Home > United Commonwealth Bank, FSB > Income and Expense

United Commonwealth Bank, FSB, Income and Expense

1998-12-31 (YTD Data)Rank
Total interest income$5,517,0005,283
Total interest expense$3,169,0004,515
Net interest income$2,348,0006,065
Provision for loan and lease losses$162,0003,991
Total noninterest income$826,0003,541
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0224
Additional Noninterest Income$826,0002,123
Total noninterest expense$1,568,0006,504
Salaries and employee benefits$516,0008,250
Premises and equipment expense$410,0004,344
Additional noninterest expense$642,0005,496
Pre-tax net operating income$1,444,0004,303
Securities gains (losses)$04,449
Applicable income taxes$499,0003,841
Income before extraordinary items$945,0004,672
Extraordinary gains, net$032
Net income$945,0004,671
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$122,0003,306
Cash dividends$100,0006,234
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$945,0004,583
1997-12-31 (YTD Data)Rank
Total interest income$4,926,0005,864
Total interest expense$2,897,0004,866
Net interest income$2,029,0006,857
Provision for loan and lease losses$120,0004,629
Total noninterest income$602,0004,395
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0239
Additional Noninterest Income$602,0002,465
Total noninterest expense$1,448,0006,921
Salaries and employee benefits$548,0008,258
Premises and equipment expense$349,0004,913
Additional noninterest expense$551,0006,109
Pre-tax net operating income$1,063,0005,643
Securities gains (losses)$03,944
Applicable income taxes$362,0005,191
Income before extraordinary items$701,0005,903
Extraordinary gains, net$044
Net income$701,0005,905
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$29,0006,018
Cash dividends$07,871
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$701,0005,858
1996-12-31 (YTD Data)Rank
Total interest income$3,495,0007,398
Total interest expense$2,105,0006,211
Net interest income$1,390,0008,546
Provision for loan and lease losses$133,0004,377
Total noninterest income$349,0006,448
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0262
Additional Noninterest Income$349,0003,709
Total noninterest expense$1,510,0007,082
Salaries and employee benefits$447,0009,276
Premises and equipment expense$271,0005,952
Additional noninterest expense$792,0005,244
Pre-tax net operating income$96,00010,382
Securities gains (losses)$04,148
Applicable income taxes$22,00010,165
Income before extraordinary items$74,00010,429
Extraordinary gains, net$053
Net income$74,00010,428
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$34,0005,970
Cash dividends$08,336
Sale, conversion, retirement of capital stock, net$0953
Net operating income$74,00010,383
1995-12-31 (YTD Data)Rank
Total interest income$2,807,0008,489
Total interest expense$1,860,0006,759
Net interest income$947,00010,096
Provision for loan and lease losses$48,0006,309
Total noninterest income$228,0008,019
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0522
Additional Noninterest Income$228,0004,745
Total noninterest expense$1,148,0008,398
Salaries and employee benefits$353,00010,318
Premises and equipment expense$201,0007,169
Additional noninterest expense$594,0006,576
Pre-tax net operating income$-21,00011,527
Securities gains (losses)$03,831
Applicable income taxes$-9,00011,515
Income before extraordinary items$-12,00011,522
Extraordinary gains, net$065
Net income$-12,00011,519
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$13,0007,181
Cash dividends$08,717
Sale, conversion, retirement of capital stock, netNANA
Net operating income$-12,00011,492
1994-12-31 (YTD Data)Rank
Total interest income$1,943,0009,900
Total interest expense$1,181,0007,983
Net interest income$762,00011,171
Provision for loan and lease losses$48,0006,241
Total noninterest income$123,00010,236
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0475
Additional Noninterest Income$123,0006,852
Total noninterest expense$592,00011,168
Salaries and employee benefits$248,00011,681
Premises and equipment expense$94,00010,216
Additional noninterest expense$250,00010,526
Pre-tax net operating income$245,00010,535
Securities gains (losses)$03,600
Applicable income taxes$85,0009,683
Income before extraordinary items$160,00010,701
Extraordinary gains, net$0249
Net income$160,00010,705
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$5,0008,066
Cash dividends$08,932
Sale, conversion, retirement of capital stock, net$1,000,000422
Net operating income$160,00010,747
1993-12-31 (YTD Data)Rank
Total interest income$946,00012,403
Total interest expense$487,00011,744
Net interest income$459,00012,669
Provision for loan and lease losses$50,0007,415
Total noninterest income$78,00011,857
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0532
Additional Noninterest Income$78,0008,723
Total noninterest expense$469,00012,310
Salaries and employee benefits$189,00012,721
Premises and equipment expense$88,00010,858
Additional noninterest expense$192,00011,846
Pre-tax net operating income$18,00012,313
Securities gains (losses)$07,477
Applicable income taxes$3,00012,012
Income before extraordinary items$15,00012,448
Extraordinary gains, net$03,149
Net income$15,00012,471
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$09,922
Cash dividends$09,081
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$15,00012,313
1992-12-31 (YTD Data)Rank
Total interest income$68,00013,906
Total interest expense$21,00013,877
Net interest income$47,00013,883
Provision for loan and lease losses$2,00011,664
Total noninterest income$11,00013,789
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0504
Additional Noninterest Income$11,00013,290
Total noninterest expense$147,00013,864
Salaries and employee benefits$46,00013,885
Premises and equipment expense$26,00013,525
Additional noninterest expense$75,00013,723
Pre-tax net operating income$-91,00012,928
Securities gains (losses)$08,369
Applicable income taxes$-18,00013,419
Income before extraordinary items$-73,00013,025
Extraordinary gains, net$01,422
Net income$-73,00013,017
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$011,197
Cash dividends$08,912
Sale, conversion, retirement of capital stock, net$2,292,000286
Net operating income$-73,00012,862

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.