1,510 |
| Earning assets | $279,979,000 | 2,029 |
| Long-term assets (5+ years) | $36,265,000 | 2,227 |
| Average Assets, year-to-date | $296,763,800 | 1,997 |
| Average Assets, quarterly | $303,113,000 | 2,032 |
| Volatile liabilities | $80,608,000 | 1,646 |
| Insider loans | $4,278,000 | 1,555 |
| FHLB advances | $31,000,000 | 1,213 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $30,875,000 | 2,487 |
| Tier 1 (core) risk-based capital | $23,711,000 | 2,490 |
| Tier 2 risk-based capital | $2,346,000 | 2,005 |
| Total risk weighted assets | $223,396,000 | 1,978 |
| Total unused commitments | $30,875,000 | 2,487 |
| Derivatives | $3,844,000 | 599 |
| 2005-09-30 | Rank | |
| # of Employees: | 81 | 2,134 |
| Assets and Liabilities | ||
| Total Assets: | $303,041,000 | 2,014 |
| Cash and due from depository institutions | $7,032,000 | 2,134 |
| Interest-bearing balances | $898,000 | 2,826 |
| Securities | $36,238,000 | 3,044 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,951 |
| Net loans & leases | $244,767,000 | 1,715 |
| Loan loss allowance | $2,504,000 | 1,947 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $4,500,000 | 2,428 |
| Other real estate owned | $10,000 | 2,134 |
| Goodwill and other intangibles | $0 | 3,310 |
| All other assets | $10,494,000 | 1,554 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $303,041,000 | 2,014 |
| Total liabilities | $279,591,000 | 1,963 |
| Total deposits | $223,398,000 | 2,207 |
| Interest-bearing deposits | $199,800,000 | 2,072 |
| Deposits held in domestic offices | $223,398,000 | 2,201 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $23,867,000 | 692 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $31,000,000 | 1,291 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $1,326,000 | 2,833 |
| Total equity capital | $23,450,000 | 2,582 |
| Total bank equity capital | $23,450,000 | 2,582 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,100,000 | 2,695 |
| Surplus | $4,800,000 | 3,764 |
| Undivided profits | $17,550,000 | 1,917 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $976,000 | 2,449 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $2,357,000 | 1,379 |
| Earning assets | $281,903,000 | 1,983 |
| Long-term assets (5+ years) | $36,014,000 | 2,254 |
| Average Assets, year-to-date | $295,158,500 | 1,998 |
| Average Assets, quarterly | $300,181,000 | 2,017 |
| Volatile liabilities | $87,859,000 | 1,474 |
| Insider loans | $4,411,000 | 1,469 |
| FHLB advances | $31,000,000 | 1,201 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $21,509,000 | 3,116 |
| Tier 1 (core) risk-based capital | $23,304,000 | 2,504 |
| Tier 2 risk-based capital | $2,504,000 | 1,871 |
| Total risk weighted assets | $225,701,000 | 1,898 |
| Total unused commitments | $21,509,000 | 3,118 |
| Derivatives | $6,355,000 | 511 |
| 2005-06-30 | Rank | |
| # of Employees: | 91 | 1,897 |
| Assets and Liabilities | ||
| Total Assets: | $297,321,000 | 2,018 |
| Cash and due from depository institutions | $5,662,000 | 1,897 |
| Interest-bearing balances | $638,000 | 3,153 |
| Securities | $36,328,000 | 3,084 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,776 |
| Net loans & leases | $239,795,000 | 1,709 |
| Loan loss allowance | $2,602,000 | 1,853 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $4,547,000 | 2,348 |
| Other real estate owned | $10,000 | 1,897 |
| Goodwill and other intangibles | $0 | 3,307 |
| All other assets | $10,979,000 | 1,469 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $297,321,000 | 2,018 |
| Total liabilities | $274,217,000 | 1,965 |
| Total deposits | $229,980,000 | 2,104 |
| Interest-bearing deposits | $207,229,000 | 1,961 |
| Deposits held in domestic offices | $229,980,000 | 2,099 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $16,649,000 | 851 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $26,500,000 | 1,466 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $1,088,000 | 3,057 |
| Total equity capital | $23,104,000 | 2,563 |
| Total bank equity capital | $23,104,000 | 2,563 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,100,000 | 2,673 |
| Surplus | $4,800,000 | 3,714 |
| Undivided profits | $17,204,000 | 1,927 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,422,000 | 1,740 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $2,130,000 | 1,402 |
| Earning assets | $276,761,000 | 1,984 |
| Long-term assets (5+ years) | $36,255,000 | 2,252 |
| Average Assets, year-to-date | $292,531,000 | 1,997 |
| Average Assets, quarterly | $291,227,000 | 2,023 |
| Volatile liabilities | $75,990,000 | 1,633 |
| Insider loans | $3,655,000 | 1,727 |
| FHLB advances | $26,500,000 | 1,383 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $22,871,000 | 2,929 |
| Tier 1 (core) risk-based capital | $22,885,000 | 2,480 |
| Tier 2 risk-based capital | $2,602,000 | 1,773 |
| Total risk weighted assets | $223,240,000 | 1,886 |
| Total unused commitments | $22,871,000 | 2,929 |
| Derivatives | $13,790,000 | 400 |
| 2005-03-31 | Rank | |
| # of Employees: | 87 | 1,965 |
| Assets and Liabilities | ||
| Total Assets: | $285,133,000 | 2,063 |
| Cash and due from depository institutions | $5,921,000 | 1,965 |
| Interest-bearing balances | $857,000 | 2,879 |
| Securities | $35,834,000 | 3,154 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,340 |
| Net loans & leases | $226,529,000 | 1,764 |
| Loan loss allowance | $2,553,000 | 1,858 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $4,604,000 | 2,297 |
| Other real estate owned | $114,000 | 1,965 |
| Goodwill and other intangibles | $0 | 3,297 |
| All other assets | $12,131,000 | 1,312 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $285,133,000 | 2,063 |
