Home > United Commonwealth Bank, FSB > Assets and Liabilities
United Commonwealth Bank, FSB, Assets and Liabilities
| 1998-12-31 | Rank | |
| # of Employees: | 15 | 7,821 |
| Assets and Liabilities | ||
| Total Assets: | $71,478,000 | 5,632 |
| Cash and due from depository institutions | $1,567,000 | 7,821 |
| Interest-bearing balances | $121,000 | 4,675 |
| Securities | $10,461,000 | 6,954 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,346 |
| Net loans & leases | $55,843,000 | 4,563 |
| Loan loss allowance | $364,000 | 6,752 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $151,000 | 9,510 |
| Other real estate owned | $72,000 | 7,821 |
| Goodwill and other intangibles | $1,782,000 | 1,108 |
| All other assets | $1,602,000 | 4,205 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $71,478,000 | 5,632 |
| Total liabilities | $63,039,000 | 5,674 |
| Total deposits | $46,177,000 | 6,640 |
| Interest-bearing deposits | $46,177,000 | 6,016 |
| Deposits held in domestic offices | $46,177,000 | 6,638 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,232,000 | 1,685 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,274 |
| Subordinated debt | $13,047,000 | 146 |
| All other liabilities | $583,000 | 5,224 |
| Total equity capital | $8,439,000 | 4,985 |
| Total bank equity capital | $8,439,000 | 4,985 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $1,000 | 9,342 |
| Surplus | $6,591,000 | 2,253 |
| Undivided profits | $1,847,000 | 7,129 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $239,000 | 5,729 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $316,000 | 6,369 |
| Earning assets | $66,425,000 | 5,579 |
| Long-term assets (5+ years) | $0 | 9,173 |
| Average Assets, year-to-date | $74,857,400 | 5,229 |
| Average Assets, quarterly | $71,538,000 | 5,547 |
| Volatile liabilities | $11,600,000 | 4,551 |
| Insider loans | $549,000 | 5,064 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $3,391,000 | 6,291 |
| Tier 1 (core) risk-based capital | $6,518,000 | 5,896 |
| Tier 2 risk-based capital | $363,000 | 6,352 |
| Total risk weighted assets | $44,190,000 | 5,550 |
| Total unused commitments | $3,391,000 | 6,298 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 14 | 8,372 |
| Assets and Liabilities | ||
| Total Assets: | $77,997,000 | 5,280 |
| Cash and due from depository institutions | $2,753,000 | 8,372 |
| Interest-bearing balances | $680,000 | 2,855 |
| Securities | $16,015,000 | 5,752 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,160 |
| Net loans & leases | $55,034,000 | 4,614 |
| Loan loss allowance | $322,000 | 7,340 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $567,000 | 7,621 |
| Other real estate owned | $0 | 8,372 |
| Goodwill and other intangibles | $1,914,000 | 1,017 |
| All other assets | $1,714,000 | 4,004 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $77,997,000 | 5,280 |
| Total liabilities | $70,445,000 | 5,256 |
| Total deposits | $49,213,000 | 6,459 |
| Interest-bearing deposits | $49,213,000 | 5,826 |
| Deposits held in domestic offices | $49,213,000 | 6,454 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,415,000 | 2,423 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $18,731,000 | 993 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $1,086,000 | 3,332 |
| Total equity capital | $7,552,000 | 5,413 |
| Total bank equity capital | $7,552,000 | 5,413 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $1,000 | 9,742 |
| Surplus | $6,591,000 | 2,223 |
| Undivided profits | $960,000 | 8,691 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 10,017 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $323,000 | 6,529 |
| Earning assets | $71,729,000 | 5,278 |
| Long-term assets (5+ years) | $0 | 9,550 |
| Average Assets, year-to-date | $63,514,800 | 5,917 |
| Average Assets, quarterly | $76,762,000 | 5,276 |
| Volatile liabilities | $27,923,000 | 2,265 |
| Insider loans | $720,000 | 4,418 |
| FHLB advances | $16,776,000 | 338 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $4,486,000 | 5,464 |
| Tier 1 (core) risk-based capital | $5,541,000 | 6,593 |
| Tier 2 risk-based capital | $322,000 | 6,807 |
| Total risk weighted assets | $43,568,000 | 5,609 |
| Total unused commitments | $5,004,000 | 5,201 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 11 | 9,546 |
| Assets and Liabilities | ||
| Total Assets: | $52,168,000 | 7,086 |
| Cash and due from depository institutions | $1,407,000 | 9,546 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $1,990,000 | 10,880 |
| Federal funds sold & reverse repurchase agreements | $1,370,000 | 5,810 |
| Net loans & leases | $45,354,000 | 5,388 |
| Loan loss allowance | $231,000 | 8,728 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $155,000 | 10,220 |
| Other real estate owned | $0 | 9,546 |
| Goodwill and other intangibles | $250,000 | 2,030 |
| All other assets | $1,642,000 | 4,276 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $52,168,000 | 7,086 |
| Total liabilities | $47,919,000 | 6,983 |
| Total deposits | $34,601,000 | 8,118 |
| Interest-bearing deposits | $34,601,000 | 7,472 |
| Deposits held in domestic offices | $34,601,000 | 8,113 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $12,818,000 | 1,154 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $500,000 | 5,959 |
| Total equity capital | $4,249,000 | 7,948 |
| Total bank equity capital | $4,249,000 | 7,948 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $1,000 | 10,221 |
| Surplus | $4,091,000 | 3,360 |
| Undivided profits | $157,000 | 10,490 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $138,000 | 7,532 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $230,000 | 7,968 |
| Earning assets | $48,714,000 | 6,987 |
| Long-term assets (5+ years) | $0 | 9,965 |
| Average Assets, year-to-date | $45,378,400 | 7,490 |
| Average Assets, quarterly | $50,374,000 | 7,170 |
| Volatile liabilities | $20,923,000 | 2,802 |
| Insider loans | $1,010,000 | 3,632 |
| FHLB advances | $12,818,000 | 404 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $2,804,000 | 6,611 |
| Tier 1 (core) risk-based capital | $4,005,000 | 8,085 |
| Tier 2 risk-based capital | $231,000 | 8,177 |
| Total risk weighted assets | $31,379,000 | 6,930 |
| Total unused commitments | $2,804,000 | 6,625 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 9 | 10,546 |
| Assets and Liabilities | ||
| Total Assets: | $40,558,000 | 8,322 |
| Cash and due from depository institutions | $994,000 | 10,546 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $1,899,000 | 11,415 |
| Federal funds sold & reverse repurchase agreements | $0 | 9,298 |
| Net loans & leases | $36,622,000 | 6,183 |
| Loan loss allowance | $131,000 | 10,543 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $186,000 | 10,361 |
| Other real estate owned | $0 | 10,546 |
| Goodwill and other intangibles | $268,000 | 1,878 |
| All other assets | $589,000 | 8,550 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $40,558,000 | 8,322 |
| Total liabilities | $36,881,000 | 8,252 |
| Total deposits | $29,119,000 | 9,051 |
| Interest-bearing deposits | $29,119,000 | 8,421 |
| Deposits held in domestic offices | $29,119,000 | 9,047 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $7,378,000 | 1,378 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $384,000 | 7,332 |
| Total equity capital | $3,677,000 | 8,716 |
| Total bank equity capital | $3,677,000 | 8,716 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $1,000 | 10,688 |
| Surplus | $3,591,000 | 3,739 |
| Undivided profits | $85,000 | 11,183 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 11,056 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $181,000 | 9,123 |
| Earning assets | $38,521,000 | 8,140 |
| Long-term assets (5+ years) | $0 | 10,367 |
| Average Assets, year-to-date | $38,318,800 | 8,368 |
| Average Assets, quarterly | $39,509,500 | 8,374 |
| Volatile liabilities | $11,920,000 | 4,012 |
| Insider loans | $971,000 | 3,800 |
| FHLB advances | $3,858,000 | 570 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $825,000 | 9,339 |
| Tier 1 (core) risk-based capital | $3,413,000 | 8,889 |
| Tier 2 risk-based capital | $131,000 | 10,109 |
| Total risk weighted assets | $22,950,000 | 8,255 |
| Total unused commitments | $825,000 | 9,348 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 8 | 11,389 |
| Assets and Liabilities | ||
| Total Assets: | $36,305,000 | 8,988 |
| Cash and due from depository institutions | $277,000 | 11,389 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $1,391,000 | 12,230 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
| Net loans & leases | $33,896,000 | 6,504 |
| Loan loss allowance | $95,000 | 11,631 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $53,000 | 12,124 |
| Other real estate owned | $0 | 11,389 |
| Goodwill and other intangibles | $285,000 | 1,750 |
| All other assets | $403,000 | 10,338 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $36,305,000 | 8,988 |
| Total liabilities | $32,952,000 | 8,950 |
| Total deposits | $28,603,000 | 9,373 |
| Interest-bearing deposits | $28,603,000 | 8,647 |
| Deposits held in domestic offices | $28,603,000 | 9,368 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $4,097,000 | 1,894 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $252,000 | 8,059 |
| Total equity capital | $3,353,000 | 8,997 |
| Total bank equity capital | $3,353,000 | 8,997 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $1,000 | 11,259 |