| Total liabilities | $262,248,000 | 2,023 |
| Total deposits | $223,612,000 | 2,151 |
| Interest-bearing deposits | $201,166,000 | 2,011 |
| Deposits held in domestic offices | $223,612,000 | 2,145 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $11,953,000 | 1,011 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $25,000,000 | 1,464 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,683,000 | 2,225 |
| Total equity capital | $22,885,000 | 2,511 |
| Total bank equity capital | $22,885,000 | 2,511 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,100,000 | 2,683 |
| Surplus | $4,800,000 | 3,694 |
| Undivided profits | $16,985,000 | 1,906 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $864,000 | 2,623 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $1,951,000 | 1,494 |
| Earning assets | $263,220,000 | 2,057 |
| Long-term assets (5+ years) | $38,718,000 | 2,197 |
| Average Assets, year-to-date | $290,136,000 | 2,007 |
| Average Assets, quarterly | $290,136,000 | 2,007 |
| Volatile liabilities | $63,145,000 | 1,801 |
| Insider loans | $2,688,000 | 2,197 |
| FHLB advances | $25,000,000 | 1,369 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $32,119,000 | 2,285 |
| Tier 1 (core) risk-based capital | $22,727,000 | 2,454 |
| Tier 2 risk-based capital | $2,553,000 | 1,774 |
| Total risk weighted assets | $210,683,000 | 1,947 |
| Total unused commitments | $32,119,000 | 2,289 |
| Derivatives | $9,337,000 | 413 |
| 2004-12-31 | Rank | |
| # of Employees: | 29 | 5,048 |
| Assets and Liabilities | ||
| Total Assets: | $97,851,000 | 4,961 |
| Cash and due from depository institutions | $3,118,000 | 5,048 |
| Interest-bearing balances | $191,000 | 4,454 |
| Securities | $4,254,000 | 7,840 |
| Federal funds sold & reverse repurchase agreements | $4,470,000 | 2,447 |
| Net loans & leases | $81,486,000 | 4,111 |
| Loan loss allowance | $849,000 | 4,497 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $1,147,000 | 5,607 |
| Other real estate owned | $64,000 | 5,048 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $3,312,000 | 3,575 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $97,851,000 | 4,961 |
| Total liabilities | $89,738,000 | 4,874 |
| Total deposits | $82,256,000 | 4,879 |
| Interest-bearing deposits | $70,381,000 | 4,808 |
| Deposits held in domestic offices | $82,256,000 | 4,875 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,470 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $7,000,000 | 3,085 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $482,000 | 4,804 |
| Total equity capital | $8,113,000 | 5,716 |
| Total bank equity capital | $8,113,000 | 5,716 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $100,000 | 6,720 |
| Surplus | $2,800,000 | 4,852 |
| Undivided profits | $5,213,000 | 4,512 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,876 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $734,000 | 3,991 |
| Earning assets | $90,401,000 | 4,934 |
| Long-term assets (5+ years) | $13,309,000 | 4,295 |
| Average Assets, year-to-date | $93,552,800 | 4,970 |
| Average Assets, quarterly | $95,656,500 | 5,002 |
| Volatile liabilities | $20,190,000 | 4,102 |
| Insider loans | $2,542,000 | 2,291 |
| FHLB advances | $7,000,000 | 2,936 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $16,501,000 | 3,406 |
| Tier 1 (core) risk-based capital | $7,998,000 | 5,644 |
| Tier 2 risk-based capital | $849,000 | 4,238 |
| Total risk weighted assets | $76,386,000 | 4,445 |
| Total unused commitments | $16,501,000 | 3,408 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 27 | 5,323 |
| Assets and Liabilities | ||
| Total Assets: | $93,462,000 | 5,077 |
| Cash and due from depository institutions | $2,667,000 | 5,323 |
| Interest-bearing balances | $168,000 | 4,652 |
| Securities | $4,419,000 | 7,817 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,928 |
| Net loans & leases | $81,499,000 | 4,056 |
| Loan loss allowance | $808,000 | 4,647 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $1,160,000 | 5,558 |
| Other real estate owned | $125,000 | 5,323 |
| Goodwill and other intangibles | $0 | 3,268 |
| All other assets | $3,592,000 | 3,332 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $93,462,000 | 5,077 |
| Total liabilities | $85,342,000 | 5,004 |
| Total deposits | $75,903,000 | 5,080 |
| Interest-bearing deposits | $65,878,000 | 4,983 |
| Deposits held in domestic offices | $75,903,000 | 5,077 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,800,000 | 2,440 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $7,000,000 | 3,079 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $639,000 | 4,280 |
| Total equity capital | $8,120,000 | 5,728 |
| Total bank equity capital | $8,120,000 | 5,728 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $100,000 | 6,761 |
| Surplus | $2,800,000 | 4,829 |
| Undivided profits | $5,220,000 | 4,563 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $76,000 | 6,781 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $821,000 | 3,764 |
| Earning assets | $86,086,000 | 5,044 |
| Long-term assets (5+ years) | $14,585,000 | 4,193 |
| Average Assets, year-to-date | $92,478,250 | 5,014 |
| Average Assets, quarterly | $93,734,500 | 5,023 |
| Volatile liabilities | $23,459,000 | 3,702 |
| Insider loans | $2,505,000 | 2,289 |
| FHLB advances | $7,000,000 | 2,945 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $17,168,000 | 3,314 |
| Tier 1 (core) risk-based capital | $7,975,000 | 5,643 |
| Tier 2 risk-based capital | $808,000 | 4,357 |
| Total risk weighted assets | $74,991,000 | 4,457 |
| Total unused commitments | $17,168,000 | 3,317 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 28 | 5,239 |
| Assets and Liabilities | ||
| Total Assets: | $94,007,000 | 5,024 |
| Cash and due from depository institutions | $2,100,000 | 5,239 |
| Interest-bearing balances | $120,000 | 4,990 |
| Securities | $4,668,000 | 7,827 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,884 |
| Net loans & leases | $82,536,000 | 3,988 |
| Loan loss allowance | $855,000 | 4,480 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $1,166,000 | 5,544 |
| Other real estate owned | $97,000 | 5,239 |
| Goodwill and other intangibles | $0 | 3,275 |
| All other assets | $3,440,000 | 3,425 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $94,007,000 | 5,024 |
| Total liabilities | $86,319,000 | 4,940 |
| Total deposits | $74,575,000 | 5,145 |
| Interest-bearing deposits | $65,385,000 | 5,012 |
| Deposits held in domestic offices | $74,575,000 | 5,143 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,117,000 | 2,019 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $8,000,000 | 2,873 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $627,000 | 4,009 |
| Total equity capital | $7,688,000 | 5,783 |
| Total bank equity capital | $7,688,000 | 5,783 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $100,000 | 6,810 |
| Surplus | $2,800,000 | 4,815 |
| Undivided profits | $4,788,000 | 4,618 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $491,000 | 4,045 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $638,000 | 4,363 |
| Earning assets | $87,324,000 | 4,977 |
| Long-term assets (5+ years) | $17,202,000 | 3,967 |
| Average Assets, year-to-date | $92,150,330 | 5,050 |
| Average Assets, quarterly | $92,982,000 | 5,056 |
| Volatile liabilities | $23,882,000 | 3,540 |
| Insider loans | $2,795,000 | 2,048 |
| FHLB advances | $8,000,000 | 2,740 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $13,381,000 | 3,813 |
| Tier 1 (core) risk-based capital | $7,581,000 | 5,762 |
| Tier 2 risk-based capital | $855,000 | 4,184 |
| Total risk weighted assets | $76,309,000 | 4,371 |
| Total unused commitments | $13,381,000 | 3,813 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 28 | 5,232 |
| Assets and Liabilities | ||
| Total Assets: | $91,957,000 | 5,110 |
| Cash and due from depository institutions | $2,621,000 | 5,232 |
| Interest-bearing balances | $255,000 | 4,412 |
| Securities | $5,095,000 | 7,720 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,767 |
| Net loans & leases | $79,591,000 | 4,025 |
| Loan loss allowance | $855,000 | 4,450 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $1,189,000 | 5,492 |
| Other real estate owned | $0 | 5,232 |
| Goodwill and other intangibles | $0 | 3,256 |
| All other assets | $3,461,000 | 3,265 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $91,957,000 | 5,110 |
| Total liabilities | $84,356,000 | 5,013 |
| Total deposits | $72,177,000 | 5,268 |
| Interest-bearing deposits | $62,018,000 | 5,221 |
| Deposits held in domestic offices | $72,177,000 | 5,266 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,535,000 | 1,750 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $8,000,000 | 2,741 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $644,000 | 4,258 |
| Total equity capital | $7,601,000 | 5,915 |
| Total bank equity capital | $7,601,000 | 5,915 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $100,000 | 6,830 |
| Surplus | $2,800,000 | 4,802 |
| Undivided profits | $4,701,000 | 4,823 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $628,000 | 3,620 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $718,000 | 3,900 |
| Earning assets | $84,941,000 | 5,077 |
| Long-term assets (5+ years) | $16,674,000 | 3,970 |
| Average Assets, year-to-date | $91,222,000 | 5,094 |
| Average Assets, quarterly | $91,222,000 | 5,094 |
| Volatile liabilities | $20,198,000 | 3,891 |
| Insider loans | $2,620,000 | 2,135 |
| FHLB advances | $8,000,000 | 2,613 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $11,917,000 | 3,988 |
| Tier 1 (core) risk-based capital | $7,405,000 | 5,805 |
| Tier 2 risk-based capital | $855,000 | 4,144 |
| Total risk weighted assets | $72,979,000 | 4,444 |
| Total unused commitments | $11,917,000 | 3,994 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 28 | 5,254 |
| Assets and Liabilities | ||
| Total Assets: | $90,487,000 | 5,132 |
| Cash and due from depository institutions | $2,807,000 | 5,254 |
| Interest-bearing balances | $153,000 | 4,827 |
| Securities | $5,454,000 | 7,701 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,359 |
| Net loans & leases | $77,898,000 | 4,045 |
| Loan loss allowance | $863,000 | 4,389 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $1,204,000 | 5,481 |
| Other real estate owned | $0 | 5,254 |
| Goodwill and other intangibles | $0 | 3,237 |
| All other assets | $3,124,000 | 3,533 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $90,487,000 | 5,132 |
| Total liabilities | $83,157,000 | 5,043 |
| Total deposits | $74,585,000 | 5,128 |
| Interest-bearing deposits | $65,689,000 | 5,006 |
| Deposits held in domestic offices | $74,585,000 | 5,124 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $140,000 | 3,321 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $8,000,000 | 2,736 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $432,000 | 5,121 |
| Total equity capital | $7,330,000 | 5,976 |
| Total bank equity capital | $7,330,000 | 5,976 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $100,000 | 6,884 |
| Surplus | $2,800,000 | 4,779 |
| Undivided profits | $4,430,000 | 4,915 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $388,000 | 4,629 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $675,000 | 4,275 |
| Earning assets | $83,505,000 | 5,097 |
| Long-term assets (5+ years) | $15,893,000 | 4,085 |