| Surplus | $3,291,000 | 3,877 |
| Undivided profits | $61,000 | 11,380 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $12,000 | 10,874 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $133,000 | 10,053 |
| Earning assets | $35,287,000 | 8,710 |
| Long-term assets (5+ years) | $0 | 10,888 |
| Average Assets, year-to-date | $30,015,600 | 9,701 |
| Average Assets, quarterly | $35,208,000 | 9,092 |
| Volatile liabilities | $12,599,000 | 3,666 |
| Insider loans | $786,000 | 4,345 |
| FHLB advances | $1,397,000 | 830 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $1,249,000 | 8,652 |
| Tier 1 (core) risk-based capital | $3,068,000 | 9,488 |
| Tier 2 risk-based capital | $95,000 | 11,302 |
| Total risk weighted assets | $20,319,000 | 8,900 |
| Total unused commitments | $1,249,000 | 8,664 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 7 | 12,281 |
| Assets and Liabilities | ||
| Total Assets: | $23,442,000 | 11,096 |
| Cash and due from depository institutions | $275,000 | 12,281 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $1,157,000 | 12,853 |
| Federal funds sold & reverse repurchase agreements | $1,350,000 | 6,993 |
| Net loans & leases | $20,028,000 | 8,828 |
| Loan loss allowance | $52,000 | 12,852 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $68,000 | 12,593 |
| Other real estate owned | $0 | 12,281 |
| Goodwill and other intangibles | $302,000 | 1,614 |
| All other assets | $262,000 | 11,660 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $23,442,000 | 11,096 |
| Total liabilities | $21,208,000 | 11,077 |
| Total deposits | $19,683,000 | 11,215 |
| Interest-bearing deposits | $19,683,000 | 10,654 |
| Deposits held in domestic offices | $19,683,000 | 11,213 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $1,426,000 | 2,431 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $99,000 | 11,590 |
| Total equity capital | $2,234,000 | 10,954 |
| Total bank equity capital | $2,234,000 | 10,954 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $1,000 | 11,788 |
| Surplus | $2,291,000 | 5,038 |
| Undivided profits | $-58,000 | 12,389 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 12,424 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $70,000 | 11,901 |
| Earning assets | $22,535,000 | 10,888 |
| Long-term assets (5+ years) | $0 | 11,403 |
| Average Assets, year-to-date | $15,256,400 | 12,240 |
| Average Assets, quarterly | $21,329,000 | 11,370 |
| Volatile liabilities | $6,317,000 | 5,686 |
| Insider loans | $633,000 | 5,013 |
| FHLB advances | $1,426,000 | 682 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $875,000 | 9,529 |
| Tier 1 (core) risk-based capital | $1,931,000 | 11,424 |
| Tier 2 risk-based capital | $0 | 13,107 |
| Total risk weighted assets | $17,550,000 | 9,756 |
| Total unused commitments | $875,000 | 9,554 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 6 | 13,177 |
| Assets and Liabilities | ||
| Total Assets: | $7,378,000 | 13,756 |
| Cash and due from depository institutions | $296,000 | 13,177 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $600,000 | 13,571 |
| Federal funds sold & reverse repurchase agreements | $2,000,000 | 6,440 |
| Net loans & leases | $4,029,000 | 13,468 |
| Loan loss allowance | $2,000 | 13,851 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $93,000 | 12,823 |
| Other real estate owned | $0 | 13,177 |
| Goodwill and other intangibles | $319,000 | 1,574 |
| All other assets | $39,000 | 13,926 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $7,376,000 | 13,756 |
| Total liabilities | $5,157,000 | 13,834 |
| Total deposits | $5,147,000 | 13,806 |
| Interest-bearing deposits | $4,758,000 | 13,697 |
| Deposits held in domestic offices | $5,147,000 | 13,806 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $10,000 | 13,922 |
| Total equity capital | $2,219,000 | 11,071 |
| Total bank equity capital | $2,219,000 | 11,071 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $1,000 | 12,319 |
| Surplus | $2,291,000 | 4,954 |
| Undivided profits | $-73,000 | 12,740 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 13,091 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $14,000 | 13,636 |
| Earning assets | $6,629,000 | 13,704 |
| Long-term assets (5+ years) | $0 | 11,806 |
| Average Assets, year-to-date | $5,145,500 | 13,876 |
| Average Assets, quarterly | $5,145,500 | 13,878 |
| Volatile liabilities | $1,300,000 | 11,203 |
| Insider loans | $0 | 9,493 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $0 | 12,570 |
| Tier 1 (core) risk-based capital | $1,900,000 | 11,636 |
| Tier 2 risk-based capital | $2,000 | 13,675 |
| Total risk weighted assets | $3,514,000 | 13,683 |
| Total unused commitments | $0 | 12,572 |
| Derivatives | $0 | 651 |