| Average Assets, year-to-date | $89,280,800 | 5,053 |
| Average Assets, quarterly | $89,823,500 | 5,122 |
| Volatile liabilities | $18,445,000 | 4,122 |
| Insider loans | $1,512,000 | 3,185 |
| FHLB advances | $8,000,000 | 2,593 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $12,539,000 | 3,781 |
| Tier 1 (core) risk-based capital | $7,160,000 | 5,887 |
| Tier 2 risk-based capital | $863,000 | 4,102 |
| Total risk weighted assets | $71,635,000 | 4,493 |
| Total unused commitments | $12,539,000 | 3,785 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 28 | 5,274 |
| Assets and Liabilities | ||
| Total Assets: | $89,160,000 | 5,173 |
| Cash and due from depository institutions | $1,923,000 | 5,274 |
| Interest-bearing balances | $4,000 | 6,870 |
| Securities | $5,764,000 | 7,596 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,602 |
| Net loans & leases | $77,026,000 | 4,081 |
| Loan loss allowance | $874,000 | 4,362 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $1,230,000 | 5,418 |
| Other real estate owned | $0 | 5,274 |
| Goodwill and other intangibles | $0 | 3,226 |
| All other assets | $3,217,000 | 3,470 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $89,160,000 | 5,173 |
| Total liabilities | $81,930,000 | 5,072 |
| Total deposits | $68,832,000 | 5,407 |
| Interest-bearing deposits | $61,272,000 | 5,235 |
| Deposits held in domestic offices | $68,832,000 | 5,405 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,637,000 | 1,602 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $8,000,000 | 2,700 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $461,000 | 5,247 |
| Total equity capital | $7,230,000 | 6,011 |
| Total bank equity capital | $7,230,000 | 6,011 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $100,000 | 6,927 |
| Surplus | $2,800,000 | 4,741 |
| Undivided profits | $4,330,000 | 4,996 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $674,000 | 3,677 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $745,000 | 4,096 |
| Earning assets | $82,794,000 | 5,118 |
| Long-term assets (5+ years) | $18,159,000 | 3,784 |
| Average Assets, year-to-date | $88,979,250 | 5,079 |
| Average Assets, quarterly | $89,959,000 | 5,125 |
| Volatile liabilities | $19,527,000 | 3,925 |
| Insider loans | $693,000 | 4,784 |
| FHLB advances | $8,000,000 | 2,548 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $10,249,000 | 4,234 |
| Tier 1 (core) risk-based capital | $7,086,000 | 5,927 |
| Tier 2 risk-based capital | $874,000 | 4,063 |
| Total risk weighted assets | $70,120,000 | 4,540 |
| Total unused commitments | $10,249,000 | 4,241 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 27 | 5,411 |
| Assets and Liabilities | ||
| Total Assets: | $90,758,000 | 5,104 |
| Cash and due from depository institutions | $2,756,000 | 5,411 |
| Interest-bearing balances | $6,000 | 6,806 |
| Securities | $6,824,000 | 7,267 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,888 |
| Net loans & leases | $77,156,000 | 4,045 |
| Loan loss allowance | $852,000 | 4,398 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $1,253,000 | 5,344 |
| Other real estate owned | $0 | 5,411 |
| Goodwill and other intangibles | $0 | 3,182 |
| All other assets | $2,769,000 | 3,731 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $90,758,000 | 5,104 |
| Total liabilities | $84,071,000 | 4,965 |
| Total deposits | $72,243,000 | 5,243 |
| Interest-bearing deposits | $63,951,000 | 5,083 |
| Deposits held in domestic offices | $72,243,000 | 5,240 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,365,000 | 1,991 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $8,000,000 | 2,658 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $1,463,000 | 2,545 |
| Total equity capital | $6,687,000 | 6,290 |
| Total bank equity capital | $6,687,000 | 6,290 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $100,000 | 6,949 |
| Surplus | $2,500,000 | 4,950 |
| Undivided profits | $4,087,000 | 5,158 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $533,000 | 4,207 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $647,000 | 4,432 |
| Earning assets | $83,986,000 | 5,064 |
| Long-term assets (5+ years) | $18,393,000 | 3,626 |
| Average Assets, year-to-date | $88,919,000 | 5,095 |
| Average Assets, quarterly | $88,883,500 | 5,128 |
| Volatile liabilities | $17,465,000 | 4,174 |
| Insider loans | $2,792,000 | 1,951 |
| FHLB advances | $8,000,000 | 2,495 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $8,177,000 | 4,675 |
| Tier 1 (core) risk-based capital | $6,448,000 | 6,205 |
| Tier 2 risk-based capital | $852,000 | 4,103 |
| Total risk weighted assets | $70,654,000 | 4,496 |
| Total unused commitments | $8,177,000 | 4,686 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 27 | 5,381 |
| Assets and Liabilities | ||
| Total Assets: | $87,009,000 | 5,188 |
| Cash and due from depository institutions | $3,913,000 | 5,381 |
| Interest-bearing balances | $9,000 | 6,686 |
| Securities | $7,266,000 | 7,201 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,247 |
| Net loans & leases | $72,873,000 | 4,150 |
| Loan loss allowance | $872,000 | 4,281 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $1,276,000 | 5,280 |
| Other real estate owned | $0 | 5,381 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $1,681,000 | 5,000 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $87,009,000 | 5,188 |
| Total liabilities | $79,887,000 | 5,089 |
| Total deposits | $70,566,000 | 5,279 |
| Interest-bearing deposits | $61,720,000 | 5,184 |
| Deposits held in domestic offices | $70,566,000 | 5,276 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $735,000 | 2,507 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $8,000,000 | 2,548 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $586,000 | 4,707 |
| Total equity capital | $7,122,000 | 5,976 |
| Total bank equity capital | $7,122,000 | 5,976 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $100,000 | 6,984 |
| Surplus | $2,500,000 | 4,930 |
| Undivided profits | $4,522,000 | 4,867 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $269,000 | 5,534 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $612,000 | 4,628 |
| Earning assets | $80,148,000 | 5,167 |
| Long-term assets (5+ years) | $18,077,000 | 3,605 |
| Average Assets, year-to-date | $87,999,500 | 5,117 |
| Average Assets, quarterly | $87,999,500 | 5,117 |
| Volatile liabilities | $13,565,000 | 4,820 |
| Insider loans | $2,750,000 | 1,963 |
| FHLB advances | $8,000,000 | 2,410 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $8,364,000 | 4,564 |
| Tier 1 (core) risk-based capital | $6,949,000 | 5,865 |
| Tier 2 risk-based capital | $823,000 | 4,153 |
| Total risk weighted assets | $65,765,000 | 4,657 |
| Total unused commitments | $8,364,000 | 4,578 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 27 | 5,382 |
| Assets and Liabilities | ||
| Total Assets: | $88,990,000 | 5,068 |
| Cash and due from depository institutions | $4,418,000 | 5,382 |
| Interest-bearing balances | $11,000 | 6,598 |
| Securities | $9,595,000 | 6,609 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,991 |
| Net loans & leases | $71,836,000 | 4,204 |
| Loan loss allowance | $865,000 | 4,238 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $1,294,000 | 5,247 |
| Other real estate owned | $16,000 | 5,382 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $1,831,000 | 4,797 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $88,990,000 | 5,068 |
| Total liabilities | $82,035,000 | 4,967 |
| Total deposits | $73,634,000 | 5,089 |
| Interest-bearing deposits | $63,333,000 | 5,049 |
| Deposits held in domestic offices | $73,634,000 | 5,085 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,222 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $8,000,000 | 2,574 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $401,000 | 5,856 |
| Total equity capital | $6,955,000 | 6,021 |
| Total bank equity capital | $6,955,000 | 6,021 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $100,000 | 7,014 |
| Surplus | $2,500,000 | 4,887 |
| Undivided profits | $4,355,000 | 4,949 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $318,000 | 5,088 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $776,000 | 4,001 |
| Earning assets | $81,442,000 | 5,065 |
| Long-term assets (5+ years) | $18,189,000 | 3,545 |
| Average Assets, year-to-date | $85,257,800 | 5,055 |
| Average Assets, quarterly | $88,837,000 | 5,031 |
| Volatile liabilities | $13,380,000 | 4,860 |
| Insider loans | $2,999,000 | 1,776 |
| FHLB advances | $8,000,000 | 2,405 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $9,208,000 | 4,261 |
| Tier 1 (core) risk-based capital | $6,771,000 | 5,899 |
| Tier 2 risk-based capital | $845,000 | 4,020 |
| Total risk weighted assets | $67,585,000 | 4,542 |
| Total unused commitments | $9,208,000 | 4,264 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 22 | 6,124 |
| Assets and Liabilities | ||
| Total Assets: | $80,847,000 | 5,301 |
| Cash and due from depository institutions | $2,356,000 | 6,124 |
| Interest-bearing balances | $0 | 7,015 |
| Securities | $9,521,000 | 6,624 |
| Federal funds sold & reverse repurchase agreements | $2,365,000 | 4,478 |
| Net loans & leases | $63,681,000 | 4,464 |
| Loan loss allowance | $774,000 | 4,387 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $954,000 | 5,996 |
| Other real estate owned | $0 | 6,124 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $1,970,000 | 4,591 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $80,847,000 | 5,301 |
| Total liabilities | $74,473,000 | 5,199 |
| Total deposits | $67,672,000 | 5,281 |
| Interest-bearing deposits | $59,851,000 | 5,126 |
| Deposits held in domestic offices | $67,672,000 | 5,276 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,416 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $6,250,000 | 2,732 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $551,000 | 5,124 |
| Total equity capital | $6,374,000 | 6,194 |
| Total bank equity capital | $6,374,000 | 6,194 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $100,000 | 7,187 |
| Surplus | $2,500,000 | 4,833 |
| Undivided profits | $3,774,000 | 5,156 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $648,000 | 3,592 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $916,000 | 3,761 |
| Earning assets | $75,567,000 | 5,223 |
| Long-term assets (5+ years) | $7,410,000 | 5,433 |
| Average Assets, year-to-date | $81,891,000 | 5,057 |
| Average Assets, quarterly | $80,963,500 | 5,240 |
| Volatile liabilities | $13,646,000 | 4,742 |
| Insider loans | $549,000 | 5,205 |
| FHLB advances | $6,250,000 | 2,564 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $10,093,000 | 3,922 |
| Tier 1 (core) risk-based capital | $6,277,000 | 6,080 |
| Tier 2 risk-based capital | $732,000 | 4,299 |
| Total risk weighted assets | $58,550,000 | 4,905 |
| Total unused commitments | $10,093,000 | 3,933 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 29 | 5,222 |
| Assets and Liabilities | ||
| Total Assets: | $84,709,000 | 5,000 |
| Cash and due from depository institutions | $3,646,000 | 5,222 |
| Interest-bearing balances | $0 | 6,829 |
| Securities | $15,671,000 | 5,433 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,010 |
| Net loans & leases | $62,678,000 | 4,441 |
| Loan loss allowance | $900,000 | 3,791 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $913,000 | 6,190 |
| Other real estate owned | $0 | 5,222 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $1,801,000 | 4,245 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $84,709,000 | 5,000 |
| Total liabilities | $78,870,000 | 4,883 |
| Total deposits | $70,708,000 | 4,963 |
| Interest-bearing deposits | $63,262,000 | 4,841 |
| Deposits held in domestic offices | $70,708,000 | 4,959 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $900,000 | 2,849 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $6,750,000 | 2,508 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $512,000 | 5,713 |
| Total equity capital | $5,839,000 | 6,470 |
| Total bank equity capital | $5,839,000 | 6,470 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $100,000 | 7,427 |
| Surplus | $2,500,000 | 4,817 |
| Undivided profits | $3,239,000 | 5,469 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $354,000 | 4,548 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $834,000 | 3,271 |
| Earning assets | $78,349,000 | 4,985 |
| Long-term assets (5+ years) | $3,511,000 | 6,635 |
| Average Assets, year-to-date | $81,403,800 | 4,984 |
| Average Assets, quarterly | $82,951,000 | 5,021 |
| Volatile liabilities | $15,771,000 | 4,311 |
| Insider loans | $327,000 | 6,353 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $7,369,000 | 4,450 |
| Tier 1 (core) risk-based capital | $5,868,000 | 6,316 |
| Tier 2 risk-based capital | $797,490 | 3,913 |
| Total risk weighted assets | $63,696,490 | 4,488 |
| Total unused commitments | $7,369,000 | 4,451 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 29 | 5,388 |
| Assets and Liabilities | ||
| Total Assets: | $81,026,000 | 5,176 |
| Cash and due from depository institutions | $2,477,000 | 5,388 |
| Interest-bearing balances | $0 | 6,854 |
| Securities | $19,995,000 | 4,860 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,825 |
| Net loans & leases | $55,989,000 | 4,768 |
| Loan loss allowance | $911,000 | 3,703 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $1,014,000 | 6,004 |
| Other real estate owned | $36,000 | 5,388 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $1,515,000 | 4,816 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $81,026,000 | 5,176 |
| Total liabilities | $71,093,000 | 5,258 |
| Total deposits | $66,830,000 | 5,204 |
| Interest-bearing deposits | $60,537,000 | 5,007 |
| Deposits held in domestic offices | $66,830,000 | 5,201 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,950,000 | 1,902 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,751 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $313,000 | 6,832 |
| Total equity capital | $9,933,000 | 4,275 |
| Total bank equity capital | $9,933,000 | 4,275 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $100,000 | 7,691 |
| Surplus | $2,500,000 | 4,810 |
| Undivided profits | $7,333,000 | 3,143 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $208,000 | 5,591 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $776,000 | 3,021 |
| Earning assets | $75,984,000 | 5,084 |
| Long-term assets (5+ years) | $2,728,000 | 7,295 |
| Average Assets, year-to-date | $77,254,400 | 5,207 |
| Average Assets, quarterly | $79,023,000 | 5,221 |
| Volatile liabilities | $14,707,000 | 4,295 |
| Insider loans | $535,000 | 5,201 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $5,049,000 | 5,442 |
| Tier 1 (core) risk-based capital | $10,128,000 | 4,206 |
| Tier 2 risk-based capital | $730,450 | 4,097 |
| Total risk weighted assets | $58,255,450 | 4,739 |
| Total unused commitments | $5,049,000 | 5,447 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 28 | 5,562 |
| Assets and Liabilities | ||
| Total Assets: | $79,444,000 | 5,245 |
| Cash and due from depository institutions | $2,041,000 | 5,562 |
| Interest-bearing balances | $0 | 6,728 |
| Securities | $20,217,000 | 4,804 |
| Federal funds sold & reverse repurchase agreements | $7,300,000 | 2,372 |
| Net loans & leases | $47,325,000 | 5,111 |
| Loan loss allowance | $816,000 | 3,930 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $1,111,000 | 5,653 |
| Other real estate owned | $0 | 5,562 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $1,450,000 | 4,583 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $79,444,000 | 5,245 |
| Total liabilities | $69,546,000 | 5,325 |
| Total deposits | $69,190,000 | 5,096 |
| Interest-bearing deposits | $61,895,000 | 4,944 |
| Deposits held in domestic offices | $69,190,000 | 5,092 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,274 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $356,000 | 6,908 |
| Total equity capital | $9,898,000 | 4,388 |
| Total bank equity capital | $9,898,000 | 4,388 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $100,000 | 7,849 |
| Surplus | $2,500,000 | 4,694 |
| Undivided profits | $7,298,000 | 3,349 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $235,000 | 5,778 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $816,000 | 2,802 |
| Earning assets | $74,842,000 | 5,143 |
| Long-term assets (5+ years) | $2,053,000 | 7,702 |
| Average Assets, year-to-date | $73,342,000 | 5,305 |
| Average Assets, quarterly | $76,750,000 | 5,284 |
| Volatile liabilities | $11,364,000 | 4,631 |
| Insider loans | $578,000 | 4,912 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $45,000 | 1,648 |
| Unused loan commitments | $11,831,000 | 3,255 |
| Tier 1 (core) risk-based capital | $9,848,000 | 4,237 |
| Tier 2 risk-based capital | $735,990 | 3,916 |
| Total risk weighted assets | $58,799,290 | 4,479 |
| Total unused commitments | $11,831,000 | 3,259 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 27 | 5,932 |
| Assets and Liabilities | ||
| Total Assets: | $69,139,000 | 5,769 |
| Cash and due from depository institutions | $1,999,000 | 5,932 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $13,406,000 | 6,416 |
| Federal funds sold & reverse repurchase agreements | $2,200,000 | 4,731 |
| Net loans & leases | $48,977,000 | 5,053 |
| Loan loss allowance | $730,000 | 4,352 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $1,230,000 | 5,342 |
| Other real estate owned | $0 | 5,932 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $1,327,000 | 4,941 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $69,139,000 | 5,769 |
| Total liabilities | $59,590,000 | 5,913 |
| Total deposits | $59,195,000 | 5,707 |
| Interest-bearing deposits | $52,926,000 | 5,558 |
| Deposits held in domestic offices | $59,195,000 | 5,701 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $395,000 | 6,768 |
| Total equity capital | $9,549,000 | 4,479 |
| Total bank equity capital | $9,549,000 | 4,479 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $100,000 | 8,205 |
| Surplus | $2,500,000 | 4,683 |
| Undivided profits | $6,949,000 | 3,477 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $183,000 | 6,521 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $836,000 | 2,758 |
| Earning assets | $64,583,000 | 5,705 |
| Long-term assets (5+ years) | $815,000 | 8,696 |
| Average Assets, year-to-date | $70,281,200 | 5,520 |
| Average Assets, quarterly | $69,527,000 | 5,705 |
| Volatile liabilities | $5,677,000 | 6,766 |
| Insider loans | $230,000 | 7,196 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $2,623,000 | 6,850 |
| Tier 1 (core) risk-based capital | $9,538,000 | 4,340 |
| Tier 2 risk-based capital | $658,850 | 4,214 |
| Total risk weighted assets | $52,637,050 | 4,839 |
| Total unused commitments | $2,623,000 | 6,857 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 25 | 6,541 |
| Assets and Liabilities | ||
| Total Assets: | $70,951,000 | 5,821 |
| Cash and due from depository institutions | $2,905,000 | 6,541 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $20,941,000 | 5,150 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,460 |
| Net loans & leases | $44,407,000 | 5,473 |
| Loan loss allowance | $751,000 | 4,442 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $1,303,000 | 5,159 |
| Other real estate owned | $0 | 6,541 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $1,395,000 | 4,879 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $70,951,000 | 5,821 |
| Total liabilities | $61,701,000 | 5,955 |
| Total deposits | $60,556,000 | 5,805 |
| Interest-bearing deposits | $54,056,000 | 5,643 |
| Deposits held in domestic offices | $60,556,000 | 5,798 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $625,000 | 3,080 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $520,000 | 5,792 |
| Total equity capital | $9,250,000 | 4,636 |
| Total bank equity capital | $9,250,000 | 4,636 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $100,000 | 8,632 |
| Surplus | $2,500,000 | 4,745 |
| Undivided profits | $6,650,000 | 3,558 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $91,000 | 8,282 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $733,000 | 3,127 |
| Earning assets | $65,348,000 | 5,791 |
| Long-term assets (5+ years) | $1,533,000 | 8,236 |
| Average Assets, year-to-date | $72,580,000 | 5,562 |
| Average Assets, quarterly | $71,820,000 | 5,704 |
| Volatile liabilities | $7,242,000 | 5,947 |
| Insider loans | $568,000 | 5,182 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $2,343,000 | 7,099 |
| Tier 1 (core) risk-based capital | $9,234,000 | 4,529 |
| Tier 2 risk-based capital | $659,240 | 4,267 |
| Total risk weighted assets | $52,647,340 | 4,877 |
| Total unused commitments | $2,343,000 | 7,114 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 26 | 6,632 |
| Assets and Liabilities | ||
| Total Assets: | $73,237,000 | 5,752 |
| Cash and due from depository institutions | $4,184,000 | 6,632 |
| Interest-bearing balances | $104,000 | 4,786 |
| Securities | $22,029,000 | 5,195 |
| Federal funds sold & reverse repurchase agreements | $1,400,000 | 6,522 |
| Net loans & leases | $42,900,000 | 5,541 |
| Loan loss allowance | $593,000 | 5,362 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $1,331,000 | 5,044 |
| Other real estate owned | $0 | 6,632 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $1,393,000 | 4,969 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $73,237,000 | 5,752 |
| Total liabilities | $64,480,000 | 5,835 |
| Total deposits | $63,448,000 | 5,693 |
| Interest-bearing deposits | $56,108,000 | 5,585 |
| Deposits held in domestic offices | $63,448,000 | 5,683 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $1,032,000 | 3,543 |
| Total equity capital | $8,757,000 | 4,836 |
| Total bank equity capital | $8,757,000 | 4,836 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $100,000 | 9,051 |
| Surplus | $2,500,000 | 4,741 |
| Undivided profits | $6,157,000 | 3,855 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $36,000 | 9,664 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $707,000 | 3,336 |
| Earning assets | $66,433,000 | 5,800 |
| Long-term assets (5+ years) | $2,037,000 | 7,862 |
| Average Assets, year-to-date | $73,691,600 | 5,519 |
| Average Assets, quarterly | $72,523,000 | 5,731 |
| Volatile liabilities | $5,476,000 | 6,621 |
| Insider loans | $300,000 | 7,043 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $2,746,000 | 6,613 |
| Tier 1 (core) risk-based capital | $8,718,000 | 4,732 |
| Tier 2 risk-based capital | $593,000 | 4,616 |
| Total risk weighted assets | $52,434,300 | 4,846 |
| Total unused commitments | $2,746,000 | 6,627 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 28 | 6,490 |
| Assets and Liabilities | ||
| Total Assets: | $78,431,000 | 5,412 |
| Cash and due from depository institutions | $2,504,000 | 6,490 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $28,776,000 | 4,418 |
| Federal funds sold & reverse repurchase agreements | $1,050,000 | 5,355 |
| Net loans & leases | $43,289,000 | 5,477 |
| Loan loss allowance | $489,000 | 6,289 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $1,460,000 | 4,739 |
| Other real estate owned | $0 | 6,490 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $1,352,000 | 5,357 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $78,431,000 | 5,412 |
| Total liabilities | $70,110,000 | 5,465 |
| Total deposits | $68,783,000 | 5,297 |
| Interest-bearing deposits | $62,244,000 | 5,059 |
| Deposits held in domestic offices | $68,783,000 | 5,290 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $1,327,000 | 2,444 |
| Total equity capital | $8,321,000 | 4,764 |
| Total bank equity capital | $8,321,000 | 4,764 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $100,000 | 9,549 |
| Surplus | $2,500,000 | 4,708 |
| Undivided profits | $5,721,000 | 3,786 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $343,000 | 5,286 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $577,000 | 3,622 |
| Earning assets | $73,115,000 | 5,335 |
| Long-term assets (5+ years) | $1,065,000 | 9,362 |
| Average Assets, year-to-date | $79,217,200 | 5,245 |
| Average Assets, quarterly | $77,998,000 | 5,411 |
| Volatile liabilities | $6,460,000 | 5,844 |
| Insider loans | $946,000 | 3,854 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $3,276,000 | 6,098 |
| Tier 1 (core) risk-based capital | $8,321,000 | 4,830 |
| Tier 2 risk-based capital | $489,000 | 5,376 |
| Total risk weighted assets | $56,284,400 | 4,465 |
| Total unused commitments | $3,276,000 | 6,108 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 27 | 6,938 |
| Assets and Liabilities | ||
| Total Assets: | $80,626,000 | 5,385 |
| Cash and due from depository institutions | $2,199,000 | 6,938 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $33,497,000 | 4,077 |
| Federal funds sold & reverse repurchase agreements | $2,375,000 | 5,179 |
| Net loans & leases | $39,784,000 | 5,754 |
| Loan loss allowance | $567,000 | 5,817 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $852,000 | 6,761 |
| Other real estate owned | $0 | 6,938 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $1,919,000 | 3,573 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $80,626,000 | 5,385 |
| Total liabilities | $72,829,000 | 5,399 |
| Total deposits | $71,547,000 | 5,299 |
| Interest-bearing deposits | $65,418,000 | 5,038 |
| Deposits held in domestic offices | $71,547,000 | 5,290 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $1,282,000 | 2,599 |
| Total equity capital | $7,797,000 | 5,105 |
| Total bank equity capital | $7,797,000 | 5,105 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $100,000 | 10,031 |
| Surplus | $2,500,000 | 4,679 |
| Undivided profits | $5,197,000 | 4,215 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $138,000 | 8,509 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $523,000 | 3,535 |
| Earning assets | $75,656,000 | 5,283 |
| Long-term assets (5+ years) | $1,573,000 | 9,212 |
| Average Assets, year-to-date | $76,963,600 | 5,465 |
| Average Assets, quarterly | $78,378,500 | 5,472 |
| Volatile liabilities | $3,221,000 | 8,143 |
| Insider loans | $810,000 | 4,316 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $2,455,000 | 6,967 |
| Tier 1 (core) risk-based capital | $7,797,000 | 5,029 |
| Tier 2 risk-based capital | $567,000 | 4,725 |
| Total risk weighted assets | $57,635,300 | 4,332 |
| Total unused commitments | $2,455,000 | 6,991 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 27 | 7,064 |
| Assets and Liabilities | ||
| Total Assets: | $77,053,000 | 5,663 |
| Cash and due from depository institutions | $2,296,000 | 7,064 |
| Interest-bearing balances | $100,000 | 6,673 |
| Securities | $31,818,000 | 4,231 |
| Federal funds sold & reverse repurchase agreements | $6,425,000 | 2,583 |
| Net loans & leases | $34,969,000 | 6,317 |
| Loan loss allowance | $382,000 | 7,691 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $405,000 | 9,624 |
| Other real estate owned | $0 | 7,064 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $1,140,000 | 5,711 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $77,053,000 | 5,663 |
| Total liabilities | $70,155,000 | 5,659 |
| Total deposits | $68,476,000 | 5,597 |
| Interest-bearing deposits | $63,163,000 | 5,341 |
| Deposits held in domestic offices | $68,476,000 | 5,588 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $1,679,000 | 2,160 |
| Total equity capital | $6,898,000 | 5,450 |
| Total bank equity capital | $6,898,000 | 5,450 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $100,000 | 10,493 |
| Surplus | $2,500,000 | 4,610 |
| Undivided profits | $4,298,000 | 4,703 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $134,000 | 9,456 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $428,000 | 4,743 |
| Earning assets | $73,312,000 | 5,467 |
| Long-term assets (5+ years) | $1,097,000 | 10,111 |
| Average Assets, year-to-date | $71,290,200 | 5,910 |
| Average Assets, quarterly | $73,667,500 | 5,827 |
| Volatile liabilities | $2,791,000 | 8,831 |
| Insider loans | $845,000 | 1,014 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $2,097,000 | 7,196 |
| Tier 1 (core) risk-based capital | $6,898,000 | 5,388 |
| Tier 2 risk-based capital | $382,000 | 6,457 |
| Total risk weighted assets | $52,192,300 | 4,762 |
| Total unused commitments | $2,097,000 | 7,226 |
| Derivatives | $0 | 651 |